p1agkskkdh144a1us41grljvp1oal4WWBOOKMOBI1 6@$B,XD3F;HCJJLQNYPa RhTp^VxCXFZG\6^`bWdffhHjƇlnHprtv,x z| F~$#k+f3/;SCKS\d lt|6۬ B># *?19e? D/KS;[@cUjr?zd-|X#7ǁg*$L  '% . 6=DL4S[yc2jr{z '"$&e(*H,.702Ǐ4-6C84:4<>.@BDFHrJ%L-bN5P=RETLVTNX[Zc\k^s9`{b)df{hj9lnVpr tv{xGz|?~&3 vM&."5=DKvRZa'gnu|+HG88ԉ5p6$n+2:OAIPW^fmu|`Q/9ƟoԸ"   ]X (Q!'/7 ?3"F$O&Vl(]*er,l.t0{2468:N<5>!@HB!DF)HJLeNP5R+T V %X Z \ %e^ -6` 4b <d DSf Kh Sj [ l bn jqp rr yrt v x {z T| B~ !   H   ֯ % q   A      &z - 5 < Da L+ S Z b i: pa w O  `  ~     6 R  $ ۺ  0   J "     &l . 5 = C K' R X ` h p= x G  n H   Y  \ o | &      Q" $ w& ( #f* +, 2. 90 A2 Ij4 Q66 X8 `: h&< p*> w@ ~rB D F eH hJ XL @N TP gDRThiV5XNZ\0^Q`~bdfhj!Pl!Qnn%p&/^r&0t-Uv-Wx-z.|/~1IZ2E3+337d/8/=8/a8/*/MOBI dT PEXTHZl3calibre (2.51.0) [http://calibre-ebook.com]&p1agkskkdh144a1us41grljvp1oal4 endUnknownq,1f112fde-7d1d-4838-aef8-72563c75c3adp4calibre:1f112fde-7d1d-4838-aef8-72563c75c3ad EBOKj(2016-04-18T14:34:21.294000+00:00   t m p1agkskkdh144a1us41grljvp1oal4SSDIolutions:deasot`gthenhecial By:ԃMcCrery-PomeroyӅohitiativeArojectنCommitteeorespiFederhBudget)7TABLEFONTENTSbρρPa...3WWWWWWWWWWWWWW3a12047>AdvisoryHuncilembersOWWWWWWWWWW4733>AcknowledgmGWWWWWWWWWWW9361>Foreword߀WWWWWWWWWWWWW v22585ɦyɨntroduWWWWWWWWWW 1yWWWWWR6H1.SeizingOpportu0{Imv)߯sGWWW@2?????89H0>2'Anverview)()_GWWW8ggggg65257EarltWWWWWWWW3677776395>3TXEmploy/EligiS1System:ΎGatewayjus_____^and}BenefiWWWWWWWY775873>4?Ammr-Focusedealth &ork(HWSWWWW 5gggg`374924>5OUsTsihJobsocr8pplica9cXrie 8000438677>0s?>aloWWWWWWW9////)55092oipdministraWWWWWW100/278>6Data-DrixluI{CoxnuRejces*101DŽDŽDŽDŽ00573884>7__AdjudxtHEndERecideStagefeight="1em"idth="0pt">AdjudicationfterixteenearsfestingndnhancqInitialtageecord

8.Socecurity:structxDisabiln/WWWWx5000775828>cuss1hProgrammini؅alsWWWWWWW16_85694>PIV:awiththWWWWW! 171ׅׅׅׅׅ6038>9/ExphPrivatey(sur(eovxtoelpheSDI672ׄׄׄׄ00891>10ǁEنAccessLong-TermrviBSupportsoeopleNiTwwwwwuChronic8`WWWWWWWWWW196?????00954833>11ImprovnetwAqWorkers’mpens20001180sύπWWWW*23792043Wn:PRe烇WWWWWWW24182OTs:Benefiapbsetyjeopul24DŽDŽDŽDŽ152744>13BeylrothPgggd8Encop`ggggge+ealPWWWWWWWWWWWX54GGGGG0125616@4lo*ann8v^nɌωdžWW87DžOOOOH32103G׃WWWWWWWW.2908950I:[iarisJmolvencOWW92߅WWWWU9199>15Ap achesYAst @-Agedeople#niessyhromrouxIldgWWWWWWWWWWWWb301442512>16OpddressSDI’sin0hortfHWWWWWW..31528874>@erH....................WWWWWWWWWWW<337

Listfontributors WWWWWWWWWWWW.37401706111>Abouthenitiative-ChaiwWWWWWWWWWloomiv8PREFACEXbxTMcCrery-PomeroySDIolutions/esrojecAnon-partisanPmmitteeor`777">Resp@ibleederaludgetedicatedodentifyingactlolicyhangesBmSoci(">SecurityĆbilYInsurance ()gram.heseareeano lppund͋H'''>abxnowye1d,eservhowithies,hoaynI$,e8omyقxle.www䅗sortysupYAmiliworkeHirfa*manybyunayȃitprty:Pp oweumberI">Љw2muldMberhXy71A_xphreview;leasafouJat#mshmpdeminxces}eg,ZʑIween)ubrivqTturni𣘛 {early3vɄ9!">oameupewasa0ntop-dowXpxachwww0icixfrom}ggg">bIstudth yȕ0ncSpeciflWWWssuhC“1pas,”lwBotIaup0 diffpciplin0ologgggackgrasubposal!Uel`momisYZȄfu0;@curSK(compasүXarie8Li'">placnmphas肉HlxmstepsenPXĄGGG8nextPthghrҥjd)wormXpeX,ngo@eedAÙJ advisoryancȃff.Іes yooohConRcpug4, 2015,aߢco-chai0ghs8jWays &ea@Soc)SecuYwwwubxteeÃJimcCre(R-LA)rEoHoD-NDguH:߃߃">dvoc`*aacro htrumZADVISORYOUNCILEMBERSb>LawcAtkins,xDctor,̎-T ua`ylaؙP nt,ΐon@Am''!\Insurance.

Andrew.iggs,esidentcholar,mericannterprisenstitutHForrincipaleputyCommissione(SociSecuriAdministratww|BarbarautzcPrm&EOolicyWorksMary.alySenioriceAssQteirect@ofearch,ederHrveankOOO">SFrascoǁNJ@dpExtiOffr怰Pub,hercGGGDStehGos ChiefctuȎώώώσRonaskin\Fellowo-fCl`nndamilies,roogs7770ooHonvilleӐProfeprEconomicsl.,nrsN???">HXshwaDisabtyWWQImpto;/݉Ds (AUCD)7774Neilacobson#Foun`߄corpandҕxaChai6 viyoardބ///ߘ,r Trustee݈3MedPBƉ/??bert.أhauertuishedW7EituUpn???9LXxn@dׇׇׇׇׇ׃ӮEugenHteURi0Bᐴdžǃ///)Wiamaylo̎̚_qApppOpsB__halsupl3LH">חWWWMebeccaafPo toQsXgr@at AcȄ'''">ȅwWWQiiCKNOWLEDGMENTSb>">Thisolumeouldota(be0whthbacfeedback,upport bwork)">manyndividuaorganiz''rir@emosHi>McCrery-PooySDIlsر8vPi> likeinowledgx??[emдuЮՊ:arxAtkin\BiggpBaHrautz,aHDal؀XXpteG Hasg`Henv؀yN,θiyZob׃׃׃ЯG,ǧl@Bs.heseeadsuranextsProusl do0ti`off,pg.projXؑus elpa8revi??;cHɋ@%elp)d0lop"co-’troduhap烧dlso,1b(ibleu`Ifach;,hofulraf">XwhixheROaloIwayb>RAlacoxibupȠvailaQ`YrbookgׁׁWB=ogp)o9ticippCone:p8GGG">Ortch GrXstei࠘karshawsk AlhCoheLkSpgtMDavidittenburg.

Inddition,eouldikeohank0eanyocialecurityxpertsholpedthisrojecty///(offeringmportantvicendeedback,erirssisse8reviewer,presentthouXsnowYbestrov؈SSDI)gram,articipa2ine0ur“lense`ons,”rwiseontribuC7.mx`individuals`clude:GGG@HenryaraMichaelstrue,autoCharleslaPs,onaireul,ellyuckl߃߃Rqrdrkhaus{ClaypooGinaxemarkuggaiesaavreaultFeinleib KƋenoD.҅ЗpFryJagadeesholThompGolde HirereqRacpszlqDorcpH0yuHatfielJeffreymmetKnolnbeJohJim燚ssPrawza8KateangLiebLivermor ubberBry׃׃">MacDNicolepaJy(MX@JHcGuinnaPoQn8bali?׃׃Webhilp@PiercxhЊVirginiaҐ*chwabish,shitapngupta!m">SJmiAndrewӪlJutcliXrntcWalk1EȓZelenske.8驈lsoQu,numerxongȥAHq8Xfederghrnmmploy8speJyIpatAdm؃viso8BoH=XnowledgۈlhmmexaspibFDButAr(׻–ulyurrorfmemqMurph">AlexrailippCorbEvacw,rtsrȗEd̢(nzy">ChrTownexPtsaBar(Pb>b>ׂׂ">FP,ePefhygeЗsuȃȎLaurnFou">قJynȀqradl؂_6fcز0wACRXst!unocublicicynstitutMem(ca׃׃׿esep8N @s HealtUn!sPennsylphɃfhpa8y>ii!vFwoi>?0PTDir8(h ()rustKywixwodeplet itsprvTXneSprevI///">垑cl,utXo XorSr ad؆im ">`kъfutureXXm.׈ІdexinedwrGG7sitedlohCsX!awma s8nu)x8P𭃄OOO">D؊qic(piu؄;diJ///PteY5,ok8jdelaؐId.ӥallJ/p>Bipartisanudgetctf 2015eallocatedayrolaxvenueromheld-Agendurvivors’

Insurance (OASI)rustuHtoSSDIdnrderexteQ8solcyၚuntil2021x22.tccompanithis'ionthralPcrementamprovrsׄ8">gram,qludinga-fraudʁTHtegrityeaes,zrenew(reformsto)emonstr3autho[ociSecuAdmini,#pxpleDecisMakpilotu.THchangest—many%spiPUidXeadeenre@xsharalawmi( mbutorttepAward.مh߃߃">muchore혱beonerulc'gׂׂ>Aewqpt[bookЂwțS)passalindfy leњ.owt12Aposalx70x///">3rough 14webwwX(n`updB">`tSAegislLWT xaXrelevtoday???8*Pn.ԐɃ>add(@Ykissuٜlt?׊҄'''cthelpolicyYo1ppPion@how/">long-mphN'"o_(livXpeondbilitiacro 777Rryooiv SECTION:NTRODUJimcCrerEarlomeroy(i///,OOOOOONxontwofaPyembrece؁y蟋">benefYHA 2015a).ƗmosH*cashTaoderag1abo$14,000rearT)ipiP$15b!.`osehug,///(repȂПmajoRrsincȄzJ(1yshoV(Bail@">yHemme* (ofyleaoed`heligi0individuy???">Rttmʵneed,anbdiffbetwebe ///`fasicRsЂ1phrWWWPRhaiHneHo0ayMeansӤSubmittee,y`GMtlarI,ꂐboiestrؕn* PI}.e'''aagremuco8@^߂ςςɃsthXSoluisatPneptemberf 2014ecauseherogramacedritical

fundingsis.ithoutction,wouldaveennabloayulnefitstartatend6 lievXthwhiA@yeed)oddressed,lsent///">anpportunityimXSSDIrervicesoreopwisabile@">Sinc Congъ8jiPidignjeipsBudgetct5,Ychem`arilyverimmediatOTlawade sm(rePms߃߃">m)realloc񓠆aayrolaxZthreeears(rdh鉤untilba2022.lgh8waswelcome䇈lopmaaepAra׃׃׃direotaHXolu!yvious…(adlintak荊''">'''$؀Xti(DQtCsponsiq˓OOO">new"22simila/Ksixdooda can9paWyyluBourselvinzɚYyXhʄ 'AftpworkqjPa2halfeʄ^atؚ߃bHr؂tY,YmPB`ow1.egqoes#Adva!PKmaɘs΅
܅Effavxss,yiciency,IgyeCurrBSyhm׃׃׃3.uאH_̄0sA񌉘DOsWWWT2GOLUTIONSxpcu8sn簈detaow7WWTaradfH"urˋatί❨:s0ld@Ed@׃׃ה olicyLt)deba9manppңo0hh@ay8book— @Iiܥ͒xveXcontri9z ؑa`sȴ߃ߓAâlengOAltrupڨٹ l!extendedrinu`Qaerfin@ihfH}unseYse0504qspaab$35`1mo8///8(t0.iHzeipartnudget,څ|’0hapk///">ydryfquJ161dތ1HhenHbуlhsl,n؋Ȓfgeir8w5`cЄWWW">15erggaEaddsB3pbe)adlink҄'''futuܐkZwhyqqj`no؊@-xgȈ@i@">foIchiev/balIJ䉹idPify0g{/m wBl%lo(hoa ;">Despisomos0??<!mc

improvementsemains.ndeowaveixearsooomethingbouthat.ailure!seizHhis

polic˃Xocat?mmTheylp1ii8digxssu`facGGG">gramrbetterndt(l1peopleie(JgourIvaluabc8feedback(roughceshWen`H8as,askysidevaubmizirw dea8sponwa`endouorˆOJBreviewdozenfposalsel12*rh@gbqaa8etzX8pauthor"> oċraftjxplxEm9wan c soluR:̋ welBf[ulPtw lso bwopeĢ󉉌p:i>SSDIӉonfHnce___ynPgust 4, 2015qWasqton,ChُbhW鈰׃׃כpظrecei)tXcusss׃׃">Aoy,MpHa18onthbtudyio]TYregularlhI "peaǕo 100HMaact҅2 onhsXxolH???Hؘwܱ8im`vybook;ulminp!l쯨w I(#belie Ztful)_ZZl2o@er1ߋߋۂǂǂǮfirm؆U0htixYctivit,75can4膸Pry—cjppliabficiar@ 9taxpayber'??eXޱekPamliuwa0timaccuy3)HALLENGEND PPORTUNITYFrauXydwh"Ayǎ">gnXsuppoefȝsreturoA:note߃߃؂ۄ">ouna,뵈keep l𓑉ache(insth/y)raABepoymakImt`A(agfy enߨ߃?htruhelpԐ0t8byѠ`it0A@socie0le.o wilqui؈archtl*.Ɉh///">sehDfahelpn thatrocess.

4SSDIOLUTIONSxOVERVIEWFHEOOKb>">Theoalf`sodentifyacticpolicyhange+mveSoci(ecurityisabilYInsurancegramndrerviypeoplexthie)remaind'''">R8bookesXsumbKsrposedՈahAlthough4reotexhausi*w8specifQlyndorsing)m,Adoelieeachiworthy">cpr`on?yIn;pter*ha@upwn 0putorwar`rinciۃ">recomms9owmakersldp8Arre`m.Åc 2, “Anv!ew_L()Е”*byatriwens,ummarizP">ꆩwdan"issu@ round1itipualXу">ךсwwwaIpcuspthree@C (encag1rPinviinrHkeepo'''">ҁyЌP늤W3cludV⏀ataton,onatPBen-ShaloKManitlۥEmployt/Eligi SSystem:Η8GatewayuppXSefits.u'Ku4,ennif`ChriPaThom(WickX!A.imurO*Qáuhy-FZdeah &א(HWS)A=58u`erksx///>3RiemConWilam8Ȇ{zUT8sXlobIncrWfAppa„XrFollow4TPiH0s̞O___"Lk,*@PdvocP3 esׂףIף9relddmin] 6_Alexrasti aУinoxohohunxiaoڶ,eBD-WVDriHluoIm⎋uyejonub0">ܖgoOr 7 Adjudtw77'R:Ÿ+!Rech`tY.afSixteHYxTeEnHgHhixDevelopAJ8,DEl'{lelenȓJeffreyPlfyirWWy:`xuctx/.ߚ6MargaretHlone,1taffrp isoryw__XBo,Oa:(bsK//ףVs!ieakbetw!o@rIabbel key2r 96.Exp8Poo8suк@CraHelpCiamg/ 10,CPer0^arouԄAcBLongTermŸ{Suppor`z0pt">Peopleithisabilitiesndhronicondons.” ext,ohnurtonSteveuoroposehp> “ImvinghenteracetweenSSDI:Workers’mpensajProgramȅ4inChapx 11.tBeofXiseB,aviittenburg,iroraHealResearch,aPmcaPolicyh0thous2als.߂߂߂Sցn8thre'sstructuralhang؉؋hxrTransA777*Benefiyaubset3(ociXhurityWy`snceopulBbyimildred,wGGIamzki,aroldr,Jennifhistianegine]ё2.olw">thaas(Fichtn€SeligmrBeyl8rong:pPmON///toncopge:򚷈13fiay,iY???5AHALLENGEND PPORTUNITYJacob,yaghP,arbaratzAnitHExplorAl`nww77wsh犯14rmXׂ;AdrAss tGgg:ommissArtөc`fߠaʈ??ntr5how)y胀diP1' 16Opd@s?//?> shnXJhortfallwMǭPweEdwardozen (who`epaffGGG"iJXluSIIr)ayuxum؂oimpAhԂѺstpy6jOLUTIONSCPRINCIPLESbRECOMMENDAw77urajain*斁expsdvocYppraXqȢ vP㗀eure,tcamHl(y=fuldeaPb'alreadyeO8R{buildѨ:unrH12Gl///">.ԭ?:c:ayrrYopicфyengnqwsupH">XlHv,yeaҐ9@betwe:릫=maucЊ`{)|׃777opbookpبmajorDpwhi"(quot.woulGuw 72{@st/8i bɗo ecurAW(SSA)//eHnvolxcagex1rx1.„Ich)t +гن`symߖΎe՝hStED? )yzmed qeps0clemꝝstpilozImpscaagaeveffnXferght="1em"idth="0pt">intermediateteps,heuthorshow toacklearge-sca`problemsnばiousnd

SSDIolnsnit ivetself,rembePoudvisoryWWWPcouncil.heZworkidea2ir0speceWU">werl@beweXlieЃXy(0th"c,otecessarily.ք'''">perfQ`ulAuthlawsrn'wwqOhopeat makwilrefulview,crnize,jusqnromτ''#o2exisgĆ`dlopanȄAXgrammhcmxvemЎ`Wearbroad-bas@cxgu0gsadiscusɏow b> b>GGG">@R_` #1:eg8Te뉁AdvaPpPcɇs`wcly-en Bipartisan,exd1lifetrXusixea)ADŽ771aull؈`rAple𡠁ervey 2022hccordXSoci؄">Secuy’shiefuar0Atim, brxn oughyenuzpay///(bo085erZcostHitb]chhbenefiri(n@Pone-'''">th??9Abrupt@duk@s؈ߝ as)mindividuw abilwhodKhalfCwfamin`$30,000ѕ">lPalmt(GGn $15y.keeps˚0ﻰَArtyswell舶tot(RQragipi!(BailуHep2015)777lZЈHymmunQmaitlQrqC">QRp9larÃ0cAmuch`xie\fam8ĕrejmAlɂC+ =ْbeX0i (ysshfremporLaiItoo쇲voisolu+Z*aalloc.Ɂ@rdAJufromurْy???">mitn*>7HALLENGEND PPORTUNITY!cpainHnotXk.tsxJpolicyC8it777dministr⨣ WhouteenPvrem//.ٙRaϕ! il;eadliapac,8\zwdvance,uil0vmodyňP퇩rHʓ Meanwh,A:A`yPiposdxsaɃQump]l quicklyt! tR߃߃ߏH)ٕX0Hmvalirffe.ԇso,ilotsnd

demonstrationrojectshouldendertakenthhoroughndigqsvalu".hisypeftestingXtAsotimeoduceesults,hichsHytoginoX@possible.7770TheipartisanudgetctadePht҅ytorSSA’sDŽh">auityspecifically0forfocpWs “designedlmotettachmentt'''">lab8ce.”owever,ivقmix0DpastiloفeandeHworЄ_wrinvolvȇgenciorganiz҃ewechsmJimpleJwyneeded7Onxp,Apouriend0oiPolicyÅpH(2015) creaalБe1d (htommitteensureff8essAn;7stablisѕinnovcⓩoutsᅼZ.'''Ahirdirmpi-ysk+oordinτ///WUacrxixr"qg!n.ӣaLccontxPtllooiRegardlwh`sharge,mp8adop^alqualQmetricj???oasPfaso0iaci3adsxPho1////u؄eP nimPk:at)kфػshutowSucfulxperxnߗxp@edif󁓄x(ueXyim𢆔gMonly`mr0aasixeaPuѐ@л/σσʃrH38SSDI҃gramservqpeoX[dbihutr!Kwinguarp-hphc0arf!eP@2022oughp[yt)yՓВpousong-mlu9qs*Q]؍aY-Yⶸ`rom8vitЙ9[cuxfutٱ"7779Ѯ`legisl,gucdminhYxߑ؃nniBr*winop9unb>@b>ggg">@Reaend#2:ɆEsxiqc`iI8gr!CurSystemByls@waKsusHto:payhcheck(ividpߞظ2nadengagXnb`~BwhepQmp keepar!eaXmannPqmx聰xჹ">uParyurdl܈roI?tG8COLUTIONSx StHgnЈwReducekaydueoraud,ccidentalverpaymps,rcauseersonasecIedom@risability.Perfect[uracyanrobablye(hi`Xyetsnmportaspiration goalShfa,oreoulddoneothapuced_X (wellP׃׃׃und)bhelpSAYifyʊcoxnpthowhoᅐpreturnQ'''">work'771FjhlessmmPiPheDI graYmanypl.ɍzno0jcostri">f1 histakexagge pxsizXpe9,Pm.epi///">ifi`paiق,ciariesKstnminpublicup('''">/me 0s@ddual VI!retGGABuw*o _ogn9Dltoger.Ŏy0rruxfb'''">somechey`m˃$unavailKxneed.ȢIyimY">nbxZlagknowsԊPgaew?d">co ;ug貸`1;investigf^le(y">expansɂPC]veļɃCDIs));tr`ndardp`js,udgAmedic f¤[aإRpM+ ">w{BBtct˾hЁn@bsequPislZoiXfur19gIm!antly,JphapssPym@saP蝲C7߃߃occurhcauȶGno胘meHm’s0finHlhb(coТ/lcets.񆱖Gevie8Rs)des8regularrJ8cipiJ">)workarn8bjl؁owɳ0stoppQriate.եtptH,SAac𥨇ixDRackؑY'may9Ȯ99lX.Ʒzmaj8issp((cu0d셀8eon),Rd8ap(hSl omengъlyexcep˻σσ">MDFӬ, (0B 2014;PCQ5dd҂HσσϵQastho`awXĖ“RFlag”0m0lawT (ALJ(zex8m؄GGG@8LankSpeipusIntoo8acqui aт0׃׃׃ױYm(Coburn,Px ntbˋ;ٌiJ!rviʒG!un5X\)expectedomprove

(SSAB 2014;PCQ5).ouldlswtheaytrioritizesDRs.urrently,recheduledas0on߃߃߃whe8rbapplicantsxpect(t,thorkersuHnonefree “diary”ategeOOO">I`b>Data-DrivenolutionsorɄ:ingrContinuyDisabilityeviewrocess)
(Chapt8777">6),9stpin,orcino`ols,ndhouoposporeinmaechnologyrastructuthatleverageexisg䉘ourpredict odel">9AHALLENGEND PPORTUNITY"dividuald䑁ntQdlpgencyargetȈ1x1besthanc'f9Ȗm?ǁǕcȈmourlrackquickctwearn`ooj e20萱[RComplPeeminK='''">TorSSDIgram)]sofavigdumbxppfe x1i:lnthsfotxXEligi,alvve-pvaluۄggg">4escrib2.h-XcYx btplaguQ׃׃subjv.eParȃʂKgafromZpeopgroup(pokPK">thro manxha—Wk">GnouȏOffi(2004)BociSeX1AdvisoBoq6)*8apaHl(nongP8som@s)٬сin decis"dc8ma`OOOЙhaownDSvȊdGP.fbiiAP1dib*ultpppeȠ@tr(mo ???">reڡB*"bȆtxҁubmpfir(wrWVtςHY̟ requ!aQbeX''' ALJ@adupimiӄvamajosiygreprК񍱄777">d0ir3’Iu`oYoK#it*rules-of-OOO">e a`땟ex.n0DАeȉAdj(j">outЃȲvabnt(wClWradeftwe( YacacqmuЗdOz///Z endensѓVrnefgˀ˳.ut2diQseWWWeVlOK;duccor@tOOOUmaYooou8ߐm荭/^b@exlHdv(J0nologhstreamlЮ4s lifyÌ7pt">determinationndppealsrocess,developinguidelinestrainthatioritizeonsistency

acrosctorsnhe .Onerequently8heddeasoeducenumberf솱σIn “Social@b>ggg">Secu yisabilYAdjudic0veeform:ndˀzderKStageSSDIσσσσ/YfixteeneaȂTestEnhancqInirdDۋ”(Chap7),DubHarguЈliˈ$firstQ{,nows?gg`r'.eoulrt(os8dȁ1hresour0waimvqua ">yЊJP,cl؂rough ca!.her8!lready 10tat '''">withygqWWsoQmany9cernbou!urrP2ALJSomeaidhatooittlXiviewach,khɣinsufficimeYlv0C„???JyacklrulHbdureFb`bԋb (albeith`kx)decisȪ?mox(ge2010,kxampl0Ȍ`TpPon9peplbenefitshiano`rcnse:99d(SSAIGP">SOLUTIONSx2).lait`pplaysqroUO>Gs1xImayadpeffec@nQ(@c(׃: uctxWWஇ8i(=Wolf">Enge1GlenЇddsۓ.ưџxxp9RaXrnɃve—؀arty(PreP)a@(o(0a``hɄGGGP`.Pghwhethisd9@dod4_Xish''' mu(öhrynd(0clo᳑rdy\mhc%Asouncil’sư#QIy(1w cGp!ǀmopnakreimbu0dJtr dim҇demئ" n,l">exp8Qom Peamp `auphi҃modif:v8ousechangILOJ:p0aфelj#fjBser0!xtIsul ȏqdwz.Ө̄ʏwilequi9膸,̐suldle)relʥcklyǃǃǃPФJAd8our׃Deȑ*FuAcHsx">As}+maSSDIg`0tor9)}wit߃߃ߥ醥Ӄm.ntu,oftalack*fun[">adisy!&ev0Hipݧ exlaverageeneficiaryaitsver

threeonthsoeceivennitialecision,dlmostwoearsfheaseoe2ALJ (SSA2015b).聁currentlyssuabout $1.6illPЃ DIbpayms,argebecau">itnnotor(IdjuHfa(enoughwage0porting0thhsourcc">Inom3 ckfundsoncreahardshiporipi`literalx)???prey.Šhlimd,reia 726,000-2blogCDRxwhichmeansmaaybeц؋*peopleHnoongdisablOIGaAc:oRChiefctuZed(hnYavPbetween $8$12e8ypspaqB4, 21FailԌ҄`(bessAyrowYwaumbxideaxi1nsuradequatgency%.ԈBipaxsBudgetliX">hthoapproac JlwZinsn-m5orogramntegrityu2qxlLڄ(Pt8Y"capsycertai">helpfulwec1Rpriato8МAhZMUltimlHCP(ee؂gy"@minDR ,׃׃׃condu`reviewaeffectad1ۏdld">(i `) nuHow,llmc9auntaP.rshthaustτddiRnm}icyossiX7anny鳁eth-cHuHop outdЩool0a2d|’xnopsy0mpraxٻC0up bʋ0n49y-firS1CHALLENGEND PPORTUNITY1gXStrershi؉8top_Gʑ$doԋjobp///Hward (deny)P e)nefipaccxte,,cXr-frdЕnerg''BGJns1o(ܗ`DDSPQALJvariouХR">srdos¡elf-evalIsOAen1ljr؄'''a9goleaso.'1PpitC…hirysƀ///">owȳy$auth iTManiBudget (OMB׃׃">G!nwr$(GAOXhaplp0//*Re 8 #3:upportorkbIm L ڀ0Disi׃׃">iup،au@(lookyogoڶ뀡xrÅJ SSDI@ ify9wixtruHKlAmer">e otarJ "s;incentivesororkerso

remainnreturnthe2force.ndteansinding"retfupportsyncentives''' (achdividualituation.nomeases,seggbmayaveittleadopth???8SSDIXHsult,eeed1lookeyotoday’sӁhnef programIay''$disabiihlu roughlternp9onal,c9privates.GGG@ PromoW`,speciallyԃEarpInvon">OnessagXe@arpvhKgf@'yxpeІdv t3act(oniDŽthatȆ)i/hXkeyhelpq.ƖPmostmericp,7770thoЂ珞鄱amantoundradfpTChare///(oftenppier,ilthZcP@wͅhpP(notȏWhi WWWPp8peopAPsi9لχabSWbsXancfarutwAHPx!YferSoSecural1YdpoL,h3">lowecXgreHrayrolaxu싣ǃaarg">economH2`duȂsumintmȦ߂߯greCshoulHoȆabڛliit">qȐxmany{s—urr0K k׃׃">s@r؂нmix,ƈaccommpsykee@hemRab(cAmеi~well-beЎǂǂInE?`courJbecautrypow܈X(Ȩq yis makЖ٪"$1,090mh,bЄ$13,000 r8Ʉr+umb@VthusAh`Px Exxd@یEligi"Z777">(sre-Gifgrarnpsl lsickeHo%???grrecipi`ccesBe@oyYetvocRh#c4Qy{բ'ׁׁш#Zidea(0Geexa),ȟ(aj&CteaAyل12%SOLUTIONSxDestr(BOND){r8yrsBipart`nudgActl@tes{valu؁znx(Gdesign.epttulkeimar7ght="1em"idth="0pt">bexpandedoleneficiaries—thoughettingheetailsightouldHtremelymportant.

resour(orcipi whoayqablereturnQwhHowhrlmosthyr`epokethauu8boulimlsnpeop">alreadynDIt쉑e(saexi .ncedividuȁav!QeiЄ,!yos rnH$xisifulHk///+mxgardl int`Tbe opunitJmot#notyOKof?//Ub0prЄH(delayh)m،edboI?yfirȄ">place??*n “Employ/EligiyӜystem:ewatewAusb>">؏qSol@curDisy¨tx(ChapI3),Staton,y-ShalomCMannpwww">ucharYn@@ j,xcusyssis؉PwhexomeapplJ">ra8r`anfiad.ձȀʚ0 al,Xcx`aw!ca,riagtc٦xHʇaMsdepep'''Al’PЯۊWWAomm:-FHealX&{M(HWS)4),hr iaXWXizy777Bur^aRigSbegpY12@ek8؀c///">iiijuryxeWSmoor𒉽E///PwŏQmpair,9 aaX2hǃGGǏUsiTranson0JobIn`YJA/* rŇo//(5subsPzemxH privbu@IieobcouhlpЅallow\egaxskill3lpperman_ ls"&n c`@n8incaxdit*%7>Becah0ǟfIlargeudlreeapilotI'''be(e1lnBAparromZ,odemt q">cp(PreЯbudh:oa׃"DShنKxoyhڈ@~ayʃ߃߃">e`urret ho^ϒѧ_??>Okqu蒒!signa(demiZQw8rum.XA7mayh fuؚxabutouriYumb؎outeдib?771lokMaRdochissuHiPg0pctJW??9csucPs,utaylsoequireargetingideretfndividupndhusbe

overlyostly.dentify1theeoplossisttlowephppot9alainllOOOH6houfulesignxytakehnsabpZo`r.orisason,tlOOO">mo0importan@o8g0now.13AHALLENGEND PPORTUNITY AddressntHcti(thχrrogramshi>ςς">SSDI9ononemanyufworkertdisabilities.v׃׃">iCid,nemployXsurancvoc`rehservices,ivatey'''!oJfe1l,@lp1EeǂIn @“Anϟview SocYDIDI)” (Chap 2///*OwcusseesX/shdetail.oturs@ly`Xseldomseaml.ԇЍfhfu! caau𗁅v0shif񂓄">ٮsulnearK3poHs HߛߛߏҞxakedbout,ÃA(1Hqors)XaislPGGG">lim`apppa8rx??8.Arehdou1՗n,uqlicym'''0ld粩yob8tim8cerup0v/9iqsyste|fun*etocXќind?''!offIm9exP#fur@goafpgrσggǎXExpP??ؔagoelp )קҧ΄">9)b>BabbelMeyA]Đtweʯe嘢er-spHdwwygube{sturn-to-">throughmp(qZteepsividu her;wah(ȖxׄלbXwɌmoqauenrorequij&hooUparticip)GGGGEopt-.[aAc:XLongTermerviZS-PP">Cnicؐ'$10),`rri`Propos1dd01771heal l-md.ͦѓbenefaurrlya an(Bail)HemmeI2015)8maykMed@Sid,g߃߃">xЯ*؀oobtainEanfdaC78xchang@B0nxŗkspecisj uratptor,ch///(arson9ndɈPdImlhpi.eas9’Oeight="1em"idth="0pt">buy-inohatoreorkers@thisabilitiesanccessxeseervi,longnewrivate

">Program (Chap 11),BurtGuoddr9manyyiOsT6www">WWQ(WC)B.heyqpre@meexistiWC-offset׃׃whichenaredubfithotouldceed 80ercent( incom?tlirep{Qh15tHtead9!'''">alPquirsPttlemЃXolude-asideɘfutuHI(sla oGGG@ل8RusȂMedica),repPȈxndardsQh">exp8܇eriex򃂇Q@employpayؚ Xrolax ifireup熝low5feydoGGAAKYD E鄠specimportca股">byqearlv.P@aП|0Je o">14zSOLUTIONSertXi{meluTi viduiotil󃺎pXceivXЬ///">suproje,£l`JJP׃׃">eX -mnтw끈#pstreng(n$">2qJ!xhelpopbgx12[xd)v">voc5rehö s0i,A0heal(Gnon-SoSecuritWqnDz򋡎eft3''! E*trucP R:sWWW Ю+8n60Pgoteas`woЮf8??ma">remaHd1.irst,]Pal8sȨ销dzRTt///xesig)RoreplacàthwhoYagy0b󑸅,g__]-or-h@ʅT ba) bxryiia///*q1 A)lt.ǥ0vX|Ȑ ">,olicymashҀcepexmeHusursumaj߃߃߸hangHPwlButhuadv+medichstσσϋechnology,gisll)rouns__S׆z  omyv:9fake`e<m“TransB-aӜheZ®?:DMy`syPopu”WWWP(Chap 12),ildrexMaz`ki,ˎ8XQChran퇀o0tHXGOOIsmrecipixAexpectC,heyecommendPplacing

traditionalenefitsthemporary (butnewable) “nsׁ,”lovocaGGG">sup`athepmovofimonarnednHe.In hBeyoAllroth:eform9SocihSecurityisabilYInsu`ceoŃЀpgeb>">WorkWealth (Chapter 13)0,Fichtn!Seligmanrgueooreignificanthanhtoggg`ultimatelyf)artdoL.ertainerNiehoestkфGGGLcce"attach郱woulceive;payt (persalf,rrracـirgularSDIe),☨no연bф///subjectas3z.yu5amou(ۃreePud)abasis.d3 isGessqime-Zh9yso'///(engag0loy)icre(Yrol privGy8wwpExr"nn74nÐ`5 ?4JacobsonAgh,utz,Aarpproposvenǟǟ:(doh׃׃">.pecllyd zquitha(ndividu n '''">ord؁qifP`tead/ aHiiimpairjxedȄIcipixuwed—ndqedasȘ(rxho8slowh`'''lhtppotxprlfeop?='''Yڥth5.Ae{)riskssh]studi">clXヨfub)e8pplD*pgramX">15HALLENGEND PPORTUNITYPCONCLUSIONTesYdoubiqHoPyʝAmercieiHA(">milonR("jnyt 9cIndarfg2///">QmajС)Oheamxnowxs؇`t gsinɕ'''fHh:ledȀwhyawmakqmu(Rprr `xact`aormec0arRespXii;OOruH777bws, pa\t@XAciconpcrowhlWWQWhi8manPdexPfeatur*booo@2from₲">legislator肰nkankhacade؀XprڃP,ynelAdvocaߌ`GGG">ou﮸wQeحmMvOq!ntr’߃߃ߖpHl+irituas@ffer, RP.ɑb>“ApacpAjOwwW x-AghPė_s:xs!sArЈhld”(Chapt15),gH8[aomparativenalysisfowixesternationspproachisabilityolicy,

hlingecentlynactedforms (likehosenHee0rlands)0doveralffect///">jie(irpul.Ofourse,ubXastsim8,:no l@uPtxis to “fix”bSSDIrogramr OOO">imit恐e0yone.ƀqxampl nthetHupportaccommod,ost[">ipisayblogagsubstantiXworkToextXaiymQfinanc"ru@fund,seeunx'''">enoughavXsulxppea8!0im_hrrv0arhaЖabout 6Tsn’eiHideXn0xXj .ό9loun8umbpposals///(surreduc*c`hBo-incre ordovU">UБɃIΞ(sm,֌ipsibh"yxcertainGGAAQsignificho@mapizeell%futHbe聱qu:肨owaddȣ-mj?n @Opۢb>">Aa8sƛ!Shfallقy(Chap16),oldweLorenzpȝwarXGGG">oՇhelplapAbrhspe˄ru'''">liAawma"c(B(ɀض؂ЋPhfyayڙ2wi 9olFtrade-offfac8TYshcls؊[///">axb@y(ycurtvr kȄ">pchang[Ulply,ːiss`Yq2lt+H'''oeheosePitW ㉑OASIsУqaaxbenef(">ulaeraceach٪.Å; 9XRunQalr򎙊18^fail0҅sowilu7??\؃_quicknarrowOOIGapne9voiY (hZsp1P8чout777 Washxtpexploƣ\mJђ ">moqumzfeѦmXyed,fpassa{GBipartis0Budgetct.obeK crisjecYcсpew''' 16SOLUTIONSxb( mumorkhdon#Tupdʁ21Qry.eg`lw*howj2ddqabsolu)oPas0waʾXnȾb''anasjopsihfic'Pim=nreфqe s8Xsab Yhsut">Americansithisabilities,utatherheeginningfnexthapter.

172.nverviewYSocialecurityĆ-ynsurance (SSDI)b>///1i>Patriweagediual0hosetoJXommisbynerorehysic(entP">impairis.Ԉ8wasstablishXin 1956snddonɕ exist73Old߄'' AanduPvors’ (OASRremal(lyink lreti">todayׁ??Rlthough:ori8hdn{(yZc8erreceA@hbeenmodifiXoime,bEIonxuЈcjonHfuxpmeaKboed"׃Pgengub(h(Kearney 2005/(6).peclyo///(bward-aers(mustleyȋyg0act(SGA)ueA/(t3laaresultdeX꟏oet">q٣“͇(tus,”`ichbaprimarineh8orWBJ .,9i t8oA2014,'''loPn(2spous jhildr(Tr0e5Am˄ Qtoabo$15,0003nXipi$hAN'o771iayzzIل42#hqa]˄">5͚072Bo`i,ԝ III.A2x///;sid٧Y(1.8 crayrolaxѝfir777Y18,50a5!agr@y8PebetwemployA@lτ(0zsol*1f-d),JimaximumYex">wgrowxFhsm)mouA8incom逄!׃׃ׯeeq0holdɌ YC51jlb777xgecahחx@twelxcesreve9e/b ">jdepletervl6sIlegis⫉u1re8oOOO">-/?, 240neHrpadc((r.ɈC@sPh`signȂׄlawBitPnudgetctorCʈBthrodelayqwKdȯ`ap022 (Gohchap` !ᢲviPmanyAasph΃www">HOWSENEFITLIGIBILITYETERMINED?Pb>www">8orp`eYXustoth satisfyheulesornsuredtatusndaveH

impairmenthicheetsSSDIefinitionfisability.ԁocialecurdmpstr8(SSA)18ZSOLUTIONSsesponsiblessuingrogramuidelines,carryutlegisl88int9mak1">deterX:s׉Ӂ">ISRequireZ777">generxybas0hhindividual’sorkxorSpecifically,ero??8mustau-of-te(fuD)a cency_ZW///">.pajin-coveemployI.ÀiほsaӂquarXsage.׉ڕ)ce c/onee`y $1,220earnpn 2015,7770tomaximumfourXy`ρToXgedW挨QҤCtaany0///">numb녩stween‑Jtur!216Às8becam led-%/rae ??77\40-e(ioendHwithBOLOyr1"> (ithosphicoǢeȆ31P s?x">ha1previooa)ād`hii9/t'{ہﳲg/ty: “HunXmyubntagainacȉGbyxasaGGGp:-Fphys1Pimpair-nexth`Pulna">̢lPrׂ׀anu?Qnoas120hs.”ل7779`ϏYYZonlyٌϯ(i>(budWWW">׏ya3xXjsignZ{qn؟Xnomy.1 77yeapplcqGusave-HpW'' saevaluroc@Cxcis maaskH(sшa[ce.ɚId`%mad򇰳{oggg@ʱg)mdeps.2wwwpWyT—]!firh%iuclaimqp ѺbleveXfׄׄׄЦМ#XSoSecXgulҐyЈHun@T"ѩxyamouآeyed+shouܛ(@.eIl,K si0{̄s $1,090b! (j ov$13,000*y)Eœxannuqyincɖpaxag)">(Ib):/ɰabr1denied.ϕIwise'''">%hЎjext .??? Severityest
—]Theecondu8ionshetherclaimantasmpairmeorombina

oftsatnterfereithasicorkctiviti(a “se”?t)dexpectedoOOOHlastteI12onthsHuleath.σime,SA’spretAnon-th8holdsidervmiplsJbeenhalnged.udici">decisPidgislhave퀰aAcrgulines.ԇ@autho‹Pdenyme 1ee 42.S.C. §h3(d)(1)(A).2 20FRart 404ubpiP9abilUoesentevalu#processhouhnotpdKttep.03 Ѩy@sYSmPson' ;fun(oniapacY(RFC0aDŽ ɁAphy fOOOOOOψd@nd:">ׇ"rel iֹ,0ޙOm`iedW771lYAnyߗߗߗݻHlחא6espit)ϧdSττ">So:thaxhnbIxom9nӈ 5burXRrohif\xwӄ㄃ ב7KOsignifHnumbGGG@„whiHmakeadjustYhW;imXh`WVi&,geducr(ex1encen{qno''R74GBowOWWSxFigu1 –8eĴ)yĩProces1b>ςςςʁGGGD3oc1SecurAd(c,Rul85-28:itlpIIdVI:ͨInsȕ`A@">NSevere,SR 85-28.ttps://www.socialsecurity.gov/OP_Home/rulings/di/01/SSR-di-01.htmlccessed

September 1, 2015.20auof!e:andrc conHatꇀariyuu'''">ListYI@irmrequiainimamountaobjectivinforma.hi YsDyeterh2Us (DDSs)mptHlaimsswithos׃ǃǃweuiȄwwr|mployxmHer-dQ߃߃">modelscreenHpplhזhoyOOIhplike}ev80readivailsosuhcanevd (RajnȄ'''i12??b>WHOECEIVESBENEFITS?bwN811llAmerxpheقhhnefitAvajoYlXwork">rPokepbon ؁oh;"sQ//h'''">depe!˙includ9spochildren)&m8v''"IUVir9p@(Ab,Ԕ2ggVadCdiffc̮׊al88HrgeogWWW">lo gr,ge(]7790,oЛclX')9]aumbxGhpO??abroapȨG4a9߂ߕFigu2 -ЋGPR郯SIggl1yimgign="l"~769"ix0004764/O770ANVERVIEWFOCIALECURITYISABILYINSURANCEDI)߂߂GdfromjAnn*HSupplem11PrYmWabzX??;ORhꄶpկ1?hasangsubntipy,a??T8!Ylyay;ame.n 1960 22Ǿ\wox;odaZ iolfaZiPi reflecH1evol\Xxc/771A-u(se8nrowthЩmodetails0Oo(rdϏonlyariedlightlyroundheurrentverage of 53

years (SSA 2014a,able 19). b>///">@Benefici!syonditionclassifSSDI₟Qprimary erhichyualify.ԁnaturj">eaimpairmazsreap,utmostmmwtsQa ">alᎠintellectXisor s,cctingorbo35ercǃ(splittween 277770]hav9&8witwWs)x`musculoskele'''">xnxiveissue'' 2'#.o(HwoQ">teoxiencPhesPWatoughXsameatbkdown߃߃߇can`iniga3low–g,ou:nn!StaticauppleIPrograma???IHOWREENEFITSWARDED?G Ih9recektы1divid)ti`a(x1awaaecisswherOGG@nozyeins usquirӃsfcdnabi@Ify">220SOLUTIONSx(ccepth(plevelP8rkHbegdontslsoj777">ackays:upa耘υw(d:7???">denP,ȼڂHeavaila.4ˢI|DAMo'mayy1shldH ȓ@phone,i`xnline_Sreldmpskscrip%qclant’sWt(Y9bsbxJ;bec unbXinthҟ‚Y7ggg`IɌrespi9non-medeligi$7whicXx">includxgHemplojriA3π.h['''777">'"ss!wlevaluƖ؎!XHaDSY///">JncЂXfe8yundIAᐐrulqop1W5///voÁxo3mak奥77(WixStr9׃+irobtaXeX`romownԊ 檇򜨩myiyp0terminɅwiqXgaulI׃׃">exa (CE)ygne8d_on. phasCCEЊjauali)depe(驯~2I$not7770proq)Af80ebT휀rHfӉ#ǃUWNX ɋenAdecision.SAaslsoeenestingnternativeӀleāakerrogram (SDM)orva

b>">DDSqneturn0ompleуɃyfieldfich0appriactZIfoundthatclaimX鎴led,ڄ}nyutsdnon-(r work,"mpu!benefimttriggay9w8not F kep0(tcidoe_OOO">aA sЙ'߁߁ۈl\*HeniЁ(s8may r ___">ȣpoti8lh`: (1)8r;by8, (2) ar!dXist8GGG">lawi (ALJ)3view}UC`cil[(4elurtG؁y,hKrst0ep݈s]ͯ60ay">requ؃Rom!|slar%0ڕexcZ???">4ee 404.621.SocSecurAAwEffF@Perio19,׃h(ifɝ">afXonthme`irrF?i>Cod fƐReguX
it@20014): 213-214http://www.gpo.gov/fdsys/pkg/CFR--20-2/pdf׀l2-sec-.(5J. 832Pubp̙17 sPgrH:l/0th-/se-ǃǃ">314/text?oȔQ=closed#toc-H442FB118C81C4D91A92889A527AA9599//(23ANVERVIEWFOCIALECURITYISABILYINSURANCE (SSDI)߂߂ߺ)yssignXphrPeam{O0g">opportu@Hoes{donȯce,hich-8alx ymIvilysubmittedn 10pelpWbe h𨃩,inadЂ n@kOwFws(P"2ou߁ܴW__[indiuȰ_Z]a?eȲnSA{~.LJc9">employeHtask0 majo(#disaC???HLJ(olunlwQ̀decisybeCexA">wPt)r2spblookinilssbeocuyaro* wellA!i`*/YXPnelwy'''’ɢē GHgڇexaPe,nre—80hnew/evalu!samȎeriapriYYNH0airDŽWWTЗrobhelmmخpA @5d)ςadeniedtheLJevel,zclaimantayequest (within 60aysfceiving

decision)pppealsouncil (AC)viewKase.ԁQC,pdepadministrativeD">judgesQylsootoagry,rismisfΉupholpmodif XeW Uac9imdqՀXyorarRssu.Ifј ߘwPl-sfilYcl(xae`@tricturtz___">}aft؃dat:qe0;``U.S.kGGG">Y4doesɓzIfavh$wcantin ll///">proce0솢circal1beyond.6ׂׂדcѥZSSA,tween 32r35ercePCliha0bQrov`benef!Ȅ">tiPstagxZpayIyО@O)owhɜ1113777 my]s;.hPm???">fXQZ{suc28eXxPy4562O,A-ek1r``97724,xspe( ugbى)ackJ''' ϷVR (p 2015e;ɀY4b^3V2V1)7σσHOWODIECIPIENTSXITHEROGRAM?`b>">OIu8 deminЈqx,IsYg)ygЬm777">.ulonghH@abled.ociIro`mt">reacSolecurityhrmreti0ʤH(rhly 66Zr@X&nex ''7),h`poi`0n-1L.owr,xleѶ^e00d+deathcau@iBmligi8aÐ">D!ilRB (CDR҄hoaturoork—ti׃׃׃i@8v!`Oؑe 416.920#GCAdistEvalu[X,׀җdul">, CodfƬ\Regul`it(A): 857-858@ttp://www.gpo.gov/fdsys/pkg/CFR--20-">vol2/pdfׁՀ-sec(-(.('wwp24:SOLUTIONSs//,T?ўducrZrDR*ޠ8e:IQsOˆILs@medic?j-d؀Ś_ab GA__Lr twyp8aP儉.Ɔ`),sr cphxHdepe0lik @@fedicalmprovement.asesexd “Medical

I/xpected”reuppostondergoDRsveryixonths 1.5ears.h׃׃׃ЅgegtossiblegggfthreeNo'''&fivesxndHow,,oftrunehindchedule,pcurr(leisxgnif ">backlog.hileR|d,orkoncondufSAnot耘of`eneXiareturningq. ">WhititimRL0,Zu9htatistmodelsystemidataromwσχolcordratePy’srobabilityahavqddepa*">assalu on1likhoo}tadoneY1claiwasrsHp=Forndividualsoah8???򧢔">soeDS ureview.Ʉׄahr߄ہ'''">wt9eqaue8onnairhmarreCupЇȆpi0mps,///(mtreat*acttieIfbcrmaybe߄elsOOOO)wisȂ6'''Hslr8P#po`tiQϻc@ЄqDqreport'ơoYhthirdarP(Col 2012)fЃsulaGudecidaƥbdisMhhceSPeGGG">similahinhpyhfavorab`s 3o nsЦDden8XnvXju؂Ӊ' sfouXno8ngh///(+-persmeewithSolecurXve''W~Agd2Ȁ`ea:`i?oi,lHтpPAeonuD_R+Enc///">OuInhnXXenuervic aHfysi8SSDIϡbout 600,000@i(nlyxyiprioizzOOO">ѕ)iAfyompler*iod (TWP)J">Ўyo+ducwdrminkSplud tlpayCǁǁ"jx Hlxf!PcpȀqautomrXgramleI؀ola ;ѝ`m(not!Ãƶpts;Ilicyrũgic;adt(Wџh8returYv Huc`sWPrtakiniccb`/b߃߃؁GGGGGGGG25

ANVERVIEWFOCIALECURITYISABILYINSURANCE (SSDI)

Returnoorkb>">Eachear,malumberfӃeneficiariesrebl(ndhooseygoackYw,otemporlyrermanentxexitingheprogram.lthoughلA herousbstacl ">rB*—from“cashliff,”hican uxindividualblCtsaGGG">abov(GA,Qg0rpfkilbattractiv؁xloyersЄ@whoasphx">lo)imeut)lrceȌ"includ ea@meapmaktsi Ʉ">ی.ManŒc(sHvolPallowzrecipiXtes!remainthed lur+atiod.ԅ%Y:Yine-monthWP,׃׃ז)&xeȓP큰xQenc)reduc;tend">eligibility (EPE)?:ơutomaticxysto@fh鑠(ex7770@addonthreeimmediat 8reinPY/rylappIwaP҉񅿅woyoPE!dMcyy,psapD(`buy-vaiXhpafter)qA 2015f, 26-29)/Inoes`GurncouragI2ffeHletژJ,B.Ɖexae,:isubsidizȵSd`rIlx:on)valu냽nemiOs.ɒGIfyП@t'''9mpaint-relȃ nHcoYfertmpservic">'inemira2B1999,÷(blisTickeZWP3funtQfesignCoi_YPȠ`c`9choareha*oQXʋ.">obsuppor߃helpmHkeepjobʇn?8׃׃">nerkAoHيhc0?;gIovp<̈́ׄф">wau৙:Inc smY (WIPA)1=mun-bǃ߃߃ڝb7RtiXwx.ebsashownc;shadpos0!ute0lim{莿putqsoSSDI߄>(Lrmhtl.3ׁρϝʼnYLJ,(AytؠYaumb@梅'through0usilo9demtr߱ڈBtffsN%Dφ׃׃׉BOND)jurr.changB{S)HowhaPഁ(e`0mʂjGA.Ä,GPh ៘SXtrل///와iodeoash1anynìKTh(abrupto(n؄">refeړ“Zcliff.”ONDestsradualeductionfenefi($1t

/forvery $2earningboveGA).ompletedilotnownsheentHealth߃߃߃Treatmtudyrovidsuppor!ehoy"anystematicedicPmanage*services,cou@dPremovsomēxmdisinc@ivtoSDI\ciaries">schizophreniarffeP`@order.ԄsulshowthatLJkaloxlcoinacare,erecsfulnm2@h*,섰r">hospiiz8gtb!ors Bipartis BudgetctA2015 luda srequiSSAI">26HOWS[FINANCED?bGMos"’sung hfrom1.8erayrolax,plpnlytweeneY">trhpaipreyf-4Adi),porkerirp$118,500A`WWW9(thimouXPByoᱨ)growthZsmPaddi[">ZA2-H3wsed䙲pi hH,#intxnrtruhسeIn4$tookarough`5ill '<`u hileur$14BCcprimHAmIBu( GGG"> $30dBt—%0.55 (Sole(ityoar(fԊ777gOFiguh4 –{R Spe, 1970-2090ǂǂǂƄGGGImLH-TeFNeedoooiAccBgٍ]P!ڕߝs5kxhaki(6.כXo8legislPchangejdeplewouldHxft///(men@h 81fchedulHBis؄">BudgXA5plaIQ׀֨appxt2022reallocؐh6ιx-(Goss >Despiiissbeڴor`olOdfacl8mgapj0Dexc؈raisiax.ԁmXzJrڛ declinbnexewy2.4'A2./d0p2030pYȴ/7XXec. 823Publicaw 114-7https://www.g@s.gov//0th-/Xse-ǃǃǗ314/tp?view=clo#toc-H442FB118C81C4D91A92889A527AA9599//7!NVERVIEWFOCIALECURITYISABILYINSURANCE)߂߂߃.3by 2090.trojectedhe 75-yearctuarialhortfHofSDIoebout 0.31

percent payrol (SocSecurityoard Trustees 2015);CongressionBudgetffice,meanwhilXWa7ć(CBO.lthoughhaseneducP">somewhatyRtemporary]taxhallocatnHXrӉ/*vi1snr">BipartisanAcB),tnoelimina.߂߂߂UltimXly,ddihlegislSwilQrequiclos(؋Ȁ.ԀgaptwqpendingrevenueouldRPy[APgrampsts@ncs!dediH׃edivefur]fromTsouXsuchs OAS`ynd,Amσσcomb1XhreeׁׁWHATXPLAINSHEROWTHNrPROGRAM?`b>">=grownnsiderablyre`QJ$3.3⑐(0.8ǃǢl )1970a$19.51.148x$56.81.42''''2000$14*l2.36/ררЄ???">ש,ԋpeV.B1BVI.G8Thith١1flsu ̂('''Xrsjwag`(in膘benefiaXZwi0s),ⲨalsoackOGGotpnumbЈȓxipis—b2.6< 11todayoo<'''Ќooi3Йncpwork8-AmehaHaiv&splarCI/''%eʝ2.2OOOAshahais 3e''' eaupх7-(9zsa3wx4ݚ{3 (Liebm10812">3.0m؇8befo''' 4,hiicorrespoRp8sw輨2,߀3812Nuhousxpla sч5peop@Whaveofferٚ蔙hry///cceptdryss:///(opuȏdemiphichan ;GGGDE om1lab(market?т___policy%WIPsifficult1attri0HiroporЎxZofactor$GGG@juavari!techniquЂalyshelpuaXfy4 (Au?Duggj03;6;osr4;u@qAsoonB/c“[a]l ughqݗ?gڌubst،R „777">xm@ɖ, . . ysSIxextYr,Y">-to-~%£hyao8.”,Witؤ@gNeu1ʹ_ É0b>WWW">OК8sizfheSDIrogramsheveralncreaseHorking-age

populationndcorrespond(ςȀnumberfeoplsuredorSDI.cto28OLUTIONSzA,Yre)about 75i@Hividuals91970.y 2014Yathadmonoubl89 151.(SociSecurityoardTrustees5,a V.B3).I@ddi*(distribu:/e/oged etwee">1990,babyoomgen@(thoborn46 1965)ntdou0adulod,bothmploym(gross`mesticduct (GDP)Ycosses؉">_[Pporrevelyheayce.owefrom90`OJshvldȐDAs 4564.ԁ:Iwhoplw9hem3aG8i`aHrirtheu)b*߃;_X]Pabil- nototGGAAnxdem1phfacthbaѐ_\eHntiw`">havconsxenoughbbjirsearȥ8c'((8.25.ɣcXideHomo`sw s, 3u_[rece(dR,onX1.4">diHLeaup2007-(9ssFagQ(la''' thi3.8u#A?5ͷ3s7774oj,؍7(Liebm@127-128gOOJ!OKfultire(iН<ܙpyopThnw/TϓDŽOy`ϛu{:bfitsaid-///be eH`T?_atMx߆]aluOcomp(⧃?6,9y????f)Ca62r (MH@8481effec2i8???9_*awards ye pcalcaedsHch(dicB??9rai_uldǔiligil(GAO0apg8҈g//*cause8xRzmusIxin0analy)tYW''' duXѧx7AxYeviouslygragredemographicDjQU.S.pAA''' mAaxX(m;owehPmagnitud'PdaPolicyÆ">Legis]Ip@1956laўP">vPons:.vepenl`r(Atl:i z)

insuredtatusequirements,ndncreasesPenefitmou.uantifiablexamp@ofXpansion

SocialecurActone׆׆х`eriodQ12hsr솈er.tWWWPwestimaupenactLnewnguagelwp9immedi聐titlz60,000orkersthiegpc18hichav0ddcogroware6dretrov)x@ucwa`pplicprovid1Mci"> (Kearney 2005/(6).T萒majegislvelynd"weYa84PX@dQlingsʃ!OsAmethodologsPs///">29ANVERVIEWFOCIALECURITYISABILYINSURANCE (SSDI)߂߂߂؅ᆇZronic (fсЦQssuheXvaluHmusculoskele9߃߃">ord)Yup.hesecPrbelinkmosubjciAS">ZeȔ0tudwarzpartiar @ڐĐa//''/.overgramhbizb (see,,utx2011OylxЬW''%signcancσRufhg4HglWSKձRli8yq0uln@a`ؼQ/772<{&r0/߅PD'''i/xceiptl肠tonumȁinddual-yol”???8(M, JswXvstr;ewʖinu_Iḍam"betycPeriastopp߃߿ !mayiribufe ipiberemromJ.׃׃׃LegisQDoutsiP;o׌;iz5{sodee.n,Jnormreti i:6566 (head67)RbȄexʃiyxorksligibЎуv*σ׃דttranGk܆olecu@(CBO)20b>WWW">@E8omicBLab MatÐOOOKOem8nGt҉ss42008lrDP,krcosلa?8ɀaf.eSappHz_򁠖܄'''">,yabsolerm`Hirly,pplawغy' ?ddownturwhunemploymentises (Rupp 2012).obshatrevailableorarginal

disdorkersnoodconomicimesyeuchcarcerYbad ,ndongpoutsfunemploymentikelyurthreducekilcabilit@Bny.sult,''' SSDIpplicationehtocreas ignifntduri0recessalthoughward ratesggg">goownYsomeegre膄phe,t؃:stup.Yeparome/,mohstructur0changyuy">numb individual@nӌ .Ãdqx[ketavlimt`low-jxThiQ:withXquih8leveؔ,|eFқ甡irS-proneeand,oupZYdwag׃׃replacej8io"benefi銐un,ntitlb0attractiwho!wi1tAceO@thisertain:v@,[f omus alyzPundtlKhipbetweenrogramrow؂afXnc.ffe#EimPv de)ƒ">ad(i 2e7d}/inte]eayri8`{///">@ftaenvixaXЃ(gHOWOTHERROGRAMSNDERVICEhFFECT*?b> ۀTystemservi)߃߃">osi iscuXroxsociAnsn.nbway̆Htjfel,t0cȧówelBpriv ruv8uhzlapeach7y30SOLUTIONSxA saQxsab unep!coor pѧ-phى,spe xl+fwevolv!???cep# (GAO 2010b).Ƅexam,ǀhx80ىɰRtВՄAgeمalmo200Wtq 8an襹`qpeo oj,777nclue8oy-(edicxkmtaryup08Ȥ(">V-helpWWWWso\qCOCЇ8ڟїpra X؅.qrϘ@45%Ȍ?Rڅodynin.\wfragHft imilar׈popuԄM5xggglthou(Nmayartnerise-by-Aahy8fiexȟhaveia///8ckcommunpreheHu A_;diu_^WXreaJpo`t3P۰zumbp7r">importancefodernizingndffectivelyoordinatfeHalisabilityrogramss`nst

increas.ggg`AnppendixncluHetailedycussionqaumberaSSDItȅ8yavableth8i>McCrery-Pomeroy Soluebsitetttp://www.ss0E.org/bookb>elowwwwpshortsA9majorwHZOASI">Bothsre`ci(insur%;npaysenefitspdeaPretirement,wh臊8xreplacencqwheȕgyccurfo8g.|calculatЄ'''">uYrica@ngs-age-bas@msichav`volvovtiini)">eomicdemQp(llpo܀*(popБ`x߃߃To_,worker’s8ndex@MonthEL (AIME)onpto?PrimaryؓEAmount (PIA).Ԇ隩Yannutax]rom؃whsQ(elf-employhJ@itaeriohepass8mostMdultyȇ1-m|ir#in@xitl:!ful1 (FRA)₧oĘAp">i-:e1thuvhH-to- iPYȒWWQDAris zxpaid 100Icysi2.ɷq777">li 'twey`629H,YqceъpPducW(byp25peopwhoS*firturn8 Wѓ7777D]d-tOt#ȝω˅С,}fɆxregardperU'''tatNlevel.nmethod"yy ΍„">buteadyZ0storyGGAė77Wn0bel'ge,sulaligi9aargOhl ughmwMOOOsxwas۳ġimihalrb<׃׃">31ANVERVIEWFOCIALECURITYISABILYINSURANCE (SSDI)߂߂߂incurˊAaԕ1fila`DŽhlaimbe9cؔh, p,gwroach diffnc9ߘh.onth9famiPmemb酉'er’survivo777imidaaximum=mounHColiv0s׃legislz8">ma!calcu؀znui Su`SeHAInٙDB???">SSIisabilityenefitsreeeds-basedatherhanoverageanequimeetingPansest

indditiono&ame䄘nofiu.SIoesot ly`riororkqualifica,bCciariilimitphamountearn4unlincoȁHycreceivehiletXsellAhowany`se0 mawne.///(pers؄ahaH'0reducstoppXbecaused/resourceeligiĄ">althoughAgyrria (Mort`2014). SSDIsnsidexWusHi>ooo">s(pletffcash?lut $20GC˄T*program 摘-montha@iohf`BhPegorPlג">2led,҅ߐ؈starƒappl.Ԍ wal9bevUraexjurya8nw!g(vdҕ0e'77#o k,lik۬not !he work(amou+">𜍂pa؇`as˖l/,xprescageosfrmun (ODy(bJldu?L8mb0Є(Xr8t9JulaoooB>,a,!a @dmHEȆPoug Ac`betweenowB @madС">IpsHfromŽ3( off. (alsodminis(󠎈whichaeeds-ݢwtotsmanPZleچn-_]dRwhoalimi9߃߃ߨ`n`lous.)Aeptz 2014AOporׅsh59,2510dividscek+ْg,cσσϩHJ $3.5illxfisyea3.Å4lawrllowsOslght="1em"idth="0pt">receiveoncurrentisabilitympensationromOD,A,ndSDI.hespaym@s

hb>">GGGGGGGG33'ANVERVIEWFCIALECURITYISABILYINSURANCE (q)߂߂߅3:torkers’Ön (WCyWCeneficrnlyiesrisouB1cour8emplotimpulso؄'''">8dminisbys,XthachetJownrulus yachedЅ1WWW+Yes.asXxaprincipHpt`Xresponsidf聩heal1safeЄ7772ir (fulfundthroughurchssuXchrlf-щ>Cospmay؂@flue@dqdzbac2rlesp AMAiׄ770aGu@ojEvaluPerman0iiImpair(2008)e`utsl@ialosc@hi H"mea otiome*hen)Iȅ9mtawar`mouTio`7eeȕyd">wrhsy lumpumlecpHi߂ߓashWtaxɓSgr"@tiafaayee- n-dPwa`GGG*٧$repshipearn0h)`95cgorporGGG@ڍ`mpx,zɘd@aˆx(preclufrom">axn9Hwyr҅_made0eturho'''|Xyذ1maximHmedicmprЋJ]wЃ">sal.O܇__^iݬXȂ&p4sɖχχ̅7GGC߃߃ߋ/Tًxdoorte8lim@At؀//)systemzdrmi_088x;xbvarjuris.lsoovBdeal>X@rvivorI>AifAw`ta҆@igin1956׎rogram.ɨPenq8!reinstitu65Qaw,虰hplw@st@ڛQir#777"> eivSSDI,`uw9ىz osH81,L 97-35nh“r);”p(Reno,iamsSengupta 2003/(4)__Yut 15-;,[O@an0nfamimb/GG;fu銘haזCens}Ba3???">D (҆_Y)e9Cbenefitsayable plusorkers’ompensation

earningXseterminbeforeganrfamilysotaloci9et (L___">reduc) (SSA 2015g).ǁǁǁSSDIhdrivateIt`DInsurancAb>">ProtIagainstrisk1wyotndHbcourseqemploymy()th؁777">copqy??[isf=Pur@,i(r(r@ly@dividualHo҂.ŀ]ayelf-fuje0.ediumjlarP&HmoXlike0roeuch/Short-q7yTD)rogramsZabsesromirsxobscau">ilesdccnxsust???.oeceivߎS">m0uzaerumbday"fxؗAeplacer0typ@A50wxā厁9requdAghrxaid敀ataiod/''#timas`8aRinjury|noongthsixnth34ASOLUTIONSxLP73L76length@(afȉix-HitX)qBW׃קordindsickHy(Wnox6W7H7ntitld`n0A irh12 doZcXomax">occup reasP;0uablhm8rSMon,2oneP,'''&0un*!΄DhlaltH5apprii$rOOO(a:ߢ۹Ȣwhe䯈omd`oK">IWmZjth+a)mpaȃyafdP;0,''' sizhs'blr؀I14k.ɆlsoHk//)argujeduȊc`` ervhreturn-to-%?Ȋ(ouPt߃Bi%m OK{„">f`񅸸 qleg@8retdu"laimppeCONCLUSPpb>"[|jparzlmssSitfameτ??:Mڭcan:Ioughmٰҏ̈́`greӕmc(inubYok}QAamț,ociet9(peh ashaؾlRpassQ|Am،@4Dsct,0tÂ`adap">technology,^Rŀdva@new dr8nBp ؄ightsnd independentivingovems.

Inanyays,isabilityolicystrossroads—fac9twoometimes-compXgoalsflp///">peoplethiesonterremainnh`orkforcPhiconuorovidemportaЄ">supYPho`lunab8).hesearni߃߃">f`tdXcurrsystem,!cheneraletٍe\PiiaZrece7770ashfiand-stt)oiedAa'#?Changtgramzhowtac zoxrEsamэh">omargin betpizexis*.Ɂfuture,rhap`newp8ac2ulursub0tirSSDI!ɅX`funcJincrea:elf">Ɂ`l-be ؑduќ쎨b>b>ςςϣ slf-ethwvn؇vshbalanctex чHlly//nnotDvenuӊC遰߂߂35`SECTIONI:ARLYNTERVENW77T6OWV3mployI/EligidServiS:ΗXGate_??>ӢSoci8Se8DGB ]i>Da0taHton,o0P-ShaloKM0iOOOOOOO>PEWATEWAYOROCIALECURITYISABILYINSURANCEgWropPmoPngܫInsura (Y)?addswajhmFirstermedicd0o(Rthte irṧPXu^requxxdoxhccXimeT( ul p11@romlabRZra1.Y,jPXhǃǃ">de8mM0zI?xs`exthacdecadB؃߃߃߇ᇰfouπilyD1om@sssuchkeeppchang`(hnology,inl9cept0nsd">“”4Pma‸ignqa /mid-1950>An trucЅreىmusV⎁]iss;fi0qp𙨂`yф48y `earвAons—Ӟdelivx)pvY/// eʀᏊ-M٣olcogd.f߃߃olookehowex,QJ^uPgQ] .ldaX8?5XHGڑ">qt1)Bvis!ƈ[ifntװ?"???">(2)ligiDǨDzimA@awardsong-yomc\ocircumɄo˕!)胭good-faithorkest

isnsuccessful.inglentegratedystemsorefficienthanwostepalyrovide???8supportsnderformligibilityeterminations.We poseevelopm,H,jadopfHeՀemploy9/yrvi@ (EESs).hnewSDIwaypac)uldsignto玁meconomiccur@Qers@iha`medHlondi ;educkᒏRhitop@:err;lowgrowXinederexpe!urhĀ@ЄS;cren??;یequitable,IectivXōٖWW:le!sour\a notl,ut inclurmphas腀M">ʇ߇߇ې!a=alsoő8t?shtaHmanyspear8rv0demt@cribPxObama’'''!2015 dgetSocixSAd (SSA)iROmnibuAApri,owr,ofk—ai,t쁐ntuul2cgӄ'''߃(iavg?9rougroߔTXGGGbsthappl"yr91engageeݩAYL8///">iX*benefi ///">37HEMPLOYMENT/ELIGIBILITYERVICEYSTEMWWWPNaXcapafiAdvisoryoardB)all9h)ǃǃ">O(saØ06),io`б Xenaunchؖ pil h(g,erhapcausؑh?tZXbomiplׄMagen؈8 el؞ivorganiz+.et,8rxudisa???9sura(PDI;ȇm@sLWCrrscou yinnoXubDZqŌH,?EESaddP`loyB!.b@i(.ׄak' ac؉from AyپPoInyF.@ap‚1deeUndӕl3som,@Pe///qasidHiyane!chihȷ(irap0cyaloojKeeatuaKВincluhWout؋argN,Z healXvs;YbpeɏhxضdimmediIr3;now,9g`ˉhmlmYir 73G؝Qba showha8҃߃߃">Sꢯoxts:Pordio(Xfac)munbetwф">,liianуYviP/eeÀdsssessmentndstablish

oforklan;ime-limitedashenefitsailorservicerequireysoremonstratinggood-faithfts,pSSDIntryfucren(sful.nESystemlso(l///(a`rePvelop@appeXroI.???8We`esopti0rapidōNtP mode`thatulrawn׃׃exiscapabilitiesboXpucprivateɁ#undereXrganizonaltructusign???">tosYectiveolboyon.ƃIɇslcomeromdrpeb—ZaYosSSA’dminPibudget,zTrust,܄">gram h؋iyance,DI,"WC0de)na9erBcircumPȓǃImpantlykxpXdo0notxtoceburdBmployer@J">likelydiscogHir2@eni[tghiskmc`x.eus777 vo8(8fe1tax meax finD@increaȂn">qv+ secoȀ89e qblemd8byubYß">sPlarhcribfeaJg`rpgwajڇtx?w eioutlinәȥulinfraZa ahyztUnfFcosPvarioXkehol`s]f c;1 a=nۢsadcif0fap8rوsix_vidIrlus:! ">TWOROBLEMSNDINGLEPACHOOLUTIONb>ǂǂǜioucausaJnsequeA1mpryJbriefpreviHx3htimpriaassxjcan)loparticipҍlace??9enmmP̤fwiurrQ0abilityterp}(hlu">Attohd0ni)??Ӆ؊ڈqWC/77oxuicomLirtex!/38j%SC'C'"P'E"ǂGGGoftfailgeS$supporneedinuaImedic0 speciyfhoXovWC+cksKage@sGGBTPul0tromearQin.anycHq@utPwhop(׊ҍ:e8ptweemployBɄad moSinvretapt physa؅typ9fo8ndiagno%treat aindiual’sFd,Zҋiٞmyy//)ur (ACOEM 2006).Ə(nbh#PsyhavcRtoheÀ

supportsheyeed,ndalthareroviders,tategencielawyprivinsur1ors///(mayenefitromncouragingpplicationorSDI (IlementalecurityɁmeSSI])verpursuofeturnoork (MannRStaht 2011).8Aonsableumb` шex(bxce8causeAmedl9dis.2,uc'(/sached 2milon;lwance976,000yDecey (SSAQ4,Ԉqs 6039).Poughwhot؅*m XXpJЃbHnti`\,ewthanne-quary ieveɁ(nlybout 6enta">en@pegog0hxiod (LiuWV;en-ShalMamu3Histor1lyRXf)denin:v Wet.(eτ??2(zFrhKo4)Ȉw`snewHr">wouldengdgainfultiv(SGA)wo"threerespeAerf„Hy锧OOIHiOJhaѐX[.9eootnow many(Yځѭr8dimss9P/(.wwwpTequxxisabilII]Zaxpaih'F_Zefa`2aZtipOhredu(dar`fBo///05;ӡm؝ߝ2@Fiq-,peṐn,0(">Mr(SiĻ gramalsorge (Ril@IR5Ɍ mploאȖB0x1inv`-to-ڃ)zpumybews bvJliky'''HoplayxtptheabsʬҔw]'''a@(b helpxwhy sh OIlskillC9m''' 9ntЊ\mEvi(TProlLz8Picipb>ou8rigoroussuggЎٶcpbetڔݭdelXexitلkfInystemcPviȂ10 -basZvȳrdesignh:withusculosetsp@-r(t8,P`05)0u'8exaa,8al ai uninsdti1(ligibleʩsxT0oraANeedyƴ (TANF)Iipobtɛ/`߃߯z/͐2fact,(ivAan!` iu(welfȑ'%/(Joffe-W3z9MaaPnsti0xbs+min—`A!23 a74pplhwhoull(Ѕ desinX@inXgnmb"ggg`vh18qpoXsngagenÀGA (workitharningsbovehennualquivalentf

SGA)wopfterrinitixdeminationf[pplichadeenPnied.renchxdong (2014)stimatethatSDIllowanceseducedngageminӈby 16ercthreeohadjudmfonts[">marglasPpadistrHlawudges.ςςς39THEMPLOYMENT/ELIGIBILITYERVICEYSTEMWWWPievi@c0invs—incl@compons1acmodS0ly׃׃׃contact(twA pla@AhealHcarerory(ickeadisabilityg//)Bdxtensqrxew8variousG؈els,adHtH808)ȋ"hmostffecwaysomamployout )eYle8vol}I `especyH8pnكҀhis`PcoorH2upport8Tߍgag(Hˊ 9n0u1'УpaHpainy((Sulv`Adam00).זHiz1ur:d扠nB`vhh">phyianslorganizbhtzBbi@tk agClhWashptStclIo˥2h,l0rexit,Jtots;BnumbАWPreceivHnefi12nthzfa21.҃P@vfromNe0rlتx2σσσȊ`ro܆-bsialsouip.ȗegiKo14,able 5(stDhpؚыpfًȤK77h 40958hoizunschؓahospi܃A84 6ƄwцthirdT߃ڕ#ut 507xyoungȈ/8bo(sexe">Pro CurrDDemEcesib>"SSDIg؂haPsisqadecade8(eqxtensa r)xm.}QȁremelB豹logWnhouappشjinit8[h0k)ow0R;10U!rGGG@b j licۡligicr riacrohsًbetwe"['''Xlllevel0XЂadjudQo0a sam (see,RexahGAO 4;Auмm5 FurQmorXimHAisrXnotͮsx!—">nphowB“voKfacI”,婠astXualHaffecgWWPk’l(lhxewob (12;an4ᝈl,wwwsurTdeشse(punRengisubn'''ُ؃"tt%bi8edhσσ">undDworknÀheuture (Autortl. 2015).

Andamentaleasonhyseroblemsavrvenntractasconceptu flaw">SociSecurityct’sefiniti`ofisabil—long-term “tongagnnyubstantgainfulxivbecauaedicallyɃphysrimpairi.”Ԉurr'y77706systehsuiltрp,ichocsmostxclusiveȁ4Pdsith8mgard0rm)perandvirondcha)eristic1affect''' wherpddɄraignif`Awork.*orЖ`ta\voc)orsrold`qp,oducedY1967ሠdxoτϘϘ. 11”̂!~a8notackbye (Mann14),777010hearings-leplowaratCdecis70!73c4n*t0d (SSAJ,Ԑ63Fqo8reӒaЇD (yowh(asQsU0s(buteoknextb@򬃄e\+pa}`h@sBqss!ecr*4wȀealsς1ӏso؇SSDI/Aicla(!ail2fo1-basatixescrib/52own4i8ad s qdwouljOY">@SGA.ȔX,Kgoъ Zehs@OOD">havLee ;Qs0majequipsumoizXeli Xscoos;iggg">40qSOLUTIONS=adjuɬofuXrhPsubj Xmӧz/HhI鑇abilhaviouso“ex8p">nxomy” (CFR 404.1566,WWENEЃ">Qproaisdemi{pr@J Q1956cep">`ZbadAhsync[8l8c0Pechnology,nt!pu'''b21@ury.͚B8@s蜙Xi impJhs(environyfȌo—@reflˆTIn">Claf$Funo,Đo9H[(ICFPqframeJmhura">op'or`OrganizC(2002(Aougzǹ"Accou`Ofe (GAO)XBymdcor fҍwo߃߇oPtledon6;AOP1 Oؔxpli~doӠa0yjȃf[hҥtinu薫supY` 8m*acmPell-"À>developedystemfESsouldddressheseatters.

@ExistingJsimilaroneeropoPalreadyn0rontextIn 2014, 39ercentU.S>privateectorPrkrev8dyhort-mDI (typically恰noothanpxpnths),nd33hadongW(Monaco 5).ԌgramseneralsseligibilitӃ">bfitsJvide*upps,cludtime-lptcash,hilitilemploy(Auet.Fmediv axI-relthusyC,">WCprriϓducyeinationdhealthIep?//+(Burt2007).12nmya@butldomecognizfeatub ц9dwqXntiserv+te cXin mdecis0boawar_Şooih0pppo!blequ_YnowQfrUn Stȍsomaunthareт(irs;ɀmTrÌ8nNeYl(@߄''' KXSwedenkhau'"MonotaP ׃fHo">wbecakY1990Ѓ#“Dutchisease.”ry’xpendiѬĞ4aOrganisEomico-rD3m(OECD)$agHgro`@HPX (GDP)—4.2΅8٧r2y0 f8t">=@ 3Y-apopuXeiv1Vfell愹n08qly6m.ccoHugi`Kon(҇ؑ!g8kee1tocolI///">2rd;rs8cknѽHirere:`e;sPhbex/məectieHl3/-@tuleg̴ka//ʋ Ѿco,0rre-intepsoqʫQa___X`iod,a*Zsocѓadpx sajDI">̏ :8bfailpsufficiZ(u,Yde@"3OOinPhbᘰmmodRż>b8nN wpouldlappli(2ooo ngaSGA.ee:i23.005:ƈԂhFo*PHcribT –PoiSAPϫMManu@Sb (avhttps://sec.ssa.gov/poms.nsf/lnx/04);I 34121x7usculoskt8www">L@SaHJ,tho,sbassdevic`( ">12הuppadrezfewC@medi`numbQfaypYu___">nonfa1injurًillYI ك";bovolpanyI.n 3, 917,P8ivindupyeկ`St(x1encXoWS(BLSi4׃41THEMPLOYMENT/ELIGIBILITYERVICEYSTEMWWW~ fhedminÀistrationetermineshatorkeridotakeufficient

efforts,xemploypisldesponsibleorddiAalonthsfickay.ooohInweden,apgrowthisabilityceipt1970sndP8PledoowHreplacemY'''">(senefiholdings߇܄Yfirst 14ayނRabsence,B">puttimorhasvoc:facto8(Burkhaushel. 2014).olwAr8wilx90bh_mfochdyٓ`pph((cashsta.oȖably,dardizHprotocols:gran qpcmo">returo#b efermergُπlong-7y)ro`triagoon (c0.heseg Дhurreinc82008(ulo//Dcal!earlifrequhHBcapacXǃ??9Diљ twe`c exEESsscribbovebB(SSDIu`b/+cogn"ȃ`sidhowchyste coupadap񌉙#.ЃAWCሰ׃׃">finroughxpЈ -1IemiumgivinsurRcivov0ߜ.ױ*iicrtypi yahrehkill`sir>aЈihPinuCm1qڂ,ta`somedIZn`oftnvoligS!he`DŽ''"du.ςB@nHioduyalreaddnrsheal;h뷿;#publicuj-H-(!indpduahXout;,}en Pjparticipƅ777">ε occuEMPLOYMENT/ELIGIBILITYERVICH
???">TG<pXposewayg.b">se(on,0r١f.urt/ojloʲ"xnP777Ў+,jaris@pur Ti-wierx@eg߃߃ߕseC"GEWSTSːolyڱbeawXa-ena(d)yac/ǃǃnumerourepqleft-dp8Figu1jyyhoapp׃׃״mɆ(`SSA(epoffi0(FO)r0eks0@P+9@(e.g.𡃯;rs)KmAXюЇhPy labhce,y'''">υȂhA؄nobÐ𐉅9voc P[VR]gencP).ӑ">񍣌ARtanÀcetheameime.anyorkersileturnoubstantial

aranntXSSDI,ftenxthublicrrivat`upports,utKnot.ǃǃǃOrganizationstovideaylso`lp2 apply愘trvinsist|(e.g., case0long-misabilityurTANFgencies)?//)13houghzAarticipڌeas膠orical0be@lows̅systemEurope(countr(Hedbovext"mordosin9mid-1980snd`nu`">ri0tgtre@ self-reahealxq*fl0 Iiperiod (Burkhauset . 201442 nt’Sca܇ʖoHЮ@ce orxan'''!ddponinm?39scis#.XregKoffY߃߃ߋview bohalfقɃɂAwj—@mo8؍`9cdju te8oh">o. Afurdlop.ɅcclaimQieք7770rplʂ)Zrʎultilhs (hownGCHH">bpaybenefx.14poiڏfЁЉ1employeLdyf8=tuЭeickWgram.15uhaeaJ?''#curt(wxЄӧ$wi0opj0 firtPqCaun0vailaAς Figi1ok@)/=ys`i1bEEbxȁXucoulH ȏshïloYgnKwante`">bobi(2@ThchiXjgoalkq;ha肘(1)QdueXctiȑrel|Ы0popul; (2)Xtifhraphaimelyj;Qwho8pXBaj3triagsswheJ8obta!imXly)ce9_XInssit14)///(ig؊XmanllryindiXz/l!dePH gi5quawarE,=sY׀Syʂj(p5 (logouadow)hr@ff-mHa蔡odH6) unsucfulށ (χ:(ag??:);(7)`@makqAׄoorkÀespiteccessoupports.ublicndriva8entities

externaltheES (nothown)ouldeliveranymploym&,uthelpagfinance0osenontras+currSSDI燀way,funnelworkersikely bxbl@oinubIthހwardvailbeforey.׆onsid81ctinqdetHlow.14ԈnewneficiarysHrXled X1fif@mhfhichappawaׄׄђengSGA (estishbDDS)MedPp24[ؐr5oyanh)Ticket—aerce-basHvoucherattjpurchervi(fromarietyfequalifipHprovxobxn( VRgency;atch,Alleimburkcosup1amit,fBh ҏ8leqnine*GGA43Figu.@p dݝJ4i774Outreach,rri'''av-ductit,AorsS2healh">zadvocapiorganizaƒXknowenhx@iaiouslothtep.lgroupsŠ(xijhom`sei`9ʌ.ό(iz<7ir`s8`v콉a(so @ycom aȋinuY,QferHp lsHob,uG771mualsoh~donevcRϻ“singh”777s9noȡ؇\wi-Pseek">asshgaЄYAhg0.ג#no0ng;0op">pply1tަeree(.irs@jdjuڃesheY*Ř(eZyqusdžIf \ mՄ(ȕrxavail8utsȦj16ӣd,th8*M^'''">_ߊ߆determ@@sϣuffic@Ȉ9durarraa ,9’sPonharstickGldxeSceptu1xnD袐unϳy1OOOJengSGAҀXaixaod (e.g., 24hs)I@XۆX߃߃߮mp01sn؄rٻaQwhoʌ؈VRlqif SofomÀeort,oeeterminedttagehree.nyoneotualifying

wouldсifindrovidhinformationnppealis.At irdk@adjudicator herAresufficiently`bability///(thPworkcreturnsubntiȁ腈`pecperiod,ivevailablupp_772TdxsQbas’sel`ndi;sonharacxistics, clxo//* skil,BcurrmploymY`tus;bkcofnow2h">effectsimr_]ircumceIfja8va or,an'&Hs">0y2imateSDIntry.h/Ilq:'Gon remainau8oviaԀA/ 16hcriVexps@oxeligi!SSIutRblمou(nt!focus@oslreadyPc1sislHrEESsunH1CxpВScov`hBo44SOLUTIONSxnegﮧawaJbenefiy>breviewyCO(Ӓ5tworoupYW߄%7ؕacherseXP wo,iȗpossp8ict#i.nXwopnH?!ifYroprwastes''j`oׁוny0ss$9Xє(u GA(th_s#ք'''hePbo8Ѿ?:ݑAmikePyЄ">(su0lrhckpr oPpo tur@o///cu ؇Arecyjob)ʃR ؊-">vfPhh0c,=qcompens2,vainsur.170g??9ahoҦӄY<+reIǘDŽGGBansysteml9Xpublichtlay𔘕eYiavx8Lifxlsr[isubUlimмecauHmIӵ3kbeqrequiXengə@ۀȍ"test.ccAchiecapacvelopedΥYkA776broa0edperhapvп`Ⱥ"#poМel sx]unvoc⁰f`ox1;sh8,lu0omJ;nowXSSA7''zLAxImr9s (s),ĐSЮak'''ёFast-tkawardsÀouldhenonlyooseithowrobabilityfngagingnGA

QXapecifiederiod,v؃Svailableupports,rgaremainlifextancybeAanst(ish(threshold.any (butotl )pplicantshoeetequist`2owonisrack.ׁׁׁToompleteʈti`assessment,adjudt8colct`videnceromalcare''' rs(xsomYj(fxaminatip(astaDDSso8w)Abehalf">SSA.xceptcaeiparmfuAorkerEESalsσσ">informK‚’soytuqjobpas@">acmod׃condXPorwiphelpqhimɀЄHsa؄p.Ԕ9'''IҒhus9o䞀lopYla`~SSDIσσχwardsGGA Wa݁i>">xCSdelivU-b@dervi8";whichQsЛ?772subymIډuܨqarg0iSpxs!ed.18q߃ژ{ssig well-in 9aXgiQcliP;kW(onH@WR,diffsQfkilҎrt.19i'''">17egul:illkehneedisragshifcosIc[OgrnDŽDŽ89Xisrc0PaxplHwi?ooimIi֟ircumTun.t(pxOsear`activPhaЛ ҝ>time,shyIroSu^cul@UoutuKbU#qG,o`m%benef(oiْ?ՖoOOj9ϟ@rewHxȢrraftIaimؖbetweenxADisabilClaimsanr (DCM)est,ooohplBR@y 2000s󀩐:Joli!YkfunءODDSa)poffTstruc(8UcXhow;0a1CMR̊*@s(">(dlopy9incla*tقҙ`X(0WhJesre@o@reh˴Tac(moPsXechnologrh"">;A,\QiʓgrabreОXo,cash////خMn``purrganiz inpaipar*(e.g.OI 132􃈡 1Gas À

coverage);heESouldepayerfastesort.ԁ_Xprovidime-limitedash ">assistancenlyfworkhass`uplledicaleavendhx-termisabilitynefitsis7770ineligibleorӄromXorource.9lanAOerxpectationsʇadHeto#,n mimraaboutcequsifailur s,badvishaoobecom">8`mc.20j70lsoet per!fpartiregarding''' ;i(ntivXLorporawhenarranyfeas.ss">execut#F,loAatIfacф(mmun8twem,皰8zneeded,oni g0yl @Hmilestones,r3Cacxiф///">(ultiwit@%ju5ed.ɠscliȎaXH GGGhttainsespϛGcmme`uxhW trY8TcЉDdxonSSDI؈Ɇ ribx(6/chie`7’ngonexcuWWW">lacky'?'!sɉ|1A6ccepɄdecis\///(q"rppeal.ϧw0Wܭr///Xisuc !hang֋twurXtinu? COLllow9i>'''">UphwlkrbenefiQ/oYdocu!0H"SSAɭ8Ҫǐ(lreadyaQFuKlig@Hy$2am@ X:hiDDS aarnowGAhoeahowrCGu`eɭɃ">fro?sub̌uit.ԉ*cur`tlylay(upre-xectKtleast 50qcx">5sabyWQ.21Ƞli8HɠWnnsfulcaSx˛ X">incluxtain 9ۼlEhaparough777!n@:;۳x0thachxǂǞxulwenvisionÀombinationftaff,achpecializedutr,riage,rlanningndanmentY

employrsupports,erhapsHtub%stsmoHtheatter—agaЁl"romxHtnsultants.20uijzertl. (2010)rovidehreviewhoweveraluropeanystemsavebworkquirwwws1fjSSĀisovincthat:informKdyDDSarrIPlowa`ggg">willypicyskexamin toddi dee8effectuates:46SSDIOLUTIONSxWerouldryapljdss@0EESxjudtorPcas׃coord!iriervis.Ŝi b[po坘bhixr|">Pcesdtime&.ɑ\fedgonoa0d,'''AxllsXٌdisssfiI@Zfirs ?߃߃T0’s嚨ro"suc8sIxi`policybjHiv@o%@sqcrКP7??(iagis`regucTchangd@r funaFpex8gieWgPXPcuss 1privhganiz`-''' mZac!xeng0r!zn]n,ޖskqu(ty///(8#0iv ǁǁ"> jrncostwhileZ pla;؇8ل0C">orwiuntakmsel0dy,ς̯Џ&M穧bin: refl:A:curro狱tfromTGGG b-sk(asi0re񭡎uwhoedo0mo/xr`s (Ben-Shal 2015).22ȡeOhׅxin" unlMoffaarip,+a-limit0thpay!7JsIurn(Stapleteȸ2009). `b wayiz؉777?Έ9cipӁnmaieэypligOOAmerhXDisabiQA(ADAThapwei Q1firm''!larga`rous@ougo{well-inhumanw@ex(t`">؉eInanya_-=xreel(P(aWCrriʀvendoWyٽq.ϱDYavailaɃ0erviقrequibeؖ@PlreadrrybcfuncʅQco-exceptmakٚpdxon0:@ow׃׃">docuÀmentingheirationalenannerateetsSAequires.hegulsndederal

oversႥdonsureerfor8cefarricasESaddressonflict">intet (COI)ssuesouldmposeewson'nd,yxt,mploy.tD'''">basbofffini(i vЌJMˉ`comxatethenefi">QgN.2322an` ldykeubsta(zPt)work-uhpports,Aubfundԑ1|xi@bwe03ttisplaczefpypum8ylittQmpx">af.largȀw`1sizYuCۂp’pabii(">MprovidfpnificdHlvoccurbecauWClm1alhavom,doe'Rpljuryrlln.'''3ʚ7ostemromf$oSSD(llow؄HregggppLinXHdem4fo.urXrai m˜xachi؍(ary">re! ڟyilong-ЀȊ~8expay}orRYv(Staplete. 2009)]ɧprivYXedujownDŽCcliqonPXaqya͑e.טAaDŽDŽDŽ47THEMPLOYMENT/ELIGIBILITYERVICEYSTEMWWWP agei>">WciX1hts`sh5er(m0YAmayhol.s`߃߃">׏IɂzDDSalikex(Xfulaor"iniJPro)ooCXurrgwlVRpeoXwhorryڰ,…casHmPm!snqwhiс0servishة )b@oresumHouldvelop)ࠀar`rey///諔Pautized,utoqu:und()2014׉InnoPȉOuh?A(WIOA).24mernobËAJCs),eghфKLڃ׃׃װ|,,alsxl@a2 assixȈqPjseek,1ludyadȁPHp///">uneok,;archdelP߀tr}Ohfegonrh insigniftdmakeJCavailل">ƁѪŁ!WCsponsinhel @ash`tsDnxaةsuche.25ƍha`hday-msur(STDI)`gram8InP(Ò IpuxcqotherseÀt

coveragehroughublicund.ournowledge,onefeserogramsIvidesorkupportstoIirlaimants.eless,tatcouldЃaayouicklydentifho">erhoxperienceajoredicalv`ndring1mnEES.πPrroу">ncithataveapabilitXpothvaluoHcludbutretimited8,͆id????RmunicipHpitalhealthis (3m@y rs),Iransation~comatyP`ge0"> Fina8">AarXshQ: fadmstmuch'rthуImhrom ealSprivstre@.SATdualHconQn'''">'%icurrDI|!newޜseplace/subsu">DD!rol’sieoffic(disCyeБȁ8sjP ؎/IbeneiasnԣetWJI pPlann?"ss(rbharydirecY3slow+I_inly,R,xdlop?+oGN lPdy󘉚%2i);ȇWec@D׃r xJum; latp(serv///">@ord#y-8uܒppO(%ǁȋac˦,gnlre ࠺ar8rie; 2od (examplp129">24hs)Mpens'ria1臸Kنxb/b/Inx#WIOAPndVR1irstioe "lapplxsigniHh">zvaHXʸ̦rޚ®JIbffUrsɢla(Mtaht2011)5ashhDe*pLab& ;@dus夈blqhnnosymimٛꄏoWCaibpu`cb.ԩe鹠igorouhq1thav">"tНturxc0uc؄`smob (W0izطXal.uPwww">amat8yanotobxOOOI48BSOLUTIONSRoxw؊prpצ􁂲 mgшyhSiniti@yeligie2ash-(milѯ\s (espOOOHXtwiЪoryTDI),une0oʃ..ychoodhlopx">draw҂resq@RropEh̸Bma D">own9 P`R@ʥg𑈃3'B,

however,ecauseneoalsoaketoreconomicallyttractiveormployerhipand

prospeEESlts.ϋopqould1drawȇeSDIrustƅx,th҃">)ctath-generPduonsn;bfcosxexczmargiX">.Ljlong-termmbalabfڇw,uwڃud rȊdisc`ry`uesntXщhctu8ytarXem'''">Thmanas smteԄCЄnqaѕσσ">comsuYeviPzemerg(see“Dlop1,ԄОσσEblishគnSystem”)''! FXrrolYi>">SSA noerYapplSZdc9fromEutAZfp(aciɢaastrbjaosQ.lso,E݄W''"deixwhePrmeetozqu—arocesqsIRSata؅цcmuickpc1lo#g9nbm!/beyoЄ’s!ie`@lw1' ͡JpfX+in`;involхԞU">A0ysProposalM)pH(ʠxtnatu@(7771d.ˆoDhimilarOIi$~throughyomplexscl`qgulS,upxechnlst,Php`qitҐ8-WWW8ffuCԌ50 ?sehdhlikIta decisrroَa^eals5.ӌDtooaȍpBΦ5OOth-rungramaagrؘgb.26Ԟ؅771privɚdH{majоȌzno1yedreWnvBGDltiy offiaaskH*leafدimeomicurhbУcf`oy3@omВ9in-kioσϏupp p,o8iXe!lvyHNpla(C!,'''r eiHHumHServs (HHS);Lab(DOL)׃׃׃тdu+ (EDXiPy0eQP">!submitt`es)@omdÇrenayYfurdplopwhenarra">Oel@Q+t (1) ٴ "> (S’edicalÀndtherersonalဘenvironmentcharacteristicshatake

moodジidatesororkupports); (2)ontAu)rrange setweeneESs,R">26oPsureertainegreefniXmitycrosst federPmonitoringroce8 AuldncorH@e(hsystdesignedossnjb4fpIddrQexiveariation.49THEMPLOYMENT/ELIGIBILITYERVICEYSTEMWWWP5gover,bordinitiPluXer!anceves@3)cisXri771t0ardYdwmion4s`p)ɐBa`expepuse5)equirinppealQ6)ex׀є;???8(7)aۃ(2ʔa@agfawithSA98)ivacyt`secuyP9QovrJ8lyo6???">oЇ`qhIimIj;27 (10ؔ'eaAVcol߃߃">re11Pz28(1(xhnicce߂ߝl֐(s(breauld`gSSDI/SSIHrlybyq’sffi؃(DisabiJAdjcReview.לЁsfipanct񚿀onaf///(deniІXhiq.ɶ+_[dmsIawudgp(ALJs)[aeh.iblH 9futsiiilЕX(p'''">7CbecaiГwilypa@XbdachateXbeyHGGDme!lזMclisuc Ydivid@orhar(hIcircumOOOKؐЗ ي걿[vailh.2o//)ANALYSISFԽPROPOSALb>">WegӚqcuZhowzВhضsieous׃׃׈xpsarpvQ,a(@k1QntrȉحYm'''уpe zjHtbenefyosP׈—">from퉸ip 8spbrief\?慸ncZ@nP777mbP|HtNublicWW4dapnewwayyςϙ EffœEInӛԙ߂ׂ׻add`Zlimi/p06:qS,8oyZh `ca@1A#relevapparti`knpw seekPsəܷ@e1,gardlRfɄ:Ə///ɉX`dVdluňbwy0quirXmakeod-aef؅8u؃be"yTimei(connectedoabororce.πrsouldiqeceiveSDIenefitinimalelayrimmediatelyearnwneligibpnyupports.radervicoordinato~adviseandacilit@Hmmunicationtweerker,l0cians,employтYo"">providhispachmaximiz’shasfptPing@curtosiA,trzqpao9uЌ1job;qsametVhime-lɄ777ashOӈomicitЁel9an cȔqXuoZ.ǃǃǃ27Ɔexae,apid-cyc`evalu#(CodAs2014)@9besquick8pprioooo">Ualter@uPtarget؇1ĈʁRyp N">cindiual88rcnalyttechniquXЏpotQalfrauduliEESase (triagaevH 낏 9sop•ؔmiade8Iompra@T DD(ӄȂnot@swwwpexppe CALJustAWsBde(8adju y (seelockl.avRTtxtْqoPAl gwhionmWWW">non ch $hd areQ`dr1дyOOI50SOLUTIONSxImemDisaąl;Proqb>">ٛT0wior(imZ,!l(poꔠ ߃߃߰hha1eris8hHann;odayoPpturs Pd4'''fus+XŇ?߃߃߇^onvirntW;avail] .ɉ'''!Htra0W2,ichrxidempP '''ngф(SGAbecaт`i/ƪǪ`b̃twouh:YpsmployyYa%cap(ڄpU),ar8"Ѥcrn ǂœf0a waI0eadpScom(know𘯄voabouXipplp @c ha(t`2xiؐheui0OI᳸H؛k˂e8omxlimdgardP(,{b sowgbis[ṈPefJy">1ce''':PoiHBenefi CosP''#From8Kicpe+p^b]@symÕ0">reduPrIexi0rreI[likዐbergbӥsizH[ɒqwitheasoÀnableonfidence.otentialenefitsncludeAreasedrowthDP,

employm,ages,erson0ome,ndaxevenues;Pducohfederastate׃׃׃xpenditurtionithedHcit;anligibilityterminaprocessatPlstorWWWQpublicrusthgram’)tegr.Ԁcos׀@v8 orkupporabove҄'''">beyo9hoslhdy8ingad">Inapx (avail؆SSDIolusebsite)Ialyzezlikelyong-1wws#fromspe`f2,Zl牸rnsloc߃߃">炨serviczv8Ar`ga.׋sosYaPچz'߃߃Eomi0lygHtciarinewystembѐttiЀa'''ng8YSGAМ~yurrdoot8ce.Ōmyr:;urqn@xouil5doimpq1bur(ȟ6P,f@ythP,kit///(matpoi0retazXiskb-thn*edImoO`!c¤ԆXsl媨tuynmoutlaytsylarxamou]~AXparXvsma.lug@ك߃߃ߪossipiceႪsӎЮ((0fgQculug1 ">sav蒺o(rQ$25౺yearᐸcerplauȯ(">Ո0(lu or $12~Mjr8SSIi0tiz'''">offsedHrt%7E.ȂadisPJˉY GGGsomewP,нheT&Xbec8Bo9gPfْy—haps $0.*lrC binedT6)O"lizedl n/ uQ,owrkoqaftaȿxio*invċAP$5pZ9,@htЁtowar{jlong-___">runŃ$hsssciariho庘(n9yexg0wleaoȐ2XspeIwhichXde)rp///ilxmanagȄ! rP\ces51THEMPLOYMENT/ELIGIBILITYERVICEYSTEMWWWP.8tonrYnmah}psystemfinanlǃǃǃl+Q%YlargɃP0ve:ewk@t(뀸job''ub@Rpriv!sor͈)ac ŔCN߃߻CubounHȝHMTorganizć acontri)酀OOO">dhlopÎ⢂:pHh8regulatoryhÀangeso

counteracthiftingfostsromherivatezublicector.here manyeasonoros7770supportnewystem,eginnwithxtconom#urityworkp,o`efficientsetaxpaydolp@andmprovemHsnXogramXtegaccompЅ)adoptionaHderndefinidisabilڄaway7atpk(knse.ChalleB">Mوhatopicustnsi`en"esta0shшrEES.Ɛexample: iQim`!cacoordinalwl ssaၸI (whichPy*peX haerist`);hapH`fnciari0neongoAL,H">ponass!services;"designeatur+en8ragarlppaQ">wellpQrmsceveHenhaedStr8vY (seevious)sital.נoutxals8]@pXSDI(try "umb硸`s嚣excׂуƧpsnurrlaw#ىQon0m0 (9!afeguaragaindel rpffၨҕ@shx">ba,)plac /*'shiftcose">gnA.Νorssniذbex S)𸐔wiQXngDleAQfully.ɍxsiblѠadmin؎D">sav(ʃҏlized|requiynߡ Ʉ???i؆`m!mow={.ԁ(߃ڐ|HconomijifiaiJy1mselvthr:beylutsolow@gramaisk]"yAdapHPubl(DisabilityӳӐlɤG@wb>">Ћ ishʃK(vidokHmsx[%,.chqng@;wy2well-beargpopuXachipII ic sinte Ƀ׃׃">(ponO8otowx-reX)Pt;helpu8">闘pptaloqls(scribManSta`tx(2011)wwq30:challeÀngesfederalversightrellustratedyhoseSAurrentlyncountnrovidingO

DDSs.or stance,venughfulxfinsDSptions,t0sakeriticphumanesourceecisyfXalxfeirmployeePinclu"hir8,ransferqcrossgiandettsalaryes;">nolwayest` Imp ">52SSDIOLUTIONSxThgramo bvioushaffechaBg`sI,`cau twosavommpmedeligibilityeriazj?to.ԏjmeeRworkPstorequiremshoomeTleȂpH׃׃׃supplj)pbenefi蝰ld`r:p@dwi)tdifie[b0xppacjd <׈Ib>?gn(hild؋nsxerniz">d0n0pdisaChѓHH0 ulImaward(o9a`pYH8Joro`rnۓ"1y.31WWWߝߒ o`ruѭhimj8iv/">×7iciar8.omp؁t0pqmab1arm@h)Jσσ">OS rXloursu$af ЦehaWЊHoXbe؃4҈1.onexxepۋw*mDromώ̓firhbeen0P: fast-Pckgchoayp߃32s@K}:ewfulylace;N烋saʐgpirif8ci,PibeԜ da[thirIg{'''">"(duc񞈎~omyЁ`g99ɷO駟А 9d9fy1hdividualpoAiyQ؍"ȳу">v6 availԄaar@se8a'Zlwaƞ ېQ%syщLmmr@ko’!capac2ircumst9еx$.wwwdglsțywtiяG߃ߧVd9臐XludoligiɐundqVI'''Pseekg`r򂙄SEESMp">//OHOOregard9i28@s2bil񊕌/@죀EbtHRgencH,JC0'''h.ÆiŠzoeIOAtegraIgatewaysÀoheseupports

wouldresumablyaketasierororkersoccesPheostppropriatndlsoimveooperationꀀrdinmonggencies.TscenariosescribebYareobviousunitlargdisabilitysystemlevgnewSDIxway.helikebepinvolvi0ogramthatnthisopul—Medicaid,̀Rre,entalaltherviP,velopg'''!specieduc,rSleNutrxAssistanceЇ,(8,vɍ">+"EScHalyzhanginpublicGٙ0QbettadvaHHofdernintechnolog+aHpacAtᏇ.frsHhpoHblцȈψunirdapts9soGGAHowensu(hnWUAsxhac0consi[efh7??[oMist+Hishpz31Bas(currvȕɪpearchmronrequiIHn!sous 14)ar0ipYą0Boughclfery쫁du3.eer`r寈l. (Al 2015)qapmma4fing`romA’souTra0DestׄOKJuneA4)">agnqultiymotRea0MinoxI (PROMISE)'p2drsPplacJawardJex񱓥grou !">IsA"employzwonuxbenefifrhedׄWWQ53HEMPLOYMENT/ELIGIBILITYERVICEYSTEMWWWPDEVELOPQ,ESTING,NDSTABLISHFb>SwwwqCm*iminvΡb???5">CpoymEleavfut退psds wheY`">commxژiQug(way wiȮ/sipyactgispilopzl)rߝ.ԅgoօgraduyݥ7~bH3xnHinfraucnech@u.tiy,QomCOOOy">`,ivs)orelevhieority'''o),>GYoscaupoHfullun8///,watchyχ@advocx؃HlengthyIn؀cH7Ginclud@a ы9bj sspicuidaamuprogrYكojd Q(Wocuslow%xpach,Pi">mo(chؐ potxyriskbupPgnJsquayaYВa`waybettercÀonomicecurityororkers.olicymaqould

scaleackoessmbitiousnHativethout firmmmitmentevHualeplaceheSDIgateway nES瀣.Legislonatschanging_^adociSAct؃釸r`mIquireracAauPrizerrogramBecausf">ter,ngrȈ(plead +likelyeeXonXepe{teeacludǃǃ">xȐsromw(sponsib)relevaagenci0ǃǃ">Perhap1eos mporte)def苘">disabilpurpos(ؒiSSIligiL0aann@recognll搸ohaffectaGGG@pon’<ngSGAbi)ndXvailŅءupQ Suc2///">sig)Ist(holJƒfe(gon launchdeminh">ef(zmo*'systemeopZ~H.ɆMnot,ow,7770immed!urrޥcceriac nHad,銶9fy???8WPyponif,8cor2Levnce,ߥ3쎪w???:rapp.Ԁxlw%lsostruSSAGGG">BSHuesexisV/̑0XsucfulaeteK`ا8ish*зĕ[ooiz“T”reaߙ4)a(ѩsed8leksubsequ(ceSA|e`repЍ!xkthXᏉx ipqmG77 Yargeopu—mostyHS,OL8D.337770Becauayaoxʚ;p؍8@ѱؑXgoɄ 鄗S/X>ed.qeua(,JTrFuhasoWWW">54rSOLUTIONSx{sh0focui"12PYmodelsuchһne0oarn89bout (1)辨bh #Q>Z(en礗a-bas8!ex i`c s ˁĒׄl umb1nlike(ben`t; (2)sypwH8󑲆e3?>reٰoffwÀarding

SSDIenefits;nd (4)owutcomesfrovisupportsaryXthorkergeothpσσ">characteristics.heegislationuldaveorant parip0xnci(necessaiv///*authority.nddi,G@shJdirecCEEIstXevelopifederalRte///(infrastructureequ`do(seeESslo$lindescribPinreviousP.߃߃߃Componenx(!ojcbcorȆsesЇQnfdY*#invi@applicsoroPblishkxfrom3s,ЖPWCarri,perhapɔTso`iАpecify(bntiHset con#s (e.g.,___XusfunꌒanA,typc{ŒȔ geٝ">scope΂ßed3objvcalHr$m҂///(igorevalu)tOIZeRcreP8Pedetail"> ouragmtakeaximumvexXcapabileoduciskU">Śang,ϛ:{֏h(ydP effp҄'''">Ai8y0r.34s9fdsystem’g[ucow???">rely=base{侮l`roa}">HupĦlea )wurapid-cyc0me d a؄heavi@admdata8ormcismhL3boutqxsuickXiasib(CodCAs 2014$somodisseہـcusB/ytmenchwithasurannu L١pewwr-"9med8l( Zllnvari詰m4䧸esYviewclu 10-year!*.uchc0(K">yard(ck pqy,ahКimomiccؤIrs`p0(MStapletЖ`1`www">FX˒nhablisxipiaotimilXo`oQOOOHwhiЖ&corfuss1ncea?offi(firhap-pliî puPcOtif dÌ@mHeGGG ul׉юor(i)hbe8rn d;yopmэs ///">5r*Cxuȟ1epÌbeة;">XtufurᛟݛrY]scopibey+i踀veσɿasymo`nizKabilaEت у">responsibÀilityorwardingSDIenefitsypprovconditionalllowancesadeIEESsndiaxterI

eals.OOOH34videitedn “TworoblemaӅpleachoolu”uggesthatnyorkersthhronicmusculoskelethissues,asowacktrainwouldoodㅀidateIn 2013,erimarympairmentf 36perctR`ranPwx{(SSA4,a 40)O55THEMPLOYMENT/ELIGIBILITYERVICEYSTEMWWWPgwayemploybsupporA.Ӌnpans@\\ursuiʋ ǃǃNJ@otHi(8 esthos0ompondisabsystemostrectlyreldnewO,outlin@earlierςςLIKELYBJECTIONSOUILDINGEWATEWAYOR;">Somroup1l obyave(jHcb荀y`ange]rd.dvocσQf8existKciari(had,nPvi(courafrom///(hir]HhPisk+edice,rЇBlXlvSlv)s耘777"> lH-optundhdhelp.̌@rnko؊yobj">0ix>whiQherurr tled.eder@gxyeȌ'''!mhthi0becauinfّ (hOoXIȘK\o+giroy;">largeԓ銒Mr@li@yy ф)c{@w!G??;lkehol9Hiny,olicym aZgramulttfaGGGlhff0쮒9future,f)ςϧ9AeaѰd@ȱ`s;mɎڕrs#">actudtligi|—eiNot,ʛar0ؚaw,includQaras98ISe9mevi cQmtql[_0nm( cЙwell-td|pA@ela؛">redu Ii.Ե+focXslnon-8doHnotassVonFth#sh1moreaat@rɼDŽretaȼǼǼ;9NÂ!Θdsusicesfeirept wheRi(<iFif]777">gwvRprefepipubHPu˲X">6erhaanlegisl+lfulCdevon afY777">sύ]newᝥom@ur%meex>fisɮvT0mɗ`0sQa@a@8DŽbecaAhstartitÀhnterventionshataverouccessfulPtheroxtsndpply

on(tomalharefotـSSDIjicants—those0thimitedurrᄪsuppor`">alikeCpworkhbdided.ourensu,xeeswould///(inv@ottom-upnovaydministrator8fXal0hlready`gageslareffOL H،Ptiscolc8anyariultaneousyu???Papid-cycle,2abolearningɋ#db onmin )0m:scalone؂www">CONCLUSIONpb>">Wp deopy8`,dopℸaBHystemgggmploy/eligibilityi.͎HQacorHa`х8notew;omڂmbe@aroutᒰs[I. 35u[ribuible1 Be8stablish ,ongrqdebays;tegvoc2PreharA" imhcpsepaYpmSߌ؋@ofl0iA@ProjetWX1991A m8 XRorI5SStlu`eىelxs̈IOOOH56SOLUTSx)mp8today’symakdy祸pladdҌ777">ʊxmudisS pecifllyz!nclu(lor'''Xxirʸ9cļnuoiye-bas">-ransigI Jdeterbroad@go">moniz܋׋׋,qduy`buil" Tfʥp9YntPBueseoƂmf ib0veЄWWWggaadESwzrepla gP "(⺀w܃߃߃ߑrV,q(doRpenhame@omic؄wi-hnmedadHxRbepi@outcharghd-,Zahealc9rs;riagRf!m )///Rr5;JnarrowɃz߱dthPmwilkȴW~gislY4tes↉4m`pU_t rackadopew,8/`JG]osu&Tavai(p1nsu؆Qmeets:DgcDÃldrawBubsti`capbopub8privh#(///ga0ƒxstructsPhn(ectlẐž؛ustariH'771aoleourQlyexph pohtaYuͯt醺XhithoseÀtighiskoraj1edicalroblems,otmposeewurdens

onhem.hgatewayouldeirststepnyPmems8atlltim(lyie ">betterconomicpportunitiespeoplethhenginghys:andntX0donrebyoreducirxliancenovern ufulfillamiofzAmer „'''">Disabilooo">Act.///neficiaryolunteerbutrtoSDIpplItsryorkXhoadralreadyse`;ts.near2000hSSAesigneddihЋ,i rve>6gGymeetcertacriiaS넷nclud(nrollbie؋Ȅduu˄">eoy asligiy.͍ɓfeatur@\w"dvesoȋ聘mrecZesspeci8cepti3y So8lecuydvisoBoard (h6),___XMacDonaO’NeStat؀n11߀؀2LiebmaSmaXgp3)wwq574.ommy-Foc`deal&׏Si(HWS)b>i>JennifCh t,`omWickizerkA.imur9n'sߌؚPhuhin."қviewpP`(dIQhȢɆosȺ,,amilySsswelQu'''">`ron0h7 (Waddel+—=qI"Xo`;rulq9Th I peo[longstXdisaieaajhf)ubȀ0yhoubGBelpʃ8-' prapid-relbabmuUduep߃yl!ir@daywPft@etcQriodrGGG">which*likelihogQ-mutJcinflud,Xfavory׃׃">un~,╠siphhdo0notj $:``(Bowʄ">X0;rn0l.11;rank813;oish2nemaN olHoShaw///(@004 ,Ma1IctimhX">rtR1ro؏ximulPeousatHoer’pa8ed">cer3)s8cooraꃑmZunc񇘞tqccupaatvuگ2fash(Wickiz腷i">1b`‹չىSQ appearsoƀastbout 12eeksrhreeonths (DeWitt

1995;ranklinl. 2013;ashemiX7;ohnsonndyX02;oiselAnema">Turner08)Pthoughomeatahowstndingy 6NRumack8WaddelK">BurtH4).despofimpleprvices—thambodymmediate,ysttic,ro-activ">integrd,multidimensiona8pxachcmitigxXeotenti0yrup">com(njuries,llnessYychronicot8nuality life gworkpopulph">(,Ǔ@10;lWyattPsk1K@?9ageld???">TOOMcLaren,eviP3Seabu")MitchSNichoX'''">1;hawOSullivי՗Җ4ickizs777V1___hisew6lweotovoiddadversْa@sequenHσ׃׃ӛcHσ0yo xpeȂday (Institu0M1ine1DartmhRqMuȋ5Thootsobvious lm0yearser(@rfortunӜsaPhenede0lucorecedub-optimhe ᆀ,e8leftundertrearoge!irОbȮedopi@(fo0Pm@vXsoc+isxblo@irobdrawnromnc0ziomP߃߃߭́idpAlh-misabiZb0fits鯀mJSSDIXQsuX">58SOLUTIONS1l΢01ؘ//*0a@k,ȗ_‚VanTolP9Nguy!vAhcipatonnr!W)st@zincludeQifʢt*ne8extra pp`rr'''BffeKwprev)7ꃸܮOǃǃW nvisHWSuils8caborҿshipsreferrHsouslo1Xommunhes:phys`8,(oya.e1p`sipp `777ividcascbergetelephoapnet-bhcautechnologZXv///oamoȐwȥace-to-A(13)quadruygo𽨃8WWW`aximizIc0a,PHѹ`Aminh(engPstA҄777)ste`adesign,totyp,velopCfield@dir">gephlwQyᐫzXtrx,N98ɒ0!cros?;ANؘǁǁwil8L|eyovailab8todaHpHicu ower-wa">Ќ;whoHrmfirmXIt2: (a)tNscaxׄ??~oooOKzoȀXwhabsHs0 r1">expӉȞC eeks; (b)impy-at-return-to-work ˀ

(SAW/RTW)rocessromheimefeferralroughendYimmediatePsponseeriod usuy 12eeksostt); (c)uicklyvalu!ndivid’sition,creenornownisOOO">po(outcomes,`lpimakeӉKlansupport+inarryingutd)׃׃׃acilitуmunicZsmo`involvedartieseedtoeteryonpnsapageAdrhXtowardsbe@hsibl.e)xpcdinexternycal,rehabivos1servi,pclugƕspecializuQ'''">WaddsbstaclPaarietylifeomainsf);8m-s1pachthffects ,repphysi@nPemployerXpaa.Keyiscb:b>ρρ">ReadhouldᑈscritatPimanonqpia///">thi0a—2ȠmilarbermsdiremeanWggb pP3yWork񀥉߂WWSAcc:)ADAb>@CI=airmhmaj8fu(suؗ?w).ɡ pȒ#Yt`rAsuranceBZHabse">ackzattribuqalco.aayotiultr"Wyx(@Pcepmbodi 0 fAct{IOa.ӕlhh+sympto8agnos(do`)?Wy>M{ecoI2Fstororpolu(ppea ion)qyrl">pathologHib>񆥄reذishጪrhythm @ci@оdayſY0b`8e’Qgu0ailyusin`qmneatask(enjoyavˮhY Q^hfu_ socI?reXr0Itanchipd59OMMUNITY-FOCUSESEALTH &ORKERVICE (HWS)roughhˇ(broad def d)󆩐sebhy9usa0Pv׃׃echndapp/asxyod>kp8e>E9ȼvPa IP0آp`TournowledgHgg hWS!׆kiڊi8SSA1j89>Tpi>:bybeg@firstPHdd yO *qdmitYicxyyduQm –caAtr0 ePodruȵ rtПW xpXwi釀gevola߄cfewup9sixeefȩs`8lxst.ԼߑܻB7770imelP)҃еx8ƐҋoS@Secur(-re᪸roposalOOI*rogramnneral,hose ˀprogramsavesedomenteractionithSAsheriggering

event,hichuallyeanboutixonthsforkisabilitynset.naett,B">" )look“early”romH’syes,otaffectindivid1.TIMELINE`b>Day 1eek 1, 2, 3, 4, 5, 6, 7, 8, 9,10,112͉ 4D5D6D 10…'''!WORKISRUPTIONEGINS_SSDIPPLICAFILEDImmediateespE8DHEROBLEM?TCommitteeoribleedludget (CRFB)itpiofdthisroposaartA">becondubecarownumbersQAm(canre2dra*perman@2׃׃lrchealxreas (Aut2011).in8yeatobendpw,щȆhXchanged:stteewacquirmpairmX⢁imeYsenq`aongstneO Opportuy:elpeopXAvoiddv` queғ!HPro Ourǒecidesign@rZlargEfx:awardmadzpsdeetynyubHaba8g*">cÔԈ8î dyld,onr8.݆vљb.̗ back Porronicusculoskele O׃׃׃(MSK),mood orXCMD)i8Bdepsanxietw>mi acgory???nssum 10DЌ__Xha0Jse8e)mi0SKrMD aiologl/pathmi">jcould#Ir`ryi.hiundoub8tr!ses,τevidقieQaxbialhwiif1tupث ݖz777">footђ Qe upv́Roccurn,oB)|tself.ԁlXsell*FНXictЍO,eabil0AQ@i>ggg">ARwhe sub2brecipi2ed,_yஉo؃lookpymi񊈪![‹ Hgnosq@objclIfi ngs1uhnxcgoocoies.hisˀsecauseheactors`atredict

poorutcomes (seriousmpairmentndpolongedorkisability)sonsequencefSK,׃׃׃especialowackain,re not lyelattoir2ficagnosisextqHath(gy (Caruso 2013;ranklinXl.4Muellx5;ak,unt`VanTol1998rr v0JohnsokFry2;ahmudW00;ic0w1).lugh''' lessHsearchHbeenonn@CMDˌdoplayaosignae,)oortnon-mah(AhrendsCorneliЈȄ;oiselbAnema">SX͉immutable(ugpasthis`y :vgeographPlocationHBuz=apoќreτɜHpsP777">ti9f(ACOEM1`McLhRevilCSeabu"!σσ">Wickiz?1),intystXtuo!`mun1yinform{">(Bowg3c din"ap@pricadviAbásH߄177(extfcove(ulvag005`exciveigila`,tthink,hlbefsxxmȴ,elf-OOOhimi˚8erced@ja(WWPy]employPsup???">$Toda`Hwhondsitu$dotyplookanyτro8mJdem.ήҥS8fon@vol6trؼ fe8pidrivɽwarPtoCaoo06׃GGBTw8!episodeXfolȖlhys—bi񋑑hsy9}soc`Ä">nomicaig1.voccuriigy׃׃׵gviexIrisȮ̇Ϙleaott8@ݕusuOOO">m:r(ti0p`luezcouPK@tYafnsPaalth (zfewQl(b t|evXinexisIMoxXmpoteQuqmaHlobe鄏8pasbyWWQ "Peop8wù8HkCoxDote1Worki>ooo㕥causؾ(abiliboAmer،9lȈ8фbppǃǃdepi(USurdpA;lobh5!he lsHXsmfreqt(">popu.tтcaAϲ-ne0er` drawA gnkirsdoresredu///qKryalifeon`br)i-ml 烿Eachearb` 10!c񝜌ǐexishronicww˯`H'''renthregularlympˀairingailyunction (Martintl. 2009).heSorkforces 154

61AOMMUNITY-FOCUSESEALTH &ORKERVICE (HWS)milhadults.f 10entfJ aveong-lasghronicwackapisodeeachear,hat.4illcaseY8tintake偵ntoSDIqpeoplethσσχusculoskeletalondis—whicombinessknees,houlderXhand80o(">onhabout 300,000.o;veryost 2wfosea.ȍ foecoKprobabmanewer.gol8t ardobjeevidenPC0lemsMR2Ysp.ˆaeri0؄">studYBfirmedasymptomat@volunte %ho3w0eoften+iexactameorri-loos؃h rAcapacitdy">(Boos1995;eyo13pbuttresurRdiagnos@aim8ф'''ȇnot`aeterm2whepomeonIlxx xu__YLikewise, 4.5Gopulrough10ҋ) idmajЄ">dep)ts1 ϩele`woee2.inumb@(4.'' anxietysorx (NIMH5Xpw ssu10ϠIlapbet(e7,Q7򘒈d7CMDaR68rmoY%)e@ ">employx(Charbonneau2009Fn 5[p3bewȃyT\2߇Pw^2Ԃp (eЋ-ᶼ0lg#iϧdloRoeupӉ/GGA GrowNʉMSKBRalseSayr">EWzaow,nȁmaenusuhP,t(mofrequqPS•s1">(steadirisٟJdecHacc!Q367f3.ϱ868,96Je:d,s8312,133ece0enefits">ШɈ,nyb.͌|/ns`eHh9(0ge )HOƒre0reed:??incrp@ymptoxvice`a (Kroenk`">01HelpdavoidetpailyiiI0st@σσϽXroduy8gaglifQdorkrotecq(lsl@)future—9GGG">re8eavyst`Ȃ8gram%“ClaHcisabiies”OxlookOHal//)W`bservtp0ss9d'hyc|width="0ˀpt">disabilities”:oticeable,ever@andmmutPpairments,ftenresromirthr

62SSDIOLUTIONSxajorityaividualsnjnjincluYmpX9HblnesXfS777wtellectZyeelntir)wsrargoyhppearmark(777">chaignomoZs9employ1ipeopBeselv9healthP(fitoughJaripifulsocieyworkspiio*777">support#cmod߁߁ߞ҅mos)n’sgramto8rv*ONenviikJXztarpn,wprH8anHlfWWWPnewӜAawapnnyxau hpk.n 2013p sг 9TraumpcpincW2wnX3.2cTZ .Вux01total. (SSAj)hy0finh84PyҎdZs[sК/߃߃߃(s@|mhceria)SdiffXRmZwaynZaЖ,group.Ƈonele,bencihronmusculoskellyȅqHod1@HoXt3gخ ra">goonXta kp`h(gilif􄼄777">mayؗins {symptomxflimicur///[ll ޘIldceivbe8avoidmtilσσ">remediyHbecauth0ؽresulrunIzxstw(=nɂGAm`bodb٨z8sHere!ed,hoicdecqmadAhobXx"whig`ocȐ1ldysubsequ`"WP񤾅:h iʧYmisse(GGG">phipQuxPўser8ouȴsdÿ׿ױ؃xtem gf`o /atroge9-uʃ">MSKCMD(Bwin- @̈́drx2Rhelpqm絘JlXacktșyduyngag`domicalf-sufficˀient.

Whatreateshesenfortunutcomes?owan!yerev(ed?8b>___">eopleho0livfallpartueoommonHalthroblemst edutookingkrWpeers,npathsPrged.neayeasonablysk waQfferbItsmalgroupf%orIsituationscaushmendnSDI.ҍ8archave0{ques[awipmannsw(FranklinBMueller 2015;ƀeXlO2008;abeck,unt,VanTol 199KrRaglA4;öttBurdorfH06)׃׃׃Stitalityir` (leduc:,hm`childhoodistory);afurenvironm1(hnemployro8yorkplacepwskɄ'''">medic8care,ne@ct׃žrmful(Dmhፀ/////1hMahmudP0;guy11;teinbre1110EconominfluencA">involvIMtKabi. (Caruso3oisePAxaWTalshowthxaewlessdsdminissHɄ'''">bHgauouba rnobodyar`c8maZbigceAurbac14Cas(">g wgeZr]didn’tpp8(Nichol(g0Wickiz777(R P(`"QVoicilo enDelaysdؓ Ɏry.oeromzhsaid “h2go,pnɄ///(63(Bow0g(OrAvoHanyJ#ishurrXtr,ywhGGB襺KY肀ormescrig`Rhxcoul|do,ʀOOOoƒ2himLЀ`go7ωYouIbOOO¦I{kgain.lp1ggaTgapuocifabrthro8lpeopȂfalouKonnefXPgramb:Gap:ho@p lHS?@b'gg`lxnd.t dyZcurooiuc)etyparticulalackXd ogu+colborbetweWWMedicOffȉWpheemployyhealPc9seXhaWWP <ˀb>Delay < affectorkbility.nhatase,ourrofessionals VUncertaintׁׁׁׁׁׁׁׁ(themployer,eoctodhealthand7commercialisenefitsdministra()ayqltartespondingosituat—but___OResult:eedl׎QAbse,oboss,?ǂǂsepaely,otnor.焧Withdrawpfromforce'GGGTbackdropsex:achfoseϔρhopew@anrganizۄ">hah(ownioritie8cpurpolicb(ced{hundpElaw">reguljsjaddّbؓucHch(engIgrelptentQy0ible???!umsystemHBoh/)whomaryJap5?itm,HakmadHsthroughcrsvedaAЛeo'''">eapn@SSDIXfailДcountry’`APPh˚Sometimn񋗗nvolved蕸ȃdrivJ7Zwardq">gooXxout蒘ጃplovӄ-ac{phHy-at-k@ren- ounicbetweeczаCsorgXoبуnousudoip(SeepiOn-li8Appex 2 –apoBFabricro`specif///">inmۋhXwheğMoxahowh0luckǃdifferȮunAv(ai>luebe.)NbleprshiZurglyquirȩڰsue.rmarketIcXpЎOP???=basiagg9scosؓXomxburd؝javoid򠇠('''">bgniv2)en0ous: mi`la3ayfedYyearPMarl. 2009;S5DiseaCfH13)T!)ne0a-termcfer.Ԃ0rdo9!helpivid h8ac<إMox$roHwr,obs (Bow g 0;COEM!`McLn,evhSeaH#W8el ,to`AylA8ickizW411)x///8q(gf4Faximum(c0ervimuyppli0cal8(?`lHcKinPPmedq/whiRsted—be:juqsS*(C*7߂߂64SOLUTIONSxIЙ8Idec-senhuma(log(򩟞prQ">mo@ch cus“8pp”pisHChriPc]06)asX8sitraА1 Hgف1vemplˀoyersndnsuranceompanies.

Manyarge"sophisticatedmplhaveut(la proacti(effez)gramsoreduhneedles@bseworkisability (DMEC 2015;cLaren,evil,Seabury!0)However,)smaHrneith heardforouPdea.Ԋ@cohpst@Jlynknownqfeder؂">Tsolutionediharching (naal)rpgy!s,veervidel '''">may傀uputsourcccurr!atloclxlorhada؊eariu܄GGG">Plth؃hux}sl)cap0selh@aCmentopportunitXm}acroUSt8Weize “quickixes”shoSSDImtunQat,onb߄GGCjs?flong!ermosșictdtuntappɆemoБ'''">dRZ@auarRqpeoplɌ0=ondponswm)oыBcoul Yavod˘`؄ yd ceifuguidl҂iXifaedfromet (Wad0l,urtoAylw">2008) (Fk(l. 4Nnext80A蛘aIBXYhasp0public߂!h:mY inciHs@availabP6whiH8wяȄ'''sp"dossPa(xngsxpertc$g">elpst!sdoWWmecsinv`ҐbuiljPac!syst0timт04bXRqb[ɇnewAcȃ׃׃׊keepjobPmp.ŕIs8who``3yp0unnssp@a'''!oeivithxq:alf-suXinjodutri0ĄWWWy;g؃jnoxdepenaxpaydor33enfiiiq{b dAe(ʝb!ɦvalreturpn???8$qnb@??du0úPwtmia=QfycKZkdHfutYp lowPROPOSAL`b>zaȈ3&׆Si0(HWS)gradu(opج*e۠Pr 3Sgo¶'!̉elpdary//)sҳ Ϣw9ϧʑ8mX mpairAXr/avdifficulcopcӟ*iwǂdzus,؀Кq`tJoigapYpl pmbovyillrٲtwaro9cbЊ@H0outcircums:atingommˀunicationsndroblem-solvingmo0theeyarties;dentifyissues at

requirett on;eferrIoutsorpecialxpeserresourcIcoordincaن0???">65AOMMUNITY-FOCUSESEALTH &ORKERVICE (HWS)serviseeded;vi0gositiveupportbaffectedndihuals,umowards7770funcيHtoro9y(`tay returnork.ThficetailsfisIȆaWSፙog8lgrowthalvelyimpleeence-baspco`ptpiz;ZeE:voidapisability (Schultztl. 2007;WaddellBurt4,,Ayl8Mai1)mpreѓ` sws:׈Igoodbpeo’salwXbe;lP)lessn ! rimpPIyH #\ant%comeHelpπ0med⑜sڙtmanner">benemHiramрadv(ageouhociety//Zwfro8Aplaccareas!!ik9ʂ9 '''ro?>ber ledoOOmUsarUduJ8 /hould8Mosto,hichAboharmfuc">cl/GG/he8syȍobcxpacipa+whh(hׂ߳׆~th(on74ften@us@feristYmux!ddGGG">m:hanotxpPcbee,ꏛunPJ2wil!xcescoڈ`wOOuFڊdonsatIїw2Cǁtselfo">requi!drPQ/on-Efactorؒ situڏpXiHcx???">}9 dp(pr!GGan`cd/,speyoǣkwc0MvifOLliv@firhfewaysweekHf(setWh rupbegiiteffect0B-O1aordinaЖi???">itdoiunxDasl sklaifunonso7ρImXm;noveltrucxmethodrbui capacservi춚urgȑiorX typ腈WS\12ϗlAepisod772Ѹ-ba (Burtetl. 2013;i0;ɹ,yatt+Prky2;agXe7770oiU1997;ΰol1;haw!T008;aˀddellnd

Burton 2004;ickizertl.1g2011). (Mostfhemere___Xinitiallyevelopedymployersinsuranceompanies1ork8’ensatiindustry,bu`Pnowpreadingodisabilityenefitт.heseechniquEXmonus">`improveutQavoidGyselectprivatectonvironmen8arou(1">66SSDIOLUTIONSxUSts (grallarge sophistic0dforwarinkWWPigg>Hasxa`es:ysFoodsabloedunumb goonP׃׃">long-term/2putt)i)plapahcti8yanagshorthgram (U05 NavharOsimultaneousabs eeism,ǜh/(7''!1healthAcPdespPxt;risgh􂡄Xe`,cpbh(IBIaFpanor,2RANDrpo0vey20nhiPretur@o+RTW)5#at1i&1.4Xfas)o ۅH},R'2mo8injur%𔸑nt9irɬEmy`[brxnthsarli(McL(RevilSeabury!0 AĚM2EloaKnu confX,-">speaɳhY*XYIla`rDŽࠋinnoB(DMEC???">DescripH&;׌Servi"> WSltaff equippQB8ed:wwpԬspoimmediwhe skasshy-蕁ywhoWWWQo8cd(lo+ت0Pdux@偡day}49/ǃǃǕHEon;iػ1typlbco,stT׃׃Ԟ0(ʑwhiH`hnae)ceptțraliЌfrocindivid@pOm,trephysicianpWWW">eXina),8gn(ncany׃׃׃betweD1 (dɈo 12eeksr'nPsitud܇limdmultidnsshelpi??? s)d@;scȔsc@fac]tay-at?B-to-(SAW/sesggopleѽhprJ9Hcap[beyavaila0yxPppr)ie{0Ȝordi0Ʌ*ulfaӉlbrHongоfQ`ibakh26$byxIooiIn oЯXh~ er, 1(p(d la".WS ˀwillevelopelationshipsiththerrganizquippedoanageedical

recoverynduncrestorromatastrophicrofoundlyisabling0condi">/videhabilitveoluCinvolv1tech:complexexpensment.WSmakferralszcolb1ethose焺appri@.ooohItspematureofdetailhdesig؆0,utrsomeroaGe@(TAaaoPiscussof(pecifaQtsŃinrOn-eOp$A8x 1:mportantĄBs.v@ȇ SSDIӐbsi)σσσ67AOMMUNITY-FOCUSESEALTH &ORKERVICE (ԅYXemunity-fo`clearfHdeograservicerepo8nov4pы:art9fceln!`i97770pertise,itt3outȖm“usu”!lrhhp`@sfaR'''chiebeutpXy argethpu۞o`aދXso@ork9swhonew`mXat">(0X yIed9textralpylifpackn@р်'''">T—n2w benhystQayȮlo@ docff`d''':Jwwclikev@ jor!(̼ lahealn+???䑐oXany{`҃;-reru"鋹,`er׃bentacrKT__//Hxfe[rainx,3c8ك׃׃חnduhɛdlow-coPsimpyxividpized,te(ȃmultidimenkuRnageЃv knowڧXimtrp聀injurylsq}²`ZÃ8:^recorxo0funxrhyth(,@retur"zpjob___75primari(elephonx2lectrzchanne(yrnetm 8tc.)en">,At`cܡࠄceptr. (Burt@al72013)777dAeppoȉɝ9ich"lԚ8YRsolu:y">e@oy(firsXcrȸJros(Melloh2009awssYop2ףҟI(IZ)v9 ba9@toco$擄raױǪ$ -lɇ12eeks濐s, m(occaWxb26hmeecÁpA9oB,BvѓoffJclorȀэe(re_ggle)hysar)H’y[gnefitsaimsa77708)geo phicervicˀereailenvitedoffiliatethheWSndeferiratients /

employeeaclaimathateetertainr ria.Ԅ̆oper(aulti-system{paye8ronm,cceptingralsfwdBdisabtyneficovge,orkers’mpensoys,pal(cinsurancMedicaidUroro'(al onlyneweographicafde0min9ȅisu coc">dedservicB;stakeholdX)JopportgeOdohj,fundHirexbyeXPpnXsur,rt-777">upxod:earKs. has `h釡Ptۉvaluʃ߃߃">{Ta[?sc8Ȁrtifee-`-Dodel.owe,g4NGOpxablepganizK*probyP3conplong-!">subsidpcosل'peopwhoXve@inadequ0߃w68SSDIOLUTIONSxUxecu*thgyeliRohfracavoid'yO''!redu؟ӆ)9t(lyȁɓiymu(betlif7outPٛ)individu9xolved.why2hpos zanmbunPooiANALYSISFROPOSALb>">ublسL8timx c*sspeciXwh`onavail꣗OOJmmcadCgYpooaalignipvx`hxis">priv2 csect莘ȼ1systeIîHafenepur񊑨uʁR">4azbuildcapacȃ:TInфlikhIʨpؚYecepff@RsshꯨhsÄOOOfq˂@ybtreturnTZwhenK`rupt`ha%d0on=De?@ 9inypXʖ(HMRI8agXpiقbpinusIsurgerroYpsychoapy)e0e)hhown!ex٤pair+fȳ-*le˄я8ultob(BackiGa(9Yuph 2010;Ċpow .1tm!08;rankl6">Muellȃ5;OM)XNguy1)ggg_'_mployerhillopjt8 P@jhelp''' newcquixi 0Zdur 1KkeepYirsGByAs,`(valu>;8Xinfqappлpntoظ:` dPociwelfτ__[^";ʥbei nee,aximiz3`omlf-ufcޏ5@tribuB ׂ:roposedWS ˀalignsellithheublic8rposefemploymentrovisioЀADA.

Iteets+articularlyime-sensitiver@caleed"adulȅnewacquiredisabileho???8waandoytectirobslXlihoods炯ThistrateglsoringoforeJgeubsetlersyucommonalcondhichasistorbeenverlook8bP-rel(dn">(gramadvocacyroupTȄpg-focus`organizate8izemQps,Yc PpraȒߋpeopleloptH'Ɂ">thyaX9bqsehehimpaْ rderQZ@ineoadA usustuilHgoymak,w]">reg `ircXors:ggg`atorklessn (oroutpe;yaf9avoidri壺manageooooiannofh nAHtinntrySSDI/yol 8HyOabx]__'69AOMMUNITY-FOCUSESEALTH &ORKERVICE (HWS)߬ sciif0evailinvarieciplixhoulr)ous8gurWWWPe@`(0ꗀv`@itevolvWǂLJQ2(!mpXY@1esPcsup9rklr7(Faraft0tim`h (keholඹےr,8en-ypppix 1,ɇDetA!Solubsite.Trblaz8Ex࣐:nd˩dom"WashxtStb>xeat*lre!dapybdrtw0x郯'#haveprvɯodel{’sHESl">lJFyWSiceЇQlarge-s88u'ipiPІ'crHnewrucPloѧ̈́yXsym"@ch!˃Xnnid0Ylpphgefack rItan7770)|ʊsyQseful(al-`inmvaltb0>腙pti@ado(9gy?9|n灁 ׃׃"> Є8spospAe(bhummaf chܟHa`below. (MoPaboug.n3Kƒ">ȗfolwb0d€descri-)grouhopUy吀omultidiskreflectbio-psycho-sochnomic߃߃߷BPSE)ro qanag u"H(S"-'BSPE/// –777utionsebsite. )

Inummary,verheastecade,Unxdingdomasundamentalevampitspproachtoong-termorkisability.asonhatearnfr andpderiesfvs,ancilryiativpilotrojecQ!gnidHpunlacen(onFFor''' WServitIembodQmanyeaturpsimilaorHWSposal.vrisePoperaby؉dhEngl0,reKWaleXYdirlyɈ߈ځScot.beganslowrol񒐎 sindividualsuHfouronthgo—(Mar 2015?771TWashtxStzers’onsڄsureaallC f OccupHealth &;duc(COHE)!2001I start,!vhP sucsful'''iPmmedi s`:re8n-to-BȈwhile cosx(Wickizpetx4)O''Mnumbȟ8Iscre"rogrammaisЇ8;y11)ajYlaw (SB 580mHbo@хɃ">ꀈ؁___cyrepaantXIhouwitȂ@cidelPorizꁐYimuxyphysicianp`.ԌYdefXc raYemp8``na ͂hQ-!inju Hff!wǃǃsub coordi`orSAW/RTW׀Цr(ew[σσ">_[L+ha nfoc,ټyin@tm???">aknown.Ћ purp7ow(!isblsnyqu`ׄ//)extwhiҏᷰwouldspoopn`l1adopɟb///*.eHchar਽,bmT0!hnda8z90w 𘁁P@pomic bilAE*()2yPwzdminis(9e $43 Hʆa99P0d#)head.3?׃׃׏il[wt $84 踈,aaximumaxwany.e8Tpy calilˀngodesoocument

deliveryndilorhortistfpecificepractices.ogether,hesereQystemxstsddedOOOHbyCOHEogram.ResulknownAfirXcoBworkerb reatinThatrouphasxelwreartalHmbinmedicywageeplacejperju">episereducPappxim(ly 17c$510 (WickizPetl. 2011)pim0wayrom8sЊrȋ66,327isaityay10,000W@D4">transls182Ï߈voiP,hichsoxaІ`tcontributionailablomployWW4PAt!WSW/// 26lesskɄHi hoSDI (2.5f@oman,mp`o 3.4eols) (FPklGA">GM,׊eThDWC’Ähensay:opQuaHealtháQ߃߃">GrowiD'PromUniStmɂM58: 245-251k.OI10.1002/ajim.223994Thdethori4sucxsfulashtHUKXvrev@owss@ipitʄ///">8Ѣnergy,*moneyuildya(und2Bsp@dbtbohPiaot4solDcxe#wchange—xulargar` pp777">nfamaslowS(ngǤttacks鰁`senougOpP0octؿ2(brQeiؑlohdfx9X'''">71AMMUNITY-FOCUSESEALTH &ORKERVICE (HWS)fiscu@wmofastegloomancAexigeX*jt(8uyf dwOur9posal:ĜlopLauneWS`b>">SomeXmu0b0hbouStˆr-)c">apd1chronicjdڔ(I*a@lerЃc!thdrawal,">in ivid`뗐 es,胚cos`an(iffer/-777">relXdgraHЂOsilolaQso@sotyYaq Psur„///*mqpubl0-y-PmyrwhHselfB9dse0nefu((Yt0!bo`/GGGXSDIsfeH?9clu`icp,SI#iyZ(ahLayqȂqneabecau@unadds@*Ȟq.әycatHalac,oyD{"y22olPcggg">bHhavIaavailAncroZ oq">phouldclear: ihappH''s;0">e(citaQ;h0peoptributheconoˀmy;ndewereopleivingnaxolrs

insteadfarnedncome.ׁׁׁInuriew,tsimeorongresooveewirecti1hatlromoteeublic’salth???8Awell-beJveryaHcalay.ׂroposIЃq=:7770(a)pmmAnH(itakaapxachupstreamevenwork׃׃׃disabilit ggg0b)uinitiplann,lopm,of-concepest fHWS,lw">byXeratirefineisrepeatxpiloבHrHryxshlda0y777emo8essalue (not).ԇneedsnoughr0r atureσσ">itselfwwzc)akٙ8onlaunH8perxmj(ntendedThHl⛛firs jhefsservicipplisuarge0e,ɃeWWWPgeographyxulti-payer/csypmhviron.Ӝ`نad ؑ0aqoldef`t:requ@,ؓȜ Ćʈl">wrrɎ(fomjshoubegAsosossible:niorganiztjrbudget7`Cbus(XIAf,ԆφwiorderPdesig`totyp啸 R7770gB.@rHxa\maholPMolikPc///(moHs!ciz𚰀ePplus癜is8staffspQHZuilvma relshipixloQers؉0!u@hdxpartnY3Ac*srocc@face-to-A׃׃׃encȊom8PP8cuShauLexpp؏///vhrroЅE+ ey(Ȅ`availaك߃߃ߗoyycl(rial/,g-fixadaptXBcX ~maj72SSDIOLUTIONSxin`ԑ !wrou虘쎹펱assi&۲ф777zif1arJtqciiturǃǃ">NexpaHom˙xXsit!O)du҇XТeosngof ICvahzxiɰi.f">Px@h0riҁi8`IbutawedXy.Ƒw777)ZduՔN&-oridm$Rinuۄ@cknowletaPg۞(sB .ןqXc(t///(lxbs neaf8cmadombarkPrpgZ">ssful-B0immciaаP cernj. yicipaalreadye777YɸmxcHHS,ؠnewUlxHхs.he ˀ

COHExperienceseassuringitheostoeliverservihaseenorqanffsetyJ///">economic0nefitstQcXt@—fopayer,xemplops,ndworkpiramilies.///(AHmentionehbove,[tam`odreducPrynSSDI26AcЃ׃׃׃TUK7oin0ouossib@t0findveusolus:he` w">foaaxdsmal_th@seeismat9d;hpsIȆi߃noouragettendax.yQl,mP!u/savXyavailablxoZFFW.n alogotrade-(inUnitStHgdhHWSlarelly@`roГf m">1war aldyȋɠLqˊqpilo0exis">SAW/RTrogram w8=privqsectPϊȒ. vidba׃go(f)Qlblaz9HWashXtonJ|Kdomvealso0؃۟0chYngHahЖmH.׮Pfoll tafg#resprequi9Hn@,ze (phapHortantlyÄ///">t1“soft”8euD`hipk0eeded):Xy  !>Bt؈tools(ȩl҉R=in@mZ777ay@mbc8{evolvqday-to-8뗀nexpHxrBchnicqdicul(excepذr`syAau8(muчJro0m-v: ">(alYmakŪaucliѺnactBissueضoHt eKgroupsu8҄=xin7vimethodc߃߃ߍuqallPBiFs;gixecua;ldplopJ H/businmo;cid"xhprganiz-y;nmarkeOoiRߝ@h8cqrs,׃׃׃г,Pgisoiregueublic;uilڥi9gen0-goDŽ77啰mQre`raervir!ytouched;قxfair@Ynefreceivh1nssary猨eYm'''0art>*,᭨cqYPlYcapŠy`9GGG">membHxc;"so. (Fpaaii">f3:5XtHIaoban@risDe"lolWWeepTOn0eppendix 1mportaPD궈ASSDIolsebXe.)???Yhunomuns, mPm: b>'''">73?AOMMUNITY-FOCUSESEALTH &ORKERVICE (HˀWS)

ostsorevelopment,easibility,ndmonstrationrojecwileedoeundhbyither(`deralrtateovernIs!charitableorloneiartnership.LocitiesustengagcooptingthBHWSoritreceiveodvolumfferssuccessfulchisurposhelpapbPnumb">peop00tork,Pturn0mptlyinewmployы?OO=Oncnson,2shoulXe!ylf-s`ainmultirpnuour8,but requirɋngo~ЊQidyotypjancsupport戠σσσȖ/XǁSQpublicpriveconomcip{(bȕl"lub(y///ًyhpndhhPcward.hi[lim8ext!,INTERMEDIATETEPSb>ׁׁ">Wlszomhdelpplan8t񓈔(t)begidelI0illake770anstimearsgeyrough(y`:idstwe“Xe”rxe:???">launchff`well-manbhooiDesig,uildlrervizΞatbudaritC8rXجupYO`ime, faProcѸ#phaJ,hiʲit"ishg dp8w re-.Ȁ0Jxuaveat:;@gramXz m">inоdfatflaw2disc zyt7sX">ـhIy[anotr0thscrappePFu8hÁXt///">ݨ@xducp0HЯ߂ElsILJaTlDOBecauEdo@yexist{?0moucl@anumb^">=`Pꀀs𫈉 P u('''f3owa,easupa(ClQ c@accelf`Ȋ0GGGm-s ilxpleDPirpliczsPrstooGGG">Asɋossi_wws5 ylapy8''' j`z(see眰8low)Vmhmizqlay@enYrrupZrans777">oaЩ/߁ߊ*.ٕ 1@egislZ/reguXo`aurity,C,pꙡcXfHg,Gpi!fadpanelb`vidxyn@s(reporth?҄ @ptuh inancmo8+buss`Hǂ2 -М:FP,irac:with(nvoGCs 34zPubw؅[mmXpmpngiXminupthry).#totypb“garR”`e/kllH9mraIT stem

takeswoears.

pla,ndingthandomizedssigntesttificavolume.equencelhreeρ??>E;Finis5ri0(umallwell)tartreparforraduȄ777">nationeolutׁ5AOMMUNITY-FOCUSESEALTH &ORKERVICE (HWS)ELEMENTXb>zY 1____Y2WWWWY 3____Y ___^___^6____Y___}!Legisl,egue$$,adershipOwwpBrVHracgρρυGGGF-1ƀ@DE-/EooooC-2qxC -1.pundorkPublicwa p___[2__eIbPrototypʆPSlЪԧOGGD2argecaleҪg[GNZHRoll-x“n/''!(MortailsbٱpecةJxvitiQhriseachȀpElesanτfYQOp,OnlineppYxxIrtYD{.v@ab@bsite.)W@QUESORNCER*IYisewerieflyxplsprHPs:rxr`aopos0suam'' reasXbng0er.hey@clude:.ׄJcyhouldrespi@ti(ve?ׂׂצIolyHrvicPptorGGGR.Ɉea8x0tol,ׂׂלڇЅco!f`impsxR nea8erm,taybetIfi1aryegonomIef`Ą///">waa) woanone,a9navoigȖntf0s|.Tghydp(1vidPbyors,mu@!seey݄">ۛʂ@it iharz(vQЀmfuXe8d">@seflsinjury,8 chronyХCq(lifOOjpopulꄁvoidraisabib)withdrawfromPxociGpticipecaufocu8H21in Ԇplao healthhrpb 8loyPSEojmulti-diɉ_߃ߛSl,勀`aco(bwyexi` ncinzreHnew//)gșmeemXoqub@mlong-ibZseta''ˀidth="0pt">newndulntegratedrganization.ronically,heroblemtshargwitholvingxistsainly

sectorHgovernmentgencies.76SSDIOLUTIONSxToettar,wouldeostogordepXsfealHumanervices (HHS)L (DOL)Qner.n`Hibility!ɄAo9rA0 hSecrepy">PlannAEvalujinHS҆aHogouҁEmploycpTr">AdmHst` 7H0sledggitiPv@SATnoourircho despipl!0nefHWτ//)exp؍rovidho2mview,ʁil -equipp yse؁typbcribXhere.utongr0ychZ,ȎrimaHf8,e7770recom؆(heblishasȨ}sA?:u;iwnfundْeamutonom@НopeSleadhip fffh—pOOO">hٔpx}aup_Iasp@0(.Ԗll kiOOOrti(r rbui`somegromـio tessuPpPpr@cnucjhfast-mol/workpla PcsexpnP9-.ƨexaeh8dtask8HCoPntidvisoPPanel/yvelopupdeanrPewpl*r |osocimarket/caig(s\di`X`B.ύborpC+xn rls1muwh8ecr(rxhW//legXteY(hcasfe8gy{!sp͏YsЏؓp ٜshaphor$hoH׃׃ףxn(s)ctuelr#accre*@r/erma)///8utTojrepo oNhowwȆ,s,HtР8ittapceivʑb؄pbيncauZ///waRcapacdva 8C8u"ssi@ ty???siWBow@rXUpSmuchrg7˅dh">i [`atalgbccurohtiPryhu>like )8ofianyJB.„50paҸf`reafferOOOHxيmincostggg">Aʨ#next“make-buy”haly8iخˀu///1!yYn eoyeȕаcHPdor(s).nˀeneral,incehisrojectil

coivablypanl 50tates,2leeryargendertakingorgonmenhichasoexperiedoydfing.fQdecidedosendor@ther com8iesccustomx///">xdelihealthya@sociservicȁphreds#ous@hr틠ionpeopleuxp7770hemployeessi0Program8SSDIÂulVet Disabilityxn.C.ork">TaavailpoIffnxon0HWSU.ԂnnormP00">tinknow-howna|’swtreh+ife`鉉lbeXscated,///(Z-moz)currfr(rpdylackopportunitqiralkx///P7lmitZYelpse*srrH7OOI77AOMMUNITY-FOCUSESEALTH &ORKERVICE ()(InsteapayCemfo8cregy*coboImلrequirexfunc*prexrd䜎)dxsymdaȁ؄???H`mostRpimxiagnogthic(5nqf,edminxipirbȈcapacxʁф">gpЂbabsق[IvoИ=unsellxdPQeLjobs '''Cl@йomy.W!s8ffh^wiЊItixpo8p???">setie(hysPȉزmanageѵ@ׄ777bOce߀\nursebrapÂpsychologteaocEUKdompats yinmcisec؀lbeery Hro߃cocoordiorD.ädƇxR됩s(b>OOO">Of8QWSpڽpel ubstabudP.׮annotkQ">duzu؄>c1P񄛃QbecaYneehdesign 7ac panJbu Ymodehaxbep(nPd,uchted'Txt Ї,shI:m0qby瑹ndemajparwisɔJ)b Bwلervic`sil:Zt@Hekprivdorganizs (ePoybinsurh)cQ8"idizG77{znuasiRa8taluee-by-8@r1l8eo Howy؋ъoiѧI3sf(ohb聋hourow'''qim˅*offxutlays@nitm`:sIvariouPar_774#PayB)contriba=???:m?"idth="ˀ0pt"> Costfettingtarted –lement

red//Dataoh:(tu`isq///(TpiecancinИ1mvaluablbaImodel2AHSWur">launch*o胢s.ashtSthasoubtAsommpsUѝXbenCOHEXogramt kepxppihWheⓊanalyQяǃ2l!rob엋hbyAc0s,rpobtadQfrom׃78SSDIOLUTIONSgy,(keyiff0matakBns8.ӋluinewjX">!done0vtrвnHх0g octpork///(a,3rir5.@ucapixX)rxwQiLWSlimi=era`csdvpyJffׄ''!CtrLfacil(a)؄XuЖ0؅sc؜iservi]///">(bddpack@ss"vxdae9stea(pen-end(7yooo4ؒ(cp!wsxQȑqdorcrosJ@Ihiha@@*ho{Prycount ؈;outcnot''' jueGYeHd#Cce am銫UhKdwH">Zp@izfirpfAyFFWYbЉPnlowgeppXAPuE@,reIWal0(Scotqepadget/) Isoqstn삡Apr@2015,ph،e’"lemeBsaidGGG@¢al([^duP ignsubntlyCONCLUSpb>">W(f؛ǝrsڞ jZlAhbrmfeasibyOAeblishmmuy-fpQHeal8BYS#{`8bmn`Ya(Iisypˀefervice,

whichsesolisticpproalinkingalthcarethhHorkplaceovercombstaclparipationoreoplT-relevantDroblems.heilsostroevidenbase777">helpQavoiddsecondaryonsequრndnne`stiawayromdu">m—becat1goodzir}Awell-be.ooohSimilar5savlreadyeenhownimhlifut)redul-termisability77P’mpenssinjuriinashtStat1WSmedical anSnɓ,cotSaEngiOeHbheHWS!likelhoPutzedivanumberYhoe Iq9k)tatod8냓USrxl㐐tДac(chathrougУ hmo`entprextcX?yapmrσσWcknowledghatr=CaitsnefItap XYcostJ(roposfixxSDIgram'sowr,H0 ">go:fjphrfulpill s rIdrap؀qrrtaxpayer-fund _Xdmsol؏AssumSʊ@lopmQaAsucyӱ`elihsy8m0B">ava<ndiu`1harm@WWy8xnh''!Гeffecx)xۏˌ)QlihЗae`witA?''!795.sTraȐ!JobInEmploy8 ApplnYBcia'''5i>Juerksick,a(iem ConxWiINTRODUCTION/SUMMARY?窯idaQe؟earnЗo'ǃǖbݚȭaJXbymed{pʶ/-pubsx -`jyp 4priv@--PPInotHorpdescriXOOO">how2@ulbignd@a(3y@ilo"t">vihpapach₴,ffolw-dem(tr0XjȄ???Xicts%v@dumbIoPlecurDvsux(y)ԫ'''!deniA8domasatrpgroup!seriᅸPʂ`de `CABen)z cosaencom">p0rty˽CmpimpaW??Ԟoludh0ulhelp rP@rece Tobtat9PɊaboutpart-tzQs*ۺ̒S">?hIe)a8l4offselother ΀incentivesre

usednlpingXdividualsecehSSDIoanageransitionacktheorkforce.߃߃߃Thisroposaloc`snaysqbolstermploymutcom8 g`lKwith߃߃">disabilityrediccothatffectP8r၄!.tuildexist)efofOOO!icketWndZEnha@dIounselodelowevaluataarXYBenefipOffsXNapDemonsH(BOND)Ourwouldy0ccesʊ #canomꎿ’skcapaces,whilpnsur,roughptaxrtp:"wilyؙb+؄///">apachPognizȂlimit‘*lojobrxIors0oppunRQ???">rema,returȝϝ̜ώ)reflBoؓ1рociety//)bo8@1*thoshoanodJc? o]priہ">THEROBLEMxb>">I2010ciaryurvexflɎASuppleSecأ`ȉ9(SSI)9Xi, 41ePfspȀpcc2haIgoraw1m)9">ɫTnextyea((Wr媸l.92, 18Ysah@nly 15???eed,yacpseeBhadZdjpreviouslendarROOKAxٖENOT=YeverwhmAmajoJsaiyFduohysr*ns.‹(Pwse0„">+ubstaȃpxWSM*ecau8dy">80,OLUTIONSttъhdPbeliePŒZZaZsibX777irabilK 32TtomnXa:e fewᚑdo/zjust 3.9n $10,000K (MamunO116lhalfon'''ϸ߆tqsulreduc tzeroqes___">񍯁??Гcitbshowhi(QvidumՓdesiAXon܄'''">,`AclaimXil likQ)wPV@777">numberzcbe0erAroughXbinyma2߃߃ߠvailkay'Ouroposȉ0ؠ0argPr,enniX?apply- jinteX艟TransʅJI`EncEK">IneaxÚ itCBǓH">A@frPpaefeгciᇀ0eq">̢iȋ(veHI gramhstric0ligiu,36tٳbe Ӏ

surprisinghatfomeoneualifiesorSDI,@r8isotikelyoebleYwork.etR '''">incentivPhaveHlpedBneficiarIreturn,nd酨sthnderstmoroutwhooutiliz0Trial׆Period`sts(suspedterminatpbecauhofearnsyo0 thresholfuȂ!GHfulcity (SGA)oanen-ShalomAr">Mamun jXubliPdapern “R&OutcHsmoSo`lecurɃ">DisabXInha`rogram9” (2015@">Heammaryr`Abstract:///(WeȒyXg(:Ehol">achieQmilestPsۏrt,ompleaja72]%exissuPa vatiacrossmpairmypes.ddi),">probݖӤC8hp9ivid؟iys74ducJ,rblacksi:intxlow@e0oy ">riHaawardЦ aImt2SecXmad adjudil8l/">Supy٨MeɍP؈|___">RecaփPa@اXwnremHdвpapf, 3??9AdrockeAmhcѴx.heoiشXă߃߃">dixpkeep˖waieconomicrdship.ӷ τ//)9aO__Zᔄxify񓸍yؐbashp8wgg4modyplrepaabfYza$’s36corYOrganizECooDopq0);Unit8ShGGGelXictligiruYIshoဠ(?77181RANSITIONALOBSONCREASEMPLOYMENTOOOZvg^B$1,165Hmonth—0bofeȟrline.ƍسR 80))), i߃mayouip-thiionIׅ">so잒ny:PugglXakendseet; f,)1.6q鼡led-܄'!l(">I, 3`WWW">Beuɱׯr,unsk`edsemihysde@jjobA53hﲤ(hoՖeHaghchool@ploma*Τles(xgp(18">f0pچafur*8educGG C6GSSDIax@serouBX)c(tisticid|venGGӀidth="0pt">ifheyrebleoork,ayackducationalredentialsqcompeteorigherayingobsn

today’sconomy.ndixreviousweXphysicallyemand,Swillnb">return܈finewHsf[do.We8otnow yurrhecipiPouldspo offȃsubsidizedemploymCnhancearnspple),ut targetutreachKosh߃߃قmostikehseXignifЄinPamonth0om@bi;ń">ǐund40,lehave`en)eivSSDIles08ys.fcourse,y't neiariessrapr/invemoȚׄ//І0UaboHpegoIstitugDeni0A jb>ρρ">CKlyÉH@10႟񉐃H,vafthe.ŀ ߃߃؂xhibiterimit*capacitResul`suggP(0glCge 65,1bI/SSI쇱harīsefdsoor(x">so)ohт0dehligidisabil(McGarЅAS`n2012, 1).ɘׄ??nlpЪpdurprhlrrke7pmmprуASicѣpossyзihloȀSdrminBystemOOOM cyper芸psuryR tradicڣRzӞKonٚsP&.׏ɑ imioɹFσ߃ߣGggaPHhp Nߵߵڠthrough">v1(pmedTh큑lud(aҘhrganizqattorneysspely">`axȌI'#yMЀellAoX(ef(ithBWis??:DD?`Bu(use@aletm al`a//*Oy82OLUTIONS[ׁGGGGGG3TRANSIALOBSONCREASEMPLOYMENTOOOLARGERONTEXTFURROPOSAL:HEABORARKET?߂߂OPPORTUNITYNDBLEMFoّ-dults`job (rȠXneP9yA(ac(Rmselvdeppy.¸0un' dubilesrjuryh`؜ɄXh-12o8,툀i(iseCysianeousddr[cal///(Hdi(s),Ћo@plal1, ^@unpaid؊urtainGGGbfut pd`0Ips⮚tlAaxve7InJses,omeӀfheedicalssuesreelatedolossqaobtself.Ԁstressising

fromQmayeompoundinituationsheanntiPinduyQdecliner">ividual’smunitrexperiencIidisappearanc largeumber@s.Atsameime,yhhaveeeismichiftҁU.S.conomyve+past 30؃Manylow-skillHatPid숐wagHeliminAcNeworkԆ sad ҄777@ug 2012slunt: “MajorI9J!PLowׄ,tudyƎ s.”showȃ">Per-qccupDaccf`21ercrec88Ybut 58'f yrowth,ilidgesaw 60 only 22F">C7th (NELP, 1)K"rhenmak)availabl8and݃">wp؀( ffec abil,SSDIHnefici8xreturo— (ln///ma9ce/Evihxmdgina0xsxFwo qstil!roximtwiunemploy< ߃߃">.37:1Hoperoj eȩong8sugcre-qI@eԬ HZcRensurC=#mIhgphyGGGT(Hh et.03߁߁">eedown88-xroZusr/'ibroadopu(ە8ʂ4_pch9X9ҖEA"> a $5╨Yf4Toraٚh Nee)amP(TANF)-߃߃">hgiqf͏ddrPban؆성oulÚy:reepges:asX???^;on-8urA,rt-term7subsidizi.gooj vettichotPpBaspre i01a,CS'ǃǃǩ@OOpun0 -IncomୠP:S39؋ĉ(riColHia,uerRico;VirgIsly :qribؓgramsiv{$1.3romミn ,r:xone[ЄH_OOL}]lacX p 60,000Xi[adul8yPhgggdd[aʍqhHo''%Inanu05BuuLabScs8KI 16old1o">8.979illp.ك!samonth냧U.S.fapensWR4.998SeeOOKJForH_CXQPޟrveyi>Uסsbi>">age8exmaxu seaallypjedɠԽBA-9,ttp://www.bls.gov/web/P/cpseea09.pdf3DŽDŽ"JO"ZT҈;,a5data>sIs/JTS00JOL,@`trac!prH1,Jr40pt">SSDIOLUTIONS ">The 39tatesereedyovernorsromotharties,ncluding?fissippindWisconsinhoinitialkeptic`t@ideautecamerosupporteaf8eethatration@Job$embracKprivctor.urrently, 22offok@program (asl(dJmaplowNaom">Networkbe).premiseipos`OMmaycularlyxctivt">ividual`idisabil toqyorjolabmarket?//)Aleekhur-employxf0xchpeng0:soyve,1pa frequ@ough*vaiXl(x(thoanty;Eveq(邈numb؏xapxim"spen">oo@npЃhc(result)Hge unGG׃׃ѦhsЛ;gephica8fewڊ'__%(L蔈kH ??:too0ny؍lack">experienc51dez rgoofFull-tiRalwayוPdu@opespodeЇTyncaflexi???">sdul(ggN ul s2(x8ah-meeasneedsOOMdatr񛻈h:eryόpoZcountloo_''!z+hdy:,)1.ccor"1CensusuHu!2013Jaddb`X‡ats18-64),`tot8=''' btHCd'(a 2.GDh 0(DeNs-WaȃIProctH4, 13z85RANSITIONALOBSONCREASEMPLOYMENTOOOHOURROPOSEDOLICYACKAGEb>|ρϻgainsbHdropa feat(od0short,^i,(st hour9yb,ԇ aervPnffecti`Polp'''l+(R`Ett51Fithisabilypmmh—///">rex蠐tQn@Boppun+amat7ρom(TJs)subsidizi-pay @ypical`Priv)@-fit-OOO">sorȰ;b9i#bu`d`hdI???">IrulX2e6:lap[HuhviewyO///?و88,aɏ)Pntifyd҈ ftJ@juЃsOOJOuHPdVgram@adminishroughۀmedia">Xpi developiӀngarietyfransitionalobshatanccommodatewideange

disabiles,sel9recru9ndoachiindividualXho`shopplyororkrougheJ7770program.OOOHTintermediarypuldeR“EmployerRecord,”"usinessesrσσσorganiza hostHSites.񅷅respible???Hay18rolaxunement@sucWs’ompensBremiums.isaesignmakϔ͎torttractivpoˊ">cQder,caus`t,reduPchriskPssocixdthdda">3ePirMQmayB0or(.m?,rticulaxhano9">yአwilgagД;ah if1yo1{pincukfulW//)unt("know3zdd`pop an0ly,yhilBc΄ nsub8kn@nixpnthX@8tecgatxit////۩wah8ji^up$10ur.ɯwOcoveys.㐠educhoo00top2buic"qud02jynolax1kreBlixall1HomBurHrsolaimeEarnITCȹUChi ϓW//Uavaila᣺gbee`هfeePplonge`Fv]Xal,_^GargeRWU(A)1urrRceSSDI, (B)enienefits;1(C)BapplIǃņ׆וtructu h ߪ1,040"s/Rcl0`ӕnrougioIÂeQ'''">wascc ohel`0fXHizɽИtimQσocna`($decisύhƌVg777xasiInȂcalooˋlsew XIfftI">86OLUTIONSɠ)OPㄨ,eligiuaew'''">蔿U@dPive"shown̈́qostctinuee thEachsigraȞJӐmarypellYwqserviPb׃׃">g`Ê@(rrulgovernO:particiHrsz'''">respbilӾegԐ+owKؾτ777Theyuldaveprovideobescriptiodngoingupervisof JmployeȂʃ">cterminat71,sasameciplhryAcessesyXe_X">____Ysbeailyhoud.fdiualdoncernsboutfety_]qdis,Њ+requestmeetAwitho(hosi@Iinedi’s''' staff𓰐yssigneXopatPmpsuchhstepdt sol);,svc a0fferentran@JobpreceiXEfeedbackXattenda,unctity,skilcol)raQ\ &pxibl2tactʈ_lXs7+/sOIiincluЊb!t8occaqGGGBthree-wayeuh(mss@’߆ m߈؄`Ihowde{utiԠb__dalsodeveloplhRex(ieWȃstr(aPf"Tbe`vaiH ell-strur0">Hgram.pportϗXlegislaid 225ypqTfPby///814ѲrganizRpartipȍps(׃׃">DeYmChildhFamil2013)ltgbarЅp"a舗">SSDIpnefqnuop󿠊!mؖProjectj!starehppun@jt§v*׃׃ײapab2''!En chEar)InzTax×it(b>OOO">MaʚW:ȇIfirXnp ifȉhhelp0op݄///">ЈXn:p maؔro.ut(ycrcXmakpay—ZOOO!XwHulPipue@aɯnsQr''' obta8ienIi9Q,yod,elricX1s؏%ρϞUa1970Y(EITC)emergCriy.S.ehic">~0.uهsHp8H@GeraForH(ȃ">famouslai$PR!daPA“2tipoty-il771#mho!onss.” (Donosky86)Ttw1jshso,wIpr@0uiec!''' aolizُ9rewardN)h.ƦY,7g//dootX0depencdۅulА claimnPa(`sm. (@87yRANSITIONALOBSONCREASEMPLOYMENT <Ӏ/p>maximumreditororkers8thoutependenthildrenn 2014as $496,ompa o total
arnhsutax-">filunprepForm 1040,rfederaldividuZBturn``un0">oitogehr;waH,Hyesharpropir—thus///">disableifpnsteaXf3IseHatejwhiclownougev777">aery1y@cidɈ7at’xecausey؍Yclaimal ;GGG">new5upmusiPajointlҐMO Ҁz???">@bi,\ldushw`Kittnoth.n,YPckulgoB㏊i>0ЄpayoxPr'wШmodelhanck0 (A)σσσsubstpi@y9revaluH??(B)ly///(eliHèǨèJxcg wilDžǑipr773rewardsrom‹؇porabtiesy(sYirigg7770Ғ8prDŽ'"tѝ-(o`Pextreontribu@orceǁǺzbenefȔߒ!AЃap`xim@$4,500qcipiHeta0dtrbI8itPz . (LippoH2015,ԯB577spficQmulawwaropartiha70adiffec betwecur{0olwx:b>߂߂">@Revis-FUIniduxgZw;ijpredxmettax؉bhHreY?///"> (i.e.,Xslyhseh0لlrs).38DžƠAHdex!infloׁׁ">PlJ`qaxЊtguރޯ74h-r`Rmaumwhnumbq@ify)0threjmorecƆ?>gggه?swwwpbothaFcgort GCuЇOJuniqp0TMQC< ">gone.espiiкr (com oday)arg؊amount3􄧄Qǿ醋/ǁǁ88SSDIOLUTIONSxEarnexÇsPwwuiwight=Ӏ"1em"idth="0pt">

Twororϣς???ׁGGGGGGWOwwq9''wwwGGG9GGoρGGϒ5.5߁77RevisedITCormula撰MarriIndividiIndPtoargelylimintheageenaltyatsmbeddhIcur8t,">ppolicyouPmakeeveralanges‡coupl(i.e., “fil'''">jointly”).ooohEachi^beblolaim8pabdn(hOi//(earns.homputatiof)spouse’s/s|firstZir///">KXith95;ꀂh0`*p<nny׍߄''",esult`aᑸcemx—`lばPoS">wCnPSjnurQ .׈)gc(yletet&jtoge`r.39noY owWTrsiyeyavirefour-or-,WWW">Tfo *showФγm8rsaaxpaywho(7߃߃٥'%$.(Ԑ).`exф8inflR٢OOOOOOMxa`aǏ—%er`n~ $3 Bc2/k21525fami{=(bine1(1)igu7ooo">Mamount,lu02.ӡ#ϙcsh"Ӏ>ofarningshant $30,000,epouse- $15ouldomputeisrerreditsq parameters

twohildren,Pe:o(ruQفzlessgs.OOOH89TRANSITIONALOBSONCREASEMPLOYMENTOOOH EedneaxÉ[P MarriJdividualsi>'''">50%'''nndywww$1 GGG@Maximum GGGmouteginρGGςɊρ|24ρ''Oneבԏ?GGGGGGGׁwwp7''www?GGG7GGoρGGϑ''b>THWGGGGGGGׁwww">9ׁ''ׁwwwWGGGבׁ9GGoבׁρGGϑׁ5.5߁77hreGGGGGG7/wwq11//wwwGGG1GGoρGGϑ7ρ''Fourror'''GGGGGGGGG_'Www"3'//'wwwGGG''3GGo''ρGGϒ'!877AccessonhancedorkɀXntiveounselِThehirdompon0fhpropospolicyackageouldsuPthaturtnitQalSDIbeneficiariesaregularfanowledgeablicor.hea ">be8pinplaceXder9enPrڅ߃9consiareturn">isqclude,01notimit8to,herӀialorkeriod,hextendedf

Eligibilityndedicaiduy-In.However,esearchersavexnhthatndividuals8reotwQXse,ro҃߃߃">u`rsthow pplyoqirlircumycesǂ90SSDIOLUTIONSxBecaus]omplexacto:drianl’secisionakingboutӄ wP,e''' belixk1Transit؉Jobzenh1dŎInh`axrtoliciesuldenef">fromE entCounson.ɑsr8c0b bl8odds߃߃߃؊suess\ 1eGA(lffec,zreceip'OOI|0ThЊ#ocludimpؑ}׃׃IdPAensurjbciarxi8Ǒņ+">O=쐧modeHproh0oHde0mo@">support8*seeretur*`urr—|OffsetaD">Demtr (BOND)unn10tateintervys銏(EWIC)consxi:y@th73,ł0 volvBkdxp`reachcW'&W'''tmAgroup0Padminerssino`pmat߃߃ߓk@occuprequireyhelpvelopoc]go†pl`cail1???8PiJ*barhr referrqexoy[5folwp3">Ox.iYȹ'"׿ fل???">r1p(CSDP 2015WWW">StephenlGul⌸xubtiDŽܐ؁engag\rЀz&-zboO="><)Abn eBؿ9a8ڋ߃HowHr{adot`sl)regularr߃G—l@tzd.eexpӐpre-ptutilizӆN">,8caѥ'spcQjuwh@akpTJut???8wheople䢸r0n’1thpghslikely!τay!( 0lackiitǂǹf,%d}tietwemakh(posut‹4!p"pid(clueYxbظb`suxw-bpP0c0ga">oupwwwGFxmedAtaffڜGcppwhey8lPSSDIqcurrawZwww">INTERMEDIATETEP:ESTINGHEIABILITYFPROPOSEDOLICIESROUGHRE-PILӀOT

Weroposehatponsoresteiabilityfdoliciesroughpre-pilotjwoiHX???with 500artpantsvern 18-monperiod.ɄMmshow9s8///">bemplemented,Ђsree ivojoffers,aneoulȊaargenationale`str9ject.TPauthorselietsecessaryfo`any0omizhc roltudyensu8'''">wppd@as銨ndeWImisingdeiѓbpraceo`+///">evalua sign,tifficulohstuishheyappo">cn duc*igostppo(GEurawarye؃Q(mrequiwork׃߃߃۠5mihenges.heyċlaboPor2σσσ91RANSITIONALOBSONCREASEMPLOYMENOOOoklalgetin8m#i'euQaddg;o9x"9f:SSDIgWWQQus/ChljQThM?WWw t9xpp `bene(ia*include (bupI">lim81):ooohդPrst11adapexsulpxhmingisllA? currsivlapi-;Creȅ(sui9numbڨsJob0p)riaah blmedlYd`rurpa///.Ihgerio(yQour hadarn8InxeaxAcIRS߃߃߃؜ystemonExecuZmem ndaπ؄Begen2(Solӂpry">AdaTurHexa)?__=Developߎچff pacᚈvMڎcoshĂߠAߌR炧Fpart,zϲvd{olapȁBswlyceivz.«XZscrudiffhslikegI@neximو,lsogaryryҪwhileywaa@cisiq.ϟsooȍb(eaGG5bȗ u؀growXB8slowowSnewWe wispocqbyIng/*ws*H.fx?NOTsp,t">why? ӀIfheirackfesponsesueo actHatsikelyworkgainsachancesybeing

approvedorSDI,acoulde0odds0is?׀beblZjoutnreement!reef8t8inaywnoteadutomaticenialKQlaim,f???9heyresuc sful findQJdo?ǂǂǂUnder2Xgram’s{rules,urrqbeneficiari axpermittandnragx//iY.40Ԁmayarhnnli81mouHiup)12onthithmpon\">ts.owhobȈGAvel ($1,090ÄZ2015)Rmo@pnɃ׃׃">̊Ђpah-yh “exte(diodeligibility” (EPE)r*hich3recei`OOO">DȄ(heRtzn.f!0PdppanXimpAdditionally,swqremH잘qMedicрisn0 @ȄhowuWWW">Xrrntinӊcash݈rough.ƁaulliscussZ"> see.S.oleministr0on,ґBookuidWIHvȒavail2">http://www.ssa.gov/Xdb`/eng/ssdi--employ)-supp.htm#a0=3.GGG@9SOLUTIONS3x: healHdeclinHlong L6 Cx,///]cretupx:şparstatR.Yإ ӎ-tec!s///(aaluplat m69e.a;ECa///(TransobCYSuf鴡Numbe`Yb>ǂǂ">OnebvioushЖ@򑐶cceҎaccommod9a eaQȄartxpantslYInoxiɁaarylroʥ hƈ9,re(TJЄ aw u҄,deٜxNҜwayadapobIenvironydihual߄771__Yoʌ@visyp`XȄactiЄGGGapbala( fPagX{ceItoi">inyۏresulpre-judg2u;zduȆ(er.anOplHꥧl9YHpXOuroBpm">ounltdiff(dh8ordȍ(py؁Paod`t///2adoyo؆possai|fPwouldea2shelqshop HoweverOpat8$10ph>lKshoiPg''#.Ǐr9P0irr)lra(hw1gP0jview///I8OJRget edbackromOMsuhf݄'''tdH crزYeode赠uaȷregular Ӏjobarketseneralore

limitedhere.xMultipleransition`Jobsrogramsaveucceedinevelopingargeumbersf—0thousands.nd,ecentffortsreathan 260,000Jsaesf yfuap0prierAmericXRecoveryndhinvestmAct (Ptti,chott,:Lower-׃׃">Basch 2011, 6).eelitbeone,utcknowledh(tould9bknewroHoworkxclЎythSSDIopul?__YIntetA!PodicayEarnhIncomaxredxGGG">0a8ozbohencapit.ԕo/ITCcrucihhmodel;neouruid9ncAs 򄡈">s`mak substanty@ttof9FbfIalsooAQ777|onnecdit Ý¢ttu`ҎhZrewardavoicliffs,ȋaurrz OOtl(PsystemsPduyB[pypГoyearXp`timPeo׍ӂyk(orouayo#'''$(amo((requ8YsH@,rlink=policyo@ÀɆxiXBup'''d@weene’snth8nHxpensbwdWУq[xnabg(an슩Gasiwhm1mosteful@meeڌxo[epandf'O77193aRANSITIONALOBSONCREASEMPLOYMENTOOOIhieX(goodasons"miAdv 'ચiqdlop?ophb ri h">dAХ#origxlξ Hoprojoxits7sup ۓUzgLlikadapׇԇReȫhicago (Marzahl ellis2014, 2c`lo7(rough IRSyiħ`amemorXum*f(negontail),)ru"> separateЄ1-alfun(dlh!in`mary.Ʈpre-pilo[">[:,@֦ԃryӥҗ߰ whrs7771itflargpd舠1wID[qSufficttaffapacity@b>ggg">AsxYabovcritliec؀our8oposohsu ipa**-x???iףacdciȔx`s8oksdnow0ghowӃ߃߃߳PacjSSDIXlekilihelpuideobl*ǃWWQMYti8,wQgramr vaesigY1im|9)sσ׃׃װbɈنYpeoЇۏ@@itu`rԅvurainingoӀnsurehattaffurnoversanagedsellApossible.maliloiteouldede

forrkingpthrough.ׁׁׁWenticipatthe3intermediary,uzyuP@tor''' organization,uchaisabilityervicȁgonhocb(reh{ff.expectGGG@emberEhaveaseload f 50-75ctiparnts,tdditswhoPyRporadicallyT,:aotȄapproxim؁p100yim AgaiؐڄassedurˇXre-BׂGGATCostImpleme`XandunnPPׂׂ">Tran@Jobodelsowbui`Xir`dgetsa@basours8y">xrh8jobɁWisconԅGDDemtr\whi`0rom 2010-13߄(ɏgram’ss؋uQnPsomewreduc`s@ɐ`recomdВكσσχȖfundgAnorzcurrP_ѧal.)UأɆ1ӗeargcq$10,000mincludGoryo`(Dav {pisnky13,as5 &6)dd $5">߇aVEnhanWIXФpCounȅ(O OeeEITC4,household,zKyeippreǃǞePwf'D]9M$152?t,um'''ull- !qualifyooC.ven0Xdividpفer''!knRXlul1qmxahixpnthhFDpurH7׃גފ̅:Z;utpzȉPY25wwoxocisetupr/羣C ///ea(! to $7d adhis@?<,epsx1'taklac`T"cff(,rac(Ssvalu777irmdocuautPs@arnȯs),7㛠vel_94SSDIOLUTIONSx OOOOOOO!5RANSI ALOBSONCREASEMPLOYMENTOOOBEWP8P:I߆Pxs@EЕлxrt1,12WWWg'' orOj_GGF___3oooubtotǎƁׁׁ$3,75O__>A{A__^ GOOColoradoepartmentHumanervices,ivisiVocat`alehabilit;etPikeis[yenefitsupportrogram;omauti0Ad0imployڅ;">KasaundraYwn,ommun!Adv9es.777096cus-EarlynvȀ0posalspb>i>L.kq4, 2015eforhaps;fiOOOLWork2ithronicndithXaffectunccapacAtozwhoaveignificQ">iestPstay1oreturn~wh ycei ordabmed)ЙG''#ac`os$sIhneed9lindepe(ntX .nPtunly,nyь9curlackim 775!-bas.ƋHsomeZQtX̍hasbo`ir䫒u">fr>applРpci@Se蓙Wsura(Y).dae㢩///ry(`weKi*itS8deK䉏߃߃"> erded,wangHst0imeligirulexcluH///">m (resourinxe2seve*>y).41ԋiap8s1adv*">`؀hviet'ʌ//,P///">crelYair !`clear1HthreXpnePhple ch///(n؝ eI1p0whienaؓPir37 Astud{evaluCwillPRgenerɈ;ertainعLmakQhangy+҆.׋"exasdxhpz(ohow íjфr9woul)wi݅bbfi5\, “Ƀ">Epoy/EZӧ:ewNjwӛ]ᬬǃǃ">BT” tay-Shalom,*Manno ivτi ’tay-at-*eYȘ,jaumbs!(𪨓diff@predu3GGGt9,kilHlyypH@)weipucoe ldhQ,aѕlikeXӀ00tslatco' G`lack,ost dvo(ilonPagaڄ">vЁn subpmvaesBۄblr'vew__Abieycau18yʧex iへ˄'''Yuntout0ognizman@m'Y!lim8po7eight="1րem"idth="0pt">choices.orxample,hee0rlands,hichseferredon “T`Eoyment/Eligibilityerv

srograms: 2011atapdatKaiseramilyunable 14,ecemb022,avail atOOOHhttp://kff.org/report-secI/mL-hH-H-cNbIPK-pL-A-Ha-uB-eG-">st(ntainI-polici uin-cb׎ώStocalehaZ">[UniversofwȖ0shirenstitupDis3y,nnuȀicspendium,ԍ">12.7:—AgyOrdSel˓q08rough_:WWWX>WWWP??/d6@Ԕ€-s/v>-r?12-7-DŽ"$-o!-of$.97DISCUSSIONFARLYNTERVENTPROPOSALS___ystem,”askhealthoXyif`lʖ`psetweenb(">t42ooohFiIplievetim athHpo`sarintI workup qXthЧppiloted,ooci`SecurTrustƬholxhouldP!any''' purdminer9payYbenefitxoeoXread8exЫ[">by*OKAdr.hiЌXvidr(al!H">extreme8linkavoidntounytoo(dcmyiewhoify0ON[nȄ5rPyBeyo9JlhiHHIpaujquecerhregarR“T">E/EzӤ :GwayBӑdǃǃǦД/•.Toghwithpapess Y$dni">ϓQdophe–i ̼aw=ac̆lGGGespiadva8nivil򁑐technolog蜧iuqH___trocaXrɍX;$((pri0cplac2sφsigniqair`prsubp+.ɉlɄ///)mo(ocXՃchthurdQqfHunwarrgpnSDĶRai ar1%through1r taxribuyc! savpm)ؘppHppHic.LJBs derf0e߶\ݎ8PishEESׅeachlikqrequ8n aχppe, oxom7''"aBA)resul!s si{ȩas҆spendingnothhehortndorun –articularlyfZavailabilityEESnework

jrolBgoʊ.44ԍg’s؇ca 15-percreduc̓">ntal0zlauv(exceedȌ{peciyhetmb-40OOOHpoppwhich!h`unlikeH߈ssumstea)15'777">under xwback6(stillPobaboRypgrg1(dn">42elaineƋz,isInsura1؊Nels:luepriȜ(.S.Ҝm?,pteY 16, 2015,C Budge3Po`yrioritiPhttp://www.cbpp.org/archHtirem-secuy/d-">-in--n-a-b--us-jmjaullhxcuHdiffs.3Ƃxexampls@(݉1whoؒabutȓpePoy8@nleshanbstp!gȇ@ v,raisVR9Medid vHɨ>Z`">m yjZ%thrUI4 AMHeԸt)ӱ( ssoQ.govy.docus/MHTS_Final_Re_508.pdf({oȄansggg">Don߁ݛ|ssaYTD%20@H0Coi``12-29@4.hibohowJcHsqpacipi,e`҄WWWϵerї9self-Ibcomoeneiary.Zp;Tick`WQwwwprogramvalu\_^pbs/ssb/v71n33p105у___X98JSOLUTIONSxngs)}asH70c8ol?ȝpos woulyonab8 2.2fwwardereceP ts.45___X“Aommun!FXd&0;S (HWS)” b>Chrx,בPizer+Burt//@tʉhcWS)1t8Peelephonic׃׃׃coun ,h2c0c(PerrՇcoor0Ɛpeo(///(я`12eekHh`ew@diagn@؃0lea8ompairev.Њ2AacHo(Htftha0isXmis)aׄHXapiloifiguabexle8-fzHI???">likepbe(edfirde0i>if
exWTaors’M`oughnrag*XltӐ$aquiЄght="1ۀem"idth="0pt">dissimilarohosefostorkershondpeceivingSDIenefits.ithgardsSe

notepatistincHveorncidasignifiebeginn9XdlopmfndHdualڄ???Bability.ɇ,no(rand,os@tenv timeunyarticu">trigg Bthcaa@ellAe—ap̂UnitedWWWPKdomRrd:yrespib0fc`qal0care,ocalh《,Ȅ'''!servic(unisp7edž…ăe`oyꁕ''' 8on).eanwhilXmQmstilack߃߃">insurance (onBsI2014)462motvc`ܖpayad#p؎GneedremaЙ|job.ԕɓpodo97772͡9wouldarysuchِmx htXcg~numbЎ">peoapplyq J70aAul">“UsTs JobIncreE:A0icxBciar”σerksick,iemerWiam!Tsubsidiz+HearQsuíȵmedlaffei𖏛Adeawtᆯt7ljnch 8otaxr`t (EITC)amiž(зxg –ughoymaZs[w0utruhfudoXɄ">ɊdescribabBe,erhapӆPjc! ф'''m)*|菐Zcduc air-relxdڷyhin߃߇aюakpf[il!ufuД`O("7770,өkPmavaImoXbroadly߃45Y3, 14.9c8bң<15.7OfYw!x940@roxim(lyЄnew `40⨀dс#s (#hH@cauon0.5ymaĈ0/fh?<3Dž)+heymoxlikgoSP홁lo ᄘ<ӕG achieve8lf- ȗe.ƛ(exae,y:868,965isiGD"omӁooEEES$s30,344bnsteafOf.ȋx,f3Ą"> nxa131,931ibackU,wwwpӆ"ha(assiؖ9,79(2.2'HM􉧉gSDIlldatafxSolecurAdmin0ra,nnutcalu/+Be@4xhttps://www.ss.gov/ /docs/spP/wwwtۀ">46eenitedtatesepartmentfealthndumanrvices,ÁersoriseaseontrolPrevione

YqisticP“InsurancQverage:arlyelEmbFromhe΂honalIyviewSurvey, 2014”unei5,vailabletttp://www.cdc.gov/nchs/data/nhis/eAr;/iI906.pdf???899DISCUSSIONFARLYNTERVENTPROPOSALS___XSECIII:GRAMDMINISTRA___">100'' 6.ĊX-DrioluImprovingj)inuyabilityoGGGRePro(si>Alexrasta,hliaorcinoxohnll ChunxiaohouhiooolOOOOOpaidut $175iono 15tbenefi8rX (HoummittpOsGQn"mbEnergy@licX$C Eht+s).o十on">thoPwhoemainlؙyIYoAdminrrA)sxquir@b///)law47conductedic0fyؠy8CDRs)!X@σσ">,󓙖cipi,48children.49ԕwUsx]///">ryrykypot yon-permanIwawP sᒹoыȇpsuchim Asserde appriate.ӠHIp"ofT4,g(sHemp8 mporP(aperv;ssafeXnep'fact,///(whP8blish 1956gPaviowRh">monitawry’eligi~{tpPerioEِXWWWPmo@c(-effectiІpvaili$Pteg.ow ,">+Ybacklogne[Pgrow 1.3cas">WTªofifuXȤhourc8`@omo{y8lac* -pP0on1ata,wel#frag1ystem///(sl(dapmak+)od8echnoHadvYadx1Xy᎙enc"pfeg(:invinhmˇ&c l!agJ;贩new߃߃">PP6;0(ialyticXʌl9cI(I3">policy o`mizbussEespހositivegency-widemplicationsyncreasingheroducitynd@ist f耠lialSA

claims,otustDRs. b>">GGGGGGGG47eon 221(i)SociecurAct ( 2011)ςς>481614(a)(4igHsdisYar uthotoieriodicr1SSIecipientڄ">߁??9ubaw 104-193pquired؀XetermineeligibilхalIhild_shottain9 18as">H9adult(Hy㉨8a.hisalsIthatpformy: 1)엨tncXveHthreeyearsorCunderr-leI1an1airmЅ; ikel2rove;2)laha2onthsfbirthseowwAa1tributAfactm">mJDira.ӣ؛ȍhascklo!E(cestpa8wi@addrȏ苁Jbenefit8gxXwisOOJ101''' DATA-DRIVENOLUTIONSORMPROVINGHE*CESSKBACKGROUNDWhes`maH’xapPi`inu`be,led,jseaedi0,DŽ77hichlassifjin:.qexph (MINE)OOpo`(P qGGoMIEMע׃׃יIsigHruldlopar1990!habePupdde͇Cweoyata-drn@shus:ЃE􂲄">eratureviewPycluo)4`group s໪gh`60caZA9.ppxi!x35f_X цremH 'ɥIBQ4W end{0ssxn,sixK//3pɿĭњCGnPducPtwypxx fulˌ9ailertst0f0odel (Qpis)JɍPwyjQgnco`Srefllikelihoof㷀a׈c[߅ߠx pgram2lپp,airleng`8timePt`u((f gin)eHmXXa0priP)rebؚsiHe8 R77702Y?shouldg".Ãb!low,Bumhǃᓗǎ"’sαs(short-???">m|4os/l7BGg// 0yYunderguporHcsuX@em"id뀀th="0pt">CDRudgetorhaHiscalear.

reviewhould@ated.nly2.5ercfGrieshoeturnompld݄'''">a`referrIlÏ!aIȂOnceivaAsinvolvǃǃ">developySAa&toryverBmost 12xnthjeoX">rW #jXsuf1ݍdenceٌspoi@!cisYxystatusuGsnd1MdImpr2RÃ">StXard (MIRS),`ichifxsroml6crixiaiAlook*opablishepinhangooncpability]oork///-ىcess ns0yieldfavorhX sav -to-chфCpȂa ag $101$1s 1996rough 2011,///11t$14.2 (P4).nanuX,҄aporitaccumul acklog1.3ills (GAOyha`(dσσσsouimi gempэ[claimea:ghip???"> numbxduc9p,/wGD">g8X㖸WijYnotscheduled po!ro؄payˢ)omIcipl!x ȍligiW//+MarP(0IGpxt “Fȫ,”NJ betwe2005baXcyȟh0d5 $Yl$2Prcould{">bdf\dJ1.5a2wJܝpuiАbecadue{)ɟ">102'''ySDIOLUTIONSxWhizurrW@se庈pve,ɀposigniarH@X'''">tivIra`issuesndmprovingheDRrocess,ncludف(lementationhalnge*terimtepx

INVESTMENTNFORMATIONECHNOLOGYORATAb>ACQUISI9,CCESS,ONSISTENCYNDhTEGRITYTProbmostignif ntimisoSAata-drivenolsQh&edictdelreasto;availabilityf,relevIqatedmeasuraeneiary’s777r.ԃin-quicklydrI[eabpoorHinforecis1? exist*technology (IT)rastructu(w0noe)Xdak">matude,ox,rorkloof.ITy8m隘ragamongitspartɄ'''z gram[acro0ea`stage!disadjc[Ď8oPoneryneedqueryanybasmakesrǃǃLJpplhxcre sqs(garˁX`encdu.orer''' sourbewithi`,YTdifxult)Ianaly'??9purpoH.Ɓexaa@Gctronichalthcordtaiper8idȤׄ??9 rdiх0sifnohHowȌ8$housa4setp܀it9bш8t8iextr n''' bulk sonnel.8 lw(byfmqokrarwʡsseView-(`W'ow_or:vc)uto18Hcksؤ_*nDŽ772down!filiHt.50װ hxitifБ3@i؄ȍޑ[beq/8om">ɤ=apjp iiv-drOMpohangA">9*7۫ccugZzK@dlack/l"funcedtructuq,t`gh0hou@@er: partb)^hmca-dmweJstaffutar:le0b܈xa;mIFF51shiI *#p;gpi">bupporInmlҁMPNInstituH,æDŽC؊@ʉPaagreR1USoci@SeAdmؕ 1aggIƪƖjcomm0bsfax)tb ha0rwww">103''' DATA-DRIVENOLUTIONSORMPROVINGHEDRROCESSincludxd8lop*poder3capЉthis

뀀informationndutoycallyendingtotructuredatabasesoulllowSAAuse

analy`simprove`sroces,incregramonsistency,ʁCucests.or''' example( 2007DŽ rnmentccounHilityffireportdhatetweenisears 1995ʄ">5,HeumberfisappealsviewbyjfederpXtrictur؉Uds!e///(1ecis`wermp(GAOZ).oЅolaim"> rmHermiHdxierioPt">>rang8from 361c)62vwithpage50.b">haddrYcneIoE0ain6hloZoritivintrodpw''' U-wr(teat؜iqZerror@aamadeHo؁Ȍ'''OOJ?yώdxlopelec nicÔ">AIHool (eCAT)ymweb-q@ppljdesigndocuσσϋterminr:alaGy0inXons@poiaadÄuradjud.ԛiacq@stpardiztpraceTI@apsHpchas9,un׃׃׷ׁp' Howi,LTsnam8paḣǃLJƷ;suilnp1legaHˉcnotشq ׄ//)CDR.؃llheaviupMicrosoftorהc@">b(x`Hu߉ monot܈eQaryYmakpul"ataehsT)pp">IntℰechnologyyielAgtuc!bastomZׄ0’se؂̇iމinclu`0x1l;ҙɄpUy1itiM;ySocialSecaasAizg7778 individyn viailnnefirhd,盨ä́GGG@(ilet8,y1rngIt(pos'\gaxIYipts8accouŒӃfrohfi'Tф///">TphoW@ҋrtS؇Sl -freeumb1OupX#w?R나PaP{-rn'n;I,σConu DReEacRϛ@sРGMA5idH(D׃ׯYrwhpppearhasub tɀn fXwy sthrougHWotchѪ,rYithRInIenuervic(IRS).an8B:ۄDepЌ:XVea@Affairs (VA),/*ght="1em뀀"idth="0pt">Defense (DOD),ndentersoredicare &|idervices (CMS)chievedheirost

correspondadatat@nuttdi sal.ƈ0exle,)VA’s 2013trategicl0toElXnbCompalaimsˆ, departm(ticip؇ihover 40erc ">$ wouldeHmdth釡newJaddialy׃׃׃(Vea(BenefitsdPis).heagencihavetroHmethodelecn">filmancÀɈao aybJɃ׃׃">`rovsyste 0.Ԓ,OD+MSoneortals,hic">do`nlSalsubmitt c,☁lsozkeep8ppraiIׄ''@upstorf/J1y Zwr}future.! @owsrofh)volAn,ptneyK nsuce8rrioXrX mo:Z8caBim/''!amouvariabtׁ104''' SSDIOLUTIONSqtupsouggggqhb'''ZhifowardcZAAᭈsneQaryύsrlcybeȃPxg8jQiحnduo0suffX!''' dlop.hileSAsd脘id`usxW߃߃hP:DR:mak(!⃿ord  ru?adjuQPYeswRecom@yb>">B@w(scrixestዲiS (eUXcquxlr0hHuncԋYaddq-issuoutxbX2.Ďmonizeg8hrougnŠpr(Envi(EDE)Oponb(hs`)•Ʌ0marreposi775OphblliQ)IUnXucЄ!tavsbFJDem tTHisyMS’sl1“MDÕu1ycSupportɧCQDeliy,”Xleț0__^">_͊ Pamb Ind,fac)otaxch`engXcurrK.dd۳ystbcAGGG">o5`@hl`ft ؼ191oj1///"뀀>implementationhalngesndessons@arned.eloworeetailedHscrip*ofhe

recomds.SSAeedsoreate0DEstatc@itsatarITnfrastructumoderniz">effortHA9ntegr`d,ularvironoranagingterpris؄omiz">-drivenpplicBdecisAmakiover lifee.htbd///(fromglobal,gency-levelerspectЄnotbrokupy`ilortificiyby//,’epPyCprom@THPj otHiggshoulpe(rp }H,ten0,uality,hlicc`ibiQQGGdt҇gsetblfocusotora:">near(difpp8uniti8usɣ,po@XjusL!quir1thhoexpedi Q98y''' auth)@soursthinB ,mpowHAaboՂom j1ۇDlsubWerowth\i)resultȍ(ecuy???IhroughѲzvac(ontroHens(tK`s-viao0,7???هȓ_]_ǁDzuT0MPor`uQk">b br stpmaȀ B4;rvalu:ff3*er:dnewexis_!lso]GGGzhok:,tadjud)orBoublȁmX8ans7@105''' DATA-DRIVENOLUTIONSORMPROVINGHEDRROCESSbsearchkW-̕*ȿтQipl">ag@ÎAg8prafXasā1M៚ (MDM)Ȅdisci0n!whiITpPsengȞr,dopʉ2en-xs8ȟ/؈moPcȔ lon.DMedologyppmin@`7779dundinmfragbyav8IsyncPnizedrehv ߰*Qmsggg"> CrepoHoٍplructdhِ8pb.tEba(hl ba8YiuniquHdQ箇0laiYcicrp鎪sHbh{(///">maplp(e.g.add8shang8bXoPrielre!+d)///|PHAumbxkЭtHmɋ w twompaircod OPghȰЇs@tanhs 11/ts);ߕߕ߃">ser`ख़qO{2`q–/bo8ssearchnd뀀emonstrationeeds.hepealusinessntelligenceepositories

willervesautht(sourof ar-real-tim8nd/orisQcata怐individuSSAprogramsomponenthWhepmaster#ys’srprisluq">c tingHghl@tedXm 0ducts,z''''''''!allowlier,orens(,"giedicJXupport.np`x0ct7770bowwu//+{u)urHshoulIcludeil鉐ocumф''' thatrece `r `eveyh 7slid,Hihɀdecis}_w`Psassoci*with">(lgamanhЕ-qumpfficih.׃׃׃UWTobje:ulXbyyTIFFmmakmi1'''o8gainsIReork-⇂sav1applq.ՆOLTH">n+Clifi through݄;ceKpz'''">Stakeaoccou requir`)capacity,쉐`c),8cu'''oshflexibili`w(bop3r archjGGG`O0init explgoSQL (Pokorny 2011)zba騇Tw taiIi1/ݝ0`3rabousu smodeljexchan`laydefp">ltۏul Wl1ricL]undhfiguenab@racea󂩆dzTalsonibra(reus`eoftiil"///">blocksh(can9combRwayspاea7s’eedEߑGA///VtechnyXi߅3itdhctஂ{aggregJGGG"> `Ճ!&bganiz\挱h-߇ߍ0hcro1ikoff-X-QelfdЎ">jEDE1ra%H@!poௐlr?ro—so@i ems “iÂσϵenviron*boxheerntkAplЖJimt﫨DedIT//btatotypǟsimulraea@admvcresearxinX#">106''' SSDIOLUTIONSi뀀ght="1em"idth="0pt">demonstrationnvironmenthouldaveccessohe0tireangefatanderviPferedy

EDE.OOOHInrder1imple2visPaoIterpriset,SAeedalsnvestintsTfraucture.Ԅ8agencycreatouplanorߋrobusȄ">secprchiteچsupporcZThis:include&artualcjproviding`ity,networkapabilities,equcqhHvailcy???">cicorm3yin1conu.Zarefulstablishystem x">keep:niothopeksresejo.ɛ^si">ombinhhnolog8a`ogereet(2PZnry8ane-size-f-xsoluyap ach#izԈ_GGhח@asloudomp8ЋI">Iw">Y/Ѝ-yrojputldbЦperyu+p1h߃߃">numerche cro`( departb|ogram R ">maj8rha@҈bmanJtor6[lۍH.iHۈs1elowM/*:•ƇHed,nsynchHXxт'''#Out`Dconly(4i+aPmdumbσσϊhyiciaPggg+Podoc egaOOOKStІ9rh17774L_ٿ(p3uto!ecisa,@rkf777knowleddiscAW''VackYPhopsourceOOOOJpriHƒjfPasB$R߃Moithic,@oweciwH`ileurpFha ribu'''8lexibiȰDegree3n9ipul)Ȍuqznalys0mux8genope(Vlea@shipTr((o-drn_e-levemakp XB">oИqc"ensXstab0hadopوjntQ`org0zHؓ!imum,shadd8ards,70؃σσ">0dhsbu@tal4sha߄at؀ǀÐ肨eC777">plannhbup*!hbui0it,t[od@injleps.ɋvma sto*inuday-to-8hirepa:hmʒnew vii.Ԁlemplo1">c apachChludrt-mvsu؈Zwidth="0pt뀀">longer-termusinesshahattilizesuthoritativeatandew@alyticalechniques.he

ITRstorainfrastructurehouldevelopeddepe(ntlyfSAegacyystem">0loycremx@yons鄰moothransition.107''' DATA-DRIVENOLUTIONSORMPROVINGHEDRROCESSimpl+At8EDEvolvQeriHphased,x0inPxpsachi'''QimprovZ,߀cAmoderniz2,Pc secu(yprivpestpac(stards,2erXsc`i ossibl8imepssscrib0">bw'??9 b>GGGGGGG8'' SSDIoIDSA9•ɒ ifHlʞYneHQgrat"OOOLY2acquir!ʂCreoHptuXar (pignor lng,rgabg???">/re@iyWWRdetailA 8**:sBui߭capab aၙ Q pgMτflexiߞxdؓLyXbig[)workf8킠gɗ2canddHl">is0(Ӥ ½(omHct!؆Z׃׃">_Jolicpgregyifferehs (wittُpuPڂsoftwab,).ucfulnԒσcoopebetweencompon9al‡aHartϹڃop_e-eon?A0eycl:roughultila`Do,`ud0Ack(HsmH 2004)nckcost-benefiH9ss)쎁tЭ$loyherm(pm1X tirhretIlegaHappb2 V:@=dToderP[pف`hxengun taka">$dmun\ft.reviousf; in()q'''">helpIؼ…somrH] csׂKSdxecuauissphipooourzguida*hncypъGG''הy۔҉ptJ٦#HZ-cɱroach߂߂ߣ1*newded7__Ι(rehens!nǁ߁߁Agg1kOdateʼnHuse(x􂿂shas{vend1qxcocxhlA?Quty-dr urementp뀀tions

•learerformanceetricsstablisheduringhelanniphase'''$SoundiscalXprojectanagementGGGDGoodommunica!rinvolv;oftakeholdersroughoutroces׃wwuUpdatsectyivacyegulooomAdequxlign]intivessha:risks,8spibilitieAcreditoruc777">with opv܂WWW_YinterncoordinGWilln tocusnong-PmairaXr`anortsoluoom109''' DATA-DRIVENOLUTIONSORMPROVINGHEDRROCESSWhileBupfro costouldeplehmo(niz#SSATa`o ׃׃׃infrastructuro0systemap8elevis -effp8uncau???">re@QЖxnewpplĐtop9ged1tidgss.''' ThalsotaٌmJhiddenminP2hOrgaIt">sx,xdepe(pirepart1RdisP,-)W//)achKmor8serdelxpmehrulBelow9aikppPGGGhavЉravoid:ܣ(؏byEDEgCS4SReduc`1icail du*olᝁx,umiziifiOI retir6XdwanAboǠ!wilȈq"bur@mXt Xt xjupp(moo,gradupatches)boilab0aIbhpȎHӊϊϊϊ(acquisHon,???1;)alysixenc,kenorchi$HribZ)׃׃׈ NegP&bet1@fxour蛣dootYonowled`expertiȁ///sesXhdڋAasse8WWWugnhc dmv 0il#Hshed;rGGG@Q򦙄''ЋyrpHechnolog٘GJservadu#lh7ŕxropmityOptiȔ/usineso workfashwo-way1orX s(awitgan2Pnc'''s1@elycaccuѽacro ׃NEWATACQUISITIONGTPProhmeffe`PyCDRdiҕldr𻿇ӁusꇏQ M.ԌeȊɔʛۃhouick0"posomit{ggg">χχʎтapoo1 @decЅE@fL">B8ؑrissuwdlackYȁfun2xcolctede뀀tweenul

medicaleviewsouldtileevereimitationoheDRrocess.ttimdecisYisade///(wherperform0lp,ostfZdatavailableQfrombeneficiary’sa">,usyplyolctedteQthreeearsio.hixSSAasnvesinappl!outomxOHinanlIandlwKnt:reporthanges7770H`irOircumstxes gencynot+signiȒridp͎UY///">funcxB#disability`atbeM@???">[caseccordingu2014feaInsp8PGr`(OIG) “FpM,׃׃">ContinuyDWRÛdopentvPimonythbȡdurit(QHza)@)Q7iKiHPpȕ;like8resultqcsavancrHniIٍЁduʤ77moDburPnl ">110''' SSDIOLUTIONSxmx@">Wぺ1explo@Q?Z|#AtiddȀXssuoutlinbove:Aqu 8xioorkgyƅAssatt(WD-FAB)󦰅">pismuHcapacaacro̽um humU@,a)uchᴧ߃߃mo,س I1Ps"ra"1mmund,elf-c;حtaskse dGGGA2.Ĥ!opjab-b ,enclai0bұY+oǂsuac}">3utom`c7Xragelrhc6yrC ׃׃Ӂki ,;froɁalthr:'ҭ,rharmX__Imple HystepiroughhiÇ-a/W cxb5Ѓl pa1iea8.ɳhH8hiPaaWW???">ߑߑdodepupfirh h$9">?=for,Kwo焨sygiz1llpbXojallso,GGGsamcvu)u)ׯ"?邐oЇˡՊ(zOOI oojךiwwpThiurrbeQd3IwSSAdevaluS0ces.52Ɉr)untԹhp">foinfluAwQdipicapabili뀀tiessellBorkplaceemandndriticaleaturof

thenvironmentusteapqd.hisodernonceptfunctionbeenmbrxdbyglobcommunityz`root0in2Worldealthrganiza’sntXσσ">Classifx҆0F4,isabilE(ICF).ςςςTID-FABsCompud@iveesting (CAT)upl wi ItemesponsHheoryR@ǃǃǎ@oreciselyeasacBcross2fuInuumhu..RT-eshsaimPorartihilligeoftwarequirQaщ3dministr⓹  sxsinuYXiyv؄Hmaj h8atYȉrela,uch`asic,g` rpersralChelf-cx,≘Xask+777">Θ}IitNIH)9AA"archpromostσσ">UnrsqpdevelopautYEtechnology8pЕ(y߃߃ߏlwSSAcolcoBlevantbhensX ataboutm9efIfash8̊{` de`c,utimetrengnd2evidulHaccu ">hspdiȅьnjnj‹st(`s1ir@///">`ɡ-P52ҕ_Ktowsuppor̳ram`lrog%&???">'',l`yCythrougpgreeB oRSeȝooo">A' ">111''' DATA-DRIVENOLUTIONSORMPROVINGHEDRROCESSMChallesǁǁǁ•ciloth邇Adocȁ`o’suɘ oooerimtepb>domaibtem ish#method8u“ng”rmPؿjgggCV gscؽiarilegaпפ9-r,u䏩oRut0gggUsHul뼸ؚ|Ij@tЫIDisabМDXServi (DDS)x'''"IY8exae謠bincludN­,>ex`ǃǃÖgra uJti nnoW0`:DIweb-basedxn-[sphonepsF9claimayonptDSpɑ,WWWTCapstiOOZ[ρ,(HaugHǃǃ">hP xps___‚ivep0GDreg⅁8w*σσφ&xoakedap scedtheiel뀀dfficesndDS

centersGGG@Bostonnivxitys,sune 2015,nheinaltagXa`udyoalibrateJLearning'''">ApplyiKnowledge;ailyctivdomainWD-FAB.Ԁ`orwo/fI pora`oPhysiunavlreabeendarendergoq">itemeplenishm;is,hichHenew遨pcPihforclusAYolЄsayropph`improhA@r0qu`0 tru.ɆGFontinrosroughď7HakdvanISAT,RE@YmoompuPizesthatabloalyzepat">auttўdetectiscansmJ\a?9adap  lwtqmrbyajPlaim’sb+exisgWromarliwho@lgsimila0i:Pdi.V`d'dopsl1speciPefʣdnׄ''%pieyɲKXSSDI茙lhd6A?Ɔ scoP؆ ٖpRhrnilbenefi(PiQ0re rmwil!ed.ϋIĂmhtس˄ǝ1nductHurelfÄ">NEngl Mid-Atxg:FcaorkiK(f0k@.Ãpl*unanimousP2׃נd'wPفwarӾstX-mr0ookmQn 30ॐtime.ƒpl,B zgram(aruiy͂hsys3ds:0owɬΪwith SSA">112'''SOLUTIONSxnethouЅdЮHņivzs,utIHzcotseeA(makapeavaCrxucsactors•p(golHprequiʗxaZ">߁ggVAdjuhahcummarbfunhelpsu\lmqncWWWEMak1Li8rptaHarch">Qac0shiooj(phroughlipp,1">eCAT)ar s wall0)afulictuTPo''$;ciar tu(v ψcݘÁq ///Mxy,`r˄addK+aile뀀r,hich

wouldhenrovideoreelevantunctionnformabPecidingHomoargealmedicalDRqleeepadministrxveostsow.cquir!seataeriobly,uasvery///(yeai:`owSAys`Zflexibindiualizediaes,dentifyewulesJ(ti777">ctypaandaccuel؊casԋ reviews.???8C`avs•hange (lackreof)D-FABcsnes(detecsystatusbetwetixrcq777CIm)imelinessfxjuQbyn!claimH’ȅ)omaingre)timpairm___tDꄡ(unexpx7醋=NJ߃??9 Web-bdplf-servicppluploarec艀">Thlops:irpPꓛ ">uppsIef8upp`l8rcaQpa8s`bmiss8A׃׃">̆UbeneficPishmit)GEckahno772ypdh.ςF“checku8abegHfworky!t,GGG@systemPP`triȉbilit؉V5XGGAarz`cȬ@; hatb#(W'//dviÂ؇ak slIyxspedsWhX/,reȼѕӤ@gݥHƈ19docuy(e.g.birologyOOOH,b8y濙H,tc.)Zimȟ*r)gleopis@???9cor҃A`suchвޅhbod"ff#SimodelPHypiX:ȑ9"GGGXiHrlanwhtIavaiHl8OOO">MajChallebWǁǽo؄x uctueeѩqa`xfPare@Ьup(1//)113''' DATA-DRIVENOLUTIONSORMPROVINGHEDRROCESSIntegth熈ab㈈WǂǎGGGGGG4''SDIρۇrimteps9AsxxfeasiH>onXeisuflexibilityoraterddingheolctionfD-FABndusestatisticalodelsodentify

CrikSucFors
EngagkeykeholderdeXmhox m(MnMaint truclaitssecuPy退iri0ibySA߃σσTuto!coj-/ps(cturKroughffici">IT?onsou enabegchecks,pe grasp/كleaasH,`GdecisаdJ4alyztsʄHispat8d.he,costly{j///Ans`wHciHubsepexampȔompatAa0s:YsnokbeneIari@repXvЁ///">+ownookee8fu˅0rov׃׃">ge꟱fu$r@ena8t.avhis{Bxwa#ycYug__]ӆb>ISqZCDRN*؊cxacyoςϳh0t-x?advѯG8yq"i>AollearonȒddpxraldyHrtneriwiCMSobtaq|ditt)peou2@">:queu؂*0s;showsqon u air߄hbeenothrougnsITnizkdpatyl-115''' DATA-DRIVENOLUTIONSORMPROVINGHECESS(futȒ;Jef@g1Mcdrpolicgnecessary뀀orhetandardization

ofseecordsndlensuredeamlessommunicYinhmtransferetweeelectro alth4ystems.MajxChallengesb>ǁǁ">•nd`AcurrentgreemP,MSataannlyshbySAoupportntinuanc׃׃׃Rh-timeownloadingromŠprovi)basrequirH0pblyruct(˃">careful0inultitudefeiFse舰@vipparticieputoc-shar///">ދ__T~?ndiftyp8mssomes icrmpossInterimteprganizntokeholr0YreWv!nhathalwpȀHac!քarchPilotfhHexpexisgA- =Med؏ʄIons{񃁗)n0hip{lann`desig awebRfacili؄1wflaima(mbl&iш,">pfpal_wwCri SuFacto:_^ғ聰@leve`oW(Xgf[ǃǃǃApplyG( o8@7߃߃CmoXfITNDATANALYTICSPDREDICTIVEODELINGOMPROςςASPECTSFHEDROCESSProhmadmin8eryJl0yrtal8dju2hicli">PPuo٧HnA-shav bup@o(crenthH}a!aqpweISSDIgrams.ȭpX,dvatechnology`owPRrun.urorlodayAmarka'`rabund):.І0rfuliga@y0oluonbepiSxlo1Xċw߄qairi(p(t(\c@beainإgbsub8ntial.nhr'''">helpdifXihelv`ŇetHٸ_''"strث`foxt.rcoubenefiradousPDte8t dahbus8؜Yd 񑋢4gyhrwmoux}xcolcЊˆ HI iscywq s0 ">116'''XSOLUTIONفhidrؒ+sWs=reduBPdeci!-makB">pcaC eff)abilitn?Re1.si ,dextintorohmedicaliaryesignations (MIE/MIP NEns)wwwp2.ettiindividualizLatesperio0corqhistorҊdecisσσ">3.heckfordancepcrib8treatment,CMSo`rlec!claimsC"> D">MAbasonulXdevpin2early 1990satnotenupd.Ԃ`Cwon(-drivfash ,lSADŽ ÃliteraturevieP0tegoincluveryon3"><groups,c(sghh60cYbeneficieRe߃߃">advasmadewX[mlquip [asQi">diavailablxithsabigularʈ˜b9___">thusi)ordkeep"srXt.urm ,BiIultiy8''' htwtwoYssam^yWmayhangYho’beirXs9PBeэrefτGGGUl0aecu,?taknPaccou1߃߃ߜuncГ>astJlчiᦇ Wcomd쾔alytic0o X1stypIag">YLurtzpa8telw `ngCq,@!rzy`1''''ʑu.׆s,autoic OscoHatXzqsoup73.'''rJmodeXHW_߅l!fnьI: 777ggjrxtrai.ɿddon,(///orkĶyAsspatxy (WD-FAB)cr"aadixA Z[helpPasȇexph-߃߃ߦG)bI(ptim(_@">@=ʚٔGGGEshMhlu[-drn7 ashp.erm؟yearlykeX-ultl08 escri'??=hva` ڨTuiIE/MIP NEאG߃߃>׊.ottghAanHhangǁk t???8med//hionfir0ƘPrIooo">MD D҆ ??widt뀀h="0pt">1. Medicalistings,mpairmenthandoricDRecisions

GAtore!newINEules.͈󄩈Xlow">target@mostbviouslyisabl*dividualsor[ba1obje v0d">in`matanobtainquickly.resum`yghopre''' 0oomf2lea likerobeca!yả{؄ rePe,eropo@usIdataXalydifombiȑʄ8׃׃טariP(mH/'tc.)jhccordh/GGG/+htSneverrcxed.scriprpat`ngnihodologؔ_xs[Appexnsu'ohpregadel!!availabilityhurXЧdsHrephw??[ tribu5c88 ؟9ll 8eryJim Pw݇le.ow,KimiintrobنHelayɄŊBr0pherч*yea؀`nehlup(">2?IfĀxwnxtbromDD’lXronicxlder
̓WWWWWWfdd*GGCƎqexpPؔ/ǧrsCbAbȍlHce:ˆ'#si6adv2hueپwqذMI.atanguagBȳ*ˍȻ܄l ntǑrunpucЂ.uchOHincluᶑpleՃ'ary,ymptomPr,d̢ooresa@///+frequdifftypocvy>.hϛ׀Ywi{100c Uxh8y!fuQIviousunknow@ssoʘ_//)Iאcrone۴72ń} pplrdа9s@p@rσүg`\ zsxryԅȈψʞ">XotЀlarArero s???Y!itha03&sig󋟃OObthyN执ytQ ߔۍBSs4@sing

<뀀peight="1em"idth="0pt">methods.

Workisabilityunctionalssessmentatterycoresi>">ThecquisifearlyD-FABewouldv8uyeadoreaaatasethatぢ">besebidifyeIedicpdiadesignkruletimelin ndrequencyfulR+CDRtlack FinformduringRperiodween">reviewsoseifXstPst*ch(eng8(usRhdQWapac(RFC)xsr///(hHor-@cponrmЂQgggcus,gondardnindivjs’Nimprovedonotx`icurrSSA.d0">1annCєh“labeYecWWS7??;eprytiveodelu1exPxconduP7l4">118''' SSDIOLUTIONSxoftP2nd(8milar1ˆȇImailer,yyapureÞ0sonslri 8"Ȁ@gg H.̪n abPޗ0ЬHT''t|dju)Y7ׁׁѴ!OOOOOOg9'' DATA-DRIVENORMPROVINGHEڀCES4M clai(re d re,̀Ridralth snc؃off0str8dʹ ">|}advҒXڲpnewĐ,vi؆cHIop8k\urvivI*numb">appl읠Pdisynefit@777">AutocɤīD7baysup WWRoA">HoweH,@lso nd@Yhichxbgroup~cҤct(b//$.ƌexamplwh`!ϑsݦor@ablЕ777SSA߆ڛjrom섿, I">b}聘irINE/MIP EϬ|doneQcompH8σσ">Owr:opeo .Ϧ߃߃ߏechniquzcluusZKre sivqeb-baᕨsK4LcquiscWD-FAB󈈎$asks0ÿtinɻߥ">iؒrm y.ɗ}noenvironAτ factoraakז7ssiv8ac!i$somA߃߃ߗj-shmtXnЃ@ou(:determinconuY7(atubҮ.GOOLonlilikelihooHm`rovement 뀀andherequencyfeview.

Tchangenn0dividual’sunctionalbilityeasuressmostlevantformaateoGGG@JedicHdiaryesignJ.fWWwerzdverime,touldeossible7773esappingtweenDRessdecisHsd n76.Ԇyearlyacquȃ"0WD-FABcocus~mprPme`orIlin urvaoetop llXholdperQfull&xs.̀tad,8,0ilnre(8upload nY,adistrvealthfromrdOny,s1ddҁXc">AntdˀPpHtIdaH`polcAeP7JXatelowؖctituhpGpiinpuaria1ٝ78delǂǂ Iiz\(i>">D"ciwhcs(comucIthuOKSSAσσintenef1vXy۞six18nthdepQ0osxhioa@s0R aogramc`pInoHkĕݵnt#a鋩ry,in8nne `rzbeneficihago!oug//EemoXXКxa!r-lHlӍR8tfeOCheckad IcribyGOnuapxaalyptifylAt">YiZ0IutoalcŸyp.ױHropousi">̑ronhealth虘Ápck''y7״folwir''E!!supportn777anuhelp!wqAKdfaXrȂunwiP"߇߬H'!JȢshunderao+׸.nee ///c؇osourc0extt1oXrk,Jwhether뀀

itsustifiableotoolwhereatment.fseonditionsrmet,SAolicyictatesatOOOHividuals’enefitshouldeased.Ņmatingf/ae8txialyimprove???8funccandoneyxamiwher1aigntumbofz+ciarih">withhmilarYharactericsedKrescriby6andQ߃߃ߐa#WWW">In錰May 2014uhepor “MeIReviewtarduriCo(nuYDisabilityks,”"OIGurin2,DDSsIRS@cepہ89,517Js">39,660`Nwq%O/WS…!,SroupIfailu@ߐ߉w onl82 (iA">b).ur:invegp@xnecessaryQdeؙeh πherutzor1vexfins{_X8ccur/">becahlackArelevYdataaޅrun1oakeuchX">"؃[analy:solm08helpfull">Dha҂Xdoumpfen`qsTCDRo-gram.Ȩ@`1]߃8sȘabdep8cquis"">ia!̓ mfood񔀧.efxjlng8)idP///">below??M:C8l;/ǁǁ•̖D3xׇ1PH!ׂׂS"lynxlosroɌorganiz߂߂߂ГaulЍs(n!ЃbulkׂׂׂՑ`legasy@ms0r[Zpg'''ITraރ bigBٯxtiᗦ777777щ t)odem`trjec///OLitif*8agt`hol ЪPearHvpro8butlexiblHe` olgulatẂٯ\o(urЄ777">softw1oechnologva@tindu@y121'''ATA-DRIVENOLUTIONSORMPROVINGHERCESST(PnP eiaigۋSȋche0">adMXatshoulpohPpach,xtho#J"!Qbuilz೩t.oPs7idI8methodsyeh'''">!nviwirer2iitЈxinc t">upoѿ{adpim`A쾐iXrim(epeplo h߃߃ߏpp𑼸b>I,S*ID pXtogHaoeh assump,x">pra@,oal8requispReaaeg뀀ht="1em"idth="0pt">•etrieveelevantistoricalata;tartthxingochnear-term@sultsnduildn

newhroughhasedppro \ImplememethodrototypestestnimulatiX,,rpossibly؄'''#Perfo0cost-benefitxalysis↪փZOOOOedteTfrastructurenvironRh/demon8of1misys׃׃׋??9insideSAom;ryJutomaccesstudy (e.g.see}oneDS,J8gramhracon-׃׃׃juncJcurr,tc.);Hsvalia铈vailabh1">ppsuaaPhatancean⏠(udׂׂ׊7773ςςϔocuatHjeclXmitigpilot8dWWWWDeploy lAglobyόόˌߌۂIؐ׌acilit 2ԆǂǂdžIntepHmodelorga _Traqxengager߁߁߱fine,mvH1i2ity@imeQuifyءfv">T Є#ticssuggsend ЁwilgnAmakchanEworkflow.׍ou@oesi A,adopley!lX]Xsmargi`.eH,ifixso?//CrMps.ׁׁׁCSFb>uЗ urstX kologi)SifxσSufficiell-dȡ7 rY///+AyAgHмχz HXsh 2004)jlw"?">lev`(betweenԪ@oЋ3life-cycx????Gt"sgulalc`:OOO">WhIhlyeffitDRedi⃬resul خQSr777">on6ca(SSAB14).əDhad 100VacacybAcasPlea:">122''' SSDIOLUTIONSxT_oul$goul`phreviewA 'XadvXou">د cҏpunneJrIb"sЬciarI '''">ԇa߄.ue=lackavailabila܀">funZxI0sePt|coughthݾ[reɑYpimv.ԅυW΂8gramc8hairs,ngXiȞdis%tu(bas0Qori GGG@demXq,Sonrio뀀rDRs,ndecentarningssheariablesortsstimations (SSA

2012).huZyfstepsescribedbovereikelyoncreaseaccuracmodelsignificantly9isoulsult ubstialav .`nxercise,et’ sumatIGGG@perms 280,000ulledl`viewser(Qratecesss 6i.̄'''">tos $914aail24walso?\">numbxoAre0@ax(16,800),uprqti@gebett ">idxifycs.ɒ0߃weP25-, 50#c7߇ administXʼn$190ilon,2rlrЄ777">$23peʘBelowa0stBИWbeneQdrombu'''">dataalyticjexPcљ93ce.CS•oNj×throughKtarqAYȚǚÃI󁸇ꂘao-typu*8ucQoiJia'''">backlo(OOOkEnhahmgramtegrityym!X ӅZDYNAMICRIORITIZATIONUEUEORPTIMIZINGHEb>PROCESSOFEWNDACKLOGGEDBCASESNDERǂǂǂFpCONSTRAINTS߁߁߁TPromIPh0ci0oupmitemphȑpiclaim7778requeYhhappehallengt2lRs( &havorayioD-to-˦dccordoIGieP|G҅8man @eb :dolሐ''' (2010).ithoPxepnuHignjfun[؃׃׃">hif (y/*75whenheco8duGl`Pnoplegsetґ`whichapaXiaXnssarȭr(maxzei,XFurr,urr9:uH蝴unƒlapfyqtylnP=Лy">ed,YyQÃїxLo)model(Ƀρə`not0pHунinoninadi (,Kmay s @Ornpopr@k]: AddxZš欪̋A5(evesix18ntheh9с'''">sn)hdi틀chos@wāaguidaɁ777Apb9ensuO*acry_GGGGGGD123'' DATA-DRIVENOLUTIONSORMPROVINGHECESSidth="0p뀀t">Recommendations

lifetimeav)2.pe9(yueueearhQeachiscalycloupportudgetaryecisB 777">gevelρ3.eacasesnZbiannu8rarte(lqanyewataourbtained,7770asHscribqi`*isapp">T’sϕ1Chiefctyurress2averagost-benefiform'''sˏ.hepo*oY8rrF ividh,a ggreg`,8nQ dHstcomve''' .c2bus`sumulМrin@u'''HwilevaluabXwdopъ-h">model.Implecc(gǗ$ʋNjÁ01ia@organiz@߃߃ߏh(e)BolvdaCsetBdiZa,reSutoQ,'#ǃǃǥA?A܆Gyulde@ lfro{+)djudt@whoHAnoppsntʐ׃׃ע°al)ar l.hieplikeresultWRhurdlweggb88neВopizuдlQmax%$.ssuafairR">mayra`dgarzrderi8ȁ"oifRsutf`avail*XprHaacф”0m">ۏastpegy jufied[Sk777PlternX@Hsu0,uHacbihoodɑ„ɬGGMajlǁǁǁ•Ε͆Ґco:CIThfrau8xqowc{-b(oσσϨVkAbilitygYesJdeQphqہ)H reH)gdWa뗘xdPe)GGG">geneْHK'$willP򆇄pD///eЏؘ0q0akW??۠Yzmhpayout{cos"ociZnAMAgg//+reh orolfuA+ir:ge˿T">savings. 뀀Wheneneficiary’sQasatured,heiraseilldjudicatedt

th(timefyxpecsavingsouldlace mIfrontqueue.etp way eonly)determinaearstxnncludnacklogghQs9wep@alo///">124''' SSDIOLUTIONSxcog舊fiscQ.Ԉu8[ensxalsrocess`">accordtoMurre'#Ausesultinmoshf)8our0regardlEamouCDRun availablOyimplem$stepil4amoІbusp4drehrgram.If`tend`versionUp(ictivYdel8evelopTdiXonorЄ">8ȁmAinfor8,XIonlikelihoof8reUGGG">exis‡S*܎tqvalid׃׃">V#ĚwdqstrawoinimizXisrupH׃׃">praI񟈄Xۇno8ځ0oOsA">ؕ`Istarvfo wSlarlAЉdividuzs???XsbecbWWsHorpor inwiuxhanghowWelf)s b>b>">@I8rimӤ•ŘHfeJ͓Qg硏̓___[C̯mϧc-benefWWWWD[Bdescribviohs(@.{Av߃߃ߛYww/SUup? nd/___roPerQ' alys0Uԃ-bayworkloa assign___c@cczprauctupnejyes0///doyYa𣰣Ypachsou0j튈gtechniǃCriSucƯhorcquirIgQaXti_AaplanHthroughD-FABasuitabl<">YrdLBLggOMPrn*ITystem[owsautoicGGEWillؗrethink oP,jusk1r߃7__YT#8ceff!visufficiydwavail aacg???8Pa0neaDŽsuppor yT߁alsoiw''$rifyQsh-ыRverslgramlvencyrad뀀eoffsynabling

estimationfheostanoterformICDRsnos(ases`atayeackloggedorearnabsencefunda cliqueue.___XCSavs•omput3xeopdateredicsndortsjexpensivXrengthyOpizmoney@nYsheerinsufficiä́c`leal3dP">125''' DATA-DRIVENOLUTIONSORMPROVINGHEROCESS4NoddiY؋kSSAasg`!yj:? ''SUMMARYXb>">OuroposalimђmɅAontinuisabilityeview cessȓbedevelop8Ȉ@tp@suchwwePmpȕ Aonl eelgre`rystemσσϓhus,ut`ssalatroechnoy {ordxbuildȄcigram0ves.hmeD蛸meahPworkeamlpY pa`oqŌ(rpriDatavi@ou )1b8)’s䁑!'!boweas torag0retrievIfdpnear opuh???">cquis (ytics$osȁ xhirWP.ƄD">ally, areflexibleTfra(ucture,鍐ilمs2777">¦ct,҂0.zecanŅmode''' gener%󎱣<18Хwǃ߃߃">perscfacPoftaj`chngpcrAZoЙ9solu///xH<sompHtoPC~sink0rough///*ٰ@؄H*sug؃!3Є8madӁXablis0a">*izr?Xqlω>rrAᲘń">WSfxin8u)pr0i(hstw`ymeff٘">wit8ddj haq,@st1U雷;'''7d abosvi؆accujbabil@@@8hiP5Qxn.ŠH2reЮ[€زpK-'''-jm0un 90 isP8INS
•ýP8udȃiaryesignJy`mhholui(cy߃߃߃ItifyXxkehol9 ea惲$dp0icip`Sag(ośU+SSA@gulD] so 뀀alwororelexiblend

individualizediaryates߁߁߁•seD-FABiontuditoetermineptimXuofscsthSAbushssractices,hichayncludeDR-specificsuasolng߃the߃߃߃currentHiler|program-XegggstiminitixapplicÄDesignedȂ8po(yxpertreviewINE/MIP EharulompaH msoXrz%lisAcheckzdisЇ@w77Begin(@hor*aleva8 isXordup">偗IntroduchaАp gueuoЁ'ystthwilꌿannOOODWorkWOf2qAChiefctu)+cЊifigushif">ativodel1s qbccIlifesav"www=veloputomulHrzadj`oronlyGnextkwhef預los߂126''' SSDIOLUTIONSnve8gya-1techniȎpulhgrom’slhronfol8s@denx">could9FȢ5WgAsH0ibility "踸2ad76˄">ߤlhۚɊm;uploaOOObOp@log8CMSboutmv,change,Ԫ:ggg">Idd؆XPӊM/ۃ dback,istgO">inጛoy,'analyticPalsɋsuppor">̇{s.ȤJmreXsIT`fraux*چbY///availab gYcrr i2anyp/ 1GGG)ipmoste0irepqwH.́!hpmethodsA?fl enoug1yadap)"ahFexaɔƃ߃߃߇Т"˗JPjlxaio.hmBn Ghisss(JXlookЄػS à 43ScHiziGb0scBIrem8///}k`ud x.(specٔ🸶Temb02014[OIG9oinĆpaDDSįolHrecpsfipsearchai(vulnZAlea`Aag dzL??:hEp:ulpبa( c).‰YJჯ">ammenbitpapulPԉɋX t.WWWPCONCLUSIONpb>,_pnizQqettue">automa뀀ticallytoreataeneratedhrough@eserocesses,ndntegApalyHs-optimiz

systemsTs1soi cy’djud(tion.eelieveatarge-sppHacoOOOH񃠄rIT@frastructueno)magnitudcomplexityf/+///,isostpst-effecti long-termoluY.hypecanramincrea'''">აici,(j؋nSSAI4l܁hCDR''' arurpos speci0cށ jp!coulma'''">AEresultdbsavingxcyhibe؈vantousor(Pisabil9byarieSomYtailmechalngeUaremapb//)workXout.ow0r,tpaperervaoo(t poopen cussab)"monizhoahow?y rom'''">big-.Pathneco!qMethodologyIdify1NewINEul@777">AssuhasetheZRs rpooindividual20rac؇GGG">(memeilng,1air9ge,du{Xtc.)Xassoxцr,ven-year-OOO">(Painary ҩrue頋Gyh`//inpreviIdHfOOPdiOOO">ɇ aziOnoausI">9rkcau( csupIewxiygrD">:󥢨/,,thhoxXOOO">Gૠ1`ensemptre\ jڝ''??>ǒZib]_-^.τɚ(t謒l777">mapbaP!tem9clP*.ɡXDŽ,8_//)127''' DATA-DRIVENOLUTIONSORMPROVINGHECESSres(lxSbranc&onjunIfeatu{XiGGBTgooUBinp@ AShrnby9rvelyGGG@sp o8>valtes!TQY؉eadvGGCrecursan,qBadaHtargp777pranyurnoXngPadds%ٮ29ƅxrpp9GGG">usujsX8tsth0e “0urP”-؀qulgwwq??pathsrooheaf{wanIo775taihR,JWWWVaZGV???ٰSformjrulerormaximizI:ncs,e 뀀can

searchveretfecisionreesysingrandomizedrocedureolectplittYvariablat///(eanode.___X Acknowledgemeni>ǁǁ">W8hankr.uCheori ssistanceompilslco@estimatrel@dt(CDRjssOOI128'''">7.ocialecurityisab؀XAdjudicativee8m:ndtw0Caap=rb1)eteydeHervi{iH(DDS iТIwrheal*Offp''' (燭ReviewODAR)ACoul,`spȕly_''vahmajoқї-makdonHt+l ꐟ(???{&.he83.5݂M(nnuy">—mel0 UZ@l ˑ/Q777">-,Thus,ccommihm tbxbou১hʸqctЃapary1bycus)280maGGG">sthy8،sރhinvblЅnumer lHGGGigni(a{849)hpapwȈz! iHDŽ Oroximx750,000ǁb//,x׃σϔ5 11erce8obdifut@ 09,6???psthЇŒsucP~WQ32U, 457770BcHr[v#AdistLXJud(ALJ)ܞ,F#0Z1:xtngH purg,stselfmquePd۲Qa`OOOjiڈaonustepltYur҄;"Pot''' lrli e".532 ghWHGGG">O10Uspnnهgo~߂΄777Xj.54X notealizꏋ,hil.^throughDŽ//,FYndikelyhereafter,55asroposedoreductionncope⁺ostcentH

confirmSSAommisser (2010a, 13),usallingtoues*X’1esolicdiH thisssue.ρρρ53eeub..o. 98-860, § 6(dx(e(98tat. 1794@802-03 (Oc9984)4rocesse-engineerAgram;isabilityj0lan, 59ed. g. 47,887Pep 994);Modificaso҄emin du?(Claimsedesigztotype, 64s">u218,C9 (Au29New`6 5494 (Jan82001???;5 7g. 39,4(Ju1؏߂129''' SOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATIONTpapharg`8atRwellverdueeliider;stagePcenLl///(Ystpmadjudveْ fromurSree.56Ԅasvnot'''!(С*eitip!abpsh惜sufi7ju(uڌhapsven.ableegЃauh@ V">.57OOOHIddo`same1n 30-yearaiodhhexmЍ(withHȂi">",talso,trofonȠway:mot7773rdlopݑdރHen2eciapval(h t8???8Whi soᆹPrbHa‚aQωclusHX#md7makۈ5mor(eafulgairn">Rstencyli(grAlieuɓ{Ѓfocu𞀜-p///(powlPesufluoubb(pmpp s2sI@ekILϔϔόbetmirr(q-8ad!777łÓ`(ALJa!)?0oAchaccu  arr.5?''!THEROBLEMxb>DisStructoool8Sast ha؝ %pneSeeX.g.i>oP">Koplow (1990)r;mHonh14qcr)S?16www">(Q2016b,3фl! podilorojsef ">1GGReviewД,ԎE5FStepOOw߄߄߄ؘdXab#Claims (Re"ڂby??), 62ed.@g. 49,598 (Sept. 23ooi7);x+47,887,A917-119994HHG}pvPdifferτ$ial*policy-oвg:(9ob茠tPaXbou">h(lɐiyprȭɂ@cas|issop󅩗feder󀀄alourtsorudicireview.ee

SSAALLEXI-5-0-1, 2003L 25498917,t *1 (“Theppealsouncilsdmirablyell-suitednd???">situatoerveajrolenromotingolicytegrity.Ԅsonunit!iwhichregularreceive`ad*ProadunfrdinaryBextracases.”).such,ꅧ">f`hersorelasshlnistXhaustionȀIianHessent`ao-over1Xtagthrough҉`XideIcXSgenMcCaHy (1992)escriburpope׆҄ooo">׆ctrinezsiteh0nautonomFeffHYus,eYchbargu9boututil+a@dws,8rongobvious2aanifest)elixٗXgejpetpdupXێ⃇">57Ki>fradela1nvh42.S.C. § 405(b)ADueЇlhӅleg0issuPrais bybuuc c䁰ptlem@Ё@8FPub..o. 98-860,6(d), (e(9tat.94, 1802-(Oc9984)ǃǃǃ9 imp`llaHgj苀dloprds`LJotoo(Эqulttishc9Є$I,ace-to-A8quiry,dɑuhQ">lap ubpoenawЀHccabcitimonme9viso___">voAxpertDDSnormثaxlelwalePwith@aбdequneBpQcoHaddrGt,Hi0araw(itshckooottorne*reKtschekڎ+5§§ 6:6:6:112227 (coXۅ );󂨴ho">Simj00)Aà넺sig(`numbXGe0zIWypSSA]130'''SDIOLUTIONSxTSoc SeAd@i;(()tz@aur-$agdjujt'''Ѳ𪀕s)GCDisUInsura(qDISupЗ///IncomID)ygram@A fxa0݄777">ineswebePf’stricrhXes.60„drfpnnon-`eligidPf πȨPPwa1!ڱلgggؓ8ncSaKB-qX_DServA()p@u1pqregIaa).61___DbeopkyUKPoro`reSsPp,ospHlXc0icPIfo؃`dPunavailabler insufficientoakeetermination, “theDSlrrangeor`co ltXvexa (CE)claimant’sre(nghysanူ8preferredourcCE,62R rarelyCE''' from s (Wittenbergtl.2, 26).63f8mpleitvelopmofevidence,6@nsuHyoys`two-persteamisڃX`inmedic@ ">psycholog}andaisabilitH򇘒#in0Hcis1GGG">dooo">render׃S?retur4cas`ojfieldКnobeZfilekepwpStҡPe''%7PonexttareR`b߂߂TP h郪t8cedurl_///xc1dif𢡠nel`thpecs{eEs.64///TFcsubm_owune؞qui777Ho8r ȧiGalackrx8reyo(d@ s'''jr׃.΄àpd`DžQdd#` =jlarg1focus1nTiOOOw(yi9itu shJ0signorse oh,777 ewilHgsame)hȈ,؆45ה׃60ee.F.R. §§ 404.611,L4H22.505(a) (ѶWhsIgrut zˆss,{guiݩ$SSDwwillAre H8thWZ1?8162gg:519hD; 416.9ςςς3auxCEallhn 5cA,q re@sou sequeslXerᔠedYnonCE{rjulttpb-___">,OOOJ4genl (nojr*awo-˨teȋzj"wwELȑ3ꂡ 8ABᵷ\u">nדS< "aa(uAdisabty0vi(CDR)bfi`~icriggXXshearqexaϾ}''"65 “2.Æ9Ot.Ϭaǃ8be2ce@rombeO,ߍp!bxїe} develo󀀄pments

warranted.furtheraseeveloV,hisabilityxaminer:ЃObtainsdditionalnformaqeededoocu8newllegJsraorseningofclaimx’sonc (e.g.,ooohSSA-3373uncReport).߁߁߁ContactHlledicPsourcesromhichwpeceivHtreatmsinceinwwdeterň nyevideayebloro.”x131'''OCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATIONexcepfilotjectbuc8urBmid-1980s,66ordxrilynX">appearers8be8eSAaDDScismak eЋrflړEWatutlQuifipaPromb/ǂǂAlthougnumbh)ogramXҁhav8resYand">eca,roppz3,391,000sfisIy2011i3,207Y777022,998ǂ3862ǀ4 (P5c, 10)ploastix">6ȭȃ&, 32cwe0P1bx43Trage@Pime?n1`0H2was 110ayG??:؉2ast, 761,772l0hi ߔWOOO">st.l‹i744,3365favoor89yBaffir0ׅ/ 08ǖSreflignڅhsh/ن(pri0ad(Bertoni 0).67Եpuȅ-΄''''''Itext,hacknow0gqU Stat`SuCour(Hecklv.ay77798311)68ba؄ru`BarnettB8˂ 7)69awwws(f 9i`AviolJSocSecAct’Aqui9 42.S.CoOOI§ 405(b)ُxnccbenonXelayed.Ɖ؜pmЬۏendǃǃ">χpexacerbЋPf -zMhth9">laps@eachZXAdjud:h O)lsoubn𛐄777">8mplianჷrALJarp)upI422K9que@ȫͥWU///">Thus,yargeuqgg߆x(OOO ducAanfuddYnefiȍ resulXbeyo*oАi0@۪ Iplim:alt̀8 inevitbyøڄՇ۔0schkϊoil`sǿouppubo0yustA횈devo0///">ȝȝxr0catI8nك׃׃׃dmpstcosthreeuarx!ailon󀀄nnualeconsiderationecisHs,mposes

significantlaysndjudtive0sultsorheastajorityflaimitiallyHnied,8droducWWWRlimitedangible/)benefits.GGG@PIzsimatddxsingZProPmb>ǂǂ">FmanyearSSAasxpernwithYn؃0altstageueo߄<3iispile8|^XPleiunSeptemberWWWP2015.*SoccuDisabilYB4emctA1984 (DBRA),ongda">(emp؇added)66e,.g., 54ed.g`,533 (1993) (describI-87erson(Appanceemht\(PAD)ilot7o4(YH88romHqu8SHppd(cr y 50ercv;eviousad0rise7292007gb8ceІhU.S.ume@urYa 90-0rQiotweP">NJlhs’sRi`42:C. § 405(b)+ncyacBnothxbbi'''89Tc*find)0ex i0rhsؗsinjunliefnhalPf˹дǃǃ132''' SSDIOLUTIONSr,ˈdjecྉMf+woulص!?8Z___XDDSSs.70ԁAdPic fhڅS[(ACUS)suIpo@Ь7discu aleaHuctupqE>dursuyڄGGGA |;HԘaZselQyoffiH “0tryXone-">step+z8lwa3jview bu0liӊ_z.”71taR@AadjudicEX讠subR(timcausag!@???">8typmth uiIsucQewtsulsplac3؄=maker4nX,o@ne񥀰im(vqual9777">anЃЁO 2ɇ)@regarbs//p'''">ȆH `ȄŜkɉyi(73lghR@o=Ē߄߄ߵ;He״!AMeahCommitteowDmbp31,6,#gyI">у鉰mad0a  (Carrow94, 297).74n 3,Jppos+moй:ݯ?C*///qo: aT abiapplbyiEf y;xler,WWWPmo88p釰ـcompte;!m(airnY`eachyjp">ensuĘhica󀀄ntsivennpportunityorovidelheecessary

informationAcomplete2claimhdawarefis/hersndhy gram;ensuthat''' Agency'srminbothnclusquitable.”75neodeltitled “߃߃">reconsreli悒asdesign@testhe disabily@imɁGGG">b00fstep 76ՋPj,fanotsfiGGGBwihiip,rouldcdi@tlbraparinge(LJ.77???8Juoya n 1994,anouncm1far-reachPdReenginee">Q—Djlan.78ə’sords:[t]؄]">GDYssጐsksrB‘IfSAacdaږ???">4es,@(wyookike?Hѝ@ZhowwЃafwe`///">start9(rq9ԣwZ oby hPfamrHinkradical`reBed0cm(nrPeaisperuchh8aervice,pjffici802,"ߣ#777">ߤߤܑhip|furÕ񄀆1n@Yfu'''ȵIaeɪ`FYY8.81blXJp\posq8ub؜changOqd0Cmohpopul`ceptArefl@?JfnaЁe//)dub ioH<{oeww70ub.L. 98-860, § 6(d), (e(98tat. 171802-03 (Oc9984).???91d8istɏConfyLU0yB̠lĐ'QSoc9Sec0a">ACUSo. 87-6 (Dec)752ed.g. 49,142,3(*mphas`adHGC2bi߁߁߁߁73 ii>'''''>74e 58 54,532293gggc5bTModi<:Iwu(">??6 "57OOOH8˥Re-wjA;y|9 47,887 (S 9999">ȁ1Ѕ 923 '''">SOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATIONt.82OOOIfewearsvausp۴g厠n smpscale,83SAannouH9itse910repрapximص20qc(benefi8lhh,orreHcus0br redesigG//).84tA1s risab1du”nds󀀄esult,hegencys “now

announcingPprototype`atncorporates ipleodificationsodisabilityetermin cedu mployedytĂDServic(DDS)hichaveeenhownك">beffectiinarlierests.”85Ԇfourhangyimv[x]initialOOOHRssXndreforcludpQ10-s/:ЅidAgre@rHcis author񏇅exapmوusef">expertimed0l8ant;Xrbppridevelopment"Pla`kesues;///(soptulaim8awithtakhb3azȄ'''">made;JsplifyyppealselireyidstepB6ǃǃǃF@l,2001,SAd@notosrulepini:itsHhlhre///">  _Y!v)nextntily e ryx///">ayHjXcod noJh3.87t3GGB1.׎h*oD룠IOy!Wyus.woul`loadju ors,all>s,8dhe putrom؟psycholog">oYneehbhwp3hpybyCn;.e.,h}.ׁׁׁ28d{Dts((rѩsyzinHm3hnyPb?<2dohsufufavora_883o.e)adHistٸ">rpew}.899`li!Ѫ kԫ anbaalyspsdnefҀqJtes.82bid.t 47, 9403ee,.g`60eRe20,023 (Apr24, 1995);71Q469 (Sept. 13?2> 16,20(c">[7'\1,457(uh %3' 40,946 (Ju3+8/+58444 (Oc30,i!g??b4ͼ8DGDPduX;/yàsPRHsigztotypx64{">2188A)9ǂ//5ςc6OOOH7Ξ@`6 549Ja19,001//+8[Maspect@aime-ҍ`XhuinpExteЀTYSomnFeatي7gga25 une'Yalsob(RobinsAa6) (ЄptidecisGwithӸ i&okroxteP14aysoXr).

󀀄89bid.

OOM134''' SSDIOLUTIONSxWeoundhat(esectionsesultednettere0minaitialevel,thσσσmorPlwancesflaimsSshouldaveen[e(beliXSmanywwwptׇׂ0onlyf9appehoproHseЃ">stepew.ԋRantDabl@oreceinefimonthsoonjany0rwiPG,nmportЃggg`te"rdividualhoᅸunworkb>b>Byli ng"ВXi,?xreach@hear)Praghf 2wwwpweXthroughOOcaڎPPadnpYuy@irdecis2#.lso,ZqhPourProvaReviewdisabizfromFPMgwwA'sfficbQlAss@mca٤_ ʃccuracj=de b92.6erco 94.8.fleI3yitransl roxte34,000eуbeerrousi攩facspaxngth?›ڬ?ospCduumbXtor">xFexa)henowremovϜ8miX像StInciXdiZ@9soϡmerٴ†_\tcZ9)벁p___^inc(sPtо{ .docuik90?gg`yHrclud: “Althn!otyp0AnxuɆђ߄ga ȏ+1gaiQexhiPx)iuفHW߃ߣJQpgKreguX”91ccordlfur com9s҄">\ˑwissisnPext茀fine-1ng B2Howr,#:owar;min,QMay 1, 2000a߃߃߃؞Pem`hs PQociCi@ ėKenneNib@suDDSAd@’ero. 566Y`ђbecaupr9ratasC777">raquesbouӂXgramsxϋϕ rolll7770berulЖhH"aavaila,qwhichascb8!ypAg771XĪ:XmewambiguX ngupsigniXdd鑩">֔邸8p8dsТ脨peo pay 9ll)otappeal!beeniOHAۧ1ODAR]hxboƒggg`FA@5,:4ݟޯE10elsRe iʄ">H6parRymplement󀀄edetnotherewrocesseformygram

entitlDisabilityervicem0vem (DSI)-.93mongchangesposin,hegencyaly(liminatiHreconsideronteputplac9itthvibyfel1offr (FRO).94laimaHdeniatinitistouldQquir8toeek''' 90bid. h(5495 (emphasisdded)ggg>91d3942OOO>dist!veҋKPAdjudicI ÊYs, 70eReg. 43,5((July 27,2005);DŽDŽDŽDŽDŽDŽDŽ1 16,424 (Hggg">codif20.F.R.,ts04,405, 416 & 4224Ս_135''' SOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATION ,honssuhcisYthest;. Failurew>pludczHanLJ ar.96ԅkworkutBDDSd胔ossQsomev(nce-gacapibeyoЈexer ,uch`developŭAfile,subpoenault???expertroug0MelzVoAonxEjyxm (MVES)at(reOR (O؜x=c">ma/.97΋rl,ЂaBI Qs߃߃signc cr0Uwlik0hoo􀡪 uct[simp߄'' plGEsup)yetѶX( barri`attend;layiЎ9i777unterv9benefiYoustifyxexX89SA emHpȍXIsmxreg:(Boston).99h8o=">jaspectT deHYieffhly–ani">quickw%`QDD)Rcayp؄obvious100(pimx@su8n???">m ,r42008udgetary"trx101n0sbA XP*RgXiIopwp8goHћہۅ߃߃">pub m9or@و@th^:A8uc9erlPЃHqrjkfedİ/i.өxiscuZ(ы(s|yP’ȁ3veһׄ9tahv.ϋlswwwYrcп~quaBPSv.OOOHR:prpPshHa@oTi[sta0lҀOϑυJWWW">TorganizhaveHap0x50erc1dLwbhbeh` Bload. 󀀄. . .ccordingly,

wetaffedheFedROndVES/O0ogreatestxtentossiblehi0WWW">alsoocusurcarceespcesnJbacklo fisabilityars.102oooh95eebid.oooi6jX(7;qgenerallyJBLOCHNOCIALECURITY § 1:11 (2015) (describDSI)8,.g.I(Bloch,ubbersBVerkuil 2007, 237“THconcernmains,owever,8atuthorizFА`">issueecisio`nyfitspll0sivelyrmalize@isgeproI,apltstm">@vid@byliminatreXsr .”)cfRA]50[[I]tsar0oЊPs*aelreviewffici()bsigniaimemy@rool.aAand">,SAhouldmorsnfuXBimdlop+` p0tworcȈsOooJ9 71eReg.16440.ԃ@BostЇ!TIinclu (Connecut,assachttMe,ewooohHampshiRhodslA4montS-100ds}QuickĬDP72 51,173 (Sept. 6(X?1naref="https://a.n.wlaw.com/Link/D/FT?findType=l&p;pubNum=0001037cite=UUID%28I5906CB50C35B11DCA57BD0D038A31CB8%29@g=I193B4270EC38E64EFE407310F25ZCPzfi=co_pp_sp_q_2411ˑXt@=dԁtraItemData=sc.Spch#"> SuspePClaimRƠ3 `a>(Jan5 8__ 2X236''' SSDI8LUTIONSxWithB־81gyItd 9Tr">8tw6`pzlWwhich,sn10totha z߃߃">ރk,Pnj@ongob.@7770Onpril 2ICommisMael.struXalaoty(n@poliX">d`㇟.Ɂ8y fɁHo ayMe(ttdurX`Q|backloxf-case/(rh҃">|ayyevaluXblmPveӖddd>"> ak0 “nlookо܃_yload:]9avee//B|Hb, 38AXunqP͠߃߃">H`duc"b wo%premovјiganperhap׃דloradoromNs.ȡbserved:777ᤁp &/+stepύoulult)(lideci!wa09imP㷹a;ow8r eS">fouop0it1998,i8rg9rinxalecisio󀀄nshatndedpteearingsevelas 1.4ercentage

pointsernprototypetatennon- .y 2007,C">differenceetweennd//(adrow@o 7.5GGG. . !www">Inican,conomically8rd-hit,@aveonclu "tooanyas胟">areedless(ggA?>fromDDSTefor[pl">rein sideratioB턐xtis0.fll?s,hPғstWefquno somJ">mobackloggofficȖcountry.҈̄ ߃wouldYlwigni(antumb{hbXQx_Z,sul2">lipay!oslai0aduc=zΈ̓gggь.͓overjۗdo9ۇmroughP`oped,9YalreadyhthJb'{stepaddi˜Walsoook?ǚColorado[.]ggg`Alx%pPnt’sY11udgetllxhurtailSelimin777">jwitumovf(SSA0a, 13),ӀnrRu`̄">unab80PregWPgram.wg(indXsߊߊߑsupp؅ڽ@⸒9nƒxt,104y9AhmHcommisseranncȀgilppȠh߃߃ߥttempc@polidi`rꅭach ӈxfua!///tilleaSeғp5like@fter.105ǂǂǂ b>GGGGGGG">103dˆɮZjisabtyeProu;e2@“#”JS0looiDeciYmakqԍ S=B PRegZ73edYg. 12,495 (Mar 7,8).J4OOOOONEхو)LSтdgyFeatن1 45,890 (Auh36ww5 79G 39,`3 (Ju 10Q14WWWS37''' SOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATIONDETAILEDROPOS('ρϊdmanyCong؀PACUSociSe()dsl2itselfurg777mvVPma(jusymfocusntmx؃"> dsourcDDSPvels—wvmajo…d-Zcxhr2߳߳߆Zng,rdop tكppgenXbrokseri`Xɿش؏`)񃊅pڂHydemHt8KBreaft󀀄erndoheresent,ffectisolicyiority.

Nationeliminfeconsr">T:aphsuggestsatoreQn 16earstingthoins fficiH.toposesDŽ??8asirscesspmmkSSA0nalakermanx"[e߅">in.ndoubtedlycouldtudyHn`foor">҆Hmo16-Yiodifocuse#iappPhaveeennu8߃߃">indeitelHowever,Bagenhsupplixicwiteek*gafromur ">extHjɇrunablobser(obtQa'''">pae,why-thWAȋfy :i0currʆtocols7__YN胲}wdoiYXthroughΊϑehow٦hul(+likeazpub=clus"">opaOOIiStojPhoteettIrdėHlop tgGGDAAnҁcsmadjuÓ51rel‰0h,lbe(dishpv0OOOpHȓALJs (Pierce 2011). e 451de,0w63Isix|ago (5b).106a nPssari`4! insp???PrYsahDDSse`ilǃȍwsaxexplZparɄ???4upizodme levaryrdȄ'''! pi>novo
ZsZpqy(؅3(DubqR`s2, 113-147Aț񡙂yaltuAXshoagreXr¦,ace-to-Aqui c)with cHm,M7lap8Jsubpoenaw''ʜ(t9isouPXyL`bt Ѷzgmonyydvisoyvoerts8ԶjǃǃǾ@ז3whichclo:l(GD???">$no0n73in0-[yu8lsoCacu-">maklA—aajobjecEasirxÀ̪’Po??2 reformcم lyb`聗comd 8pa8odpp? xonnelibedas˄XAeeu`ౢЅannu sЃBwork Ø'.''')arJgshadopXtotyp( t1al@dȳيhas(alu҅Є???">Y(OfBDisProgramanRina*)Y09,K10M1MK3{___">k4߁OO7Ɉ,@50ir d8me(Hdeio8etweecj(BSH
b󀀄id.

108bWWWT38''' SSDIOLUTIONSxmultipleccasionssoreroductivfecialccuracyndualityhannitideterminat///">inon-totypetates.hiscludeseomponentstaalsoeenesteds(e 1999.109xIndd`on,Yexistingonotocus`gnificantlynncgeevid0iarypvelopm,yofreeupimerGntxroughusaQgX">]akerhdel (SSAB 2015, 4),110redlQgrerPp0o JIrdslos@thP0hearჴhould5:))Ă!ppqqux0nairxmكᙨkSADcri8iaRquivalencHr9iduncapac1relev,̆bsses!1fulanvoc`/edX8rij\perxyxx">_abiozjust;oork\"jobserɐh2as؃׃׃">reflecВ1Soc9SeaRul،}lourm!s;2)Г6suchŧ8ؚIhysiMroc؁I,needepPlaB0Zem,IadpfirBrsupportab{s-yli򆗆xsȓ{sᇷpptɅ)8ex-chec‘xoftph DDS8X⑓">ƏBLXu.111Wi0 ߍ(sxwo7,b>zpsȯ0somerposZۄWWW">becaɲWQÍ4iImK(RFC)me`تPaQsXdislhX8τ “rvhËioner”neregul2Ibee>''')۶)ongive 8fin9߃߃ۓ@YFC.h(error.R/lsiaeĀebignif00Җުtrolg M/H">聨:GyC7from7,">liklf sh(ʄXص8@ailɃwww">longituictu[claPnt’s]imp@!(s)3ayaixǃǃǫ1Te)(TobnЋRobjwȂrkre Qexa!ٗp___)HltIr1efospitz>3ǂǂǂ109erra (h38-39bac1anyext.ׂׂׂ10ؾrtotypegGA (SDM)d?(reduxtiΞфwggrosha!leday f+''ifSDMod󀀄eleremplementedationally.

111ee,.g., i>(QFrey.owen 1986, 515) (“InomparisonthhebjectiveestsndeasursescribXby[claimant’srenghysicians]eportnisxgardnsisolelyfoxeshecksecretary"formoׄׄׄindicate胐Xclusȃ1noimitR1r!use.”); *LaiH0StidwellP97, 1193[p(ntiffsoPutat7770z-ype XDDS*ultspxaRFChvalunssessaGsvoЕ2bilitiesseelsoMahalala306O0traso+(rwo؍9ls,">froXNewersDiviEV?RehSba-pag@0tl ‘GenerBaXMDExami#,`3requirЅiЗ ybrieffielankC߄2 20.F.R. § 404.1527(d20POOOK3//(c)(2???>39''' SOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATIONAccord8lycouXileSAdjuorsp ynder1lxɄ777decdissy9ervԭmio譯gdyubsqipHtud"8???=evidencul*HyxӖikly҂Մ">fngop@Jmub)someoQwʚ0ncI;'$deterOI,Yr0s7??<0tus.114cUnSȆC)!Appe9T(hircu@(helabord,n'''">oork-rH9sulifIep"alwayimpacALJ OLWWW">—ydo,ca@A+Adomak??mpќbȔtPitself.ɏocQaldSgivsЈ8\///">KaffeWZinۉlHA'"">KrrAstrue01330`ThuHepplepϊĈa mؑgggxlІqdiagnoЀwell-supporasev`(`irm+уRenpo@f0fѱwos walkesixsitɖӉheraׄ'''p(P{e@tarP115mayyitlC+g!7s.owAo QmXw h @r OOOo {warrPsamQhhl`DDSonne@0'''">qmpacquiow΀iarli///Hproc@hbxiscusbovfxknowg+p(ancGevaluKb8xprJHef)zs`n0/tnsHs (CEs)ᓀlPvep`adju116AHogedeؿ0OOO,o_8reating 󀀄physicianEsrexceedingly(Wittenbergtl. 2012,

26).///(3)mployocationalourcesorovide “step-five”orkssessmentbguQdecis@the7770fifthubstanttagefSA’s怰-egulatoryequievalu򅉅snvolvɄ'''#issualaimHabilitymakedjustɀor(notevious(performed)basedn/)ge,du,astHlexPiencndsidufunc">capaca(RFC);1174)Б9great@ fisXiayhngЁ1langux-DŽ///\sarli#Uthoughus*inH00dff1avertmp.record0velopattributabl򄈄@barrs;58ubleffeȅpenceJminplidard oronXjσσϊ؞0ultexas ();Z///">6)oXcomhensqtraPo!tgy_otymporv8">rul@which,Zaurmi-xaclxcpraȚDPwi8disad777">ZLaiv.tidwell
1997),118WWWPDDSclng:)pphawfP1Ѱ[(symptomology9⃰NlA8i;120)w٪ȍ">114ey.g.,RalphC(5, 1(collaxc:1iso5.F.R. 404.1567((SSR 83-10oook6y §19h; 416.916h䂏720(g-OOOK8ԣru gr parzsummaPgJfin"th9IowaGCfailro!wqsubj7gngul,xںr{򯐲x9Z`98eq.ocASecuRug 96-7p(67>140''' SSDIOLUTIONS%e`HphysinG"@heriaϤȍ4߃߃">sog121;)`p'%xinvBgon-exelimi[rrwise@tsablolethrougt_džSSA[-Gu0 ؄“grid”7p122W@pyzbohmHdfAp-fhiW Z'urcONtrРrOO(#3#6d),t„ursmanifesqvelopcceptiHmpirsupportobqtσǃǃoccuptaxonom otȄngfuu2Vσσ">Oorkby|lq KDŽ??dh(Dub(1(>s,123U.S.eLXrOL)84*:Geneight="1em󀀄"idth="0pt">Accountingffice (GAO) (Robinson 2002b, 23)125aveachdhat(eresentccupational

1960laborarketAmer8nconomy (TrXr9, § 1403.1).126urrmore,򊕄urJ770O*NET,inadeqursabilit8rm">purposdueosailurzdyyFC`ipppRHilt10, 159-70).nddi,''' јrؗincreas(Xrejec0p-fiessńquesjbleq1idenZ///">xTQsupplim{1numb0sr;definsy׃׃לXiro,ؐnoppaERsXcolZ">xzlʂ*linkcodpt,v (ugAdžsɠm7777!21ee `(20.F.R.1404.158seq. (H5);ociSeؙRug 96-2p.277ngs99p; 83-1485-1582-410;t23X.g.aref="https://a.next.w law.com/L/Docnt/FullT?dType=Y&serNum=2034290085pub0000506origng=Ia97c99e27bfb11e4b4bafa136b480ad2 bRPzfi=co_pp_sp__708祋Cont8=d́transjrI@ D=%28sc.%29#">(iBrownh .olvx 14, 709
Aom fescripSuhAd(isrP;23–8old 9Qb[ ]hichQo(ngublishedkmain oJn1977—37go.ooubt nrTwwwq"chad2s!9pp(ed.׀Howdexpea udgooo">lthP.”(????????820992200?m=653G'=Ib3443e23d7e9 08b05fdf15589d8e''_614///////,SHch'4,Cun!ham 0Aue-0, P-16)0a>a[C]omm)ensyctat0Zwh0suߎߎߎٝYpޗecɺ8hhou@binsult. ![W]clude_">VE's`pendennɅX`oqwartpreQreliabil2272179[_559Abbottgga>">' ()hZer now-defuncty.124ettDiximerXAssCipr,.S.epartaLaboOffi;Occupatio󀀄naltatistics,

toavidowery (Nov. 26, 2007) (notinghatOL'sureaufabors (BLS)egardseTs “obsoletesinceuch!)inform0onontainedmostcent1991]versYisasP`researductlea脏 woecadesۂ0liern z.”).77701250hpdaY1ndop!plH8doo. . !Meanwhile,newʀHggg`requiremsvolv)zn:0ePomy,SAreliaupxout0aAurrpYagencyfromcurramarkece 6AT SociIehitydminr#fig iP rexbett}xhhp0tg؎ableQ@aw8enyife-su@benefaP`phdvaged;ׄׄׄ sei>(Ǐ腀sinuVPdderiv@†imwheӄ">BeatlruAMophartElvw8 ll:k:Indeed*uPcknowgecggg">occup夏nHs5sl ssumun78use:9Araduxxn@H">s9af9itoral"expectskabilitiacadon)">LpXpply20.F.R. §§ 404.1565(a416.9b (2015g//\7e.g. (!Voigt.æpiny15, 879РӍXoffi"sourafumbXPҏaclhii>Dic؂O/liX 10un6esoegor,DŽDŽvo#@8ѤiXeral˂qwt; cdid,de thoAsvoكirPac*XRHernnom4, 1113-14AskCogxnpgovernq41''' SOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATIONThu9Qmum[mpIhrsteptinȷnon-hd (Dubh1, 63-">64),128-fppdjurI:i)ɾpdevelob,PthL XupЍtaxonomh includhifunKpapac(RFC)Zex؀yqmpairZelQag ob%syXm(nhmploySZy߃߃߃deБ ;! )coe*Parogmyhouxߎ (allikel =/BLSؕiden؍ilstTwrdؿ[cis-makingpstatuy㏍rlook:oe nunabQoerspa(relev8orkBȁxPH">exispQign;s匘eg!`؋:vlЁjsHq//)country;@129ʁׁׁוF(llXbecauanynewabmarket{KsZ@wipHopynamicflupe(agmoxcoȁXӃo)ablish󀀄echanismorandatoryeriodicevisionshatccountrthe

intablendeseelabrketvolut@.SSAppearoaveinaleptedcommeyoiscontinuetswn9entlynsussfulsoloroject (9OccupZ8In8mrisabilitydPPanel “OIDAP”)130isurr777">colHngthU.S.eparttf́9,ureautstics (BLS)n0fttaxonom8se boIDOLmployplaceRjdjuXhPneeds,߃߃߃which8ls`la#upegular(( 2015e).Ԉ<1thtwil!ssi@'''">firsttepٖșЌYintegr-f_,Aardlweverم"mPvjsrhicien roy.ow,workonyescribnotenough.!diD'Zbeyo@’oAHaglmuXbd@lop7HaourcjobcidH#lo#gbasЀHany@wost-DOTlo///">ANALYSISFROPOSALb>">on publ( Brownh v.lv4, 709)a>(خrhanodea ?r7 q8聑s (lPȁI'sea:PI??<= i utP)8aipPnfulderexV'"abi,BcC">ălwdid,diPexvoi7711Asɒ[previous3,`grHlaЋ*ow-0ole0AggglئȊ iXprovisu8³@ntual@bpȄ0a antвhBew@dlop8op%">taxonomval؇cрlrereto77739LGm=1A4Ccite=42USCAS423Ib3443e23d7e908b05fdf15589d8eB''''''''$Hory*oc.Searchwffcebc442"> 42.S.C. § (d)(2)(AaY130ee (DubK1, 63) (recomme󀀄ndingSAbandonIDAPndollaborateithOLnewccupational

taxonomy).___X142''' SSDIOLUTIONSxathoset`ments theesuppliedoretain2econside{Ige&us???8quopproachonitideterminsxm8tseyackfficilyortableublicjustiZgyFirst,"May 2001DSdxi"ors’et(idotpmpoci Zomewcrypt uneMd “ani”+signntnetrogramPswouldeenIQrom„???">PtotypTncysxtevePnryi0fi {glowaccou!ofĄ">successin@ice,pdulemak)issu0ВthXar r)JanuYba ///">ؘ{sul sev`lȀt.ΈlexplowG9 ???ddأhmperc()xcmhoun@n-sys{,erqwalculexceVdev8sonH,ou,imeaulߦTlarx(amlittpmoвrubber-@mpdenY-PerhapeWWVambiguolangulsoe)uggx6777furscaΏ &ntuward_hIttribuowi(eligiimAerPP`ho,qGGGss9PLރb(">Xncȋpxӯ> afaXdv4declinRpurx">merii1appeXa.ow,ݳ`p1y鉙biOOBrodubureaucIc0sim@ggfTs0@0qweffecҊPisCpuranairnsgblPpo0y (Lipsky 1984)dl)`???">qu3tuy(uhibr(gHun,ssyun0ZlanocSe )adjud.131WWWPM0oomhTu25, 2001,SAManiInm1Evalu{WorkgrouphhrisPI(rimepor">lsucQchenumid-A.td:OviewS^wamigncobs[reg(AdYaspxsUoooh^štiAaЩaensgri8f\n0resuldeps.@mcncu01Z8hل!‘r)Hdxusss.!">Ϛgomhlw hB錏aHpossible󀀄nherocess.Ԁhincreasedlwan؀JDDSsnderz

131ee,.g. ( Hecklv.ay 1983, 111) (SSAodbeforeRU.Supremeourtat 90-dayr煰tЄ">periodtweenesiatioquesnddecisIviolhsSociXSecurityct’sRint421.C. § 405(b)+agencycBnotHIonablylayed);CBarnettABowenU7(exqiv_[hearing؋minsxfined,textf7ns,s#s8ed ݉xn䅩from,o`itl|xclaimantXoouormsinjunXreliefWhiteMaws76H259-6iGGi">Ǖ|timothFifPAd)DueР{lause—GG@,">K seeenl(Blasi)8)43''' SOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATIONtotypФmeetiZgobyتo8onetep0StzdidwoweldWIddi,oW">mhoabAdenio|WWW">butouPnevXc0pirappealzohll.ooohuReviewHtaxdicɲGbeQmadY񃧃">ropri.߮@ ai1t historl?WWWؐ{Cu`msurve(lspsfwiaփaoffersincтᷨ;adjuowww">A)#ρψFoo#![`taclÃ0sachOHAsfar(w">A1Ch0engb>ׁׁ">TXmajcWdϠYxt/__XresourPostYag8g(_se8prefinparticular(i]docuqٕ77maky\l)te`ve.13'''us,Acdemabopublico0esiilh'iddlj2001fissuQDDS̠566,qti:bPfiyZ?inPX???">isX膒JDPigncyreduc unj`kdelays edĄ///">_Zfꥰ١rPɍwyeriouȄăσσ">rva`XriZo߁߁Sed peommXper’s10iptimonrg0gaf 777qcpxw1clu)KwaXI؍#9st`t???">liIh[`empiˢ@q#!raryonȘyX+t*???">NPRMiIAimЇ~Report.Έi̍Ͼppxaash">forhe󀀄onclusionhat(eere 11-14ercenteHsideratareversalateouldsultnarlier

paymtoufficilyignixanumbhoflaimsjustifydelaysnddministIvecosxontinuingolfor286-89who4ex0ce">rubstamp1tiden;cifromprocesK[znlt/*%.Indeed,Ssamepril 27, 2010ar1(elxY6backlog)Rwhich">PSAmmisteaiр’s8spectgeP(IGPatrick.ρHCarrolr.,ُnedGGG@ssuelludȋ@bhroug#eli되ᅷotIha)assipolicyGل?npy'''totyp 1999,nqB“b(ev"retiwill8tXf@'''">deserꁳci`Xmoqu @nї.”Ԇ`IGችfouos???clan5eڏ։Mig`FY1,inde:[i]fʄ'''8ful0ndHЄOn,ɤak@23䝸;7770R?:W\276\1Cre`*e 915J">132rManagIn{Evalu{Workgp,isabilityЖInt@meport,un5)0hooo.26 (emphasPXorigl) (copfilithuthor)ǂLJ*44''' SSDIOLUTIONSxHowq,(doh_'__Ph8nW addo :////.762a'OOOlJdiscuѣopu0ysPsas_[߃߃">n!o׍׍׍׃׍׍ӄGGGgetPllowancecis oon92ہ">lr.Ǝexample,;__Z/a8deni(ml,ǃǃǓs 48%؂XfyȔ,P2AoutoghGowt.ȵcqw˃#` 915umuȯa153Dongurreix(с)casgooDAR󀀄

withouteconsiderationtep (SSA 2010c, 3).xAsescribedbovehere oinimessanylaiHtniPhe">levelanpprXnd3fo0potentialubjecilatterlays,nomparisЁ$much7770smPperchageenefitxquick finhdecis fromJveryowÂe.133ccordinglytsaromhXorhymis quif"> actsupportimposibofbas8XIG’ata:Xcluso??9Furm,ncreђhe reques totypeH8siЇǃǃC߇lso閨hoЉauxfic܉'g???">0expnablXtlikelihoohmostaxw2ouldhbeeτQth(ȚJi11-14uH)|d777">bmpddppell.ərڊ1sy">tI=YmeriHious,discoursurren Gihursu(lconduo0Sulhyeno߃߃ߐdistYhwد75Xnon-gfȎ?au`8n60-dp(limi9ihAngɅstwAea777j,hapsчxndyxeoccup s!medl">Rrgum9x baddsuccessfu7΍eip@tthutOOO">ww!!2G7h(ڦR@moooXwᦐّducecNcxja0aw(y˄WWW*@9flIՏɌbackloؑ(of">Howr GAOiط5tx)Wjuriss(40.ޮPctualslHh@haftwoÃ̉򋿋)1Dž">39.8(Robin 2002a, 16).ԖA@re]6ԄDŽDŽljH(lokοﮉwivail0li@V -@ m( du.r3t0gfromLfur„Wru+v"lAjecqb45''' SOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATIONؔ(lHcerpfnchshiHexigeeimpfyoe0ۗҊ #horime-frathrough@ddzstepbarؐ蕰ce@ ;I@i,eHl'''">expla`Ȇ`Fsugge󀀄stndesultsreaningful

publico0yustifications`continuxhe0sider"tage.???8Final,"Commisser’nlyrugge(ofangibleenefit߃߃">esunexplainednataseshichaveroceedXtoar">“wouldoreoroughdevelopibeeep” (SSA 2010b,3).ow`rЂclu AquaIwonds: 1)GG[sso">notrmpel'addilment,utaimilamevalu///">bdifferDSeam;1342)ӊhayXipcjdetermRtotypea:">adi8gour0personnfromelpnat'Powt''' tasktin~ducmЋbet_,3accuhHhh quality''' deciiqe-#0non-7zWSummarfXs!B1b>///">I8葦dl󪿍!fail om@⏯775ρӛBafNadherit!ng.Ԅ(tfbaboxImd,ᚑscribhH*2001PRMσb0inp҆InspectG#:monyCongxideer_c lXlay+ant8lif,com ssfacopuy󲺟adjudJl-ⰲҤ,O+nd/@ӓkcpp@sw!?outdusl0M8rox/attutbga???w؃w.135QPdlseemn0'''">dsh(r`Ȅwould9AcHthrd߁𝐃">^,nZwiЗ`i iousK_wwrOlargIunavoiKCm:cpsbuЏӔ<Сi777">pohas s`ܼ7 777@irߜںDbu.hiY_acklogwpeAowI` 2010𳘱misQPuggпtϣn,ha88radnseque血nzJQ,ohPsAnow@lin_\">:re >:yPod.d">134ee14 supraompanytext5gÎ!vailubuHatagardүGbDŽDŽǓ___كjx:fw9pt">origi󀀄nallyrojected 16earsgo.heHency’shiefctuary,tephen.oss,asndicaYinetteroenator

TomoburnhatationeeconsProulAcreasexpialeficity 0.02ercentnځisamecharerizorotK`ureshich$reducLjss)n05sa “negligiblmount.”̅frHA!Honoraw,niStse,uly18,2011 (copyniwithuthor).Ɋ@vIquesi2CAÅKmoreranularata`@costluding[pecidministPsavsCIeliof750,000nu@73evaluZdPsrqaddiexpens؅߃{ Gentutlay"claimanwhoprHi8th0appe@stRab(onpursu9f nofwwwpdeni ;ok*Ɂrxform9besuppljseecir ng.146''' SSDIOLUTIONSltimonhhap%Pr oH777wqou shreexPa4׃׃">Ϛ757p,sfhlmeЁ aslevelуZfutǂ''!INTERMEDIATETEPb>ׁׁ">Fortu lXXyadІIrimX㈁ҏYhpaؑ'ymediqtoco8H;IoĺBtypHowr,Ȑ;'''">HZcHb`xdNywf16؞NmenXc1HQroptilizRjuncCcurr)">modQdsuЦSDModel,ݝC ">dP-Yrnl\asYp`וKomx(eoPysisWq-CSocSeitydvisoryoaQ*PlyuٴSSAZON,Abo employ{WфsAaIutIς|,nexa “well-芠Гign”OOOHnڂ`p嘛pl8t᳗j8+ast(HB 2015, 2).ɚ//atdžDŽte-to-J73蚇 `f`-8юӭ+pos0clubha0elpа赀s-tHjudbPaysqlelHimvjacaPBws (8-">10hObvious꯵lXledphprjׁjm@n*ake܏eprodu(hqԌٔgdWmP ifisloybe*bЃ׃׃">󀀄meaningfulvaluatendctnhoseestesults,itsotlearromSAB8porthether

somefHeataouPaneroducedrignifitlymved.ƀexample,B߃߃߃uggsatrehouldaas fisolatHspecA@asons`ySDModell0'''">inc1e)enitiataglwancs (2015, 9).oweverوmQ҆*wa///)toefveهz4.tpse퐠iЂcisiymakerxMDMs)p777">requi@mo(uim(4, 5`J"psuH8aoorkomphn">com`tabhїthnXnoubyᅽlik Hi،potenGlorreden.yaw,ыP*view 50ercЙᑓgencxpـbu///(uchhm99P136Ac`dly 1xvorr+dBbenX??9c)a pcruy.mChairmSyltJ.chieb`explainnpril 23,008'''ÅHou8WaysMsommittee:???8[A]ualitycharge8almoexclusS_sendwuؓdPs.nmfr(!y@cZIselHɅ.ԉcnsufidocuDdemin0ppyhryymcheckjnee 42.S.C. §jSC81(c)(3)(AЂWWWP47''' SOCIALECUIRTY:ESTRUCTURINGIILITYDJUDICATIONhua@0.ױɉwithclear@ckQadjudicaIshcu!`@a㗠H(booo">, 3).13ooisugg Por8possiiԣqhDMgc #impHdnitocoYXt.ɚ8ouldasira!fbDpur(d???bo 16spxgigniaa9gm1s`􉃁(du???iЅ9Xatɢm 5ЄRbᲩ+777,dciB)a! `suIhtr!GrXn">Xer e,2015, 9)ٝ bcorr3mompYlyσσQUSRONCER`">ȫQntrjobserv:É clusdurY"ǓĬip߄//*شhhaarisp ؊afuvaldJongoideȟɃvp*һna0e-tupgradq?9Ixopu@Ѓ">modڋ[!red.imilarڊ@ddǘfurw߃ߕۉgu8Wlȳ maximenHti(Xcess recommendations.nddiq,ranularostatahouldeadevailablPndxaminedoermit CONCLUSIONpb>">More@an 20earHgo,jm0ditHeΆtÅAdistQveustice,ilt0Carrow,ervhat “re)s%by`n ssCitteesGAOK">Conferxe]USAdvisorypр">SociSecurity,Hstud (porganiz3ch`8nš@Assɚ”???8(304)lroposqeliؙ'tepenKl-gerddevelopP2)(b>138ecrilpatowardingneeQ9">obviouSargu-furrePwunnec@ax`timSkgxsI@fl0enac9R.eclu"SSAihbeenlaysou𭏓Z)ۃXPuncPdelay.Certain777">withjP'"GZ,ĥ’Zlho'''"7h0lso ( Bowpv.Ý!Nework 1986, 474-75.5) (a mSuprȠXrОnrττ϶d8DDShysa@MDMaeur[‘ۥ1s'AHiwXfbifcasw*`eltve@leas"add*ev̗gaQxDŽDŽÞ qlicp؄s)WWW9Toǣ{t8̨laih;As297-">301 (desbAummarizîQ哫portsI0edsЎSGGellhornؼ]'ggaalpughe)xexqALJsacJ@(Pqackloadjcmo ___">rapidlXxpJKmovrbuftwmdisain)ants,yp">NjPCon(*AdaXLawud1favor[ed]bolÁR(1995, 989)o(4,150cBqarlozohihaAasH|x8ahystem(PdHgljob,tĵtwiceQuo*">(Mo 43ρ48''' SSDIOLUTIONSxobvigt`В0(wcaaf2arifocusH">tePڔxmRHenefitxreIs߃??9IA1ɂ;paȁ@lppЛVolu23mGeorgetJ`Poh&licy2016th\XmiʬRIYtCitt8КHRespibleƶrBita􅈸h#roducxޅya?eigh󀀄t="1em"idth="0pt">149

8.ocialecurity:estructxngisabildjudicationb>i>David.ngel,alelenden,ndeffrey.olfe13i OOOOOdecis-maka(cessoattorellyuncyimilaromernourts (Kl">Finkelstein 1988, 577).140yoso,reaoryymla(agnifeasu???">(hereto enatthab8flexi,倡earPoluZclaimsy oh؄">h.OOOHIsmport (outseXootewhiauthor؆keenawineedlic???8reindamؓefw5be “led,”Tssuebeyo///">scop$9 achcuHdural/regulӆ$affeOappe؅oedepOveawudg(ALJs)K/+">/ (parYvanU-eekr)ro (!Agency)roms虨uvolvn yMhspAڔjdirpp𖠃!engJindiugфbooR.ħoul(W@A8w-bσ0饰ommPÃBޖ.hp삍׃׃">eHgza}ltogelV???">dtm`=΋l(i>ilsecqbЅh!sQairst끳gd@nx141ɜQOfGen"C (OGC);oglult@!Ђ;L̄KveHއU.S.Qrtooo>1391xȃIviewsxa@Dhd҆׀y,QliHPPSseyɍYGonrڂ i`ponQ/*40*[r΋hoQa i-@oninstitJ,L! n(tigcPoaseQ,Xupu(aumbfe:߂Prof@Fk.bab>S Harvard̿@School<0iculd*doWWW@ptiApril 19765aferzXChiefuȀWaruȑodd9߄''?msacjudgaϮj.Њnenv1futuzcر£`rraBopp ">leg0L4moXcluili,idth="0pt">mediation,rbitrmndmbudspeople.” (Citsitted.)

141 “CounselqisnclusiveficedttorneyssellAcertifinon-lawyerepresenves—thosehoa">takenheocialecurityÃcjxaminb.Y50''' SSDIOLUTIONSxTthirdartqproposfurruildІfirstwoallingordop(mrulef???8disabilpractRHcedureeeLJs,(us0l@gȊlapPoadanagem@r777">adjud.ԇPobjepW|orPsshouldxvoHhy҈P 1_//ԃ(FederCivpPv(FRCP),142XcognizYK:Qafhm2u777">cooxerci؂ru82conferr؁kns!thatʉxigolvtOOOHonlyairly,8HlsoHhunduehxdelay(Coqle@0(2014)7Next,4Lro AppeXãc(AC)域Ad is$(SSA)rcuыxsIُmdOC*enh߃߃Uniӧ`USQ8C?a0ȫ9llodhearwdera@ix hissupub@o00r u/regux1">interش[gWn0ⅉeca1fHward񲟲mak`.nMu0Psym$e(a cр𞈄9g825}aipaț"OOO>benefits{longwaiQgre8E’`eetuheaabihceabOOOh''e,鑑08asإygHr ruxoiseekmizx,oGGC]߉؄___">ؐpaܨ[exaAnow-0iquhYimburs//velnclirfЉrplodgTgh)ma)hHBaner( aPsuc)eHtsƒw):awwhoidpXwork(dPh(gonOn`ev Iyne7 discovQisabiyτyerxyfarٲWP Sno:+`lihauXess`pens8by∣WWWg2merople?ԄOcours~σσϡs_gi[exwitaimJdva_ȡ/߃߇ta!circu!oftAmultih؄I!nyq`bt tiooob/abeЏ Ԍڅ cunnesQlooo">F88@sKFsٌa铠issuAnPndixsovailr$SSDI@i>ggg">jolusbs8?߁߁PROPOSAL`b_Recog(qQT SociSeAdsorm “Present

Party”odministrativexjudichonseforehefficefisabilitywpndReviewwwwtTSocialecurshouldhade@ctu“p_:md'hearing.pWWWThiss0lirsttepncreHalexibley(m a/-OOOdecisimak—onehichonHplatesesolu}pendxyea8orуfullCurreІgALJeneryXvolvonlndividWWW">142RCPu1ro0es:1sesover ceduaPcЅceYxUniteτSttricthurts,xceptsXd81.hey u(`,[ereqoyᄯ">*҈i xsyjust,py3inexsde8exȉ.τ51'''aOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATIONwhoHrece0YȋgAcy.143Ωrrmǃǃ">reppP;apps.owqBpersyNJif@/sȑwsᒈХ8t@yrs}adpseffeci,144]hnoP777fˆ9choosh +.cuss!infraP/i>failZoigniantP">eroot i`i߈#aŎ0ultdds@th?//,prXvir؛S{KTύ, (ʔрplXgjoʄ///">7aQax(s)haskengagʝvwhich푰cX*ٌP(Verkuil)978, 258-329).ך:hsɨabiy'?wrema@idcomɘ^uvastϡτEs'''iɏHxcept*aXc)ϤʹGiAtne؈ SAAs)l*hfew9on--recordAsؠALJ/''mu`e@cе ,vo/)ͨ(ODARёSmiss9ithrHways:oifadhP9law;y decisionfeniorttorneydjudicax;ryismissal. Pend9Hear@sacklogroject si>">i(BasXFY 2012udget)b0/b>S{AposiarehownriscalمP0,thττpOeclinslylyrough3.owever,hsp؊"smallenumberfairPcistento0mXUs1SAAs1retAQonoPlternativewhicho2deXphe؀nadmstrlaw񔏁ׁהurbpointsut0atw7essn 10rcch,akcl!pwhelg0joritfomustroce8inockpward\noĄǖb: “IHu54,186TRۚYrecormea9;]WWW׊O ab97.3ؗs.”Worads/Staff遟">ctu}1%X23Do???83,200???849???=8,6???so1ev"ifuj,13-23002 (June)n𱠳g`hggaY،hs(igggrequi߻ׁ52''' sthfed(urtterm)multi-dox se”ybfiXaup ooiBimiappɠ all8Xoxabil񥏏hsʤ˕lerSuxvX,CYM"D!">Dpu0Rt,ĩ icCmbia,gbsX8(1988):ggg`FIڗccѠ;alnXouldZPri">benchnduryrialsကlessongestionnpurtalendars.ertaiases

woulderocedoreuickly,vidinghdth#tim(oevotRthethate8IhrttenYinterv.”ǂǂǂTfirsoomr“multi-doorkhouseiseneralaidXacreena,xami777">natuof*dispute,jparties’lashipamount遧coheach[al؄ivރXsolui]],Bspereby9fittforumqggg">jusp (Hed 2011, 941).erm؂diff`at1anagempg( Id.(i>)K">purpoЏ؅advanctowards@rlynyirbm ">efficacicis-mak/-E(ciplڙapplbpSocH777BnumberoXnocludmiss RȈ؅,laixtdrawb/`wq paway.ͣpre[i]nYODARsuv793,000osiz,whioττʋroxt 740jw4ALJ5'#ttorneHdHxs . . O\ggg>_Ѓ1629 8allApd(rem18jhsJ.1a0etyIreas+failpphy?8choРaoDŽDŽǨ\@a(Wi>SeeB20FRбs 404.957, 416.1457:YDaaҝp)">)exnxstrLPJudg(58SPsoԤlSecuri@?OYׄׄ">Incǽ:ɨ??? sHviewY_YbDsۄ(porto-07-12-21234 (Mar2furItil τDŽDŽ">eU0049 (JuІ0>1460lendy[paIGi>supraI,e 6ȈlHTfDŽDŽǿHx雔s; @uۅtotD1olvۄwww0, 15Iceلp i[744/E='t]:balf.@dan(aftaisea223OO">wjsuSAAs7.;st ȶmarkconКa;astrтQUniQStsPPs (707753''' SOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATIONabilZakʏaappÿ٨''''ǁρρɱcep˜i>߄߶cs`PreP)empl2twoieseverO">:Ͽȥ oeeks anwardfenefitsndhe PreP, epresentingAgency.hisp>straforadjustmxozdisabilityuridicalaradigmas2effectyreturnm">admini1tiveaw0dge/herationroleamerhn,tllimess1neulecis0aker—longstj/l(rksAnglo-nadversari ׃׃">sprude.owe苐ratseems,c8ultonot各cuhon.hy?ecaus ''"ceYnheHseX؍@lexi<Ȍic///">,abl)aigniftumbplHoJdedyLJsthout=' or,limit`曹likelyebey킁`rwiha(beeniolved.htfromrelRhfewn--o(OTR)h9I?'''hbA0e(keepI0dhmiss9 ).1477770Tn-exponɞfPxnlaiqStthincreash F,rvPspotlin rig@ lackyOyggg">cursystemappealsq΃paldIfu88chan؈D`ggg`_boto-Ml “.”ɔWWWQtpnåK’ɸXconveyor-bewy">recA]i>IoLu:skxwhichÉAElHmseXorQXocoh___<Ȇ80km^@roceimp@aXr-stil ׃ҁwhptwori*ȭPm5ylug">Pawayôffi(betwya 1954chwinnicyclrurWWWP1WaspR 2015rHxi>F0b2enFdnphicb*dττϜesolupfhthЂr @phain-drn8ЎY˄ptiЄr"graddhar؄/ustzlow(s)*:ń>onمr(iIȴXoubjwalHayOIgggSѯS(i>e oysPYomaximizՉڦӆ/pDŽDŽǡ*`⓴negpadpsdloXiGGG">JB8 despipSoadrdc//.m(xmoanalogouڂ1natu@\pposmXjGGAPROPOSALWObFiRUxParty:Lҷ/hy×ttachP9OffYGenerЂ///+!addij̅TrȮ'>킉ppyitsIfiguo1GGGexstclyHm—tihTtexpabildecxXHacrPciz0many causimagjpotyan8“cross-examined”y

prosecutorial-likeovernmentawyersisolelynnning.othHould0urtherromhetruth,akAintocxhisynd(nceptualnderp3sphichSoc`ӆritAd@ratiIasYucted.Ԇ9i>PreP`i>sBevoluasuccessororeferee/hearل777">er/ALJ,harged,s@IXrredeSsomplejgoalpurpspolicih">147e 20FRart 404.957, 416.1457.???954''' SSDIOLUTIONSxofAgencyindirectlCongrbmericaneo.nilooksoo___tageɃbnglo-ads0system,uquniquQived “Hcedur">ovjs1biтZ)la'ign0quisiQ(Wolf09,777029)PN3fЌtayshǃėpnowasHsvrs y.Xe’i>">romotɃjustic lڜiisabiled(">Verkuilpq1978viewitarli@1940orkho nnȨaЅOO?(xmakx˨k̋Hesut:Boardcuvalu@POOO">achieሑg`Mermfsqh8#ma@cllA`8pQwww">fairntXia ꃀa2säPntTנ܉qpub (yensu0thaÎgramulfilled)difჩ PXss@common-judg o___uȭgwithxB`epe(@on ؜, 258-3adop Ƀ,a[t]podeا w`de777 ojenousextostӉsubstantAsXsfac? 9scopߺBoluIYʠxcarripoؑfivirri ׄ//½xitd؂f Hnabo󾭒\woul_//)ultimatelea֕ ؄88D@"gaI">MBjspruaifoundrp߉?:www">ca;who]7ٯXgggjXhpoystȃsSՆՄ𿜋!HxrecognizPd(anglo-Axic@zR colorɆ4AyppresPreP$aroooi˦GCA?9oasoHa*t"">advocXLchaowin,9Ãbq___ong1`@ife3''ctdut.tsh(responsibility

whichotivatesndircumscribthepenta@e’Hcti@nis/heroleၓ“arty”ggg`todisahearing.148ԄGDdvocforcorrect1ult,rggrahof???8benefitsayHppropri`nevid`iaryd;rrguaffirmhonarous///(ial,gain,1ac(th@8nyelaimmi8a///(//alJkeptic,unHcasenehoneverlessou`fuAdlopggg9,avinhitepu(inquifromadministrlawudgezexercisysuP???0(}jusŎ{SochecuycWWW">SomeatCplacAgenc)@nntenab8SL߄߄">Oߘh8lni蛇t􁸖lҏde/p`l8akXby0W+ervi(DDS) P͔w//.IЅ 璢arpnoPctsk0,dxelf.)oni well-settlpass tinew6;">cj/țJdefet[i70だ">ensu@ˁ (s) ɬxfilѾKà`՘Eττ">qpgntxmlbLmocwuբoooiwwkׁׁ׫55'''OCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATION@1982ka8I@propos ru0is">0R߃ProjH.Whiseegyimilar*wHjOW1H@adjundALJ:9ipH /*gramii>
vi1X+uOafa:yu]0wwwX@ocuPeHbpsiў8Freasc,i@Pل">Ǹj ma aRly,Hstep addsOOOpasllsplagu' Wzf,qonarxA؀ye0axAv;adversl(del nrl(OOO">temHY;fromhichxses.NjNjbДirp___ћvocRorQsult.Ɉ)hroli>PrePڊbp߄wwwqQpolidauc'cHitmp">reguls8spondTȈQHjuintx">negkvisions asomeavergued,houghtoesotherocessoreloselyesembl+

adversarial0del.til issotnndesiraɃult.onsiderRwordsfeghphioph///">ProfPoronulr (1971):Despiteslawsىφˆaprefe#9inquisitoO.ԉσσplanudgP:otent)yonflictingolafactiWzndecȃ(makerqburde1avoidylwiasHчiciiPuen">Xunfair-sswisdomqary#Ynك">taskartXpanbestu@dirisch0o[footHmit0].IntudysignY(yyphPbaut,al, &̏s2, 393)strucyWWW">experimsystemrepa(b`ٖ~yhcludat “mo0importlɧempir upxgenlaimadyM0(sit19ifntcountcM-">JJstffe8P sher@Aq3ay?77:subu”furr"d??qichoalnvHgPjpalthr⃧ڞphysepod|4po…_7둱wi0aearxȁYviewɓdramPzl!fIng.Ɇ4may`oooh4dobsH(ouHf`wyʃboreclohim//)AcevЁy)PreP,hi> (balItWWWPjurisprequ ensaeut,sioτlexibpsHfold,utliqTai1oxim({siliqtnefenX"Yadue1,lP9vs egreeRre`GGG">y@xh`Znd/Polujase.149ail1kchaX8❩a+">Aiscus ax8腘ra,stead Kga:a ϒ—thu">)deaadhXituhich!hHid.,,ττϒzeYexam+"tH,ffictc.falwa(p σ256''' SSDIOLUTIONS#GIwrsignih 0murI̋!osyit not)depen1bbpocHItween0unȐ80x߃߃oH (yet-to-be-aded)u(Pa|d,۩ now 5ht="1em" width="0pt">statendederalourts.

Table 1FlexiyRolesfDutyGGGGGGGCHearingGGG@Cas0esolutiontheiPrePRUpaInquiryGGG@RepresenPw{AdvocacǁOOquestorggg߁GGG@Early ___">JointÁ___WQ'__greedDecisbe e/''%managem___XM_OrclaiׁOOIwithrthout(donsetO777pssessww??__??>aft5 GGG">evidiaGggb0pndissxpert(s)WWWWWWׁׁdiscoveWW777ъprgutogggyisput–avorza'___posi;oooTALJGGG5*noppepmit(kOOO">''#natu!type$ǁWW0ulvGoog,fMiGρϏXamiX(gggec__WU???773s)W''gOOookUnf},Ή77_ZǃǃǃƂWWW">___XThus,benefiJ:gencyepresHx“PreP”i>isabilityncludes:???8ŧRcaseGin(rom:judge;150Impr`develophroughhducdoc"c:add sreqtsڟЛn_ςω1rhewńփpurdeh0Q٦צ׃5alee3螀1@݄bҀ ׃׃׽:n`esPot:ljpul"sfach leg0issѕᏘdeg؃hnsetHransfekskworkisto(xgr -up`dσ߃߃ܘaWhic.ˁ157''idth="0pt">SOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATION

ividesignX expedisappeals;i,hereossible82carly^sф???">`nti numberNleavonths$80i(ific`񐸑)H">fWِsider3a@d⍲dminist9xProcedu`Act (APA)151duepc PrePhouldtt؍aocQSeityG{OOOmponout9ODAR,dOfHGrCounsel,uniqual؂i">ّGGG,sH" )felhuramo1y777Ϙ.hstɡOGC’stemXro'# GGG">TUnpdӃI.152AdopmF9lul3ooo">spicuousabfromStdisaby}ɗYȪl򄝄///9ȋ!Jgovernaadjud8ń'.h'''''''lq(B8hm7],O0,ثŰ e8athsolumpebyeaPa'xۛoascertaȝdsWۘ-ňe胋/МevIclosreft(???">LYayslagHot/6i8lackXitzZcX[2">pemic#y[__ote)iZ nomyɒur8.6">mecismustȄt0z!pa0pursflexrȵ0enowknowledgurxregul icRoyfKnlert(2009) “natY`cPڑ”itaohrvh`valu???oMflegPpu.153ɄȖeciy@odgggQ sysXaPmheتod]VZ$ﰷoryy0mg151Ԯ1dmitrAct (APA)f¤cop2itsahardoiWHwH1Xpt.S.odTit5,1z554(a)applQ@eas„">requi9t0YdePh@opportuna{9!2"GCounͱ4Semي% -a:ooohIO:?;advCComqnTmatspwidth="0pt">providingllegaldviceoheommissioner,eputyandsuborhate

administ.essibleorpolicyymuldeciakreed]">collccessdisclosurf0chӇrecsySociSecuri">A;ʏ1YFreedomYIquesȏ:ppeal(undecσσ">Priva@Acts.OOOH153of8Clermont’sma clear:carryXeff؅8stantiveaw,ulepradττ">govern1h`sustch*selfsam0@cip''8''' SSDIOLUTIONSxIÚtextHabily6pitq8aihat “civilcs///(s8ety21(mitt҄resolvqfu18tleyDŽ'''awardbenefiO21im8gs.”ik///)ז׈aysiPshas҃ȫIobserbooutȖw???">valpAtnt,ewfPy.Xm0smiHm񖐅envr,-vearly,GGGarty-deueaim獸уPЄedi,p0ficyDŽGG+d,?urrsystXsshowonly 7.3cqpenjd0 (ѹ0 2011)_GG770candp҇folwbroad@tegoriwhichnturhgriHarXworkgorgz[ބ///">k؇@adopu /+.154???ie-H
:\hens²_qH-ŇI:'''"CaM@g APi/enablɎmeet/(fГa䨸ntiЄ0eriof@XHqinitq0Rpe@Y>ЀurpoPofσi.ο؉ې/ 1s0Kscopy;ςςςɂEO8aso scYy/@duxYt*0 iЗnon}recordsoo _ncadevelop,nQsulIPexaminb.urizyvHntarA#entwecounsel">nΓ&wnwwqcn(s7>Ex ts).roviywHtpeҫvoxek///(GA߉. 3.arlyesolutionrehearing: uthorizonferencesetweenunsel@utheLJ@pggfforbpurposef򄗀pclaimބ<;9B'''">a.ovissubmiszangreed-dec/appalyu.__Xb_3review'J,hoayccept)jecAdd4i>GostȎTOLt-,5cedurecestablishrul(governnath,randdery">cXsooAircross-examiooo>154Ԇ0͕ RBDisabilitys(PRDH)lduided,sreFe8vxCivil, 1FRCPq“hrnPllㄚacqЊ(gs)UnitStatxdistri???">ts,xBВ`I81.y?iu(aadPxdoecᄡjust,spXyhinexpensive肠5e?9.”OOOB9''' SOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATION+obYdertsimonial,ocumentarpelrcowisaуmumndardrelimpidh7716EJti a˥76τ___hls (incluimitI/`def4u 8mso;epHsSocӘA|r)S_\cceserѧ;Hutg">ǔŔse׃//캇pxo]iz؎s|cɁ:ӏ assess alaimant’shsidufunBXcapac,rz`hunipplic">regulrThDeclopmcal/treat2xoywPgensolelys`cd.equišhtiуitWP Bacaxxthce>at=dž6ׂ7717"CR aՠYlawdgo㍺1!(gggHoalwՂ٨tdiЇu",dec:AdopśYi>Pr Xcedure"DH|J(PRDH)Žt paclhructًwhichJUmactinh,WWWApfosx`*enviduca@efficnage:Y Xwels Ў">Ref0Appealso il@ns)mdσσσʹ_:ferqEUndtates

ACUS (1987)ssuedtsecommendationoncerningheolefbAppeals.narticular,Ƀ">>that “[t]Socialecuritydministr(SSA)hould,so@feasible,puctureOlsouncil邀ashrediinstituy'soandpe,from???8anxclusiveocusProcessPeamindividucasetowardXmph"׃׃">im0vorganizeff(xn.”WWWPTthȎhdariosubstan҇Bduryhanges;utotably׃׃׃ЇzeeHfor0uc؎loaxnordeoulfponxildevphcoget(8,udecispri0plpra 7770througPtSAfur0r?'musteoweP xerreview8ly1itay;n!attxyppidfigGG2dva8/P_re mp!hHludclox\$ria¨bppdgaisaheZs0spr0,addi|AgyphؓX Xᒠ">///8ger~3ryH,ldq___wUviawno{9155ԋڈ1=>HyYexd;rebald*dicqu[uchۉـWWWPAvor #claim؛Rhoiۄ͈;whe߃߃">beli؇judd—on2Pcircumscrib.us777IφφK(toffO>)sign cissukGGG">!See 20FRА 404.ρρρ60''' SSDIOLUTIONSxpublico0ytutory/regulaYter8haؿPd.bahow0H0h''' urnca𦸍fu@q89nXeethisIndard΄???">m(___">T swit깮Tlim؞WcOoqwap`inOE$enHlead`hip/smakroleA`mila Ï@u(ZgoverU8akآA(nyLJ&Runsam(Đ늁@𔝩&>soX™nd/H_ul:???>򈸏it,d@haccepLJxx">`pabptho2Է /׃׃">_.156'''6`a arng8͂?n?Hr01reіfindC’swqi>croneou8rHi>ooo">ontratoaw.imitingeviewyheppealsouncilcognizessimpleegalactatndividu

disabilityecisionsreotxedentiPandoƒIinirsolutostablishgencyolicy.OOOHThus,i ppropriatenlyoseaswhichpficantdepartromrmcontraveneceptedtatutory/(regulainterEnqxJŅthroughof@9r“8sy”*i>PreP10oYcheckajudge’ward@ere,s beenlgHvariousAgxQorumpincor t0ve///(:made!aidso-callpraay1dowacklog.T%xSW//WRr@vorS)9:exis^rGGG">mo"̙@1d broApoted,yo'`u/.|">߁߁LimOM0firstgg@ACUSouldurdupgur鬪yircقetwyLJrƋ ddoelaPOopInsp0XGPr0(OIG)akU">reasworxadP:wwwIfisssfi0witi,laimHaJ.ӄxeY 2007numb~ C觨xX@Ysul⡲">tripRpeXlevew3about 53,000">157ă Z13ێdb֋AlsoL">l@x ragyocIim8T.Îfwai364ay{">бY,p227s07(SSAIGq4)G//k6{effPiXchoPomm,i@`videdoo|[T]Setashrdir/deY`nШ ,bj'''">'0paHconuo𰸢-avail adminrvemedy˄]ǠƐ[]Ȝ/b0Wb???">Htʅi{u8iou!raia@de02priqW///">atJᩘDŽDŽ8enp[PȈ]܎ ">flJ19877''361''' FiguIb>`wsGȊHowaezflѩXѪ percʂyo8BРh )ll-shapurve,@dic88relunimityNmak9owhelgjorȰhLiꘜSim9ifpubo0rtatutory/reguX0pwh8itt">˷ Prqwutcomes.

Figure 1`b>"> Source:i>ocialecuritydministrationfficefhenspectorenerReporto.-12-13-">13084ׁ??Assesstney’seesnzValuServ8sxnderedrslatate,oreclosing_jBasnast-DBfits???h@s,rpr(asis$awarXfɊ funXp“p!d b$”Iaccowithggg">signHgreempamustnd.157GGG@Whhlaimahth`coms[fex8sxuthndgu,providb shnoxceyler1Ač1HbynitPSDictßtautho LEquAc`oʋAA脏">(EAJA)І@cudex:ȔAppealLgLawanqDŽDŽDŽHALLEX), ¶-1-2-91 (2015֕hpartςTGGG C,'"CodTitle 28,نJ2412dzIՃobtareimbursexpenP؞d (1e.g.ntc.)ٛbs¦n a„: c ߃߃">a/!Й9volvsgovern*;8ip _\K">3oxrappliP𸉌?"whichzqevaig ,cifindLBş$aubPxalhjified; 烑whe)be@dKsameorkb @(b)a>ߤ܎8[U.S.424"]jSP XmoucmPx.h62'''SDIOLUTIONSxo 25ercnt'xi>OR$4,000Ȓ趙eeebruary 1,02'''!5,3'''$rftOK,ut5Jun ">9776?77775@licabregi؂lso(nt"pay a,eP0`Aul لOOO">pe,c pa:158aia'''extɜtypserv98m //complexase /77levelkilSncqui쇗PgiwwwWWv//ti0 nςςσ''_chiWOOlG//GEXiewwhich2takٕathich

theepresentativeecameour߀;nd(vi )7770Tamountfee_]requestsoris8erervices,ncludingyauthorized,hbe@e,utotw___[expenses)s8xurred.Fvastajhtyщ1agreemasonorm,eȁ}">petitionseneraltilzhannttorney/'"rendd.o///(issuaissp*-,х_XulinpPsla1WWW">skil ׁWWQAi/0 calculXkbaqXeftsimplGGn “25(rcpp-db8fi$6,000ichev0lp” (SSA 2015).ԅhproblemmmediatehappat:Dꔙwithbsagti8airect dis@oarcHmanAxpos򌈌 oodasoȜi0q፟maihP">suaorrȆ(v">PXn"o romavoratermindec@?Ӣ2f(’)qOQNciariuPtIIAhwww">haaccumicaadhistr,poonSole1A)(u8-̳)mofu???">uhXnj}i $c뀏ӟ׃׃׷0dždž񝘡net:long`@h 808e?zлa8ce(ignq)a[Sobvious`ra8">regard!AГ#tQd:ailt-QdelayooiGns80Xlai\now71irew"hos1JЂ@*w(OIG07).159xcirHsta 8d>158eFRart 404ρρ9»}tISeptemb yyy"thow]559!sQALJ">FY6, 43Kw jnon-NZxoPalZ">llݾealed.xawQqAI[i]nƇ roxte2ڄwwwpMd 5_dODARҤu2Xsikyh">mayfeлXthicsrڟRѓgfZrڍ63''' SOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATION`xʺد(oʀH1ernvUbacklo Iinu٩ymicsimp yOoRnearlieopun(Fahhold///(20146WWQE0oy9Eonppai` yn@palcul`unction

ofast-dueenefitsreatesnssentialmbalancenheurisprud paradigmfoday’sdisability aring.urrmore,ong8eencouraginYsedngsorGarepreativdvertiseRcli؈IdursuitA,hich鄱ffectWf8___">(PalettaScey 2011).161gcb@/?elaybecauȎgrb,Zlargattorn8.Equyignificant, “Pay-`-:”`i>nx`flibetwee3 1owwwR$fromhKseek;arly`solutikaim.ԅy GGG">aumbln4tocurʉHp7ayW(WolfІHEl3, 46)__Y!Alar:+Onpxampl@h2p@award鐏houldtitltablish eregxl*9mou?Iimep>K8.nsteapԆyoxa>mu`ow tpeh`.dopamaximuX$6,000jud8">demiPwheunsrece!one-thirpC($2)wo">'!4$褐ۀdeye">Noppextak0Yistr+icAF_nsg clxlacahገalcuЃzNYڙGGGp9iinsufӋ1balanc?higo(nmIONHt\i؈"roc .ǃOAcOy@GAOeporto. 15-62SojSeDgB|,cyÈ*ImHO@hWPidaxAdvocaHServs.y߆ (D4ς160r8ahhoPobsHpАYOctoashtPostHticth baue0waoooHmer0largCpopsix𙨨Zttbigevinfackupj.S'Dat:V ffairs (VA52oalX Ȃq ">60 98,urrဠWh. . [ALJs]lm[]uPgjyuHdecid?someh7 un@o)anyob`0slork,H@ZpileupoutdulIoddxldu;::y"ȟfptQȃpğs-(hupÐ OOO991rstiinRtelegram0enHY1horse-h-wagdr —notxactPgrowth???8indridoesnptnInpne@llIdi>'''1aletta2SearcwroteLawyarrX CharB eg(جKAn!gcGގy1970И(fie`wafhAwLyȚrirrmollec''width="0pt">$88illionneesoruidinglientshrough@eystem,overnmatadicate,akit

lawyx%oetaid.swiftlyiqlo- hlЊy,ampx">upisbeganroc reumbofU.”???8162@H0erally,ǖwAccouxOffichReporto. 15-62,x14,onc\applAflat.7774''' SSDIOLUTIONSxIselamaGbeeduct from2’snth(">bfH$100rhncres (asropriђcircumsts)ntil @XbNrdship|ӎyiil hsome(">PowPWi(udX,hQnoᔄinstitupsY`Zpo">Ǖc喀meanaمHjustqo Rese-TiDepePFp:i>,e0d؄pnћbacklog,ttorne(0脗it-d.arwith@six+fȞqu9)Hbul߄oolpayʃmaximumJ$6,000.ola12σȀЃ"> $41 (two-z)!)heaf73瓩5!2#onȄ!sa(kц-Ϲxsout bؓclu disAʅpeX8ن`oluourag×ڄӹptŠHsجH,"P'''ɍIdecon.׃layocxа{facutsid?z'''ntrol*[ ZLډ“bump؂nextarrJegorHybridg>*@@scenocomb@hB },ucaд/rr1ذY؋SIpndЛfW OO99Zwihlow ,XcognizcGcaus#plexQyfoot-dg.yEliX̠scurr-@Yɐ!sr`1ic???*LQ -izapacT???L.ealigno`@8uxacishXas؎pf⎨}ܞjGآesИaB(GAO 2014OOO">Curtail%TrlimbuXos/ROHWWW">SocixSeXAA xSPan-7緢ɂȀЏ163|vrـ777">or “[y]ou,thelaimant]ourepresentative,ndlnsubpoenaeditnesseser8Se

Agencyetermi(oeasonablyecaryhottedisabilityarings.”ԃCod0federX'''">Regulons,itle 20,ec 404.999c,1ail(hatravelostsrimbursed:“(a)???҂mordinaexpenisimited—ςςς(1''!ToB qb؀meconomic adiuseans777">nsporhaveCppropriQindividual’s҃`Plthsd{|Huxsi8:in">folw)eri''!Commcarrier (air,,us);'''B O//)PrivpowvehiclesׁׂO77NerciPyHn8&Ro0rpe"veyanȟ0mazly,lsoclun0unus`{,PP heyvadv .s2߂ooi163إFRartρρρ5''' SOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATION{ULt)mayqcrدh͈,tZ">not؛'''IbXervi2ǁ''¶ǁ3ǁ''!M_??[4_''!Lodg ;zooo5''axboon(rasuchayrnoong00llIHnrae`ea80𣈁/claimMpr)earoylitt0(justifׅseff,GGGKansubi񤀭*rhsx"6.o)vasivs777(ecurity disabiygram,mhdata)requii`hjlawye( non-GGG">vwh(cH@`)8fouPeyunicipabDŽUn SXxGnumbannh(s,cussi>supra
׵crosome 150DARp@???">poptkam0pmi@onsdol`sa`yBσ InitGencXCUS''' in-houstudyK{SSAouldXmd $591l0o̖8 (QOIG12a)-callvxirm oP'dt Ym`jpU.S.ediarketseek out-of-sqesp of؀PX777Pra`lؓu/76.oreclos9ܤlp9}'''">wreturAr 4s ("itdeG Tomob,Oklahoma,troducQae™X3003,1Pr8H߃߃DA4,)ShibarXbereimbursedyheocialecuritydministrationorravelxpenseselattoase.”

Innarlierraheewttorneysron-lawy(represent`vwerevailableclaimants,@maye8someustificreimbursing?;.uch777">noong x((Eydpubliconi`supportriv@acticeimplykH(Ԏx8ostfmshouldbe,8ith`yQ0erhs1Ldobuessd''' notitQwp8l -but-hidd؈subsidy9`zt,owever,aueg??:approKtuɂecrea; alsAh0efien P">FreHntly,of-se옒s/n:meetir Xntil:dp''"LpulXinisRdocum,`Pcommun,!d&p@pone) sWena~Agxy’x(fN+߃߃">ndhad@ec8n.ecau茜rar ">defȊ ۉ(1un onfromxdirth(HZiXce)???8to-SBzetwOA `Hh/.necdots(abound,scribځK_Cschu'''">lobbpphoHask xfةZ,8“a—opnIOOsour'΍begin//syfeH0 adippxnt.ɭ<*a_Zchedu)loca]MonmorgnoarHla///">ahb0 OԮ8h,eneroh rׄ抏usuxXBcasworey12Ȅof񡯌[whoti hțign謦x">166''' SSDIOLUTIONSxYY!cceeaW mbsafirmb'''">vary:u//wwtI9anylidiywhf(goHnҔulcpivizginHic@ sopab/*irfYӇ,)unsHJlm8wayvailWW(PtXe`1sub@?>L8slDpenhend{讁ill-">co(hdscಠublic7772KEYACT)b>ȐsrocY牆ociSecuritydminishYalٔPtdjudicaخ dٍp50Gn* rsoluis,jA growis acklowww>a:rnserrALJcis)ugura㇀ge.י!deviseduƄ'''w_n-adsPaxadopnquisitorialurisprudencekinohatfdici8

systemsnontinentEurope,iltheactSfewersonsereepres ed.rofessor7770Vilesublished胰studySorSectyisabilY)1968.eescribes,words???8honeہn]8aringxamrnowndistrativeawge]e:procedur`stifolwtoday.arq@timaeuHlۅmimic;part,ach///Cqi)ȂdevelopevifavorableelaimanxwellAh">governmH. (S)retur|e ositionndpitavjustcnboth!againrendЍimdecish[!)''' Wipt cep+47-y-ol򙵔R_Ps reflectelysamflReffI` ,ssagW//unotwsth@addʇntechnology ( e.g.,0i>8o)___XP2015`semȆЄ8tt8? be(ئϦ̄Ɓׁׁ">TPG ?ԌQpytn-(vocatm’'ǃǒ#rs.ó@rarX robservteax80c">eȋ' T sɪjwigzbutsradualincr. ???">H X2007ortHpOIGXfisc YY6, 439,000M">55{jsjdIWWQwUrttorneH䀎">qlmoappealeB: “[i]nY///(ӂProx`y 26†M5_d=׃׃">ODAR”PSAꏁ)ǁǁ'''bC,9iead[duжongo,ЇadiHi ewhichmbraiquHoutdQrispru—afromjwhexy孰counrPF 2lROOO8nxtriMp<&zi@g|0totnu8'///Hnn`.vauicklademopp grows00pA;Є 167'''img`ign="be"~490"cindex`2673/σ777771537387757777SOCIALECUIRTY:ESTRUCTURINGISABILITYDJUDICATIONdlѱ8n 270aPwosp4gtOvaapia''#ēץ ,760,8131,010,72915߃߃">/ Imɇ)armi E΄(WsniExaI̝#hshortAiod''idth="0pt">bylmost 25ercent (24.73}.)

Figure 2`b>">Sou:ocialecuritydministrationffi WebsiteHptember 2015??NRHearingeciss⃀LJsWWTThooojefhInspectorenerobservesat “SSAaexHiencedrowAhbacklogndncreascaserocestimineys,8u'''">publicoaitongHfd.SA’snd??grewrombout 694,000stAJun010appximately 955014.vg'#nsalsoō4dayz' 437τgAnnu">exbeeed aiveawudgcontinue!riȐBsp nusQ``s” (iOIGa).ggg`Dsignia=eldчooj,ш">remai0xund,@facthichtark8hl m">olvyDisabilY`ura9DI)grampeH3Qb>''́W_],GGׂׂ168''' {cuh(P3GCposIi>MargaretaiǁǁǁThis䄧paummarcommsadeɀ luonf(Augu4,chahw:fi!OOOPrpa$saddortssu mmaniᕧsys`o—p,0tunhȯbeenaȸOOO;firx:,EARe`sЕlSt)P Ad :͍niftYqTesg焯/Enoughq,PJDubin.Ɍ well-0@chuK 87GG8a/Ћind///u ˆrha( xl19909yX k􌴄H t uh0!fut(mpatic f`Ȏ ’s0777om,uthbeliehnwou8 lik9eg#yequ///AitжZӃÚ{trerɣnkSmak5folᅭhJooo">a`ioI:(1)(t aigoro1ngorҗ_e@(erviYDDS)f@llihӊ+Proeua,Ȗ2airn9(~">ghcountry;2etndarHiu.銨meilrvoxexyulys3)row0Vslai( wil#baل'''">ndudgesillnderstandheeasoningfDDSecisionaker; (When

waspaldvisorocommiserdisability,askequaxficeshare@the7770romamplennotsPatadesentQclaimants.lmostpivxЅ8seprovidnoataxmuad܁ ahc fu8examincons(red.oo񃏃choosoppeal!)''' (4)ivgaэolRyeoosCt9aPwwell-">craftDicrccup\itlis`po1ProfesDubinselymphasiznhpa .ԀaAnmemUSoSecurAdist (SSA)Por9W''!gooumbyearItipatibr!tAefrfrui .OO5)PquiBpviewayst*RXXagency’solicyƐbackӁemф777">Hntifyrrectrro0Wak8—boowanK8www">Iumm,yԊ;i evef߃ۦ`nk`ncٟK@vGrnHm1C(p:paripyjro|xt safbeliaatIli@`XԐrhangeJexWolfe,ĩGle1,ZDałlB, _Z:e@uctxD@i>ggg">Adjudiclsoԋ#(thz18āseachaooo">169''' DISCUSSIONFROGRAMDMINISTRATрPOSALSx$haxwty@z“ee,”rPrePzwhiro(wouliш0mot' aWjus`{a痺edbuildspous''' 4cȜXablisX dvhpHdu\=rsePOOKuut@a@IsuyiresolvI\suggStOOOz۰QfdH|OattorneyroughoountryDp#">donehol9elAQ,rwten;,phapsgg(mee''"BcertaintR{ex(ii fieЇinv۲HopBl`ѳhow.xlembeHQ؀xc@caul evaluP 1520̀loXhjWAmo4__addpsوĠ'# erm׃׃פyd:fhiAå@x騉C5defin///P,i)sp ل$pGenxl''' C``R~91wil敏e+kw`'''">ȺΌKielhip?ob.ѡsu'''ʎHane tffec:ojKΏnewHnfigu777ɲƚGeight="1em"idth="0pt">The Data-DrivenolutionsormprovingXContinuyDisabilityeviewrocessaperasrittby

extromzNaIalnstitutesfealth,lexsta,hunxiaohou,ohnlns,ndJuliaorcino.Ԅ SemphasizvalueYenhanhgecispurpos{σσ">ϊϊ(CDR),utauthorsakelearairtailedǃcarefuliderȃ alcHgeXSA’s䑨frastructurhroulengnVɈlevels—anmporeme`todV">d.OOOHBy阗DRחxϏse,omote7mov[Ї:individuIin(`loyAbjectؐigreantPsaumbH///">meQJȂ`8YellAmanyrIlsuggZ)!dop@graoseOssi9c09PhctPbԇminahrough?mnddiI,Papri imaePdgetV߃߃߇߇؊2sa9 8xgslcoPnnh⦀Pus+@rKladrx8cost_gg݌anbXsI3h8hoywhichoot0">cus.fHul0g@th4agency8DDS `rOffiB">yIcrC`rܧt:D policy.׬qorcyvisComm8`so">HoaZexte stud0Ѝqam틔,@uPbroaσσaUkpw)ʠ`ph=clfiedreguory''' lu@o@onࠒdsGma0Psfussu}ڄhrLaccoxis!=ʵوbod1eferrii@DReviBoar`Inkaة9RȄ[ ϡnow.ƔexaxI2o@rkуmoutd=">i;ees—repZP'"law߀݅etneyHوaGexCselPoЙilport0rly}Hr.heserXaoi!twh{mo170''' SSDIOLUTIONSo dd8jcaS0ys8@߃߃ߖYrougsym_SECV:NTERAWITHTHERROGRAM b>1'' 9.xpPrivateĬwIra@ihHelp_77Pi>David.abb9MarkMeyXINTRODUCTION IOSSDI)enefits.pximXlyne-thirdf&inhesecthavew0come-tionoverage,ostteQ8gh policisponsoredyqiremployers (BLS 2014,ndsPtIndustryׇphԑe 16).hrema characȖx\_XfHDes:teplacsignifatApor pre-ߋ;typlstarPpay#9fHsixPnth薪et (withhPمisafirә(OOO">);ndQffЌNchoxturn-to-qxpe0se2assi8H.G/lsowLIat+quicxQ///">jobܨ?H(bet|.hi؃`dirȅar҄7770umot!)GyAyapur7'c!">raepquhxfePbudgsav`)isfrom׬}Heaint a QnumbhCo9wʜuld)yףҀposi`eobols|G///PolvencɜYgram/Thi sexPdQwǦBpa@e">uXoPgadoputo icHX-outy׃׃">ar`ge+ e-LJnIncحߦ willdu-i,H)">mf~48՜a">fuȆ??R"iЈщȚymilap@aboosbp8icipK憀`E{)w$(haa@werful/ex '''">Ŗ 9WTȘ߃߃نGG<`o8sux;irm:u~lia{]gYn߄ ȇ؉P膢helpQy{ϥstis 2l`nesinjury,#ini0ih?,wdoGGG9ggsCqw.Եsdnqafy2???͆/-rovi!2σCcHl胪///+newWW'$ght="1em"idth="0pt">ToxplainheiscalenefitsfroupisabilityoverageoSSDIrogram,isaperhrst

treaylXt $25ill‚ext 10ears—wppVA">ap@xlyx}oes.Bas eresch,neXhattablguɈxlprivGGGcotNarisQfrompt-ourXgemcule9ult׃׃׊ddiavߊ]c-xsdȆzeachcȅpoi'''eQBer穷20,00025R'''@ffАhbl PuldvsHs0eii">E.ԯ Kޡ߇gbr '''!yxtwe@$280$35ZrX.8.$3.Ǡa-iod!HՆ__Zzhxlwsr">Eb.u(:PwdvxIĽ_ewonthftpbeXe!ualӉ5A8///0X#noicordBailڷt@icAbsىhowe`,ل///">numbfOOMdecph unqwhhcGnt(`(蒁1ooig`ꊑoo#candubu`[G@X">minld5budgetǂ`ellow; impleRs/*gnYea7t邺">Xiofr,Bbgnizencertainvari-regardQbcip/qqsocio-nom@charaHr5adۈ@popul3RԄ">insurHAlso,Woo!Bi߃߃߃depe(XofS$,Ham-specifesuggeselsewOSTATEMENTFHEROBLEMb>">(cruү'assъ1mil鹨Qfap0a1earn ha߃߃٭edosufienteverityndurationoreventimrerromorking (SSA

2014).heurrAlongstPIoriof`SSDIogram,owXr,videsittlesupporelpQaffectedЂPualsetack.164Ɂecehng,AiXcess777">applyfo benefitHargelyustoklsewheyresour (Bardos,xk, Ben-Shal5, 1-2ȁ߁߁">GroupisabiylanЌfocu0n9:'he!atsfeasib`)Propriatekey@s@gsIyXN">Osarpawithb9tialoreturn-to-efx anqposthgh///(.LJ_[coage@imaritwoq“TickW”ކexcepthtem.tll8AullP ׄpaper??73''' ENSURINGCCESSOONG-TERMERVINDUPPORTSJG—those`Hvoidgirqwleavwpsoonorwioulden_Be jqu fnumbPЇ)s(iZ,H@8nsequence)?:,phlbdiȴbetwe//ɚhv:acheHZۄ`impliِlj?'Comp(^cDFinancS$">(Qy ct?ȉ llf.dyGGGؐxIny3payQo{lPerd $7570y+moσσ">[ lj$20,000v (SSA4, 21 & 12h165nEWreX(҄GGGq35c:pre-_comh+@Ydeclinxres65aemIPtra eoyhh!surQfxϜ>8ustryJssEp6nn9hn0s (BLSmohԗa 3017ơ݃< $5O?t džsalayields $3=.82ӄ''' bta$48񀠓tO܇.אĄmiTxim8$23wbixSfromםxe΄pφφϥ;Qϸw߃߃Imlyxf20mium3paiith “afax”olpi.e.,oeduGGG">Zbeedaxpux),{mouiri!">(InhnpRnu8ervi@5;enResch2, 5ׂׂׂKey7lsoxwh(RјXc">UnderSDI,ligibilityoronthlyashenefitsHgins stpplicanfivesfter

disaonset (SSA 2014, 3).uthe-eriodsoon(timing8ideration„''' ace.nscalL!avgerocessYȈ8initipolaimsas 110ays,OOOHXaborendwo-thirdsʼn 5a, 108 Ifffectendividuoe;!///">nwinrpUofcꊀlikehoit''' morhhaA΂Xstartwu68cee(WWWeni43.)ƄhaZ-fourals8suytpσσσreWQphaseosedahؐ‰a{G4—MalB">Ey-nin@e oiAlevelZon,@dQidistalawudgHavailablvGGG">`qcisaɀ(C422G ___165Ԅ?dllworker$1,222.3X٭Z10.5fLciariedGX$2,000w 1T 45776paymч71betweeӂ30"34$839.61.2wwwedi0k earge25a`$70pÔgroupre`hwwpls 29.9Of??s.͉joool55h113.52#'''4#ooj$884'''%&31o'?30//74''' rSOLUTIONzo[romilitysexoeipzcpbeignixant,vifclaimlҗXulxroWWQThoughoPv`,nÆylanstqcomlong-فgy/ƉbegirelrPxuaf0/|@employe 9cryshortg`ʊaid9so񄧄0a8G//ases)k7gggk16o//*InPst h1gordCgdffec@iualienaintegrҌЀ2fhnlBreturn-to-9upp@urQ///">IinitqM󇇶8c8rasharp withKyp0lHtukfpeight="1em"idth="0pt">SSDIpplicantsotlsooveredyroupisabilityrograms.hevailofshort-term

Jagennjunction thordinatP?dmeansatfncialituar777">famesseenefiisubstHypperioroׁout}">E.WWWPReturn-to-WorkffsGDC=Providersndӏwww"_-wYe[,ne}keyleme_",aveǃǃimpsystemxzhdmini@privggg` insurXr(!umberleductea@aalmosQ\">׃փ0f`reasonRacmod},h, r`nc`(s (GenReҘarch 2012, 52)ZnҚMxoyewi">ee’shysinalignsexpecreencour3)">bnV*riing'RylimQun@!involvx">part p@ishro0)regagPq,߀yg-4pla(ongo p*mo/䇢ppcedC߆ah">_gt9p udevelopׇ. lude:''' gulahph ta?84unsprlaimYfessal;Atjobal@task9/aher0gPۆpisode''''funccapacvalTXun1@DŽƅᨱ"> equHNl`di!W??UMedlPcorviewgan Xcu葏xtG m((s);gρυУPn@:feh2ecvo+9cgǃǃEψʢjustomizsit$iu8nmRfolwervices'77Copin77helpGGGEIdfdap!quiprScodthatpulHn*wpxosum;du175''')NSURINGCCESSOONG-TERMERVINDUPPORTS_eeow?7aff訡rrWJؔ7preparR߁-seekkilai'#rly(v"imeunHcruciHsucsfu70oute'Insurw?alsgagॸboqdogue4sqrϱˊhouiarelhipno@">q/coverndeturnoork (Bardos,urak,nden-Shalom 2015, 4).

TheSDIrogramlsoffersmploymentupport9visions.ԁ“trialperiod”8wsbeneficiaryqeaxwithoutosingbtsorpnineonthextended|ofligibilitybackstopsap{MedicareDŽ36">Finpy,Ticket)Wydesipounobtainocath777">reha ervic(SSA4, 6;'Hamunt2w//*CosHEeQtGGGoger,ivatect蕓tpaymouhequ 1.8)c0sal9(0.9_each)n$118,500n`!fu(Solecur">BosTrust;13;5bA@ak9$50,0(ree,a$9 annIroaxesigndbI,hileOLmXm">l$2,133x>.ince03arX ta"havexceeQ׭ceipt(сisurr lyjAocoHetedeR"6‘9-10).168(">inta`g07yiel1les@actu`ceЄOOO">leaʀIdecadeOGrodisemium9aidH,v,ysomemb詉.enR߃σσResch𭉈@rage焟$245cox^- ">X|new߃ݚ؄w26ћy(#&70CcilDgAwnno,AXadi܌-">spons@Pong-termysura)pl!enXabout(50:4a.Б''!of Hpartxd9׆” (abkivʏׂ(gm8,8(vilensck,_*sucA0whei(ervici㫀v+1fPh8valuÈsamoneysIlse цI!b>Gsoth(دireturn-to-workpQ.@nseque0pifnumbpYz9 s (qu0hXr) oHdrior{c܅'''">chapXwIpяnmBisBudgetc귫P0pushST227776''' SSDIOLUTIONSx_circtЊHrereingӃ)bHfitsrsidorshow()mayeappHYσNr8H ׃׃">MbɩfromfwwtQthouȯxe'''eabȂi1gǁǁFpms!e7OoĈbenefits,roupisabilityoverage

continuesoupportheminancialndthorkeengmentrograms.orlaimantsσσσidifiedsavingotуreturnQчONinsurersӅ")l???">employeegetimrrackperhap@accommodationsgQӀhbyivrHeregaineHaPrectenefipoSSDIu,indi8ualw??:xHroloonthaoul`0casefbǓwnotvailI.DETAILEDROPOSALb>ρρ">TorneseofhivatGducnumbeopleceȄ///">ڌX pose: (1)nactzlegislڄ makleazpt-ourran+unx0laa mitt(bHed)fe0lawB(2)">g!nbt!reacPo]*IAmericJ0nformresourcxregardsecurIncpG:DwC}WExuEKPǃ߃߃Adh “O”sX-Sp`oɇ;PrXcPBG9requdoffHTxam,ixenspAlslϣhepsDAؑÇxa{aBau)LabStstic34Ic,veyФUydustryzc†-sf97frsignp2/mHns((lybP-thirxfY49Ҍ(BLS 2014ptwtp 16).0䢨ch,oweP,⦐a쀨Har`ipr1g'''">palrbtemiumhisugges(gig08ʔC@f1">h𗸆!tain 100paiWׇцׄ!ׇ׊ D305Z—y 8Ą'''qІsbৱpde(GenReґa2, 64-5;IMRA5,ԓ*">2 '''">SA{2sasibXmosto.neassyuesuHasCful;syrolaw1">c ॉou*s.ԎU.S.eaOhviduidYc gbenefi subjhSsJwouldrY5tldjpecif`ll0ddspppl*s8B)gǔŅ77x*">clar|issug)@ aHfirmcermxi 脗2???aǁeliminuȑ2tidТ0rҩAij'height="1em"idth="0pt">disabilityncomerotectionoverage.

177''' ENSURINGCCESSOONG-TERMERVINDUPPORTSaffirmv0 the0ceqpegemandnd(suciqinfo*on.pt-out׃׃׃rrangeyshadefaultutڌH,8reeakpaPcip2muchlyoInceŒrp@orshipYGroupĘI00HCshouldptAaڂنpsus1pe73campaigp!co`workers X4pHikey'JsecurɃ)Zssues.sp///">two-thirxprivatZtAmericanot#by-sc߃۞qCags{los,dujnerjur learh>/// oo.͜ytHalfɈind8"ynow(ttleȄhqib//(CuhƗ: 2012, 3)7771LackїYoHЄg seatubborHbspi"eωXmaHjefР,Ղ(vi.ԟ࠿helpdd `qXem;6risg;;`ncipAAP xт">UxdoIXt@鉘wZbeyfulesVWpwithPne`ȭ0s!Ճ߃߃ߓʇIʭ) ҆85gpgx777"ursoo,nefitromPregarBolHfOim܋D%lstuxH).ӪiIއ؊`riur},̔a8ede8rais{`fiPwww">0''!w puc'ﲷ'' ,ѕjun?`_[,e×articipǓǓ—ǃ//)ANALYSISFHEROPOSALb>">QxmqB(pos9WWR,ularlyhHght-777">to-"gram9ffؤ!Bvoi0rpepliHSSDIhBelowo߃߃پЎizarsupHquifynumbPхH@#ǃǃǴ'#s@davȇisi҅ӣB">ðriepihsrisingoheederalovernmentromroupisability

c age,ndevidenc anorpolicyHatroasuppororffica8of///">automaticnrol톁posal.imila؇apachakennardos,urakSBen-Shal">(2015),eull8gevarioutrsqresear demontmpirlwt">wffinancireturn-to-workYgrams.169x!Toonducxigoscomprehensiveud„,葪P[loy"woulddeallyikbble!determinXhKA`nzition(withpWXPspoiHrxs8iȘyagaXkZbГbs- ǛrSSDIwwwpstatus.GGG@IroocZign؎sapr7epJ~iedyoinsYemanHservicp“t”dot.ԅdiffX݄)78''' SOLUTIONSxEMo@Time8SOOO">Oa! enefizג?;showspYm fa3subntуordtH獵a2ay]dartaf(ZeR瑿??:ultsa(p(bWi upwilnjobP0Acaгp///">ipapPex`nexibmunderi,"'÷__Y)A,fПKZ2 etwXV,comis`?91P郸tifpuPe&awarO?es.ǟ, 1)ggg`Us datroml` medH52005,studyconhtryhesRǕ7qsڀ[YPcisIaTuts$~lapsul///'$/earwofour𲸾~n—i.e.ؒ''!7,8ڀH9esЏ0min 1.1(ڦ +,He-wׄ]ypȨ5submisZ;AGG777i"25pFig1raphyummarizesesultsromhistudy.

andturn-to-workrofiles,ncorporatingeppriatesticalontrolcouldanebservedXCqττ">data.ԆYtypPfs mmonlystovalu!effectivenessmed(tionxr|lAcedu.ucha,owever,jnotafeasibleecasgroupisabilitnsurance.irst@ithholdɁOmanagement8icPpcoemployefsakortiinmaiok jItocrequireassXindividualshobfit5ewwwe dgs9ރ+ocostݍernhavoeeppayц\sYteadIhelpMrpb`m0d"rnaPp̈́@eathatÍcanDuct3a “douIbl8”Pshreepqsciific8[ττ">xpear8g89ndarBmaysubj8ri0ismȁHissalXhiH+decrmoattx+z%flaWWW">BecatѤ?dpHexperirparomPsel80Ac74όgram a&ouo wwwpqua蛦ى!phicxavailaahsxggreg@xoft8challenginterp.מI輀sliWeeowpp<8c7wwwʍucSSDIoll">179''' Fig1:ffyDelh(EjAppib>Source:
alculQks@ulsAut@exi>i> 2011, 30Ԗ6O??9horizXXax`howslapstp,mxha">upn(demXrtuasdpٚa̅kBeІ8///r4!who darnPex*ubti8Gainfulc(SGA)''' thh— roxim`$12,؆ SAA4, 2)+im)cl ߉ummzcapth‚downwlopȀɟ longHtookn''' '!eiPɉwhexQv𩰌,pinirrxew׃׃">@onsrealxowג҇ёhaOOIGAӞl.docuYropos8ƜɃvolvKgettɋ_E,:o"servi(Izost-娧hsp).170///)˅ɟsXonekPskhooxubey߃߃ߐ a(piso???">Aequ1b!futl.tudyirectlyxaminedhe

efffSDIenefitsnmploymenapplicants.hatfouny߃߃߃wouldaveen 28ercageoi8errzrough one-quartciaries “ '''">margin9programntry”2yoteceivwPIe:,nderstandably,vksubtialepending1severitfimpair).ŋrat`[oseHth170Autetl.isigos,omprehens ,Ꮘsophisttɐirlqtocolpaes`sDŽDŽDŽaumbal@natpeci8ponsome!whichsuitStto'__\#lyelhipxhibiFigure 1 regs"reLOIe8">cncause: (1)3abaslXest_bserv(2st8oxgpp) ngoal#(3sulAclA"Iττ">or8~7.e,Srodetaiل///80''' SOLUTIONSxl0@isabi薁be 50__[Ȇa@ncڦ ">(MaaMulXCStr92013).ם@ugڐgVco">returork7@0riȏAport—Tpns r˄'''">moh2 ly.ɋixvalu­݉Xl'''">BardoPBurak3Ben-Shalom(8:ju`moda(ycjn 120,000ۍ)cipiQ]but(d .(5, 2"> ݗxos*XHaco cincrexst-">7ټduein@I-to-Ⅽvided9">ܞKffecQfam9Ocsub1t]eaС777'!pis,invisi\analysxig0term tٙ777,ccurr1exj ڭ o RWProgramŕ b>777">AcoXwaن7su0rfr@ayyreengч0'''">1labQarisispȈ؍gcefAOagaidi8񀹗{hicacyɃGB`s`mex蒜tRǮσσɂadd",ы? `7|///">N1PGlumbf7s?'#E\Y1P@ivsagdleز$likelihoodGwtothexperiencefSDIecipts.heicketo

Work “providesisabledeneficiariwithoucherheyayse9obtaincationalσσσrehabilitervices,mploymhndrupporromtnetwirho`.” (SSA 2014, 2)netudy,mm`z؇PT) 10low,outha">partPpaxpedsubstially肀 ratsucindingXnGAnotnrolBqwsrogram.'''1؅5measur?8,owever,soHt—firstXc𗜈spensɄ///">(Iterminr)171faPYim9onclujbth 葧VȒ&amieldZwellou9Yy10imQlikelihoo omhfost-aymȄX9cohɊń hodf>Beforeߎhbed,(r.paJs:h oЄ">"heSGAnPmonthbasexceede؇resholafzexhaus Hnd҄">ptr@odextԂgi6)8'''ENSURINGCCESSOONG-TERMERVINDUPPORTS :ŕbyВ?Pcs i>GGG">PercagӜx׏“beneficiariesxpeHncingirstTWvent.”

O’Neiltl. (2015) “examinedherogressionoubstantiamploymilestonforIbenewover 10-yearodeginn withyirntrynhXam (1)They8und7770thaS(reciptsho0rodHtateocat0rehabiliag8yervichhad9_lWWWtterreturn-to-workOea(hoseot'!uchMs.orep ally,  partp؉///,GGG@d46ic!100~increaXIrofPnP`fromZ">duo`,l`vaatch8comxis group (8).77708(a!tXwoimIepply)TickWɅ uldisӓ''!insura`.Ƣ!,mhuppost-tsӁ߄studilow;ciddyPsfulpriv|cɜ—"څqaffec'''1dividuhter.172ed,@lf-(ʓesˆ׈Ԅ777">am.(8Ȑ0g6haonly, '''">ojNPrspl(alspporׄi @`ef`KpP ƓreȎ pladG''!h''$s3Data(outxsi@showaign:ڄIx1fĄ">laim9t(geWRڽIq PPbhSain9Apvع:4c">AMany҇Xownobvi" f yv2f">schJ OKOO3cnѬ)yeߣ?am,(aongiIroach,undK3.7悪oםmadeligiblowyofrolbyecembh2006wt??p(Liudtaplet201174`eI3ntailfromףex!i$1,040monPaseA7asexHiencbdnQ(SSA4, 2߄__Z"paσGDSGA9ababed8h8hol{exhaus] dztr;odaexd@ӁS.Q0DYφɇф߄߄߄ؐ0upo{BaO}(TWP)bggg (EPEurWP,arnsallow[˝daPmt*@is.Ăe-iPE"fӄHhheln˒뚑which_Ⅻ.DŽ82'''SOLUTIONS:20,;utne-halffneercentySSDIeneficiariestopeceivingtsn

anyearyturntoork.nontrast,he$-to- utcomforrivateroupisability///(wqaresiderablytter—ary1.52.0~annual.7770 Te 2:3Aggreg!TerminationZWandLJbDgInsuredecovery҂">YQ1997)8)9 2000)1)2)3)4)5)6)7)8)11113b gggoN/Aρgggggggggggggggf0.55% 031482637b1b2b0W4"3@wwwRGLTDR1.64%61.8 09%)1.90R3QogggggggggggggggggggggggggSous:Krow:’Ly,imore,*Staplet,Ԡ3Rrom+(;'OOHSSAy4, “AbGA”!e@50vdā.1߃߃߃؂*thgh,,seЈbSociexActuӉPivotcNotha@7figPJaagx@# ndi@tpa''' hْ*programtcludipishoyMirdiJlessim"tuldakeonpplyyZbreligic.x)lalculZhoseF+OOO">sixonths,b9蔟%laima@\y1w1.14=gT">ex؎`cayߎچ ields0.72n/(''!FQQinm锪chimmel(1)Neiltl.5)1teavailjdataupporsposc!Xereturn-to-">fre@ʈXct-P10hȁ4o">on0wpaymAdal2ש׷08ong-TēSyei(ve؋___">Z,Z6iom4Qctqa??>F;ʂQsummz°n.ԌHԋEo:CommitteHresulh/|newagains)N"i>5GGG@By(9,).ot`ygYӔ*AH8zsui`clxoedict(">ƒʐȮff`yuapisode;,utІlookaagЂfairW(haveeenrojectedsinghelder

experienceable (98ercentnd 102of偀ctations,esyively).ooohStartin 1999 conurough 2006,owever,ractualcoyBexceed">that_romX5.hi(claimurKfouro 12텐hsm`vHby߃߃߃ap`ximatP*7lvodwoulᇔ,rpr|mVwas!sixy@er.eviewa>">߁2>Figure 22o 36?lmostou!Q߆߆߆Aft fireclinoWWWPYEPE,benefitsHmin:wheariQqSGAmount. . !EvXifashggg`!held,edicki1ag؋e” (SSA14, 6183'''img0ign="base@e"033"index00121423/GG@ENSURINGCCESSOONG-TERMERVINDUPPORTS߂360xpbout^compxotWWDŽmoqYastroh">_Yߙߛk,؈WWWr髑2:piRREYRCDCGp>׃tud'''b>Sce1acie`xActuas9,,Իj3.1.A'߂߶47930axesn{lookS8߿U.againw">supporg҄iBfocuseffhse8Dt-omploymX.n'''׈׈׈,ڄ sr bPdf瑱sI“similxpatnsydea/Ea9lksdataan`9wle]Psults. ///">69Whts@thwaiosubsta轰gHsQmBlechnology,KeexhibiyinOO0>Ɨ'a>`suggersom8duc߄߻{Y/ sӚ2iP.1,raId 50///(ט򐓚݄{spanЈsE10w.ԑharpntra!">k4ohosezĽhghZѧdifferqfrom×@jkus jgíTaktoge n8ray"tHJ3@roiv8@ئGy(#Xcpost-disabilitymployment.

184''' Figure 3:ecoveryatexperienceyompanyroupi_燙b>Source:xacieofctuas 2009, 70-71,hart 10.1.BndableA?Whipneitherheӈinor煪disabstudprovide؋tuantificationY9reducin777 rolonsequ:WTage,YyuppoHمpositha">existasspdyan cessXdoHsult7h(t-Ϛts.ԋanx`observ`imɀHre-sσσσsubst)al—ainimum20exHtoueveriple.Ptly,estim"> s#ouspjiualsorking`dayhouldℨؒJ">ofed(lgramsZyadtBߐߐڛg77Research]NumbЅ`WersvoidbecausB#DCI@nowAishȍZCcanrdogetffȃ">sengx#labpmatxxaskLቖ8///ݞ؆xiɐ">ittd؞0ehsivmHwoC@ tu/irs;how w? heքOOO">benefBpa€kPՃ turnYrk,uah,y_______Hl8k.e dωὠ߃߃">ϊϊϊπףwwnXr'''Yixomligi1fP???">Pi,i>“”Pi>ߘ؝iletely.hinȆ̂WWW">ڃ/U,f4遐rsucsful-to-185''' ENSURINGCCESSOONG-TERMERVINDUPPORTS`uxqer.eoms)cap ф///">˂UimpaienougoifyZ˂ׂׂ׬ GGGE???O??ww?wwu,???ъшG_,ύ_\'/pmaip"`sntirh deaȦWWK''' wwwȏ'''oupisabilityenefitsndaymenk,

a@onsequencei>returnedoorkaster
hann@ebsfzgroupiDŽdWWWP.heseers@uldavevuallyxitSSDI,utyverage9ccelXPir _[duc.timeYtatu">Forurposesisper,Rsi@ti㋀bummarizalongwoXs:– (1)her1Àth0h0ligible慈Y(2GGGF///"penoughreengɌ(a3epicp҈|R.175''' :XxonomySby҅[y RSbi>'''">oǁǁNjԆgAvoidBabbelMey(2013)ndertooketailxaminavؙJinxm띐provofigurals9.olidDppn 0“Og”lumnrOOOJrom/(dIApriv`_yxs(comp:Council҃">DAwnessnonH(ganizwh0pportimembQincluman!">majهpw)apxi0e653,000XddHs`%1-term''' neۋd!,72c8l(470)lso hmeathat 28σɌyNJeƆOJ18Z8InGVt:(I4a, 3-4).לanqoОleft///">ǗIWWWlcalculYju)rQs0An3zi>2008/??>L(Ԑ)'xienceReYRknow[10eaB1997rough006,__X!acip"Gp̅udyPd 1.2(!'''7claim SocieActua1€`averageQ12ewǂ???X ʋ18012'''">175osiГ2depict sha ,pqc)"rep¤sunemploy`wلithG?aas@dǁ`4">9focusS`+ yȂJavoredui8q]Pƒ ">껅popinvestigЎBabbelhl.:f:G@">disabilitiesenefitedubstantiallyromrivateisaynsurancesteventhembecoming

impoverished.his,urn,sederal灁nmyeducIdemandnNprogramschaggg">TehraryssiQ toeedyameSupple0Nutr@Ѓ,edicareUid,???8housqidetc.ǁǁǁ186''' SSDIOLUTIONSPCouncilorĐOAwnesi>laiReview
phvmorhan 150,000ew???8eayear (2014a, 2).`nsequlyZ菐">J1997Phave0enteast 10(actu(molikesomewbetw12">)extendQsix nthsfter(cidp777">.0yiyrȊrsBquarـZK/,i t???=]yiel 5„d!ApoiHsetfjthroughن11OBp0+gupi JannnumbfgHpߑ.Śf/twocadnow,;?>ɯwou@qcumulatQ[’/6)(a's;availablef__YFxȟ1?;20sfto tloyeeOGoursf6,8lmerl_seiф`ti ,xmov777">m'curtψم(not`rdu*r(LOЦpri`xi#QSresultҘividPOOO>workAwhoȠiedX|p}}.Qvgra@ cuss8c'' ȁurn-to- f acmxv(getߋ߄''!suff0*gyack1.Ƀ srԅ`Yos!ٿEone-">5thirP3jximP183Xeho 7(buЛP )likiˑ^|absچ;ir age.imxX0rwOADd,aaH,__sdyi^T4ummarizXigu9yestZ('''">ߣHvoid:exؐ(ucbi apqu͆G176Ԇ ތYϛsɈLlɶ///">paeincor0(cauhaspQ7ggb :Ńc=NIed`lЬ"> Dueorivateectorisabilitynsurance ograms

NotnSDIă;GroupbRecoverytatu煙Working|EligiblNonI///7ǁAteast 15,000 @ǁǃ_'g~50#GGG:ource:uthors’alculations.GGGDavsÒagGǂǂłRpaysowereneficiariesshan $2p year (SSA 2014, 18).؀q3,bout 8.9ׄmil隍eceivednannualLf $757, 21Tho''!6individsnow^becauseQt@rccod 1meant176ƥ presenpurposes,igu(enounded—-quart~183s 450,Pe-third x61QnЂ'fᛅd`16,667. mbin ȉjagainieldɄOOOapproxim8lyUy+,ШQ“”BH%areikt"d@pGmox1Ԑlai8Ӄ)p20_7''' ENSURINGCCESSOONG-TERMERVINDUPPORTSOL$9(ݠ~m(;avoi(䥃return-to-efforrث,ew#s(thIwou蛺뉊,#׃׃">bѳqij通al8oIBddonȄ">$10ill1$15yݡWtwopde Th?2'''םpXcov˕BefA_BmFeGn*fromǔXNb>">noonf\,ailabl~faP)affecbyʚo''LarX㲫 aeach)4Fnl`iOoЋk)9SupplrHNutAssistPFYw$2,450 (U.S׃׃DeɎzAgriculXe4, 19).177耉29.7&χχenroldGGG@ Ki+17,255 mXxpisHeal0Hu׃׃הick338ɒaפcsj1AƜ i(??>amouim!)y`ЙIr8requi,00020ZHԋGes.hisssumes,fourse,hat(oserogram@reenly(es

accessedyhypo@ticalorkerthisability.veragexpenditur`wilXto">extenIpI~i؅;redlrtat.wwwpGiveninformationvailablitppea0eachGGBhoxdotequissinceromublic'Hvirtu0fivsavІa߃߃">gnmleast $30,000Kyȓfigsultszing%qdividual771wouldcehsSSDInefi8andower-n-.NAPMedre/K">payɆon.f2ߌ>eligiلOOO">"vx,lusubti@mzlsIann)co">l琟ȌAܙsupporBx pXiڜ'rieyutɜy'''">0danV߁Wns`rn+ixaP,ardoBurak,rBen-Shalidifys!naxrangٝJ'''">$16$29cacoqu!igetttlemployeeack JiЄ">set“almreegtdt">177~month0"!nhlx蠿We`04Ilhlyooo">dτ(a119 (1/xson)iPt˜)焇">C3103{ɝʃ>,ڷ870Xႁmخ;q±Wk}incr8bypXxix@|RK.of 8fourܐ|,8abo$43(U.S.epartMWWW">Agricult2014, 19 i81tudysi2005atXoujip0oohHquhGz3,999@disMid,,5/./r1$22,728WW” (Autor,Ñdra,DŽDŽǘq(Dugg0, 5-688''' SOLUTIONSpyʽ\f(r1IunirenE,cumuld8???0mapJ4’(ooo5, 34-35߃ߗsbbeyo aducɐ!fegcblinI">̪orhh؇taxvenu0C//becom߃ߏˊd.ɥ1ݦ9payrol8ari]BiunTpost-oȀgroupYs(ncciary s $50,0yea(@c8GAര2ll,179ight="1em"idth="0pt">incrementaloci9ecurityndedicareaxesouldepproximately $7,650erear,hile

additionfeder@omuonhatmountard $3,00.e!">Ńevenuisingromemployabout $10Jwork8coveredbyxpisabilinsurancXfpost-alaryas $5".OOOHSummresultsleva(situas,ʉgnBbenefileasp2'''ii hoxiedሣlconcȁPseLj">agacd.sisalytlfforh0servve(enct">panhofob ieata—σȀseurPigu@idBolowX(88?)rI(!fut)nviroHnፌannuSDIa$13,757, ">sav lonآylm@ $9mGno eeemographicxdjxjflRPtexWT񉫋x{dlx_ru25li1znext 10 sw-'Ա1}o؆dH(msLook֒thIopt-enrol̀tails'f߃߃߃آ)t؄Xsuchi.orow,(a0cpoi0׃׃׾ aH0pxBfރBh9(e.g.,33U43???s)methodologymxbPalcu鄩@=betwe 225RpdpaGGнzavoidrp@0simhuecauOOJ.h ᅷ ">K~LJbrob2m$28w'''H$35,$2.8F$3.ǣa-odSupEvidAOArjʛPacip401(k)Ħ nContribu2PT оtрXAcPPA)2006acd9is d FGfeاpireretirUm (E$¼|Rar0߃߃">Institu9, 191).10Sass0Koun?d planssHb0ntiњKmmarizƼ 4a>///(179AhdiPhohoco2012H$51,017 (DeNavas-Walt, cto0 Sm3, 6GGGAe WWW10vciɀludHp娙eaw mhhibx񕚁tauto@icl℟?scriminsaferb4soׇׂk9'''imglign="bXe"033" cindex00161423/_GG@ENSURINGCCESSOONG-TERMERVINDUPPORTSight="1em"idth="0pt"> Figure 4:rowthn 401(k)lansndarticipantssingptutnrollment

Sources:
"ponsorouncilfmerica 2014, 66;SCAy2, 500), 58z08,X;Vanguardl19hp20/sSocietyHum0Resanage1Schwabrs.Beess`thePA,K ()eportedat 17eZXsurveythadpt-e킁featɒ5.ԅ0most 50auto-[13.WQ">administer byruprew/from 5n\o 34ׄ>Becauseargermployeraved0:@a肠XratenmalsIov6ohwi爿(">ionCharl&`ncreas///">411.leyGwholBch&als=00754685a>belowhows9tirCcĪ >ݑ8w,`G'iKirPrms’]7770>Thhnccuracros$izAao redatawuϣ'ndlnexhibi 82ޅZ">undxomйo6wheǁw@vailablesitu‹ndemYphicdi@sq1H4ŌLJhssocidǜ6.ɓu,σσ͒?>">19''!Sou@:
3ÈcilIAmca69ςϻKXex iencugQagoiprivs඿?Rcgroupisability (e.g.,cy833ާX5v)8ttain'??9Gp`iu@mfracs1meanPfucontribu—$250$40ear (UDAw@neb, 77mipusands.

Moreover,roupisabilityncomerotectionenefitsreignificant—estimatedt $20o $60(expeconomicelfforacholfpemium (Babbeltl. 2011, 1-4)DISCUSSIONpb>">Sealoncernsegardingh8easiposop!s_">cageave8enaisedw߁߇tTDiffereCPopulĈOooLSDIurHtly8s 0an(reXime anyXiv(pwork;insuraȆgIp0underFandׁon0byӆ">dpirociochara8riPcs.hoseoXthg!oGGA"hhw؊`JlikexYyserviȁ9fess(`industri(BLS14,MЎTable 16'''"191''' ENSURINGCCESSOONG-TERMERVINDUPPORTS ;Rbetwa׌-%Vy-ǃowA,pnotmpQhextenO)AmHs|ԅi;lNthWaxjsu9fwould򲬆߆,oy,ߝQ(gram"ugh΂1OOl۸oWsKs///)odeg)goJuӛ`Y"Ɂ">re<segmpr',߃0lψ:phunc:lHhoGgOOJ)t-outǕfacqˋɓggƂHrexb͙Z77{'''ganignif1ЍAGDBciaInapriHShift`ؖQ?8b>___Ihucay؉amou؁alaim’sӣ5'''">cipatixfqXdviduali.ocooSjtype,=YdvX)HkeepWmoX">򇹬N?8s.netudyp!l艱)osgabq40erc(Milan05kg ryXncouassi8i,shpuHng-termitᑈzrsndmincr轊eumbppl (3@)Qtziwis"ed.0<''' gghycaum/rHPt,WWWQeincbligi(years, 72.А???wؗ470,0003Xlsodgfitayments (Councilor

Disabilitywareness 2014a, 3-4).he 470,000ndividualsecehngothroupandSDIbfiin3onstituted 5.3ercfh8.9ionorkerogpayc'''">(SSA, 17By䄨nit1n,8 possiblexcep؂error,)secl -///">ppropriately↣rol.elpAsoccׂ@im'''">fashpoIfimportaaddalxincludome?aspou/dependjeligiyMedicɃ.afte9iod24onthX">AlthoughignifɈ8|tclaim@soot򅓑py//Z,ts瀀rxyirsnIpply.nPA—i|///">insur80minWjMoreove0陎O8///dvance՞rowherr" W(@qPif77ee7 reas@tha/*’safcapachangyaxsЃČihb h"EreduHЃrvurФ7Am"txpl"wn`矸hen͉qqui`oxo``voidlatstep*???">yuch)keefgoett:orcisҰO''!ckXݑρG//*loeuragipeoooPub ȓPsi)FelŐoyeeety0m-ciarqfi">192''' SOLUTIONS}gMan9݀Yens3sڗ8we`Y;eUrW///~GDhsReohpj ǓainrixȄ777idlntgram.ǃ׻aXmaccelI%wardRsnumb Pffecُo`uldSevttad׍udoinc)ataid, uyɓ roavD777">(etHglȰ`Pedumuec7howhHarxLkepqf,r0mizi`,///olcauȃfxnPؘ urn-to-IЁy[''' eKsma炧laim—bu͍#Pw//)bj`Hsongh0“o(+n`firmބ">W߆imundus0ҼGgja`sDŽ">___">Bas(omH(oteacheshatheotalompensation (wages,enefitPtaxetc.)forkerss

determinedyhearginrevenueroductɁemployees:ingnfirmnds">A).hmeansatf,orxaereZ5">increasithouthange͈OO\@crom(`5ivity8herewill׃ԏosiό—iA(pt-enrolntagramzgroupisabillwould,ag8g@">amou@5_Yele.oldɈ lXconstant,Ɉ8// 8`reНPswoslowlyWenow,owrȊiumsrelXvelygxrpy0򕺇W??:$225I$400ހiyear (GenRe 2014, 7CcIDgAw(nessjbp)OIndd,schasem r0oreceHPomicelfIנainsu0co؝$20"60adpaid (Babbel.I1/Eo.du aQ8ccuvasth0priv''!àIiT algutomc_hnoԄ/// Ѣ@aspec Ǒ1ҋx!toiimvedǁǁapac9XPSp/IKb>ׂׂטcHȟsuccfu eQnumbby)ٮ&urne-`rhs㝯8sib hal''!8 Ksignific0̈gspHor trs,քwciary9ipis.ɻ(uyp9Jsubijond?GGG@Jtworu(QpuQIxpH9_,Xitpsonnel,7770icuЏ8apeuAreh\idэȅludB,iqxlgard@s:etna,IG(merxGu@ia">193'''NSURINGCCESSOONG-TERMERVINDUPPORTSȋXxL@olninQG,assMuhMetLifХ(p0@,uO [UniHecpcUhnamfew (Plwn(4H14'Gi9p-tiXinvol8Iopt-YOy(Ȑ@torrower-">frHd@st@0environi 9s(noPb.ŝfqsupp؄'''h𚝊cusț@return-to-9y, ssolȅ؃sa.@atszӆ9jobwphyslprojectedoie “fasththanverage”rmuchyeureaufabWWW">Statisticsroughte( 2022 (BLSar2015).CONCLUSIONpb>">Gpisabilityorovidesorkingmericansnrm)Prucialncom_securwhen#lIilessinjurytrikes.rivate thionsrlsooss">uniquexperhecapacemployee@\ixphysiȁhell ">Areturn8ts搐ip,aftimely.ignift@duct!">assancekgokla8formAfedludgetvrom'''$reburdpucgram U牱..ne">benefit,arisoupTmatSSDIur`alG//)has釸t`0Є%,rxxvelXfW,$9007770`annuyhortlRZ$1C.τȅ8F'''Z,PuldQifo}enjpHgeApxim`one-third7iȤ6duyow谐/-߃߃">/T,gnm c2playX8effـprola])\piepoЮ)`uadopxpt-enX텹rrangsn-sponsXd}@Specll(w 9߃߃en0*legislH(m鋰8HwهWVHmid'''awт saddr8urtaiahold)backput x'''la膗ykseXaoQ߃pح}ǪAn ’Qc!iؠPens">P?Ak2006aw?si )help in(ia,Ytrocrasir썸-tPlf-8etWPurω)tѿacco߃߃߭XCGowȀminfor cr0rZke_߃߃٘Wse@ssueR//(esheYmb dNׄsurcrf8talso߃߳s`Hda'g">7tx">Exp踃${/">br g8n‘nyNJ9I /pavsySSDIg`mv`Rlturn-to-i(7bolsσσ">wЊSoS5DIATrustƒ.Ŏ:priv`

protectionouldlsoncreaseheikelihoodfabororcearticipamployeesacingrk

lessimnӎstatus.ho惪߉saxyk">orobZgramъ$280il酀$35lear, ">.8₟.5IfGdž\ƅȄ777iv!s(djust[p,,httainrifj'''">exien(401(k)pt-outlan0reqguide lfigur(30ou—PonuQexc($5`$7V">en-cumulXvǃVuyeedʫ Qnefit {qh(Yturn-to-isoxchi0d,077eohOЄkeepsanyouseholddei Jmﺢ)s-TANF,NAP0SI,tc.)GGA@vGGs minl|׊netցGFbhubntial.ƝlD)alDadX777">(ZsБ ,o am- cificKiPeed߃߃ τττ(AHIP):قnouncLife(ACLIautho(t1_Char`>RrssociPCRA'viewsx(siop0ohonly doʄDŽDŽDŽreflȺ郟QRA08Qorganiz,Ǐ"claimlimpki hatsor riXgconnz y195O''>10.EYAcLong-TermerviBSupporHPeo boGGC*DiChronCohieMaPPerriellOOOOOpreexisting/s, thoutaymoreort,asreatedewpportun1peop)disabiaarticiptulhPorkce.ikewise,We///(Rmental(alp,ACA’sxp0requirearitytweenhysic">verag whichuiltpos׃Џ(M H Addi@">ExActq2008,ȏsavail;y!senуQtiq솼">.Ė8i`progsadroughohrc)legislaIڑh">lИHignifȂPgaps amservicossersGFwho @u+whirggnҁ2߃߃">funJPlimitڇɐ.omrxpuaȃ)long-term߉Bus(LTSS)mclude:fdracho1behaviorτ,Ppevide-bxdh3hdels;6p{J],宁iymployRR.ViЁnQmmerb'JQ8N烯؅䈯WWdxQdme(pʎctechnolog7cripzdruikςUcertarzj'''''?-reHtsǂTUSneed0blishrtthaܧXh">G磐Iout 1mfir@leah𿚀g0@///?imp9!selvP0lifyhpo׃׃׿ph2eligi.ŋ͇̆isr0`,/׆dՄ???">@mo(likelyBxiwsocioeomhtuompd[Cǃǃ">A0 8ThЎۊRjtyًe (APA 2015)`b>b>">196߁'' SSDIOLUTIONSxSSecuyČuyenefiEastaҞT"σ773UnHtun@ly, /^whoȗ ,OAalslpacXofteѝ餡xpphombtugh_[Act߃T ynןPcmw'''#jhtinu#h9eeal-e͵iޞurronH߃߃߃ى;whicamajoZhuncqlima7yy///(a.rivlong-terminsaPsvai`or,fဍ,g 777">;ry8QhiskɁ)oit.'Buyn (MBI)Hvidɳyx$dix@&,ut

unrealisticncomendssetimits,nevenccessoervihbsupports (insufficientpcope

fromIhmongthereasonXmakeurryMBIromsHade@te.orkiǃǃ">individualsthisichroncoXti need!LTSSquire0ffėraaledicaidthatoulhfprehensivoverag߃߃߇clud1cePq,BoutavimpishYmselv,ĔDσσσbenefirst.CtqaeamlSystem*AB">T`posthisarguecNj?8,h(caranfila-apϋbeesignQo.fdablǁpeopOOOOro?)n8nterrup1ߥb sobj">sj1 :x1.Buyɗ uwhiςςωK.tarinimuy nsLM,̫2'׃׃Ѡerظ;stharemiua|ownrolhI egenc(,`u'ret ;''' qiservi0r\e `cop @ntityoooicimatory.piod[un d.eciHcbycumulHduihZ*nۃ okw`?ano(rTakȪjobǃǑ:Xgf;_WW=Qfunc!ssligi y.ggg`2.ɵIq:urrigRadeȌm_ǃǃŭF,xcep0Io hesh avail?saj c%i`y{lower-iddle-4">Ӗa*th0aXdu*ela9)&y-rexpen`a臑Psiplz]ȃ׃׃׷p97''' ENSURINGCCE TOONG-TERMERVINDUPPORTGelp*ggggaeif8٪!:stilaO׃׃ю-of-pipbe9d.

<Àpeight="1em"idth="0pt">3.tudyhereationfrogramoYvideraparoundoverage,ncludingTSS:ԂPpaper

<삸posess2mށworkindi ualsthdisabilitiahronicX!hatprivateal(caresurance.is׃׃׃Њ/Wwouldilqinforeopl0Ʌυυʃǃǃ">φexistYN—suchs?db8medicalquipment:">assiveevices,escripdrugYsoneedsȁ|adPst-sharitecZesh2lookt)takvant׃׃">hferedrirmployя!urchas8tghmatplabeligiH74#designHxe?=geIVserԏǃǃsupportqey,hilimx0 fedn2(onl\">thOl&JnotCSomatX`enewcکKe:߁߁ߙY.ɌOpaemiumRt)/__łsJapply;///(b2:noɑB˄ticip;߂݋ȍooOavailbHdunʏPʀ+essr___">A0determinpxactVIe(rRȃ瞘ublic Cp/拐nhiphowinɲ1ACAMid.WWWPSTATEMENTFHEROBLEMb>LackaӏystemWDs:c:AfXd*H9Community-Bw oooiPcauyifOۚjsa">yؤW0PcO)ut 20ic0p;16">X,8m3ju07WW9 (BLS15)unCramo' whp0WڇgcowPAIBτυŊurrp 12Έ״ ,3+///lspAt28.7 hɇ烧Ⴟ'''">(SpsRRTC 4a">Uс(xadimanre l">h.sdepe(Y#pȌԮbmer烿A(ADA) Hexpec󆿆鶐8asslif(includI///">/.181jI@vidu@EducCQensuhild׃וeceiare3apػpe.0weș!@as sgar??<1990, 42.S.C. §§ 1À2101‐12213 (2000).

198''' SSDIOLUTIONSxemploymentndovertymongeoplethisabilitiesrsistespiteheassagefyse߃߃߃lmarkaws9evolutionIattitu0egardi)W(77ኇTXlack2rogressnmpvmeconomictatucanttributed''' xlarpartofailuren(dӄ eXblishampolic9thatuppo">workwvchron(donalwmkeep@whenir߃߃߃؂>runcplimi f(Vas,remd,Ekm@">2015ThispeciallycaZaer aPyXquiacc)ؚxancY؄xnotenervroughind8mmerуPalca؃surӃ{`dovidend!ADAscudɃtrodu.nct,ҖimPonefivXdultWWliz@uy???8seh unmetTSSeedCRS 3"e蜟serviTlar׃׃׃depebon’͓8,evehf劈 Pttain2urr!jobAskill7gg4pao@نHѪs(4ixualO׉g,u2axXtton@ٌgapGGGdڊl syst@.ׇ76 o{ad߃߃߃vorehK~retrA0rebZ@]777in‚Coȁ$sm!*ڈ? ubdb fuy.">8eop'$k;ourmust">unX*osignificᄏSey3suf0iф'''"nlpeligiAXnanyyt(sRRTCQ4bX">THEURRENTYSTEMb>ׁׁץeoSe@1DI(SSDI)mx1956 (Kearn2005/(6)ׄaome@peQSvag50ould߃߃ߑAtXbHchtPڃ9d+aArؙyce`dzGGGЊX1yxmed؜I~ŰJg0Althoug#Q{˅9l(ower쀱nprtxkUGraho;h` 'nxong0'''">haapacjGmselv9٩@rxerell">4q??mon 9lFߪfap">ȉtitu1oit.ԡڔisl¶σwidthÀ="0pt">receivetsenefH,rovidingorehan 75ercentfncomonqreeamiliest

c-replacem gram.artryodap`yccessfuxom">lɋ9erOf,9woubeffectAU`St(`oexp!yltxoexisb l@dyG. CMedicaidp3aInsuffici{i>">199'' ENSURINGCCESSOONG-TERMERVINDUPPORTSAsztrodudiqpeopleϞTSS,1hs7778onatHdac0,ҕJȞ)serviHi x.ƙßay///r,(onlyRZgaȓ=yW\τ//*PrivIlong-mJsurancPsؗhunafdabPPvailzdu"?,7770paoubpockećnoossi#yи(estarny(UMaP'''">(0(???">Getg__gfvitXW'''hss!\berem employpHepP.ge HHm">GGe"moh`iIw͟faralO??9TOOhtughva`bxɡof`/aar,nrolӜHCc80(l؈ligirricؤlloweInhreceؒi_pina;1ySoc)Secur9Ad rC(SSA)Eeas(e'''>Qo䏩ϐϐthaIlwOOOOOpo0KI.npt@tely,fouΙW nefi`*quiy8bhB'tevel!epelسe777">׋ד1":autom@c\qhXBcoag;SSDISSIGGG@Kr(~pectly)Yt ed.hpapdo qargi">changrٖ.aY,ȃHѐxm2ꅐ丰Qb^)yIha3pp،2????x">Areviousnced,onga`BopIreBInjoЁ2">ofheÀacthatanyorkingeopleithisabilitieseedccessoervihndupportalw

themqenter"remainnxforce (Kehn,roake,ZSchimmel 2010).ƃy-fourtat">currly|individualschronicoXtion)causeunc">limihouyoedicaidhejyarnraveorepsxIgular''' ^eligiBy (NCD5Unxtunly,i(MBIrogramsaryignifX8y///(requis (fromo(come]쉑Massachtdowund80ǃǃǃpentffe(povexevt0ardׄsVirginiasҕp_??9wel8AeavailabBcopoXA">DThXik˃ixטҋpYir`itiOOJHmaxze`epe(ncofph|mov no\znewob.urveyttud sh0J''"jф">ensuآtinuw77y8li,sIughgm (Ga ,cCoy-R0Ggu1XIartic,Mn 󉶦igyurps{ @erdjustbePitфG___^leWǐń8cѐy8wp":㹇geB.72ppSSDI,imismselele.oafdlσσϼexiHssQߊߊێmeepț‡rts,cept???8щheYhoPupocket. Caxr`saInadiwww">WwwrUW҃A^ ~beTSSBjamZdeducXxexhtax*߃߃ߵq''!OLUTIONwyo0mpairm@-relL (IRWE)Ċ.Ŋ'W“@inaЋne!qbusinيPatdaHc///tourla8.@؄8sρΆÂPኡXq”S4, 13Sealpat(f,;Դ?773ful„.irst,ohelpxnyǁǐt777">lo rod(~aWwqhrxg`'''axwedqyj0ludАi`vЌu rل@zȖȏ?Q(p(onǗphdread,R">example`WWWapitalizYxaACAb/bǂ??Ǒ?>i_ɮwfpurchamercihealm"Àidth="0pt">carensuranceorh@irstimexoughmarketplacesreatedyACA.hioverage

privems@quir?Howe,opstudyHgardingσ3mhelpeXneedsyA)individualsthhronot(sᏘdisabilxsؒpertaken.DETAILEDROPOSALSb>ׁׁׁCaeamlessystemqAf0dablc(o@rviSusRW+CCǂDǂAsacussre0eviouwo󕡂],unpolicقTU///">Stdootd耈ly;9=J*eLTSS.ŢɣpeopWVhaxσσ">nterrupQaaanyꩋalw[ττʁ">ن leHIout塰qRinc%benefidelay߃߃߭ppx@ؘAMBI"om@҆inHgiyƁϯ`romSociSe؁i">dxy,bim :Rtax1vi0vailډ('''hXX1(poc19Q.nx,`schrucі0ayJoffe„84f@HmerzhealIa@'w2aGADŽ*GGʠrie@nclu2 "> AΔMediduy-In gޥtugh́Xmod?Ӳ:e'm5d(p(׃׃םIdd8Boiifis'AProor #)o9s:●Ɋڬ̨Wy`quiremi>`2lim1_nBwww@mtPspBHmax '{UnJr">201''' ENSURINGCCEPTOONG-TERMERVINDUPPORTSgyurpssha piu@a| ">sr)`t!m.mPmum,;sptǃǃǃl0t 400Qc 2eXAxllapplfamisize7TExticip\. llowDogCrehHǃǃ">withcomesvern:minimum.GGG@ Uniformesourceligibilityimits:`i>ЅenroldprogramhouldcXag toaveorlargx(hasandmencies,sellAretirnt.ԇlBI0׃׃">modelpaft|expansofedicaiACAhno4n.sWy.fSOImust!placed,Ћab]atea">$100,000bhale.ҋingnontgȃxthц .nyaccumuldur`anߓoalsoxcludfrom׃׃׋ǗdeJo rcgorfuturp#individuHongorkǁǝ>Def ʔٝ IPԂdQeҝzurpoOyhseaisPooo">zYssue8;hirdesig9ecisRPj`wQ">msumbdiffer:zemploy">W׆)ەnjwhoᑠw(vwσσLTSS.ʼn/'⋳WhHiaert7 r`hweek (such20r 30)arn9enough)qifyaqrpcȇ߃ߏwSociSec 8aree-mon(io>كσσ">apach.ƚxl؉am*l@sOrequx8?0߃߃ߟR cbetnt\pM1ime8a^ooo">o/hassels9??׃hEowc[ĄmZewjh ">דȲeyWyf,!ohstil1Ѓ gb2GG>Stardizservihsupport٦׊_0aȄQ70???">5]s:>,❸JPRtypqscoЅv..hluI:daptivids (genHZ(vehicle);X/caman8m(KssɁRplanommunic߃߃߃؅H/inpreN8 }nsumpeduLYtr0;ns@yɠapeuH;Amo |us;scy1pPyste(edl pvYli8long-σσσȂ ,Rpth llth;nt{thx/">pahys@0؍譱basi reloX0ntᯙplex(RCACty-Ȃlac(CBRFhiȃ(Qgrnon-σσ">in`tx)s薜 eoy/+ߨcKtodeloɏ2A;\aluturÀeslanning;ursHervic(includ

respiratoryare,ntermittentndrivateutye);ersonal (home-employm-">based`specializededicsupplies;ransportation (non-M2idover/*׃׃">fm-mexcep8mbuxcez_ZbommPrier).WWWPo EligibiliRnuncassessI:i>ŁoarticipinheMBIogramooohwouldoteiio8et Soecurdefiniofisa,forʃ׃׃">202''' SSDIOLUTIONSxؕPrti`assurrl c),utarzXatocuIEne&offhrough">.ӇQlreado/ntsބF&that0̃׃׃">adapt^purpos0MACPAC 20147GG7GraPerioUnPU1\mhav炊777p(eastPeear (withpImoPgeneHsG@s)whic߃߃ߡouoenroldheyIworkanyon,vidj*payemium fcableONSlis\cosharT8Xaic5*///ist-,ructuxntahteҎlow-ئσσɆYca?Lsignif IdmЀimpact.1 noQlْ9CHS&Sntfeder8levelM/)DpleOOLeoLTSSex81915arn,od"burdtC">b炁maǁǁImTaxЀasSupportהhĔsb>///">AscuPj2,mtB/vail9y77;??nx۳aug!IRWEed,Kؚy9т fulnA41/shy● Bphanga8NmoteiPualsBe{>oftwww">helpȄ!ׇחJ">tӌnX $100,000Áărndi">ookp9400AcAloa">amouDž.ɄearnsI0㍷oOIexpTl@lu"8enlz)yǟğ">nesary5(tz{siteWBچ^ihiawayromir/ψʀ؈߈߈n

<Àpeight="1em"idth="0pt">andecessaryorork,uthatreo@lwablexpensesnder0eurrentRWE

OIɃWgo1 doocሁeplace (suchshome-baspersonhattendac)houldeGGieoomcre/'Wraparooveragerogramb>">AdSstudy#taken gardingreaofwXσσwćcommercihealth2@suran"TSS,)welsi@f">gapdifiTintroI&sarticip؈@|mnecavixryqemploypurchZt8ugh ,Oǃǃ">marketBsSsiACA.eseaXWHOfoqf@ur">щ:203''' ENSURINGCESSOONG-TERMERVINDUPPORTS● Public,xivH,C/nhipqi>ow٣;PstrHP襐___H@i`acɓȚmpreh0i(hey)߃߃">dvhop雀hacu W_vailr">u-spo)@PJ''햿?ӕitǃǃǃsth-alon΃bui(8Ixis ?Fin Wa8؄7te/ޓGGGimxoͲcaid?somode0pЖЃ77>Cost`arImiumǢfnt(oi t777">]сserviဉsuppor receqit/ANALYSISFHEROPOSAL1 ysi@NMBIn@posTق7I'$ٵk??=znicσσȰQcaus@unhlafd7'sary///oҁlepe(ntlyݨmunity.mbȃassethǃǥligiyiteH,Klo(@9j0ȈLBwhi؍/[ir___I,|nongerc: vɄ''''''.reviousХRd,g`*noxvey׉ײ\'''">"מM۟mɈir.hdi߃߃߃ddrۛYmesb3SP 2.wwwTiX86GG@M2닰olagɍQ-fropply xӲӈu6ynefa(Chapman,ȂX,Moore 2013).esulH9Dnҷaint I椌Employmoffqڗ(#ګriskpdisÀabilityenefitsithccessoomprehensiveealcoveragean

delayrreventpplicationdis74(Whalenxl. 2012).owr,heesulere///(mixedndinterainisemonstrdidotovide fulrrfTSSthatould(vailableindi ualsnroldeewalBIgram "> Text1ȈZmpactcGGha舰SSDIxsڍHefficestimate.Έ!-depeconomicst(0cayspąoh">m@poshpapershiletedExppingאKthrough///.OcosboIQfedlHls.ssAhowuchHilhstiaumb///">@reas og40work?,iepcn؃߃߃߈XwhoHxXcurrlyliginyed0փjunm need unknown,r.omwϞnmp"">a /(gduB% icfinJE,_populerbecausxф/">kfptain!mؑWăz) 2cdjusкhanqI (sYinourceim(,miumuctu9s,quirȃ">siX,c.h4''' SOLUTION7valu8xۋmba near-m:,I,1hɁdxiv`Ad@upporݦ????dfunB:Db4fdamhensxhearyep9owYinuzgpeoLjƫZmadI:fullte`o'''mmupyvReoymP.Є 1er i颸ؑjh`iz?ot܀Deyф">maxhрupdcapac.a"invh׊׊т!r 9oؤul`HmInon-anci Ѓ">ben8ts—rereXomHself-sufficiency,0t ؅(y life,D">gGAxysP\IRWEaxeZP]">(#t d&iȟs@gg@թqapȹ˶:ibutڳ~well-bewwwhilongLY`TXmznox)applicԏSoSecuryxۄ8own.Ȳnyb ig`"am,ҍ'%he(sh₸ow󿹋OOWWWoH`ain

trttachmentoheorkforceongerany0rwis)uldeble,ndela0r

prevhemromeedingocialecurityisabilYbenefits.T8costfisropos`difficulestimate.atanotubliclyvailregar!">rutzationce duc.ackbaselin!makest胈!determwhatimpacghoutdIapȎ+havAnd Qeviouscusseunmet"TSSmr!individualsxthiqslsoreadiquantifi.oorm">analyshxbeenXmpl(dJ`xrovesIRWEO܈obeyoȃ9scope'㖇l9igncdistr.Ԑׇ׃׃">requirXdo8fty3nHRue0rviHanyagencyAhޤWʡ''!INTERMEDIATETEPSb>ׁׁפncepHidesremaearstpxfvelopAwoy rqpursumu0txpurstud(P݂rdxtqPSSDI9Xgrams’莸v r''!O镐9supHfa]ac8p`"trGGG`fpR'},ioffsetbsaa3sт">moAmerhronicSsЅ+yc">C$0hodologunliksr@ai incح9PanpoolayxlesR0Zlnp(ep">In𘟘%+D,TƆPxP˄">qu,ch0:1.יQ-!s?205''' ENSURINGCCESSOONG-yERVINDUPPORTɂ2.hgarbire)/ax`deP㑊fPe=">cȃ@iutzed3Lfeal/ sp?Ӂl穙nick!100es">__Z4.8raparoubenefˀ-uy-in,8@ffh`ctahltoger?ow'matps`?pmiumrف׃׃">541seligicriagggaAš؝ơ@,dCeara0cussоl' l///(8 ~̟ pagQUESTION+CONCERh">T߃߃ۋg2ewo">/xTsecplayqwaisom`ڍ׃@aqoopÀt">QuestionsegardingaalBIrogram

PoliticFeasibixy?iy???incrٌPɄsCd8t9more퀘ڇ,rel@d1coverage.oth''' HouseJSexeudget4alsorisiyear 2016Pnta?)lock-`">ww`pxachtow gIrejecyHyLij100efx}first",nra dewoXi">msha9N.ɯ/%en؀|77">wv/@sied,!ncluhav-E">G8yC@šs@Ayss$Irm؜AStep,tIdif8ul'//ĝ-"HworkA8iPuHteqڑwil€ҞJdePdKpremium\st-structu秐ԚͅξF">206''' SSDIOLUTIONSxQ6R6IږIRWEedH!oǂǂÊpos 嫺֧`do8Ȑi(r(apEsrYorn藨aP` sdtaxde:alikelpoЬ///*slehengjma*j/ǃǃNj%paǁǐ\߁GGGGGGv7'' ENSURINGCESSOONG-TERMERVINDUPPORTCONCLUSOgurrcpPpoliciHdeYsupporHerdisabilitq"hronicw+dtcauȼ blimisealar gaBeY ">cbutj,cRafdabliytransˀ,g775Ásickimamanwɚ w hoОPnHiIad@llyue Àtoheirisability,ndffordableccessoong-termervibsupports.his

paperropossolutionaddrionlyinalap:zlackfo777">jfiloverageisnmmercihealthsurance.RWSeleeorkingdividualspichroniccoX'%tughMBIgrahould@atoryligiteg{">edfloor in؋)ssega8ǂqևmomprehi%Um.ɑךևÀo2earnpYKcapac:take7770raiه1momw3zpobXf8iou(oreg1h">los9'YPyazenPɬÞ𬀠O772SeySiZIRWEedu:Gerߍ߄8ho#hut-of-pockesȜexpȂxrel`ʸ4@neaAA,hernotwsparticipҚ)nwamۯ!)aBaxoktowB9 sre"b;ACAa磘urchap@'wpNpeopoc`">builton.͢᧨hch_n9Audsdesignayr ggga@orgegfil gapxiXWWWWSvirtllnGGG">TaisDattemY[nlnhywhiHYcysEadequ .scu,Ifficu)stim1m؄???!angʊ90umbfυWpplyqrP SSDIBcauRour_’Wmpsid0tK777[ǔjay҃tinubed1arieQfPo">incluGS.ŗ1#ػneekdo limЄOOO">*ef(arn ime1mybojrtIGGG">leveДLMiaidnIl쁑taxPdI¬Id///oiax~th!Om#home7777 XgK0SSgSKхz5r opctiifidth=À"0pt">whetheroingoostsravesoney.tudixshowhatndividualsithisabilitAwhoork

11.Ɍ"YInteractionetweenSSDIWers’b>///*CompensaProgramsi>John.urtJr.:Xugua(St)uqiOOOOOx,y$32.0p|(SenguptaBaldw5)XCgar(im*`Q)result///@h-rel؋IjAeas0182`ilhregardlesf+q'''">AoughɃ!oKiffscc8religi܄">ru,anyctpotenty;fyblInextHreʖi8w(HPim,edicWCxxn˃Het!hmx@si1990review sugY쌈PqPiffromQo(rnevЊXur1posalatpredux9Ong.Ԉ'finH|U clus:[capitum$8σσ">impleѥfDARIMERNEDICARE,NDORKERSCOMPENSA>|nly0bfcus,)assump"m!ad`son0barmcm퀊߃yon8X*lsoԙ#afo#ihaptY/7yB?9d1u Sɖyoormuirge.navailGYǫwhe2noAǷڷZm.owe,oi"mee:///)h_ocSecpAct: “ˁmengف1substagfu__Yivq(SGA)yLɂlhdephys*lmri(s)chnbpГ deachasas9сׁҀauope(d7770x)n 12 nths.”Weligi1ϕșq)begifaive-2a{pualif{canoseƀheirenefitsfyubsequentlyavenougharningsondicateare

capablefGA.owever,ostorkershoualifyorSDIcontinuoecei">182ese “injuries”clud׀ndiseas;inpistudy.209''' IMPROVINGHENTERACTIONETWEEN ANDORKERS’OMPENSAJ">ul;diroldHrageocialecHtyprogramOOIMepays8alth〉c(sp8onS%71afterddition`24-mhwang9iod (29 Ոetaabil8)WK:ompensa–?b>GGG">WCw{id7ocomeledɉquimZ8reatmh`sultOȃa-rel(dș.ׄeligifrom"firdayAemployI Cvid(E,0ichgt Y:InsЁ">sdthoutimdur dolxmo,!noedu`ro-insnc#OlׂggaS`nty-fycXcvolon,(SenguptaBaldw2014, 7),hi8UY!I%alalwل{)ccA'''a 25.̓ylaimhatAǐ"oraryxtP (TTD75mea҂ipis`@mс8oban#yX)#uha{pXooostX0` aȢ4reesQcxinuh]ᆻyretur,deX䄠man,ych2utoP???">ʡf?? Ǿ׃?Z ք0҃HgeP`'parti71'''">(PP0ThosCcPgolikep7osoqualifySSDIaupsus _(O’Lee.2,h 5)w__YPwwC79aiʶ a_a (rllROOO">/.ГWgC0.3?N7fb;I7.1'fЂǶR09/,#Rec">Fig!4Burt(k53)sti 0)abo13,#hȅy珇o{_A 38 (Tanabo771kTR 13s؄rolmgys5edׁOOPϠ^j.QdootpЖgTjal2 7/enedfterˀheatef

maximumedicalmprovement.183nceurationsetermined (e.g., 100eeks),rworkerreceivesenefitsorat,vef0r8returnsoJtulreinjuryagpriqo???8.onversely,PDstopfȇo燧continuing8Burt(2005)difithrepesapach'ts::air ^ (whi8WWW">Ƃ؏nAgby’sV(di);loss-of-earn-capacity73774QqTUbasX">oaslpactorsncludducandlzexxieЉ؀y0ctual-- od___Xgduo~).Ԁ//+u鄀onlyew88)oserik8ilimit.210''' SSDIOLUTIONSGaOOOH-rel؉.accoun 37.7c)cxaysshϋт62.07ڤ! 9(Sengupta,aldwi4Reno14,igu04ة12, 53)stimz0w)about߃߃߃468,0ny771AdequacyWCМanDisabilB'/b>ςς">OnHass5aiP(stprco _ςɾdaamplxf3Z *7*;">.ׂW8cuKhost-SjpithR''',@ouldaveiydoten. (NoncI">job(lar?;´@atrolroup80eLJpoti80.)ϔiss/)val0(ireplaceѽQe (divid#///03)ps(yte3NCommnӰ׉Єƒ߃߃">pensLaws (19718-20)pdi 2two-thirdtw_QpriѶndarTTD,TDdea,8dicspecifnV">QGAynelMAc mSocIns,hiacknowledg#d"somewiarbitrary,ndor)“historlWjנG''"pHS:mea:̊”h(Hز128Inꀰ">C¢h}貀ysummzBodeRevilrBiddHp05,abh3.A頎ߠ_I1i10''' yfter i46er:Newexico, 41n shtoH37׬׃נ aliHniaЃwOreg30σhisn{auclu(x6tates ˀdootpproachheenchmarkordequacy.”

FinancingfSDIndorkers’ompensationb>">TJ grams2edymployeXHleontribu9sa0.9ercentaupoannualaxableaximumearnXs (currly $118,500).ԅЄGxrates䋫varydehdzniefitaymsdym.ׂׂ׊WCsargeynsurqHemiumsiǃXs.184 (Witσσ">excepaewt,C#.)Vamomas؊reviouatz firrimiH. (MorinxmexhiXe hvidiopos3.)_''DEVELOPMENTSNORKERSOMPENSATIONASHENEFIHSINCE 1980Cash‹ sncreuntiar1990ȞneL9߃GG@P͊00coverProlbXc8rom{02013PshownFigu׃1f{alsocludhJfE hiwbiscusynextecȌ$0.68GGẍ́'''akp92ww99HnbdeclinmosubsIys ITcself-b@rUc bligZyZstituf脟*(althoughnyrwre211'''img0ign="q"~450"0dex0022658/770IMPROVINGHEPTERACBETWEENcAND''J">+xch)50Ȟ,yAfourec?loweP|///">sebggExpland򨶧S(م?__΃:CouncXConо(NCCI)ushǥctry߃߃chang77evelNdiwoXimAon9:(1)eㄊ5@ge“ dlys*.0data,”GGGс(2)[$xescriHaHDŽ utoe]reflw???adoptbyariouslegislr!wellAmedicPfe;hospit 8ggړIy5,xhib1ρǁǁ¼d2ҊT-ods (involvve-Ierv8)#1959G014.זgfshifntd!1960P߃߃ߣ(ti twe1970rxQmo!'85$9__/n€aPs:q2be21 0T1xooo">!Yreporia 0.8x-ώ",Alud1a 2@V܄POOklahomaa 16.2ǯTennesss37''12'ighˀt="1em"idth="0pt">There onlyewublishedtudieshatttempttoeterm eourc@ofcingayment''' WCashenefitsincear1990s.pielerndurton (2012)rovidXu0tativpnalysis''' exahchangXinateIutc`t9isionreducхdurنІ">,evenoimportap,܃+compensabihyulmanyˉyomfcluHlimEhworkero[fyorwhirZjur)777">aggravdpeexistondi;8stricnceHdises,d)ess-">relalQordiarpelunn8syndrquiretmust0by7“obje ve”Xdic`e8;bh@HndardZ 0so claiPtꑳ///.clЗnvP9-ɗ(‚per".Gu'''">10)2ucntd́FyIȄxnnbser946ꖈs(? D!Columbia)186.heau:paH???򆻪nbetweة€H9as@q@pɂA-=ڐwh,utDarghʅ causXonY(1)ˉ)Kdفpraȳp,,˭J(te 8iׯweoooh](3؇JSipaniSo.WWWPRec9DlopAffh CiBA(pl/fؑom'WQvolvHIl`oiPGov.r8RaunpoI05q2mAөM =`f>o9m:dSinmn" r213''' IMPROVINGHENTERACTIONETWEENSDINDORKERS’OMPENSAJ">OOshoul eHȺp )any#bmaj胿">Ioljccɦt~50q8essibQ#҄?ǂNJgrnoriscusq;[vin Missi,aOklahomaS///(ennesseea(lydwquiVplaxЀprimary+zsooo˒fle,IFlorida2;?=???">(l†oВ.1(MCC)e1asxwithڀapachWC,9whi^;tUooо@///">=-rel@za:vѐ@hah.nw(ow`i;???">yꈰsOregonTs ߫01)st(t2''' seriesfegˀislativehanges,ncludingdoptItheCCrovision,esultedxenefits (andosts)

about 25ercent0lowZamounx`youldabeen thсImoreQtric*eligibilitystpards.___XIn`ditoduonsIdur0 weekly6ofash7!cӁȄ">1ompensarulyP(iasRmovemIeestoryPverageworkersbytateCawTstignificaredevxp2@cernIwaOklahoma’@anmployerpt-ɕ.atppliehohjurasuXinaft؄">Janua1, 2014.obins(3, 154-55)isuish݄Aroachromlong-߃߃ߕ4نTexlws>Jbe “non-subscrib”юJj`/WWP,Lubjecmselv{@u. (Many_,owpr,volariablAdplaʉdhomeit Jȇ)c7鋿hoih(1)Xm(ᥡ traSalLxor)_rittHs9fpay aH///">muB08leaequP0grepr1AosendWsW//dv`'r9jو²XҤ yifqŁeetixeecAQ,hi0cmea1puin@v7Pc"> fehprHs'WoConimisꍈG.too;assesexل皩willul`nntSdI1?bXsmрЄ">incluTorr)5(0-11)pHsbqW.AlugdeclhUHFigs 12 wemSpielP!">BtGud€0)`gar1990بꈐstri{hɎ|~AZaccI蘂Qp)10 Grabe؅es!p1">S0legisl333)p\makPodifktki(-,m.aGGG">THEOSSIBLEHIFTINGFOSTSIWORKPLACENJURIESb>ANDISEASFROMbERSOMPENSATIONOSDIςςςPKs$10030rol2ash'ɃRfrom801">2 1.reviousPcu,Oυῡziuntil1,"n*mosubsPɚLIntr,dppywy|=////+onslaHlpiY O'''' alfimc.԰Yrg@14'ight="1em"ˀidth="0pt">SSDIOLUTIONS

quesiwherechmentonerogramxcreaxslaco”σσσ(Sengupta,eno,BurtH2011, 45).???8Coordin򈢊Wenefi0ggg">TSecurity`tashd8p1965Arequir9attot؄b ">certaJpublicisabilyhns (PDB)peratbyosttxHnotxceĐappHableimit,ggcwhichorworkers cq!’Pvgeur0ParningACE)@ialify؄"m`ltoma2009@In'!bffsetvis鍔sk">nhbeduIifecessaryachievsϋCirivGGG">from␐%s.ƈexample,-$4,00BnthbWVI'''">$3,H8[lyshe2,800sYǁwould$1iQithou+EwwM///~t oHow0rp5Drse-llawߙ@">t.ձgfiguYyӑτӄ///!/+ft0B///">shortBthɹh'' ȵ' 0OOO">sulsa^M. (atop(Tinmo depnexpecA.)͆SharzyYySomݦ͠ڐmeI!dacyndardꢤσσσ(rewo-`rdsqlra!aj-relinjuA)alsssTcanppaeonsua;exPiencage,)oms؋ aon-?(">Paucidh)Osmayב׸τ Ґ\'' plubatotalIspA@q.elassif؊X c24raHЀʄ???iif,v:oughqυapaiaddiԴobecaAɃ">objHt`meWWWSPb>///">ďl`tuyph}aiِPso߄''h.irs(sD!@z(''׷݃뭇o(IGweekl2K1inXhil܌anoȀint_^,///eff8֘5h(Ły8ulЄ8nw M

<ˀpeight="1em"idth="0pt">toringheotalfSDIndCenefits*80ercentimit.187

Coordination߃߃
ubsec:assumedatBACEs $4,000onth,“applicab”r3,200, hly2,8y1GCwouldaveen$1thouoffsetrovis.€becaus//nactuׄ׉00.However,[߂!notT (odequate)hinstead1,5a.wp">wwllh7)215''' IMPROVINGHENTERACTIONETWEEN#ANDORKERS’OMPENSAJecond,osthiftfromca@ccurqWermIehi`loss wagesdu!work-relxnjurysists.ɝXcasedisabilitsupdpbyOOȮjgramfwce߂WWQThirsom{𛲇ineceiX_sG//)eclaimsrefdrenirestri`H">compenrule׋鍷yFour/פӯ ajorst`squiϵ educXBOOO">excer_Z (IHXw???">=o߄؃PQXOximumToCC///(scdǃSociie؎AdrDataOlapOOOeȕaubntobetwAC (PDBXʅ0"wʌntwoՙ3coorddFct(SengupPBaldwp2015,Ԗ19Aڀ3,?n (SSA)">indz492,0Y5.5-)qkIw hraffecى|777">{How9timpiq௹uishinvol hф/// fir0typ*Jaddi*B549,802f`ȔWprevious,OMno@__X_W_^_seco؉gg`F`lׄ''!43,817A0oт@s)GB'''">$n se-,ݸch8sXfWWQW2!udcussBnexpIsugge eligbopﬡΨQundounk;SAparaphJarticular`usefulф???difyА϶Tem8Áv,YsvA0qavail߁߹E݂8C)S7Oneourceˀfvidencesesataromationalurveys.nxamplefhispproachse၈ysh

by҃l`andchoeni (2004/))#e 1992ealthZRetirementtudy (HRS),ᅗyrepres veJU.S.opulged 51-61mong2disablwhoeporththatirhcondiBwasa0dy,work, 29ercwerenroldnbSSDIrogram tim<utust 12.3had er(cehdCenefits (77">3*,Ԋ) 6).orjersse 776iŒ1n:ن:7ts,kcrypBcoshifting.7770Aeou@NreliXhwsary(ompi 8organizPcerniafccupEinjurYils OОę PLMarc12;dχˍ1includ N]Counc">CensInaBureauaLabS!sticPoPmatLtot">pla 7S$249.64 x.188ԪAutho(}ׄ374l8턗` y$67.09xtrioedic~$182.5)i`0t3. ττϤ@16''' SOLUTIONSmHܪҋwcca@f8ariousay*)’ڗ ($51.725820)189,ut-of-pocke%absorbVami">($124. 50.0,Pivi($32.p13.1''#fedgonm)($26.76ׂЈWҍs`Slo9P$`3o777">Ɂ (4ь†_]  P.51a4."Qic)i>irlia
fӚyŗ0iǣDŽdisea٤9bȴ׊}H9cashWWWR @roughlyal{WC@ogram(evidinvolvX$fir0">threHyp˯shift.ArPz ƾ򂠮dminr@vel܁pu(ipiⴠch os%X CSSA.n>apHa!Q/qci [NewexicoducqXO`LearytH.;">resulQcsomVoedρsubsequ , QyporJROiduler(ff-؆Hd8cChart 5PFTb( 30m͉gTPTD///promgbW_ZȐ15f\eiv"@smopXGGGAPDenefˀitsromheCrogram

receivedSDIenefYwithin 15earsfirnjuries. (Theseercentagesefero*excessnumbcasHcompar`workewhornly1medical).ven">b>temporaryisabilityforthaneekereo(like"similard.ԋresul@">intetomos xningqX placefᇠtixy߃߃߃؏ensdZ,PichsvidenPirstndeco8typkcoshifB">A0urthur]ust-levelatamsatchЙ9ooqEilkSSA.kcu!issu4hasX examinusHpaВe0xXB-rel—(*bqoKa\}/// 8HH9ut{Antecadʠxucȡh_iXstriceligiruH.???8Whȅ0clАcover0…8lRׅ,a''' fewudqHy/-WWWP,=x`mixed.ՒIctiv,cInerneimo(2012)PTD8PDHƗ8 RegaIassocippli9owatho(ixЀ)///C3g rou74ward3Rer?yclu">“inb’H̅(aQfulP؈8ex(igGGMixdؔeriof 1986A2001.”0diff8s wpreHGuoz///">B𔃴AoG"xiq45ꆀsH'''">bethnY11999.׷ouʌpopbaghcjfemalabPH([ip,'''ϗCnemploym1rreHce (s/lɪIs)׃׃׃БmɲLm)0s90NonaɇmanjG+or_xϳ̭Pdshut`(1)쉏gs ($110.02ill(X*f9aL($29.03_(3|hom0($43.49DŽDŽǔ|OWWQ189̀MarcPj,ab`T񆶂p7c$51.725phoNAmySlnsur$55.4217''' IMPROVINGHENTERACTIONETWEEN+ANDORKERSCOMPENSAJ">9i0cal signifh`posic0ng (τ???834cpiche!DfirHthreeyp cshift.dd"resHXGGG">XneeyPdetУ 郳ext1_[omсhDPre(X///">O@jw(Phsohљ@axveyithˀhe

sameuestionsontainedn1992RSoeefresults@portxbyevilndchoeni(2003/(4)avehanged.ׁׁׁForRbalanceisaper,@ssuthatRdeY0cleaaignificantroh///">costawork-relayinjuriesapaiiSSDI!grama2nWC,endem tingshifhacently0creassparseσPROPOSALNE:MVEHEESIGNNDLEMENTATIONb>߂߂߂OFBOFFSETЂISHistory"RؖfTOffsetrovis Coordin Pbenefi0 inteȋCL(L2015, §157.03(1): “WhdisabilitywHiraddocialecActQ1956,PcrudOOOw8ld,`ral8reduc[_]gamoumpensfrom`ystems.n . . 8,ntiquieyheal”ԁ n)P'''">1965iretotȑ!cerlpublicpHsPDB)otxce80er#eRer’ri`nmt8s,k7">jaf@ssa0achi imi(Aߣy)ivZb///($How15ā`(rse-laws8acze6Ot_OOIWel ЃtwߢȖ*s">Iia/oHc蕧.:Cف!ooo`'"G1)9Rs,s+a">employxsecomteC҉piv8ij񃫂extqiHedfX yalifyj190OOals(HUwh3shoulsuly?גг777h`׌Fѵscuss+posthree premiuhexeHٵiwhichq'''hesignouragimIc(safeiIҢgdhrougׄ#/}+jI7not񁀔p'''">hX,Qtaxxaی .Ӛ2S">histo|suggeY:Cong@yb?s///S191b>ρρ">GGGGGGGGTAߢӡ1occuAWdrOOlne `laGBσ͸W+1jUniS;Sueurtphe`stituy𖠑gn Rardv.elc , 404.S. 78(1971).arY(2015, 157.03[2]bserv“Aseapp/c۔Ąooo">judgm֐duplicationf ˀbenefitsayeadoherosionfzworkers’ompensat

systems.”ggg`218''' SSDIOLUTIONSxProblthbCurrentffsetrovib"> DefectiveesigiρρρTp^inZ1965mend 0Socialecurityctatllows 15tateoper`greve-olaHisozddecKconsi origiiformulSH???">.lthoug:ojrulare 30erc܁,aybably???8accou(oȋnWCn%y,incϊhncludO߃߃Calinia,ewٚ,ldIlPoiJ9andashington x`n,777">gremIsqwayP2013 (SenguptaZBaldw5,ԋe 8).w??mpx|se8as2ґ{Gonfulfilled,ow,镜Cfcoord ir6.hrequirexa!(SSAscinQabouq''ʍǕ3calcHafteCapplicΉ߉ߎ`limi Iifxcese8docu!edaportyGonpڙPi@(2001),hich recHromiri߃߃߃ٛ*9hry] !sȏwasnaw᮳26">fdisabil9insɄi@ HЅ8e Hlxqmonth??9A@gPungniz؃ca8ZWhad">(ioxy years (אא֐, 3Ѝ__\alsoPdжi5">Vwho`ǚbe)bepaiAlon!Ȏolr'AτʄQit,ca0du sb">noedOOw, 4)m0dAakǃǃralۉpj i(aol!Q쀈">Jer`WWW8ubshYstudyO’Ly啉.12suggHJo(lePAdist()GGG@hadlop8dex2umbwork܊">boۿazs:߂߂ߜBAai omn}ensclaimJmanag3OKH@,gga.datHqself-U΀Ȁnoqautottc0stȕ߃Fe2!viduxytyp0">+Sσ͋d!be`djupay0p">mea(boheck烟Thengoiˀngeficien sfheeriationrocessormplementہ|offsetIviswere

+edy 2015eportGAO (nowkonccoubilityfXe)m">concurrIreceipfederaloye[SSDIndƀE’ompensSAct׃׃׃(FECA)ents.ԇ,studynvolvworkershoromoth߃߃߃،grams(teastneonbetweenulyQ1Jup4Wfd8 SSAsucfulHtectX1aysobout 52erc鎬,dido񃋃__:Z13_[caseul{tell鐱σ߃߃ߍH35On">219''' IMPROVINGHENTERACTIONETWEEN{ANDORKERSOMPENSAJ">igɋm(sa)20Hdividualsם_Y">^ahapognized,otiQoevWslmoXdecade:resulP׃׃Ї$100,000">eachson.2ٮh֫Saki0estim0d $371.5illǃǃ">mmѥ*oFY09ZP($7erǃǃǃyear)ۇwasnabHyrpexmufO)8ed.Oxmdjs, 25)0mpaꗑs{`">(sdap ɇxuc—whirelinciarjlf-Dany׆ʄyŃiȈɈ''arnv0includrxchIataMWσϺ{2ϧQ">DescrЗaAdvantagɒProposReviHig___ZIiєڂOffset1؀wwwsWhi JLusoor WCdifitwwayhenrprplacefetyܗfnlXes:ggg`(1)rrse-J15zshoulli.ǃǃǒ(quit(lyboPaewavdL)shifomΚÃfWjumGam,g@v`Hσσ">DisabiliInsnTrustƼɎ~yvforoy(Iimbw2)lЮens(дҧl8ronicۇ cas-yh.0;̓fl3HxconPCٟ mσσϲdo᭠H80er`t#mbߎOOCP8b(RespG_ 8E,egislatoithatpecialreatmentfhesetateseedsoelimind,venjrovisx50earsld.77702)mplea„ posolctodatarom:4aXHeff@ively ">willaadburdenHnSA"zCgencyffs.esponڂOourc@JhaersonnelQliultreducpayhfhDIxnefiaapri!ocHcosworkkinjuries,hishoulmeOsafety.׃ȄH haFY 2016dge@verviewHepdyBYA(ngCommiser “%0gramXtegrA@requir,hl焱nK">`viiُ՛0istQ@PDBBdeۀ](formh">@” (ColvH5, 22-23)/eН:x舠UltiАAb>">(1)ԂX POn8nvpPiha-hincinOpai.'''">̫15mwithXse-oxhHow阨e8c(eQ8dڃ蘒20''' SOLUTIONSxՍW$r)avofu䟀aansSioo''!%xp@8fnrefoзWWooscoóor2///N0`tituчHOccupSzHeal(NIOSH)βoWǃǢ7fwC ’Xmp` .192JWJalsi5C9̌ICAMhckẁ(CMS)#yashᡆ8t0asdiscus9next0R.wwדʼnq@yz6aarg (ٷhmnj؛O__ۂdemUlikhbe⎈pan88potha">receRnwudge"award o0nuyinnipay; (2)u'//+9 le,ump-sumvh02goAi؋(3)+Dwidth="0ˀpt">employerromurthhliabilityorashenefits (inles)nd"medic?8some,ut

Op-relatBy8volv"settlۈ,fpplbltpX">_ws|dy.Viewsiff ov(≀rYof> (Savych 2012, 7;homasop BЀX">1993,10-S11Proponargueatucedministrcos$WCdelsystemsellAprovidingairsolutix“doubtful”[wouldwiЁultgggxtens1HigonYbpportɈ),1 los厘casser">receiptaayncourageroturpootarewЍa*(G//)longQddisE$hopЀincreasamouȀȐ00τ//)T'klsolipncain@nQ)Phnci bo">imayc?//)Cic'Iaej)7’e9b8uborHz">thophicipaܝԐ0gram.DžǒP`dP cito: 1)rri(les * no앐Iccr2peIOSHÆ@WCHompStud(4, 3)蟰`u(pj)Analyzoooêr-levelIcOnatauJXntifyear)bvсprioyeττ˒miplahealth.:umbfshbeeXollboccupcwwwpin to3cl<نчNISOHnd(m upi$5.4illIm@ddggg` H򇛠W221''' IMPROVINGHENTERACTIONETWEENSDINDORKERSJOMPENSAJѽ owiXpc`til -8plaim); 2)[at'''ypPlli0le,-froYkSi)perc 1lump-sumwarx/''Vvleg8feАXsmr{sЂimpÜㄱpaiI…inuф'''">bxsx`ompiPЋX`cl1irockes8yքGGG)Goo̯onaw+equ`/sHeptAjhf@H:lp߲زUKr//)haPr[oThomasaBurtX(1993,10-1viewps`rpousgyinvol5@m͓igan,ali(niaÄ'''@exarQxsy^@w:wwwpPast߯\settlXymiHww0aOmouϑבҟfhyϿ/(ɘ adjudicateˀd.

ThomasonndurtX(1993)xaminedump-sumettlementsfPDlaimsneworkR">fou0evidencehat)@surerdjustQctivities,uchsppealingalwardsor(erp///">increastherobabilitycseredths; (2) 24-25ercل">discHtaterequiroquკ胟jesyvalueɀbenefi8///">st(maid9dicd,@enougnoisput8ovli HHse">sinvolvɋ70u(attorneyGG98B GD4GFuc4amʁNg/ arilygrecbarI;"(5'&hadstatist@l@signifhWWReffecȆksiz pigsi>`i>"(i>Pot09Costhift!fromC SSDIMeHX sȈtC&RterfH@ofd@onHm:lhsul)XHd2NypossibЧfinany///9HgramOnPike consPJi\somVc-relBК3ጂ///ssolGa|ӤW/ngčh//id,SCHIPx@sȍay2007Rlaw{ad`wDe)GGG">HealtHu`rvicCMS.193ri!omȉZa7yexBa硉pecj:Y muobta@firm(Xl߃߃߿fȭvep0(klut nd rotioloԓplanjuheas炇A120gtru)Jv⧈osWerspm񊋜Set-Aj'''">Arrangt(WPA)ĕѣmRefGu1(2015)222''' SOLUTIONS+ bGGGGGG3'' IMPROVINGHENTERACyETWEENANDORKERSzOMPENSAJzDpAnalysiP(Requi2OCZFutuCashªfi(WSSAhcedᄘXRIC&RgreķluenoughourfScQbT,hichpsimilaµurpto9-///>enoughˀesourcesooverutureedicalenefits.he

settlementeviewrocedwould(nsistfees:(1)nCasenhichwork-relatedestsaveenlearlystablished,@h5compona&Rgre+beoeshanpresQvalue9PPDndTDunpaidttimZaakingccouBeekPf0ation7770orFincludappl blt’sрiute.194___2)SSAגfhnshr0binwitkCMSw?oointadminherby*.臱participwins) oc6?betwppri@ܖhas,alcu">elywuoff!visY!SSDIdiscuss`iؘMMaedary@i>ggg">PayActoeo9reopo(˘ơt(devoo///oppoA!1952srequigcJ////U߇߇߃臗Preh">ucrhiftiohhabilityrom>ma lsisultsiz߇,!$H?;'''y9gK-OOIConcernbouPiResseZ򧀟tersi 5manyacti(,yemplo@a@Yarr @torneyɄ(Jνor96daUϚ\___">{וJf(ꮷusBysno ʟ10-y τττUSԚuHb됃dbplus 2ercxO㨓piv{ǜ*Xa׃bonstea(f&9lH+aPree-pxa0InB(typylyQssڄhT)GDŽDŽ>Mjnow-ohlocA$6ggawG $4'erdiffs2eԈYdtot>_Zhnothg嘄ȃЗ'becau<׺rece:'fٮjwt">w`hi;Xߌڥ(UOOiˀtsere $80,000.ntephree,ssume

thateedicaasecondaryayerctsnactedndCMSecidesP$5reedoeet orfutu0mzlㄘ,useducingamountfr$10Ã`tlemedevoa(WC@shhnefiЀT,whichan$SSDImayaveqfurrncreas brtot1OIuoe 80ercIlimiRpriearnpsludinoffYprovision.OOOH196oalit!organizasncern withGAsprul0:drafځ">IWorkers’ompens"PAgЀQsp2015.ԉ ՍP">224''' RSOLUTIONSxlikelyyinelevai)moserticipaɏddelive sym.PRresp//)combincurrpolicynnpo|ww1uC&R~,*asirabl`uteG771Imp3Pal:iUltimXbGGGD iOIshoulvolaaskce—#repv@AMS,ANIOSH1eortXtstroupWCQarc8(`elopplaquI">apboTyuJSs[7 ЁliaqfugGalǃ߃ߐPROPOSALHREE:XPERIENCEATEE#HGRAMgǂǂFXnrSocInsurgrams____GGGDBaf"byXoelntribu.a(00.9/׃׃й=axʹannu(maximuma&(4x$118,500)+׃׃">rsootde0ama`mƒ>7WWQMo(0U.S.is(hexieᆸ,#ngsoqrimsouчPfu򲥃Ut'''ea88)inj.¤un(UI)work2ens(WC)altPgI _">diffstwee GCularG771ERJeզS197Xiwageat$7,000 (federlawxe 1983'''ȮЉhadoptap؄v킱̞$20ZDŽss,uNewْ,X)h$.l%uȏ75 min߄''!???9.ƋOxws%p-anfy???">↗L.Ӈ߬AׂxφȄPrirecord9@9cheduȝ"nQponve腉resultZ/pˀeight="1em"idth="0pt">formulantoaxate.nosttxs,lowalancexhe’sIundriggersscheduleth

(2014)ǁGG8nAlaska,Jey PennsylvaniaquireeeonbusRUI9͚炸p ese-yo,hich(minusenefiHchojDr)/3lNjXs$xincludellyear4ك !yaveraττ">; rxre҂.πrOO̊OOJ">co8a tho(td">xosuaBW-">Rlay225''' IMPROVINGHENTERACTIONETWEENSDINDORKERSOMPENSAJPԐx8`OOOO=moH5Oϱȳ5 .200 OOOOOOOكFedlwEraximum`t5.4e?gg;6''' )SOLUSDEWS2Crogram_ggdAlpÚtwoveldustry-2 (aBcxsa'''ccupnC)_Fiiea5耘g'''">lQXS.puppremicalcXt.B9laSpri///">m蔀oork ϭcarddloadfactȱd2///4or deter( Q $1ԲjW[varysignificantamo8withR.Ƌxa0ebaȑmay$2g///:dlϊggY5R//qultippd777yʾecompensB^y777@%1Monh gibxi៟AP,Җsuf؁8t///Gb(hД8ۚ )jalsoualify"firm'''">hiҍ202FloridamؓaXO//I[ftaⶋ,0膐sur)jyre24xnth7GGGhnvg1n06h$5thexˀperienceeriod,hichsormalhreeears.he

firm-levelxrating悸ulalacesoreRn`erequyflaimsan">srits,݀ orat=`2likelyu@oバcegreatersizeфWWWO (aeasuredyremium),tIgiveXoK’s70el@v߅ors鈛industry.argeake(witharticrads1cordbenefitGGG@paymentXa $4 $100Arol)zssific B$2.7770Con ly,؀Xyaf0.50ASqualifyretrospecIly-dHolicsQ)'''">basprimariŒ}owP.nHdi8bout 25yc'''">worsompenstspaif-employmneirCs///">alm`fhPwZd ">Th8mhlSwoogramu0 ntribusiffsiderab4fowways: (1)Ypi`=Ąǘٍrledo0not. (2)irgg777yȃregardlesRa.̈́too0ӈwtXWC3ݡunsop𬠡?9aۄ777">ig89acto8cxibil,u8@ ioccurr]Xdom嶀pGGG a8eH І|h4o7771jbins@ٙ(cidnco`Q빊schedup">mmmaxb9du؆ГGjbexcepYloss1om6whЂqńbalsosultAaj">ׅך߄߄݉?Onplow-(ksubp9h`BHnQsystem cl(wwt v???">201׻premiumcludPHhargE9nHaBurt(1,pdixoooi2.1)??2rdiscuss?ҋlbaNCCIJσσυ7''' IMPROVINGHENTERACTIONETWEENSDINDORKERSCOMPENSAJ">ERGCGn:iorybEv؁203ggg`AtwoȊȠdes("motafety (2009, 249-250onduy߃eblis`Zeai prihGGG">bentmJbÃ#di"lab@cosЌYacr+shoulrshiftZosaӰsumptoward8r\t">Weˀrenawarefnytudieshates(hiyeory.

Firm-levelxperienceatingetermineCremiumorachboveinimsizeycomparQitsibenefzaymenHtooso@rsnindustagge///(dhasensedpsi )program’srigearlywXiethHuqJohnҌCommons,leadaeconomi`eraho0lpdesigWispP:`ssertP">wtHvi0]cxivaomployerjgee “safetpirit”///">wouldwiHbeackI(Burton 2015b, 865).ԃhrarj4hanΆYimeCordredusdma Aeti).uõ">(0)o8orehe؄هdqfsF-@?wP(!a(sult)rease: a)–Kd9ouragorkpȂ6b(unprepor:itz{s )">acceptaiclaimwhip0inliaJsh[evaljfrauduxt\chabilitre n-to-ψψψψˬ`eng maniacticߛރdH3feWOOO"iйalsY^lns1MdW߃ߋd)truj0׊׃ӊless0rnboutoba焈 ">frequysyie5 ma񎺋őubmā脐5notbҔÂfFWVcte𝲋odL򄗄">R/">Aumb@st8Xǿ1ʣlhelpsralW'''*[linfl*sixh@|p5b).777Qlmowitt,kfۅDŽǨ].׃iunclear,ow,ЕTړ0~///">—ew!ctud 203e9hpuriscuss4rۑߌG^qWCgram.aIȮansHn?GE8!UIEhXȗSh (, 529)gggummariz sp,th@ch??9Empiric`Hlysdžihr2߆ݧ9beiPsugges@staalڨx嬢imunڭfally 10 ">33viftax(StЛ(dlЈwp8(@'>lay:ftpQfucɍ addM߃wm"idth=ˀ"0pt">228

M`field,acEnhatl.)12),204:AoughOsntenjoHimulahrOs,growbodl@urevsit·piؑLepct. . !1abszpam׃׃גx2(riseecau@employerscusmanagrepo #npnt.ggg`Wylvt9 outfailq_mo///steaw0gree0Yssm٧1utler,ardnI1Klein3, 453)as(ririewE up9jhypo@8숗7778tg nirms’匐omicc1for,`lGxmanyp{ggg">issubhoiHbetweߙ$ ormonitor%As߄OOIindicpdXinay!PozzebȃSso??ongag/moag0s1E eAWhilȦcogniz9eangstɂ?=>1cpn)i legihY*nonel6''nC1邈vronaXوHroducwYYSSDIgram. 205߁߁߁DescripAyhPropos(ER (b>">suggey8-tri(nlnew.Xrkhr/D蜺1, 111)redBerk tz2t)1970) _ڕw204ansfielMacEPen,ompa.2Y$coll4articp#dargenegؚ(">oO.ƕ8exa଀",ogg-John,kυʚfntarioDOڛ/ydary evɅa!"so2prP ">'۩]aon`goodh׆Hsp/sas]dYSeabu8ׄׄ׎l.8huq)rnju(tlf-insu(a8)ed)azsifn)dturn-to-cup1fyeaaftX*Ѐrehabilitb ).OOO5Guߋ1hdi(lici[ami8kg’wwwpc`ens#џMrPv hbo8mportance ˀofheconomicncentivesormployers

andorkain|’ompensationrogram,herxperiengf emium`snmportanteature.Wxeliednearlybserv2achy46urisdic(HludqYDistraColumbia).eyWWWPindedariablasӇct0cashenefitsscribby;statehs̊NJā utInsomg8s,jGGDBLS(y1e.׀u thatfrequggaelasticityOInotignific H0P od (1975-1989)rɀ9099脿">ThtrHit viousPaosi .ne0؍#sehulX>trueff`offsetٍ"afeorDŽDŽǗ curr'%100,000ei`ainsuracar(sepmA:ǂwillττϤctualbaidjocHarHular@liodׄy (ssocibetween79)"l1.bs[oooٔ__ٓ_monitor9rehabiliܒ󱿱IonguMyMd.Ԃudirompst_\fؒ%t_229''' IMPROVINGHENTERACTIONETWEENSDINDORKERSiCOMPENSAJ">firsystep!0ZargumD߼ܾܨexWC.”erko z777BurtXerweapp2toprogram.owever,qkhau`Da(2011, 1111)adnoughqervbou vi81WCC">0y8dre8de)suaj铠gd*ad,Ƌ҅SSAhif1ePf)ȌBax|'''# ^couldlow|vJ)disAd@Iol.iebm SmigpQ3, 3)lsops@jA,8clo`Æ*">airewardPohofeʼnxb!8ligiaJ&AШdibas0hiscatain؆@fiA">on(ikwexvaminڂpossb8f#">Sta0,an0(j4),icuhnsubs߃__YWroDžōshs0ڔHs:oooh(Ha+du@uy-lxlribu culXd (a)ߒpa'''">1eڛ@10eaaith/ (b)8ag҄///:׃׃׃׃aӁƉzo`sposix-d_''!NorAmxchICli Sz0dق2)nlearmualp$DWU(0cedelowˀ),nachndustryhe

employerndkeontributionsoulbene-halffgonatesalculXdlement (1)po`nualaximumaearnings.206(3)irmsubject mpato -levelxperience9XtotX|’sproy ''Nj#und^2)reteast 50im؄averagЇ. (Tmultipli(GGGBwil1adj8 bas0.)ggg4)ԃWonlypp0膱 ҇on.5thq@ififo׎ҔȄh8crAHdibility''' giveotsw'a+siz`R[Ce.ith'!suffictlarcompdρɅoƄ">6wr|Lireσσϐ6a玚y0lSSDInefpaicurr m7`mmoHrec">10ZB@a /d0wP.durqOKNY,N///">ԙyulȸQ5)OO7)ewsivrk8zenscasY|0vetnƆ.777">CpriۈanhiR8s؀ir?Kexclud">froge9..chٓ-σϢose=G771206rguabByGknotshrequpa0gpremiuBazardouswwwThi0pꃇs(iti(iph0zuoposal''30''' bSOLUTIONSxل Y7{z10s b𤷍">WÄ`veomicivshift)ducRafehؖʇW;ۅЅoAXJ0Xpalp! +Ț,ډdis@2ffWm(@Xrehakservice郠retur[u!z!.anyalreadyestPishhnetʅ???Sx!-to- gra1hfocgY-rekinj@tυ[ wilnchte+Ѝɍ">b@8ausYׁׁ">CorbouPRespЄnX1)qexsshwhe9-׷gϊτvismallDStaton,y0YSo`(2014)uسeariZeight="1ˀem"idth="0pt">SSDIlaimsxperience (theroportionfenefitsttributedoHemployerividbytaxable

jWC,b1-lPnossm!.nss'HoooȊʘ.wilȍWCYroa`credibilitpbؑnoτ'''%e닶.(2)orneexprdbolack"-Xpesʇgramimean“idiagno!MSraY,-enti,job,q[und8GGGA\]lt0benald.”hobjecwxicipBerkozBurt@(1970,???8e 20).207ostɄ`ponseaomewx@أs_Zȑ73///~СfirōKdisai`ЁYypxXy777">_es:wwwQi)ԂXe7ؔ}a4ulH0inju(ȵseas`(a)aplpnt.у6h/H(buXcquٚ_ă&oughhs0return-to-! (RTW)OOOc ltwoooojaaawp">Ɍ,welln7>A-suppopdalHcώώώ΍ύτ">ώΎH">!oomNlpined:AI(ossiblacoullimincoetyi@ran@Svmen’ᔌyystem.=@XhargyY_ai:lysIeiс+a^w⽧ wֈpuؽ:au$.owȺXigssumnonA󆨃ptri@romamoQpopu€[eff(*aX-'axX@bussro扈Q>off--job7҈eaЂф">ՙ_s.bviously,usuqhXĩxpgnafirm ChavXolved,ؒ!il0Kea88ulfiaccid1tmco8oc DŽDŽǶg”Y31''' IMPROVINGHENTERACTIONETWEENSDINDORKERSOMPENSAJihre붗9">鴬onseqˀuencesfhenjurithroughehabilitationndTW

programs.WWWPIftsssumedatype!eeisartributhromlymongorkers,anurKposalssidutolat-ratxaxlirmsor@oseSDIenefitwhicharticularmployeranot0sponsible ()luxpeȅj8pQeaH???">yfinaGteastAyneʄ777">twoThemajXadvantag@5.irst,.suldave9i(ntiv+///">cid*cHeq372,m(ǘ;doZ">excurr(C"ZA1significP8s0inguish8twe@">-reHnon(hblim؁Pgga(3)o8rnlso 0sbouteHrj-level/ ulrɕG''!crgaindividuhrisk䏛y,usobppl:ithXi ">.Ԙs r@ AmXDsct “hib-mٮ8؋a5,dee@肧inqui+1§102(dM߃߃߬XermisaftadonoffPmade,ℐon@ifertmet//)E8” (Wilo`et. 2012(TviscUeng8bpQ">ӂ٢Zhoio߂Sele(7)9>B?<02Nmod9oCd2v0ongo71hiЦa]S??ق ve( ߻HJahwI7!besG}ysubpIeirpydj9newQ9u1|o-l">mula.208gggirmPss-yunddeysn??;usimpaZ:bhar///aDKaVyڀ(Lars9BurtX1985$aP`some"ҿCbjurіexisۢ9"x `roaVadapFexclud)from//gycedunyW°ڍDzcw"healdXeytWWit">jLxs@enoughjeopardiz`Z’I(OOO꡹9nvantГې8'oϠpb">IExoi_ced_?B,heagesaidoorkgr,utotnydditionalSDIenefit???woul@esinZexperience-ratingormulaadetermineZcontrihateYB.///(209e@dnjuryu`requ mxs'’riinecessaPQcover8reiscusЄggg">Lars@aBurtX(1985, 124)_Z32''' SOLUTIONSxpreviousubsec:ishattA fSshoXceivǃǃǃcompensvan⊘abilityV炏IfProposal:0 UltimyGGGD iOIsh2AuctmonstI`proj8spplicabl@o (a)irmsG'' witharnumb!Hes, (b]pi irel@vestꎡim///ahpc/whichtyp0laveus (su0@),'''!0(cevolunte1oGځalthgdhseelneed@ʃnsideT(iאnypasirstwoCѐȖ: ">inpy-le,zc؞hׁ׭h777">4 (3LˆW'dzaXs.vourv4exte: (ee𳹍i$Wn]҇Du@AdvaEGRmO effZޚꋑrnancy)cXʑu8nditurn,amAЈasafehhe9ܟO//) errepor겠itorqereh3&reXn-􁤕H777Hsimiؙ WCA mؤphЏǂߖb0gramu(Rބ'''">shiftsfromP +d.ՌɃ X߃߃ߊrangFFwfnjpaiieadbecauDŽon ĉreaЏ|’ _,@4s.ow,AmwGlnoQ,шleHh;ꬠdisyHy<.np''!thfxhДǂЀ!adaccog se׈фusamou@x)Ko+PcusshearlierooPROPOSALOUR:EDERpSTANDARDSRqTEORKERSCOMPENSATIONROGRAMSaSfIn3B\:tBCompet'''$ NmissˬВPnsLaws ()σσ"> OccupeSHA1970Ӂ1emi0v">laws “prˀovidendequate,rompt,dquitableystemfensationornjuryreathrising

outheurseemployment.”Ԁmmiss,oswhomemberserXppointedbyNix@administr,ssu ananimouseport (1972, 25)ncludathat “St ߃߃߃work’sylawsegeneralei@rΉOfr0relevanc///)toundth9urrCQgramspanalysaajs">deficien 2@\124-x:xCqtijamos.b>JeomicbUni{niagX@8cefy mobility.ٕ`Ltedrivrloceenvironif:be XspectsJpfit.tsamimmanyKwhichoversregul)induializ design233''' IMPROVINGHENTERACTIONETWEENSDINDORKERSOMPENSAJ">Ali*xXe P_ {;seekwww">*ypdu |,ua`ccpHnv8y큠)axIchargcSxQ\ɅdPThXbincbwilemmaolicymak󋧟"EaQ…`b:sЈfulowt_idomЃperp8;ecaȆpr ricb`0hy(ecipLdepartu߃bKdCYtf0wCalha`o nbțA˂0th鳩WWW_way?uhܗ(`׺׃h(8">xnosldsdopt׃ט?ggd. . !">WhadX3mP@Qoo'fearlos9>,ntu@etɪxuQa1emo"oriumphR neooo">legistI0꣠ߏ'#wilooohȠinsurap≨]oPliklxXclaifromX nÅRbuPessPItvi yossib0">1kn genuaA#hnfطpertasbetш lQr0fadtig XkG%hiruÂ8sumhibitѻKed,seeL"manye؃dissuad orewa/spec|vanish'er,viarh1ductfyt:.wchipdv,psuffp@qulaws׿Arag@z2 THSoluIWC¨fits:edˀeraltandards

TheationCommisshade 84ece!sormprovingtateCrograms.fparticularlevanceoevelopargy˄withxdteriousffectfompeti1mo ???">sersignB191se74assentiȋx ">(1972, 127)at “lisshouldevaludnuly 1,X5,,fecary,xngrhnourrayn*ivlguarantee.”ԃeSdxhromxis1fed߃߃members}.߁߁߁FIhaPnotxennacx. reXpirvPbab">explai"urgea[eЉx`u\P0zwxnigu82.ךchanx">@polxcPenviron1ia1980,zdiminish؂'''8h(appearsubsequdecXrr w(jelashnefi8bro nsabiyulo`_osh///">work-؟injurieakshif1ZpSSDI.I@poڊcM[,!cer boutProposquifpsuXasmaximumekhL"permantotʢF՜S">di*urnȓ.ow3t-1990opCw4">nresk4invrSª////erAr@irmajcontribu2cauX(MCC))arker’//)Ou،edr(a䅱nulfЄviBքhg(pnoXr*no0serioubclR@po8icrvironI@קדҼo @ĺOm,x9cuÇ7/1aolX_ʄGGG">ϊ unwarred,spipnsreirtuy.210PCONCLUSlRecauonpayaH;po(;嫒i-lysalsoۄ">߃߃߃ގҒgfWCadXOOOѷDwTryFun SomWQyductfhe ˀoffset

provisionsedooordinateCndSDIenefits.omefhehsthiftingsesult ">(dequTcash6,Hblem@atppears haveHc9moreeriousncen׃׃dec؆`OOO">TwoQouryposalsoulddifyurrgramy/withederalO">forisa(drkerP Ԍrit#so8nlycludHufi0cesfutAmedl6 (aL)ulsoϜ">O`o0involКignRchangihreI◑e߃ߣoڐYbexpxencXd,hichxdctr( yndisRi">i0߂٦71froma0!ƠAstiОŃt ardp}reas3cythȃ߃߃ߖi:bmouP-rel٣Cilithss+HowɅ8eo(om`ׄZ͡ӃpapaPpfi`wwqInitiIσ iDžŰWWN pon!:gwwp210Ê2(anarlidrafbthhpa,arjoaldwasked: “W{t}WRy+?” Ałhlintriguو#ats.8vari ">ycjHHorP8.oPops(coag1pottract0oy h35''' IMPROVINGHENTERACTIONETWEENANDORKERS’OMPENSAJ">nhRsurveyhthbsameuhxoPinH1992eal׃׃Ret$Ӄ[(HRS)y:(e1Aabo0whebr8<ǃǃǨ ;inju8ۧh dHimσ??Elimi`Irse-off;srthaow 15777">QttmbtotAfK1߂߇Ցcoefeoc!Se Adisj(),RNnPtuOccupSafeц(NIOSHCeËHЁMedicaidkServic(CMcol(datap0toYP@nesc_YІaێׂׂ׎tȠBrepres#vu,MSodlaarylxquP iapabhsasml'">(ato75ribuclYV۷g"pilojects. Acknowledgements Shalom,esodeRichardurkhauserButlPetCeronehilipeong,eff߄EddhCorbinvaQcoeNortHadDouglasolmepAndrewxutenvil,׃׃׃Freickilbour!GregrohMike@nleyMeyVirgaeno,shitaenguptaσσσRobertmith,milypieJennifTimaWayne֒qDaviditP@@StX׃׃ח!urzelbac.wwwp236''' )b>DiscuК8(InactywϙProgramsIposal urgiρρρThispaummary.maȜaatSSDIolus`n eIAugust>4, 2015eforhapsȀp:final OOOLjrevi@#sreeolicyi0ndedom;Žstween7Zecurityisab`XInsur()oith(peopleÍ(3ies.QhiXXg ׃e0`scrib@axm,ferσσσalibrd,xuldemployutapg`ntiv؃i0delrIu">Q^trfundG@tGuoׁeorkhoxPiz8inju {jobyufyrbׂ ’xmpensa(WC)𩢇H.oo`i*Ÿi(tmcQ">ftpsfCYAsxaXyistdifI;alcul Ԅenefiffse`d @casInua“;”rqWWW">͈M,ut #aaɥ8Hs!">insteaf 211oo¯AdministP:SSA)ackQpcxrpeɆIcluenoughsour chrpth"߇Kh8h!ӯHtI@ngadds5ag1үNj߃GTfiro(a$` aЗ灀exH___X#. onpʠhdjXli~}ɄGGG8運lwMedic;a`PayhAcwhirequiÄk׃׃">mʏP8wpa spygibd.ƌllP717770ar X,0exρ̘AJ'8aspSщ HՊH`i؛gWW҂Plap``8sxw7Rtyg8wpa*[ ,X claimawiain`injuryh΀o,ue

tonnrelatedmpairment,ransitionsoSDIeveralears쁠rndicPsoreryimiWC-'''">programhac.nიcondxample,workwhoperiencYeHju@">(e.g.,aysis)h1simmedily_hcasXhWCosthbeinghifȄ.hileifficultquantifyhectlapappHabepportuntalign7770i pv؁ween؈'amszt9argntȌicalQ///(ofoffset.hree8es3ffutuАsidX…lude: (b>OOO">1.ow0ouldolicymasefin؇܈I?σ2Zcombinppos`ponPs tMcS:aPayer)en'e!roalnven unepe(ntlyOooi3wj@8leed,specismXfsWWW11TPvalb)djusasa؁totXdotce@80eryyqggg">’sPiHwages.ǁǁdž!37''' DISCUSSIONFNTERACTyWITHTHERROGRAMSIPOSALSǂǂǂXBabbelDсǁǁǁoIPirby hIop(rt-`x*suCpeoЁHth@sabilZAeyXg` group'sup@iBtro???800Rmaac1reo̓ЄĮxroximkhirpf嚰opsurhȆtypc),Uan߈`Pa/muchPshwrE|thghautoicrol흱plЌ؉“-out”grj)vis9T 5Q">volunt,wwsubةjknowledg{u{">zs)PTevel>l8sugubxxшcampaig:777">fur`1creaawnessWW xooThreel(sup@affeckbXfi cosPYhsiderin777">׌'n𸅝sɔYae[trd.irst,FaddrexisҌ)vq2irefaIpp1when1injur8ualif+box/,.םxA+h9taclÄ???"vnecaride|iځanfƋlOL*(.ehddemaQwwWrmIalow-w,arpugHŽre@c򅐕А771co`rab(her)!n!hho蔑'#lik'''poPXܰˆ9/duoѡ# Qwhgrq0Bfutq:ightӀ="1em"idth="0pt">1.annsurer@centiveseharpenedaysoeduceurdennheSDIrustund?

Perriello
vtifotaalapsAavailofhndong-mervic supports,???8sucPhavior؂treatpersonassistaH.ȅ(rguhesem">negPvelPffectmployJam''" isom(txsfpMedicaiduy-">Inpogramexpqac],earqlQexcludarticip+@///">work+@abertaRrexp(albeitrad),///XOoota /Palsoiabdt!irout-of-pocketrQ-reld@enxpiHtho@9dfromfedetax,sefulnqi0rovisـhlimibeca`tGGG@džwuP[,Kcస!eligitrequH?cAag/b.e2`ew߃ߠEnQ؂'orapouriv@car 238'''5SOLUTIONSxinsurancОtyplXdoq[u塓bi攙woބ'''1'c}bene@iaan@kиV'''Wy1yߛXǚlwZdiuX鷯&)adfoonG">ougIolؼ ">A(issuYrePmutlinwӓyni0co+aȼiQcbpoiy(rٻƒgn1'''">+t`csi@espeyaiҩpPxudgeaDŽ??eaxrroѠ ushb llu1zFeassachuset///">t $20.8i@0sڃ`Јٕ(PAS)@k߃߃"> 2012.212ɋspfPulowhe`hHiɦHogggnb9bo2Ǒtim[?roposesӀ

wouldeelativelyheaperhan(eforementionededicaiduy-Inxpanss.mplZhonofaxrtzalsolessndministr*alnge8causetcui0similar''' provireadyÄode.hreeolicyuessorur`rH de include:1†gramtlviable?2.hatAmh΋take (refundron)???93"hpossi)to(jLa1pilo0iths(csystemsassinterandsts7770be9olgyoutyGSummaryXb>">Each)phutlineXmportanac 8gapU ervpeo8@isabiჸtsxrgissuHssocid"fragup τ??+f`Џhopuion.currmHhlmanyx@2 haunndHivdXtowardSDIo0soJop,">r- epoyшQ KQro/lack,evaPhow!h s1Ae,*u@yroho\2"+iGDE.inI8l -s؀Ǚ2q777 rpo`tiknow!8utcomepNA,2ȅtifiR';suggQXipapbhy,mddHcgenȦr ">r12ӶGet8John,eeȞP,laenry. 2015. “Exp@ituUfra ">HealInsuraiQErPKDs,”aAHcaмRarch,asgtDCG??B39''' DISCUSSIONFNTERACTyWITHTHERROGRAMSIPOSALSǂǂdzk7GG%40g'' EV:TRUCTURALEFORW//U1O''WV12.TsBfi)aubseSlp0i'>/P΁fi>Kimild,amelazki,ȗxJ.rJennihrQbeXc otheruppoրrtervicessheyecoverufficiently

toransitionackoork.Atimefbbenefitward,othingurnsnhe8redicalysikely.lthoughkciari9revaluatedndPgoriz(X:ihoodMimprPm)ntÇzese@thavorablerogncquiractivursuepelrehabilitaւfac#@Xr،i/???">LrrsxutȅVContinuqDisyeview (CDR)As,SAademinat쏅had儐/ceased.e|en:e8' ih3GGG">uppor@_wouldFur),cauH///">hbePunpconduc+numbЌs^engq{">GGA„`fromkabark0incr,kY߃߃">findAɪ8mo@di񓨢@ sȑZPg0sirstsiadjainsucompon,SoOecurYAramnhQ{ysxҸ(Berkoz 1987, 61-64)coupluvo˕desigtgHpeo[feж댑foBxurmeykehea:,rؒadJbin߄Byu:rw aopala8rH (Kn2005/(6, 5).213ԂH1948dvisoryunٓsimilarȤ9">9“ThuйϗwpYpeefo(`:&cِphu1nic ,:eŕair,rcasIvnvalid”__6)42'''DIOLUTIONSxwr&shjb"c𳿷Ϸ’z214IChбpFМ{0Health,Ŵ`JWelf(HEW) aOv@Culpobbg9dЄPpartE0nhowadmӊrtruﳨundiʋ: onnoiiGGG">­oooo:Inocxntanshphysreward???aenHepi,ȈXfulnyreliefromئ(ich9ru҄"ꂱb:hisjob Pewlsuiف߃߃">ls.AssȊٖؗ0oswellнP18Ib`lf]׿)rtafliattT?7܄ooo">inrde rhateopleeestoredosefulndroductive(s” (Kearney 2005/(6, 1).heoal

was9helpndividualhroughBpatchntilcouldorkgain.___XNoneless,oliticwshifted,Raajorityongsacon gramf߃߃߃permanentisabiy+1956aw#ensuconfinHwymrersh`ere50Hsrlder215esumPlyliseveringarlierne@(betweenGEreharservices216 (Berkowitz87, 76-78Ѓ___">psisthSSDIoluQsnveidifras~m؂jOOO,isragesma2revisitlinkΉys(repraɇhbenefif Asmubsetciarisnotyqu,u hadbsxp.Aadminr(">compass!ty熸emplo+suppor͈ǃǃ‚/,inanlepe(nce[HIq9lifxAshaiӣ(Johns(R-TX)sxaebruar 5`mmieWaySMehubpSoSecuZh,sh“X[e]sp`ͮzmotoRuy///">ttryRturn.2177770THEROBLEMxb>"> ؎( safexunIm*tauWh e@iramesron肐lbye Zav BecerraOGGARankMemb''''''(O߃߃">S "2015)![t]1iru8ytricyonHfh0иQy 10pplYфOOO"> xp2xJwhich":noug8o{`aa.anm sYoll/lctircM—d(h0@mу'''">recipiqthrsixim[than]|o`Z___riown!x(tso-Adh([plannCDRs),߃߃">fK#LJoasto12hnths΁">medlйĿ8ɁE(MIE)\9as">214ӛ֋Edward.rkoxz,h.D.8rofr,eparjH8orGeorgepsh tЄ___">Unry.ggg5ԭϖʛ8ndkh1960ub..o. 86-778, 7. 924 (Aexd:; ؘ 50_ρφ[6_8iqu@sPYabXa cun@hChxservi胧7mHJohnsLO`PripiDInsurpeXa*..S.ouWQ//,.ebru12@Ac@Ju9,http://w؁mhq.gov/cd-GGG">jc-l@-X-pf---ie-rb/ׂ43'''RANSITIONALENEFITSORUBSE TFHESDIOPULATION

occurthinhreeearsress.xampXncludeeohoereatastrophicccidents,ad''' majpthoracic,bdominal,1reconuctiveusculoskeletalurgerie`hhaaffeloodisorders—(s؈xmpairm9risingutfonditiatspxlloedicand/">rehabilitatreat (GAO 2006).cc0)dprov8dy8efficeqChief߃߃߃Actuary, 2.7rc舸ablworkIeivbenefi20112MIEPeThe@">i8ualseXcash`r(pporterv ؋eyv ilho ans///(back9,tanoquirpursu gdz777!yuPward.Fur9,Ysahuge0oychenggepngim*y{">aldyaitfanK dombeDR酪 Ah">zΑ핈Hٝjir/wileabecau@׃׃זm)eꑿo 7o8lp1mЁZabma(tӀb///">xsta subntiQ___">nspG rhpre9!1.3ȎЊ0IpeȠ+fY!3(SSAIGq403)Ugency0(mq10agѓșdodB2, 11GCa"t , 6)mbipartxocSePAdvBoP, “This⤨log e8fromakꙸXa@xtinpaBσσϧJɾorligiusuRmibgrasou8Ilsarmshdelay)retuf0tHwhicAcobdiul.ailu7''"؂macQpYessrÝ+manBreg`lh:;///">tus.”___LȌ dem0une،nɇ9uchstonЧǃǧǂخ(Pdec02inЂOvague,218a, 4-777">5)ګbiLWYis:leg܇8mitteXc@iquadistrlawud)(ALJ)9B8ar:w@777">cluB5r^(DP3s28Wors(ߞleav]TolaviduzSSDIc777umberQnstudy[,es඄ut؞9Ƞ)-on`">!1iurrwX߇b">s (HemmerSteghYhi@eivCseYioihealth,4_,𡹅RoyQ///Xj re8Il(r JuldTserviȁ:">emplo ]H">M0@r,xpinih೰hopssistanc ehatayenefitosehore

expectedoedicallymprove.effreyiebmanndackmalgineir 2013apercludhfolwingsnefeasoSDIrogramsne؁2form: “First,0aizableinorityGGG@CciaryopulatiXwouldtt8offthpIassistancԄXdiffntQrom"1@yreceivtoday.heindduals߃helps9m⍙(">KfeetRreturn$employmX,stea<curjpag`. ”77702188study@A’sf*qIns orǃrexa275aeraXdecis`s,o`6hȓqІissuend,K(,DрQ (OAppel@eϙs)re)half ALJsq@ca.___44''' BSOLUTIONSxF[i͜ᝂalu:workannoved.8XOPb1,007,KQpresidtsmittNCouncinsabijreportntitle "> EmpowerAmer:§kqBarHroÉPYiFullŜi>hairq">John.augPsummz<Tlydx8ediYXxpp1un"peo .ƀۉ @jfalabPshȥ0hzxby-bog°"Hnon-d' ">'Xpa*ztoyfuourchL,؛jusPomic,u`0oxlpsychologldH777">wgAncъLji?#axsp@">񰘁ӆe"iy,ognrinsŞ?8Ac( iet؜frQXqxlusivsaqmy=777m`iOO?AdH8Jun013Hm enay3MeSubcnӌSecury߃߃">heȆxqrle:rdpgarBlhQln08frem,aȃuggsaiHHWhiɫ&]twoograms ffnythue_''"apeciyYsame΄1groupKsulAFDC/TANFIwtha imaneouslyrov}fл8hvѳwzreduy/(re///(enrPHxubschan`behaviRТ~/"׃׃ҩ)-be1;⦂H@.Ҏ2τoSDInorЊYf0ntailo؊qra(ricB߃߃߿ coul߈ނbi0vidual` ">Lz&a^ime-li8],''' Mr.Ġadde#Opot1g͈9suchX韉baweBoi ght="1em"idth="0pt">‘justualified’ouldavenncentihtourtherheirkil(demainonnectedi(abor

markethilenSDIat9yȄmak8transiti`backqworkfossib@gnr">evolvingaturf health.”''' Also,himYpreteopfromecopermanlyqpppdisabilityXnefits,1">0reas*umb(OrganBf@Eco-oӎDXlopm(OECD)ntriereshctewpplicantsZime-lАلHtemporaryays 2010, 113).DETAILEDROPOSALb>ρρ">OuroPal’ŘDchangdyna؍Gfops:???<irstoHitlywardjensZcl">accessupcserviЂw aihemaImedlcove0 reh߃߃">.ԃ"itHlikeـciarksufulE;1">''%asؘs(acax}SHnd,*fixhlengthړce 4eaea72aZneQffinan8durbߓ@iod냺copqwik؊mcuKng.u`aig)?zHRʃHfqacgdemonpatgyet`A’sdnoh.ndHcurrYpoЉ8ync@u8scheduDRs,l@߃߃ߡ1;inmXntermineheȽybasQ߃߃">r@ vis`dXtP1.Ľ/DĎ3S(DDS)xnerALJf񈧉@hdonow,.ۑB2tutoȐ{777XoPsu8u{Hsist,cis@usHdloppryti@">ahysde0oodCisoۇ3.fԫ!awo-iree-yyuTaultu///`-sifi8byJWcǃ4t? uRupbaximumor_iW4.sPsacA,am4tȤwi8vidualww''klommuدлH(sordogW9">I=lannsa (WIPA)ogram,CpHr8zL1', ncludingirecteferraloicketaWorkervicerovider.

5.nP`modifiedhgramorransitionbeneficiaries,mploymentetwف">vocarehabilitgencysouldustomizȁ\sincreasemedicand/funccovery,219fsa1chievet6.heredbeoapnarnhomeurtheteriodApourύȁx9withradu(intermittreturnduHpaid@xaityIxes">1i>rAXytModelB8dqssaqsi`a assignsр8scoofow,um,QhXikho777Mt:(2015a).•GXtegoryXsaue8onnaH`777">sol(tey(8Ȥ bou8rcondndtXtTho8dgroup///(Qplacҁꆈuea!/+may2a777ail߃budgetro8or ex ('''">qEgdqeVR)ˈa8yE,">㬘hupportac Zhast鴌Bz___">im.rdoe" 103(a)1qRAct1973,ub..o. 93-112, 87Ӂ`. 355oooh(A),ded,RW;dbpurpsAPgiblydȳza`Gwww0utexa:1;'uns:,uidaYfel;h!sWinJK9on--job@ers @yݱς//46'''DIOLUTIONSxsrgeyp×h`Plengi x!r gramQσσψly olPr.220OOOAneup8ecurr!ٓ1u_XCDRyԢ#nidv*`[mid-1990whбtp0߃߃">ehlaxdwTrppata-d؅t yHoaҒH@uousf-">JbswВavhaإwemi{visg:ihoofSyyPag꿴disCHppl,el0ronicvdXChѭM ɀkidȢp1ׁlsoGio1f!isopanτBGσσϟials9K@irnowledgfjelopz paն݁ǜcriteria  usedySAecisionakers.

2i>ppealsxi>">Weropose1ingDSrLJasoransitalenefitson-aable.ermitti">aЁnhisontextouldndercutMal’soofncouragq)ciary؄7770stepXeedreeHrworkforce0@adwaHȁ*D(cesrunfoldCongrh0preclu)axogous{ast.222oreover,five-m`h=periodnotliesholhw2ica8rwar '''">immediateaf(eivC߂߂3[SupporZadminihrXWncslannzAssXa223 (WIPA)Igram.ԁ?ǃǃmergoHTicke0oKSelf-Suf٘(ycw0crexJvid/?:iirmbyhowarс baffeЏn2jservihvai///QoPi employm(2015)׋eȁ8hroug'communityRsyXm`8ȼ)psol;Qchl1___(20lj( correlXؖdoubtful#anyone 550.΁XliÄDŽDŽǛ؂__ג,p"isd0b ߃' cknadvantagaddh71ƗHaxcellY(P@aatayticsodceblished,eÚ`厀l.gggc2gr:iJce,Pp0judlvis0egoclaimris)Mc鄯">0.e.g., 28.S.C.A. § 405(h) 0lawNexUSs.rika,Y456 (1982upholҊ s*PWebrDo486q592r8wwtStea0u`yD,aYCIAi’(ec Иخ1ɮee.`AscQ,땀stilappHDSrLJp%IorwpxeoxfavorenPuPxhjorn clBiod,zeility773WIPAwrig!tiIB-Pn,-Outrea膰Tick@W">JsmeB///47''' TRANSITIONALENEFITSORUBSETFHESDIOPULAyׂׂן*=熚@:JؙHiPI erviced` ">bw(ENauHc)privycomb1ʄwhel@r9ght=" 1em"idth="0pt">coordinatemploymentuppor@ervices) (SSA 2012b)rtvocationalehabili (VR)

9whenosewresultnineonthsfartbsubnti0gfultivityGGG@ll ($1,090/*).BecauhPnsihavere(pothmedicallyme, trred''' this0oupwithpior!thPghirxed.Ԏ7''neiour!adm(easPyauHrUR)del`rEÇOo߆ߌ݈m@Xnрpra9ssȵ(needs,c`hyxs,obceڟ[ ,yt-τQ,rahngx/echnologyf.d+ : 1)AroX!aboutoaEN[׮鲿gHselr×8choog;2)ac@onn .ӬrɯDЅx stYxĜބಉ)hievie1dm???">jiod,IPAZbrequreuar@meYtweeGot+8SSAʃ1;.224ηcohknowledgeab뫯p,D1">MiUy-inarAfXdjCAp(ACA)coexǃǃǴ}privpubЁHgramhWhilera nsitional

beneficiariesleequiredoeetheurrenttatutory 24-monthedicareangeriod,erecommenhhatWICsrovidera__[informa boutossibleligibility''' (ubsidizcoveragenderACArLidᅀrefmA1appriat`gencI">accessalQ,eRPou!"or8zxp`itupofir224ԏhangyWIPAterviewescribini8araphxbasPDr.enniChristian’snowled">lzpsychologЍ0Jaxel(smYractie-drivenvb脇">publicec ms.ǁǁNJ48''' SSDIOLUTIONSYhystXresSfsI.H ularlwimportaYAGGw relhipocaamanyusќmost߃߃߃؞ەSχ,xclud0:Xplang;\80ns؆`/膨;obidI"aЁ#c*X-employretX9Flg!Xȉow s///!ph|bespe(l\)gehoT*///ydsu`P6)/-WW0izy{ystemensIwOwwyf@)fuHntyrhrQdequvizaox9fi:p82">`h؞w2ߒw/+e@ryePd@rQodisX///*alWjatudyaconducVeasσσ">RehaڕAczr8iggb0nhpr1b߃4ijdoHiفi>">B_!uXppxcribreatimҳXrengȖbt9777">g)acity.ailr@oPgrpș8u,iF@ caOOOȌ(fXcb鶘SSAuhre!capacA.225Add y,7akYvLhife`">f:؅ʆؒHtach񔏂//)5NotqT](qshouldfwIsixXnth@xpi8???9oJ8C4onseekranderv icesnd/orpplying

fhbenefitsfheylievekareisabled.Statutoryhangρρ">Congressouldmend ocialecurityctoreQagency (atothDDSaLJ߃߃l`ls)esignatransition&term,herJropri,ncludmodifie@ppe">rsYcussbove.Èψlso223 (i)(ndardReview">TihDilyB̈requ: 1xh'&prifolwcrib///">treatЎbexpXsؔi,eng@ubs0tgainfulctivP;OOO">2jpartppqemploysupporPneedturnQworkg??9Addy,G ">AeaȓyeachXnditle+withoutffsSSDI6ϘϘ͘uX25e NHFollPT, 20.F.R. 404.1530 (2015)z49'''aRANSITIONALENEFITSORUBSETFHEPOPULAyׂׂ׋yLno@"jecofive-wa periodpaAeicSюwafԥ!???">Wzdvo`updЅSSAxgulJb(oizضeRimburssp>HeؖAφ,Pɗ\hӉ;">$ghhMwwww (P!GGG">њPulصLstudyferr(viously Cuntl(sid(w//)ividuڄ"moPse{(Hr 04P3)purpdeKzligi$???hor)selىserviceBecau GEilaincomY'''lyaimiime,)`y}0sarr">facreHinil rarket.l͠ n!Ĩduock9ac8?s`@ckHAjn Ђ idudgedecis'ggaINTERMEDIAThTEPSb>ׁׁ">Alg eli0*fulmpیisustified,olw)y'''XwoPedistepycݠ/:mmis2)y)CDRHo,lulilatanӔe؄gPcodHgn1e₡ypzai@ntI|actI">IuclЃut*yeaȪ@ain0Qǃmwell-deבף9ogramdaurhȫPhʄ'''0ذ`Xa.תףuilot firЌσewgion.i lotsrovidehebilityoigorouslpestolicyhangesworkutperational

issuonmscalndNanportundgareliminaryYncoetere!meribeforemplementinglarge-ndemonst#9ject (Liebmhσσ">SYigp2012, 2).fresulindicatesitive!comes,!nJpiouldProldjmbroado9a!ize(quirX@yeffXfggwithiufficihevelyconfS.OOOHurrlyj soSDIGBauthoXyvailab duaran"benefit'''`.226OOOlSh Congsiᅇ,sʁ' σσυs_s r ways.ԁ+">/Ah(ghin8ag`rxgʁisis ihaouch߃߃">Pgram:epartHealt)duServic0(Asa@SecretYlannǃǃEvaluj,Ãers*Mea0)kid),ab8(AcJob ((VoSRehC)SSA.noBopwrallowinnov߃߃">exi)Inhip8gdiss|,L߃߃">In 1980pzhWg8lȄv +">ouᛌciar"@ez"(pmarket.ȓ`qNhasQ޻Btemxbah҄`whiX@2005.ndsτ9waggligiruladx pur@(in؅hturn-to-works(GAO)8gggX50'''و1SOLUTIONSxvOrO ՈENsq.ӌ3fugynforyolmpab s7 b>WIe(n,ed(Xlcom)Pr7ǃǃ">dom lrhSHۥtZsig(oTaigosք郈?(hesPWQ 8ovideoptunlw'KipXН,ludiXo`blAc)ǁ@QUES+ORONCERObarwi!`is苠whoXcep tP-limiIoweverʃhCxabliߊs"msubseRh!77reڙxe, mbin:hloyؓ"҄ɽM0ear߃߃߃un undurh''od pasolurzbet">ci@u.n8spfa`O1߃߃߃؇u@oapplH">resqɄAmedde shǏx0eig ht="1em"idth="0pt">workplacenheearuture,proposedHedictivenalyticsodeleerswayrom

individualizdeterminationf탡alm@vement.laimgainst2grnarely,f偨,@ba؃8babilisutcomes.etmass!sIdistygramarrants???8$pachndtouldnso(conshy`y.́(">׎ׄ6ooobэI0Ahisr(rdtogueȄ///">'taime:[sobyÊ <"crefild___Xanew҄ׄуe(t0siԖ!.228Withspecsdop ?cep͘red@rburdؗSSA,himh1djuAt becauЅ?8">benPciaricpplf0ˁ`mpl@ؗadd-ϛ771SSDISu@2SecuryInxђxtakdvagFOs`orxwed.@po:uЍ,А0fi8$///bclip!؁long-savingȉZtru0fu">FirsH蕄fyBDDS׉0so= a>L">ohFIsPHcu(onssup,5800,000ci1„777p0gey(lALJXbined)kxnc菚bH 3erc@22925RE{fw inǤGGgory (t777">2014, 4). (Tg8rem ǡ0nIEarDŽ''#27( mpaboQ!mecha8mTllows磩n!paۼe.v`oroQqOaPogram"aIrd-par`evalua߮`erQulha enchid (C@a ɍ8ԣਸlϠKno8ff"5’ؓt( `nsellm(Ndo.Blu0ackٷeftep— orne8e IUwZeYfullAsRaguȒaׄׄׄCDR聨p>,xowws ugg(?>sh2:ish!GGG,XQnoofromobtaqLegisНrneed@1Ren!8}e!ontextw77s9,f(JActuP51''' TRANSITIONALENEFITSOR SUBSETFHEPDIOPULAyׂׂלtgmshif#X`odologyupdd.)ɨl-Zi'''3,Ai@уh:himosuccessXDŽ(pp؂`helpaiualsHturork,Inumb0

reapplicationsouldiminish.orxample,fnly 25ercentfransialeneficiariesed,

thencsInumber!'&beessHan 1.OOOHAtermpqhavevenimpacttALJvel,herehexngsဈfar''' moHexpe@hbecauixcourt-typerocedur`folwed.ρ;25,000ssumedȅpӄ">worst-󉸅o,톑ctho(den`yDS ich—usurr">jrat64fqsakils!xrcpotipo)f2'''">frommto 11Q.njЊiaubsta,;agꗏwho*T'''">y (ludrecide)ikewilloppeqn(SSAB2012),23Ѓ`ctNshj7l.ninsteadґք7770،ߢggplyّ disabilityHe48Ɋ6҄'''Eyenio+݀na_\p(񀨋ignihóyX.͉overꞪlaimIwϕυnoPnnew7X">$grelyraHwardmuch׃׃׃inmcern’sdchaldy`h`&8rFiіimoffsefewhCDRw(pt">titu)Ltplace.Ԙ7Dobvi2ne0sch0lgaښy\*HwbuA.S@rTick@Workaymsymccommodgdmacosts.‡XHQsmplouppor@ervi prorsw!">uccfulssigaseXmaiiascaH٦~s맟.ט8cknowled@B ad󌐃spђIoutlinbZCWICsrequi`adjusthadm`Qu IProgram,beli{tsґ[GGG">ThirPsoarymᒌsrY''Āhelpm񻑎۟i1keptl.æa@<777IaH-monthiӀoweuPyySSDIo''!ǟž\9vailab؀daYi`ual0@'''xaoeLstaodPn h.lughanrᙸYnect,7770@doubVaǓǃ0sQp ul;ªЄ???">X`.231Ih Numb@DDSPAxwHӃۂALJהn@estly.he ncreasenransitionervicesoulde

manageable.ggg`230ndeed,ignificantumberflaitsurrentlyeclineoursueppealstacht(theros—DŽDŽ">DDS,LJndgencyevels;e,.g., (K*Morris 2013, 76).ˀnotsubntial___Xperc@towho?on:ACouncil<σό1orh҅reanyoncerHhHhrismakersaclocЅillimohoggg">disdl!֊Clcosotruhfuingrom0Qa@aoryerm.Քurׄׄ׌roposal,΂Indexdiacompuizsystemf)ilitya_al8de9d`thusakp@u:h(sIAOMwr52''' SSDIOLUTIONSxIonst,QsiaSSAspecener8reqestt؁,ׇP’gbacklo2ov1CDRs,ough`$2wa()OIG4bT݄addr)dKsopHaxypaymyfutuelays.232onAbpt ulta`@xork!aewal0*fOOOkmuoohnRtinulreviذT.В ">savymrehyssumPbymuimohtomharׄCb fitgramunnssaiqșivo\=pductuiPrer?yearQa sل">s0yssoliȘthpaXɚ.shd蹘ew ,jupdi mxveexqcrr0ЃP(cۊ(H1990whic-(fy!vidualspke0\h???cqyAOu(2006)Rhm ins(cdnIOOO">degre*Wte 1^ndardochengXʼ岘i.ore׃@,u8rtaЅ"!aa,Spc죀0i`1pYAneIorXeph!xcew Myoi٬?;,GBmhahdKXitho@offSemplo{sup)servʈpmsex|att''labmarkeh xdFroalCONCLUSIONpb>">AccormDtPHealthHumpS2015pgulao߃߃؋sehoHH` $11,770H6geDI&$13,980`aon shw)sti(th@Zn?lȾl.eli';isӗqqt cȅai@HAmc">Dsct,.e.0nclusȌх?bwinl spectsfife,articularly

employment.ggg`AsHionedhroughoutXisper,`eresmalubsetindividualshonterSDIprogramndhavexdic0impairsat(exɅYo rove.hileCDRrocesscondu)fulreviewsomeAsW,enefi؄oftenerminawite///visQNjpporservi.Ԃcruci1afetySmustHrvfoohacannotorkx5sXldIZdۂ?">abo-܃Ztransiromublicgain)ʃ߃߃">fnZepe(ncxǁǁ">Studi@byamaa9c2ghealth,kixxro(chararisX߄ssoȓmry-rel򂨕0c"(Livo 2011)urelieZlim(ngezߊ.a///(hk hoodבQ,ouplMh`t̆):increasH0ry,sulnxteom0@c@r">dp4Ba232ph唈`aHadeRBO1997,Pe (y(''' 53''' 13.Bey@llrong:ehgәQlecuriDisabi7772Insu c"EnrכHWcwwwi>JasJ.ichtnp)S.Hligman
23H@iOmbp:p8bkGGfoize="5 NTRODUCTIONˈÈ#requi`ndatoHu casPAds@exXweivemla@#i (dHcthrou'''">DintepAmcanX9޸Axac0mos)`5urrҎ(cri8DŽ rqpachᲈlr!a'sys)}'''">0` piljIigilvalu;a 0nلdPng߁߁TaɖQ$AordXeiivithsafenetlpF.umpeЉdePItrusHun016bPev00(quniqoptho3>me8needsф wy-firc`u)famp236tz ,ld-AHSurvivo">g(OASI),asw^hdXolv2034.n

<peight="1em"idth="0pt">combinedasis,heworustundsaveroject`insolvencyatef 2033.houldisability

<Xuranceeonsiderfore0mirst,nticipating:magnitudndypJpotePalpillover///(effȂ:anyubsequ8gram\soocSecur’stiremml߃߃߈mport.___XAccordWRԍee0“?DI(DI)'''">ssfiesei rJ̓(ong-g@eclos(ctuarbaln irh(___">fin0adpah facoHimmedi)rfȃ08separQ.”237ԂOASIDIareeg؃%becauȅdesigIser">233views`isie؂authʄdot shlypresсcMercatusÀer넷">U0St0tʂTreay,U.S.ǝ!n!'4ţЀuyhɜeligisdardaIary^thalso(loQyw*incnumbeopleeimakde0m8tionom1ni,2urnbbothiz[cɏ$`.hrzed,x CmitigZ">imؘdnroll2dribyaahaz`blei!oZboXgg)ߙ*(Conuea (CDRσϖ5ƈPaeneexamhhowhoyershl8aole,eut&;uggan,10http://www.broos.edu/arch/pap/y/12/O->-gggA6xPppsHppienȡ B Hsanudget脸5Hhichushdeؙrp0227777S.gov/o/TRSUM/tr14summH.pd/wwr54''' SS(SOLUTIONSxdipurpqXopul"s.238hihichysseton777ٜ8s0tim8sup sh@ؓ(ourbetwe8'sʏѿurZlaKol0nn00)鶸gtw0GRdrawback10wfP׃׃׬4:ˆЮc 痙agaXag///Уviv9spouse.ɛyPbix,lQox">s Y;indxduVb!skeظxspXa0ah犀fistr@Pe0medc(s)းtaken Beyo@linƊJyPopgapluŒq!p0(6shPf(do@hr7ЉerlyppAv:Igcwork`a,''' IinX.thasmtjmeanful(SoJSe!ystemn0`niȿXayedOuroals|{o1:mPvpounitiH9уploypublicsƒZinanc뀀esfheSDIrogram.nderur

system1reforms,wouldncagendupportmainingnlabororce,9thosehoan.υdesigncentiviz8engmemployerossistth, benefitfrom(hol(icfts.ork1oth'lyjd0i,keek`rea earpipation,.S.ductyShoused)omwealth.Co(ptsishaptdootxcludeounitiЃyys0plC">ǂawhich0l(ddressePppriate.239ddonal,ymov oraryisabil (s0atlws`}award$hop 777">alshanrowpublp mediaep+τhasovpHy">beaaW{Klfa unTd;neӖqtؑa depency.240T΅PD/Bsa Pooo">˓urraHyou eH1ledr.΁ssufferY'''(ڠؑI pw0arꢨve $1,090monAn쟁">evenibuexpectrvlnzyiconrx“];”ڄ777">neligiIsp1ԧ)binjl -or-h*a؅GGG@238ettp://www.ssa.gov/OACT/Data/fundFAQ.html#a0=Pt/TRSUM/i`xr'''"9ϊثҌnt*Bddemamoui妢Ђ ggg">reimjvoc:grids:bdocus/SocSe(DyonOf.pdfA]culȓxesigX0bYBstaʖ,X8ize6tynamical'ɪdustroccupsbFpexaQ[pop [stolYyprvee:Un:H8tlRisׄׄ׿jfmca,Cao0-WalPCRadio. 2013.vailbon ">0s.npr.org/u--/'''1aToI/o,mpunengah(subnZgHfuva(SGA)pׄׄ׺;IEmoaertA@l(neXair-rel蟙n)ordi?yy .ܰasxXd0nrnatuwww'BKct(if肈dqtuI du;rYgƒownon-WT.µ_ts؄cw0OOOibsيԛah9wcm׈oi5IH55''' BEYONDLLROTHING:EFORMXSDIONCOURAGEORKWEALTHdonotMBmQ"֑ʔcapr`0p.tkraЈOOIkX9theete뀀rminationrocess,ecauseetesftenequireomewhatubjective

inpretofpplicantstinglentnimeoorstrbilitywork.urr,???">linethionceptqpanis\,nderurrDIgramanyhoawardedOOOHnefi8leaP1ɇcentlyndev8(urn.lthoughbayshPasulJe(99laborYHevalu{initirbȁxSocial???8Se!Adxistr(SSA)prau"med`lmve8">#s"8vr.242Tempoparl_s`ulhetHfdptuYesYHhÈ,)5sYquaroducomsuH.Ɇt0l8">Xwvist,e5їۑX:gHeview(Y777Yil[eriodxpdo woearsppend:gYdoInmwGGAbo9pddshengacgsystem'ÀsshЎsacodWWǏpXpoxsiɌesiggw@e fu@,?9рll.oooɨ[assX8 difȧ,larggrow)edocu'''|Ѓ|paczlxlxmo@ 1wAϠ`hexampleDŽ??2gNaِh(2015) “)lutaontrP'''!|C@extH.”oHs)schtudsugꇸkro 209c3\eywxnot-p0hidp񇚂www">ItHueprCѝL 9///!,ȉ9mewutomcɃued.uAn`o9tec?ˈ0i@qIducY guarPeex imȅŁɘ(CDR)medɍefunon.'''ѹ’X`ߊanceqФSSAði؆˅أ">Pȁ8bŭˮ5remattachab؃IZ">ocofrequly.ІdžKAecreasinmedephRnPline.׆out0%changL'okփ0motiv(Kbothrecipiadminist뀀rator.reviously,he

CDRodelasasedooselynuditesign.nieuf`ewKrecipientsbleoeepaward,heprrotQsmainsisd.akingDRsandy恀benefǃǃ">continuation#expect rehangxalsAthatSDInnsurancerogram.Thihiftromfework1ssessm߇iotivatesJindividupopekYnligi0,beginlannturny">$1,820.Ən-bllsm`hsubstagfulcity (SGA)mou92015(090.”ee:https://www.sochsecur .gov/o/cola/sga.htm7242Decemb3tPh10,228,364eopeivSЄ#ilY\s‚@92,485ri(pximX81hnt)aXHPerminPdr1mee9’srequihinclxhmedicmvearabR.)ԥ"">50:pmsapolicy/docs/xtcomps/di_asr/A/t03f7756''' JSOLUTIONSxh.243eAOOcbpoud@thIiQthsi'''ac`,pcxpar2ojleaȑly4Inte`!EmployEngag#HDIWpAco9pe(8m e*儬jYlak℈regl">Eora؋EtrucH adopXxtg/Y">(roT??Si@a,wpayXemiumov؃firswoP҄OB.-r,XugoneZ''' rinXyeU,eval0erHȜЦ-}-WWWim8ȃHho؇A-rmaunʄ''{)xirivsys !fӧ @fund,hpen">ouB:p;begfowjDRꄉ׃׃">eiiAdpfamXgi.esidbeiIeXRJroader,@ertXvi echn:">vocxdptu)ByoKousVoccup">FZ8t1 xd࣏0pv`x///D hignc|flongwtliS`.Ƈ'''">labXSjciiv,eep9W7hj:Ɇٔ5t ow!x0anyutubenefЪƒ">ahealȏ-\rap( potaHncefcf1990mernD5AAct''!Aut@Duggan (2뀀010)roposexperience-ratingmployerontributionsoheystem.hat

wouldeasednRhistoryfes’isabilitypplic(eoal////iremoveotentipmor0hazardblBusinesseshJ%hibitgh8">instaHsnotashiftworkeray!gram(@utrecoGGAcost0Ifn/requdIcrfirsPwoea0脋_yHroughivatg''!matnsur,ZnmayHe0cxehkeepary[l؉e">\(mPdikb`accommod+x`uȅىyP!cidr(ginOW)andwxxׂׂ">Ae (FichtnSeligman) inur 2015,uc[innohomi sa@yل)񐽡1e'urretHeform#ddry.owe,morXtUqup//,rub o(voiwo-!laimyir@oiPmQllreׄ''#243odelRsortH9:cHsywhkilȅcapacsubj٠hangime—Єxa@iinuBُ_mmuneWhiQxaogu@nopa0f,ii">xa(gnealdepe(liv*x sp!Aѥw:thn7Similarly)regaiጏQĩ:beaQurRce4typpɬMjcinvol`-lbenefiʏ2ˋ@8">BGssona 12-24nth8Aft",0s yRif/sqȒh˜ed.ԜKS2WcaҨ(cuh҃gff,SAes dvoРКsex[iPeЁg0ScurrًlineDdem؇郛UehPdHlawudg ">o蛐uyqh3/ndar߉0surb$ׄyU1t fundoo $о4boppiloH,Xli҈ym8atoCDR(@d@Htb57''' BEYONDLLROTHING:EFORMXDIONCOURAGEORKWEALTH؛vbussBTaypo1pexpo+8ub0rivpxium!iPAhir9volaimy lu¸''񱋁걧lwƒǃ.e˓xdoI///(suptiha򗐶NMϛ7n৘il59؆q???">charde󬠛+vid1Їissuσ//yyyz(1)⺎ٻ_p(2 ngagem9riXwidth="0뀀pt">wefferesignhatcknowledgeseityffordedyork,longsideG@ofxitrom

И;islɒ0ColeNe0rlsphi">changHNJu2002–iloyerHxfirswos???ayYft(8aaldi.245cchBurkhausal. (2013), “ӄUsiyeduJ__{^chaQ0///">pimٛgibl˞)-mPn)-뎨Pnef(wDNy-,u)wrecei si`essmaX&'''">xHPXmi4pKoptJ asona9-umpX.”OOOHTHEROGRAMHURRENTESIGNNDSSOCIATEDb>CHALLENGESSSDIesped, cashOWW{abSGAmount246gaHxp8la12nthؕer,Yltdexp9legfinwq@stitut(Oɒɇa-do0acurrx󉊯1rGGG">hpartial-.ppl@dei!fulq逍OOIEx lppeoXfailTr؈Јinclude: (1)@Ȩfromack777XJؓjQ-time;PWהԽnjhu">AK)ix10up, (3'iÈZpregnancy? ByAtr,oB/surutletx ivma0U.S:eِ9VaaAf8rpPڮg8rh0A@ҳ_τ7770;usuBHpurssly7)Ć (VA)ahi
Pward*mIvT`owgso8i0limitwwwntir iB optuQ sIegree8ׁnT'&np777">245Ɓ@mo in0ma႘ihistoxNeds’`D1xse(PieKonMa8Lindeboom,qRiFalfĄIEnrollhDž¾2015#6eettps://www.socse8.gov/oact/cola/sga.htmׂׂ7juon{|nsuranc뀀efferedynum,ee:

http://www.u.com/Employees/Benefits/Disability.aspx248heepartmenteteransffairssompensationn 10erc increYs,asXt(levelG.ororeform.b .va.gov/COMPENSATION/types-ل???58''' stenciacrossٟwhige-hocscagapddundaKP">G# .armoniz䂸intec helpo(1)?f/supportarke`su8ȄM(2v(hiZthosHuinP%؄'''gggb>StructPlCyclichClCurrPȃd󔰜"Ӣwhrodu.orkbe(lephysvradi)yldyWesiacmodwpl0[r`r(iuA8.sڄGe{ay2sR,///eav9RuneJ醘shifappє(pook࠿dmicب[ `atowXŃmusoskȀ-ÐO2onK a(R͘diagn\iss(thatᠰc'7///nAvelopcs (Burkhaus al. 2013)*ddК𲣆[claihhrofilG񎧸yG8pob0imiYʓHhStA[a pnowcou0d,suyg i?kHeal0ol@.قb''Ғarecepˆ rein@cڂfirhaxloXaosWvestZ.“0w,`0seevolu"BC}뒼Î̒V@epic 0tomne(Looktgecasxaxynamic`emerqmid-1990sb(miIFigh 1.ӭ*ecurYDInsAxph1,000bisDataurce:AdPisȏQGooiNot0*C9r؆cludlcgorizunneosqX8둑Sbo8hhlϯϯ˞y͚Jbeena777>drhgrow(n.S.I}259'' Figure 2.ermanisabilitywardsyategory 1984 – 201777">Source:ehankendrikuergesorroducing isombined-sexookt d߃߃">aailmentndrantYuspepportuntohaitre,nhapterTfabovehl`{y,o,alalthha؉`venpplicationDŽGGGi>Mrepresedcreasof|,obe8pthroughout:erassocihdpr mIcessg??8$’s924svidlyucfulIredgrow0hmusculoskeleolPaddpbasYAanoonsetzsecY,omrmay@do'ngnatwork -rarluregclaimIAwelfadynamicsergeWhileYؚmotivH8young@choosh3v0׌su8c'payIsseen*ponɇȘ!2 typdegre"???YmIB'tHl#l$equ,r`"pe8qy.hsuffIrrPovaarM0 ge 30(777">s9tawhomweak8ck (sp)1YwihbOphyslrap7wxszyma0`c//*TQb9YopoizAolu;fwr.roadp,T4rlwystem ac@aXXlɁ(U.S.͛B">PHltimefrmodePben1984 (Bopch-SupP&uerф">2011),0aefefȫzp38y ,󰇹cknowgiinad)t ylorumpfur*aR94m`gen螐-?maximum@Rwcouldaxz8pv!MedPrInSXso 0Ljsust(- iؓc,">(scri8“a 15-las𿹄Q#.”2007C܄777PU9estor` q-xctuarbalPu GsotnipH`H2tsɹmofis@pmea9-occurѨ\`io'''Q00`8Hmтau!aOlsn60'''SDIOLUTIONSxYhThu؅hixi) mayuhoٙa ear؁___yiPbؐacX,pilgode`mxo9xjJ5.ן`eprablyBniQS1jadvi {s">pnn qslow-movze-ڪaʮin|fEInd뀀eed,soersch-Supan &uerges (2011)ocument,etween 2003ndI7ome

announcedhanwereccelerattoeetheroadustainabilityoal.hileeformstilhase-">inverlativelyongeriods,hconsiddromᇰhavioraHhpec,AyokGermvot(`oaluezinsurarogramyrprise.egsneywelc,ei0yf(acrificxhlready@agr .Ԍmessageakway;0s'ftssatqsatʈas:wworkoP'''8mxpfQofxoyn Մ*futupoint.gelipa''' -mxmmiti}ipv2roughRtinu0RjD&likH">borWQn’s8ncixbtim8">Adis}nlsoldissuȝjusinqcyclGtRe1x,:xaPi1965,calxs)umbȈ0_pplpq+rds.ƋPheopl.S.Onowerv9arretireTYich sulazejtˀpub=HburdP.249Accord8LiebI5), “…qe<وposiDIipiith///(laimbenefih-to-ifmpairÃRmlay)zprtaroxi*Hbxlow-skill܌ePoms*ged.”th0backdroporucјrowth(DI)r7770fu(p؆eoSecurzeh8iit"0exha96(TŔ eCpwGGAProbleCl0DDea؃R[pri eh2sart-w,maryQan@gRFi???">x9xhibaUy(ҽpaunc`aٍegreep1w??< a9wdi@roach;_HnOOIOWRsymjevolv$9oftrequ(˿9j'''">SS0=гo`ntinujeiv|A_[Ǜя҅4 ,@folwA'own?jc,az`ln inddx:navigsanotnonae(`777">tB<΀seekm.eliehantxd///">249ךҕ!ؗZ-+ܳrQed,51.002 (US">Adi0@3o 53.2l2ethmٽ"fX9 ur,xupwellxrity뀀dministration 2013).rovidingmportantnform;Pothtructuralndyclichshocks’

actsnisabilityinance,enítez-Silva,isney,rJiménMartín (0, 1)dhat “qaangefcountries*dataets,evelPflaims:enefi`areotlyelateoh1she8cideHDŽDŽDŽheal5popuɅongludyrevaeconomicondis.” Pi>www">250bid.,ttp://www.unum.com/Eoyees//؅.aspx1-.va.gov/COMPENSATION/types-IGGGA61''' BEYONDLLROTHING:EFORMXSDIONCOURAGEORKWEALTHpubsx@logreXd)ifyopcproces">nlizexpect+helpacAXPterȠwBsystem.n9rti9nteg(@priv)-I,lxmPsignaoffhɉsIcos!'''">'ctfurrpard a.markWWQ.Thixs ic@rexcauseڎcbnfulengthT///">xentiqquir work xexinoewh؏ivonths.hu 2l(ary֫uc{.om lersbsuff8jobst7770whehڇlabb.ՎagJeligig`xch7outxgwilowшtiv po-<sٌaa((Ŋ+fromb h1Gq(2)'">'#(urrX,𑐑qossiؘ'supx`gnifi(sful -ti!.f1rse,un􋓙a(g閯b1nayۧy/ХZseekGGG0憋m`,v0?m))sQ#8nonwwqC(idj`Pre-spor؇_lpaw& (׈8erwise)inx podx 12&DuRX oymak~tribucXheal@retHٯnefit9fPуȃEouoin@sav"oh+9irJ-σσϟp.t`AmIviewoc诨\H">imؒh`ear,ac{à rܕ3’se{777xeganizIo0Rk`8W 24,Sk 'B8qp ;0sXroooslyits!e0`aocySex2ieffi(svOOOHphon(nl8.252OLlaimpreyqcessyhrouSSAOO(؂P@DD_Serv(DDS),icreuny뀀hetatesut

fundedyfederalovernment.ubsequ`ppealsfnfavorableeterminationsaye׃׃׃deciDDSrQanSAdxistrveawudge (ALJ),Ncouncil,怠rt.253ApplicantsejectpatJlevelrasktohc@rIsnost4l90erc!o'2005,only 1?''!had)turnnderewarenefiɄ( ̄҃rocessut(QDuggP2010`porLindnЁABurdickI3).hos扩whoast ha1op inghoapolؔwq7770TxwaittimoCaahe ariyficewelyH5͓9777niQreachBkirPrsed;W0ȁXn6Ǟ(nZhЄ???8252ƐXmoinform[ n,ee:ttp://www.ssa.H/disability/ׁ.htmgggb3ggf//,ocecurp/EN-05-10041.pdfGGGB4e߆ǂre`com/topics/z-iew???:5??oigsihfault/filpaudi`ull//A-07-12-21234y.3,OIG<넿">GGGGG@(1308GC4,%ȄОpgencptocum llowan؇*455.3/FY16F6LAEool(Table 3.27Pwww'''">j@90value.nac!amak x0e’sBvȜ{avail‚ thoinhesthpЯ his8analysiI7׃׃׃Atrik)yxisbetweX(a)PayIwork(2aƒǃǃLJcmo !u)e 1990mer9sthIJiAct (ADA)(b)Q)etoQlyI!gram.avpsomeasXgȃigrowime,XowLImexyf|Sɿy(bρϡb>CurP,Dynam!-ycStructuForImppGre*߃߃߃ReyAIfinHcr0 xbpn2007s[aarge@acipdosweal@AmilрOOOxeopl0U.S.ock rkemeasurPb80broaa&oor(SP) 500,!oWWQmonalf (fA56.7])ro0ak O8bp10,ڨPougp뀀t">March 9, 2009.258ousingriceslummeted,ndnemploymentoseuicklyoouble-digiates.

droppbyorean(reypos,rom 66.2f2.8 shownPfigu3/WWQ FvE(PopulR9, 1973K3i>">ssfess`">68%7///(nH6777ilup 65GGG@opfyGGG@eg@63GGG Great_ooc{R7"(7//(6W77J`1'0'''"8'''!8G''#G''"9G''#G''{G''#G''"1G'' Sou:BauLStHshttp://www.bls.gov/cps!aat1.pdf;΢alOconomicOOHResHBᕸycleĂXCommitteeWPnber.org/cas/s.htmlNot adjumonthpaslygggz57Ӱ.ssaRaals/ISets/03_ALJ_Disposi_ᅷWWW58avai@XYahoo!inance.Ի8S&P 500dex8tarketlosencto 7,'547s͏290676.5'''???%,rbitXystarte dateRag,emd9bDmYZ7JunerougIcoincid9withkjt2鎇//9FohsCurrentopulurvey, `1,7770ߢ//)W''R63''' BEYONDLLROTHING:EFORMXSDIONCOURAGEORKWEALTHThe݀@dBsavesthangr`mploym1fiPlxscap σσ">milA@Americah2rohaXmpactф)nupeopseekш׃׃׾as (Ln8dick3)#syoCo gσˢM(dooxau@physHlisabilitbutuhЌXodeclZ">8s(w(espeRyividuhoyȑ)sider)argledprircumxskqmselv]1a@provx">@r`zes.MYbenefitsisXuniq@Q">Und es;яцwardJ¾` severHcountrix7gh뀀t="1em"idth="0pt">(Benítez-Silva,isney,ndiménMartín 2010).

Figure 4.abilitynsurancepplicationsbAwardser 1,000cedorkers, 1965– 1i>7773Periocorrespondingoecess___\25">1">0.900)8srekrǁoo7owB 1O6eru____nssni___mt , '41pww3OOO>Tebmۉ_wwJ2un߁WWm~DaSooooktacupwwwq:{cwwwssgggdZ(i>lR:cdggg\ciρρϛClgggc ׁOggg>Čgg͎߁ggg`witooo4kygggtwww˂Boookoӛoom;ρggg`R7ggg)oomofwwwkHׂahgggcf6E?Auwwi?ooWgggQKg>Á$loogggElggg̈ggg`hcDatinggCommittee,ttp://뀀www.nber.org/cycles/recessions.html.

Figure 4etailshatisabilitypplicatndwardXalsoinkedthherep'''">Rgainuniquelyxrates,8ongcincsesPT'Overal Hserhousins8orker5.1)centageoints*duri߃߃">X2o(e 1965–201riodosew,spectivh, 7.84.2im(ifg@ދnon-ary7770.indniBurdick (3)uggestpeople{modPteiwhoanjumHfficulДI!employm(urnoRDIrogrammeconomicownY߃߃">po@ba(eaPobpun;ance—whicstЄSSǀ">designІcextXcurrak:tri Yany-decXW??Saboroxarticip,soaorlj_ysp,OOO">expro@ivsx77,Xuld8ga@re8thPtȄ">SocaSe ,ȠhipYhAsstPros:Re0m???¦Xdepic0𠰆x,78evolv@moؐinu@ly(;truQgrowsav8@ireacvalhasseY264''' "SOLUTIONSxHstitubasHmo_ealth.260`uiPinfǃǃ">߉1@shockْǒĖ?Ioj }fa Xmaksenbeўphowilr Ȭimpac hum؇scoutco ludlo)flpble-bodiividu|Pful7AoughpXJIpulۺQ88nefi0hbeen(adirePRِitann󕿄ʗiznumbІshriwvfrom 197120111.6绩e(nt.ow!,:l(!Ȉ;2.2 (SSA2)."> !`oadul@qchild.etw1980ڃ3,pnIҥ(grew+0.7[d!0duH(GDP)a1y (LiebAdm@0nJFurX8aga -yAmca*">“dignantj҆decadee0ho 3 ???">yearmmedapn2007-(9b4_Y”5">Fsow,@sch2suggtappl 8ͷcorreYiI(exaseeupprStat199SoP">we8v2cusYcyclyOon;kstrl(an@-U.S.xomyusٿ well.ac@UniAStatesas뀀xperiencediminishXLFPates,s

shownnigure 5. FvU.S.abororcearticipationverconomicecieshllowingessh1973–2013@i>ggg">Sou: f pst@ssromhe…aufS'(4);y?:///">9'''">NalOOOH???">">VOOO">ResearchOOOsinOOOHCycl771D???hommittee,___Xhttp://www.nber.org/cas/.html߂gga260eligmanndeng(2006)mؔ*impact)unemploymennefdontribuBretiresav wwq Pdxat7isincidqwithegvehocksoquitipriP,hilworkersayiysteicallyiinvpportun.ԂmYeeoeacasesability;p›'ituKwouldytZdo0robotecagainsaycauxwww">is(aP@nnaturJ_.owe,HP킂pDI pHcawardcxses—wellQqqڃBenítez-Silva,isneyHJiménM`ín 10)">ȔrwpakousXdeaaЭx,(unٔ,oom-buzc0ooo5'''!EYONDLLROTHING:EFORMXSpTONCOURAGEORKWEALTHT pgramipndxvomxuRэualP9 na">whonbGA)cussprev,peop0*marg׃$$ kben(durYtoughuenh Ho(ugg e(abȅJifweavail.n,?774SSAurrD1laczhelpAurnpH؃!qcYexAut؞Dexin,f̎y laGGha yiel9">`d8weaksulZbroadzHda0il_#ty{pャmozPh@nLq7 aЄYkpson0W7)ׂkibitFP///mo(OBXsa@tho(:rom'On!asheatZlookh3 uccessfulraԃ(֦nt1etacȂm[aheal،ʽheykeؼivhrRMed`kiespecbecaufeww-wageˠoffڨ˅lxchanXtishHuXAdCAct (ACA)R"xcerns;߃߃߃hUcr ypً qui`tribu9SurpZ׃gHra(ty.esc`pHack KolHȃKowPkiJ5),aф">significa뀀nt—onherderf $1,280ornndividualpn8ly.

Recentorkylahous (2014)ointsutatltgh:ACAreatesewiscbuns9">fepgovernmp,mpacareepentnty’cisioHabwhepoxpandedicaideligibilityႀllowedP.otably,ecaus8sociwelfqprogramsaryrom/…anntctingIptakeivlikely҆@l.">hesuraurchasPthrexngwilenyave(osmajorٕ'''">particits,requir9oemiu-of-pocketewhich8uld">addiy挚ppȓnbfibetwe100erZ138??Ip9pleveWisnoo*P&gagYfulqqYx#bQsea'nextXysAsdviȝQ8olPxөZ.arge?777hysdXdisaicludeZ.igu6ocuxx>@io992–2ρTsp)^occursurACl8administrrJxa)ul؛Hiemp///">Hc(view.ԒIDAirdccommod,c"l@errab">is2IanyHan8S0Ӊlong-mrAimilareagi>xi>">266G'' SSSOLUTIONS䓵.ЩKaВHSSeбDUyɝRpiRLeavPlxggg>MeۦlÃКa,12wwwt3.5%'''">1">0.9A0G'':8''<76Q'';5sX[es?''43Q?'';2R?''"OtsoHspoqoces(NBER)O''"hou:WTA,΀BBHauEconomicsearchsin@yc`D">Cittee,ttp://www.nber.org/cas/s.htmlThfdescriberel:heal`Cime.y,bAmcans>i`Acgga(0),hi8꩑,oh seembgʄGGG">awJQincs0ʊGGAWeQeaell-funcwoulisplayivelymooCӽQhif''' y、؃ZultsuddenMm2in)raprs"뀀>improveobrospects.efferhat(encreasIxitsuringiIelintonreaganears

wasnlyemporary,ndaonger-termvestmentIcreviewouldahaopPtunitoEefficacy—lud͈asideairnessstardfeination,GGG@xi‚Rparticipan؈obudget9ʄgram.os8tlQ`moreonuouufulbenefi{broadoolinsureddixualshouxreІm’sgisuc8(rrkٔB.REFORMINGHEOCIALECURITYISABILYINSURANCEb>ׂׂׂPROGRAMTe PalisabilAw"{Id1oX@mSSDI,O䃏asrƒ߃߃">defaul(allowbet9l"ȁjsoق -or-ooo">phydiɂpreYe.svixtedd8istraGy77!e,8w TsquirmtoHl:AdP///">privmploye0mQlaol3Hancy (whe:dpcX/???">thrie ADAcommoI).iljatpposabɄoneSbevelgignadrigosAirlvalur267''' BEYONDLLROTH:ҥNTONCOGEORKWEALTHWell-םw`mi̻i؉9">reh<ӻsubsH1qroduct ezt_"GGᠸ@nvis{{cixergH#bafQktimperiodx8qweeиwo-A]b̄`yplGRsub"ddhHachbAurrdexȞ">sys{'"ҿrtsɡG߄//*p;)nsi`ɎhHe8futuUu?Ao笸OOIAasarpsi>howuch aNbe?i>ךg|݈Ixwwwmouhnygbcp A}ڮE2@c`.hi@dAh 0[ɗ73ڄ' '''">ie8t 50c٤fuligibЂ.ա_X,bawhoesn7Щfyƒ@lnT.Ӄ͂N8'''ȂhavopHjcip靉ibroalabcσσϙ.ԄX8ults{in ix2peoph(1m)p8eȶ\medicx)jmolik1succeprema+attacho''' ؉e߇غf@coging,oul뀀dhenesehoesignationalrogramhere

certainediccondiQs큙utomlylaceeoplenartidisabilitywarde.???8AlthoughnverXbroadxam`,thatet*currentistingorSA’sCompass telwances261ouldeceiveullnefits,(iHsem">anduscularkeleg4Ȍd勏Orilot葕@posalvariRAihU`temporary ccYrthisn7!ermhfPsidu@lab(cip*/exit 6, 12 824-montharkersOalЙ藓sthrom VeaAffairsndihpzchensXׄߙ݈hincreو100nt.262ԗoDIalreadyuanfunc capacI(RFC)AhelpHieligik3FCooalaangeyDӎpEiway,ʅulyinX//)crib0[inИolicymaao o s8bAQhow瀒i)uaOЂrevioustI]gbʇ!so fuɋK@new*ɡdonPme}cexpiH,rl邘 inuXwou@Ў:pp.Ԫ{q@urXen(tecǃ׃׃і ci9hJr: uHyua(teeXime,ɓ?viCHr(ZǗwork.¶M lP">`in͝HadH@( CDRPdY^|@/''"ڂan>!'nsu`sy8m@4 (sp///"f!bun-@ rg@pcassik ">IdocuFigu6.)nsseKc;=similarc܈UھsHtodafzhyer䈨duR􀩃">acЧlyh@diffHBn%Fo?261ee:ttp://www.ssa.gov/a@te8ows/sgggsYs.ht{2bid.,w.s.vkCOMPENSATION/types-7.aspGGGB3OP_Home/cfr20/416!-0945߂߂4ә?frequɲ~)e,meYcillwneA.ӽQ+xlude`ato_\@adjustIڋcre:budget(p!8''' temporary,venfnamelwouldexpectationnde(aignthatSDIinsurancehelpPoserkersȇ8hnotble9stayttachedthforce,wi utxRheleavetntirely.___X Figu7.eІDeth͉atoryonubviewfter 12-24́hsi>">Note:CA =fd*CAct (2009);LJadministr؇Plawudge;IDisabilityɌ;R؄GGG">Xloy(orous倴H MPartospitASYOld-AQSurvivop???">G`9Suppl0Secur8AȚigiff8betweіpyshhths__’Stehjof:eligiTdeȎ Rsesp{iesnd9ADAncoxhlab2чrehB`lso,2tiꢼalwaysHGAa^c_n Zkmj.xhich×5hyz!vidprivateК֧cȊ269''' BEYONDHLROTHING:EFORMXTONCOURAGEORKWEALTH_^a'M3shQg?,Ђ“ER”—aזٌSCDI8SSA.265ANALYSISFUPROPOSALb/Ua佮n ϗAre:Powړ2 ">,2ցymiums)a&mat%(Bfirstwoea(x">yXJerPi(ō*0%Abk">old.ňyτassȉQevalaper ~s#=tynu+suؘ[scalAhu?c ithacknowxgЋIhir)Xat-riscre*p.σmetric탑_UvelopharouȞmsPvestzccommo0 iceˉ4caso''{yЎ/- ?larЯugHoaW77We0nd/:use !humanA(0snd-a˝ׄ|nsf!o@trupfᣝbroae0opȔxЖ 777EҞsioccuۥ.hel">A=`ا H50IQmoplex؀Hi@9b0fscheduȞcpv` maۚ؃ʁhܦ`capacityh뀀eyreunctionalble.

Again,ondionsefulndumanemployment,heesignffordsPpportunityoσσσacknowledgexقed8abilwork,selsǁofrarti@exit???8fromBcenfa`AificantufferingesultQdisL.fxurse,rXr7770pearch@cost@enefihau aystem—qectha)/mul0ave7770labCBcipahshZbnduct(uspilotrogramsOOIR} Yx(2015)tzeife-cycleodelsimulat{a'insuran)RestimD“Q(finX)DIalcd">pvalu:>paidutescgdtax;willower.”ȀPver,''' ’saًir ltudysu1Xliefneh i0tolic@؂ poschaptЂQdBurkharl.3)Q^]`ernRw7770kmobingsaicc0ɢ@re:pien??{:ubstyshaeopwhؒxvB%l- mshs(腟 aXsgEqmt t2///">T ctnWb(H9oA">(uq8helpth84ie.ƷIasADŽ776dpo ,etJ-bodi8$backgincyx!OASIPufu">265ndricchemxvid`QXmex0QIwhi!imrp0anlikelySsul@eH*h12`nthei?ױ׉ypjeco">dator-yview߁ߊ70''' SSSOLUTIONSrisdepe9ppubHN.ԯleavhohold4">b@omeretirЏ냸spH">INTERMEDIATETEPqb>ׁׁ">P#hZcxexhibitQGbin(jh(8O)makaidiffic,Y)ttach-abX˄*h!OOOapac,[limitȍdequ@ xep@obd0gnha oy|apourНofYdel estim777">costs/sarumbr(l+DC!ora߃߃ar*.266nss麢rYu0iilo{+ށ`inᱸr$WYUde8st ŽHval*me0AposX.ong-runesource뀀sndnfrastructureeededocalepanationalmplementၐ

depend`theuccessfulrialsfilotrojects.elow,xketchutwoossibsigns,ne individusideJ0oyer.OIS">Inerhapsreefiv(ewoulffboth8wntrant;existing (alreadylig9)SDI/??8beneficiarieshottHtrkopportunity)partp0ဋdisabil9.hesWI_Zb!formhaPheyHyڈEcurr꒰gramorhoo`xK98gua@ 50c9Pitamonhaso@">earns䛨excIrminlevel—$3,50j,䛲Ilo`hswfwiنsethedu rot`gainanash-cliffynamicZ#xnsGGGaavailayאcon roXthAenrolA_PSW senasȃxePoXdemiphch`ccs)orałyirilehO77J}y;rece1CDRsHfrequ`lyЛleveryȅج">diمb>A"reviewH70ۋhsHxc@o:nPal,ifoooom蜘h)苙iefs2 .dKy, HOOL_!iencJ{ꢝbepPhregul,Ho772ed,r{Aˋt(ardrXAs sՃ #® mvemcRPpoiheOIah(saximum owb]ԙfromGgg2m9X?hownwqoۗ/becam0ligarh̏Ihrdd ܄'''o(Ж#d''ha(go[roughrappl(Zces(rcu">2669discus@Y (2015), “SiIp#*ćzAlrsAspoyinPuppqZncroya0gabilit)?s:riWPXoCinuookDRExtX肃EBAvail0HealthßServizsooohB,ĄTostpox,rojectBLE,I臨I01999,ickeowwwId0lf-Sufhyِ.΄XLܴs2beeњsuc (mo8gwwwp??>.”age 468ǂoo71'''iEYONDLLROTHING:EFORMX TONCOURAGEORKWEALTHA/r9nsijۧICb@aPhteofffolu+x'??%AreceIm@x< Kthث}߃߃߫—forxa뀀mple 50ercentess—buthatenefitmouwouldoeducedoongs

earningsreb1n(eaximumlw(again,orxaI, $3,50ronth).hnσσσilstrativeconsidhaLciaryӇ[recea $1,0؃lyIun!777xistrograhndbilitopYySGAof 90av}׃׃׈ncome:29.nrolhi pilcauseDžgo $)`UႩxaddition`.hisield49;1enceoub0ʋscK^^߃߃">\.urr,f׃whoartxpatesumedicalimves,resulJermin(onapaymp:ssXasiȂimphf???8’s}1{r?>haptayo .OEoySJeffreyiebm(2015)sposaossiYivizakxnH"pQkisuinsura.ՕBtj;al,z RCنɓh kbast 2hфax@hunspecifioffseၨesǂFromxr 0similaohYtructewelIfirmqḩacoHxpremiuPprivpǓOOOIcraga.ɑxc؁ thgHlui'''">fyeicSsYhioIime—onwo`ȱeP'''@!IRengiɇV8s1cuXd)viousxpόtitl“Inte8ggbjan(cmod됸.”zzal(linalsllowJOOO">t)irAf suchLdexѷ level RegardlessQaI!led,v9n톐whi l8">awHt oradѓ@0B+,i;fep'''">pohB.iray,@uggQ7hysar d88e߄WWR(ϊTvoleۃzcipiÙhh2aؕhgro???9ciariB@ed.rigopwell-C)valu[@nec`ȾerڃAԑPV_Ad ;xug(nyQlcoosutspc{'quirjsiSo:SecurQAdmȊbOaChiefctuxn҅`mh)p狈xryrk9wAыϼ܏sa呬efyjos8ӄincr͟xlea"i뀀dth="0pt">QUESTIONSRONCER`

in;urrerthishapter.owe,omonal߅߀`">maytilma neT.///(272''' SSDIOLUS">F(exampZh advisoryanecognizat0"Qngpzformro`">troongublicarratilgram.σn8gQyaempora0benefitesign8would,reality,XtimpacQmajoyI׃׃">cia.ƌ?;whȉ 12124-monperiof88awardotice8ffecJ+,rZcn'tpА mp ">oe.xceptaxndatatimelyDR, erXhsistihronabiѤQ$pDatقxo቉er ћZpunjustlyAC.ԝOMGGG">sugg`bepfhtbou pVtsi ">!i Eulatፒy ppengԤ҉y>tughuǁǁ">AȁٰUa esPh@ howuch@ׄ!ansfairlGnA’admst$">`l`@bdtdmYxsYa_Y">“keeptle” 50xNJwas`vd`omm:Wt8Xel'GGdEcan (sld)modifiya8pilfi@ȓ׃"urhylHWSIPkhi(mediċ0ri`ʃoz`tɂχfast-c(mulakelet8al)bc'''yOIexclud(autoX)ly?`87rG&t(#volunte`,@etupᗩo0Ёꁐ">d{l*'Su,777s8osՊCompassXAlwaxp`\vocXZgri8׃׃">idfuncapacAlsopBciarigoro(< ,Y,tc__YxenSecopfvcrabe"lu(PurIn0ct,‚)goalsi///(o(y{rt9-or-h!DIF!hex?8pecojYP؏Pdepic9Fig 7PԗГЁุ3A///(hXberai1*Ɋҙ󐄛XucCaudH+?Tـaequi .BCJliyeyeona@to

removeheouerocess.sam0ime,owever,goalsn’videer0se

dit؁opYuworkl[palSo@beneficiarim‘] oRoBcular`nspta.אnvXp ">fluiggbAcorpaisdHth0yhP"Yge$HKt8(ay8buixnthIid{seny'@upDR6-18zhaPbeasked, “W)uideyS!Z9b!"">schlmedicrew?Ƣqsdpoڂ7nue—@haproug">erByy0Yp(ue273''' BEYONDLLROTHING:EFORMXSTONCOURAGEORKWEALTHW resp ovingysP#g(tinvolvemyiv!loyhՀքatdisabilyinsura,魿dtyנmutuxyOOOHexclusMseZ(nЛftposal.tYdoptQچ0currgramΉxZs,` e.υP">hopO `roef)ency.d{ques҄">ww!pQ0ɢyH)Ws0*ҖapPiYifirswoea@ǖ.ƫpilЄ'''">lpn 󖉢SnaL5{adzn'''Xequirʆcuseasyswؐlwn-p۰;l/߃߷bctHi1ublicGbypapdOO.¹???hcervP!c ,0ichtumI@`m">ںjsoHfi$geׂׂFhphexpdnB߃1`uaroad)OOO">c9liҳߊglonger-xmtachzlabc771Hd,nrag Џtiz1ؗnuntu萠f+'''">?? xndelatsWWWonxaflp9mean@fulumbѻox!5n8׃׃">ooo.Ԁgof`program뀀sorovidempiricalata

helpnswerheseoncerns.Lastly,nefuroalsimeisabilitynsura cessyakingt쀑complexSom!reformposmayddmᄰanlreadyͅxsue.Ԃ SociSecur">AdministrationasimiteapachandleqiAworkload.׀reindfulkpd''' wish) kmos8قHefficient,hilsombarrieratstȂr 1gramesign.Ł)Ao9e1">requi`s9nageewilos,…onuR&Duncwe(AtointόPЌncPai dO CONCLUSIONpb>">Brlype,wwĝIώ܉retmmDIDfisHustainabbot؁shorЄlorunifaixtructu؄ȃ diuwihNiwhouldurp(paxOOO">time)fxR`difiploygascussjhaptpngbystemHelwardsporar(sQٓހaargro؋privatФ)ough''#onoش׆Ҝ belieeopxtun1Cs">ilol!cana),Xclu!WWrA honvechkpBpubl@furGAsuch𯃐feasi`D̙#e9ncpa`-e-sDŒf僁">conaRawwtiȉh勊%,a}˦saH؆etyOgg_GGD274g'' SSSOLUTS5''' 14.ExrْAlPgde׈'ggni>Ne8Jacob,yagh0,arbarautzAXarxbriefadvocexatdfywuActantexfZarrAٿ)peop@>Xi>“tract:7>Rό?”Ȃ; Ha(ra!XɅys"top">addQPx(Nunc8 2015, 1)T(author cknowledg1pplau'yy6’kR0؃@rntm0ʏߏ߰frompinbjectovertyramilyependency.t

theameime,xcurrenttrictfinitioniedonxhaustivep-consumingpplicaprocess,aseasurabPextQtwayromRworkforcȈprepareturnYit.SystemlxlongAʃ퀸bmostogrevaluaturposofSSDIagram WiXэadisabili(dults)ocialeAct,useotho9GGG{Suemhyncop(SSI)s: “szin8dyyubstant777">gainfulc9(SGA)meddeterГehysIPpysvailcmodb`echnhgjsorώ//eȁwww">I06visoryoardrotejwalie8ex///ϐϕ‚Yempizdoءكَcr Hroa(idd rssignifxhԸɦlimit.ve'''#uorm8 s‚cхCneedHradh(S늀foc(3sswinddualszdlphehobtHservice*an/nonPaЇmxinciMreL(or^priat`r)9alcopeZnGl9aOOO">shoulr:XH,Ҁfir+X___1)??9ҏtUSzsundyÜ60ears n@">e(bhɄ! l(ـ.ɼH955Cong(hsha2">42.S.C. §h3382c76'''QSOLUTIONSxlegчeш,Ѝ n 3ZaAmerob`e0ǃǃ">manufac@.Ϧnext 5|numbde㝪17%`hiih-col,qiustry 0S]ubny (LeCMar8, 9؝igh gW''"1990ns pla@Xco)(6.awluZOʹ4DGsc (ADA)hacH8j yspy芐d؏(alP+requireٟhloyp_eccommodTpeopЄ">d authors’"rie(owsرle#`y]Gght="1e󀀅m"idth="0pt">toursuemploymentndareersheyouldotaveoneefore.ikewise,echnology

&plannQi)eield,earegHrꁿjciar̈́___">ዳwhentmAyIiex ieundergoqcur_ssitchief@asiȑgn9beiorre777yurvdataw4Hr 40ÙSolehOOJwa???">pSSA7s@1lod@Caargromcanxd liv!(Lhrm 2010, 7)GB’=gg80lowctBinhibGGGZinv꺃ngPellKӓHﴗ rovid7׃ח2cmoO!onraeptʡY??;caȄherniz??SylimiτWWSarequireҷ߄ߋډX5@gnhy///(nepre-caceׂOOIDevelopewضłrephrah“Ggpsubst`qgainfulڝleaᶊݭaprincisiDIqmurn,%d cu0.Ƣ郸remissԄJld)">Ra `҆ubnysafȾ9s#h؀p9(eyoYn(u,taPtt -purpos bwلebraledoshoiub0R_׃׃ӗHeam@OOO">WhasizBqhareydXؑAldetail@uggputthghothiaЊ4b+蔨affPg㣩itlI9medi)Stepsj\Pɞsqroces@???amanY_\\W wli@yZxot osyux!Ibdatav2">"on90pilo؏d(be8Erolhۃσσϝ?OOpt">THEROBLEM –ԀCURRENTOCIALEITYEFINITION

OFISABILINSSDIGRAMOOOL277@'''EXPLORINGNLTERNATIVp//+Ƀ">Accordingohe.S.ensusureau,n 2010pproximately 56.7iloneople (18percent)f303.9^pcivilianoninstitutalizedopulaadisabty (Brault2, 4).ourWWWPevery Pinddualsg21 64thyweremployH(41.1,omparȁ">ˆadszouties (79')5urr, 34=a,???">liveXseholdnnЇ08$15,000ressa%Plmost'''ree-tih erWP-laeerg12,espectHlyInaddlimitXx9reporavqisufficiɅc8Z`at"poPll拨onthanoyean2">supy,hix3eassetЄh(KatzdeRose2!'''">MuchaAsocial-poc@gsadeyϋτsHe*1950s㢐b'ttribuaradigmhiftrommedmod$epe(x(3\">framɣO.unesaacsKaasocumppaBrehQik8twgs.hi@Šhlud:self-i!ifyQconviPAmerth0emuacsi0T2002ςSurplyrex"auHcur0legisS1960s,Z3Q7770r(b׉'nactdADA)e thansignixantlHWviewystemicHnet `SSA’efinKЗ|pri`Qrrou8Д0impڃKir@oigrowthej ly upowxnjnjƨinflue-σσ">Аtr//(SkSecurqAdv(ryoarda6, 1xW'''#Reh #Ac1973ҒHЙPhrpta))oajВH؈@yeworkJI_^yOOOHbhaittXcW7OIJacob3ByligrequڇAbfi ˛혐ronn؂receipOOIw^zmH/+,ӕojreorx777ROOJЧne@trA@PleastosiaGGBn8effhkPkanagdecon-makeronwtumbYrSSDIDxrˋwwuggeНzS Spӆooo">upHуyneroga, “XshouldAؽ6w:slif ">p{Ssovidtronger󀀅orkncentiveeatures” (SSAB 2006, 22).

Theurr`onthlytipendsnef0systemicroblems@thSSDIgram.Ԁ">cashenefitsreartialeplacemlostage@ssociated long-termmpairǃAlthoughSrecognizthatq oftendditioncPsausbyisabilityበows8rioakedividu(w!relBexsHinXaccouwhcalcu0ingarn@s,@(nnersoro$manyEfsmplexno8///">eff15axAl~qdo؃yfxer,porctervonrg.ׁ out?>,*opunKhelp删oy'''">mmmodon8 irEfY+6saYwellcu铈(Mi Bruck4, 159-67HF peoؔ@oXeklσσϋho@ pwhiɘ ,'canduceiawayrom߃Ћ0ceKso@wps @ԍtnvironccHi2BneedP'YyIesPiЀZbet .ty'''">apCwacknow8"%ergsuȄ">mpt٫ÙhxarO asuickXpoDkeep278''' rSOLUTIONSxeKЀnew0 P?1motyøydaPincludZ"6،R">reas02_ao`IrHtd771󔷗꽶stargu2urrSoleq?//+ap!ris8lchangK5sbam'tri“i؄///”bayyaІYon!msubsefdividualޅ—І'''4mȤv)limitۂHpؓ( 2R:ree,”򲚃Pc(ntiP􀲱 ndN"AcademyɐInsuran@quch)8Tbsai1τ///\@varie8tri@availR(Reno???">HowPb?>AdvisohBoarsh<,1GtJ,GGGJoughell2exbadfractur0joQAnifyYp!,s'''manag)pe1ed(SSAB 6, 32/ςςTow𢉋ЫWVmuh؊x9vbGA盃ceivocrehk"?҄@arilikaim;outs…Ńn>/ǃǃdlopʎncЇloo#E>Ꜹ)nZ">.o󀀅aveeasonableccommodationshatupporterHithpdisabilitytork,

$mustemployed.ׂcurrensnc`iprograms,ocalhσσσɂ&forceevelopmherducor(opP*ie">andmedԃservice(r퀫ilesfederagencpeqoforsnnuPyryingymixresulttomtheateygga (Lrmorl. 2011, 6).GGG@R8finSDI’s8j1?could9!way*҄Ȅ///`chiconomiccsׁׁAeociSeIAdvisoryoardroints06, “T3s8enXfirmur7770belief 1bas Hi#؝cid)goal€iAmericaH">Dscwhichiclaim0NBRreghQindividap0assuq8"fzuy,ulXrticip,e1laAƄGGG">self-suffhhls.”ɏ(hislobЃwhDknowan`'''">lyfiȆx@Tanyhrorld,Rct1mIwwtwillb(mesdi!.hesqtiaXstruc`ZcruxՑm777hoGW]Zadigmځ21ushshiftrom9cebσϕs@aizǁǦۮO//*technologȶneso;iXggg">?;Ji֓plap+la(fewca%P`n8sPnoxpprebchangoStho8ligiIm.ƀPexae0`Tick@Wign*iЅp//*re`* byavocj8^avail1SSIsK'''dd@(iouiskirttU#lj„">,,no@HҘ9EwNets(ENs).ga Рe/jygnwӉ򬪃Rober2008@Azstud@oncludXum?h8)q279''' EXPLORINGNLTERNATIVEOCIALECURITYEFINITIONFISABILɃ">wXENȶugrbutsD*2010,sp6.25s;">Q-o2.OI(Prentzhl.2, 39In///?nis(azZ. “[TC]tp*mo777Y6`5.009#5.40” (Lrmoxo3, 13hᑧ׬ЉȱyaimiacH/#0.נuggeant󀀅easonorhisutcomes

becausXtoesotddress`eoofbproblem—qdefinitiȁdisability.THEROPOSEDOLUTIONb>NewĄDB7OOH1SocialecurAdmstrayaying:268'''!oeeur,ouustbe0ongagnnyubstantGainfulActiv(SGA)kadicallyterȃphysrntPimpairi(s):hatexpectedyulath,ggggasasYׂҀɗaonuouserioxhtt 12mhs.269___XWeHЄ81houldy3ds ws'߂߂“Awyۊ X''' s肉mployra،wGG">”@pos@(foc0ISSDIIgramnmovtH">heiahn2icbenriwork.tHs؉3c*''!;y{hed,9olyretur;Aso@'''">si .(;zwi ȬucQIceDseesancerom҅AyP)a''&,ft,Jwa">ularend7߁߶CaliniahpartReh{OIs ףף (lѝ+t0Ȧ5,sycholog{vocjaeduo777Immun(,*orela!factorNinder`nddupr)0q">intoyx„08ߖJ Yʟۄ=’ȍʛaYap270SolecurAdФؑWvaluІ芰rȇصOyDŽubylicyPgn 20108tA'quest,ZRCorpoDissuс8tg@J///">twodelr.neK;hearchsignsafer7 (SP)"ѕ p|(PЉksle0)urЃ">268 42.S.C. §h3, 1382c9Ruz82-5HTitlI (XVI:ađEXGuihttp://www.s2s,.gov/OP_Home/rs/di/01/SSR-di-01.htm'GG:hCCRԆQ xY2027/8_''SOLUTIONSxframe(Ma@1l.)Bsts pifiXinceC">ܛqriprore/.x(oЅgd//pDevelopPHeoulyPh!acaCcost-ben8alǃǃǩovoicnewppxs ѝ/=g,may cotrict庰ito󀀅pplicantsategorizeds “mostignif"lyisabled”nheevelf

SVceDaility.̓YYXsefinXbyaliforniatatuteqanligiGGG@individualhoeriousimiiiermsamploymentutcomeateafour߃߃߃funccapacr.271tareco@9thchangingociSecur'ij ⊂lggg`requiregulatory[egarddeyins.heseshoulen">d8!d!oppe.Ipz QNewĈ ">Under*rY,SDIroЇpashpntKpart yplac8lwa,Medhaf@woear҃oitXancsoTicke@oorkAgram7Inrdthbpos,zQjwavailaڃ">[xrieSirqԋlooi*E/Servi ;s">׊׎>offseh)ThPmodЀHslaoGGG9y2ϞdvisBo812006;nDŽtogerg">ߎwaweliloimHPxwpeopj6ׁׁ"> suppor yɰ6ZCЉPlP">(ICP),Ȅ,@porYmaint (fX@fromcoachescrib8task2qcshᝂ0returo mXinclude:XetahӣGGGDFXsh;schoolhruAssodifyu nvironꂷObɂApann>dcQlf-_bu8Yxrt-upﲘany,fo`l ,4&o𜷜daei8howr,___Xmcͥoi.ystemcali f(HX@`reeI">楒 l@ suchexpec _ ebPמhrouolboi8f`@xg.ep1SSAaDep#PHealHum諝,EducL.owlMIύ`nagdpxdXpdlopphase.ϽecqttypeWрȼpQPROMISE>o;rpSSSIou(ThPs4Barؿ7, 13-4)cadmЏ׃resHsi$)hhJth">wBmosg(hebir hԨo.7770271CR §7051(a)(5)(Cρρρ81'''XPLORINGNLTERNATIVEOCIALECURITYEFINITIONFISABILɃ">WAknowledgsomedrdoz!9Xnmowid󀀅th="0pt">readilyvailableupports.oreneficiariesntoork,heCPpuldndicathatact,long

evaled.xcepterhapseetbfXjaareeroachRsewrexPienceG//(nPhangeromzׇЉgram.OOOHWemphasiz|on؂oor0ofervicxisdd9Cllppart pantsavigeira)roughisʄ.t1not0ggesx.h">colidralPWTlborXvegxm`CsYeligibilit(ndadminȂ ۆc@shd{e (yȅibumalen (braiaapXؑ1new(nidisa ˔Rritaܖ.s /// f:iMereY艸rn9teast 40oleȄI q20///(whixweil)10p񕀓xiblHu`Њ.Ԁ''' ppln"_mPlXloyIqu`fy"(SSA15b)g?=o1ușc𩘁8“substAgainfu@c(.”nieuyggg">#Jeh8cashpsreplaclcomeVse8fse@@777">hࠪoilj.oftpqu9biwell9ocu2008,̥rmor StapletPO’TooH`2x e8ɽtu@">1peo(NIwhosrece8xSS/Mwx$27,100耑261yy)fpo苰level (tl.1, 8).272ludi.G@q'ggbheal'''Qrel.g.ШPAssSF0t9Hh[@Ȃ tȇ-3ampos WWWxH[n@ddiro@holdbHbeyonegeffec;HsA(>ɔ8,mulademgamouk*nsAohben@tH9remsamXs!@todaog40{pr!mePք@e@,uvoizQwoodڍĎfs atضnoor߃߃߃EZE.ódview0`orarsa¼elo">pa UMabXtox؇;pur([t:A!cHinuqifyJ`ily3no 邀newynOtHach`iiyi1Recogniz˩soτä4avith󀀅isabilityhouldebleoffordheighostfhs/her,

beneficiariesekeepirulederaltipendntiltotearningslu0Dexceeds 250GGG@percen:pover(level.ftreachxPat,sreduceXy7770$1or僨y $3ed.Ňeevaluatannu`y.arthpantsienc׃׃">inmitt)unemploymicreque8Vre-ionsor2ntlXSEaȑ">offsetsyw.///(272inai,avidxapletonpdeghan'Tool “FEnditu`Work Ageeo(th___XDiniscY 2008.”ۀP2]ttp://www.rescho org/docs/sos-2012-pAnt/3a-">--Ts.pdf?sfvrsn=2oo98'''!SSDIOLUTIONSxTewayeconuYeligǐcashsigni0lyn///">iceӅ٤ώ rePnQwultsPلɂ!.urCedopphaslireceiQmȕXbdӐ6talysPfiЃ9hsЌȯecgوadvochs'ggaPiloroj@iau t ѩq uovЌl owiie///"> e-t`K‚nesJCo(`EServ(?'׃׳Krogram`Aalso aaccuracJcڀ9ʄ">`ulׁρύ׍г'ۛPurrrYinCoxi0tsel `,today'sextrPc#BneaЂsIunp(nd,c9esuggPbo(SSAB006, 10)W__YPrediʅtsׁׁ׏rohٗpw/whi9heyla0߃߃">Xnq hدreeraajd.nafX`mhsfHeWҬ#e:soynх҃s8usP∰rmeeId non.xiGQ">nPgmazflo' vailCm,Shelpb}coach///(ICP︤"xcoutlrtask|rȄɽ/xyt.ar)n8 0aplaclh؟ߑ߱МDȦs)???>ell!Asim֖8h yi">soubvocal(h{{ nc,hdelir ,ttQ_4authoriz`vorGAnp.1rvigo-9onqohapvaluB|(fac颷jaused󀀅yisability.oday,n

overwhelmingumberfervicerovidersxistohichmployc0turn.such,iew">SSDIotnlyshlaȃHpayICAaxesutlsoEslxoinfntryoroordinatedEBmӇsouldegreat`nefi.Kno:pre hlPpectationsciari rejork8d/8sthisaЃЅpsposchangePCPcoac Bwith meethirCPbjivYFurmore,liȈX3exzSnc舸porb߃߃">requirettenabfocus@9c'WWRIAnded,raH؍mlindœߓshjresult؄subsav0qfeЀ+yn.Յ`nixPymo">critic1siXnew䋈n` wplidephow">m0itudZӊIݨrhcG. 'TXN@Co`bornו0D(2006)s(bpiJanua` InfoBHfpi>pHHa___">2 Ofung98qyor؜uЃ߃߃">shiphe2X8sfulwwq283'''XPLORINGNLTERNATIVEOCIALECURITYEFINITIONFISABILɃ">AlYydutimpp1awfromji;,)-ϐùTruFnconomica@srbeyoHcopȔr)ayze many눗negepЗo chie cAnea .Ԇ0ombJ²st-spiloatru(caxf،.r.ehȢ(enbeck, niȅXqW.Eg//)UpjohnnsItPmțTQfsigniP10ehppeoȈۖ///(tayQx*p Պb $25≨Q(Ox15)ooiPerha@t)wPx*aWincyوznumbxhߋ%draRyrAmerA2plafis@ly:c(u9R???)dard*GGAWhyow?`b>Twy-fifte25annrsanIAct.׸ celet߄77rogߕha$0passagPwhials1coz󎘃">ӸɈ 切wKlؔmou4̥;zЀpQmф">xnts`ark@4G;etifeŚ8`(ABLE)Y,ҩbipartup1у,߃߃ߚ pConsMjlibao0 ///ٞidtaxehiclaccumul؀p9ۣ(exȃnsVenno@ׁׁׅEFirAnA8⠘tesoday 󀀅provideajorulturalndystemic

opportunities@employment.ŀfirst,thomeftsoo0inhe.S.upreCourt Olmxadecision,asecianvolving,atPset9polictoacilitatefulclua">people; mostignifica@disabin9workplacQdmy (DepartZ'''fabX2015).Ɋok0`ve,-based,egr@d(X">fopAserviclyouHads[">__XTh,ike nyrs)loXucceunt1unless7jcusiare"X)keepYkgovern7''$subsidyOOISeqsv0lr`y(af˜;yhmilaroneropo0apereew٘pӜ*HuҁsXwhichIudetermiwhoeH߃߃߃ؔה,k`Gᕉlws:A “”ean(a)phys l,nt8medmpairresБfrom0atoЁGGGolog{genet@neur͠ndҜvؠcexerwwarmbodilyncrdem(trabbyuHaHJcl0wwwprшpryHagnXtechniqu ???XbYr0rڠ 7771284'''9SDIOLUTIONScɌޅgardC}.273Aaewayalini71B!mdMx-:a///Y˜?,ce8HυPab@y0mixior@fW//,majQifXv;Nsonr(3VPealAdvocr4'''">ANALYSISFHEMPACTqPROPOSEDHANGEb>#aoHhitÊr’xhang0èsufisec8v ">ividualO1emmuXȐ龑AouЙvahSocOOOcur|fedo.hi(At-*moxnizaBc0r8n">pilotjehphas1wp(cipylongiepad_773wcȃdox8eɀXrely returHplacarf葀seGGG">qsavЂTVTrustund,@cǎtax⊀:bO ime (HxKur3Asr.eol beck (5),pniH W.E.pjohnɺitutsaiAlm`ylicyPulz(on/re-e`oy`777">gopassnpt-st.߂''#Pdvainew#;e:ōblishexpBqϢ̐"mai`!attach‡x^OG݌ quick~1)tyMhmizingear󀀅fovertyesultingromisabiliandossqconnectivtohe

workforce.___XreaBaHonalystem ordiedervicesthlendybraiafunhg8atAilPupportviduals`Airf@tmaint (onWooWVmoreimple stЂwar B@ځT9erd">i1notŀmpedimenapuT`currask_H“pryan”os(Xexp">'"Ä1roughalysijobquirefic2s''' @neeccommod,rylpkreturoafter bkuet1ه,Qis0thly,''dsg__YOurPprior`zYr(go@eoɕڔ߁qho(tX''!jsy!c{rchie"A.e`sihmanybeneiarjouldho#Ѓ؞*asȃQfPn l,ys"'''Е3ZXnewlNȈdopICP8Qkeep">ocareerOJote,q98fo0aluobjʀxYv (ctor'syagb@elkel$:,pȝfl*be@praؓA߄r 777iiogram AsrЀrȾAskEARN (2013),AAn273.Y.xec.aw §§ 290-301.ttp://www.dhr.0te.ny.us/doc/hrl.pd7GGB85''' EXPLORINGNLTERNATIVEOCIALECURITYEFINITIONFISABILɃgWWduyahuWcos)ssoxabsenc`theal,J˖pensclaimӀurj߃߃ߵ(rganizyab๑x`knowledge JxP`mployees.">Rece8earlyôłRS|,iewdshtiorary ncn owhek<atto rr//axinhrup".ҧarshowf`bo@’Intt@;belieQSy'///">afو'id⎐,d(S 2006, 17)??ffUsiUjc8bwil8tPro*PyHbetwee'''">gGl9.tifdogurequiryډGGG">be ssibQdedocus!XwahqǏdo,v'''fis/hachang, 22Tphilosophlig2Jstroer-">plan" acscs+exouro㑙`'//)䞁benefY @臐!xhujul0ire-evalukght="1e󀀅m"idth="0pt">trainingeriod.herogramhiftndealignmentould〘tenthat:

informatitofnCPJvid(necessaryervihRsupportossistσσσdiual’P!ontinuoorturmxmalrup.authorseli؅rimHt)thispos`substaxx0wichBmqeixlifeÄ0,ducedumȋsts,ڀPaaxpaid777ڒommun.ɘ`Qlsoadbong-termiscbenefitsmodexsӄ">iwhhlacSDI1ɀ a(ilqepar!">"nex)employ_INTERMEDIATETEPS –HEEVELOPMENTHASEb>">Rponable ttdmuroPr r(ٍsur.irs(i dopGG@0rdurx") AXchZludIng,PunsN.ĔXərolafxre€muoc߃߃">qifp`i770be leHow/+">mo@yyʉHciag"ݬ_ⱯciЄ0خ6m9i`+througheder@p"gencorganizdagXhips,tra warhay o@)f PXnwhesit@shouldX">CoordhŘ?SևP߅P“yreh+o2">cM8egrvxououran@wAǃǃǴ9@lyٸ multipu ms” (SSAB 2006, 11)?yA0iȅXBrmedi98p)dbTobˈs">n邱b`aA1weadopAReo ///expecQhP`dedv$voCR͟Т좖ӌ҉QDt286''' SSDIOLUTIONSxHealHu0,duK[Labn0ЁPPafupaplŸrslah@ؑ@@dɖ+type@`">9]YROMISEr2*eftargeLSSIou߃߃(ThompsBarnHX7X3-14wProjcosromxs5UpXSB- tzalywirlQ1`<[Ȁ(e?Acor@HOOO3solukfeasixcristudyطQmp(rnumb ׄ?h7becomingmpl󀀅oyed,heffectnederalndtateaxes,ossibleeduced

publicaltharetilization,ordentifimarkers.Inddi[inrorsoilotnewefinfisabptyJ)consequapoyGGG@programhangawaiv0romocSecurywill℡Xdonly///(butlso(stricshgardingub Gainful0v@assetimitpsuspens///">rorkcAPxetcǂ771D(H)developmphaseHtdetermin8hownySDInr">return*#makPeta.ɁW0hiarur-agenw#ost-뎐nalysis`ypermase@@Deomimpa`reportF(l`aob!`p{ҙcommu8rehӟ*bushssPڎgonrrlegislato^Y">_߆ PulؐpsignPc Xrqaؕ遐">employpeopwi.:up0ncooS т1mri771EXPECTEDOWNSIDEFEWEFINITIONNDROPOS@ǂǂǂMGAV8rXcu@adMlډl󈩉nten c 2'גזžhyyAȓs?Ac Qthas؂rewheؚpmxough Yappea/rvi9Ybe)`s0ldxiz1">m8fbkovailiday.o8t)exisJmoG//dctifEwSmwimopartp/Xtq)U멈lsoߑ恱ripJ'''!braiXl`hichφstopceiv|irashiBuoX">߂curr8lyavrol̡Tissuaw 0sucsfurk??؈ncalls*rar glp regard!///">250rcaTfe؃xpalevel,@bH $1#Ä(ry $3Esanalyannuylpilt:eښQfzviewTك">hroachPogerӞwwwfurour0:DWQ’OurosughIdurB1SDI???8jiLssusyzRi mu`coaxystemόsaAru-nc8-ben@ )shmuȅ(meH2p$87''' EXPLORINGNLTERNATIVEOCIALECURITYEFINITIONFISABILɃ">determineow#9y 4achieve󀀅ost

neutralityndinancialustapbi.OOOHAnothermmonlyxpressedncernshatedeHingishlegativeaffecteoplethnieshoretoork.ecknowledgalthoughperopo+tioba">`aeliefۆhocanHenvidPenvironmen">supportervices,omp.e؃languaooonocparameterswogformsldxsultngtreatꂀ">bentcs߇ߐTrSDIeriebeunchedO__YRecogniz"manqcel8dalsave8Jes0ovpa@fewad">misoihfiptimQeurriolic,khthU߃߃ߝ?㊪рnJ/ _??;rres.nsteaЕprypdx “low-fruit,”majhaulOOO">i(symrequ@RaHadda'x8)ldy础0`jnepxIrdhchie0suc@XletbraiGxisteoyrah8fashhctБ@>'''`illul񡯡ȅ?.lO^ross-///">ncy,-manalysncaுepd>se(hur,W//)tgo"whicxoЮ`minG.ͅOlHabuy-f]8muPhrehӏSuXDŽlጨcك">g{k0bbilotspEHu𪌂_(?m؊)deCONCLUSIONpb>">WlJ!?YyXmovI@hr!8A؄WWW1gsubsigfXXivPAj:9s QhifCfunda(princisAOOO">markedocu8Harټ8rvonx8sultsq">za(lac o0safeguardȨޢqq/ie9uxor*nxYtaytt0retur` 烧TcurX(υגAdo hpa;DŽ̓mhȴpYar_"la!ts]makYtf%(yciar4accouHjṱB؃prgyW77Spaper’Prohwould{e3٩">simmodmlw)ʂѤudlorrio">timX8hufiscstHAImTꊃ@Wss: AX9mediXT phys„Wght="󀀅1em"idth="0pt">orentalmpairi(s)hatasesultednubstantiediomployq,sxpec

CleSSDInd͋`caifapplaearnrequirhworkHts ">288''' SOLUTIONS,accordanc0currYrules,ifou"lS>">?.ggg`WproposPwovisxsiaavailIn8ciaries7771Tfir ЃdiCoinaIEervices;se sash0offse">Qh0hdvage XobjivxHinclude:ahAa*laiCittachce/returȜ`cklyfp ezay;ǃǃLJeducfppoverromǃlosn2Ʌ{CrAa0sy0m sCxndybraiafp2߃߃suppor dduals#ef@aχon;,wwwLE(blisibstЁwarHpur fu. ɟ0HPPۨ(&[wayӎТ/ooi OOO">hham tfurxrOe(or o72FHul''!binh`ooutȘ؀an.iket)hypoxticHp lģpʐ09Fthre߂߂Sox'")kinclu؃emphasxSoci`SecuHyĸ///Qs`()pу9replacnt,wixknows “nsXbenefits,”'''r㑀drren,72@xu9Reviews (CDRs).heropplxشZteLremovxaiiyќ)IlwOJ.alȢPaHxydimIengaga`h+)recogee`777">pilotqト𯐛(ct˯.rocessUnder{%?ght="1em"idth="0pt">aretrongeliefhatostneficiariesanork,spelhthppropriateplace

dirfina*firxyearfQ(i(imtunmreconomic(ckSSDIQlicjjψΈЀoI9mЄubse2ۊσysign;eala.noƒԎk(`nᖰabilou`IpifiЀxremp[i SxGiveѦkXtlpanelStructur Rms,مtgosAlikeiڢideZ8X2.274Ã,rsXȂ oft ???">isZYgaequ:depЇihos2midd;eam.ԋ'''8 L3cauind؈鳨*xwardwFI,gramadȍyXcȃSsavЀ`tw eȺȖHeS~monI///o()೚ undiavaia,L0邑joneedxur`,嘱#p9">Sss`Pa0Ax6monsquxF8exay777Kg`tyAVe(anffa( (VA)ďti’s𥩡(mag(">Tmalsstatuto gulazUbmcus؂wi ؄/Ӎ)H4dsormakrlJ90''' SOLUTIONSrc9VAiacklogJcnpr-e“Thir(nookȹƄ@/alv饸a4embreviewOamRhslX,΁YЗQJHeCniaHawaiweȀ@privoybd_xnsncxseo''\iffectop9(urthlBu tÝ/CR duFunc''&Capac(RFC)Zoodψdivizpas;nylii''! mBsymarscrny耯(sx//)pugecis-r3irang,sy[obust9p72tq"pl킑@ngoior 8 u(n)Icort&DcY///">}t49wI0&i8a+QIxignifitnter-agencyooperationndlboisntegralartfhese

pas,erhapsore؂shouldexpectedivenurureaucceality.heoci0SecurAdministk’ssearchuggeststanyxnefiriettemptၠturnoork,ost䂪tGGG@eryong,BfewЀ hbstantgfu(ctivAxwhileocus`` SSDI,'''i,Supplemewncome (SSI)romUalsoymodifixhmat@Ƀ">ch@corposȆtwoѓrconnaspЍforo thdisabi(.wwwdPony,DCpprilysumecw"e requiro'n''' medicvoc€ximvf8tB`wifdidotВy?z">thbegquP(,SECTQVI:NTERNApCOMPARISONIb>ooojANDONG-@MOLVENCY2'' 15.AЗAТ@W@-AgPĭs:wOOOInPhQromrou 8777i>Rob8ȟmyol()memXtswff ABs(ousncЃaroblemAfntre3)X10πCi>S4,:’1YBar`rh?GGcr|ervenyeaisrXc`tiddxf`h iry??8"e10Whieulahnot䵈, ix9???">xhchiضmeucc@reducgrow(recipCE">ouragh̕ȶyI{nexXecA,ɻƆback0yi{harar)csfpopul'''hPi2acro`db oldȄqzlф,ar???">ن`;1labhma0 axyowUposon??9!thircusso3structufyargeQ<ɹ8l">n sixestern,evelopedations.hisverviewscribealolicytructurerom

theottXtierfociminimumupportitothirddisabilityndld-agepenseYɂx-relat@incomerogramsachountrysd.basicharacisticf:targeonorkersth߉aoseapresendetail.orx,*percing/-opu @eceivȆ?benefitshowpael9wur">+’srossăArod (GDP)t(knefh׃׃">߁ߑfoursecpa 1broad-brusherngthataveenadРԢϢφBif?hE-by-analysi/\revi≔stfdecs???8ɚhiwe{conyr1orawsЅremf8`or͓UniYStsh`777fi@61luBACKGROUNDNHEISABLEDORKING-AGEOPULATI ςς">Ixp`ffereؕdXDЕvgIGGGlשsimilarind`dualhebldar!rhR@b4xample{?;">293''' APPROACHESOSSISTG`PEOPLEITH ILITI">a choogreаubstanti8y"amoؑb*it-'''">bodi(OECD 2010)b04*a;eeoymaRL*0low﬈%ߏߑ275Ä`ɄȅAthiir8P;l6ªuߝߜosysocل7770elfym`p8`crvaely.hilewediNe)lxs">achidXQyq$„|hoPh@skZIout],s uhkprogram@nXnot??ڸld)hasized,`w)x KRIصlȇb`cunlyȴadB"thaaackap0beioresp ob pb@xфpolicВ&crerf@,d!iculsca`pWWW㊠eom8-be:walyɃ߃߃">nged.uȖa-npap`onaytp:obser3⃏ t/L.Ȕ݀0ԥV,eblishytra1ward;x`ie8.lsxoccsimaneУXŠGy.nxmwongeem:

first,here realndeaningfuliffncesnconomictatusrwell-beetweenosehth

groupڊ|ir—*hoiXYesigntorot適">supporm@requsoafin·oaPrformanHr nd.rom:/pohIview,dividualagAhysic">mPlimitdailcthpaubtiaecxБR777">duے`Irdereblisclearn0seHs)GGG">djustbmuch(psbzstraiсfshӄHo橠yuntakc0p؉ tXlassifiyёpled?///(D܏a!sa0stus-1 ??9˃g;u whi@Oeʙ"comp@">Ajat V-Q#erosdo ߃߃">ײTHETRUCTUREFOLICYSSISTINGISABLEDORKERSNb>SEVERALESTERNATIONSOv𦠁VirtpaW@erevelopَlex(jA(Џ75.surkha8r,alyؔ0Ziebar(2015)cus,oػ">275#OECD{eoypeohϰw`out 40clȁ `8h227[@Fpt-time,onB13Gno؃TWWeʄooo">挹unόʉ?όϵStwipX(Z0)6eЖ@hol,4signXch8kwww"> rel0`؜oȩЇor?'K&džmττϒ1"߮]22,w14G߄OO94''' SSDIOLU݁thhٓrIb|6jx!n@fir17770typls8rsal,o@m,eeds-bahashransȹegunteminimum''' lٕAsupporoamheadbX.ԇsecÂ$">Ą expӃ,ⓠwhoxtHorariedcam9udendsoeasednheevelfastorkndarnings;*benefitsreime-

limit0ainomeselatoouseholdeeds.ԃ`thirierrovidinc supportل">thosehoaged,icdisabled8@gramsnirA-tR"> .Ӆecipien(hYnessׅ9viewsemParilyni84is///(gral.Ĉ ilityensiOHrrvXf_notxpec$@777Xmployed;Xy猜oshzwwptend0//)@greІ8Eavail*Xэ nXtwo.277AldustrializnatPsav-,%-typ߄tinancP`sisth 777"> -yihuals th?ieGovernmfaafficultXlngc8nesigeirgy_]yanRpueop0aXᤊbecaPahealof@inXpty,i82aؔ!jc)Iux1civ(c뛘o@ti`@bifer u.Inl,ordqoece1cqu(jmeeblisheligiL">9darxcoex0tq8dpxRiPic}/''' uccful0rtisɶqab0mat[from!@F">s(rlo@ascgCcaWhP,8opcoun0il܉xyluDŽFexRepucGerman NeѡdSPeAlia#Un1ˑdom,փ">StXhBescripCl0char؛hs(ŏ>targeP媧rpnYnb'77"`viewW=-reldacšlwH:׃׃׃os%arstprsaeeds-ashrans=ozminimumOKPz.Ɵsi`hǃǃǃ{zisimspeci( ;exaeꖯ,whPgSleSAI">(SSI))avai܊d'"ٺqufyǃ߃߃ݫ;-typQjunc:oosxoor׃זAHass0aAPeuneoyedypllP펩uGfundbyHayrtaxibolrghva">amopoipxo(0юwhi0ϔ߃݆ نg1kne8/.gexcepIPqhm.278׃׃׃׊receׂszPwayoheeceiptfisabilityension

benefits.WWWP277urkhauser,aly,ndiebarth (2015)rovideoreull-bodiedcus҅theypical`ree-tiertructu؁ ">socitectpolicie熜8Ԅ UnitStateso(notav)grubicknessۃgramubsaidZe9towwwpgovernmentmploye'$95''' APPROACHESOSSISTINGORK@-AGEDEOPLEITHISABILITI">lcountrwedevelopylong-stXingsatuincomeupportwork-ageoplxi8iouealxcoPыpSTσσ">na (e.g.,OHOonlyersho8totycled,whiporDwOOH9pу.j߃߃ߡrelrqw(varyxbidacrosL7'ԁЇ'dnruldetermeZapphsoHT">eligi0ʠ\Ҋgloy-Yency󇓆Êي ĬDiƀgTi 1d+1j ǒکB΄six.Ƌeac)percٝold ( 60-///">64earAopu)rvχ@how*column 2W//(_w:Ʉ.fromXlow 3ل">G anabo 7.5nweden (Burkhau,alЈZiebh 2015;.tlw014).279Ê#3rsi@Iexthi8V;5?;)׊҄urancDILXīgOg—thoȀdA64/?grerGGGaKo lWb21]i1I,s$߄RLjߘO''Ony.280Ɉ{8j10gf/VGGAD4+brspe0(@aBGDP)voٙH/MO/.xtur`8},!lujw,K1.4Eo9__߄''"Ne0rl s1in,]58owrB+@ipiencyaelecr&_23.1._e`hestGGGAmoؐq2Tab1:ZDlhP/RB;LPS???:H-RDisability-relatedublic

expenditures/Growthn>receiving64ƁoooercentofDP (2011)ρρρbenefitYipiency:sOOOHw⁧1970-fin__ZFedGGGA3WWWP7.5gggg>1.(sicknes-0.9ǁwww">ReԎggg = 0ߐǁǖermanGGAThe'''other)5.1wooo>2.96ooo">NelandρggG'"'ǁǁǁ2">Swǁ??ggn1oooo҅n30oooϊ7߁ǁǁǴPustiWWQ5ggggqoooC׈AǁDŽ79tsticsnפ)work-oareromurkhauser,aly,nwZiebarpa5)Wtl.4).www80taφφˆogp50-/tak*Figu2.A1.2.,ل2OECDJ0OL1OOpمash'is iR7ooohLibrarccHSeptemb 2, ᆯGG2Ԅgrowrxsecalc؅2si See so[ ,igs. 1.1-7].ρ??96'''aSDIOLUTIONSxUni??wWW^2.oooفg߁8ooo>KdpGGGojǁNJHwww">4.ׁgggPGooo4WW>3.1oooǁǁD-ReSupportrogram"Sixeveloped,esternconomib>">IaPsubsec),rieflyescribeO-rincomepachs??9counts,mphasizكbhcharac= targeer''!wi.`.283 Federalepublpermanyi/'' AsoruranUvidesocialinimumncomeolitizenshrough

universneeds-basedashransferrogram.enefitsreundXoutfr0revenues.n聬,ciariesythirsticonsiderbebl work&HlS???">setationyndarybonousehold pos(Burkha r,aly,Ziebarth2015).???8Germanlsov0sed-third-t@targetae8rlyot''' ingtnnloymentsu ce (UI).bPayrolx;9up`vaildžcwhoaveenB@forᐁap24onthspișpply U삨Y0page50aiՄupi12.ԁdЃ">wp؄ rXintep(څ)maxꃩ,hichch 8.arnplace؄0Rfrom 60ercلx67v(SSA+4;›WWWWggfTGp ludsicknessO<,StatutoOld-Ax">PS (OAP)e׎isabilityЁl(WD0bo8ph)ctotb׃׃">dl.ul -Țyb耨unŕˆ,100irt0yĄzdd 78io`reeea284HDPGpD''{insyPm">Zlife.imxrUI,0ubjec:ax—9.4574 groPocQ_aribuceIn4j">YK@8about €11ion,I48/׃׃׹(Xd)(____iHnǒǒİtypicaloughreXp ///p 9exWT,Fcɞڌqy8es1ocufdalromqui0mQhou8daydein؃Z0leKbet`yj777 83oȚsels͐[`oft1iYӺȲysuppor]whiPhasizC">desigo`cH!facI l8a t!n(T:Z@u-cificqescrhҍ*followo:-rel:4ӏh (scusƄ’KH___Y97''' APPROACHESOSSISTINGORK@-AGEDEOPLEITHISABILITIY˚Ino蝊{he/swardhaul7o׍77;ECDY0;SA).

<peight="1em"idth="0pt">There!bout 80,000artialDPeneficiaries;`rnnuaverageashLtqs

< €6.Ԅ^nearly 1.3illionuon0dLĄ]received???8i8,7(Burkhauser,aly,zZiebh 2015;ECDY0;SA).WV">toty3ercentforking- populat.estimat that,n11,ublicpend0incapacityas _dž(9"> ǁǁ">As1Germansaolnimumprogramorisabladults little''qroistory8c`goric iy-basHwelf5noteanXedJ`lsofersinsurancVqtectyagaXto)rarnxf7770 _WWDutchicknessdhdFmploy!vide 7lwQreplacemoo2H aupytwos.olctarA)agrestenaise'''">H1a(t.A4Gׂ׊my(WAO/WIA))tXuishhbetwe@ yy">|.285owhoZNuateomenti6ai8o777)dekrlevelst in(bymed!Ful@Vcoph( 75dai8(J߯=à~supporyntribu!σ;rinzTomps2009;anӂbeekGrs׃׃">__[Curr"6/,r50,0rople,U&@shرO)reWPtakHin0accoh">4re(85G 8Dindi8u.im">sч.9?fDPA (E5 Swed">AnǞanQs,ӂsh(a-tistructure.ta77щunHrsns-)dash0sȡ&RuimumMσσ">ސBlsp(pp蓫requiiH8cif9ps(iTwI,aᇼ"old"op*seЅhIysteHinsucndaPߍރ)replacaǃǃ">fracIsmxlixhqolPagg`(ܡ(oxk"sPD;ϛtreflect8gobetwefir!ɲ@iYHpriv@purc(g߃285@ judgbe٧0[l(ifis/arn9XlesR?formPPar'^areaidoorkersoungerhange 65ithssedisabilities

prohibitemromarning 79ercentforms.ׂׂׂ298''' SSDIOLUTIONSxThe@iri`incomeupportenefitswedenludPnationaloci8insurancerogramolvidpenspsetiranlh.hes'reindytatutoryemployAleontribupColctivelyargainHoccup -ba9؇G+݆alsovailYmanyishSickn莾΋ᕸxrst 14aysl,oc’p)al.ךrequWWW">`iodicalum@iralm/wo҅yǖÇNJthojudg dministrasQ">haverA(uٚ YapacZlin8rs`yuahtex]whichȔ#res;seЃhn恠laфU'''">QjNdeeekbYpaf(Burkhauser,aly,*Zie`2015;OECDY0)ggaAbout 450,000 oprecepi6-GB2"7.5f">1-popu.φ estimhatublicYptas 2.2fGDP9@1(5ǁǁ Auliapi> vh8a],NAlwamoligimٟ,unJstudyull-e`c9IaoramhIdii,'''">0injurE jobɸ@urnP;!߅Y!в!ĦWWW">^) /yppoإ퀢(n㈈ztHnᗸ21 7''J?ok|—DGS P(DSP)8GGG,ans-1oT;i'''Ȅ16.schJboxron wmބ///Ĝdetin`X"ahy28llectuq0psychiatrimpairmpɢexecHnis/hxݗBn.ӁqµAFA ???9le15ouxaainimum-wYQftwohs771Ydoof[a 0xa777">iXPbu8dEayiHeإ/xtypsoci8insuȱ.‡Bexctho@welf҉X׃׃ןٰloǂO؄,subst؅qyȷPgrouA">SweHNe0rlHGPany (BurkhYr,aly;Ziebar;ECDY0;SAσσσȁ)'??9Recipiqtxabout 5.3cp populaªima">sdapacity was 2.1ercentfDPn 2011 (OECDY5).

Unitedingdomi>">Greatritain,ikehe(ruropeanountries,rovidesirst-ti@benefitsrough`universal,770needs-basincomeupportygram,Slem`aryƒ$.ԁ Qralq">secondyiIenemploymfor(osexpectoorkg299''' APPROACHESOSSISTINGORK@-AGEDEOPLEITHISABILITI">St8Y1970wpstablish(thirdInvalidit6(IVB)ignociinsurance-type-ageo`thisabilis.ׁ0Ȅ''' sufficibutions (ma(whied)!physic萰lhealoneptArdirsu ccupawereedligibД">!xy76Iyiafamilyoctor,(fi///natuX.ɀyX*y;ecexdicknessք">(chas1 28eks), w@byjlpa8i߃߃">ok좠cĘpaiutIadK,Є(ipIsloisК`n$subsidy@la|I777">levema8tarn8Event;`replaclq //6wern-ފBurkhaus0al.4;Ͻ<0;SA5b F*;Wy''!'''">yߔshaׅØa'''0ЋRÎXѳϿϘm777">T a(strucɒa*modovi`srways,286oodtilh08oHEljًqA(ESA)>$[ons1σσ">EevolQ2LikzP@ (also߃߃߃ۡLab??ms-Ȟy葕WQouσ7ry.Ȕ0ЇXc@n">wPNQgreatdhpCdiછwar[-=0ctiv e0@ewcassZ ubeudgshavxi>“imicapac wwwp"`(upPaumericicPsyi.e.15paoic-OOOߎphy؃ӣ8l҉287BimȭțpuXcpdمH02PrcDGDP1.b6ǃǃǛ9Yagpu8Aeiv'&ϤY.Ϩ1.8/oጐipйǂ__[UnStJA"lͽco @ Pahrsneed%cashsf0OnaPknوprogram.heation’snlyong-termeeds-basedash

transferrogramsSupplementalecurityncome (SSI),hichlimitto"aged,disabladults,ndar؆fchild.ԂTemporaryssistanceorΈyamilies(TANFnsuccessxdAiwithependHÄ (AFDC">brovid턠oingleoxatenefitevel8wHthanSID.ort7zfiveearefyemployAxrequired.׃׃׃Ў! otiPusKUnStat0incluyunsup sʋw0placz"26eeks (oftex0dhdngȑ9hIperiodX">reah99DaesetqiGPt҃-)߂߂286Ɔexae,!1995zIVBwasdynvalidQBcs(IBThXc___1duѕ s{,aiy!barehblisabwork;tÅYhrough eligiade i/WW+7eorr(2015)aAaiycripQ{P\xalsodBozioEmm0ooj300''' SSDIOLUTIONSSociyld-A!Survivorsret*(OAiCDHhtituteJrwt󅻠=who///(ha؄tribovir•ilxCpaۅ`oktaxe0'''@oufyꊡymustaccumuldrغbc׃׃םpressubtattˆce.pasxpaPn0'''hටw熰y؃a٧.//)me`aedlydarhdistexuatHadjudicmak@Cy.ŀoݕWWWPD “uno)hm(ainfuc؃x!jobEqomcleone.”enisxsoy-reÎ-zV̄cGGGYp!yCl`H(Burkhauser,alyZieth ;ECDY0; AQ4;߃߃߃؂Hl.°ρρInQ1, 10.6i!eop0col`*OIuprom 7.2H2002٪hr'''!US-((s 25-64)op recewYstoobout 4.8c.3,'''(mhhl$w0$1,146,胒$14,0胰288;emucpe@capac!1.4GDP11P5b>b>">@RECENTRENDSNISABILITYOLICYCROSSELECTEDׂׂׂDEVELOPCOUNTRIES߁߁ߪructu+Ŝ$Rϻwi`ivar9 eacros771SpxdifferapreflXluȲܠssess ꘧ycos`ignalAQtossistingheopulationith

disabilities.wwwpForxample,ublic0upporRpeo aresedorovideetteconom///">outcomhfps.nфUndehvQnatural@sponsЄ؄">thisesi)o@lpHowever,ashransfgrams,ike߃߃">replacementlsducork0ivqPimpo`rea!costsnBtfe\y.ԋCleainhthatxulirrectbmarkett,chsmuhYrerivate@hirWWrsssiyGGGB؂fi(Ihopaob.ro@dH#///">eoysubsid ,|zӈMsqf0Xadapqrk؄">quotasxflhasiAnquac8baD//)a8XcrimiYlawer gnkguategg,唀mokς//)HQYK:`mp enspaȯes—DenaONe0rlȏSxzs,inKGermany,orwa@1SwedenptehaPunr@benefiwgrou`nciŨ"'qrvelyowТНjee9JlѨ`d*thoughc߃߃ߋdskbeen}in ear@MyطcountrRLJb0'''2ib`?tePyatrofoci?288ttp://ssa.gov/ /docs/s@s/di_asr/2013/Q01b.htmlSeptemb@1, @5301''' APPROACHESOSSISTINGORK@-AGEDEOPLEITHISABILITI𫹑8Z.,lud]U()Can,K8dom,apa`KowualiXNeweaӒ*xxxDޛܯ?Ӄ׃׃">eHHowe sai reJHxiaeXshQOOobEYւ2usq">occup$R ef0״tdi IjQenxsomzݞǁMxmZ鄑rmedi#o`firtwo0ၘs777fds,ligileniȹInalمcharaczhi ooojТ"Belgiu HungarFrLuxourg,ɓɡItalPy'''PǢfewPmimcoag^popuh289ǃǃDc,ݕvi &oXmuctoward//acOECD=,ognizNpa$irecX'ight="1em"idth="0pt">towardorking-ageeople0thisabilities.290nheextection,eIcussaturefqse

policyhangesnl9WesterHdevelopedconom,cludermany,wedeq">Ne0rland`AustraliaUnithKdom,nddtat 8b>___">Overpasthcade,eformvy(nsprogramsaaken恘butmo">casojhaveecenуЄooQԎʂ/(">foreduca)nefPary ushisimultaneouslyncouragYontinulabor0rketʊiXo׃Җ\sou(ottaGgoaldifferhay0twoj2remploymHpggg>2enboAlIфheqoo?tɃ___>EւRYMeas`swwrdnearHall牸u@;ablishMсignP߈ςy0remY@re-t!ce.͡I΄vax@r'''">M-T.ocal7 (OECD 2010)'%*_ɒCplayamparo׷ζ,???8߷o`IhHrequi8Ќhero:newobpp0IԖundek$ix(`sickr=lin#ogCvid`nQcys (@cribbove)ׇӉʙpibhre8ir77789go`roacښHmP(o88Ȅ„PerЌ‘SociDemocXicodel’L`r ϗ̈́">CorȂȇH ρϊ90acusariouѩmacroGiqraweavifrom78-84D3ja0limjseXfhdaBurkhauser,al Zieb(h5)Wpl.I">302''' SSDIOLUTIONSxpedO1g:Щ8iz讗">Ausa,Svׂbecamompuhry1996;lai9tQ`£_on.ungarPtoo,ۉh!׃׃כR-be8”iHwa ߤݮraOOO">wy0mi:XnotؤSzgoatepOOOHfuX hmtowardoinad-of-benefits principle,equixgpplicantso

fulfillxitHhabilitationbligZseforeceivYbenefits,thancS@oncome.OOOHSeveralountrieludISwedenndhenitedˀdom,averou؃warKassessmentproc`ensu@tha|isuchloseridis ynset (whXreturn work‰777">likely)OOs+focus؅XstrengHn)ehoyives!keepickeorS҈.Iin.o،9Ne0rls"|mergirn11">rogramsᆐyr rfLciaryflowsa@romjerhoake`tend">le8.sescribabovOKpayUuptw yearqaitupport#if递fHif!ief@pe`WWW">mado intehte Inome/{,FinQ,anadaSzybuksol"ryXpPHQ">numb[Klodgclaims (“eЃ”),viBatroI/771Β:ma 0OK/TУo)`ce'thZOG&halsoGGGAArict07bsmoo񧊈1.anishnHpa2'''">2g(ncrea9igoslyFbeca' Wۋdu(1rh|.pestashqgharb eby(m簧@2acthoxUexmedic gulibe矘ы-zertip.he///urseek!eyؠ!greturoၘo8 ib(OECD 2010)G׃׃OYG7WT[b>pa82msb>">Pnss((Ђa2006, ut-bRwG??`le א]capacPyDhhour+objeHSsubsidhқ nlabcosavx:,(o??E demSevBelgiumDenmapt`c(du2hseaӐ in-whic蔩///iff twa8wGbe8onsetņnew''' I4;iz4pnotm4und@nndBs;:pQavZon afqrehag 777">exhu0A ia,ehnyU0Kdom{Norway׃׃׃ЕlsoukGH m"requir҅agׄOencþه777">Mp,ncludinghenitedingdomndermany,avelso increas`emphasis

onorkapacitynddititoedicaljur2ligibildetinaprocess.ӄeP7772003,enmaHbegass0erson’sunc9iestasksR0nXformeɇ'yorcomeupport.ً//TeBenefitompensPolicywwwt303'' APPROACHESOSSISTINGORK@-AGEDEOPLEITHISABILITIumberfvelopcountrareducacibsYrecentcades,utewO3ctupy$ayms;"Ne0rl@kuarhxcepAs>Agebyapp(aȀee!sXcAthroughZrcrXriaro777">rigoxX*x m.xc耋sfɡjQBffev`moor!sickabse!e,hich(eaȁiptlong-isQ퍏WWQOneayɌuy0ЪϢmum8𩜝GGGequi gaAu@al(a@tȖ71,tal`q">Luxembourg)fowpqtegy.n,wchang9>fr15''' 302hsYeekatarti l)AAle (҄ marBlon@ssaȅqHifsϑτ///"oƇJvǂOOJnoYroa01Az лgprN*govern)g`Iinstfamiloc`T go蛳mak*objsEr`aɩ@judg0aP(r14pri8UKd(ћ@most0lSp,0?Zea9Szû0{nUQϊO߃߃ߋ‘Ċۑinsonn employub//a𒔆s (OECD 2010)߂߂߱couihozqPvo`e?07,܉exp苦ejobncЅhW(">G(exaxD"IemȲJ>0unj!nDtіavail`ordycebΛalsʗKObzP’щ pxirsccupBWOOIGiHsualygbusul40Gʅ.comormҁcow06GGG">H9z2ahifwarvior_؉p)7y (wel0PoI) [ituw0p">(hoobusteassessment)oakinghememporary,xceptnasefullisability.n

Poland,enefitsrewardedorthree-yeareriopafterhichcipisus2pplyndedpractice,ovoGsyspquireomemaWntkaet time;ountrihavdoptȃteXfferroach@hlisb.wwwpAumbt9 ince2workc(ives݄Undˇdom,examplHpal*axredh1y0nubsidytroducτtake-hމlabmark׃׃׃SimilarlNe0r邉@ageֈ)partyr6ilpeo0`> O9_[dǏynЌ9ithF! combinĎ)ONHeipt,teIroughp “vreg”???8structure.Ԍiordic7 (Sweden,waDen,in)Canada_aAputiPeonolXhi( yPsuccePP`oy!;o(304'''9SDIOLUTIONSx@ImbInstitutionArrange1b>ggg">hseverVkexpans_8(e(acЁhi y`gAAservP.ancYmeismls engpnd"=0cuthor;yjnrag9ȁ om???">(OECD 2010)oozќLjbЕRAone-stop-shopdel-n'''GagyAualia8ncetermpaeligiccLjunloۙgrnb">sup ۠0Aewr-@UKconatoᝏcvhdk(A.xweaقڭÙtA thdch!E釧ssiЫ9Lƒ">aX_el*po,?>qӚierC''~ρڃ(khHrticapac9ڊSed.??txaȇHp0xreimburs `Ploca8poоσσϻ?Ԑ_gts)fCeffecQ߂s;Ȓ9atひ܇i,_^willnxeavo777>similautes0lday,utmunicip8cdem(8tm">utzatq1-roxava`p8irlh///">ApQ-(—gzNe0r9Uniσσ">Kdom{example—ishiftoward outcome-basedunding suchpolicy,roviderreeimburonlyorhectualtrarticipationseliver(OECD 2010). b>GGG">@DISABILITYOLICYEFORMSNELECTEDEVELOPPCOUNTRIESTh8secdescribqnatuhxrecichangiPisability\f velopsP///">GermanxSweden,Ne0rlands,ustralia,ndUnit0Kdom.ǂ/+M">Osabeenireriz0byϏ1asonmXSociDemocrco;ǃǃǃZthou1䁙Lx(.291hescountripfocusqourarlierqsЏthi(l.OOOOJy-specif+prawavi9rBurkhau,alZieb@h95;/ tal.4;Zvhρρϛqg?likestur`anm,xneeds,gramsistanthat">guntinimumY2litPn@BenefitQs0Py:vary 0sehol0 posaHXsbblbworkathreeps///(pYa؃) 9 0ceginny2004یijobɚhكyЌ0requireqnPWh">S(, 88Iρρ>305'''PPROACH`TOSSISTINGORK@-AGPEOPLEITHĶA)dalsogrpnG݃`ayƏp12nthsextѓex0ie(24!)egwh N50 (whxbe)Uedsi60I67exPvwi(\iђW`·eligi)sicknesssbetwa70Z100irtzTh?yrqreceiv؅7i ofpKirste)wap[/()SAi&totbjl«0tu9777rolaxuppodurhqlifXStatutohOld-A(">Pch (OAP){x!Ċm(WDPply-1970policyhѕxpɖ냋`resulH">reprevalȑ.s,'odhad777񠸎heP8ipyt9pbshownT1.neash񄢄">rZ`ыɊrul`h1969Xow@'Ǘč#ull777OhRoudes8inŃ fiaA.urr[72ڥQhewself-]Q1Phspretirementrogramtge 62ithouxnctuarialeductionnenefits.othf

theseeasuresontributedoheapidrow disabilitycipiencyProug19701y1984, 5.8ercentworking-popula2eivGnswww">After`pefi`Fciandvcost,erman9`hcriia7770forainver .ԂnumbyearsImarketzx(XequiقaNasincred, Qaccessm}慈womeno[palab c?:ddiqchang(wer@ad90200iIn6,apЁ309RWDP׃׃׃Ў׎уio czinflow(priilyle)eӉP0one-half‡1,`Pstrur8]occur@,Hipystardbedecla“limd”rom„ p{Tlastob (PaR'''">comparablit)9+un iavai8Ȃ.4inuS1cuBQnewOK,rgemogă߃߃ߐcmod#\Employٔ7vir te(ꄼdcar- zir(agoikeep hϝBofӜGrole??:suh\xar)gros;pulѯWhevelӂ.ubsQrems%,;߃߃ߥU؉H@ttrСAdн2hat呶ertak?;@䉷0pUyta4four^>Priҍqf8begin80hanhcmoplussickn2syste@amo4ctstudied;ߋݢ '''is`rponsQe2xiκ,dH:306''' SSDIOLUTIONSxnumbyL8ket˦鹥ga`(΃σσϮ*eviPBnon ew`s) (mid-) pi>[AXp-Hijek_mpostay7amaȃ79Eligi0ZɘfC;lrabAopyconomy);7hӫσ˭Gvihڑ9nJ҇j(ð200NeXrl(sbAanpnuropenʩXgf{ppR1omj߃߃">wiheal8xairmhi`эȼs(nimuٻQthx">insuffic9khistoryutchM(WAO/WIA)_or

bothartialnduQdisabledorkers.heenefitsrovidareelat`to(extentfost

bilitiesoutufficiQistorysocminimumevelincomeppor؉ф'''">DutchQ@ensiongrewapidlyX2decadeq1970s,10busahwagplace)+sicknessu—)g`way]receipzGMcisp80rctfor4a.nddon,tv@rouaЉ"ainirmploy">Aft)CQ,ho keXmrom"IiHobcosrAexceligiP??ň/B&ai view@ul2qu ne7;|777HhoӨ~Ȑsurr|an">15_ (Burkh r,aZie8`2015)OOILegdop;alsontribuϣHowth꣧xuxiy quir">{respْIAevaluaRotatusyfiXthaiscrip@ebs:ׄ//„sfouo.ul5ul ,tҡYtardacti`OOOplassif؃ӗgn.zbekT qffeXpyيŠig<͍+`bu8rel`OOO">pa‹PRՄƄOOʥpl (11)7770kОX)ipAyNe0rlsurawwɄ">wsThiGh_csXchanges%?9sym=p1980B`mid-,zlfUq8"> uc`)7vz“:e”,`777eanqarawxq(Moreovф񅤮applic_//)denimlowE*e%yn''' Pyȑws脈r@''' pproa`@sicknes[׆`0uppob`msf`x">1994,QgpteriaCfp@F Ɉ>τOOְirsixPeks;h6Зx!oneÞly-200wo7770‰addi,kfowQfixXu!sڄq߃߃ߡhrcmod$dbeRshifQdǎʊф///">aMmze`m.σσσȋH2 0p`reformsas initiatednolnd.heisabilityensionrogram (WAO)

waseplac2004yewcheme—t`Workncomect(IA).ra0rhanenefit307''' APPROACHESOSSISTINGORK@-AGEDEOPLEITHISABILITI">receiptHview8Pnormevenrer centivesereyvidbothHersfirmstocmodatAreh` wipheal8limsse(gprnaundampalDutchWPolicy (Burkhauser,aly,Ziebar2015">WQ-orims9",sad afo@woeaX">bepplyinga.pɁ@ic,yKrequir@etail">docuʇoff0tHoaemployur1priWrAe%deni">ȗsed;QconubIs8sibleK’suppPobfo7770'ccep.ҋ1ssignstemh ipR'''">0pl2yš.ay-as-you-go{impo}񈔅 H.ddXɃa8iust 10OIbb99xirxpecz˕_Xi 292???8YpHሷals؇ue oupOcoul8voi8hiτKHiynrЋ퇐aAv1Gsura//)Bec!tHrmsboEsyp ly_ ark///џfowsc1ghay400t-2002UuwpuO//+numb`HPnȇ1(vS8beekBGradus117^>,_y QNeleeriQhcer8vW!ri'yXU1970؋980maj@ccurɒ@thre)ffXtim)siH+h:ؓrreplac from 80rr7v;؛ (H׃׃">eligiLcrit0mid-)Ca`s0΁qc777">I sick(ordnhragefrovideSū׃׃">ڞnesKlimitas}9E]~conowo8sb lؐrehÅچaccommod1tipul([xGstbtur"DXndaPwob;&xdocu"σσύ񐵑olaim?^ f@OЌ-;σσϛɗȎȊQul$ouini8miumҎ-partial disabilityrogramhroughxperience-ratedemiums (mid-

2000s) ???">SwedenPb>www92fter 10ears,eniformay-as-you-gosatovYfullynermanentBl(Ɂ9stockfcurr eneficiasdoldystemlsoWhrtial' .308''' SSDIOLUTIONSxAsescrib9b8,ӌ,ikeosturopeanationhasas:sms-incomesupportN@viding dex`soinimumfloor.Œ"tracross"Pi>i߂qZ’second-tiHmsHwork`hove0irobsr:ȁȒ0'''">laidf.ԆpdatorParelIxloyaaymXreplacaracʘ1wages*iaoluntaunyԃyresulꎀon-fi///">negoؕ .teasix(nthfݓ>Fin(y "bothcknexaa'yׇ|Wei9fAђ!i`ib8y,8ich"fந*ޅ1σσ">l1nt8uIddiq,9ivXrx~hoccupڊgWsX`ooo">DurQ1970$Yish@ensgrewpidliȚduʂ!atte///">gP`oxfHo.ƇixaxZ"~">hahrnsbout 90qcɋaexPc*Ҕapac))25E7ftone9receipj,`r???Š5ablapplongx_nv1777">oi,h3voc(servi*яdG60jϒϒ̙ؕшgsimilؚ">gXWh,/__cahpiQ akO׃׃ѹmo"reffecwwWaEinsuroȈڋ6T`goge𡨶Ahi'#gdglsinuhowW''ip񒡇Іh80 in 199Ȑxon-,`licymamad8djustsesigncslow,/Ccos|}Ewexrequirpay/>two???8weekabsProm til(;quur(sؚ\rĄ{vT.͜Povereshol3ggwasǐg77dpaDz:/otzu2xeight="1em"idth="0pt">Inhearly 2000s,reformsegun31990sereccelerated.akensackage*seolicy

mcooywithdm8stoȅ؍///bjxCs~hh'o!9ЌXvl;) 3Qen@boggϙ.309''' APPROACHESOSSISTINGORK@-AGEDEOPLEITHISABILITI">FuredesignurbI0sȈχϑm6xcosGCYund"a adeMcinugddZ⁀Hivvid )heal8on tkati)a𞿈Mo'dlopm׃׬ǝǝû`nPedoפpursb">g8ros177w(cthowhohouldave—bu(idotpreturcr'''">a(sul(cgenumb!?>/sXw_??^>Swed0gH\growHϢya .anJ?8􄨖Ƀuf胪urye 777">Lciainflow¢"kdl]ornew͆ra.Ҍ4 lu: b>ςς">"ʍwd,gcm؆׃ץ:spiblecoParlyxh?t( thPhoeligi$ri(iaB(1990s)ǹusysteȈerg жefokonnecb">betwe` bsBvolum{kk.; $,zntob:rivʎ؟lpI,#e׃׃">cqtwostزizlvoc0yߋ*plσσϋzinvier.ӔϮevaluatedororkbilityfterixonthsfsenceroms(early-2000s)

mployersereequirtoocumentheypeccommodationyad(X;׃׃׃neweadlinprovis rehÃ+servicHset;ext񁀇capacY">wasgulavalwhilicksenefitceived; ay9C">thoseXohould—butidotpreturoducassЃsŃ">ƂZper8mx3, 6,nd 12߇/-pt (l`߃߃Australiahb>"w’ssinupporrogramxIDGS Penj(DSP)8dA'''guaranteminimumeligib@peop8withOie脙fhcsatiZwelfaIune.s,xbyuropeatare߃߃߃replacerXs聀.one0l,z݁Qsuscept subtialrowthXs''' ǜ/XC9pahoX.ԋ)con!hicha!F(bast 8dna`lsHurag(҅AbHQipi777">qcost___">WAeavee)changse 1970aqXdeng,߃߃߃ؔlevel١XHw(sremaRH.owr,F9Bl(r-|'%(wmoghrou?">(e.g.,ts)σ310''' SSDIOLUTIONSxV0]3sisee suffic30,:+cyhered77zc0idq=reagŁpatfGWW''㱊ccrria.Ҋaresug1frigob'uZder___Ymp@Ȩmedicfacto Q衱cionomic h`smde*qumbXtw!1980ʀH2f1ꈷׄɩ ag x(CaizGrey 2003ׂ__ZTagni8jߒoccurr!#X0Ismid''#ssQ𴰂ҽWwdَdardhՂProm 85erc9imrzbout 2G">G.s`sult1-tendtowang-irtiЃ߃߃߇?Gn@@ٵhototyloa؂*reВh`heatXd9(">Xs)a] dubFprbu@pomacr߃߃">W'ggaabsJa8b2n,sike@)lar/777-durg1990ssueohishangenxeligibilityriterion.SProvided

herermanentcomeloor@anenefitsbaseelfareYgram,utthoork׃׃׃requirem.ooohAsAustralieconomyxpanbf2recessp^arly 1990s,row8؉Yσσυ1cipiencyateslowed.lthoughidthesignificadownring">2001nd H8ld/nIOre(dEboaryiodsσIed,8y!LjhavPeZupwaresp:)HmajAen">GG҄h6 (whichffective@impair1t@from 251cɛ777">abo62),bboofartialXsaoq//,capacseekmsuppor@hrregularnemployGFciap7 b= ).es0Pstudqsuggesa)eǒtehla///,qminimumaqso`lƥϓSAlain٪TP-alsoollayb(ntroduvfiabHjob J8GGGJrrketՏ%wplon)nǃǃ">%.Ԗ:_ma؏Xhappepal`n(Cai">Go3;cVrWils13).ϋX[3 1,iptublic𛇛.rh op("Ѡ~fell,hiojhHseO__Y^>Fy``ha aumb`pcHQшnʓ,,n'''Xwɰkwe(а)`'hQy;)8luIw'''??:hifteyl!n|G@.ө8777`0 ,owрH ourpd8cesW.(sult,1970,w’s煠wٵamoeou`ҫd,WWWPsfUndt8ȁ">311''' APPROACHESOSSISTINGORK@-AGEDEOPLEITHISABILITI">KdhfxPch?!substanܑd锘mcaspsfбInp70bc*xviJhroug">SlaHBյ1s`whatPσσ">擣expecHwork.ptwee늂5Inv d(IVB)ք">primsxϵʅ y:g!wa(Burkhausexlׄ//)4POpufXll8al͈h u`un9(xHirsuhoccupat( de@XfamiHdoctor)Yha0xic!Rhis yle,irrickn.28eks)ndhenorVB.ƀHlonger-

durationecipients,)aidenefithichasore瀸roushannemployms. ">However,(eisabilityreplace0esweconsiderabllow0osenorrnEuropecountriincludingwedXNelandThePpolicexisted@ghout">1970sndar01980wYcXHrewteadilyOWWQAumberfajcgzZڊ(buabothsitive9neg`zto*σσ">ǎ ڃtroduc„Statutoryickay3quirat2erI Xfirst???8‘ekss0ness^;6Y@9extendo 28resultshiftcosts???8PlikIuc0many-claimsAnd,xcau`HeipW_1ccXehi(th+lsoaqGGGffecn:Rps9!rapfromavYdusttoward?serviur1samerio8cjoarea_WigrowPapp t?aftyheiupp؏Ԅ">(Burk xal. 2014)ׁׁׁI-|A-ma"P-focpdЕewȣҖattrؠڐsourceypubpM.0 $mov///">*oo>KQnx&AG''Ztime,Q!oblпox2Psocialinimumlfav߃߃">un87"aghaBډ\hrI'TOI޲]DŽc،Dɀ,hich'''contribxrя(OECD0wwrBmidȴבonlowedewreplb{IncapacBL(IB)new.Qlg꒯VB,K ذPligib.ǝ8rndoctoh)bfamiݐgp͚1icsenth`holga@^oughӁ''',raih;HowxZb unayȽ1anyrtXKusuoccupation.urin99_Hanyahro @9Y">osubstxpriv0𡰛Xo(e鋄y:afficP`ppyw''"Pu'G񰏰얦sŠ".©Hefx76 cos%ygp'312''' SSDIOLUTIONS

Inheid-2000s,ewetfork-firsteformsasntroducedXrderourhrXflows''' Є!disabilityenefiolndincreaseut.heyad`t@ndatoryoxhoXwhoclaimP-b8dupportatte0{ocu(erviedesignXsteathtomerecipientsackوlab`marketyisov(byjtiofPbonusaidreturomploymprovisddi9al-alth'!di.iy,edicXassessereowearliIB㎑.valuar">evidensugges0thchanoibuh3ǕEcXat(OECD 2010;''' Adam,ozio0`Emmers).bdeed,2numbXhinusdeclin8e(spitf777qhn7{accompani88`nci(crAhŃǃǃ">urtakenyXyWtr`.Ɋ08E_S4Alw(ESA))grampla锔Ğ5d oasurypen">ihsuffic)RXsaans-Љiso /GGGF샠ZslЅ#FluAtoug9WCap.,crelvelexɓ EngagingaaÁr)v)requiPall///uiťb;ssbquarravai@lnPi''y𖘛QZʆl0ls@paz87ror-dJڜoabXGYJ ¥G]<o8ernʦɤ?8 twe`92p3eligiex@///:ug#mo0rigoropydard8sulmant`b1judg(P:le,eadoDppX2whichcsucc8ful)ڄ'''">miБʳ`/^XXmmarUndˉ@domeverppoliؗGsigѢuă">grow8ene:l*ppsickn8_x(mid-1980s)Bg@ros߈@medicХ7n@ss@)gap׃׃">GxtI@kaٗح@abydoc؅Hafami(">(199575Doja" xatXK-focuinview߁YHpg ߉( “back-to-I”n 9roR;߆earrperiodtIeip occurraHnth񅐤[six527ApxcwibasPhirapaci`carout`hXbe19heirsualccupation;ork-relatedctivitiesereequirforlut

sevlyisabl(-2000s).LESSONSROMBROADORMPROVINGHE.S.ISABILITYb>SYSTEMwwwtAsur0viewashown,ountr9havedopډ8remsor[ilityensyste '''">inrderibettPmanageumbofcipientsndcospiprograms.υ+,">resul08؅Zstraining"olbeenixed.lthoughigorou'//)313'''aPACHESOSSISTQWORK@-AGEDEOPLEITHI">evaluscarcedencugg؏hatlowinfppeoplethIon???">r"isuchoquccessfulnfAo8{WbackcabXGGG">marketgGGAIany%studied,notUniIStswo7#harXeristic??xHfaca(whixtypicalservHgwayCveipt),)pp ''!ho"partiHW (xostotpanh׍׍ф'''">Ӱ8aQ,ar舩n9 (e.g.,hcRreI耘ix8orWWW">bsth`iGGCɕavai`xט׃BecauSSDI=w{con,7'''ُ paysalso:Xsi0b>EcrH϶φ'׃׃">—asromgOh赏pursued;э`cludOOO">roducڈkngvoc"crriaOeligidein#8roqp,vmersoobYer’w`ccupsJ#Rtrainp׈@omyǃNjralizfgPssؘ.nsteadrely)pp antdoc///">(p͇capE΀iggon8ncеRȈ"> maked1wobjep!sȹ Їǧ__vIncreX؍Rmp80Jcqhel2A diC׃׃׿hϘϏZ. (Fexamx Sypm1phyd Xσσ">L`*fmpairˎ^estishsPfysduffi߃߃">seprX ndividu؝겘Y*ny皐fuh.)???Chang$Wtoward“bσ”pdenvol4thatnjhuntHgWPefPt@wel)ployJJplaaccomR׃׋eSubtuaurt0iy rolaxrr`inhich </p>employerontributionsoocialnsuranceependponheumbofqirorkerhat <ǃǃ>applyorisabilityenefits (“experierating”).ςςςimi:dIgenspaymenaixedriod (say, reeears),Xth''' eHre[a؂HstablishligidaftHƒixrdoinuereceiptgOOeIncsq cxives򃥂ippIhroughage0)ubsidi">hregardn@scalculi/hmbineËljeb>b>ρρ">Theseolic@—evidSeffecqnesileatwo⋰cț0mI777USSDIrogram.Ԁfirstmiclassifias (ledonoteaqrodui焷Iayimpoai>fcdesuspHevail9piooo">mo"(ȁPpartppotɧicaxse01Xvir@stro-,,ZىBoffalss8ڈjwٍWׄ׍Udeminxlike0eshar؉eop^iBremaAJԣ85qɄJsirbehavioYchenhr`setR`څWWW">314''' SOLUTIONSօȮdH, hn///m)lv primarpnp`ouG overarcht/rictif`ūPghs couldanrolXhipOOO">Bar cosexI@uchFHvelopedflowanew///rreI@amo8p8attҫBexstoȅ"> CONCLUS@wvHpaphpQ󝨓iфȿW^Aidrawn2exijm9 towww777niStatiAf@backgrou̫sizPr(hc@f- 775seledePrnn0!basic uO777s icribed[ amρvko///Xunrsg(s،py(hurdXccH///">4耘XicrriasupportWRrrۄGGGftρOO< 1XHul -bodi`cu(?Gre"{stuq.҂ ފ0eligi]PA!hloymф777ainptuarr(iyߦwwtorhenitedtatesromheeformf8tsfse8rations.ԁXbasicesson

[interSalVisPatsossibleochievespbalanc@etweenroviding7770supppeop`withisabilitiandre(i@ntivAorphy(8m0Xheal؄???">@momainP1ab8XparticipantHavZlQcondonothquir؍ ///">(egoQPdurarketork.___X b>GGGGGGG"(iIiOOOH315''imglign="ee"~321"cindex0003517/W7716.OpAddsSDI’sini0Sh falloׂ׈o>MarcoldweaEdward̎(nz wWWWOOOOO@ludH`B XsBudgpAct2015yInI4 one,WUspv$306ЎcHec">8irue—whiche宐valfoughX0.55pȀÉȰB;text,///Ng2biypy1.8(Truste).(corڨx(ل@@֌ك slsisdec7776jb`2/.2030,rel8vest*th:P4Pنnis???0.46earX2080sWWQA@ul; imbalic=exp˅ depletetIJaerv(R22(Go0 atpoinP8Oschedul1Ţ8ly id.ϜIn 75yƆw/26כUas(">jsromK___0.67}''' Cps,OfCBOGGGFig( 1:'RB(PPzl)b>">Sb:z'"’ &ut¦cuy316'''SOLUTIONSxUltim8ly,(licyma:mdd9BxйТ:Ĥduc///costdIxn߿Aorsome mbinNweree.loRa_ow8newB">futȒx,//ax1"enold-ag_ЄactuarA2057ggaInpaper,eutorwardoncreteolicyptionshichuldelpolosehismbalance.

UNDERSTANDINGHESDIƀGAP0b>WWW">AlthoughelotgnyecommendaCinpaper,arefultudhfeinXialgissuesurrounding rprogramakateastewqs earOOIFirst,venth:realloct"bextremelyifficultqavoidru(fhepleₑoȄ777">dixt1n moneyq.ԀBipartisanudgetctroj8ehoav">AlifeUa2022 (GossX15),toottlimor moplausibchangpGGGnHnefitsrligibiyA suient8phasin.Psperbrurotyp*OOObtransf0fromold-agliknecessary,DŽWWWnx-termSnd,fa@scturHgaptwesph)aȉ—simpaIemporhortf袅c0Iϕsubsidexomys,iOOO">dXpprBespatpSo҉urT)e(tor777">ggfB,dIrPilll˅neiɅȌ,Hduc鎅,divertour9equl0.3e`hpayrol longbolcy.BOUaz.7׃֗σwwqThircanyixmv8n/amisBhXmayb߂Hy׮xbookntaiHaozqe!roposal GGGSpotY+Ȇsu@X`erHzIwork p`t">adhiʝxeʂ|ȃawmsQ9ۄ">wȍkk0morEp v)xsavg0">mod0,W"huncXh.ɼemanJ{/r0p@`ivh wouliystςς">Al,r’Ccdydqi9prehens׫Ԅggg">3(ddsO0A0Survivorsxhs0 (OASI)xf ` A///XbilYa9mbfulatax0 umbȃ6Irow8drq-r蘈agpop8)؉〹 Pkwoto1SlwmbetYtarX" 򜲃radeoffecau\fu/*'sl8iС6ggg`SQ ,owrmuHpfygъXvoi)(hu eplXBe 2022 @f b܈ῧv5T}ptaarid,0mSzexIour9''' o`ۗjrnull@H eligi|rule׃0pt">317

0sbyangingwardecisoqroughehavioreff@s (man")">Hdisalsofluencen)doincludwRgeneyppliedboȏ`ndASIua舳oPrimarynsuremoux(PIA)rmulaOmport@lyztakeiew slart茩worېH<,PreueQfeBW8(dinearl@rу">conjuncڗcoHeh`reaO??9 b>GGG8g'' SOLUAUMMARYFϩIMPROVEEgςςTsumJtќelowۛG, Ț ߃߃">solvgrahɄS@0Q75-yHO">1,d#shɂIaxpayrol .‰y,omb '''">ucrtfHab0.26ercZNo;utsiɗo*Securitwk|‡1ex.̓?numbers3d@:ousН̅gbChiefrye1xtAouwndkዸ8erisk (*AlbfitZre@ȄjeZsromlᇭTru1trCBO.ń^Н8^)dicttȠ///'í0.005Fig 2:ϯT Incr4pyResc8( effI@pplX0Yo774YْρρρρρρρρϾGGGABnc(P'P"li/b__????GGGGGGGG;DisabilYInhe ()!߂߂߂-i%*7GG@n/a'''D`hFunds$z҂ooolReo4axj@eڂ+2OGGGGG.tfforiveears (until 2027)

ReallocateheayrollaxromASIoSDB">+0.05%*GGG@-GGGFequaliztrustund0exteIu34wwwwwwachieve 75-Qolvency28oGGGGGD90灯AaxationfocialecurityenefitswwwD7_GGFGGGCproporohpA6,onȔǂdž4% Xi>">^MedicareOOOHTransfer $120ill"YBц1J{2񆇁wGGG>Jin!2,ringρ fori(Opseg(B19Yb֒.x铪1.8%a2.1ȂWGGG1GGGBElimina Pbleaximum777p3employersnlyWςςυP17WWCovX1newly-hiredtIlorki߂߅g gg“Expence”x777'???????>319''' OPTIONSODDRESS SINANCIALHORTFALLFigu3:ϟReduȌCoswwv75-Yctuxρρρ΁GGGGImpactPځ(PercenfЏ)'GGGGGGGSocSecurityisaYInsu() Shortf///26%*GGGGGGGG@Modify gi Rpplicanhaved 59qla08s (instead5/10WWW!2ǁτττ4τ6ττσWW16ρouqtbfagitharningsbGA?ǂDŽ<3?definblessPanndividual'sIME`rGGaise gridAthresholdsNRAcrea`XexAlongev+0.01%

Raise “grid”gehresholdssutlinednen.omoburn’s 2011roposal+0.04">ModifyelationshipetweeSDIndarliestligibility`Rore???;X3???0.32">Limieworkershocome8sabl(bePeupha0">downtstho1Èe5361,ingggg3_">293ρWWImpverogramdministrInter0)ExpCDIsBeenXounti-fraudolP8">^Her/UnemployInsura0Dou(-DipppǂǂǨG:msi8Wxmpens[offseЉclYloopȈOODŽǁrpns؏lhtotypetat߂gg߃߁thr:subevPon8eekALJr(>Ptrol(g(QndarImedicx///_xIncluarnrep@PXx WW>GGG@OravOpmaximumep*xroa rom 12h>PaZHhalflevel1futuȁ.ooncre)waiJ0L_y35//OODŽǁƘڄׄׄׄ׼,1XWFulHX$dropoutbm5%*GGG@QIfeEEAstea,JPimdmpɫ8oul 045Ac9">pay th"neffeЂ@b.320''' SOLUTIONSFigQ4:ExprB$GGG75-YActu xρρρIFS(Phږ0b>)3___GGGGGGG@SocSecuryDisaInsura!(q) Shortfa-///>-0.26%*GGGG@s ׁׁ׾ojr09/aqui applican ha0work4last 10(insteadf 5)

-0.10% Xi>">Allowhosege 60ndboveoualifyoreducedenefitsHuteetingoo01">thecencyworkquiremenSSDIciariesenrollnedicaremmXately߂߂߆\2_">Establishrty-levelinimumJ7%ɀQ3ׁρρ">RXdivid’s/Zby $1ꅰrh2arnGE4">CSGAaLavoid “cacpf”OׇׂLJLJLJLJLJLJLJLJǃy^optioexipolicymakeractucichange,cludPreoPa[R">rPnuPromold- herorrowх`transfH,Xqs.zgardlessZhi[cho`,peci8signici,ׁфpo`cide跨manyhhxSs􀁏`e`Ahe///">noooffsetQlo+ABox 1is@pPyPsllrhHtbGgg8PAcbesӅlܐwtk///"> 777">Belaa_Ѡ OO:_@RG@P|T???$/sTu0rcVKMSo:777">Sepit(ψQdisabil)insuЁ?''!Undaw,Gsrydhimhha 1.8erc,7770l+OASσ˃~wi(0.676.Ԃcombinh12.46PspPІbetweenmploy(l8ZpPaxrr$118,500''$s (ixaHXth)GGA1BinudgA (20150or˕d 0.57'gc6,17P8לdelayh///rojpdeple 섗I2022,ׁoӄ'''">estmainԲarough835 (Te ;DzIY//or:xf??"enaaddiI׃׃ҌNJbeyoizlengȄh/would dependnartnowong

policymakersantoxttheolvencyfSSDIrustund.Forample,ive-yea(siha`reallocatbeginni2022oul)quirhiftanaverageabout 0.percehpayrolaxVprogram,val0.0'">o` 75s.hatχc:ber ,dearoughp34ordXalig7''!reservee`zdatʀtws`tx75kcoȈOASΈl5Al߁TуDmadpbyw0.30WΏ">@manPly,'28ώ҃psᗀalsoossibleb>b>">@Figu5:ғGnς(a-4Cl,th/2)mGGG">12OOONṔWWWTFţ(zds)h7) 34'''90AannualA%7777777030%oooactuariimph">-??=5???<28???jou0:uthors’stimas 92015ocSecurityԒeeReportGGD3'''dSOLUTIONS۟Reuthmoo2lboth׈ԩ HMedicHospit`InsurancA">mainfromgb m0P;x`e^ss]'ѕncomOax>benefitxSpeciflly,GG@riwhoPkb $25,000 (or $32bf`marxds)pp5irG''!dure_xtiremNhrCxt''&t"isabil烛OLzO.4K???w0sHceivr9$؄8鄰$2},hsHt9̊r\P}j).@ddi935fOibl;individsiY~34(*4ǔ,؊?/GGAplašȶhicelarg(w̋>ldxЭהF`exam(Ƀ׃פU">VspLpy᲍betweeUa*tha">XwhicqXeThatim ȃqfinXst(w8hWh*T)yut 0.07fńr 75Bh`ern „0yHώȆǩǙoedicareouldnsteadeedted

toheSDIrogram—ahangeatdivertrequivalentfbout 0.04ercpayrol .Trustundransferb>߁߁">Rapr)ningtream9revenuHGzfx,olicymakersDenact(one-imsXsym.ashonssrom"ees,f(-yearxtensi'''">olcy ( 2022@7)Traoughly $120il郀imm` ,''' aЌ(th34_225.his1 paidOASndinhich%manyays semble`lloonoranosouO??LInter:BorrowqO߁߁Asaln8vr19my)aIHYbasiؘGFwʃ">b҈ʈKporaryauthorit0:l;/Pconxnefit`seeyra‘vold-aᑊ">;withxpectZΉul+ackAPȉc">he`t.Ў//f unlimi+g`,|d8amou0''',w޳(ad`soschedu@ao8remplan唰l(wjhpetuПǁMerjlZׁshif stweeY4I;턚ЊwoHSoci@SecuJ.ua`(so:Ćm`(Hm蝶12.4c痘@tax)hrdepler9ho ̟8niRhsa`peȻbaccordBe2015)X9WQCBO ǃǃ323''' OPTIONSODDRESS’SINANCIALHORTFALL+Adj9ResponsibilxȖߖ٧qOldBrqookWhi0JpbincI goHƛicSvegoqelsewxe,t鄸pospoȄӄbeɘnׄ//ם777Ԗxvidful?Arecipisti8h0Ynormhr re`rp(66''' Ѱ5ڍo 67.p8t,0.n߃߃lnxɃ!r'gpP)^i65tidiI//MHփHBAno†Y󔀇ar~">Jn12equivalIwpha0paЇS naryAEb7o“topf”qoi71fWWWythroug check.hishangeould (buteedot)effsetnutureearsyntinuing

thativisionayment@eyondhermaletirege. b>'''">GGGG324'' SSDIOLUTIONSBox 1.llustrativeptxsoϊ3Realloc8oׂׂAssumpolicymakePertPsourcesrom"old-r8o҆—獩rough8rxreans0doso modestlyxrsenfinan9ȅ/e v.ƃexample,estimatPa/ exte,?'''">dedqon#incsIe 75-actuaripshortfH777">abo0.01e+rol .ꈂlinupXerx_YvWsGGGo 2034,(sZd{.X(8/.,⁰dɄ///">s">Ooavoivoooj3 ܁Qlosʍ with|djprogramrevenu(P.ԍablelowffaumbH ilvs:@YA~Imp3OASIᄹPPl''''(Kia3hsignificantB)}`gggaF(yً߁ǁǁE 27 (X2;veCBA񂟂-@2%(+ Z)*w (AqualizǂDŽ5% i>+bÁρρτ90achiOolcyOL28O`MigdR쏟rx8ecpinforaJst@Pc tix///" 1%???8ReqYon#Wind`llimrPi!s (WEP@//g*g??9dRrearnsԨ??>Stop0nefitK؇`b@art@_Opep“RIB-LIM”lo(Pow(er)s 3%GGGducpIAdoiJ114WWGGZ#vɃ67y01xnHׁGGGotudexem4)jtax6ׁGG߂؃ߓor`orkGGGFICASEHȢ//GGBCloJohnd8ds/NewtǙrichphole߁GGGertaypPylassҦڂςςχGGGdItibihycafeteriala:GGG17ǁǁNjrewly蚈dWWW>+0.14% ( +0.01%)

Raiseaxableaximumy 2ercenty2%*GGG@Sou: *ndicateshat(estim逩euthors’alculationsasednxingBO,MB,ndocialecurityTrusteeata.σrw,isrom*okChiefctuary. b>GGG">325g'' OPTIONSODDRESSSDISINANCIALHORTFALLゝFORNCREASINGEVENUE__\Anoayomprove finan"strengthfۃ1HgramouldvolincreasQ">totamou`axevenuedded!.urtly,ːfunprrily1.8ƇTpayrol(splitetweemployers tes)qupA">$118,500awagome߁ρρBelowrHumbop+1+\goinIB:cPlҠG_Gtasbe8 Ȕߔہt///(AnO0.3beginn 2019iviy?:2">5,?enoughavoiple ac75-yearyncy (wiaewsinegxbalPe)_jeccooj԰report (@5).n???8ords,;r)/j@bouDŽ2.1;PbinׇӅk2.4~///t7ȎmewlargXFƈensuX“sable”???yv75r2|>hO hiHaosmHwwtiftex򑋧|8Maximumw TϏ—f0bϻh[peaakerpir틀axreshozdexnu(y;aHIrgrowthI@甸?soub׈׈,xs9qrнbenefЄ">calculjManyremaposals\rlimhthR">mS,bi8lsoossi!aɻϪlyσ׃׃FulЅչ{raaddiىxћemXapB8rË龯V1@ggʲϲʌЄ;m߄//*➻hhf(asn ycclomop\gapyoGGC75.bviously,9vidrIg7w.KǓĊucKamouSsavؘqcpYzsoOӁ(iOKo''!Aȣ:ApolihӐ7)KUemploy,ffXive8ght="1em"idth="0pt">increasingheayrolaxnncomebovecurrentaximumy 0.9erc.oid`al,

surisldymposedYh-workers (employee)oredicare,and*twoesouldxt8mlinas8rtfpchange.Ʉop,optiwreduc˄777">SSDI 75-yearhortf17d.CrllewlyitatLoc(WtundpJ">Abouneuȁ؄slUPot؄ SociSeity9inst_ns8 disabilXuranoffjatr?;level.Pthoughnumb///">ro(alsfulXexte/+age (Xludntribu!sHromthpopula,326'''SOLUTIONSx}) Meligiblopp0i9recei0aPCnormret`mes7 ii87ژ>(Bo 0Xen)|lawǂǂTApolicP@r:srustHhles005fxwmof(act𕀜8ce`with@rvenurPnefxsT“ExPieqR”PlԘ@ookWhprivn,’mܑaunz7σϘgr!variarAdeʼlikhooA -ilp''' relRٮ挄]degre"whichK9).aniihamissЇ0rr2Нe pa?;hȌ019(lZxсQǒ@ncip8ciHJHeOx]0.9B@hDxmodel,:)kgoY!׃׃׃Њ'down⟺DnsignpecificsÊ0s`uׄpmaint c(eci.ԈЪ4vizp_8`supǒroXPwi@ȍ^gram,2alsmst'-MODIFY[ELIGIBILITYI8ro' npp:Hmakligibilqc8arir/77<e؄GnumbHnewѡManykZslowgrow0"> q茂focuAAadminiȲԜxifeeo҃arly@؂Ѓֆ stardsY9drsaac.e///aw!hteameicobjy8y:'''TrRex0ulXGGceiveSDIenefits,nndividualustrhyaworkedteafiofhe 10

yearsriorocomingisabl(fewerBareequirfhosendage 31).his8cency-of-'''">eus؄PdeterXhehgX“insu`”@eeligi2wWWPasult$irmploymentord.τoptionYucilityuldtieP">st@a!RBaχɂό0 ҍ;tot">Soci8SecurQcosby 0.12erpayrolv75,Xth큠sav ccruq'''">Jprogram.:fourlsix.16f''' `꘸binaalsossY.ConmLevelsSubtGainfulct(SGA)Quars Cћ׃׃">Tܘσwww_ainimumumbȊ_q@hs f@y%inich made$1,220 (XexkAgrowthAtԈxtim`҄nsiP+Pur@e"ok">punه0///+xn09g''! `nth'0'!O8tw`ul(HthaeffeQelyeed327''' OPTIONSODDRESS’SINANCIALHORTFALLonpabou5,000q*p֘zxu`hpmou󃰄@$13@engs/JFoάFexahchangirؠwwc㌡ı: (D3,27D)H3rslIa,9olicymasS2essr!law"ѣal'''-Šs (AIME)—ْaksho(Hif Ys)HpHydioɒj.Ԃq0.01O77ModifyMedical-Voc(onauplHsgIghad+ګnolready+iKpre-checilWWW">!qnts,xAl@a “grid”ysteml7778or/''횀誸heirymĀicipat҉Ʉrexom77708Pac{HappgɃJ,eYFun8Capac҅˄">c),:0storandkillarganiz )7DDServic(DDS)ncQofXnee*tatu1hfythabe !m9impairm̄">͘ɘ߁mi)nyYwayHbptionouldeohangPhe@

rqsssociatedthifferentocationalactors.Ԃthresholdsoressestrictivemr///)curalys 45, 50 @and 60.ncreasingssyneearӆ!leity’sorm@etirem(NRA)is(from 6667nndexmgrowlifexpectancy,ouldsaabout 0.01ercofayrolver 758~50τ58,5i1nxpπ逩EEAlininnCoburn201hroposOcga4gf.τ rpCalsoossible,cluds̈́'''">various0eriaXrlyUgriselvevrepeah?ltogea.σσσMODIFYELATIONSHIPETWEENSDINDHEARLIESTb>ςςςELIGIBILITYGEThoXwhonP*xgramceqbenefitomparaiwhatyh񋲞{workj">m@gapll!30nnꭀmpor,cauY< appȻyuptiluieHituꏈpwؒ KlPrcZyiffx fodn*:777esabilq-Q.umbfadjuЂ!relshiptweA ',rticulhy؃/ooĭOGGGGGGD328'' SOLUCČlW,XRStat腇C},firlcs.trif8_A'''$n'tsinxژ)h(څ___">=.n2du0cosyѽSp|X񇯇,whipoi ךՄ???XTr’crishfHb8nQ(WW"bHmimo @voPیXif|o Ѝd ???

Currently,SDIareaidtcomparableoplcting!theRAf 66,herea!-forposeetirage 62about 25ercower.s6risepo 67,''' thisaplen,b30an:.TorXvfromrow,neptionfreezHrelashiptweeC::o tGFalwaysenioworkwt6—fourear_''!aft"eɁ؈yᎧ7.ԉ1cHwouldduceocialecurity’tctuarshortfHby\0.18npayr@ithdistribuZ///a8ld- 邸abilPrustundsepenHhnaH=assumeo “convert”///PAnorers0policygradually restoreWWQex@؇w065,ltimate0calcuOHth Ĉ׈liksav0.32of''' l0b>@Elimin`xgiDStarAIndivi)s&ݯl> (approachy67)ayezae">Nؘcauem)Kɲ '''">30)smOf,Q (ini@ar+ÄPGGG3mhrouȋrecosOGddh!yor'Æ9pK8ho8›IdiɃTrequ|HHye8o`mPvoid)liffffect,YpotYdrop''' substaӎ{a 61--pס62,ma">c,gXhphadowvalufisige.nӥڄ???-҄rn܌i53 oOASI],xample,N"QsSocSecurу3O1q0c՘֢eviffirihb,ؚkP45(/aWohlڍ]">trufund)8>AhJmodes@?7AëC(XAє]in)777Ș1oʉP`.lwrPicaul#3zSensu">noЂ@Medyhichxurravailwo(ft:nseBayWWW!({65uπlnPo"9@y29'''1PTIONSODDRESS’SINANCIALHORTFALLI66vsrisS67,рPtricenrom :?9Y)WWQreh 7ar` orderoolctetroactiveenefits).

Provideybridld-Age/Disability‚orhosepplyingfterheEAb>">Asxplainedbove,orkers@thiehorIBagef 62 (ycurrent)anaنZfulSDInqlsoligibloolDduco(I.apQlwŃno,ptionuldpay9">a菫twoobasQnrelaЏuqNRA.ƅexampl`abecomHft 63—assumnCnY">67HKrecefour-fifthshi8rr7inmxunm i">惩ctuariy-GG.eroporXpaHX">υςgop:young iЙdown.npoy,achrusuresponsshd(althoughyipih'''n9check) t:Aconver oitatusOƂPtinuqsameevelPMlawςIMPROVEROGRAMDMINISTRATIONNDNTERACS炿]larg`unambiguourogramm8cv8llPrPquX@aاŽ=τQb,Bspend)qPi蒰ym8ًJde袀9׃djudxXcess(tgnшLXtegr2adds ribk">̛HDozenifot hexiۀ@Aadr;whi蜙feИ:book.ɀtsȃP@achywؘø h(habeeco iCfإhhퟀyOǃǚLRrkFrau1_ρϙ_Xf0Qaajxcodrвۃ,,k҇do)osn''Rnss!:2lway8as(ond,,hȋ:pfisXifrom `Rojittorphysicia!X3. numbʆBpuorwarolp;.ӗ1include:Ir߃߃ߙxeninvolvem ;wataiQ8ng;ev">saned sourx;#yCdoc`unusuJhXቡ-܄GGG">caqyZTY;8ify]rIneHYupoearA7_HfaЃdo;:{pi(ayP$tyF'''">ӎ2xpnvestigbsparulyoop0Disaȁ(CDIs)''' 8wSSAlocnPccurt8ahalsst x)als9.hilsP(m`sRlWW?qot ditXlike dlan 0.005eayrol eipœYt12015ՠnmYcommonly proposeddeas,

includingxpansionfDIsol 50tatesnderritorisellAsmaller탨urlikencrGGG">civilonetaryenalt*1t1newelonylassificonsorommitRSociSecuyraud.???8IeImveonuDisabilReviews (CDRs)b>">Und8rentaw,SDIecipireup; ei regularggga)de`mineheth(y0mainligible€rogram.ˆdnlihoopf1Hry__\b1Axeie 618 th3earH57z">330''' SOLUTIONSxmedPl鑃m(oftenyabutometimwu)alsD߃߃ߊyl (ns.hCsignZWWnjbSGAamouY$13,000rzxdom_YHow,xRknot׃׃סonduct[,obacklog existmayk">ef!lyooiAccor"H Chiefctu`,doPr*yields $8$12LsF8futavBhfe`XgnRs…܈worke1]:(SSAB 2014, 21).meapargu mathiunmay (raOXopwm@ 0P“WWtrd” (MIRSÄYquiH´llyd`othorfσ:ᒡPcerswstgHned,HYuڃ߃߃߭/@sXO:ӓclu䘡 ividujddi`es(">_pnohshJeiI,8ri2фrisk-ba1">,dreWin-s(aspv)ʿ1Sag tuspQ alon.xggrЈseBre(howolike`ultyՄtghlatXmodesicURe onUPayIsPthDP">Uϙ,ip#sim@aneousscash nefiHo"">.naye(SȄpHhign,uӁ ///">mot:o.Ɣexamplesmhl'Ӆi(ƤJneoruranX(UI),vٖairhany"`i4joblookI.ԋ߃߃߃ۧoup-dip~@(0yȰfH2*zbo0.01erc payroW’pmpenshWC)—a p place-"ju!isabilities—

haseryignificantlapXthSDI.nderurrelaw,eneiarhhoolctoare ">limitedo8combinp-WC tqual!80ercofrre-disabiyarnings.Gry,Q “offset”orxcessiveEsPin m9lowЅNoughY???">15tatt CrcrguejՆ#infus`,''' voidpar`rYl!raumbop釀ansti!notppli">d!ockdata.imfy ,mprovAeport2!cloous 5ouldikelaaodesXmoumoneyؔHhapbout 0.01fyrh7Policymaker alsonresE)0thatductionhlway8y">raranInddo@!etwoXogramxXmaypo b oy!r pintX$onreceipbf cludqSSI,yacertarem񇗡verivsurance߂߂߂ReDe2YAdj cProb>ςς">331'' OPTIONSODDRESS’SINANCIALHORTFALLAugeg@;madʇiZd (wellAQrui">y du8n8RhHA,Zicularwh Ndxist(Yud">(ALJ)>.elŸq(fXt P8 manynۃ߃߃߇cacnasp.nstead,focQewhbe0imЍy1Chiefctu9solP)ignifxdegree (@)?TtoɻKirppeؼpepyФxوHaledoex9h10l),Yaexi`G///">Clrd2ubmv(1keepR`ed)Heekk: E,-8t這wYtreSphysicians8???8hichsᏨ0meAl`!wcمaqyp'''">^m hnfttxsou@s294'!2''2սdu_ru8fuShowr8iؽlavailablgρρBeop)P,??or coppV">.ӇIЄgȿ0x`low: OTHERAVINGSϻ/Modifye(acBenefitQ`ipiHPxeIupɟy Ar??%o׀aprogram,olicymakersouldeduceheizerengthftroactiveenefits.

Asnexample,ing*maximumeriod//)nalfoxonths">saPabout 0.02Ycentapayrolver 75earAnlterna*3|7770up12bxonlyt܈plevexfuturalsyOOHo??9WithQ.o,tЄbssiblo(ratome-`mOand/administXفby7ϐG؏r’sxtocialecurityheckGGG@ spreaYsarasxoBeligibilQf(GGGdeinedggaInchsSSDIaitIPGGG">h(a慀-bL$betweenh(asbecsisaPhndy׃׃ЁHѢExtend;cos@Aprogram">numbؙȜtʃCh8riec`zσσϏ@israg邏1app firstlaceǂǂ294e 20FR § 404.1527332'''eSOLUTIONSxQfromXsXi972,u">\\hortf؍8ǩurr??;???(l~13???RDropYY/Likold-ag6,3&aYomputpusAPividualZAIME𮉡hhica`'''862 lder,technHl؀0culțpnH[@n–KXlowex___">S(ofȂw(ero)d`p8Ƚ3cxemain.oungPj@tioncefew“-i,”ap0@ydepiPlapOOO">h21rough::be` gg߮Thknow''#one-x- yrulehe wilSCbމh"e 771≫j2pasa3Ztur؉(MHta-Alih14)''!om~ف9ccorpXm1-8-in 2peȺflexamp񩊒qmin[igglЛSo@l curity-jx__5_^ithosHavaccruoʪv''';}tru@fu(con?Knorm0retiقsbЂxs0#cha0).295)PҚi:獇gpׁ̚׸TiLtˆ߁߁Al(not1PЌman,rurrAlawKuoσϏutomunlesɃsvoluntari oHrk9ov TX">VormprovementdentifiedhroughDR.neayoeducerogramostsoulde

makeomerlnefi(temporarynYquireSDIhcipiHapply (gr0ynpfast-">track(basis)fxeymainisabled.WGG@Accordinghiefctu0,akallpi>on—lIbetweenwofiveears___XdepenZ8Ylikelihoodfedic0imssa0about 0.10ercqpayrol .uchopmodest posߏFfon8smhsubse{ciarieQwhomVxH isxpectloser0.01b>PBENEFITXPANSIONSځׁׁ">IdditiopQhatdtpminat h$’s`nanphortfH,">numb8exicЛositfcreldsS2ha((cuss)elow:___+Rc(XEm)Wa Peri߂䑺l 0Yhve,currȖ ha؝-monthwh(ׄ s`firxbpm8JҀgi›}GG 295urs mspinHё!sSojSeAAdrzw`o333''' OPTTODDRESS2xSINANCIALHORTFALLengr鵒hereewihYharc(Wbceiv3͖ an8amplpolicyaulУ߆ׇtco( `9gf 75c.etb'''">ezlesMLoxRnc:Workquir 2rAppanOO{iltDy yjr2wXxa??8eevious :ͮnaÅ ϴincreؖ">bxooewiC !.Ƹ1m'''96Yu2sы烀nneeiЁfoujWWqinste(Y0.`ynabal ssǂ//zdifisis̎m)/rȈP">a,ow ge 60R 9qualify2 Ȃ(mee">___Mspec@ca,Tipi///(ȇ CjEEA62,hichʁrؗC255loI(qschشa33g2)normTc؍Ș01gggjВBG@hEnlMedImmX`7UnMawgj^e6pgram@iЄ'''ȑ) 'ygef 65.owever,ligibilityoredicareoesoteginntilwoears

afterSSDI,reatingaiRperiodurqwhichndividualsaveoelynrivate???8insuranceid,ielseoȁ"ed.n8ptiwould؃du xminthi'andsteadffnbenefitsso@anl3s`ceYpaymen(retroactiv)thтgy).Ԁȅn'''">c]COpciaries justthoXwi@utccessafdabl?''!healthoage.n 2008,BO (Y)stimchangecohbetween $3illA$13 zquPl( ab0.04 0.15cprol .in,+nIGGG@,ACAct,nowsasubsidizex.˄manyrkisaؠ1,psik9dra8lh7770莒z`proposalSimp9IJgPtselflsclrst777ɉm k!turn-to-oS,fa Й`ttrkṅjtꀨrehQt@enb.(c">ChiefuarSolicps=shortfyq277 b>???">@EsthishSpe8linimumˆt\DespiG,ofWla8rl8X">li(Wh9Hou2015At4,000cHlarenough keep'"'''!($12KaloYomHowТzo%wpcߊ#—-rd?Z 012/// no8lmSupple1SecI (SSI)updie0Ȅ'''>OXoptCxse` “ؗ҈”ꭧ.Ű88r??9ȪXyȅS63ǟƁ 75*Є///">334'''MSOLUTIONS9r7iwyexwgrowthAo y-׃׃">ur(qbaold-ɞpaPrQoffyZsaa@o̔𰧁liaCa ClhProxeaȬ|sbXCHSGAŁhoarnႴql lXgry$1,1himonJă">riskosR0Unߥy(ttemptsuch{sj///">n➋penalu`tr*hiod,ftti3cឆwi𕟄GGA@c0inuedׇhasalec8ismB@ou:ًludpree-is@a?8cretuz=hrea@@aZnÂă">‰{EӴpublicfdedicaEixs)'!width="0pt">immediatelyboveGAres “cashliff”hatightiscouragedditionalorkffortorome

beginrfirPd𑾅Cb0ough-neul77ܘpholds,llxandXrameprpossibleb>8b>___">@R8EPblaxjJBOHWhoeturWYAlm,ludowithabileH12.tXspivenbetween垐oyрl0en=^ʛolrcHτEhihyE&take-h!">t?,iwXweaɈpro8m.uchԄ">у҇3mad@vai表rIrecipiћЎQWn_ongH@er5;taPi!oƒ??>?77?81.8N;˄pP܈˄othXccorۇChieftuary9P蝒1CONCLUSIONǁI۬rHm,鬠Y`cinbtrufu8wilnssJvoi'/deple.fԀsfromOASn howPhsaldy@aknanstthxA0xtRwwqor—fP-alawmɆneupJ)߃߃߃؆sWW"de𕺏xtPepfaddsa*qgap߆pursu׃׃яprehensredescribxإ¶킡larpackaimPar脙t'''perinin@AlnatleapdeHni///pѤchapԇ҈mጐorНo( Xsolhcy'''">_!www">335''' OPTSODDRESSSINANCIALHORTFALLRR%f舺0ngsfȁׁ҃σσ">ӊmany8pec,4lXupTwidisabiliti(///HebroadiAsconti胰ts,heyhouldlso

ensureheinancialolvencyndustabilityfothSSDIrogrambSoSecuriaswhole.;mbp:pagebreak>AcknowledgementsAdministration’sffice,⃯%ommitteor@ResponsibleFederBut irlpnalculngstimates.eꉯJoyM her///('''">hG''$lpfulGGG@adv???8h'''">input7770onthis///(drafti>Xix336'' b>REFERENCESpၗSeizOpportun:de`Imv)DisP#QGGGi>JimcCreEarlomero'//)BaileMipl(gmancJeffreyemmeX. 2014. “CharacicsiNoninptuqal dI''LSSIaripah,0pd.”earchKt؄ Note(-02(Fx)gg=psanliCX(BPC5KqAddressHend(ruDeple:nssch*Rjɸ ǃWorkGroup.vaQhttp://bvpj.org/wp-ǃǃ">c/uploads//08/h-Eomy--.pdfׂDemocciWayMeaSub(W&MσCoopXti茿vgա0sU.S.ousZRepȈOWWWd4s.wphma.h .gov/si???9fps">/docuts/CDI%20one0pagbur TomtecB{ctIntroduc0in113thngB(DecemberHsweb.a3eb41231021843/ www.c.@aypub//inex.cfm?a=F.Serve2_id=c0a4e044-f7c7-454a-96ca-53e3a077e0cc׃GGAGrn`couOffi(GAO0CokAdminYAMorefNeedhtoV1henWXcis)Ѣhair*">oowWWT,???">wǑgaoasse250/243276ǃGGEKr arold.,+cottIriؕ3AevSerwpoۃXAdjudic$Anmpirxtudyugg菐Rem[bjfeزԮ)p (April 3ǂǟacus70faultko/__y_F/al_K_4-3-I_clXLank8d,ame!JackiepeiLerqy׃width="0pt">Commissionerarolyn.olvin (April 8).vailabletttps://oversight.house.gov/wp-

content/uploads/2014/04B-08-Lankford-Speier-to--SSA DI(I-federaldisability-programs.pdf. ρρ">Lorenzen,d. 5.estimonye ehePtteeaysndeansubcnocialSecuryesponsiyFudget (February 25">crfb.org/documIed-lL-t--insurance-s0encyoohs-sdministrath (0. "Annuitcaupplef ">DɇВ,3."??nAearch,s, &Policnalysis.ecemberccessedpt 17𐗐////www.ssaps/s(ps/di_asr/index.html___a. “GGGtoGltir”_WWV 30㋟OOM337''' REFERENCES___2bImpPaysक़mDetH(ReportbTǃǃǍ’sgiȂbFis9YtoWWoifX%20ǂςω߉cڈ/+FY6Factheewψ6mb/FY16FнZ6BFS/77//(Litivexpensesgc">EaؼRel`don?ǂǐlj__\LAE_Offi\pectGen귁IG`Coщ{ojvgs (CDI)webitegυ Q">12/eoig.c-d-i-cdi2Oversi9Lawʏ orkloadrendgצ߃ߦ֜o7GG7 efault`Iaudi`@/`/A-12-11-01138_0__visoroardBhIĒPanel:onuing'''eview׃ЋlbPals/0/Docur:_DPP__06v1HyProׁ777j׎ReptemwwOOwwwqdv?ǂǓ߆C Truste(UTQnnu'''">FedzOld-AhiSurvivorsuran@e_˃Fuashton:.S.oXnubli$pt">Whiteousefficefanagementndudget (Presid’s′). 2015.-thend

Statesovern,iscalear6.vailablethttps://www.wh.gov/omb//Oview.AnρSociSecurityisabilYInsuran((SSDI) Patriwensi>">Autor,avidȌ21. “TsustainRi̅wolndӌ:as,770ConsequepiPolicypti.” NBERorkingaper!o. 17697OWWkMark.uggan)0,Growth O:''' Crisisfold-JournXEconomicerspectives20 (3): 71-9`003r/teclinB">UnemployUQuarterlyʇB: 157-20Ѓ">Bey,ichelStegmancJeffreyemmeR4rCharacist!NoninptualizDI''' QSSIrogramripant0pdResch"$NoteD14-02߃ߚlvihCarolynׇȇzBÁDepuCommisse`WSdminr(obefore:˂tte(ay;MeanSubcnЄ􊂅ebs.any 2Acsep ber 1Rt豐ssaRlegisl/xtimony_4htmlgxи(CBOƝQ́-Termvutlook.sh8ton:ǃǃǃǃǃDž338'''ɶOLUTIONSx____orǺe切Gostevenã׫BF(seTrexCosjenefitT̈́???8to+enpwqFПo">OACTg/c_07pdfE1EffxhOAyTruFundbngBprov">TitPVIIIIH.R. 1314,Z"BsanAc,"Xtroduc0Octo27,߃߃߃؟Jbhepnve(hXoeh___psggsency/J̍1510271ǂǂǗvernګPouX|-GA+08.ederus:ͲqSQc׃׃םordȯCouldlpτPhallengesoedpxXort ">RankQMJ=s1anag ۈE">WorkhɖىtriCumbia,o1Hl6igggWlffairU.S.,Ϗϩ 0a0߅ReA:aRetirJWaImp">Ol(rkSSA߄olls.AO-11-125b___">b@ThIncreaseBФcЯul0Withie0-812SPighlightsforum,ashington:overnmentccountabilityffice.

____. 2014.eviewConcurrReceiptDepartrfensetire,tVeteransffairsisCompation,ndocialeЁonsuHGAO-߃߃">14-854R{77777775.mprovModizFe`rograms15-290ȃH-Risk߃߃߃Series:npdateKearney,ohn҇!05/(6.ythe “D”nASDI:ԀHistorysU"> EyPAgainst_y.ugust@ccesseeptember 1,Available߃߃߃atttp://www.ssa.gov/policy/docs/ssb/v66n33p1.htmlׂׂLimorhGina,rifamuJodychimmelarahPentzB3.xt`ummaۃ">Sevhicketoorkvalu porPFltגMaPmpca)8shchavidittenburgÀNeuk%腰daAln ves1gBenefi.yIZAuliLaborІ 3 (14)MBilli…Primxo„k8 (S)'''upplڂYcomBI`Xgrb+prvGGDRajnes$B22‘Fast-track’ӀPtegL-T8ubgȦ???">ldEGBull0n*(Febru): 79-108e׃__Y72n13p79ǂǂNJW,irginiCecst`Ihta ngupta3љ+HɃǃǃ">畡''#@setactheevT">zww 65 (oe,o (AMA!MAuidk騗qPhanaairxixX">Edi9(ned@lss9???">339'''IEFERENCES___YuffH,ˮpHowu0IGrow0wwehFromemphhanges?y:nȨ)Budgi,o((oocbpp.org/j/how-m-of--g-in-dp-s-">f-d-c?ׁ׌pplorffecgX(wRpsϱ''' U:0o`Oc:">DiagnostxosqAtsJLoMȑsߥ/'%݁ 72ׁׁՃwsAdms!H311CYim;nvx-Y0y׮loa-Em1Rel`σϑcI-Ȃ DachPccessxSep 15,15???憺s:bZ/h8/FY)12LAE.pdfO____d3ggggaAgg/p>Socialecuritydministrationudgetstimatesndel`dnforI-ȁoricpData.

February.ccessSeptember 17, 2015vailablethttp://www.ss.gov/br/hP/FY3/)LAE.pdf____.3. “FYa4pvexpensx-Ɓ2isabil!Workload.”ӌ '''">WJ@prilggb">gfg.ssa14Files4Annut SupplementfheWsurancerogramO77L3ςResearch,s, &olicnalysis.ecZ/_WWW_v/p/docs/scomps/di_asr/index.htm(_ZbW15imiǘNjXwNjόWǘǘǘǘM1ǃσσσɌόόόςόϙǙ55wQtCoverage 1wwws''#oact/cola/QCw15pSubntGainful!OOOOOOACT/COLA/sga__15conthlyߕQnapshot,u؅ugustooquickf _sl?nu #t2d.ȩingsHla-Persyria deonferencPpor0F8shu:ffiЃ">0'8jud*viewߊ//.appe/DataSeP06_Hld_In_j_0gWW5Ȭ64ǬFebrhǚWW66i:RXBook:mm(upomploymentpssthiUrheӌ'suranle)yIncomerograms340'''SDIOLUTIONSSgnnu!otLJOBetin"4.ashtohpriW???8visoHBoard (SSAB)3:T9 @DecisaMakPilotY(YPlBtilΫlL:ebsitJun0 bPy0/Cs/SDM_FinalGGڅTree0; 򑔃Q̈́">FexOld-Agrvivorseundσ:.S.overnmentublishingffice.

Wixon,‚ard,ndlex@ertrH. 2013. “Id@ifySSA’sequalisabilityetermination???8StepssAdistiveata.” Research:StsticsoteHk-01 (June).vailabletOOOHhttp://www.ssa.gov/policy/docs/rsnXB<.htmlGǂǂThemployi/EligilServxystem:ewatewayortupportsb>ǃǃǃ‰bocSecurOBenefi~)DavipletYo0anQ-ShalomCKManiAmeric@Collegefccup&nviroMedicinP2006"PrevXNeedlessork'yelp!PeoHy4edJoulWTGGneWOOL48: 972–87߁wwutor,s,xPDuggaЄAJhGruber4JMorHazЁZClaimsreni߃PrivHynsuȤDEconomicҗXppliexsB6: 11041|H.,icoMaestas,ˈleen.uܧOO15DoeIl">Causecay?ԟ)ffect_[ecisyTimnpLabForxPariCσσσȓ2arn0sqtsNBER"apw20840.ambridgeA:NBureau771WAssYCosaVRet-to-Programsa"DC:@@mcaЯj_ooo__ArifmuۺOutcomPAmo72祏![trieÇLJLJLJLJǃlock,ƃ8Jeffreyub PaulerkuiWSO’///juRu9Signi0PrPRem Cornellhwview:92''!234AOWWodLesɵRun1ty:amePapla Inj7gPPubطxalth5:1899??NSHtPPTab`Num`Dayw0FЇcIncip`">R`onfl_Q]lln؀pInvolvf">OwnHhip,`duyusculoskeleQorEve@XExpoIP???;Requir?WRy.Availatttp://www.bls.gov/news.ras /osh2.t01.htmokhRichardֿMary.0l8DuniMcVPRogWil ׿HZrowth龳US:IsonsOrECD΍s!i>4ׄ//>IZAV 3: 13JohnƤ ȬXmpensۇnitedSPr@rPpectiv(qڄ">11: 232Ёooo">341'''EFERENCES___XCodScottndr0AsؑSmartBetBFas@:ԈPot(餡Pr@:Apy {apidyc0Evalutomproverogramevelopmentndutcomes.”

In Policiesoddressovertynmerica,pi>ditedyelissa.earney,BenjamH.arris.OOOHWashington,C:hemilroject7771Franche,.,.ulleJXlarkE.rviSinclairÁ0 k. 2005. “Workplace-BasReturn-GGG">to-ntervions:ystematicXviewf`Qua0tve̋raPe+i>Joalq)">OccupoRehabil onB15: 607–31ׂke@Thomas,rifamuHLoriimp2019YouthԊsimxtp:߃߃߃Three-Ympacts9SiclcQv(wi(DisMa2assuerief.ו72Oa(yPsPch77Erikaroddocuttacquneauff,inaP0morȈA 4"motadMinorsSSI (PROMISE)valuڎHsignport]OHCerortudyqy,eBcaeongkEffp!sueceipnabupplyׄ''>|nconomX:B6: 291937/ GnjAccount Off (GAO)SociSecur9AdiM舑Need(1ss9C@`yrDecis{777eG____2JModizSSAorogramRMadbutys@r Manage*FocuWWWWWggeHulgipPatkPier(KonxEmployeealaw߃ߌmrdam:Uni (.vailabletww.hha.dk/nat/ss/CAFEx/P`la.pdp"H-W8,hp:3:Unfit:(XtHisez@̈چOOO">http://apps.npr.org/u --w/HcpsJu(9,,">Kornfeld,oberXKalmRРb0Net`jiػ*Ret`-to-z">CaHOxp ZPicipEang@BeneDOhrxOutcomi>BX3: 12ʊ?ׂׂLiebHeffrB.%ck.mHigaВ.A vide-BPϲτ''' Rexm??HamilProok)titugGGcu,DaÇtap 1 L肸di thicnh)QU">kɪœANewh2??HriWԏɄ#> 71: 356??? acDoBryI)Me’Neil 6bBeѢ$ȎWa@ PItyǃ߃߃BerkeleyA:Qld nyGooCestaNicol8K leen.͈Alex@8StPdODoesoe-7770r@?pyExnAssigCE`ma`CausDIwwwR팭conomicview10A797829nR4776F(Auutheransitionowenty-First

C`uryisabilityolicy:oadap.”ashington,C:thematicaesearch.Man9avid.UC.taple*andeanetteeicond. 2014. “Voconalactors(heSociSecureterminrocessLiaheviewψσ׃׃ׇωωρ342'''SDIOLUTIONSco,risten5nsurancelanpTrendrEmployeecI€rosts:BeyNumber@Pay &enefits,ol. 4,o8i>`(wsU.S.aufLabor1thicsuijzer,nna,ohan.roothoff,pE.L.!BoQJH.B eertzelS(rarouwerB0@TAssmx9EffortsyReWorkEuropn( I֊y"i>JoXPubealthz20: 689–91>RehServidxqnnuRep???8iscYy2_SAwwiley,`raldƧpiKalm(RuppCumulv@xpiqs0dhDI,S(Medre,ys xgrams(aohjled:(-AgdulË7551436bchimmeld0aom2Fnercuss0s1New -LimngCлOlQ0InquihB49: 345@5׃77(SSA)212FYhesid’s0dget:eyԎaBimoW77dD:A,ebruaXAvail//)http://www.ss.gov/b*/h/3/)pdfZhM19,$WWW">____ܯ?ߌ۸ 37ǂǂǒdvisoBoard B0Gyymʇ21stÒury>ǨÄooooj͂xme8monyr9y`!Fuџ'">'%U.S.ousPshmtenysƒsubc,7tMamcaoyZepbhwwwό϶xRich!V.rkhar,eiyuhRoteYr(G8.̉rQ09*In YtppSainInnov׃׶GJournXu Studies120!20߂ߊSR.nȉJaIngb`Airm-LevelarlqtP(Q:///h0mploy`_[nntsulday͎?I:߂߉߉ډaFkȉr8VocBhӻ+Roadoń ljD:̍8i9sromch(!taZA9׃׃">Paper 2012-269.nnrbor,I:ichiganetirementXsearchÀper.

Sulvanxael.L.,ndeatherdams. 2010. “Psychosocialr0Techniquesoug">mpactfhysioapyɆ!v0ionsorowackain.” Canada 63: 180–777">8'''">Vonach,ill,aeongJoyceanches10ndsnmployځEarnings">AllowedRejecthApplicantqSSecurityisabilYInsurerogramǃǃ>!Amer9conomicviewB101: 3308P32_WaddX,ordoA.imurtyNolasSall08VocaɇXReh:hatorks,WhomWhen?Lon:eparRJPennooo">343''' REFERENCES___ickizMpGaryƎkliDe(ahulx-Kehoehe(yluck,obertootz`erriimith-Well:oylaeger-Brockwayrovua,eσ׃׃׃ЗducCosp`qers’mp lthcare:opul-Basooo">`StudyUMed(l re491051߂߂ߍorlʅriz(WHO)2owaramLanguageBFuncx,Gƃ:CFi>Geneva,witlh:)onwσσAun-Focud&Si(HWS)b>߂߂ߤJennifChristi17xrXbásolo,ydiMaЪxaˆcJarqh`YGlorieȗ`azlladC"naLaj郐cexoQeng(Pat(RiccibloázarDr AguilaEmoBenjamínernáhz-Gutiérre`César0XíLд0u.v05 AESyhm1Reۖ8">Musculoskelet0P`UAnȼr1ine 143: 404-414WypOccupQEnvironiACOEM10. "CornPX0@0Man."(apP 5a8XGuips齀">뇗K߂߂">____6eedles@ bylp!Peopleayployed8">Qʔ, ׁׁא rendIHcL ˊ輰WilmRhpMielҁ@oUtpültmanX?00torrecunt󩐎bseagpxu"fleaveuecdSdhvЃ0,Tc҄GGG">40(2)92ydoi:5271/sjweh.3384OOOurb,obert-"Breakqth(ebɔoii>48(4):591-607(ISSN(875-9270y,Ċ r1pT(UnsustabRis_lpinUp s:pYnsequ0PolicypsxMIT,ΡxeauIEconomicse`ooo">Npm4">BckEdwar.,ugga腉Larryusp}ImpHYCostnsipǃǃ">Phy(pn(’@mp ation." Journalfccupatio&nvironmentMedicine
52(1):

22-8.7770Black,aro8. 200"Workingorealthieromorrow:ummaryEvidencebmitted,ame胳’seviewtheqBritain"Ageopul."ԁStre">OfficeGG,ndrost11|at:nndepe(ntickness߃߃߃AbsPreXoarlibyRSecrett!eʄAzPenss.*">/ω//oos,orbert,ico(eder,olkSchade,ˈ@n.prath(mmMaxebi. 1995“8vowardnlinicsci):diagnicᛠracMRI,qpercepKσσ">psychosociXfactorstifyQsymptomcscprni"s.”P –r;:2613-6277w`g,ddy0xy‘Haloffect:PasurPow؉I8ngibleers!oms5344'''SDIOLUTIONSurtA.im nd,PrenacCluskey[Pau@eibben3AelephohppoP"> FacilPRetɢWhHowWhen?"Kepart O,āuso,arsonӇBio0Cp`UnnecDisabyy σσ>P logInjuX1Law6: 164-182WRharboaudrea,ilamunTsaitus-0,drElle1Jefh lX׃׃הrJan(mpbeusrewiStuunroRImPtI0veni:@fromMultiphase#SiXerv)i>Ϭ pʀ&;nvironMedic47(1): 60-67__ead1AlXHyank0llfhagJsavaP.Y.iuPS8e">Mareaver*4؞flu5dH)1-reldq:`opuH-bdtudWashh1'ϬA(nʍG߃Publ@Healthebry; 84(2 190x196GǂǎCria!ennif9 " roducaNewreT(radigm`60 ummitsoj09rneliuL.R..J.L.P˔i.W.roothoff .ou1. gno(c777loerm?yXeQors:ystemPceview.”//Reh 21 B259@27WWW">D0qBB.FuDeD.xHuh0G.DXaxӀDowel "Ƀ">as:betweenhcarerofattdX@iefcɀǃǃÁ,`2manP‚ outpsthowackiώȃ">̠JEuropȠOfi 13-1@DOI0.1016/j.ej06.0 tmh0tuforDoCuPrHiceZ8ikȳ">S0o(lh,߃idth="0pt">2008.

decreasylikelihooevereturnboynweek"disability,(߃߃߃ W;’ÆWnewsletter,䂗yo,ichahA. 2013. “RealelpRedhrrsQSpinImag.” nglJo@XOOOMedicine 368;11: 1056-(h)h 14,4MEC -ċ.nagementőr0aꉠConferencerochure.~-">speaBcussirwh{sestracticsucXhtories.vailablet:wσσhttp:www.dmec.orgFeinberg,tn.hotʜatchelStanosaƁValehnsonGMontiethIn艱iplryuno9Ror[yPa0Programhi>T@tDŽ??ǁChronicxBaЄ#CtivepproiChap 82 Amcancademy؄ZDOIx.1007/978-1-4614-1560_>Frank,ȊM`Kathrypuer5Lb1NIOSH,xbru15 ACOEMǃǃǃPublps:Q//aacoemi/PritizSecond`Prɋ_2.aspxǃWWPBSto8,udT@DebhltKehoжomas8σσσWickiz+"Earlypioirescrip.Subsequy/oHDׅ9ǃǃ">Backju:sdIfHSCohort."q3(2)99-204oi:97/BRS.0bxe318160455c345''' REFERENCES___''%otzM"?lEncyclop0ay: 628-31___GG@Norma¶цtGGw"Զ8pens:ooruyyealCar8row爩omσσ>Unitetat:JoбXXIndustrip-58: 245-2502/ajim.22399???8GlobBuripeaserColHs",egnhǃǃ">incicpPxb!yeaPlivwA8f301cut[c(sQ188oun١H0P13:ystemcalysis߉߉ك">"8hLatJune 78&dx.8 Z16/S00-">6736(15)60692-4Habeck,@chelle֜hHllH`[BranTol.ѱ1placeacssoci(d&1MgiћyRehkCC8se g 42(DecemX98-14x1rriAshleE.hnravavHW.Ÿ ArthurʀrskySXtizK߃߃ߙrs`deٔycomorbiPQ@eXInteϔ245577016//4shemi,̙xbaraӮebEdwarநcy[Eson7@Leng (׃׃">Disabilityndostforkers’mpensationowacklaims." JournalOccupZ

!EnvironmentMedicine 39(10): 937-45.Hil ,ʄthan.,ate.unn,hris.aix9ExnHay. 2010. "SubgroupingЃ׃׃">bpP:aHtheTarTToolthÖrebrousculoskele9PXScreenQuesnaireEurope0'14(1):83-977ageim2EvaluˇFitorerviceilots:iryeareport De(t777">Ps,eschH 79ЂGGG">Ileossnthony,hryyattG.ransky}Multi-FaceteXasan:dug𚗉cswaInjuriesnustraliaRehӁʐ22(4)0OI: 1007/x10926--9364-2n0tuT (IOM2001XCraQuChasmNewealSystemY21xury8NAcademyessBI-Integrdenefi8ޘ`"Maj`EmployersGuidel0so蒣xOuteWilPm¦MD,rAllePhMichaeErdil1.(cordwebinPpI.vailabletttps://www.ibi.org/-">H ces/dil/ -!-!-a-ma-ed-u`-gf-toa-qc-jǃǃǃo8'771John,avidTimƒЖ9`torffectRen9cft(2ystudyv">ViiiCov`Aurh(Melb1e:_'ApplipEconomic1SociՉ_KendalNola.SA.ˉBurtIǻPaulWat`´h“T80ompromxaavcplHXdifyyobstac">psysflagsrame1.”ond ThS[ehOff''ra؊k˔ҝagl. 1994ghdis#yue⥁n`">iXscipy`a+b`dnp(eo( Spسj19:1011-1020'#oenk(Kh,ʌweiut0w9Bair,rpErebxTeHaͶaph WanzhuuXiclshiptween"esMonh@gd A(ysPrimCarei>iJ`H2 (9) (Sepber): 973W346''' SSDIOLUTIONSxLrvelSuzanER81.Blonk,eerBrenninkmeijepLeoniekjaards-ǃǃǺ0Til.Ӹxuf -Focreatm`CommMowwqDisX/pparve5P`GϞleal">9PJlogyS7 (2PApril0220-3 doi: 10.1037/aP7049Ieopo9Rٱ0ri>AXQlifaillAmer`nʉ0QMetLaGroup#\7- DebraTAdlamȪ8o8hHHangnnab8GrhXبCyma$Francazr5AmizCTbalephxɭyvh(ReduXEmployeepnteeismndbsenteeism.” Psychiatric

Services 66 (6): 570-77.x.doi.org/10.1176/appi.ps.201400350P777Loisel,Єk,ucienenhaimierreurand,ohn.sdaile,amyuissaposin,RobertimareanurcottЃacquesemaire. 199"Aopulation-base omizedσσσcicalri0onackainanagem."*pine22 (242911-(8.WWWohannAn,ds. 3i>HbookforkisabilityrevЇ:77>Mpringer,ewك:ö`rs,reek Alexurdorf06. “PrognostfactorsorȄpssceeo/770musculoskeletdisordCJournfin12-21wwqMahmuM0mmpA.,arbara.ebs,heo(e.ÃtneyimpMatzam1.acci߃߃يDavidÂhrixani20F/thM"">1-RexpLowpp ccupB&nvironiedic42(12)(Decem`0H8-1180߁߁ߍIrt9BrqI0Judith!S(ilMirz`MichaeP.0BryComsto؂9reyo9Trendsnal`caexpitureXutz*k\status߃߃ߑ)gSdults1roblem A–?34 (19077-84OJcL0hopherƋ T.evilSe+SeaburyHeffectiveȃ׃׃">employpreniwHgrams?"҃Corpo,epdCali`nia0m`BnȌʸ)fe`Qa’sȫ@(pseriWR-745-HSW???">http://www.i.org/cont/dam//pubs/)h_js//RAND_WR.pdfoooello0kuAchimlfng`arglislhe0.h nel'׃ךolSahé,ezguTamcaUMuean-ClaudeirzIdf݃">Ѷ?>chȐ0țlbp:hviXcnǃǃ">instru)sI\Orthopas33 (Alh301-13pOI(0.1007/s00264-00807078/'GGitch,ennH2ٛPR>y@`:otPXduh tay-at-ׄ -toStegX:xssonxromPriv8ATey U.Se0_ǃǠttee,ņPLab@Pch 2Av8at___GAXp.s.gov//m0a/doc/m6ǂǂNolaɸ4K(StevHintYPau Wat#ʀM(1Earlyǃǃǖ71ymanagey9psyoglisk(‘‘yqwlag)OMGGG">ONappraisalJoAmhhys(rapy`ciz91: 735(OOOHguyTgȌ(DaPúHolpJamTalmPSuccopRuss)v߃߃">"Long-mutco!plumbarua(gR\@^ubjDSpine6(4Y20-3_ooj347'''aEFERENCES___eIXituM*5. “A0AnxiDisordermong Adults.”ccessedn

September 10, 2015.vailablethttp://www.nimh(h.gov/health/statistics/prevalence/any-anxiety-disorder-among-">aCshtml.wwpNonaln(tuteorccupSaf@ndȅ (NIOSH)."Disabili0P(enуResearch:ookoheuture."ay 29Feadpeakersathrynuelr">Garyranklin..S.ÅцXeaseontrol.ebinarecingwtpsxniowh.adobXnnect.com/p9law27cnd3/"umack,ric}Graph01987ntarioanadaorCompensRoardport׃׃׃њ/nә//tolphysician.ca/hory.ǃǜchz,zabela.,nn.tow`,ichaPFeu@tein,ZRprtʉ0atche2007 Modelsf”@nq9Musculoskelet0s0Jo׀RehÀ 17: 327?//(52.OI.1/s10926-X-9071-6WRhaw,ilamӊ8Silje.me,ǤhnanskyJaneiszwo8vate8tra3׃׃׃t1Lint3(TPaincoveInِ霨cerns*Exps">Psychosocrrum(IdIfUNeedsti 烟Elt Risk Bht*nvironMedneR55 (8): 885wOOH94''ecurQAdminr(SSAIuijɠy)ws">ucXrogram3"炏ǻssapolicy/dohxps/di_asr//s03WuЗwJ.L0ģPÛǃǃǖH5 “a@ty7B vior"sqAchi@ptim׃׃קѥ@oues.”OO?=4475-89Z:gd029-߁߁ߣinbher,apiphanieoer,FriesqWolfgaHiller"1lǃǃǍahallynexplPSymptomsiHhCaremcs2: 263-70ru,ˤHJoboskHealthU.SabarketDemJ46 (20///">221–4WWRTJudiAxGFklQDeahul-KehoHLianSheppard,xSt)au,Jeremy.PuckThs.Xckiz08ISSLSr@r:arprYs0σσ">ch(icod^prosIiv8popul2-basstudځѣpb9">inj؝:Sp33809-1///">Unum5Employerpotl:ys`FoodKAccesူSeptem 10287773uY/-s/Diff΄.aspx///*yBurdXXeoi9֠US, 1990- 0:_׃׃׸Ys,sRis(a AmerXns310 (6591-???">60doi:1/jama.1380">Waddpord}A.imyPi>I8Igywell-bg?Іp">Unitedingdom.hetationeryffice.

Waddel ,ordon,ndansAylward. 2009Xi>MohsficknessDisabilitypplitoi>">Commonealthroblems.oyalocieMedicine@OOOGGAA.murt8. "AiopsychosH:q">770."GuiXsewsletterMA (May/June)Wgga348'''SDIOLUTIONS9ωȉ*4:ConceptReh[orpagement덿Uni????GGWWChris.8i1ScreenIdifyeopletisko//o>Long0mncapacWork:ËKuHSicviewԙߙߙۄGGG">߅(izer,omas.@aFrank,eborahul-Kehoe,eremyluck,bertotz,/Terrimith-Wellylaeger-Brockwayi1h"ImprovYq,rev">d?Qredugosiners'mpenshcarepopul-bas؃">inh`studzCȏ49 (12): 1105-߂߂ߍ׍׍M.DЌww9yٌ׌҂`iryudTurgeŬ胟">`mu0ye0wieutH8e䏇agjuDWash 8eMilbuarl082 (3(547-67'gg'''' 5HEvalu`aystemIhxAchidTri1AimȢP+P adH">AnnRharche,nneapol8(ooǥ_\)/ϖP8I)sfac,reat expercXYog٤coho80:lH sB܃ۆqSs34t 1727-48]ǎڜ7}@elivery:ڋok߃߃߃Occup{ProjecdyJ79 -33oUsYTsiJobsIncseő(oyʈ@SSDIpn؋iBeneficiab>߃߃">9JuerksXXaviiConWilliamiςςςC8erbSDPcy (CSDP“orum:aFind蘸rom߃߃">3tffsetΎeDestr(BOND).”ebinahurQHowarls,Stephenll p!SusaischkMaXmXcamn(Febrǃǃ26Availabhttp://www.-p./eo/csdp-um-bond-f-B777">s,ngelaTimoth upinski؏?;߁9">(gram㋈ثDepChildrenndamilies (September).vailablet

http://dcf.wisconsin.gov/w2/pdf/tjdp_final_evaluation..߂߂߂DeNavas-Walt,armenBernadette.roctor. 2014. “IncomXPovertynhenited׃׃׃States:3,”.S.ensusureauurrentpuleportx: 60-249WWW">//www.ct/dam/s/library/public:s/Q/demo/pggg">񎏁OOonosky,ea. 1986zSweepingaxύhaulowLaw.TxCh0goribune (Oh 23777@ccess0F 11,y5Darticles.ct.@/A-1?ǃlj:3/news/8603190911_1_tax-code-IreformZbills-next-yea">349''' REFERENCES___XHuston,lethahynthiä́erashawichburg-Hayes,regunca蝘olynldred,homas.eisnAEdward9Lowe,onniecLoyDaprosbMarika.pk)">Cindydc0sI03Newopeoro8n:ive-Y sulofყgramouce^RR8lfareMDRC (J__gfmdrc.orgon-h0-f--P߃Ilvenuervi(IRShEITCɬLimitMaximumeditmoun1">pd:םirIndividuals/--7-----ooippol@KyeB@dӴrUrbanstitux(Febru)O777{O.u"reschoh-p-u-soooeXNicolKathleJ.ͯ$x@StrH0Do(Disa(iueceiptcogeork?syExssignmEm"CausXEffeccxSDI؃,nrsفMig0RetirePÀp91ap9PO1GwDr@isr.um./ons/pA8df/pYmurif,`pO’prDaîitten;JyoryBСymployσσϾmoSociSecur'Ы|Benefi8r@, 1996–7/+But 71ggg`(3): 113ssaicy/docs/ssb/v71n33pHǃrzahl$DylBisl3cagarnpa$()eriodicYa+Pilot:im(port;2Econo (Dmb18߶߃߃߶ߖepĦ(es/߀/fil؛_XJ8inc">taxcr_cGar9onHS؍B2BTpIm!XPrivAG߃߃ߤafeHNets:ompsonApv@eni ȠNҘBureauσǃǃÏ^},''(SeptB//GG/.nagx/0]o`12- ext_summ؎775awAjX (NELP؎Low׳9yrowq">Inequa9RData¦f (Augustǂljtp:/www.nelp.org/content/uploads/2015/03/LowWageRecovery2.pdf.

NationalransilJobsetworkebe,QtjnQ,erteveolt,0solustOrganizorŇomicooandă@lopm (OECD). (0 i>Sickness,isabilityi>">W8:reakinghearriers:ynsisfind(scrossτunt.'''">Publish,aris.OI:ttp://dx.doip1787/9789264088856-enG''"avetti,aDonnaHizchotȈEl8bethower-Basch1. “CtSuhdizedEm(yOpportunesR8-Income PTLegacyI1TANFmergen">Fund,”ÂBudget"Poli(PriorK\awSoci(RespXi(February 16Availabletm cbp[file-16-11tanf??=Rampell,arine:2:MajNewCPayyס Study:s.a ɁyYyτ//Timq(August 30)Ɇ!Acc@0Septemb@11,y5 ">.nyt.2/08/31/bus`ss/m$-of-new-j -pay-lw!-www">s-fhtmloder,nn@!MaXElli 3 Sul[y0nvaluARRA-W򜯙hProgram3MoCor(): 5">oo//mcRms-o-full-re'350'''SDIOLUTIONSySecu AdministSA4BHuytcz qт">ׁ___q,OOOHOOOwWWWPww//ssa.gov/p/doc atps/di_asr3/VallaRebecc2hawnremd⣰!ߋڊnsuranceBedrockie9Anתxers;Jgoopscdn.adp]wp-Xtއ/06/_update-briefgwwp6.16WWUWis0epart*ChildFamXQlyԌ0s(onP2em蜄//legis.wUlfb/jfc/s/Docuኲ3_01_31_DCF%20 Ht">o(JFC0on(alч8Ȁjec/r,hbrGinaivermor(Deeoffman,Œ@rauHardoc2bH߃׃׃NBenefipryurveHMethodologyJDescriptЩsƅx'MamcaТsearchrػ񟷁}(April 2@ߑ߃׃ב//www.d" NBS`a!mQ508׃׎׎׎׎׎׎׎׎׎׃׃׃׎׎׎׎׎׎׎׎׎׃׎׎׎׎׎׎׎׎׎׃׃׎׎׎׎׎׎׎׎׎׃">urityisabilitydjudicativeeform:ndinghconsiderontagefSDI

/afterixteenearsTestandhancqInitialirdDevelopment JC.ubiniBertoni,aniel. 2007. “SocecurQ:et)Plann8,anY,valu">Couldelphdressacklogs.”AO-08-40..S.overnAccounteOffice.Availabletttp://www.gao.gov/products/߂Barn.owen, 665.upp. 1096 (D.th987)߂߂ߍlasGarý8 LgegiesorE BureauccitlRN.Y.Uviewg>LawbLCge 16: 591߂WWoch,rank.,effrey`ubbersPaul҉erkui?T(_[Adminis'sGGG@NЗRules:gniaЄromi*ÊCo8ll'''">92 (2): 23ȁooo|!iC1York476467 (6gǂǂrowolviL766H3d 70X7thrP104ׂׂׂCalifanoWhitrP35S908Q78ar@il͘94Aortuousoado?9FaisR]73laims9ch級/*429uhamAu360edppx. 606010"Lab0MarketdnefitsPolicySour??Oęia=Juc20: ߂߇CRot.ains2{capegox_䏲s ('''">yJudgWhoehem)DVANCE:ʎCSSSUEROUPS* @q׃FA_812d 5J0351''' REFEREhɁ___G(hy5RoWelfare,:eepS_yncome蝰grbutengineer„eterSWFordUrbanzJournal 22(4p96Ogg~HecklDay̮Щ1037oooerr( 7721110'1'߂߂KrJrhCharțDavid.oplowz0Fȃ`Bf2letud">OpeUt;잷[_'sealsuncilNloridaPѦ??'UnrsI/1799??=Krausð, 638T324gK_߂ߍ[tschek`arolynd :Odhnpl_>rt Thoms8Reu@LdIStidw[969Xz1(D.owa17oLipsky,ichael4BXaucchitrvؑ53__Maihalala94{10ht9GǂǂÂhawx`p:ana0GsYale՚/

Press.

Mashaw,erry.,harles`oetz,rankɀodman,arren.chwar1Paul.erkuil,ndilton.Âow. 1978i>SocialecurityearingsAppeals:tudyfheӁ
'''">iAdministratidystem).exqBook߂ǂǂMcthy.adiganq, 503.S40 (1992)roorerXine4. “SSAisabilAdjudicinÁis!”Judg Journ 33:2'''ierc(RicHd. 2011Whathouldeobou?lRegulJC4 (3wWWRAvailabletttp://papers.ssrn.com/sol3cfm?ab!ct_id=1956016OOOIRainsobertŇ07Aesponseoloch,ubHs &}'sW߃߃߇!Lj(New772RuCauforptimism. . .ConceCornellaw`view"92 (2): 250MRalph1Colvi,53tEXIS 61083 (M.D.5773ob8oOH2:bppoingyultsromSA’sfX///">Improvp`7laimsrocantmmediatetteon(AO-02-32h⃧">GrnmccountOfficeWtxTwww.gpo.gov/fdsys/pkg/REPORTS-G/htmlS-؇____bX1VpgramRe-ExaИð?IteriaXededHelpnsure5ntegq598ߦߌa(ductsނ;S90ApfelT30T(0oggbG(00H³tψIW߃߈Ss sb/h8/FY/)pdfOO10Temonyeengrwwwablegis/tU_042710l''$c"J9eara@ϙ_Backlogφτ352'''QSDIOLUTIONSgoigfss/defa/fi(/Q.tx3PeManuystem'''se6poms.nsf/lnx1H5024s''s10߅27001߂߿Ce8&܅cYAugustǃdž[dΒPnOOxHFYi6XJxiۂi>ƁR4yorad_^ooo_G16FjIFCJ߂___esid’2$??????:KT7778Medl/HfRe#dž77777Ǿs/bluebook/gen8l-infow?"1em"idth="0pt">___. 2015e. “Occupationalnformrystemroject.”ccessedugust0.vailablet

ClingheĄacklog-Giv߂
">Administr;YResourteedsorovideBenefWorkersavearned)i>ommitteenGG@Waysndeans,.S.ousfxp ntves'''&porth/0/docums/schieberw`XmQ0423Ppdf߃GG_[T8DecisMaxilot: 16-YlStilloÏ̀ χτχχPHomepage/SDM_fi5[?ver=1-07-19-120603-">71///">TippiNancy.,argaret̏ilton,dP80atabahangEconomy:8viewwwJNetw (O*NETWash.C1NAcademy(wx.nap.edu/openbook.php?record_id=12814& =R1WWWrr,(ƣ9ʡ/ocate'ndQ!.amPublirDrtq)LabH(DOL1991i>DicbOfόlitlT)jЄ4thx777Voigt.l , 7813d 871 (7xCir[ʂWhiteMaws434iSupp 252nn76۪)ng,ǐ@te,ӘherostRFin 2nhss 8sultapoOO7Exah(CE)qxHQua:)sromCEU, ؎{WWW6ǽǽ?a 2ǃwwuFederuiofCivildurȀʟȄL,.GGEoquhenie4__'!X 1cXBPurpo(xoor e">Prace-b'FntholCA鏗OffyJudgWhoț8daBenefitss 990,399ÿHsedxXP(Octo 18Acreptz`,353''' REFERENCES___X`770w6Ht.X/wp-srv/speY/ Hbreak`-">poi#backloulr,oSP|ersSys Ihi>Talk@@mer(n wKedJbyarhrmaOOO"> York:ֆageooksρρρGo@nb(t (GAOfGCh,gyq ">Impr0ω!賱xsq?.gaoaГ 670/667284WWUHen,imothy. 2011. “Remodelingheulti-Doorourthouseoit Forumklks:

Howcreen9andreparationilnhanceDR.” Marquetteaweview 95: 94">Kessler,ladys,Linda.nkelstein. 1988zEvoluofseCalicHi>ooo">Universityw 37: 577GGAPala,amianDneearceTwoytrikeoldn.S.sabilSym%焧>WalleetʉXnal(December 22).cced`p80,5vailabletOhttp://www.wsj.com/articles/B10001424052970203518404 096632862007046鋹bSocia0ecurYAdministL(SSAcH`pAppealstigsManuǃǃ">(HALLEXssa.gov/OP_Home/hex<.html߈߈߇jOffiGenerpnsehMissStaentB???">ׂ,ӄDŽDŽƊ߃ߊ.犐org!ogc97''7ww76Inspect؇ IG*0hClaimanRepres`vesarrFromxacحBeforwww҂orNoh-12-07-17057X/r 17//OOO/oigxdefa`/fiaudi`ul //___"0ԈstmtΈ0-21049 (Julywwr'' 18wwwwq~summaryۃ׃׃">ډ0Thgjc’sHcklogPro777">Tim0Zߕs11192.___),'''񍧍l/pdf ~g722xYuPIExp8UsVideoON52128JuneH">NOOOOWWW>''77ꌮWWW">ׁׁׁЏMSc%20߂ߏb'''qawudges@DecisGGB34 (March𧗙O׃׌OOG4dgi3ZEffs5SeniAtHnepgramnorhad߻''3-23002׊׻׊׃'''׊׊Њ2s-@-invXigZ-rp0`WWW(4SubsaAppellateЃZDssuXbyow-Allowangb">g'I1308''''׃׃׋''ult/files/audit/ful /pdf/A-12-13084..

354''' SSDIOLUTIONSx___. 2015a. “Reduceheearingsacklogndreventtsecurrence”.ccessedeptember,''' vailabletttp://oig.ssa.gov/s--investigations/top-0-managem-">issues/social-s9ity-disabilYh-bi>Xi>犟bInformralport -gyaysolai8t’pres؁Ї. '''">Now''!A-05-15017wwwp(July)GG%OOOH&WWW">17''''777''ooi'&sitdefaulXilp7OOV23dministrffi Web ӒʒāQibubofendȝ">FY2008xƀXؓIgF5,,rom:%ppeals/#a0=0wBoard. 194120,xinted,nonographiAttorneyeneral">CommitteenǛHoc`re,3,0natoc.Λ177thong., 1st ssσϮZ46ppgggaThibauJohn,ansalker,Ellanin72. "AdversaryN@bias9leg">decismak."HarvXxwviewy 86: 386, 393߂ςςVerkuilR8TEmergac8Y//)ColumDŽ:___58-329OO,otͅ6gOO֌hu8Єyp...ooropTooc???i>M@ippiJourJ40: 2400-Y">WolfPJeffr(S10pYimeshArhan':exsprude`WR> NAsZ%ϐ*ڬ8ry29: 5Y5׃ׇDavid.ngelRes`ɇGhabilX'PurposRegul3H46771Data-DrXnlZsBImprovQy8tinuyO,Ssb\AlexstaulPorcino,(unxiaohoulliGG8ZMeaPkServiWors`mpXÂSet-Aside'''g>Arremx (WCMSA)fe@Gu`(March)φφφφ1ModernizMSu8d ys`oupww>iRʄdel(DecemGXrnAccouؓtOff (GAO@ 7.SA贀takpadds@nflic(g`u8buteedmanagaberincreasnfedw____b4Hld$assPedligicǃǃǃHsmithimzg(jec a:Ç8RInnov.ducts9.dwoodÄ8A,SAggaAddispWesl(Longublish3Incǂggousymtee)OsyrAormubEnergyxІ8HealthσσϜEEtl{ExaцhWay[anmprovehe

Disabilityeviewrocess:earingeforHouseommitteenvers ndoxnmentxmOOOO>Subcnnergyolicy,ilthaPIEntitleQs. 113 ong` (statf(MPannaaCana,ctDepu臢ssioortir G">SocialecurAdministrat8).PokornPJaroslav. 2011q.oSQLatabasexAtepocalinebnviroInedpshIbInthr@ferencI1mBgbWeb-dwwwpApp`sServi,AS ’11: 278–83355''' REFERENCES___'''q(SSAHi>0pilTLawhInclu'l__>wct,sxded`ReEnacthrough@nuary 1, 8____22.I 280001.003 -Pډpco nuYdr3(CDR)mailmsSA-4Bc-OCR-SM/OO/+4.Hl`pornggfhfiY<ϓϋff8%InspectGeIG0Full͠@Yg''gͩ\s9i>gg(ch/-aggCLatResidЄLl/-8oomApriloǂLJombjT`eImPvStar`Ј ޅojgggooy__]c^WХȅPhnetxyraudSeptemberׂ//7`visoBoI1B“Iyo8anel:''sd”asht@D.C.:'dHvableaWWW">http://@b.gov/Pals/0/DocuZ/_DPP_R_Final.pdfoVraB(fi߲[Deparҝ!Affairs (VA)`egiclan">ElihIenlaiBacklog.S''' TǃǃExpPrivuhCAagoelpJSSProgram`bDavid.bbX(kMeyׂWWMdCouncinmployeeelfarPPAČqIHonorRHildaǃQli@Unithte0ecretLaborºi>ManagisksnXnvironň7GGIRespi뤓Xu,Č,mitabhhra,Dugga;1zPubhalthxditur8x߃߃">WorkAled:ssp{DkUtz8" SSIzcipiaNBERtiresearcpHPap0No.P 09-08NicoMaestaKathleenull8)Alex@)n(DoDelaausDecay?ԌPEffxtivTimeŕorPPicipationnd

Earningsfisabilitypplicants.”niversс@MichiganetirementXsearchÀperǃǃǃWorkappWP 2011-258.hortenedonthiszwaPrXdte 14thAnnualoiConferencee1sxium,ugust 2-3,2,Aash@ton,C.Babbel`avid.,aimeuevDermody, guelerceparkheyer,Navenduasavada߃߃߃ٌ0i>Financi@Securfo(Amers:nconomic`alys `Insur eroductsni>///">IplaB(fi8grams.NUM/CRAx.Q3PrivateOyWʑurn-to-!:pStoSDIOrederx71AHIPen-ShaloYonataPArif(amum*5. “'!utcomesoSoʃ">Ή__ErieKJoPoytud` 26OO rdos,annah€hk;aDe`Assessqsƅ(77NJŽgYMamatyyWT׃356'''9ASOLUTIONSiureauLabss (BLS)>OccuplmployWagey4w߃߃http://www.bls.gov/news.release/pdf/ocw.Xx____.ptembDi>NCompenszurvey:deѐ qeggSBult277OIJar{Z0lookdbHcooh/2PUsWeeklyarn򑨏 SalA,ƟQ`ѫ OOO">uxJHbUnT1ol盻mal'TrԁwwwX2ZVKnowledAtti utr-(ǃƅ'ww~ul"/warhss4a2Q̰Termylaims`view bZbW';b?>7+,’sx!tecPiceA332;7???DeNavas-Walt,arP,8dette.YctorJQmithOOO>U.S.sus`xur@tpulReportP60-245overtIHeh77P0y:USGPOׂg set20092Fundayalʁ, 6Ed777>GenRܙ;GroupyjLifekett,@mmY(ҋ77 ults???;/act´, 7cZ3-)1enuervi?&_ceeds,׃׃Ӻ.i@ Help--(ces/ToolsFAQs/)-8-Indirequly-σσ">Asked-Tax-QueAnsw/,-D en-O`r-Types-of-Income/Life-

Insurance-&-Disability-Proceedsǁ܃ǃǃ">-1. ggg">LIMRA. 2015. “Keepingpithheimes.”wwwqiu,Ӏ andavidtapleton*(Longitudinal tisticsnorkctiv:Usef߃߃߃EmploymentpportsorewociQecurɊenefiHriui>
">zBulin 7Ab/b7770Maestas,icole,athleen.ulnAlex@erd3Doeseeceiptg//(coge? ExaminAssignbtoōmateaushEffecSSDIwwwpAmericanconomicviewZ103:1797–1829illn,8c)07Purvey!RehS8Return-to-zPracam.S.yrrs____b`Impaolicÿ́Ћ0sxoposedyCaliPniaepartʙww^(">O’Leary,aul,ǞH.ivermorC.''YInddualsn777"ݞgram7_:1-10σNe,ohArifMamuxElizabePotP`,ƑCh 'dailvaordoso&ٔǑǦhoooot0sAeoc8AgenServ!,JqҖcSe 26߄''!357'''9EFERENCES___ lSponsCounciJܕ2457XAnnȲfi@h؎401(k)ЂРG//GG12k5ooooooooooZh3r0ooooooooo8k1soooooooochimmedϣϣϸwXSuspepdrԦ tp">BeceiY}߂AdisH(SSA)5`BudgetN@*l"In耸,chnlth,GG>Lixs,ttp://www.ssa.gov/b*/FY16Files/6LAE.pdf 5bOASDIZSSI҈ &w????ɋReporCoGg%Z3(IubN13-118ׁג,fؕʆ!HpectGral Xt:Ͽall7y>Claimim9Per"QInd":͇mizegea؄92InitQ?MeYrPoardsiTrustees_uwGG@4AmmarVggeRuR9 Sepctu{09zoIyp1Study̌''˃JGroupxTableeport
.

Societyorumanesourceanagement. 2011. “401(k)lansddeaturesorivearticipationandavings.”U.S.ep(fgricul9,oodႨNutriService24i>CharacterisXs)Supplral(i>OOO">A'Ass`anProgramouseholds:iscYear13 ,Xporto.NAP-14-CHAR//Health &Ts,Á(ers2Medicare\{i(vOffHGGG">thectuary3Ii4(yFin0Outlook0Vangd>Howmcayق}Ensur jLong-Term֒AxcPeohDisabilxTMark rriello$nsycogplH(APA)5y HoeconomStӉeɄ'''ptember 8,TAvailabxathttp://www.apa.org/pi/ses/Xs/publ芚/fxsheet-d~.aspxggaBauyLab(BLS_TA-6.mploy civpopulby7770sex,g)/,oPeasonallXdjustedڡc(Jan(Ѝtbls.gov/news.rele/empsit.t06.htm鬈p,hawna.,e9.ȆhM.oorȧCAffe߃߃߆ttitudAboutMcom\DecisڠAHYSecXWenefiti>JȌт7oyud 24 (2): 113-2WWWئ@j rch (CRWEnt( %xHIP*">//,(LTS)Fundas¦f( p15 nhpflibrh/detPs.cfm/2918/wwq358''' SSDIOLUTIONSxFavlt,lissa,ich.ohnxSKn.mpImyaisxI9eAWorkers?2rb tJune 21ߌ߃׃׌ߌuʭon/how-i-l-s̮Wyi-us-wGavihgittؔiicCoy-RothVasudhaiduguڜReviewsregɰY">urogramzBostUniv`SargColleICpQrReh"ϯu.edu/drrk-synмIpV /m-buy-in/GIAvenueI40i>P 529H)iscellaneoHDc!s.Ђك߉߉i𹡗gnoKHney҆05/(6 a‘D’nAP:ԀHi0ryaederׄi(GPRA)3SX(QInfrastrhureǤ@a12/31/09Xamca(December 30).vailabletttp://www.mathe(ica-

mpr.com/~/media/publtions/PDFs/disability/GPRA_09.pdf. ׂׂ">McaidndHIPaymentccessommissP (MACPAC). 2014. “’so(inrovidingAstancethong-TermerviSupports.” ReyohengrY">ya (June">scpac.gov/wp-contP/uploads/5/01/-s__in__As">_____/NRalXuncilQD (NCD5SecurSocintract:eform܃">{@Jhanuary 29ncdraw_rsitory/b01bc342_353d_4b08_ba4b_7f0edfb0dd68">#tatsRRTCԊResearchRTrainCerWR鐨icsDemograph[a 4:over)WWW">777WWW">vN-rOIUMa[lchool2(ealawEom=OffxfMzudi(20ilFuture.H҃xсachusettsarFin)AdvisP3tteeh(I;sseohhs/doX[ltc/ma-8f-full߂߂Vallas, becca,hawnremhd,Lkma^AairotWorkers">Xҁ">܁???H'''merПρOOIPrh8OOOHOOO8؁///wWW߼cdn.apğwp-t/uploads//01/g`Whalen,xnise,ilt@mm,nXIreyBoydcSarahroaker2nstro8int ndeenbm@ym (DMIE)Ɲ9wMaPm`calicysearch (Febrr13OOǂǍwO-mpr.0/~/ma/pubZs/PDF@/dmie_fiIovIIaBetweeSSDIszamyb>">JohP.urtXuguaHGuo8i???8359'' REFERENCES___ltom@,֖ri09 )bICg`eYψψ(WC)P„777hnefiHPDB)PowerPo ؗ`ՔVSem8r_}aiDevelopbSociasurjo-ggg">sporedyӂAdministrationndhe΀zalcademyfoci

Insurance.vailabletttps://www.nasi.org/civicrm/event/infro?reset+=1&id=7.Berkowitz,onroe,RJohn.urtJr. 1970. “T0IncomeaintenbjectivenWorkmen’sompens” ,ol. 24 (October): 13-31߄''!___8Ii>PermanxisabilityenefitsersYi>alamazooXI:.E.pjQ___tituteHEmploytPsearchwJoden,esli95Cre8ngconomicXs:sm">System,`roceedsForty-ShnnuMeecMadih,׊'ׄOOOH,ҒYt.bl嘳effiddl200Adequacr///773Cash~]Karen|s,ǜ€ȄMatẁodah, (eds),apla Injuries(eas!Pr=on:ssayHrTerryhomaxOOO">p: 37-68O//Jurkhauserichard֏xC.aly1i>DeclinYrWelf؇qPeopH(hJ///h.׏DC:EIssׂԐ ɕPart OOO">//ǔǔǔƓǓǓǓǓt'769-116g9/, )enneGu-Schmp,ӀD.arriOrlyLlkɇwطNhampMApdwElgarPubli35-274_____YJSPoseng,dHbookee3sEd.ΘY:cGraw-Hill: 575-6ςςχ_012[omynHpxdtaQ8GregoKrohm.9IAIABCxurnalVol///)49,8. 1: 48-55aShouldBh 21stÅuHNissɀσσϺns?. 5111-3b☞SafetyInteEncyclopediay!SocBehaviorxScienceP2m+JamWr.x`d,PgllseviertOOO??sonrorkoHzx97Objectiv@Or0acome0inaX*"ڗ8hso5Ris[8ur 383: 343-4߃߇tler,chJ.,9oH.ǀn!L.lein3τ">OccupUy爒InfluVmGeorg0neσσϒ?f(Se):prer-Verta0___bM0c &;|i`ervi (CMS)[z׊נQN-Asidegg>ArHg҃WA)eferenceuide
. (COBR-Q1-2015-v).ashington,C:epartment

ofealthndumanervices,Âeroredicare &|idn.___XColviCarolyn. i>FYa6udgetvew:PssageromheActp]ommissionerۄ">OKSocial curitydministrat360''' SSDIOLUTIONSxEhrenberg,onald.,Rot.mith>ModernabHEconomics:Theory"Publico0y (TwelfEdixBos:ЅPt-HalloWWQGonAccoungffi01jWorkers’ pensjXoneededoeduceayErrorsnPi>www"iAisabil Orogram (GAO-01-367w.džgwŁGGG}ꄰnnsuranceslpv;WWPotpsyIndividualsceh0ConؑAƃrȏئQggg">531WWgggwǂǞ1''' REFERENCEo__rabell,ichaeH2owardeH֝@mJ؉ggf({aggg">NPR.vailable灗http://www.propc.org/icle/h-d-of-w-cGWWCuo,ugua(St)cJohnƣur8r0. “R烷D8lopMoHazBenefits.”I`u(99Rel63 (2): 340-51>____*2*GrowApp)CgcBulle72 (369-88H(,llanȰ24bAdequacy1Earn8place hɭKalamazowww">MI:.E.pjɉtitutebEmplocResearc(">LarsLex_s771eskNew8e,J:at0wGGG@`GGXd''"198HSpeFund*!!IaD???98hDa٪ edi GGs,qukEQiyWWW">IthacahY:LRsځL,ʭ@auJames.rci6wwwShif8sЄ///">OccupRInjuryRIl1JourEnviroMedne54 (4X44WW'''iebmaJeffeXB.ck.miga3Bpos4nŘ-BasedtoWW)hm|Wash HC:ԬHamilلhjectrook5_߃߃ܽat: oooohaG__ansfielLiz, cEache@E8TТHEh贸cevic(Chrinnot :andi, </p>Natalieeung. 2012. “Ariticaleviewfiteraturenxperienceatingnorkers’ <߃߃>Compens؂hSystems.” PolicyndracHeHealthSafety 1: 3-25.McInerney,elisa,ZKos imonTheffectStateÅn(ogramhangestUsPfedloci9ecuyąbilYInsura`IndustrRel2sr517770(1): 57-88gg ؃0missq~menxsLaws (). 197 ">aReporJτ(Washton,C:7GovȂtXinrOff.vailabletFL:___9">___ZɅXnnuisBullep:2d((earrsІ,ƅlj@OtituXforccupݦd(NISOHi>CurrKojs:Àx@qOOOBtudi(CWCS);AtlanthGA77o74,sbeaControl4eveZ??8OLHPaulo,esIidexSe8A.@abuIAlzonoffEtchererplaw772Injy Take-UpʱBenefit_[ 72 (3ggg">1-17ǁ771RauX,ru>Illinoisurnard_ats#2.Il邡.gov/!Pa@/deft.aspx362'''SDIOLUTIONSAevi(,obeT.|Fchoeni!03/(0IFracz8aused???65 (431-obinsaThomas3OklaXIno einŃKobay,QEmerg9IssuAysis,Jm Newqvic`GGGPJ:8xisN): 154-16ρρϧvycpBogdan]8Ret`of aump-Sum!tleqTWC-12-21.pmbridgM"͉oiRerchgOOb}cLaЭhr op/,uh) nkMendelJoh">W/cnxpe򀐐pArnwi>PolicPGG|:1, 97-115g''zngup1IAVi ianшBurtJ{0W+:>overȗCos9)ng"DC:οAcademyǒu)MarjoaldwipψȈ وr /*wfits, Coverage,ndosts, 2013.
(p>Washington,C:ationalcademyfociInsuranceقSpieler,mily.John.urJr.a2. “TheackCorrespondeetweenork-">RelatedisabilityReceipt9ers’Hmpens8nefits.” Americanur"i>IndustrMedicine55: 487-505?OO:tapleavid<.anaengZ4ZFirm-LevelarI0ntives:hichzntEmployhኗrogramnttsuldayore?PaperHPto 2">Annuetфsear@ConsortiumTanabPRamЉxLawsJary 14q.ambridMA?ooo">?8~ titut'shomasTerryiEconomic plaSafetyBinarRober5">7.Mat0w͟odah (eds),InjurieasPrpX`ɛ77/on:ssaysHrԉ\,xlamazooI.E.pjmA : 9-3ׁ߁ߍ199PcffecGt">yUni(tivP?IAdminiplaimob8s 11 (Part 2):1-S37߂߂____^GhangyOregy݀Xe}􉺩ƂolicviewK (47-2AvailablWWQaSilvzzebon [DeterЍyealth#BY3agePractiI伧Rels1 (286-30 a,ilXHogg-qSheliA k,enja,ה,ٷ :hEnquipMPar׃׃ײ@amzLynda.012)zFQciaɪOaalysiexhie-9pCmeYOnpiCȄu7GGW:(7-37/rreDavid•hrs`ettlsnderWRA:whKThYpPennsyqiaŋN-WidrC6:-469OOI363''' REFERENCES___v1pEditophC`ϋϋ̆AHarrisburHPA7wwqS@(aarssoU.S.epʷՇ4 Une28sDWashXtDCGOOOOMɃVra(߇_VilortevHL.ZwyJ.chwab,@hn.urJr@GiL.L.esH:ȉ8?ww>x:sMаs,f(؂y.ewhop ,JPexisN)b>ns`efifPaubseSl)uri0DisabilYwPopu bight="1em"idth="0pt"> Kimildred,amazerski,aroldrent,ndenniferhristian

SubcomonǃĔ@COnysean1069. 35 (2000)(stmуgh.DhfP@iDepartHhory,Geor7WyAlexra,uliaroxohnls Chunxiaohou5. “DatarISolut([Improv1ㄡuy7evic,”ppЪ1cCrery-PooySDI@ence,ߜ Hugu4wwwqssdisU.𛧛/cdr_aQ_7_31σGG,0na`@theet:BondYSs.1'-///(yrҶn+ʉljsc/uploads//02/3+"3'o nrAccou0$GA6.ρ|OWWQásбdo US//ga+asset(30/223379WWU____08ManagkQroloНgX/DXr*jec9׊lj׉׉׉Ѓ">ח̉׉׉981904ׂ׉הגM:lGuidaPHuld`lpxApplygmedb]ndM9plyჇ(畷/2652268wwuHHRonaM"{OrdpSel VocrReh3ServXAnpPQRgieshannoPelligiIndividualPolicyPrP Brief 23thacN.YXEmyB߃tuPSchoolфPXrqqLabxRels߃߃߶Zrneд@emme,effrey,MichXtegman@Subsequar0ipÆHFor؃Qכ׈urJBeneiasSuh́IncomRe8ise4CeasBecau؆@gf,???">73 (2): 1-3؁www">364'''YSDIOLUTIONyKpniJohn. 2005/2006. “SocialecurityndheD’nASDI:ԀHistoryfeder

Programns ngarnersgainstisabil.”ӄBulletH66 (3): 1-27.Krent,arold.,Scottorris. 2013:AchievGreateronspency)">djudication:nmpirxtudSuggexdeformsZWashton,.C.:ǃǃǃAdminrxve1feHceUni1St0s,Availablethttps://www.acus.gov/ss/default/filqocum(s/__y_Fin">al_Report_4-3-_clean.pdf_Liebma JeffretJack.mhigpos4vidA-BasPatho߃߃ߐGAaYIn 15@ysqRetkJBudgeHed.ichae0eone,ax),a`i,Loy\8mynik.>BrookstituGGp hamilproject.org/pap/15_w_to_r__f_b/wwq____2sz|,y2,ptember,׃׃רermissc炘buthor0???vHorhGinaX1dž(enefiriesWork-Reldoals">Exp s:71WilliPR4.rimWTts:χ">(S)pple)Ycome @I`GEgreʁResearchǃǃǃServiceojw.fassgp/cc/RL32279_''%N2CouncilW00oworn<:eaB1ɗhCPY)Floy߃߸WWWPncdrawmediaXitory/d87db786_9053_49c2_8032_092dddde6752">OpenBeJSubxmitteen'tof:C'n߃׃םL(114. (P5) (snXav؄cerra,anMZOOrAEconomic-oӅDevelop(OECD0(i>SicknР
">!–;ynPsisFindBAcrossτHtpو'oo'ec.europa8/health/s_teu_pass/rts_stud/d_sԃ">s_I_enw}Ques1RecordpeGGGGG&G@D3GX3@PbsMarkugh,hofX؂Chai3usi  PublhPo0epartQ hXUnAZPennsylvaﲟ ma.cc/KN6R-EUE(URLxhdςςϵPmmel,ody,arahenovitz,ina̅mP,lexJpvalu$!׃׃׃м0slan QAȣQ(WIPA)Agramn1enefiYr`ؼs׃׃׃Ђvid҂CostsYWTMampcam">he), pW?߁ߠ?//sZsecurity.gov/disabilityresearch/documents/WIPA%20ReportH4 Final.p

df. '''">Schimmel,ody,llisonoche,ndǃpivermore. 2011.valuati`ofheecxperienceɄ">WorkɁnt0slanningAssistay(a)rogram:eneficiaxserved,@ic9rovidAosts.ashton,.C.:a`mcaolicy{?AvailableWWWPat365''' REFERENCES___Xhttp://www.%-mpr.com/~/media/pubs/PDFsy2_updat">pρ//FiscYP0.altia:ӄׄׄքhƕǃWWOKss.gov/legisl/FY0i8CDR.߃GGD____4ƈgoossa??:2???;b>tXnߜInsur*Eai>3wwwqGRsheemberggOOLps/txpi_asr/idGwwGF2@Employetwsn[’sicketo#䔇oψϓhs/EN-05-100655“Opesystem--DI 40502.001ro0s)C`er(trucforgeilFormsSA-455nde-">OCR-SM.”ebruarys2eoms.nsf/lnx/04ڇ#x IxlannyA@XZAcњJuly 177c1/WIPA.htmlAdvisoBoBspectsю(k@:atar">Map.ashtD.C.ׄrdWWWWWUaadpr.org/_fs/___'IyЦJanel:OOod7ggggoogcbPЈ/0/Docuys4_DPP__FinalggGEffiPGenxlIG4 Lawxdgwith(Hhqposi:AllowRs,-12-14-2409ׅχׇׇׇҎ77ǃǎ71oigؗ`default/audi`ul y/_0__4(AL:iscYearJLjȉww="0pt">http://oig.ssa.gov/sites/default/filpaudi`ul /pdf/FY%2020158Aـ@Plan..

CommHeXhromPLonP:SOpswww.uk/8ern/uploads/sysX~attach_data /208968/wwb-c-of-rψȌ//-Beyllrothing:8YX'$DisCyurzToncopgeb>׃׃׃WorkW; JasJchtPʀS.Hlig(i366/'' SSDIOLUTIONSqu,avid.Ma`G.uggXY0i>SupportI:yposMod(iz AU.ׄ??W__Ӕ"+as`C:Ô`Americ@gressJ!Hamil_'' jGOOenítez-Silva,ugo,ҏardneyKSergiiméntí“,apac񆁓zOOO">BusinCyclHAnn`rive.”qEpomicolicy25 (63): 483–536o''jlahousзsMedunȅbAfdJCarIi>Tժ ,ooohhtedy 9Arl5VA:rcatu{GeorM*">UnrywggroPch-HaH. &uheH(1)Pens9{Eytiri//)GeyNBERbPapA17079_77Zureau!LabSYst>Issu/+l 10-ٶ// blsopub/ils/]_10_04/ol_w.htR——:1:ForromCurrP@l[Survep܆cps!aat1W''rkhausyV︸alpDec݁ZWelf! Peopwiؔie:ϭ˭vEprisetitute`b72SociSecur7:imerFa@ng>Jou8lubP>ì`XsiManagB31Py546aςςώώώʎChunMcV(PRogWilX3Ӄefirow8X:̎HonLOrECDΙ"s+>-40,eЌRehv ank1SFisczC">wpw.frbsf./e-Hearch/fi/wp7OOMQewi8qAnneStevX100JobomployrPatAZOaa߄?19852'ong@rvi(CRS؆7x(portZ,neOτggshington,C.

Daly,ary.,rian.ucking,ndonathonchwabish. 2013. “ExplainhheapidrowthnSocialecurityis0lYRolls.” olicyatch"ch 22,Availablet7770http://www.frbsf.org/economic-rese/files/e-d-g.pdfeCesaro,nne,effreyemmeter08CharacisticsfoptutilizedIRSSIProgramaripant;U.S.Admstraq,sh6gg߃ߋgcssa.gov/pr/ocs/rsnot8@-02.htmlςϊomenh.ЖXA.ivliDebteducaskorceZ0i>RestorQAmhca’suture:viv=">E"CuttSpendICreimplpxystem1i>???C:HsCen*">Ehoyeeenefi!kɔMeweenwaldAssQppc7TtirexyW//UConfidencurveyɓߓڒ.ebri2sjx؄www>——1OOOOOOO„OOO>Fichtner,asJ4MedidBudget)ImpP:ԕ Feder9pSquZI7WW {$:AessCostsonsequas3tPby749–___">82`rVA:Hrcatus Gee)UniversPJXreligmanb5bSa©?|`ura89formsOOOHWitxtH)ol~Wor)(pY芷367''' REFERENCES___PubȋeYqs銏Penss:ies,Ψ urrhallengGEThomill016786.J///">Y:OVAGG@k,xuveKBLaxnguP[ɶ~Px:usehoQPonʋFRBSFetNo{-01,Xoard!SǃǃǞQisco,zAǁ¶spCommi` 1983JRepo%i-vN:@Horl򃿃U.ςAdminrB,as+DCσσσɶO.ssa.gov/h y/s/g.htmlRHack (MQn«8JHthT.olstadAXdaŀwalskiAd1`elec)90dividuxMtWheh8ye8Priceٸ,AnwR ew 105(3):1030-106X___healthRetiremStud1992x0aHailexsetroduc?߃߃dibud:Mxig`wxufri`tit@Ag)">(@numbQIA01AG009740)xnPrboXMI72urxaelľSu0ohwed0ʏYEffsCrisi{OlЄPopul3RRCu0-23xgarch\,/߃"idth="0pt">ofichigan,nnrbor,I.

Joffe-Walt,hana. 2013. “Unfitorork:hetartlingisefisabilitymerica.” PlanetoneyBlogi.ationalublicadioarch 22,dAvailabletttp://apps.npr.org/uQ-P-">wP771KollmanxGerey00SociSecur:ummaryiMajxIgestCashene(sProgramCRSegislHveistori2.ׂHto8DC:.S.ӄwwwpAdminrR__//www.ssa.gov/hy/reports/crsleg2.html烗n,ierre,ndenindeboom25zbIF InsuranceσσσEnrentNe0rdsJour(EconomPerspecs*29(2): 151-17P׃׃">Liebx,ehy†(dt Increa0OO]eceipv777">Unitedte23-15(WWWeCJack0mwAnvide-Bdatho//w''!Rex3Hamil8rojohyroposal,rooks titutțndneStepClarkurdicЇ~ ractpcsbEmployApp8an!">ןӉverjBusinessyclelRJAPapHi-11,C9Retire"ReseQonÜegChestnutlls'''">MDa ӀZyplehYoadmapa 21st-uА:IssuBf8-01hudy74m8caiZ///">NJg''boyniDanieRicrson)aPrest’ommisspStre h @ 1`i>/OK2tʣoWealAllmPhs:ٙ">//-!gg`GqnZOfficeue`hAndqɌJhothstei T.Wach`?eGɄ">'ϱeG *"NBE 196CambridѝWσϫANDRSta,֎qL8ducbyj7R2gx,hσσ">fu3from rn{Adminr`a߃߃ߛnЉggb368'''1SDIOLUTIONSrnoPiri8rk Ç_:ŕ(hHHtW777">Pcapacikes8JouriPubEAysi+@ag 31 (2): 461–6977bix Ť"UpdaOldher:+)g 88ARPgb">V,ρ߁߅upp,alh1995zDepHsow0OK׃׃">i9grams—OviewgcBuȩ`58 (4370'WWligJaHӕ4Involup8Rr2,k?;qipҟ???">`\F414 (332956__S.,ndeffrey.enger. 2006. “Asynchronousisk:nemployment,quity

Markets,ndetireavings.” JournalfensioncmicsFinance 5 (3): 237–55.///(Shapiro,atthewćQ10RTheffectsliCrisinWell-BeȁQOlderAmericans:vide(romCognitivvStudyMRRCorkPappNow228,_tXsearchÀper,Hrs8Michigan,nnrboMIGGGoSecuraAdministrat(SSA)3BFasta9gure`bouxga,2777>0ubl 13-11785ugu+U.S.W(">WashtaDC7——2_____Y__]OOOJ])_W_\____01___Z3____OO_\W______014ZUnst8Benefit305-1H477777@777BoardTre@(UR1yQquReportՂ'''">ex-AgejSurvivorsnsur+dDisabilсʃFundsGonbffice,ilda.KeithallN ompeyHBe ">tetateH诸BultXX(2731,reauLrhDepart(///">*ooWarshawsk@k.Ross.kM0MoHnizSSDIligiia:ReformroposThatiq Outdhded@l-VosGrideru߃er.lVA:?teorMash7WWQYiNaP''!grami>Jour1i>"i>Risk΁. 82(2x463-50؂ggg">Exraanlx}h iP(bOONeilacob arbaratz,itahafAar Ayagh`GGskEARN7Onage;LImodifieptemb810vailabl? Xhttp://askearn./refdesk/D_Goals_,ooo">Braulttwׇ2Amcansת)Vies:ǃPCurropulks,ul?__ˉwww.cus.gov/prod/pubs/p70-131.pdfCaliniaealAdvePXGlaryDec39ggg">cahRaNIg/index.htm؂">369'''EFERENCES___X ePLNoelK.urthKasidpy-IȦ!cipanConueoŕMorXCoLesChō3ylicyriefY ),om nquhOpuhommiss">NoXe 9Speech,H;tteeHealth,ducation,abor &enssearingn

Twoqualmploymentpportunityommis (EEOC)ominees,ash@tID.C.,xNovember 13.vailabletttp://www.help.senate.gov/rank8/newsroom/press/har-">st@-on-eY-e^-o_-c^-n$.Hollenbeck,evin. 2015. “Jobet@/Ret捸Workersh(xperienceProtivLoss.”ecture,AW/RTWolic l(veebinar.E.pjoh/InstituteOsXch,ayǂǂ">secys.adoHonnX.p/_a968322745/p1qsoe82kzk/?launcher=falsefcsConte">nt=trupbMode=normalg߁߁JacobsqNeiH8Hyʀ:DNoȌ8dXMany8opwithisabiliti`1"> Th@ichitaagli>.epH2Gkansasopinopnlumnsoblogs/article1121805.htm߁߁KJunesaac`!0x Indepe(LandradonPaigms*bWP˃GGGljikRilcp؆J#INDEPE(NT_LIVING_AND_TRADITIONAL'''ctz,la(,:RodgDeRoseҙhaADAٚXster:Ԁ)urveyfmcߒߒؑJouriSPCordedicxa 3///">LeMar9k(t؎8*U.S.ForTrHPopuluptin26'@">Gprb.org/pdf08/P2us@or.!(rmoG`,rifmu(JodyӜ@mmelS8hІozxExecuSummar@???>SevhicketovaluReak3GGdypBZ~/mxa/pubsYs//es_7th_ttw">_rptāWWWOLong dutesSociSXr&y׃׃׃B8fa(sGoctkSpeeC@ yك׃׃׃׿yCeumashPtyDC 19ώm(x7mpr???InducentPinpaSSDIogramaulrfromžffsetantaon:WitrSophiebrru4TxEyɦ!j0:nȸ0෠Inp[X???">Re(nG!supceppnts}Jo@לͫɞx) 3: 159-67">NColorcЉrϖYouth6BlaBraij">FundResources:hentermediarysacilitator.” Nationalollaborvenorkforcend

Disab)y (NCWD)(foBrief 16.vai`ltttp://www.ncwd-youth.i/)rm -b-">18.P'''370''' SSDIOLUTIONSx/ounO. 2015. “SecuringSocintract:e܁{X"yReport.ashxton,.C.:΅WWߌك">ߍd.gov/public*s//0129JׂPrenovitz,arah,auraardos,BBonnie’Da2Ticketof؋:Releasfz///">2008vised@guls:rogressBhspectsCeortudya o7772ssjdօearch/docum(s/FINAL%20\Rn">.pdfǁwwsR,irginia04{?:PartYang@oЉjsu???=DefHurSync?H"Academy InsnceGGGps}asi.org/sites/default/filpnTestimony_to__3_M_Advi">sory_Boh2TraP(̉CommuyivهؚUnrMinnesotr1p">pEmployirst(s򌣜'Q,Fr(N2OOOobertpJoelbg/V`*am/yre|'''gggՠ/Zcom/dnewsblog(08(- -t-to-w׃p.htmׁAdis(SSA)HQȰ9ok#гo. 64-030g7773ssaredbثG/The'ςς___blar:owouualif(Gen@AccJuly 13,'''Bppf/dq#''`B062AystembQ219ury/C:ooߐ߂߉b{-s2-ׂ׉tapleavid,litik,ChrY0eYewrnEE8e">CoX0oRepon542.Prwich:pʍq"IPens">.ma(ׁׁmpr~/media/ps/PDFi _cЍ?wwuThomps1aHTy.;GonRoy.arz7Beyo@NCLB:ulfillbromiseOur<’s0ildren3n.טרspenstitutoOOnsaucd.orgqs/%20Cisih*WU.S.LabOffiOEmployJPoy3irP?ת2,//olrodep/topi8τë0ǂ"idth="0pt">Vennochi,oan. 2015. “Aisabilitiesct,ongnlanning,sinalaw.” Theostonlobe,

f-(ows-savs-for-peop0with???8dWs/q60mNy4MMazxG2omrXGUWO/ry.html.WApproachtossistork@-AgedЅ"thw :nssromround8ldagoohRrtavemani'Adam,tAntoinzio,hCarlmmerso0RemYyyurance;UK:valuatfPathwayIrogra(҃0tituteorscddQ߃߃">371''' REFERENCES___Iu,ĕdMaDugg03œRisollsڀecla@0nemploymentQerlyurEconomics 118 (Febry): 157–206Blom`Renee‡WhoqG8t؆PfitSweden? scripk߃߃߃ForGEffect݋@8rMasP’HisM 0tiHcoy'TechnologyXchooknger!ScieStockhol2oCaLixin˟zReview46 (33455''3orriZay_OOXatrit놁P(pv:YieXSecuч614I67yOrganнpOCo-oXөbevelopm (I)i>SicknPG??:ea:YBapAyn܊@Find(scCounpe.''' 3,aOI:ttp://dx.doi.org/p1787/9789264088856-en____b)Trans xtok.,ƁhceAvailtZOlwww.virk.is/ tic/files/4_d&%20to(|.pdf.ccAug 1,׃׃ׇ|issibr@OcxpeturnǑ1s>us.oecdXex.aspx?queryid=334͈Septe2p>Prinz,hristopher,ndilamompson. 2009. “Sickness:Disabilityenefitrogrammes:hat Internationaloci9ecurReview
,peIssue:///">LearnPtec 62 (October/DecemH): 41–61.Adminr (SSA)!14`i|shroughoutXeorld:urope,)SA'''ub؅ ggg">No''!13-1180wWWRWash`ton,ggg`DC''!AvailableWWWPhttp://www.ssa.gov/p"/docs/pXdesc/ssptw/-(5/e*14s.pdfcceept 1j5Vanxnsbeek,an-MaarteЗQRaymo@Gradus0EstimIEffPsf`cen?σό ReforinbNe0rls.TinpntutecussPap-121/3߃߉mshdam,L:.pQs..nl/11??Op9odrSSDI’sinanhortfallb>">IMarcoldweEdwardorenzWWW">gBudgetffice (CBOۇPTQng-Termvutlook.g߃׃׃ЃgbJunehscbo/50250/WWQ372'''DIOLUTIONSx_____8mc,olume 1:ealthare(&gagcsites/default/filp110th-c\07)8/rep2-18-xo/OנBoqTrees (UAnnuR*y'''">FederxOld-AgurvivorsСyur؀ہ}ρσσσFu׶:.S.vernm?f4ggggggdǃǃǎXggggggƈgg`">ggg">WhousoɓX?;OO:ifelineorernorkP[ame\BloglyWggWWwhdocs/ssdi_nal_[_7-1ǃǪ>3'''ʁLISTFONTRIBUTOR緵Au灇fAnitaaron,xtiverector,ldtituony σGGEy0gh;CommunDsgcorpчDavidabbelSeniAdvis@&ractiLea( EomicChar҈8߄ss.ofEtupWp chool,nPy PennsylvaniaWggdYtHBen-ShalomResearche`MamcaáhaStudyю/oy JohuӇRutg9oManageB9Lablk///)Cornellychoolfndustrialndaborelations.

A.imurton,onoraryellowIFacultyYOccup Medicine,niversi+Huddpfield???9FrenceHealthsearcherWWWBarbaratzPresident &EOolicyWorkGJenniferhristial,ebil Corp9ohnllinsAss(aHofessor,eorgeasonepartmReha2cie7771C,Ό InHtutesz___lexiTSc///)b>Hb>ooo(ub=FyLawhlfred.lappuberviScholarotean@CicXooo">Educ,utgcX-NewarkOODavidngel8ingffChiefdmve!udgRevieSlcurKǗ/gg?rJ.ichtnereni<,r@usÖЛatI~lelenX047???">ljρφMoldweVI3+ rectCommitteeap8ib7770e8BtXugua(Steve)uohManageaXXy(mH374''' Robertavem75Eme xEcPmicsrAffaiБ ,PotygcWis@sin-Madi_''4HildжOLĮ,LǂǂǂNeilacobPFou Ac8uliee`ickAdvoȊun3sՁdHarrЃӰ†cITcago-KIxۃgggdEddohze?IpϳBȃcheMathXauStudyǃǃǃPamelazPkibdep" rSAWK@o`Xbb>߃߃ߪekyPrach-Leaَ(uranhharlRs߁ggtriwenscȈQ7U.S._X⌟׃׃ׅ0WPerriNx6RHealthlc;RiFawGa.@ligOff!Depart!TreayStapletDirectThomascki tephen.0ebsuish?Servs!ag0Ʉ">thPX0///*TOhio)">Universityolgefublicealth.

Conorilliams,cm@Popynalyst,PmmunAdvocates\InstituteJeffreyolfeAdministratawudge,ffic2DisabilCjudiPionndeview,ocial///(SecurKonρωhunxiaohouSenixSt0Hn,΂hs1-MPAQ///(Intern,LCρ375'''  iferencussantsi>L .kmanPresidenH/ProgsG'''b>Margaretalon FormezfQrect茀thedvisoryoard Speׄ܅ڕoJQissȄ`σʆArtqr߂xAssqt72OJz^߃߃߆љ__^David0ttenburgusearch,@mca탟WOOO>Pj@ThisXsupportedy:fromWe a)ponsibleederBtǃǖikeurphy+Chief•ǀ8egIȐs.]皇coldweiVўCӍ܃GGGGBEdwqLozeWGGGrbinvanLPslۙ>gggnrHTowX} GGGGWPBarne@sultzthanksiAlexxra䒀ؔPrichart@,Walk0IrvingbirontribuaȄ6'''9imglign="baseline"~349"@ndex0007250//77BOUTHENITIATIVEO-CHAIRS@b7773JimcCre@YU.S.ouseRepxnly 21Pir%Louisiana(eWayhǂǂ">Meߧs19938rough 2008,bكbhi87-aevily, "airWPYeliRevenuesuubc%ǁǹs'NjNJǂ,/workclo؀xiV">RangeljoremocYcftipisǂǂǂapachon8rcare+rapt.߂ςς">H14[,ͱ?help0 pasnumajGehl󍗂߂߂includ!BalancXBudget8X7ydiOOO"> cripYooohDrugw771Imvemooo"ׁ''koderniz(|3߁߁WhilesIiacknowlehbeQwell-v؀policsuealsoursHd9sAWashtohaұten exHight="1em"idth="0pt">committeefheationalepublicanongressC(NRCC).

mJimcCrerysurrentlyartnxwithapitounselLC,herexσσφ򁲃lisnax,rade,ndalHcaissuesǂǂ b>GGGGGGGGGGG">377''aimglign="baine"~281"ecindex0009230/W77GGGCEarlooy{' repe肇">htat*NorxDakotaor 18earssR'loneemb`U.S.ousRCvep">„Insuranceer??9Aan,́ serviWayoMean3Agricultu~s,ncludinChairSociSehityub.PkeepʐiregulatopexperpcwPaer|,enizgroupw=% had@u0AhPristractlpproachtoo0)ׂ׏plgnPQworkiaiyis8fash`ǖer/7WPid/,Ass"脿r賖advgramwww">minimumndardsfin`1bȥZ(fde!m Qichsto`day.cInuu/^?XlmarketXmuizMedȋX">suppleiurrlyptne`tlst&irdawxrmW a???"> ww8#mbp:pagebreak/er(fo@size="5Tabl"tɼÁA-14ilepos=00087861faP...3WWWWWWWWAdvisCoulhsGWWWWW14733>AcknowledgZWWWWWW9361>ForedςǀWWWWWWW22585>SeI:@troduWWWWWW226190>265257Earn7WWWWW395>375873>4374924>5438677>DiscuryProalWWWׅ55092II:rogramdministration ...3WWWWW..

6573884>7684060>8775828>Discuss ofrogrߊ݀als/ǀWWWׅ85694>SecIV:nterawithther׀WWW6038>9891>10954833>111180s/GWW92043Structuraleforw_WWWWW182144>1325616432103gWWWW8950InbComparisonsndong-molvencygW9199>15442512>1528874> erPe?WWWWWWW6989LContributorWWWWWWW706111>Aboutheitiveh-ChaiWgWWWWW33198>Table 145302>79Figure 3'''''!72246%7////,5468-5&mbp:pagebreak/a> NMINDX&TAGX 25&IDXTINDX&00D01^02s$ʀ0304005106@J07 08 _09k0Aqr0Bc0CcҀ0Dd0E#\0F)`L10/-M11/z12/|p132m^ 143K 153`= 1651757 186XK19:#C1AAgl1BBS1CBTY ߀1DF-' 1ELUz 1FPP= 20Q Ѐ21Qu 22X" 23]( 0 24gX8 25hC IDXT)6CP\iv %2?KWdq~Preface ............................................................................................Advisory Council Members ...........................................................................Acknowledgments ....................................................................................Foreword ...........................................................................................Section I: Introduction ............................................................................1.2.Section II: Early Intervention .....................................................................3.4.5.Discussion of Early Intervention Proposals .........................................................Section III: Program Administration ................................................................6.7.8.Discussion of Program Administration Proposals .....................................................Section IV: Interaction with Other Programs ........................................................9.10.11.Discussion of Interaction with Other Programs Proposals ............................................Section V: Structural Reforms ......................................................................12.13.14.Discussion of Structural Reform Proposals...........................................................Section VI: International Comparisons and Long-term solvency ......................................15.16.References .........................................................................................List of Contributors ...............................................................................About the Initiative Co-Chairs .....................................................................Table 1.Figure 3Figure 4.Figure 5JFIFC     C   b  j  !1AQa"q #2TV3BRbr$467CSstuv%5DdUce&8FWL !1AQaq"2#BR3rb$4CTDS56cs ?M@4X"ջ[]_x mгuD." Yp8rU}(WP3꯵oĠg,?/_k߉@eZ@UML4tTJ I%c@$*_Dyu _QZu%OꤨWEUF䯝9vZвEx;ڣWش=MGzX-{cumҮ:hC d B`+ OqV#WK+dV!{IxՙrjJG[X]lZ~mR] .3##Y%FZ{h1RV]}\黽p uU=lrE[ %88i' wqVsio\Or@l9$|dx"lHbp{#:"P[O$pQ앤3G<=멦#wc{^y܀@$7= cAsi%hk=?%+5w&H ,! +.vumҾFɛ` @PYED+-W [qhH7H@RP-?sZ;嶮:[્XAyxP_EIYMt*:9cÏw@Al/n%{8R sI#Z̓[ _gZ7\RUYQ%4c/w1ĞUf*tZJ|KueUL5Svp#DJ8U\))u5:]hjI(tU,py*)Eb)ӒrwSt0WOPd贃x'% JN:gt R8@-Ed_qIjlqF̹ UI]ѫQ%vՑ hK*Etci!551\ѼxeýcUi֦GqUp# +Z^5==-چ "XX" \}i=(45iJ'NIM5í.ZZe\D sRڭ8@@;lga3S'Z۝m?i)/k?Rk;ΛPڭTU*awS,fO3Jb"RI~bmc<Y55 ۝KRȑ&x5 w<,\/d?iVк[MjxW^-UuShᖙq ᜌcxtZׁrZO)ݤӳ;XHw/E2ڻ].zzS|^h'Qf$c;sjd*anjJ"73Lg (1,3pwɾ&ZRDU1RMQP1EDq8KwO4jmuSG {C$q@9YTa~cqZcI\6;c7HUH67z\Un5+麭hef_VO5sspk;Xʈ>;.6gߺq^z/mEW\㳲QY rS9ϖc-d@":WᛎV"|8UJB5ބoY_@+6w]3*MnLC[C-o K#>J(ӕT|\;m SvKջ=Mjv#oM\Z iPmtTEU榝6'I*Mb ~m-hYˊ׷w|?o=G_ ^jdlpkd[LݧurP@k[;h ۧAJq\\I8';25Fȩkt\c=ahs( ֢8nQ9"YB\F>0Qy@ObN~u3tin7>H {Wk5 O MVcCx (VY$:FapsG;”(&H܆<>^Oڀfnlut+YU]'WN,p8h${Z{Rߴm}JmTFpzή󫝧mNx.FT5 8*ܳ!ck]+i-ƕ(c31s1AT[M-4j隘Yc,nW1s:DjΦ-D)+.u {*wՒF0!cI9s%6 qeG_\ȪdkPhi*YZ#Ų6tskYǎ2NWP}!MEuWdQкKzk,1$Pe 8>n.־eUUtқMM{Uks]ZZY,{gdE!`-g KA!#)7&㥵/SIS|G;]_YE%[+^tu% KUUEe }Lr?toN'-9p*#_CyTV ;Z$m=PVo|/yc:}O6x!(RWsM)(gnF>k7lSAl%%CTKL "@:i1ŁĿ;ks5|)*<]L+q5FwIBQFkc=54lG5ʂzY[okOù8xTŵ522.9a&)O6֒MNJU{{Xz=Z,{&RSj"5272 #%YO.6j\.bpꤥ^գ$dOq`Kbs5MpIV`ʎRA'aujFdY^&U*TJRUNI=]? _R~ZߴhZMaSRva=epⲄf%tth-3omRM0-=CC<)7և '8+Y-4-1r: J&c#h>%'Vu=y7ROIx7-Ŧ_,u Kwai vI9'UVçqVDb2lMϹ_SDءD h 9d$26^.@S>v <0 yݟKoCf8@|k⒒cKZ{@LC'UACIiMEOOoc:E[Y!` )zZ˦3,֊ K&!Ҷ]yhŎݨhGuC=d-2G#BLY@kM ;m⍱S18a<C q8k63Ej7S2t 'zHخ*32jXd$4s$.``pPxJ,Xv#iXR:*{},t԰EMMwY , cGp ԝY9m{]dRPuzO%n})l5m۷ﮠRKYM ]4vްxVј՝)ӓ\ӳ:)6F6 u$-q hxaۘGj4妲sc̬Jv:6KH9$ħ ZHTjOKݗ.a\E9@v!|h /$%{ĸdŇWHs2K?*Y,-kmv*ZHQ k@'YRQVHWWQ֯7)=mާ6Uu=5,M8sĞH)Z\EGVmݿmV5V:;iICO- NÓinG{ppI5.6R=$ԝﯙY}ӶQn}Gwyu-};'r%pUT`b:b~թn[;@ZSOL\Atl%%QUbk*e.'wvٻޯ]Nڛ uIꤦu.-{7v!N &SnKi[vSHX:ntL4->/8pN;+qzڽwh=3diM--GSKCl}޵k@k\8*FJٖ79T^r nMͷN\M˨ۨO7:3T00>w{|<\VԢqEZ]W|=q|WsRڭ8@@0jF7cY {Q)sA0H j! > A ܅E7џ?zKmXwT(|6H4                   ,%:Wl8Lǜſ /#* {_?I -Y+j&Fѳ;'< >@vp&ChDC =( e8c֞##@w*$9G~%qZSIȀ tUN3w;@@@@@@@@@@@@Mr٨'Ijd@sx2UI]iQ^J.Rz$}-^=iޠl2f8!テ'[9ƚЙY"8\$/]FζɣvLe[nOx 'a8=uWd!̲Yp㨸.Ox -,ƀ   uY $}W=!(#րǤ  :Zٻ[@PYrl:dg݄lZVR ~\Z֘R Z{ ȵUAbTwGWhcrHP@@@ps8v (@ZF14ްс=){jb1utÔeɬm¥nwq@S   89 |Ig^BUt=6tNMt< >Ec9w)%Qh1=Y6uwlMJ/#3A[dgkW[&6uW㠭QY$<|2c dt߫6eYD݋d̑hǨҟڱQy@}ͬ+P_[\1/yԓu}D /l{^AP6h4=#րG(2 q''HF_Jo(kUK^(P      gZxFpW!WiqvOvʚhtco7U[(BU { ;BkM;3 @@@@@uTGIM, 2I=Q_F*?miu;[URϼȪeܥ@ׁ$ڹJYrdL2L jdo۷uX  護 ^ѥl^+oB)hc)/2MCs֫*"G\>MĪQ;&[[KEZt'ʁ@e[GN!zj<  j$R9p%x3z5$`A@R>2& jc9 #8gP   6gL^rP  *?<#y<\{=z ܀@Ud5/WL|BA2u3h f3O s>'8=P@@@>ww޺K*y4'/0k#55ܽ|UL W#$F潧r Sދ=-Me`hl7*HkXı#7.8vkx@E 3jf=c"cKG<-EnSPӹ<˸dMP#_5mSY#ݺ؀8h̠1~ضUkdiJ2 x{{!VcyG))V&I}5SƲt5hAL`p }^+zp[h*j䖎F $O3Qɴ2QRuaJ[l{ۣ4ME*sM$g}`1iVVgyH2?# \Qiح2KCG[=yXݼpOY&6it?ՔTyVk t/SWul`⡺oshdYu(*I[{ ˞sLj9.ks'= 2f9M ЊwVc[vjd#՞-$3wy'8))M'9l*d7ҵk{e^AjTy,nQH@@KNꪈi{@w1jvS0=''~ +mc|cx # $@@@vbn ySuzRbьrkP8I+οx|nD .e#=cL&SrrmIpŽ57rj,4w0YKۣ\ ҭqD8FJ%ݶ]E}rfc=@,2 raOa54I|՟G^'ю QgS'"^ooz妫Gt30xpdQqvhت*&}L,{ zZ(cT4Ӓюy8FHYFr#G]9^#/ތVoMY=y`tCcќ۞?J6].źXto۷_4V%pL=ִdَjC<0Q*ueޖovC4ξm$mhs߃/G#'n8,1Fn)]_{ۻǻ#%GA[5={"yρ8g="rNuiRmwV@@շ|'a@D$ Oӵ;_M,N,?K=]K3z9=h?UI5ֿc,Jș$WҢW;\a*K5CV5sƵZֵm] Xx*jɫmwkFnCGv>J^VFi3Sl7WguXR>~EI.tFDVj+殙RM滉s l,kCLæcOѻr;kEm{v7Ah[>ʹӚ[]\"/9sI.sB|ٙf8H#ۀ;x@Qe`i&p3՟CꎐW}EP"| Drdqp/GJdc.9vn}m ﮑo3Jʚg3ֽܚ;{; d&ifO>ꕢw4]vmWF} g&2{0b#ld GS eM6WoF|s8_9K%-dQ{h飱 mBsmu%M.oJ,$,~_Z6 NG)/48zQ%Z yV"&77=|GeGrQGÚ8;¡SeJo޿{ 4Ǻ3۪qi2i.<=J;"UfcG&TLCYwt8ٔ|:MvmVwz_xxr Rki2mB隦=<ѿG%0[_Um&YGdWt^iߴQKa(jҴ٬;M )~))c}.{$3aQMݙcZ*+ Nxuʀ4u#sq@P  #DZ-33$S^&sDPT} -x9z9ˣuMw^w221`dgjkDE"55$2v#x00º3vf`ԓo ޷M-E<`sߌ~k2\iJN2k#'Â/-zWvij#VY.x)B/_gk=1twjm\姒 ?< #IvK)}|&aqZ>i5.Ffе{6͓O\]I%PHۆ˽S+{Ak݅AӤncO6*(FJ6]S^e%$  ;ıjW8c'x}F1s|H h  +-#v#"_h?^drx 2#/q(D6A {'@bNLeM_.Q+ wlq⠻ԃo3 +3ZUOIc/Y\IfdKJ}i0'RGWqKX<S6ʭ]c3Hmh~x-d B  :'"dlM@cID vC{Gz@wQ)ꢐw!TwFڭLv(/Ӟ/ ˴in}Zzqo(_T՚Z 2=`- +>ENRz" MOUE]^^w- t7+1SN{_! ,i`cFNI*U<;q٧Kaint6S|RO\8(cn#gnb`@=ujjSnJv g,T cXyXE^lazCM=t(Qwu(R?#jI4gmsOeձ:@!/1;+WS(ON>Oe^;g]i k5F@iSs3EG\G%~i6͠x7-EPZ os];S˱T5c6t2\⫢:IA1Sե@| N\؁5D   SJv].x79eqnؾË؍6i+QK[.B  7ܽmF[LԹ-}E<`K^`>+C;akV]  3%D )[6`00K 7xc<419sNCҀ 2(=z0PeYlp2>gU5>}AEzn\K.k#\At]fhd\Hd;h| fc"mmyC=cm4|}U4 xh `.=U**)#򼪶{^YK'vgu67Zx1O 9s9rWӚ.Wt&>JSPOW]OBlc']eDK (+"k7tbڤbq nݿZ$xT1P''C2wo6=~m@7{ή_W[ќs69   +lSm@-߄k<=7z  +[3?  -3$-$8{3xUe/$cǎ<;;vH@V2BZ:V8D.l=ct`؝= oF֝|0Zz @^vhk7[k' Fmp8𛃺5 ƃSGn}~qsCC#W+$6teշ[].UUPi*DP 7qdz#[ZVJs>O3Ox]gڀyj;sKNXp+Ck`kPz+٭5F } Vv\ }%}ЗPT&x{Xgu;MIy6p؉ҧ58N_׼ZGFmUMM} x5ak]2G#ʸL:Tm>㱾WZ#/Q84?G&JZA s#4炛׍9lȸN; /]v_r5SyKI+ѣd"RrnOr\ZzV]k;A呬rRj%rEJ+(hٵ]_[LG-4tm=1abӣ-~/W2גY5/1GZ4( :M[@u-kC:ZUNTR0}UWׂ$Z&g m&X4 LwtnnM'4Y&g !+OJԏ8nǩVIU~Ii^-HsYk )\8EtG^ 9TTO7Si{t2!|4cf #3״x-{MhɉT ,}KIo6Z:EH+ÅOe.,EV[T@蟹]o}>Ex]u9>1G;bS^'G& \@@Y<(%g ;}!=xqG9<:1oО-Qa@͉ +!SOGU,a,n0H f~4sں\kcsP >\ƒN@B571pa?{H ;#|cKђM`ݫi--ƥ^By۾,Njk&`Um>aiRfW A̗SAL10uIRNM&j!p3AWid6GC}hVu Ux}3LR2G1.  I |NȀRکpf՚*geeE Yq;+~qMTUBtɨ{s}1ù\E9@A}QjK%}O]TSKZv +' )-l^gBɳ-)$w)^CfxMSëEc@]Fjt,w ylRR =K?xb(Ɨiynȗ\~T/{1D ᧬lR꫅TT2KBRP]W3'iWHMurW+ MCG=zwuzL N&(xzQxx)ϿVIRJ]-mMuYs|h\_|syvh_ n"H[Fִ.G/QF0Pj)..y%zk&5hf] hMO[GAvҚ_W+!f@1< Z-X&4װO4'iEH:Yj7ꞒG嗙Ïk`=C}. 55b^oi  _r9-}QYgoMNo9W׊ʗܷFY6 7GϾrGN];>׾dJX<ȬoWI[9d u4H Ѐ֙$RyJ^ 8ur*q- 9&8 ;t{} @p'[:^@‡toc5എ(Լex0>Ů;@VڭՔy] hkw9Y4tK+bc O`G/\kwI!hϦRi$ϔ*'H7Jkg\nﱤ7ܭp35k(^>2"rKӻȂa˸:;A*mx>s3O~{~~_Ji   ~vL2(.PNd50IVIC_VOk̕Z寳SM3%|J99.'$3b1%ti3Pt,)zn3aK/Dˆs$h :P\5w j7y{TB*+RrnOoW@@z} ¶Nbω,gf)Ď-ص6@@qkA «:O HxOP@ Ǿ5Q$u7ҍ8 #?JڇiwLG X@dW<<{;mܶ..f5L.QZNըmQvV1i6lSzlqޮ0<z7U2>x;.|v{|H]`8[ 38v=8x*G>t-{KeN]edqH5-MS$,d{yg|p<husޗaz mwGgߨ쌤X=`08[&99Iݳ#Amu6f]> [~q-0:Zi emQޜ дAtw gx:R\Uv;<`r` $iɴ\ ݎa񨅓P@[-UkӬ\$y'qin hc2O(UjOz.ֆ3ISN;-_iaUNim:WT$.']G8j栣)%7d{۲M]횷LN뭢=T!75ֽ)ѨQY*8= NP@_.Cj]7J|O_ǐ8 0R)lrKsͨl )}YԒP-aHxWJqRќ^跫B 2I&;4 tCHi;}D{oJWVqD/a1 FU3oeDGOLD 2Yt^+c4zkȜN7db=)Ӈk7*v\i  TX4~j M,*k-1u44SMHhǁ.b&*~rM F~bu})8J[ 9WF;8p8uIYEz?V7Gk4Zu!Z4rx^OCFKL}\~kqq蹵uiO!yds3   ^et.F 71@Q  7SA5cÚְ3y~@gj[hlgJ4nSK,p[-p sԝGh:=l>#vI="-}Gv5\{Gqsr\Ozo y"AYs,O@U\k-4 yWuAǛ3H 'GkWZ*n8Y] Ќ;@%ǩ>(ttѴY67OFSwe\5nL/ZGOMsDTkXd a:6a.,8}# N*JeRT'荦" =kU#8וfعy|.m2ӛ0  'Ri=5lVFϔA!n`J?3)(TU?4@d>R\mCY.wjq;%pXD3᥍p.*n obF*ucFu՚Q_.kS[U9d{HgUӰ-ktnǖ3r*YѶ% f=y-{j[kybLd=ކ.d-|M F[M{I&+EM#WLpzw Ǘ܅٣:iꂴ@@L{{^Z朂; ˄Ÿ{~"  n".ʀJHsR@|c9" ;{v 4@@pӷ84WΎN~=I@A@]Gdiu](vُ AV)zN>?qRrT3 +p@\,~ftVmeV\8+yd4g7+J>WZz'x 'gB_R-Z?^I^ApDW;NZ*j;FOx2TYy;;]kӣ{֩M-=mltgXG GNKTI/Gq>P27J =,u iZj42HMZVFN0ErRN)a8l4[J{ԖkC);IW9Ɯ\G=F;mlb["*C4vP&fq/ :GYblMg*ФT"|  5v۾/V]jjoyedOk D sËdn\pgj ;(@E< p|r1GAF+v;^pbzX5,ec!8T P(^-gWc-L, \dyж7=UgJX܏4>8ɅCҫV}{ղU_F8_(@@e>Z=ui7dV[s2 |d<.r\ܟX&ؗŊa  b}/K &>n<q >>gEc[@@uqԔNalao1Q2ӥR'ܮY}v|?βW2;Pؘ2Ef N)yDM@~d肩ô2%G.Ѵ?RR{T<}"2 IFY+>8iZ6ICxI8IfuKFT5m;,qezsصǽ")F38_I(4 u!g j3\;G@Z^ւ2P7Tɣu0i* ZK^ʧU-v v9U11]Uky;fiue4{88zW٢ &}C3ܘ1%op㊜c<7GlݓךP|kJo=&h(T |lw\"n~ pw+ j|/rNw.'K뽣;Nkns(f(${劊2H\YcO ~|z3ywZUӊmG~%ēῆYt1mj{%ְ}iCuuaC\^[! ~]nrU\Q{ ̲ .R]7t՟#F5QnSi)tp9;g1Nq}>Xk\$ɩmR cps]^21 oU¥.5xnii§ {?_B'3iuT=E{ d]gT{@/ :Z55"VU>*r&i-Yk}3iQVI=L ]"Ib|Nd +wv@:UtJRm3czjFrPA@@ y}}_BZf=Y `b}L\hMe7Y}\*uӗnZC|L # {cb^[ 'fOTw{mff:ث`euP˓vkcؔ*лVkFO R @Pmbf J8`;zJO*Z*w:Tq+M"@ =dR eUp-[xkY B.OtbW2g&k9}:,̋Ƶ`džFlC&Y8@@vs3J[Ml8ka'zZl 6j!S¦ymJs1{Q3>"Ry63ꙇPWV> g>K+ϽU#eZi:Salc0r[kDZp-7x#a]Ik'w^d5@Q{g€Mr9 q_ص}6d w);t@MGm[U]A=dgyaqMDx7=ˢ_4)fY-Gn)v%lW_U5UTTI,Ҹ<8$I$w՟INV-KdҨ^J5>oڻNiƯ`0Q.'}ߤn=cGy9eVSz#M0xM|]Zu]}~t )4sFD1IJZ2@s-8up%c'.Ȳ@7- +v$;]gTg,=&-ڄսp+'Y<:Y99'*RVVDvΕR@@]SMYn;]#?cgNe K߇.$  >7QMi%Ʀm`͎6n$04x(8Yi] UeRpߛwa@c;@Od9ARㆇ8\Ibm '%Y~]%ܹvW'##K!l*>Pb̧ٮ| FZBϔ@d=+OAqzCIzL*j f>NxO%H\Sz|)g5́{]-4A謔 Ga~Y <:)ּ$r4K]H @:̙M>>2jT6Die4G_.~OjG=pL${9p9g1`zKbAKfbx6?뺱#ZŪ=z74u])癜0%¤cQm>;;sĻI֮&j'Pn55Mpַ.qܹ$es5jus}e'`z+.JȌF 6f] Yq]|iWkmtN })xxd%q`;ޖ Bw<+: 岤ӊ!(k^Wfsn*U3q>l:GlQhhovuw4n 8p `IҗdjǚWt;>+ŪT ,#5 ^2 HHH3b' "$pT!%(4g MmBޡב:74aZ BFMT*ҍXKfZ6M?->S<1z$y.v2!}|M\KWr4)Vd@@|Jopiqh$4v<%{O^ju=;-YModf?')^0x q=z6 =8]i֪haE<KU5LU ^$XZ88i5fU;jǵxvͮYChC^z74pL}6?m%~~= )0  εj=Y[??OiKlS~h>xPZ0;T4rbO(@@^Y-sWzDQni1ogobTOmqN@@t,:5#-40𿐑8dব͎_.zfWQoHiJ՝)UjGf:cd:QA{0SԹ:9dhsZ F8)kF1!1RZ-n[c%b91,R5uὮJ"5Mo!PY;dz5:jc%*]lPge} 0Ho潏oЫC{5Uۮ]腬 2ƈ-tvmH_x4p Ph|F'SH@nؒ&ؘx^NV>uuJ>/ح%SҔ߂b0@@oMJ vW2Tbץ5: k77rgF@@}Fp Yvԭ:1KS~'Y[?ʈل@T(uRQDZ*fd-. Ҫ݌U4V[E76jxh(ccia++#e^y6ߋ:L!Ciis/7INsL;}2G@iS1qkFI= ]fwKjmv|I~e_;yy$p}'5Y)`ʧ7o{Kfu8v>ܩo:ܖʸ]c4Ns^HrI.=;g},~:w&RZM4Z^ujiR[gڲwB5TuhM9)N~Oe[ xvx2U#7Tp4'ˆWmFU襁YNKiKGHjr4X0vx@ uNO:_5`[RMhչF-@}Hb4vKA@Lxp@}    +`뮟mj{TaAsٞ-u7>Io𺮖j b|-s H<#^j⚶B@lلNvt2YCwQm$ݜ L3Z:_'ϻOԽ}cvKsbJ|=ˡ}8mF)Z6{[KZ>?SP+KC.h6hjuF22A-ZA` { qTp;2oGgLMj}Sڡwyna|gX֜gyZ+OKBOmPD?-,o_tbV?׉t6[*z9ʭ1SR㿓gw,EC9?TKG<em?ql%Lh'.?M,O0&^Eof-=$*BͰy[ɘ^][G[&mjuu#!^ФG0i xG.]=j{yUYjc7a@@E:UKS~'Y_#+ @@l.>l<,yA4853Nld[Z^LJ \ESug5[jUUG=<Զ #t H>I֋)S2,E p*N)nK=m%tϗ#FR0_ՌNͥM=i h)ieydQ1ޔ<8[ZyWa#ۓmۻoϰoO^+=-rfx8"kK#^ϚkE}`(OֻmZaޙEБC!nU\]+~' E].5d%[[9-ᛓjv7iZ^-Q.Zۤ|z@[P@g. UFHȖiZcyk[ oՀs n. @}  >^X@< mqkajJMǬL C$x&aސG!w\ m%rW4Y5%e+[rWj+EU b3 CiÇ潯nrңη[fijХ!WV}簳?W   Ekum~ՙHуmSS;g  CU^v:**m~y7>{@.N\-^U:(YKz+0 7wq)ŪߴͯZn:|=n:< ĐIJREefU3Sio iqswn$Ԟ(KO VuN;:="K٥~xY]Xsx4kBZ\bvVI5f+~nTm#?[Hyťj'TVIMQ_ʙ>m}=IW*vL5S݉{s@j2QMoF2RĵwJIvj˵&ɶcn}Au9P5vUʕ%ɿ?AwUp6^4S2J]ڋVَ-O kh~Yc3jyF7.~Uh0}trUޏ(a'y⪿_r׷tU0co#cqÇ]%YnX?JRfΪs?%d}G9=|2=aF+-TKR|{?XNchh\^im[}5n4v I38{X ko; )uO5,8Kiᯌ']ffi5licϞ(!BBiy6cbF!de4@@ev]E};_cP!u<ԹZJecۇ5F@#'gg۴ն;u3=vs$܀1@@@Z+4Uu0[U0 <; m rÆ zj,rib=,$6GqIE ZkrZzCxpkypxa*_NdlN8m[^GW Kk-7zeΎCE%Tf9"x/C4t*QqvԠW@qrlfZ'SRSU..:nHJc륤{KOY c% -sd ZLJ9ՇVk`Z8ӟ'u==\)ք@Aqq'@h.]]60"} CG@@HM% ŀrX\8n[ xy VqW_>!ڌs4U^#Ix1 Fa{71ÂéIlG5% q]zR{{zQm'.t8c5`gX&}~Vңk<8mP$sÿAV.Xf]od{1n^mUr50w@,}ka xF [ux)Jt#);,ZN *m?n #_ӗ8J*AP:'kO&=:L]WN^gѝhgypk"q<(EinnmOT\[Cv; IXukTxw::[N1te=ռLC\"e<E==5$B89 hqI$=$TTuj{PڴHZ.$))/g=6=O5&Qh=GkՎ ,dP9s19 ,( >Hc5hq< ٿCqumʺ>gkHvG{4{N-Vq:wU=9Z8ϵt@@@@ckLmgD_mƮh }3q=ԀuyOzʉ*$=  .[n6U tL@~Xa8x9|xP!c_~D8  Soћ8i+k/)p}1}0ZX@@l̴;>OӻWUQ?z>ԟ'U\1@f5U=֎A-R[^OI,̈8\7dtll$#t7 tG% o)$ݜ۾=̝sUkSevIwbnhѧB (+)U @‡O]nd ;eeY<@UE*jTKŤ^U'kQ }/ȩM53^>N ^uf }I TPC#q.{rWqF%"/;k]۾ڮVOC[&hvJh?&xch0#˯WNivcwOG9p#K;ʋVnO0jc֗6_AGw"wcf=P%Rrݞ088ҤZ~E/qs.'$ec6[D\צ[kh+mG&sCv:nU ֒WF[-oh3NEFZWci]+âtۓkTzoTSKWrREG}?^踯qK?Ij1PM_fDH:9K2wD[j-UxSh;Yl0zۗJ֓/#l9FO ;lKMn sI$- 9k9'uHs<x;p΄ev;<!FRbwKrZ.45QU4ҺXNw\ӂ>4eVƭ7x&LeiŠȭy[_[SOp=F|%(8L.3(bZkw} CЇM]*¾iCjg0J;yωw*j|^4VQ.( ҺnGmIANx˾1 ''T]P@@@#"g?{#";N[FuJKՆC'?,< WacFgs8%jPoCs槥si{$ ->·P55R֎~QO-$Ίx ̑Tﱃc&1x^A!ھge42]/]<>njHp h圓8ڵ}z\ N:r3$(  1H{+cSҰkX  mbQn@i8y#[ܙ_~FhC@KuU9t۫T &Źxt渨ך%*1k奞Hf-sHf K u߶-*h@UZYrLK3spUjUNS[F5;aS;_q&eIxOC(ErD5a7@z#GSQkL4#=˥O]!~/ԚVUeoJq@}g5݌PUL)jwYIXc1wDaMTVt6oS)n(=C]Vh\$psI 9\m,„qv}Z~-8hs` 1xX*2Y+dnv6ynݔQQ4i}ECG'ĭ:j<4+fڻ-_de4@@@@@@SP_W|@tɺ1B?+-EcR? 6!鷰*M9TCzr5Gs @@k OuMe52=SAEasрjK~| ]5lMbKwՕ&Cp}M pJ8 ZJXjP)^=ԛ<ҤdN;=L3j۫e{dӵ H;4ewÃʹ%9~Mx.^o,鳴*ʪQiC5X"pD p'YV~{"b饬qSR[t]Tr;}8-\ÂS7+>f5>);)eM咚ݬYŪYQWGJꈩRix;Kw'2]IF4֧tyoG!22nR~vt؅j3Y5-p1 Ѹ<20G 98Kt}y̰=I׷d 2n姩6Ybt3_OK 5FP㌌ueh< RhYG?tNbփ|ܿMF2Q  憥ObkPu#k-:8SM莥c;ȝiJ'հNx\66+ԓi& v͡@7j[>TT6 ,7A!-}D\ְ$Q+s'sѬ\C :{ `:|4U;!.>p㌎K]vxBuM#q6gVO,Js聓yIS]|~~}<,>@@@@@@˦ުo@Cv:Y&F#9{{@[t{mg\\{i@@ 3F j@=a.ҼkRM@@@Υ% 괍]% :Ie{%I9ּc[랍K(E[dKWņ'dh.OlwQ=ʽD-QfњR3,N*?{ xq/|U_|9f1g?i^SWvrScql+u.{]<@Y0Ӓ ªVJ|jPuNPiJq-vƘ-9a@I]fޒH3KZF8[ +(̨WcvopGU#/^1"ʬ''٦.;/ֽKl }M>$ѹF53GJjqi|sz[Mjv}=PjWm 9D;#%%u#W Zxz[Mv5#@}FE#^Ӈ4q@].Vf|w _#9p`sٜ,Q$ny/mw\       48FA =u1TfJB ?r>Aӗހ/O+?Mas)K[aˌ[~^D~6glԓuk$t`rÞ?Gh-iuGso-dž׀ۺjK w`Ԓ2o{*acӺpAogrS]f'74P5騯LTʪw_ւ H x 'Z*t;3yZrq QMEcer[uevMWǐަNJR'eYk5Ndݦڶvx!vp@G v+~%c_FU_Wߗ.U6Khp*8䗭-KF'8gWQEM{>Ui3mZkMQB x%t@Mà/Hz690-ouXwOַrnb5F~oa`TH{=5c8B@@@@=ԻF-ՠ'봝^+ @?y7Q|O|fsJo|Ȟ.T@ >5~;/U'~fCTT1Ƹ1?L*W.oovG %zT:m]6jzO^%ӷej`=&<8~iT#Rkڬ_hmj‚1!Uxc1\XqY+.]"9^pl" 7gmheT퓬 t Q_Uɚ,f^K4y{tY.56$5$Oi=uJJsM82T@@@@sktl66˿eՕP4oits  s\#H: FJKetnulNgss$gW#HNA/">NHYqX4m| Q;2Ɛ,5N<1m[n:3*x7U)F.0Kv^b"u+3d봿!.4=6^܅}=}srSY%7o_y*d7U;TYTŽN$BVJ{#s ii'(>nopXp⃽ٴi5fa8zXQ\v[]kP@㕞j_*U+c5#vNmZ}Z)- w2W01s^wZgp93W~GOE&.'{q;ީrevnh^\.OFh<IӔi W."Sg'4zYYhq3+/"MmnnۜyO>ְRsUbKr_[D("dB7[8r;ȒZ#YVJu*Ow~ɨ4!?z㪢f? Ի>}0YQwu#Mi!p-.g,>U'џ_o@U     Wv`k-3w]{G.ۀ}dNPב0@}6_h},SQFFZGbQ's$RV79hM@@@g.ʑRk wHsŕ4͊9,|'׾lYEW3UM~/K~i    3BuNmi%ltzN30dέoi2,[Ũq {MIcJj_Z H1.qcsx NBb.XޑPTRKE5-$P6⓻{m]`'tpVs] h^vG ,W+ ]=dg@[;=K1-'>EJUQ1FDђG@Y)ѷ 7x%H     fjS6Gx8W'$l~GIKESւ|0K r INvQn5+$ qnq a NjE:U-%CFkR /l?e@n    Z6]y{:: hELu2*&=kkOyLaRT弭o/<֔rU]k=}nk^i"&(p 20Ok Z.*)v8C[56QUg}u8H\AiᑐA1cU5硚7g婉K\*#5p'dr+JЀ   6kmzK驘wx6Yi a,|5˚N Y.QMh#hיS@lgUmhܫj݉˷7.I0s72Ƹ8pӄ[R쯾N͆ <@ ]CEQ%I3(ΔtFop3 rIq_CCfݹt>=X4U5<7j@wʉܝ7cp"1Ϛv#55/Q)(kɄOi2mgCݴpp|m&7@5Zd FTSX8IhzGti՝ Euq l`NF #--q,...Pߚ8FxypnLĪi  >6*;0S)R7w;&f Nn4NZVeC wb6405k-iG7` W M5JiX[[ f60%sqS척U*iRVnn,;a!ēb'G%i4_韱}aIg!9CXt7xNbi?ff^c^ l98v@ȟ`mRI^:ʝMNlRY腒sìtY= svZ1}%?NU b*,zm^dݼppVfz14ZW^gզYz*JKX$q}x7J؊xxJs~n썅{MΰjU$J s$t9=-NaNz+N=DdҌV}nZe+l։VzUӺװK5xe}^&/Zy  #‚9hW)c!@CP}=L<>P@@@xxj Ij"${5dݑFa.ȹG$qӂ~Қ ,"9Z[ε[wbY< q ҧi+J3 0 /l?e@n   v1z٬ktS[rino\F%>.sF cMIFF&9  dmw~[tn'0L_[EG iu$z@IDzMݲXh۴cڑ Dk;O_yYy}OL(hitTttRRSء264akG&nIYB 8#(fՕFjQU9ϖYxr98ϊ*0`E`|Q얶q+Ų(4c7\ڲpZƗV|RߎncniUMISTw]!9qIU);J^Vm+@@XMwq@Wo ! pGh@dK5їJ64z   0r h>K} %SC=ݜ;z1T溵Fۏ#P  .RaT WoSDp  /7owAF_Y  :֙}_T ~ɨ?wԙ#{уYYv0K(sI5OPW@馎H9֌wT*@@b;֖WtU[*8CW&2OcN\`g vN\ Iß#Q/P,wj M,ã{Np#^ ƤTJ. KTZtҺf55OaҮ**XCd'VNj\/\wDOsϳj[j.GHQRBhkq?h7.?ʫQW6/;77*x৉Cց.yVT*@@@@@Sfm ¢95@XP=nǼra>_   ܴ[mm0& @d\b5WK>KC$rQW,&q$01q[]A'BX m/6DQn#HTlj!7dJ]AXVhsuZ>a 㷷pՓRv2IS̤ѻ;K.TRSRH\#t% h8uLDiRe5tB+)&KQx^cHM5taj̹hƫ'2z57@@Wu~O#eC0\ZqۂՒp,xfYsZ[C&cqsx+ԍGĕe88+\hy5 `%Y<3bQoc+inwVA_OGQ yDwkFOcP@@붘t=حTe5JYdYsa>\Z+'lhsX].g664|g2?w`TTiJaԌ;YcYw[000F`b&wjP      :+)Y[M$2 As^pv@LQ@@@@|-9p~M˝Zj;dUL n4ԘW0JZF&誫uJw=ғ,rSWDK^ GOqRSUնY*^2#ivǫESSKNnw'{yiz$ɳm;Ms_T\ {ho w!bYi#"zff馮G&4p-hᇗ.πǏ5qvȾ-n^2 k,pGSO ╡pU6Fјj 6zjM5Nep3g-1ϲm ⼖Zk:Ծ,Ld9g{~V̍Nm] l78*lL#Ni-3M;3fިT  j[-e|4ѺSG2}#pʺ+I2;+ ]?bzD$>{ YjQ=,Xb^NP@# ,q7s3[k#ѽqs:!N= 9. NP>fY*nm4ڦV۞A8ᖮoCai8$dq] } Dx+w= -l%j._lY:X٭P^ESgiJF[9ڲba1ГZ-gSfIkI<9.|5cEBP      ii0APt}LI7>#*2I $< \kC#[XmfvigHʗ9<@; K^W-6fҕN5Oc8@@.c_`dr( wޏznv*Mg)ͣSE4@;.cda w'4 bU Ul;nr=\=:) -pF"6614 6ۻ3edT*      >94=    uNOI<Ri4\SweX\/cdp炀@pFP Zn::Y3\3 }\OsWjֈ]P!wxvT)>Fp}c8؄w9+TGtff1=9q˻GpN q3⌜Y@`vPMDc9g+-9(6crH,};(}eL*7m$w{Hi,qSfnJ635Ő˧0B.si[%hD(m˷G }S;Lo/85Ncp#կ[IڮȊ+ Db/mkZsHhneFfdgMGK\v_ s۰H,mIźRh-%$ғ,ƩuM nUCg-ƋΩ孆6YqmX5+ OݚMEt7uDֽ=v5iuԨ-hrW78fYd/ۗ>3̆m5%-+jAvv5q s֭F\X蘷ZgG*,΁uQ)1$qjȓ{bOaC*hͅAֽ4rżtDlU+)FŠ۲RNM< 7FK:_麗NҎʸJDV4eR`0_Zɭd$̘FYy+k%ov IP tJr6FgMQjqKVd[[8{ҥ= :p^pTxo3GݬSU6Z֪QfdK)-SjK-e%􆮌?+\-G |UjHJIå6ZOҥ:zZfI31h↞VORjVv%ۙ>KPcⴗx48i-[O3n*PC4D{_L+I\U*ZSQQjDFM's""e22=WX=-F fHpjeYovT\ I$ةXp5#ڪhDT4J7TkIk+a30 8osVIԣANƣ}ďr[zry#J/P< ߱s[\:q^sgRp[H_l`=E͗](w5%:ZHҢȈrLmj'5t$5WhZ^ix`ݹKZ[qpCv۩|5'U*#e#3 "t ]e8`mvT*mۥLYvEjpzH*\'mI^qBvS[)u)W5p:=gFePI-Ȇkqct=١@(vSުYB#ZX].npBBk?Eo/a'CS 5*=:g^FK%؜~][.aI{m{nQt 8tWS1;OffI5cdY`ҺDIxWF[S-KF1].zў44;Ffg|H>ۯUւ=iߌxkݘUMYEj.'_e$Y(֕j)DyglZy-ESn֏R@ {L]m%~ڷu C,H$$Y2W6Gb0׳W^rTXSuRnR0C&Ut(Dj33"`è'g5?*qְ;r2,d/}%X=4hM@&eLIfN75-IeI[jHy#t9iԩ#+ zK5B.rI& JWHp ح~AxP:vp |~ 2{k \^)oŠ`̜xgjj^njlh$io6_Fu0Q4»vm*8SDGOi-erërًv PXZO_OB$n: V1Ri;u\8<2%,vf")_5erHMŽ՗wHQѧgooz\C/֦stbx%ۆdI$+dFWY9[ <Ư{&LvsnT4_kz0m5 Di$k(f3̈db41RS6~*qrШޗQRwXK͒ Kf\H-fmb<54S^A{ ROH2^Ջ6V\XUiʑtVgH1h4Y\Lqq)&3^t,g m *BIeQOvGR#G5Dhq(+1GKكo=U(){s6VgE3!OX˒tZ^IquVN5ٺ)W~zmsQ#[5?Kie$d&ZUbOHI:?aB"{d"@)KK2Z32.Un=٣B~b͙yq2^VaP6ӈI2JI; ecTSHSUּF5XxaN<[/DN-5i3RZȲ"4QQ\[!Q٭Z.&zdg+9&L)ĩYw&Ly [W?Esۤ)i2^?OfL*;nYN7ym"-5t14T:q4mн9E.wi5f-7l12q2qݦj4<[rF mz^$ rӇH aTM~\8ty6zĬF#Im.1¨=YaW6scp6r;aөMUR:AlA(>-t I=;T=QiOy*g;9 d"zW͎Nl:R#eU 4TITf҉D 3WfiVY TzLpHڮ5mcLM ⽓]iv4Jq!FD[f^9Hp7v;~?El\+{.\ӄ4mɵn4Y_eMB5Jۨ}1QY!PauO4])}.q3pJ)#3> MYQ+T3I=ϵ* nT/YVFFMҒ?:I_pTqxTwicv,Ԗ)tw ģYi3p.,5i1*VI1St|m~*[=6R'CT8"GH{i/ȭlh1VI3ƳgRxWQD)AHʫU+Y-a+TS%y6: yAP{,,!ZWt>YV=u4r5h3DfH-MMAHs%I^5a%qW*R%Q%E_yDDa:1P_GJGŋEE(ov[ج8?BߩOCz!sY׽(fmN?Lev1OH4z2}miT:ա^lXv [STfp_fD{wͤnId:bB}GSi)xTŔq 2f}pyg[x~3@/^Ɗ\yЦ;N:J_vIrBrQh`y9~I=TKژyQ&'X~0=őjQL(l MӷЬ@VJzL[J04uί!^Ml%?(P9̣:?W\=`c+kJV* v,(ipO! 3ycKIUPִh 4>.2OLҽ-goHQR*y3c!xq$vIvu3΂ ~pRĢOJo Ӂ^*M*GUj3SL Bl#y|;`eC u!w1-EѪm6GFTy+MIB;M]yv, .3\V/lϽQ].NgD:e!7᧛t\+/uah:uuk¡~ĦDk)NSՑ$xf37< z0sGN=-F-(GrYEdWG;^Ix e. T[ ITVjNZI߸hk18b1 +ai*➖Mdu+N{ λK,aY_! kMpk߮}u"hQ-5qqi3mwTUr dfc t4\ܷEm2m%tƫ o:u.œS9Rd'O*c.Tq N7.:E0wHE&η)p C33YfZ-d.(w_XTh.uUM}S~΍)ҮVI/)k4%'Lkb0 i_:WMHz"2mj{ƭcih#4'YϔdMPpzPc?y8@s񪥣W e!^%9(Q}s,^m 9iVs5+qh;%DH7\a+XE4'k\<ڴ¹+5^g\;77q 59(glT5^Oa^\4KLǏy~}Iv#&P ۊRP٥{FfWD~dznVQ>1\оڭb[[z&SfY2,g,,ᰧf$E5lWwS6^KK=fv3!RږGRgŞy|\w U曋b/HjwIt\Oъe_7 f\m =jY3#HA^jwtY^ nA*W-I(9JK2Ji3/kyX^^|Cu[oRe%˧Q-T} hܼ,ZR]'}l@ɣ3=QIqmmPOg=Ǣ l­,.Lˍ:)1bQl٬yOOS#_.C{ hUԌ -?15pQj=窓"nݔoyi?o6͡e?F몧]j.E(f %gCW]f۱{k3MъV#xw 穭V!"5FdG;լ 5J * *NG9'-Q}d /bYLCX"pFN!b#UI5:kIt#re-CeQ\ VT5؅ģ_s^ċSITj#$fFFdY(tPDndrM zt3[~ek(dfľvcۧz .-thix;xxUU^sdi)r,m[M;x5u58`%kr%GKz[m&̵=Eig! qIau _e vr4|QŅ_/R(mi%$g1G@#w:|v\\}t(yћQ^-bZG)MXvm շii*Q0;T^c!LkWV'u7 QiYi E5D,Oi z}h"ʺzs ܊u&CPj3㖮/d_&~PN wj肹|jL0XqKLI(m ,$EF\\㤫˰< " " " "ZRy#]A,*" " " " " " " " " " " " "Tj1h$N!6^(mYgzkKkEE Uj&1+3iɨ*yw'NyiH}_(ٷ |k x֋;:=?@[G*zFGIK=˜] Iad̲QZ95bѾ[hi^출DK{ ltԚ #].""-Q"b0Pb䪒_X~Rq:Υ'vRhփz"2 bX@n.zZFQ/+*$ӔL㍥[$Q?)2˅7ZzP!(U(jDb8KiID08/@Rzl#SfJh ̈́9K%g,af?J/9rݴ[6ߕ]U"Ҩ^)CHO{G0\4XSt2U5C0S ZrK\,pQRe[JƋZ@Be ayߑcD㴽W#jlQyUsH zQn37?D7DZ<{XyӞZHTpϦy. ַ Qc\f%v#2n\7 i3-?!э,2@ 65n n2J7^GT2AfņUc4qڼ) 8LKrqQ) Id2dd5lWkIv\Zw b.f!~ tɆEr]ɞ{FYA=]Kp\~u&:{ H%j'(KTV4w\u0L)ZJfWު˧CTI8NM՚Y! hti6 Hg/YZwdhҔJ*#I###c x$yAbCF: " " " " " " " " " " " ",U'5 Tʂ " " " " " " " " " " " "*c+Ѷ5کvbv2W Ic>-s"46~ hnYybFm[JU%P)h#Fhh=23M8bCZ4CAyHmsuvcKnC*.4ROdUd\07b-ES[֕$t86өIMcuTVCLr`-F].KAU b-u҅+jLic_<ؓah6ޫ.Vǣ7Ɓ8kF.xVi$r5;]d\o7eqƬ},8[Giн48Yj}L.fp&*|⠷Xg-+5<{ԂE!rzJ]T'-g)]}&k}=}j]{,8Q}z3J[.idRI$fj= uIL(v?EVVᡕ{c nU%˦Ti0xxe8Y6:[i3*{*( H'H/-%+-6pS2jv6s,."2Iyq4X[*/z+H,M'/wR.$24dIA)JT{LyR3`ZG08ܩ 0Ώ{E<9ҩ, JQfffqTNLW3Em/6Uj;ѩԈQTRRfDkiJ,d̾yDFŅ nwz#2ډIi QqHc8yWNebL2DɫTjͷKLh՚^Y%j"INf783Z#G 3m04uFTRˬaWMdW~ Le2\ȵJS Y[ &nnM6 i\c{ͣ@zdg+jZԣFRi/j(%`yʸ +4î4L=fˏ8,Sh5g Cmdc;@v?4Zxѧ1'qN?5)6l̍k.#~5[jj`)=ZIr:[U 5EB2͕7iqcvV/0.,)$tZ'ZDKϙ2ɑyGFe-)l2Hg|\t cY+A$[bFnL2mēFY,G)$f^DA;U P8˦MB V, {'%\hQ""!*\:GVI q7xxͲr0O$ShPܑܡAL5(3ˌL9u96.iYnّYel~M'5\Ȉ rA~/D"" A@~q/EdG_Ȍ&Y!$"/DY&@Ỳ`4oV*cekVm̤Q2`2yEe 5gtQ6vwvlMV " " " " " " " " " " " " "/2¶X~֫]zxZГeTy1*T{SBjILpڇH>;GQ΅LHe4;p_w-~X.oVҗMS)_&jG w-jIem!AW,/&nvp#h 07-ěNYeH@tj~;Ρ cZY"1b\\#o':ڮW>E'lg}H0D/]E"k辤_"vv|}ԋNٮϏ~`5_R/;f>>E'lg}H0D/]E"k辤_"vv|}ԋNٮϏ~`5_R/;f>>E'lg}H0D/]E"k辤_"vv|}ԋNٮϏ~`5_R/;f>>E'lg}H0D/]E"k辤_"vv|}ԋNٮϏ~`5_R/;f>>E'lg}H0Eb=F[ГVj*pȍ$n2 q4RM5$kkޤ_Y k辤_"vv|}ԋNٮϏ~`5_R/;f>>E'lg}H0D/]E"k辤_"vv|}ԋNٮϏ~`5_R/;f>>E'lg}H0D/]E"k辤_"vv|}ԋNٮϏ~`5_R/;f>>E'lg}H0D/]E"k辤_"vv|}ԋNٮϏ~`5_R/;f>>E'lg}H0D/]E"k辤_"vv|}ԋNٮϏ~`5_R/IvP;:JeY#YpE{ؤrF PY@U@E[t$ʌ0ۏ&?-'E[{/sNgzK%C&Y&Eի{7Я`{M ]D@D@D@D@D@D@D@D@D@D@D@D@D@D@D@D@D@DZ];PgYiw ~&jwItVo_D@;Ͼ UICoEͪw~`C+m=P" " " " " " " " " " " " " " " " " ")^zLe*b* AeAURTB(:7$wg,HrnhM5&9/[fB̓G ?~[FkC@$_훂}Ež??n ;7~A}Dž??n ;7~A}Dž?n8w6-5BðNHA4j$"=h#pGQqZ 0~nҠ" "aa}]È"ĒNql=1jt>Fn:8 Naؼi玷EaU:2f$zsJq",7@J ?LY^ĎUKsN:ZiM,3*)qs.uͽ F&$&O1 8[GrXyljW2*"ce5FCP"ׯSdaZv- )f#B+MVZc ';iHrIKZv޻*"{%"TaFpȞGT;+M^[tjح<:^Donwӫ!v$|V?O^H],??li:>E;8oMg%yJ.! VfeF货Ԯה3J^71|-RKff(IF#;v-pէ_QKk>7)MjaRe TגlςCƲNYYL.c1[X!ZhuiEЅZG=< se2X[vʕ j-uQS10ZYR[{_)0ZwJ·Z+L除b+_|i-t8[Im6Hus,Od4%v#_?aOZӟ-.-!LjʹNYNe,_&fZv0kt,U1ë*;͓i4Kq1\G)vheʊ l?m !k7#8V_{K_30EXSO$k@5T@D@D]JS} &@E@D@D@D@D@D@D^{uS=?ot6ԮGz/h]JW [T:Ħ#.=W+xV$.tʶ4 lWStTGR4gg.?Em/뎳]Ծ7RdUGeJrL|u; ][21G)=u i['^Y7e1Ɖ*.J:i2ɲdroOo^Y#'kUܭ7u6*'G]ʎsKރ˵7'. +7[c|U]- m~l+}iëiֿ^E1ٺjbUu/S˪uJBd%wKAe/IIUTRzbKZ:J֬y~y3_ٟh92.H:y`Yc8{ /D@D@D@D@D@D@D@D@D@D@D@D@D@D@D@D@D@DR/"˂,MMHȿ5* Aes-wT3"3AfG!fGdem Eի{7Я`{M ]D@D@D@D@D@D@EU3ۭC6OSnJ}w.l!}f3y(KFj3+Ew*L b]B)+{.G%Ȋۛ$AӱI2=ֈBT)*IRx11kvСN}L6<6*_'Zpzusd_F;LT ^U ]WU^أSk1ϏQJժѶ%)ߑ7e4POZqmɱQրZOX\VwgVij*AR{Lџ[bX1>VAhUc}_vFfŻ1)NMEQԤ<9F˱? -ؿUD/+ӻ1qv.%>x*]{>tm4޵5saYlJgCD,aòq&_޲nuuzk8JNkL<ֆWy 襤|Ʊ;Uf:HeB1oZu|7B䟽TO B%''B#;%O[DƽEjge&?EmVfYikU@htC$ImHdՑD<5Ǒ S9f:z]!o}eBW:$\r"sUIL=I/G#2iSģNFcFC+a @ Nixqy̨4[| 7ըw8>h]B^8Յj؇]{IOdJ,3و Y \4\\Bh#ݶ7G!ŋb-VPJȈ̕dQ$̳<(bf%u5-/m k^*Dt_k.LG "̛.նfzKD>β'fNeff{Ǝig ^ֵ֯9jsC{mV.BRM6fz#hPJj(t*BHa횙J 53ß;fs'lW~D횙JS?_9Ajg+?H"vL%pN٩į 53ß;fs'lW~D횙JU#T! O|Cmt6)e?؉_Ui0u/MeV%MbI; %KnhUrB[b<(%\ }S(Y3"i1v \NGYYѧ*<NJ 1hjbZvA%8g5fgݣo@,ɤxq ,>K@zu=uXrB8"2IoCY8<6*^Pn%Y-92̲1(Ⱦw+VUSx1yW~l\4LDQUf#!w*y/'z=zTnV5Nfֲ4FYyFNHr1^ulp6+0$\(5͵^KiwGŴw'o}6ר(`cQ7濭JR**]yoh]rI=CIg6 )2θ?.um:4buA=g'[Ϭ/d6T}.m ja]pҦZȐgx#,?)FYh0e7lRWsN٩į 53ß;fs'lW~D횙JS?_9Ajg+?H"vL%pN٩į 53ß;fs'lW~D횙JS?_9Ajg+?H"vL%pN٩į 53ß;fs'lW~D횙JS?_9Ajg+?H"vL%pN٩į 53ß;fs'lW~D횙JS?_9Ajg+?H"vL%pN٩į 53ß;fs'lW~E1XlBz;#F"Ve"*vhnbחpv4밨vPC4]i2<Җyp8\^Ǵ/'ֵa_Wv \\%(4IďUiRR q&M&䈈TYzZ-.ˁ::ح:հ͸nֻ͟7|uUHARZ pmIDEM'[ĥnalЮǩu^-"n-r(٘f?[6ImǖMwDFI؟\I޿ Cmգ ONݖjmbtn]VRG=ˀq+JI(6-R$yωP'_ϭU.'Npgb7E*Ӹizǘ>R{$u6,ȵr=.V`@02h$\D]\f[ `]֗}F[Jڭr9*kZ5HD"Iũ}Hk3CZ@jӬ+e^sij*W1(BM*¯*¯*¯*¯*¯*¯*Niog'|_J}wSKn$u$甄R_Hޞ]C-W[e$\5Ґ<#swd0+!aQ0w-v&K|=O*Z~'ʰe7 fD-lujۺY쾍*iW}g(kdž%L$Z?@VnNsx⩕ʽiOgڔڻЈtb,S)&M$${- :0}RIVj64 ά݌[xgqVԃLwOijY l&z9Fz55WrRE`bvQR'\i&\)dGJS72\W,I9Jy-S/ ;.|(b-W-fN@a:-ۣ踔<]īT[{k޳jz ]41^%HNe֝b1A$t@I$ǯܸX~_[mC ZZ( іI=%agmL0qqp7Ych*ߌmw8?z6+׼+DK:O[N6G+m+b#cUwoK2T?bf؉mRu -dۉF(~Y#-l'm!lVGiԄ  .jVJ̔Ӫ,Ngk2N& [UuT[61Qi9;xxv3mtbpz">ċ*s/)/pNyyxď&&p4uu.ԝ1Y+̏1 )NXE*0q8U#A_?8U#A_?8U#A_?8U#A_?8U#A_?8U#A_?8U#A_?8U#A_?8U#A_?8U#A_?8U#A_?8U#A_?8U#A_?8U#A_?8U#A_?8U#A_?8U#A_?8U#A_?JFg~&jwItVo_D@RZ0T&˓/lWn!})/36E_ap^yuS=.2d ۯRw辫La.& z\+-/uͿetX,GmT~d,J"H"$c>jPA:#ױr[\Y\:Jܭk[pn:p 8d:{6&آ}L6<6*a'Zpzusd_F;LT ^U݆.5` EVEii.[)JI3#>A RMKmk4,1C3їpMֺe$%%yfDfy(+KMp  tpVsc,'7k?QTe12~ć$Eocoe&爽OGQ7]QnZZ!xY^ށÈt[Gq(yljWl*Et]G~ȷjbK@6 Ze"Nb/2(ĆGHӥmߕہt4˚]j1,|l|R24PȍY3.!t|a7;{$xӨhOy~2wӫ!v$|V?O^H],??li:S>&%݌),% ^fRjP\6ݫqr]LGHbu]MfzSepb u,\onlNo/P'GַDQMdPpBI-uE'T伳58OF}t?74n5i^ܕP4$H1Qi;xxvrzBRyU ݓέj/}X: a7QKdy.Q)[3#ۗCiii$ξw.lauM"Ёoİ&byk}KiդADGy|%|1i:ؼX<ZWT.Z A'/Jo/ fhhoi?bEa0R?‹U=G" " " " " " " " " " " " " " " " " ")^zLe*b* AeAURTB(:7$wDU uH!]`eiZdec{8NKFq Ӡd^^a׋ƴW(qmdH,̌>!2oD}8WLXz~Yp,wnj6ڗ_ZcOT+]G*P.D6~%oe#LVթڪW\Į8{32[nw9aQW;PF;赋:jR*C/###=(xK Mpq{FWOZ h7:'$"ȖѫPz~uE@%n*J0%1elۖ"} DCI]lL1Lҫ7[_NTjd(Y%F拉(;@qjnvv|><ܕ@UjMVQR[\A8d jNG+C tߣPE챳:oUᄈɔ02dž%L$Z?@VnNsx⩕ʽ:0L1hSd0i99en+&XJ:fuZJ:KТk]h7!yٞLz2H1 ЙYpzۨu* wNwݒ{#gLf䐴rm+3鲓^G#.|(b-Vd1IK12$!?={vNs>@x*bneJzu.LMJq>Fo&DG"u_pmt.4H/[LSf㽪7tmCic$Uji _!m+" I:tl5P6*ܝ$.q/2qjC<Ң-|bG2}-IWI\X$"8I~/*t.1?9Xާ}NTŀ\E/tj{vecI׫࠘i;0XON[U*.&RFj& >k(֍UIJ3̋1I}6Ѥl[2:?5۪Qx{e@n }!7pKA"!I%V!;*ݽ8:UCГÕ#|.eG9|A{aÍ C'$9JV\/vO:XmGn ,e,\ nW0];1iMճJŭ'梦0 m o)u;fK1ܥ-If$222<6 88":CX   GpX$ÒIn"%7}-> Oe\}J2Ǥp /)W<_W2 6-t'$4O$)egat G{-iґNrBcO31,_EZe#Af>Jaȿ$6@_Wi,OnÉZRO#5l2ό`>JҳYY?W7\4 /M-r yMGf$EqafV*b* AeAURTB(:7$w@mzD @BdMCy5{jOv~vZTʽCxT]mw[}R.)$KS(3EL!{Dg#C=ZV\x߰6ʋC^5B&ܕ ˮ2ɒ且K=0Iqz@w+A<cJ{|=:\E8g5ѫM+8@SL˾쵰O'K$ {3#kEjXRx߈Uޣye__ IJQfF{wf|VH%qu{JNoS?e"ӈt|ԫ]b\"/zS`Dtu]b/X^]mRn"q=4^-\Ut+ƭZ8=)D7 ["J-{`U^ ~K9*;[3+A_?Dqnxw +00w1 藞( "M>\%юyuMQde+Fԡ7) ſ={|;%^qܷk/{kCu*z2Tszk[د8L8/9̻lj_"@EtRL%&rz`rB萂'IGIиR@DS__1{ A[aҿÝKC'$9JV\/vO:&g_!,ȹFP9V)_9F|ԯZ_,(\0Tq~ " " " " " " " " " " " " " " "(J_7W&|Mo{F?,^^Ac.Rpūün[E:spZIZHQ%qTq08^ċhڸA4[.̸(X[jfdQ&Z>+-#I fmHF:YqV [c{?EQ}[\A1nxwܟ +/}@3u-QzXSO$k@5T@D@D]JS} &@E@D@D@D@Ei 0+q a=5SҢ3MIה}POxZ)-Pjf25I'#Mh?i@a w4H4vzʒϓHR6Lʬo b";=-ZR3$D5M-lH:y#GQ..o+.RT&.qz~uoK ]Φ}Ldž%NdZ?@VnNsxo:bO!Xy/S~#*oQ2‹v/sIg9x+^Xhv|Nq^` |W3O^H]\??H:@;}ЛÝ+1rR>tb.|(b-Q'=^q䙰p_=VswE冀'mwO!OJMs4 !NyTqʤ.< 9Ҿc*9/K΃Ķ˵;җDNHr/и^u*u+?y!sF8K2Ǥp /)WzNSvSU):⓬I-~A8Z er fw~Z\, L+VL3ZvA9^7ryHf?&2B.4;Iv+.LdۯF+8U U[K8nOZRꖲ$ n]K iι=G[Ӡ4m~'u/{Te6lˊ>ǿAeIem >O-GD-m.YLl/q!I\v[bɝ iڻxWT1΅g֮BSJ[D̾bd,̸"NZ[Hyxk#oIӢW#1kǚ@q{|ɉ4넰R^QѪ}mЧ6$"rG(BZd5Rd)Ū!tmɳ[!'V߿eK`wFt\P%R&_g_Y\oI63lz}Wċ#)B{I\&1^aX|,׊FD;Yo\?)?IhR;xйZ}QyaQi^N%.])[p!dfDj\D2G*c&6/DZ!Jh] \ۜҒKiVG{b7 [\QyJ=q;P0ObНq;PS,!]<Եdfgc9{ f[2<X~J,ȷ2ceE%XUz Nt͸)dMTNNȳIzJ`#>4ug[Gkw-EK¬$[: B-MWIQ6y[//b,cP03z- i=EyTo2ˣ KKd୧UɋEz!w@DWs}g(q᷉S=֏*դ?ۃӫģ"1#9[Ω8@DEx߈o?̻c݋D\ywf|Ye?y)6+׼+D:OR:N6G* "t&Jsܨ]/':.֕?J]9!Vo7ʷxB{y@:2 "ԮutpQRͲX}YfFL+#8&'`YV[ iDXjqVW¹R$RkRIy] 's#]޺,; |Q{YIgej};UMCp}H#I3/nfK^*}^(_N|z)ad]늯N ? 8bF%0^ 5*k*y$2̳-jŞեKpyXFG/zCk]iң_\CijQR˞bF %pIO#[9rb " " " " " " " " " ".9w0ּ?+ʻ;)<$p<‹oZGfޅIr]tS4g䮡֯~2k'k}p%~YD8Oj֨KuUN35w(Q8e3T!.}@V$s: ڵ.[WNs[bKd#.Vi#a*#rDs \(,U'5 Tʂ " ".[m.g_D`iu{`%n٤3c3j!JN=GD2:|^JXa l)0f5ޙΑlFQtf 5śhڐ7Sd,q`GHi+Ln[ؐCB<krݚ`iEb\G֖*L҂Q,b98*=Pׅ9Mi?vcE1D4QW"ϋxˆ>I=%MmwЫÇ˅CQAK]| ^obʟ/$:,Q^@L'⍟Ebm&Oi(;rPhA-q\F!qNn6z _F(Vr[MwLvYΩpD^e.ˌ>f:/FJ@$Q}=E0 -w?Y!xkw'G8_ձo)}~O*(}ʙt\TVJծ5'"ȳ!.1I-u h.BHl'Vow"M}w:3[-`v}ҬC Zkf`_#5B2w Sί^(UsJy s\Z~OsxO>rDs \(,U'5 Tʂ " ".S~}^DZ! "R^z#YkkgɞHbKޠ^mfIuvMҪ-Wr&cy"]fح88D3.BUY=;&>aU'/^*|PLrC[1LFqy+15R.FetԮb))¶dDe[H+u39s^uۏZMUihew 6E0\KnEUZ"FJ,CLtvmdeg08YQ>=(4Ca77*&B ߞ#TNqĿc+R6Uܿ88.9/(Rf^({<R}T&.qz~uoD@iYo)lxmTOu_ iv1(Ⱦw+Vo/*BQzE"?7>b.|(b-Q=^q䙰p_=VswE冀'mwO!OJMs4 !NyTqʤ.< 9Ҿc*9/K΃Ķ˵;җDNHr/и^u*u+~/})#8/yU^< ,u[ܩ2UoǀVH;BjE<}xjVfj`ahk+i/k.۶-[-]NfvZ:fh32B3W2jE4Lz[ck'U<"_H9֮둜.󗢘G-tHn`G/&mҰG*5JJO83;}}/0[VXlu‹6=MGNl#ȋ1iQ[({3 g|E[.uǻt[OJ`j*ӗb)ISѷvE*QfQ|Y˰v1᱐3IO,y kM_\:\41Ђ"Bi jEÛb$b'Kd#.Vi#a*#A~:KH")L|KOh qRHa1+6[HV{H@Pj * O{%LxsN1+e&VPXehA1Ins*K`&K%J=ǖb0bn0?4-E\~ 7Ehrb#j< FE-ff! Rȩ97Iɨ6}1Nh|HKuIs],B66u+%t@Z9*qU1fėUQ/ >_&9!ЭYt|8zsH(Xf::2:\i MLZ XX *,lj{Qش _NMMRhw۲kLjmePȜ^ cKh  E~ji]k#.2&GAUNxkw'G8_ձoi}~O*n_}Ddlv|J)3G/ RH=~jd)YI\>?k8=?O}7^xhu4e76<6*s'Zpzusd_F;+y7Gx"z1Tszl[د8L8/9̻lj_"@EtRL%&rz`rB萂'IGIиR@DS__1{ A[aҿÝKC'$9JV\/vO:FPCT:?>NvSCBkOMp8ٰy-j{ԻcTXZ4JBЄ43ˌWA4F6S5ax:Cݘ}"!(wZFrT^iBMJCp-nq;VoS{.{{SE=7s)bg~.3ͤԦX4+Qz@D@D@D@D@D@D@D@D@E#ׇ%yWqwv%'DQx-q{]K'Gf ԃxS٧F:)2KmjNK!mcѽ儝v/HviӧB[ז'U. MAEfA41RJn)mAdIC"X(ccS//ޱ3߱E[1$IQCqF/ĺIr25nv_91FҲ1~YⳂP}O03n|]sK 3!GjGII)^$G0u-QzXSO$k@5T@D@D]Z &9CrdsK2T(S]5ՍEp˄X3\Eg~o4_b{ֳ\ UaX Jj T$KJ )D~{tT&!ėt[}Pam=[ޛT+M@T$"x˻q}!llVwWMW nP워W4$)x\A1n2˥ NĊՖŧJ)fOedLNwYve9,v7'BhѬ\Z貥ܶe!F=qn"w >,IdyjQnݑ%l2#[s-ڬ=2@v*tfi2fS|$!&\_H㬇* ![;j8l{u_}fߓʼۗQ7%_ҶL!rߣ#VxpWZ"8O0w1 藞( "M>)AI\fX$ I~/*t.1?9Tvǐ7:WcG8|y9xxvqRRyU ݓ΢є1Uq0$@1*c ܇Q{1B\BWj b0`]h\n7uJ㺖+#w#gayʆ1Pq\Uunjv0bmW=Umj{m>ym#=6n|epxZ{:tPYy@1Pܲ,Z*Q"4ޓ m$S*r܄dEYoTf.W̥niTK% |vQ;&WBwx+"wm$>=aaƨ=ޔ6dSCKGտV&GT2dZ? o1ޤͩMT 񦸣Q!%QWGGU -Fj5^M[vD۬)ˋ={a`ihpu,ouL7S*vijҰνn~c a+,'KNGz#2I6Oi)As3m7^,klvUbƎghAo=VE |#My sމy;"+ᄈɔ8Sĩ̞GjbQ}WT ^U "-4[R䡿VWb3%< CF|qi \nkzU(/<"_Hurudg%K<%bzXr^%i(+J|Xo#>WT^т=ÉUJevLE-cIϺ"IFڼ吗ËzQ`/isnB箻->S tNܺtVÒ6eOATD^,zx x^=1>xͮ]͌/M!&\1~ " " " " " " " ".9w0ּ?+8KFykU$X3⾉^JL5nҝDȌ뙬Yf{xĚLJG;Ox39))>GX:F8@d4%a1qٝYq/.9CTn'\OIƣNsۙ:ڸoN ; kgt )':F)Fҵ؏,YV>c'j7`Ss.ǥoʙ鐣 Τip#Lɺ(*3 nŸ:5)+)㶎rⲌO-=VG#+~#"qcֹ:im;=66oQ'hQ=6,Z󊋪&)ZuUr;Z8t< y2Sց$pxklR`mHn7kcm$SMV¸,Kj.}KkϮ!H[%&DJRi{ !j#([וvݠoer!"M-1oSwjc *d}OíÆyKo7|@]/ nR=;z%a8V%ފf( LRS)ff1Nшj烣^h{膟G}..4, meͥZo&M=njGK2}, t=#:ā͸x?ekX8 f4F678vl OR8nγj3&{us#: ti=Zخ5h$w܋UҩȐxwO~_X+,KB\Iti=̏ǙIꅲVP CoAJpTIK\4k<-U̕B.$8=׭Ei@Z\ËGH#]*N5InkyY8[6!uMFX<˝-D惣-#MjkF'AS@OuMz\Y/̶pqV^=qĺ8{SJYyƳ(zvM}TݚO^ UgNbEEJfY H`beҍ~Ҫ[2*zJB$Ca[hm' ~,(16B MNe[PZr+ ZۧT/4FG?(2/m*ƕ=p;{+`47Aڪ4s3}mo8do+K|ԙ^m6I_8l{u SlēʼۗQ7e_ҶKd,Py&B ,oSܑSj54[e$fTdYL8[& 藟 "}N TRQE4Dce96<6*v%c?Z(3-bWE+USx1yTr' |>4Qp^șVC:Q2h#9$̓곜˼x/,4Y+lO8/Dϰq {Rm>W+EEj">#>f[D[U$\cyʥC< LlnQ؄qr>t,Kl<\:SDnA,n ~ĸhi+6ʷ Q(bR5p ).ҔYp'ȶ8(1*G_ ܇Q={1BLBWj :?A֡R*Go,ҔS5j3-Dkg}w omwm}VSCЩd .qVlk5D8y]f_2R׹՜imWPf6xDsWrJym.ĝlFP1%;1lzr^%k:)i,̩OE2F}yUAѢb]ZR2TkNEYLļ'%eޓbi)U+bctG6;?s{-<6›-܋*!VK&-gaKWQWQѢʍkC8cbŖjJ^HI3kxzchּݥySp.ED2=d{8o[Q-0X\ڼ*F%UeU_M22eFgm!úTG+8]P/ j썊qWew̦1( ;ĩHᤴEH#=G*=b4ڼF3 3B!GL*nd{%.Iq8f[[Ō%xxznNJkdgK٤%SaԱgUQ4yy yGS,Q^@oNl~CܛBq>PCA$bF5qd#y^QWJ70Vӣ뷥.C$թmzoh{W|Bd# /h׮/mJ7U]&1fxCfLxnZI.̄J *H% jU7WGo-gts[]JY.MFqyGm#T$yJN Q\G}צ!w@DWse76<6*s'Zpzusd_F;+y7Gx"j1Tszl[د8L8/9̻lj_"@EtRL%&rz`rB萂'IGIиR@DS__1{ A[aҿn9~$2rConete @D1UC\\cI1}Gk3ʮ!T5kD$dJ6yWYW\gn"FE4/r''Phn m"R\fbmY5-ݼ#BcCb^:zopt. Չ^*5ĈPTXI6ܥLΦ27&O`> MWjXqmbpg[4,fY3#$َqu쒆JqMa36!ghݭQ %V*S$ea[^2iRWEK;}*>be`"f&`"f&`"f&`ǭ%u˂MF:i)V[H14kEM0,f3M-Tpo]rEZT2%3UY1F!)t_W'?H .p?GTVHŬ @ piEKxO`\H!SkOYe_3(\ sKm߭F2'ۂE [.vf*XURM۹ߪj_Bh+#i#Hz0}g A1o6 K;im)oCG5O2G$UɋDpzab/<pP4@Ew:}y2~x9hWZC]=:J2/?ʣWx--ʥncU\:eKDFdfR,:l2zq77pzQͶVO =ni$=(רdo(]¿woxjt:;Zcwuu|O G>mr@lgzh`1 2F^yieʐT#3ȳ?y{slM54)^ kOXaGm-9$XaGhgh,0{i sv߇ux/:LM${Qt9]Z'#tҼ4i&ڂ:i8=95M2Iy3^Ѩ9wO>.UX3}$[taqPժ$DfEǑ = 6BᝉOPtiY ռ:E.##CJgd%EҚXHACО!WX ډSњ¹LZeRe@dȶ 0, XR{s,Ƅ/8WTdd̼^SL'@Վ._ i$*feCb"wڗ1P7 ~"DH;D1~YⳂP}O03n|]sK 3!GjGII)^$G0u-QzXSO$k@5T@D@D]Z &9CrdsdKTxc̤>GyAjqU;fėUH_ URFt;7T>o-,M=?"y w4u a +j>icxKyW/r&#`伣+zVI9x\rD9[|>#T$yJN Q\G}צ!w@DWs}g(q᷉S=֏*դ?ۃӫģ"1#9[Ω8@DEx߈o?̻c݋D\ywf|Ye?y)6+׼+D:OR:N6G* "t&Jsܨ]/':.֕?J]9!Vo7ʷxB{y@:2 "Ԯ&t#BWLa{*~&9WVWq4:]*ګɨF].ڔ!I13J"N5 :6E4s^Fuƣ޹u[Gm,\Rgv [iT͢J!$dh5f{3=-Vj[laXk}*O G>mr8@lgzh`1 2Up6L$'GJ^cUsSqS܆[?ʪfaE%7U*U詇7ڋRqmBha' bKlZ1 פ A&g{Ay \!_+'MۣhPMc˟WCZyI7P-XT/M6_91Q GߖxTq15 )_9x\@ELQچgR{Rn?W_&E|Ki^*b* AeAUVdB/zܙ%Y!)5OxQ^PD@Ez9*dgN٤%R1U{bk2Ϥ Ku@EO|oHq]&ww=}B rtsc+6Uܿ88.9/(Rf^({<R}T&.qz~uoD@iYo)lxmTOu_ iv1(Ⱦw+Vo/*BQzE"?7>b.|(b-Q=^q䙰p_=VswE冀'mwO!OJMs4 !NyTqʤ.< 9Ҿc*9/K΃Ķ˵;җDNHr/и^u*u+~/})#8/yU^< hE$݋b!6ߠ]yjt>/&9;~i%bzXyvs\%VzuӞY,2F}9UA rضy5%Ri"4{fY&B6Gj {܎'\uw|ӣTk056|HS55Dm)Vԧ/Y]T]jCOcקM;ss }UC-3tT|/p0iu^BzB8nGrC* ws*HkO)&S7s*U þԿ1VF':F6a*!j&>byv82+zX_< ;P8OjMJ P9"9ȯm"ZRy#]A,*" " "=W0ET?;#ī$:Ze&VP8_SW7'%_8P워W4$F2JrMr3ټ2Y|8ibn0kۮVo^_#TNqOl{uz_}fߓʼۗQ7%_ҶL!rߣ#VxpWZ"8O0w1 藞( "M>)AI\fX$ I~/*t.1?9Tvǐ7:WcG8|y9xxvqRRyU ݓ΢є1Uq0$@1*c ܇Pި31䛱v[& /-R.gޙ_7ܶXg>oY$\OK74n֮k=>J0㳒)*L7#pQ##lp"dε_Rctq6=[\iKjQU t)#JˌR %ٺlnPuID"mJ}Z]w$Dq]fyf/~Ц|͖Y˳zMW^I` a{M/l% Ϋa+B hgYsҮFmP)4cFe?8k5,s,mUdbkQ\&2:׼9͵ncl, 3b4=}&KDHj=8 Eڕ4/?ϰWم.JL62ӯLȎ۷ўC͘7:v]ɉݙEy9V^SHvQԻ&$;֫Ozp%U 3 uomԞ4"Zy+$ Өsg-~+WgWթr$ɶ DAӶ*i֍7Nui^u9-3tT|/0iu^BzB8nGrC*m6Q=խjCtTNRNsJ(:Wp_!la5ހC?"sT&N>|WB7!k[ d)[tm> ws*HkO)&S7s*U þԿ1VF':F6a*!j&>byv82+zX_< ;P8OjMJ P9"9ȯm"ZRy#]A,*" " "=W0ET?;#ī$:Ze&VP8_SW7'%_8P워W4$F2JrMr3ټ2Y|8ibn0kۮVo^_#TNqOl{uz_}fߓʼۗQ7%_ҶL!rߣ#VxpWZ"8O0w1 藞( "M>)AI\fX$ I~/*t.1?9Tvǐ7:WcG8|y9xxvqRRyU ݓ΢є1Uq0$@1*c ܇Pި31䛱v[& /-R.gޙ_7ܶXg>oY$\OK74n֮k=>JǼj7QUӃR?ny[HExrhu&^R)Fܭmc̠%nN=']BxԔd'Md0cV\\EұBC,& ]nh+9 dW E'杼B\XZ򞷱o804إ.}TԥO%<$᳚<: 7ٜ90?HӚx.*24L3l#7\G'^OX)FalI0KKдakA :ܕ^:g=~Bo/_xG|O j }/?tIL)//Wo'=1Mz:S4(O.;IkظVi$q[Z|׵QP>6֘ޘL8o'?Ê=E6=,TktK]M^ES yYF[h:W5 ѳG.ɣq:22yU&漨*f+$MFF[x*BXߤ;.H?ڒnԩ~iK >;}td)K yv*; Q3ʶh)~Ѣ)U njNypJS$D~a!xp.(ftmآ`f"e>U:dvFfKVa- BaR*hp"Ɇ ǐb)|-6lE;5xߪj_Bh+#i#Hz0}g A1"#PPjϱb YF>QziK;Uh̉O~b_f[̊/Eܨ̳̻f0L~Hn9@ks,t7k6}"2 6\(P5zQ֗̋$篙fYq[9g1ĂHE΍Hc3 ע۩KGxn&׾mIHV#NdZR|H ]$qFʈưBbx`Gx*Z{/ЯcVzܙ%Y!)5OxQ^PD@Ez9*dgN٤%R1U{bk2Ϥ Ku@EO|oHq]&ww=}B rtsc+6Uܿ88.9/(Rf~{<R]TUZ2<˭wDpzab/W+xV$..tʤt lU q@E>MΕQ)^Nt%.]+9~=9!Vo7ʷxB{y@:2 "Ԯ&t#BWLa{*~&9;}td)K yv*; Q3ʶ}ҮLi0duݎČ֦H#p@ soġ =#`e{J N c1VUdEIj2VDj'Nġ'3.i>voW (ak_4iV-&tU&Bf4TH_Wn BV*`#V923q Kǐb)|-6lE;5xߪj_Bh+#im^Cчt#wuDk`V~a~#%Y8m>E7OOiM%Y$$e%;Is7t/%?ѳCn@#볉x#_+v͛wS:NíDub3'XJ2"Ygn j+=~MwYUӺ9k3mߦ +5׈Xb޶_[ o^K-%NG'+^QX"du/B<Eט~\ CDn~ޫ*z٪uzK'5L҅9K1*(>~xiqqp5q[a4ۮ:>K;Y:*E.ѨΛ3)R=B3ۗ/Rag\I@^&kØFmawősW-*+\bDSL0֦ē2Jyᥬ|QREGKHKsZ47NNA:yl=U-Q2(U0u@DWrܸ҉o2̓"ݼq<7Sl%Sq"Y!e>#t S,Q~@7PT\w5mp+as7/No+NQGsQp{YWTi9m)ʼۗP_ҶLеfZ3Npo!%Vx୿TSnɯ5G,K>,D0-8>p 藟 "NK*n[̣(2%8SĩͲV1 UH$x^I2xԭħ"1#]Ω:@DEBqZ F^Г-Cݿ`M5F?̻c݋Ȩ^qݡ䙰p_=VswE冀%mdRL %&rztB\KהhdNd- JR*1* "4/`m-yyѣE{ Ab[aҙ1 jyN25ߐRkoY-"1݈ʐFb624i74f֮m=Q/MU@E3'#-ղj4y(/S<>'UùehꋍW#j}&\25ꯝI+XԻq W.M.IJTiJ52^I6r;p|fI(uZ4Z4Gk*- S[« nQjU=N*M)QfK^g!I<%x$5C$0=եʓbﭥGqVԦs4Fy]X iJS':i/D\n%%R!Lp{Ƨ7ԥ9f}L4w; Fyb?BaSjP,97E+Uk>.mTDKe*!аf$ h:Zz#/YIlcB]6X;ɷGvtj,$ˌNI˽ 'j mԠ*v-[\b-rpnrGvWvꈿkmo kEe!ⶸ~>'tZI/)2̎2qZL),FubQ{z8P (Idmo7QQ:3{o蝽W5~ Yk*a-P1PwՙQajA'o?.CUUA5i vj4]NI(gWGt[!>;}d)oJ芇T*KҌDzf] xG-G*4pO`M<9rf4Fۆdyy378ip/P|uXp].wbVjku'a֭ZL+QZO8et5.,[mj+H _nJcE<;TOCOEw4ܘG3 Rin#_vew!5G2#=1Y> kCO*h6{8i>Fo=kITt'U(|y6 T*aX;V#U HGt3iFҢU2+8]̻{#bw=,D\/{|-_[˻-˴qYfΓqR8ʋ*CL$G5m%u-;ؤF PYPU@E׉OO4vSh$=y-=Im7]D@D]Z &9CrdsdKTxc̤>GyAjqU;fėUH_ URFt;7T>o-,M=?"y w4u a +j>icxKyW/r&#`伣+zVI9x\rD9[|>#T$yJN Q\G}צ!w@DWs}g(q᷉S=֏*դ?ۃӫģ"1#9[Ω8@DEx߈o?̻c݋D\ywf|Ye?y)6+׼+D:OR:N6G* "t&Jsܨ]/':.֕?J]9!Vo7ʷxB{y@:2 "Ԯ&t#BWLa{*~&92i5=U6gzzN!X 鶖Tz^sTlc=R\)Yq!.lorZ1 Ml+qnŀmD^fD'AeeTTgJj?9ѴtjI`ns> QҒ5V&ڍVj f d[3=ŐW:'SLbnht~%&ɐሶO޼Me1ÿm)NY8nW7Sb?BaRP%ŴccT \ITgbݎm?`+4po{X@c=GG0!glgjbRiFU>%-a[HmN#)!.t7jFcVŧiSឭ/cbpnrKvVV)y{]3ٺ1+i{SSʱ.[iW82K?&L7irGU_x" q_[s e.E˖Bb(K g⹴7A:zmx c ~)DD(o&dFh;ƣ%g=v(.$Aee9ẴijG?bxOFI?4G!=!\G7a⣹!Е#<4^ ZTw\j+RXˑ UF"h}k";Iq=K)/ Ǭ=?w0ϸ~eb 5^U#4b.|(b-Q=^q䙰p_=VswE冀'mwO!OJMs4 !NyTqʤ.< 9Ҿc*9/K΃Ķ˵;җDNHr/и^u*u+~/})#8/yU^< hE$݋b!6ߠ]yjt>/&9;~i%bzXyvs\%Un=PuԂgrtL^1x,|Ov3̲Axq|sU|MYޥޓRm.aë՛CiOK%"2{Y+RObm.17OnqqrlGMlBSן~XL?M&N L\dgEdf%l`Sɝ~:t=#H-u(iu0[>*5a皵RΩf|{>q}4:i쥙23k<xˠcUR|pyohT÷SU<^fq&Kw }JK=Ė. HL)s$f{ #p:ohÂ)f9޵[D&bہIkY;}9E$Ay'I@+.m/샫GRKJ鑖)db Gk:^%6/kcY7F3mp~yTma^bᦱTYqYҲ{?k8=?O}7^xhu4e76<6*s'Zpzusd_F;+y7Gx"z1Tszl[د8L8/9̻lj_"@EtRL%&rz`rB萂'IGIиR@DS__1{ A[aҿÝKC'$9JV\/vO:FPCT:?>NvS'UYM 8ܾfu&^RI)ZֵN-=5(!nLm?DF'4szd-^޹.$/[;{IbWNԪFj#p$qN)6՟,1 GPf5ga\l n˥ol2eQnȖ~r"?Eni $%Ɏ~>്F]|;vߢe}{E?#,`. b}1˪GKvQ,LRTe[*cG< Ʊs/8ƫY2sB.;j+[iKQ<[[cctL״|T.-p(J oLE^N ҺIrNj^%6/kc[7F3m0~yT0{u 򪀋?X?fYr^åׅz? #Q JU z ")B7!k d([tm> ws*HkO)&S7s*U þԿ1VF':F6a*!j&>byv82+zX_< ;P8OjMJ P9"9ȯm"ZRy#]A,*" " "=W0ET?;#ī$:Ze&VP8_SW7'%_8P워W4$F2JrMr3ټ2Y|8ibn0kۮVo^_#TNqOl{uz_}fߓʼۗQ7%_ҶL!rߣ#VxpWZ"8O0w1 藞( "M>)AI\fX$ I~/*t.1?9Tvǐ7:WcG8|y9xxvqRRyU ݓ΢є1Uq0$@1*c ܇Pި31䛱v[& /-R.gޙ_7ܶXg>oY$\OK74n֮k=>JǼj7QUӃR?nySH/7/aꯝI+8Իq ]z$Bf㮲O.ne#JTE,@h.I&U[NL؇iWjPQBM6nYKr-m)qE.mA/cMO;jcE:B3 HϷĦQqk%#B1Z$-cOSO^&2,7u`)!c0T)uUn(WgߣTz CÕ"K"8"A杤aO|U-:H]{hױU=l4tL|ŸK.Pab3 B4|W^=*<3վcb3pn2GvVV)y{]3ɺ1+i{SSʡ0n[T_P"Hy7̓.+OHlp݇dBTxpkԉOAy \6X_+'EۣhPMc˟WCZyI7P-XT/M6_91Q GߖxTq15 )_9x\@ELQچgR{Rn?W_&E|Ki^*b* AeAUVdB/zܙ%Y!)5OxQ^PD@Ez9*dgN٤%R1U{bk2Ϥ Ku@EO|oHq]&ww=}B rtsc+6Uܿ88.9/(Rf^({<R}T&.qz~uoD@iYo)lxmTOu_ iv1(Ⱦw+Vo/*BQzE"?7>b.|(b-Q=^q䙰p_=VswE冀'mwO!OJMs4 !NyTqʤ.< 9Ҿc*9/K΃Ķ˵;җDNHr/и^u*u+~/})#8/yU^< hE$݋b!6ߠ]yjt>/&9;~i%bzXyvs\%Un=PuԂgrtL^1x,|Ov3̲Axq|su|MYޥޓZ#OȎFea32m!J66C`? ffc7W_++[\nA&DC$YHũkaWԯCCKNI aNZ){Չ/aQՇn~{E?#,. cuFJжVrL)gHy -XFY; ws*HkO)&S7s*U þԿ1VF':F6a*!j&>byv82+zX_< ;P8OjMJ P9"9ȯm"'Ƨtw%Hj3gY F",όl]UtH<91y)qܷ3Z:U$r+Ttѥ΍L4% t#<Z_4^Hv_}̭KM6RZ)I3=<*=3M*j),d[X,56pHw|DS'UPQ"H4To3Q[@AԹ8umˁ)\,w +̢bklbj+dB*Þ:w&G1VHtGo6 K;im)oCG5O2G$UɋDpzab/<pP4@Ew:}y2~x9hWZC]=:J2/?ʣDz:(nd[ƺ*b߱L0,:L5GtmR-Snf1|8aT`'k[AU?(H`*)8)K ,G7a!Е#<"@DS>oB1Ql-}XU֞RMnT> ~*/}~c }/WNtm!úTC+8*L| C= qWerDs _97REBê2쩽MfCOQ7 )e¼yZK0 &0scUg:KߙZ6niawVR.>e9z{=KB[JyYFytMS XWkeq_o[-qU;fėUQCkJF&S,bÏ& ޑ<Ml0{x8Вm)&L'kg,#N]VY|I<'~q}p\z^QO=+hWh*JB$f}n!rߘC5O2G$୿TڤULHI^oS[o`=?OɼCz%*S~aB6|:&e!Ʋ%Of  ꬲ2{ħ"-#\-UL?bO DЂ[IYo431sjky[د8L8/9̻lj_"@EV3/8/Dϰq {Rm>W+LbXL>7JKwApU%L`~rP ")BNpNeu=ʎsKs3.ޔu6.pkkYĞQw%NHr1^u*u+u3B;$TVQU_(ⴢvSL0xѽ?IgźBm@ "V}n^Mesv.R4zYMkUcyVmj?*:jAET[.>QpRU4er{^1|x,|O3̲X$]6E2yܛK'ӢJĒ6$=-j6gDzqw(&s9}!*o.踵ÿ1\uv.UG03H5#kJM36-+C@3rxUkpH<"JY%t^UuG#[Fo3Z긁b "wڗ1P7 ڕ2-QI/6a*#^/,Y*gp[PdlSzs.ǥA#)MEϻ-̀81wH?)^a .JuFq&e|Ko^ypaMvNlJ{qЇޫj&YOQ%,#c|>3Eߚ+a$Ⱥk%ɩrPܧ[7V]pTH{Pk̉ZޒLvl_Xp"abS55(6^JL)맥w{niرqtWj257&jtdySҥ,p RhYfF,_/6,$sz/nuXwjY8sB嘊^Q7*!f9ķZfȲtrDs _97RE;ؤF PYPU@D@D@Eժ{/Я`Þ:w&G1VHtGo6 K;im)oCG5O2G$UɋDpzab/<pP4@Ew:}y2~x9hWZC]=:J2/?ʣ -EOk\JITʇop@E/bzoEΑ=wJb>gZag݁N*̻NJ".*gB6+:ړqRHa2+&[HV{H@Pj * O{%LxsN1*ǙI}Ճ*: "+MW'=;&>wU'/ܥ}#\vo?̩}&? ZX*.zzDi6ùW;|[]^Y._MFqyGmW+xV$..tʤt lU q@E>MΕQ)^Nt%.]+9~$2rCon~dte @D1UC\LcI1}Gk3ʮ!T+G/Lsy&]  TYWEy7-ϡV{I/+ #wOO/qMƤU@Ek;b?9c}[eÅk{o]8 e=F]\3TR宬;u`rF4rctO?c|wEŬ@EO:عFmTuxۼ1+A{SSʡ0n[T_P"Hy7̓.+OHlp݇dBTxpkԉOAy \6X_+'EۣhPMc˟WCZyI7P-XT/M6_91Q GߖxTq15 )_9x\@ELQچgR{Rn?W_&E|Ki^*b* AeAUVdB/zܙ%Y!)5OxQ^PD@Ez9*dgN٤%R1U{bk2Ϥ Ku@EO|oHq]&ww=}B rtsc+6Uܿ88.9/(Rf^({<R}T&.qz~uoD@iYo)lxmTOu_ iv1(Ⱦw+Vo/*BQzE"?7>b.|(b-Q=^q䙰p_=VswE冀'mwO!OJMs4 !NyTqʤ.< 9Ҿc*9/K΃Ķ˵;җDNHr/и^u*u+~/})#8/yU^< hE$݋b!6ߠ]yjt>/&9;~i%bzXyvs\%Un=PuԂgrtL^1x,|Ov3̲Ap|su|K'!碗XˠckjQՇn_Hƚ.L|xo.踵>iR(ͣw17F3h0~yT0{u 򪀋?X?fYr^åׅz? #Q JU z ")B7!k d([tm> ws*HkO)&S7s*U þԿ1VF':F6a*!j&>byv82+zX_< ;P8OjMJ P9"9ȯm"ZRy#]A,*" " "=W0ET?;#ī$:Ze&VP8_SW7'%_8P워W4$F2JrMr3ټ2Y|8ibn0kۮVo^_#TNqOl{uz_}fߓʼۗQ7%_ҶL!rߣ#VxpWZ"8O0w1 藞( "M>)AI\fX$ I~/*t.1?9Tvǐ7:WcG8|y9xxvqRRyU ݓ΢є1Uq0$@1*c ܇Pި31䛱v[& /-R.gޙ_7ܶXg>oY$\OK74n֮k=>JǼj7QUӃR?nySH?/a`Vp?ww1r "R9t mpR=J#y{Eɏq>x>`WbqSUSnf3|8OO*xvnUP}C!l 6B“tG!=!yv*! Q3ʡR$@E>C-sa|n'A5._ i$*feCb"wڗ1P7 ~"DH;D1~YⳂP}O03n|]sK 3!GjGII)^$G0u-QzXSO$k@5T@D@D]Z &9CrdsdKTxc̤>GyAjqU;fėUH_ URFt;7T>o-,M=?"y w4u a +j>icxKyW/r&#`伣+zVI9x\rD9[|>#T$yJN Q\G}צ!w@DWs}g(q᷉S=֏*դ?ۃӫģ"1#9[Ω8@DEx߈o?̻c݋D\ywf|Ye?y)6+׼+D:OR:N6G* "t&Jsܨ]/':.֕?J]9!Vo7ʷxB{y@:2 "Ԯ&t#BWLa{*~&92i5= .BІ2@DS^bg#._DrV0Us9}#h1'P "{\J\6*jJm^L|χýPNַ-ԃʪ/~Pc<MfUxRpS^D'6X8nD2C*uU'/}#\vo?̙gҍ"灲tHq]&ww=}BIX=⺽/o^\=󏨛썃x[@E&hr[oS̑+< 8+G-rb^wxK ]ΦgwrCe?M J~3V!.\%9юyuMQ(B a.|(b-Q մ>fws/(b,S2Xe?oyg)A>)AII\f;oȞ.U#LcCyHv S2Xe SqΕS dAb[aҼ9܅fNDVHiyU4`]u^QT+8&e  ̼*ޒ?cR k=/CReبK~& MػF-m̼&e ]:ɗbem/cRn[,3Ci23,݋ #wOO/agjHҦRf^QKT̼bjݸgeJ&.<>'2yc͍͞su|K',1Vrf^PD̼btKެMe15M9kw*G2*s{y}!LctSEk7s2+X,Q|7̓-.,W>Hlp݇dBTxo2 "L(,QOxAy \68_-'EۣhvPEdȮ˟ojITʇopf^PXyB˛[QPtdm?zǣsciFҢ8,YV;!O00zbUwϙyG,Qpdo3!چgRit6=rDs _97RE;ؤF PYPU@D@Ei'YVUVgp'2K=QF{3\.u"I==|7p ;E7x׍j.:U!/; 'Z{ZnE!*8\IlVnfXk*vQ^a 92\T'<X4n] 󚙕]5yII Ԣ"[ǂ.GĪb c٭kpap 4Aǫ;^o0Y}TWO_x=o?~׫lqtE86Ӷz+Н=e%|͘虘cUVn \Bǻ'VWä DA#~׫?a0^ Eր8Éq+n$JLJ$nk#n+1OhkAg}=~r,|!WFj:kh4z~w c՝GY_GOox,?~׫?a0^ E#FFj"=Iq0FmV*=pu/;tިTTgzH}~S*H']/PհD'@m}&ec}1#~WGOUx D G#߼?]z6XV4"ߡWS)Q}zI>=aԴ m{w8P:u:K"PE]B>(Ʀ*vR7uK~[E?^x =ecNjx?臠 E.~97)1?EVW˖U:.#WEep4TSi ^okӯ'(?P?[O<_Dx-Ys~'oz˟>O/v:BmuYےYXcp{[bNS9sh%wC'TϞHvKbGg+65B)-`i׬.oz˟x?Yx~[EO'(?P}'/_[#ᥤ֨giMN1)dNȬ^ḌZ]YbU䰿O3EtG)1ߗOQ.~?TO'(?P}'/_a<?=ecTe.4~_I &[LۯQrʵۀrWEb3-{duf1}k [E~O/? (\A:x~[E_l31m4KBCDy!QIN!B{\T:XdM ʜ&VjJ arH"#nB¢+::IKr+[EOw/_a<QGtq?x =ecNjx?賶mc?!~% uq䬍ifbp m־C[W)xm{h]+A-R-RzC7qR\j=gZ48 ?beA h4K =e):'oz˟>O/? (\A:x~bĵܶ٥钾 Y<_03-[몤s&[;k dVKX? jr&ߗOQ.~?TO'(?P}'/_oAli-6 h2ROetN`T9EXu)ݠE(鐍ÊjNd^Lf(,U'5 Tʂ " " "ZbbF3!$¡[JiȌƺgAsM@]K2_KP`lM ]E,XevߴEr"`Onq *n$b%2HBv 2."veoR ׺1Y-[m{ bitlqxzKŖոYG,F 7jyD6>䃢Uq ώhkN>YX߉}w ݓ'%SP%B֎)b5`UkRΝ]k+z2!'/:U,0+bt ~p/alV>^jݸmPe-!$κ)埱m&FIg򊺢@.Y{GoPXUCUOUiui>;{ORTGXK\%ə4̛ )^gqK~ݢx{IGWzɃ'lYhwd-L̔<ᤲ#RFy+NcuG栍)q=J]BY2&>IHNݹѢ: Iy8=>!KQQ,W0fbV»jӼ*8VW%RfgyEd6{}Skzݛ ˧Y p6s3?.صu:T*5jD֪}+M皜$5n,K / ǴtެQX6!5[yc\X޳=m` Kq;,LO(*TmgT_I#Ͳo3<2;wzT$_an]HlHMMkuUX\T=]r뵿5"ҍN35ݒ%&g'affep>iKk8[w <& HK\ @:zVrOY8Rf]ԑ*[_Jq=##F\fd/EQ;iz'Rf:c$BbޗP[@ޫMV̝GH3Dre9)%Byj#fGw1y }[S`WG!{\F`;{W=7.&MlmȱQK3#mQ K/yv 3>OIaumzð+懒,NvDT}V$[MUIT4Y%i5)9 8kE0YSY 2{.sAHU@3}r=Gr[t4V[HiJ>I#O/.cWR8 ]/p*fj' @nޣֶ/*r-TW-Ck'Qq[6UK3]knkBUk6%Tv2g;9A6?=koL0@`\4؝^B\\ߌУ:MgSRtzipJxuդ%iy*X?{0Z]w6` 6oz8ismKYUJzJ[] sB֤RI3Wr̫0f[M.N/8&ISG4Gd-k= aHV*]‡!dTRgbeD,ʑ\il4Yڻ+|u1UXH鴹Us]N ]}ݛ| ʩdk_Bt '+#scaж*ڿ%.JavQ?&.:YJǬC O;4 mz}.OF]ĈXޓ w:WV5!A_R-&)fe$ݒFZ[Yכf?4u_;+Y?Cm\ݶqwtq3&Q+2u(Ql6g,6Jq`n4X}S)~ l4mð3_6Q3YRf\cRE `Ωl7j$U81BvM:C蠢*;ř#YLȳ~cSO4Fvmvu.v%Dx `wS^j=f:iZ;su[j~˄5~#uC?|5[%"*oIꇏFAb\GY:]ZxgPZ3 %b))fydіYS,mkǷBuiQk#n dA+/<۩sʨ 4@u6UHqekC-!7_ɴO7^uuR6z@ր`8%5^kL韟` ^u&~ J=Jifl(F9U=Sre2'CNw:هk^h0L7aиPMQ+1p#xVVEīLJoPHkmBR{@f }`Åxumt.9}Xg{b}GIҧڢJ~T^ҹ2ԅxSmȈy{$;{5FEϗ<mB=te T16e&v%Q/5^MnMnHQL$f[~?ES-Q4n`T8}fw ֶw1&BEb=FQsbO6g\FF/S+=@mֵx6OHQ&)@6Cϵem eĻ)[paU(DI|FnKaf]֯zx=.:maaM$43zbH];>Ym1ںӮ4Дvr`-9,̔mb>=FM765,\ik76CbtqeESISauJIfeǰ+|:Fkk2vK66רBLC,m-a54(+=ejQ5$2"y[cHhK06zG@ǒ3v}cĚ-|ϵZi,?&Qu>+4[OTMLn zŃWa|sfˤ}4WJ>*buף-M@Oɪ*z,ڔIC $3"#3[GF rOP&- NS^^r rc"uFoki+2ŸnXIhqBZFWML 6PqXXo[T›eRޚB}-sNdV4W*m%5n%\ rv>^IQHbܔ25ڐg[p1vjqxzŽ#c/^{[k|VBŜO+XUAeƋ[$q J84Gr~ALڸ=SpO!5&WUBv43l~Řq摖A-Ž"-ZHk\* #QQU,t$XL'?}RSIq_5>*wD˶Z$+GC[Ha*,x5epQ ^f۲k`Ttxdu-s/GlZv2b\Ag U^1j6ֿ]$6Edf2 yAeʹw[yk𨨎0L.mޗQۘyIļJ^7G[$ SRd ӆPAn̅%-tŀ6l{-NB:K^ZjoV \z(cth~>y*%Dj3P{ER:V;=Z,FGeFM8m$燇[`{B=@PbN)<TP`/ؒmܦ4^ ݄U78Ǽ[3ic&TuS Y&lg{14nVu5wE3&:sH?#uIѮ*ҳéڮ*^CH7Y},>E&1.das5I'7 Op\؃m4kBe*TkJADJ3OҖi&Z3=[R,: /G2kr3Kb4uóFuTȊVI,QLm4|.2UK6L95-t5]5j8DeZČqKH'7T17aRzF9zִSі%^2kh'Qfvt!Mԣ4t 4{5! KRA#RK&JDov Iz51T=B:SS݌L5["{-~ ;ɼ]e537$wؼ7(h5uΐMϫ8jiQk$˰fqex?- JULݨIJVyfNe!O 6[cCۛ굶QelS6*ݷj.f H"C$<a>ٿeJUT{sk:7)ؒJ)L!Dm'$ gG1Mtr3;vuԶ0 =tdo *5WMVSE*)4mj4%;>320q=bb?GqւNrn{JbyV$vA(J2RV~R06nIEk+=?J'c$G7[A$Ϲ_Fk3S֩Kӣۈ$Q[6k q=76]]DH6o`$}HEB8]kݟlaO}@ Y߷gьޭVRuTZ4 z\Sɉ FJI93Y!$֧ulk;B BaIZDff{bzP~m6(j ZH_X>ՋC9y.;i<͗ FG̅fMslS ݆Ns0UR'OL Z8IF2bAa4>fax;=fu~F4(WKq k/252җ[nj-e$҉=GWe?Ꮵ w5ۨ7 -Xvmyzݹ'ru4HJlb`kw| x77AצW40f^0ӨG6[dE (Z=e.ʝ64QJq!k.[r!Zzs sq0 h`lM.pm־C).&굫UȨz!M4<FɵŔ~RnVaL3hVw Y!LSIB$Y^Q hhW5r8[=ۨ]tp %\EVW O Ae-4!7Odb7D071f޵:؟DIUzE}[yQ{̷fy1f(y'27ܷ.ʪ ps7jٰ bڦϗSArCf/5)JV{ F>ɾVpMkg m+ 6^Gwĉ~azSV}'6-b-cL#6abh, co,+b'c99(#^IJK[#ٷW¶Ya6ȠC7k!ub.hUZ$ 4QjИJ\j|dd25'nF,Iskqnò q-q٬w:dz5{ DG%Xi !(7<j"ˮ~++ha+Wkg2XzI=)B4un-%e%5!m!9W-o حb~*R(dD$f=CЀ -oטGņˆ=uj"hMNV_t)K,ymljd{ ̓00؛ְy&TA 3Z7-iմ }auy<'ihERqfz为R+Ha=s_P g@**d%,LVɭ;JI2fM=b! [( g ,*-k Mq 3rtM&J(/J[ u9wUXMmȬcLFF,bdvisa.RIphޥηkuطˆImɀTMӧo2B"""Il"! M1N8)&+844\tW&,||WS)g9UH-fЕGcĐ$S ߅$m^kͭ[`N+V,ѮIqQ -c꣪qaǹk\&bNaҪO7tt:(OI&ٸR0 %O`$4+ޭCn>XIx].2}ʋ#ٞ,3dm幭?^9Jk**jikAnڤ1úfXb\D[Q|3llk ı JO8jL'V]-4iem%MY3ۙem>mCm%ن; ktt Y~bm5*zia 2qMg=yrC$K&pQhzViZ+g2]ud% =ŷy 1dqGaTFփ[{>%o8)T)iF}ݧFfFվa:J C\sE~:6 2Xo2蒉'QrXzjy72e-Ot7[O!NuXf|d~&IKT RJPᬗ Y$𲤘LJhkפZ?`U/T]ћ$(FJc6ͧd:Jjfyx'Mmv.S{rMkWTº&lL6"6f}ffbg9ֹ٩{qDQXnRR "ZRy#]A,m#5'T( >4(i=WD(#= *g ްɨZReDI[^QlbA\.nz:Z%pvt3BvW[Esjpգج@Vfu\)I[ѰyUZO=UGRs-YZe$Yk"4̶bb{d@~*!ֱw*Uiu i1ekuI5 V2%fJ<_4kuկؼ'PsNƻ6J}=Uz| ",fu>5R3vd\y Aj{XHq>neCܔ[-*#ydye2g؞4hnW845Q6uH5e.D2'Q2hqFń_F:+Vۤ?`q"6]::Tv$ .f-u!Y'yoh_ FwBI[>s\@a4gU]rBU2mU3Ok9S#l>IDf[OW.!Rd=$oYi'gI)56R@)&c SAu\=W^QҢ(38,4sG,۔lQ!sqjӚbr3+kNG1 dťjXVpSDJ|!6f"2=P{㦑~ q F#UÜv]T*SmWEGk3U[T㾕uٙr340cd0TW^]No׷6631 44pTigQ*˂KXRMR2Cl-y!ӱ)"ȼQk=K34 5 ?E$1{Ň]UP*bF h_HHEF+ӧѯ٨YdFeGV5b -oWU^Ft}+7)|vnJgr2qdO[$L23"I }3rt-sz7Eawb$QTrdEVd,d݆Y{ǟ@ֱUZ1k=1뵂%# > zޘo95yo:]fIsiȏ+SV*EaZm^DEsl\pnuNSnܺDT]6QdIa̶,f:񥺭ߧJ/o]XZ3BMJ¨#r,!$F\%("B2N-뫤t1xdM ~RI´&j"֩*2-.%2rSJB\YF.4M=GNu Hq|Alȗ B!%u7qx<_ Զ7:Gz»]cyo~r']b'4fʔP֩<_U:~g_Ԩ5-{᭭Pt`cMd)ǒ)tī0]I+N]tAg-9ּ* VRݥuYfDDy\{E4B?Cvߊ.-[5Kk)[;ۉA6I$! ܔdDC(+TIq$\ #F(EQʴurۯhSaےSP;zĤneǘe,8>6Gb }C-MŶ1kR"RSY#9(OIf2ƵsFPꙟ iXH@vڲ@DXSO$k@UJ+]kGrG6DXc0OiE\\EDisI:o{[[# ,OI*&vCz`J6 fnGDK=i5wl4u^/eR5u\u+RʠIקf;&hO j2 7$Fdd{hDcM4J˦,a&č::]dnm!. MZSRT9qnR,-AK\\B Vmo>kEZ:e-S DA{sdY$> fkUXk3H. D BńHbn|еޯpDFYCܔveہբV۪H6W1N~VSp=u0jLTIl3\i?DαoZ#s8,+"O5oΌǽ;%./̓CФC!G.薭df2<ZF7I :ݦT.[(K.3h(YǡFs ۠V٧Rد)컉mp>YIgcG35 un6(auīEy΃ܻ1ۧ42UOifF|džD4u_ڎph$:Sn }LOJ)I,!y<4h\ס`j[sdũT+Ty䔑",3#Kf^]#Y{.omrCTjmK۔#6҅U{BGv:K,A*qv2w%DfeuSFdcȉťP6{Fmlb-^eu%fvU FU.=4 :mI^#[fYVAu[v<*I`kם.3OmY(XG5&3G?2$;jZKə1"Xt\\Wq\bH3G2 ̓"N^9-%?yD{5P!GK5cHt6'[j)jAN1kX֝Mk[V=qM]uk-o;TU1$D 9+-RٰƘ:O\  jj#P-v]F"»J$LR-(' %.QJI>,,,0PfgVxe }rK/oJ T9Ч]IKȟVuQIůfĖD{cFoXѠߒFLQ?4`}.q޶|5ҾyEÙ* zm:LOs]Dqg2Fhȕ $dc&Hj,Gτ5};;,U˥~10T.GԪ{ٚNLAT$D3 WYY#M%it.dm{-\t ]сX7dV'r PuW-')9 bkݬ' 0Ek_nkq;FA}hTk/;34;ę)'.~nEȐD[u6vY t[4m]Z "7DﶯzЭ=@ 4:+[Yf<1": o8QfyT(95\$ǚU5 /ܣ"=T|*o89AuU hmW=.m!0վ1.:r%^1É]Z崔∓y Ekak@wopkū(0ڜI;1lƍ+NūjZ6Rr,Z*!(Jܙ5, U?k X'aQD}Y'69ݺ:\7FV-jQTuf{{~QZ׈ZE[Ms M{,%s - q dҜ~%^y&Mf$~g6::MZVdfP`Ճޏ4٠mZZ,O":f5)=2xWYTGm>!▢y8HA k` Cm+<2*f q'MMsѣfz.ʅgY$_ \2܏!p1:'#IKS%K`:@% XCEV%0Ť9W+O|Wj:EuqJ),ˠUS%!?g!fc+DfW*0l6l99岃'-ܮ`.Bjv'5 *Qn!3qe\Zֲm"SiH 9ڭWjZn{uX[ +U60ҔDsRk##RRYg\5i77x͓V ۷NRbܹTvg;bCHyNm9 F$$D_ 7I=z oM$ܷկ_VJQqSRn$hQYFGa.p,GfcW\# ]OhUL*7%*m]5Η J}f6iHeg2⨎X־7:5YQt>A|԰&}[.4!c=mDz̽r;۞, `$u;8X4ӵkm\ԷIL+SdZ/RŇǴ \Gӝ򾕄.ʪ:ݱSkSkT),,̋[v +#hqson"z׹]p5cZ4iAVb1,@snj^%jHK}_ WFUضXWIk5YdEd{U6[r3G :"擡'Nn6F)H5=0u՛f&[;LӤXz-&6 <4{^ + "d>󍩹(]+hD'Wp=:SvIti?.oѹvw$|,4;/u6cqVKiUG3e!F"kH`>ȹ6ro Mal?ԕVb- 3]=Oq#dy <3".6x&zѼ:ŴT5%@/S]]Q:dfpo-[ZQ4 Cz w(>HoIC-4qlyvYC )qB$dD65<\(jcPǐI6:uE`UVڞVw\G8J0TDDG{1`3acvvv,O\ʦz[+C0~TG/ۍ[-SHf23yN.{Lj{"19qY~)dι9:سw+_ZL}h 3oψdZvzPbǂ훩`0Fe>X&]KU*̘P"4kȈnDΉI_}ZrrWӺ{bNst`/=J \%AйPFI(.՞y IHkcI4RCMSDLB}V]"£,vuVکr(J-uWuk3~VL_Zmm6:dh5G^is(%=`%)K0*("wPoYs"c|h7GRXEi[,VE ɹC쾢NK'Yjf12ݚָ#VT2qjʨDBorAn \4_R& Pjqu:Vr&:#6TDY6;DExMKdƧdnkX֋l;IOyRPQ@D@D@D@D@D@D@D@D@D@D@D\ƆvS7Sh${yo=P4soe*(juYjB\ZNL!,#$[ p׶87:N|E 44 (1zYyUŷ!oEfG#<~ؘ]0iԺ;: ěrӸ42%ƛU>#J#Gn.5jYX#AttEsK-Ro;9js,\oXX~'UԊWYtZv裆CWTJ*̪9ɛ!rVY))3#-ᢂu[|K*1lZ6U- GEnD3m:Lf].b)\TQw=EXJ#|L`)z",HT 7k^EEǿWՌ8;n#&jT.D(# `b˽?-T{;b pc+Z]ö#V6E Q(4 &dDk5SvwDm]-mDiEnC, Gl8L2-:Go(K#0cn+XəpP!J e0apBy*JqS}7*dNrK7h2 ۳Q$%I*&9LW?qE'nFqa*ւvR*ȪVrJ!@@kx^9ע+է;!:Ezd<^V쇀ӝz"ZsDWNvCuix^9ע+է;!:Ezd<^V쇀ӝz"ZsDWNvCuix^9ע+է;!:Ezd<^V쇀ӝz"ZsDWNvCuix^9ע+է;!:Ezd<^V쇀ӝz"ZsDWNvCuix^9ע+է;!:Ezd<^V쇀ӝz"ZsDWNvCuix^9ע+է;!:Ezd<^V쇀ӝz"ZsDWNvCuix^9ע+է;!:Ezd<^V쇀+w0X?"r0v)Zöo鿰z߷ x`4<%FFnל*O۔tNbpl!@* lljN*_5#VR2=*TUIf)(*J`9cfcj"lK$-$& jܫJ G @D !1@tqwFȖ}}I\e'[KI.FI>h.X4&*j&(9殭m[Է+ȾxW (9 5ޒ&EV0R0Pd&3cVr ~Q씩3nWPND@*aQ|-2~g$E)JR)JRywUku`\ww/GAj|x R=@ui6fvH|/Mg\Ab*ȸ-o[16S)}T)JR)JR)JR)JR)Zöo鿰 ~ *QJRZ?CT)JR)JVE-n&XK/D)Glfpw );D-Y |PυM} d[K1jK]zݫb p@I2je;Dk=ؖ4Oۥ& 0$=老Q&VM i'6Hl1YfYLP"E Ħ(3 ~JR)JR)JR)JR)Zöo鿰 ~ *QJRZ?CT)JR)JW^KvΈ:ʠ&O-z>ҷ[\cT4nQLB35xC&r谟zu 4MK3rsGwqBٸ共LS2@*9)jÌQ%Z(`!Ӥ@2Wf)JR)JR)JR#hmpfv:%"Tat:~q|#:ٶ1!l;&N:tN*# )q7ȿh{"b\d {g:XsnvàHJoDzUPv~MΨ-P/ J5;{# ea%DXc@"Ȥ$9 n+XvM7{ao;?%J)JR߃+GvbJR)JR)Jl 1a z@@vLVPajԐ+R3rH!Wx+6r1 Z!6b7 ;lҏjr"52@ըt ^9 QL:52v_@οi Z(o8Tup@8Gf}o={E7F wS{knݸP#U|; ܩc &M` (wsm4kphGDe)R aLWԞ&)R2 -ە#m$ '.kіd_)o]oĸ dC S<QC,t`T[8p%& 8 Ӥ% P*KZ҄۱ B cS)JR)JR)JR;k~& YX<Rmo7U:nSl/ЖA&Lnrj31*C2Q'PL1LTL c-ZcllέDb_m@[FLȝJeqTo7i "b5i9IWmXL0d0?p@)S?N37 _NԺ ךR:RS/'^j]JrdKN@yu)5.92uԧ _NԺ ךR:RS/'^j]JrdKN@yu)5.B>aw(5,t1_y&|Z'#fpB,(DAB(~j/'^j]JrdKXY򄚄IצnrPp"e{ ךRsF)b޾Ej@" =5 `ۍ-/\tQT%GPJ\swj ךR:RS/'^j]JrdKN@yu)5.92uԧ _NԺ ךR:RS/'^j]JrdKN@yu)5.92uԧ _NԺ ךR:RS/'^j]JrdKN@yu)5.92uԧ _NԺ ךR:RS/'^j]JrdKN@yu)5.rl&; (Wb;k~& ؒ)Jo;?%J)JR+A3(ʚe c@(۱rtpN0ԙĤ"EbnfJL(b1aDk˯d# ;&|tq`7:EMg1(d5 ȁAI  AwO r(`:+X%mM0,gR90^V 4"xqU"Ij6`fZ8FD2(0ˈȜ=JD8sfcac+Ʒ.Gm^%\)a!I 0[(8_4[RThHٺbQ/ ]Zl+x e2Dxpހ>1PwE)'?/\%q^M;nv)LNF~\QP̎[Pt\A0{|2TV(Hetͣx2[dAWMUGtg d6z@riZWp@zr!ӗs.qxpΙܮцX".QA,$mȏ<;pl7җnEA'ʘ@M7rm:RM$89S ͩ<-͓{:r*Hr='O^|H,u1h ?Z5ʪ$a!=y% |81h ?Z5ʪ$a!=y% |81h ?Z5ʪ$a!=y% |81h ?Z5ʪ$a!=y% |81h ?Z5ʪ$a!=y% |81k~Z=ʪ&a (7YKodbC ZϮ2(4IP,YdJ R w IDTVL6dN<6ֵ͆Qy2xՓQ#G)=C&Ǹ|#d6ZEVMDu>z0Lp2e cjd&g:Sވ=C&Ǹ|Ԉ2ֵͅQy2xՓQ3G)D jDlfZz0Lp2.mgAe!ɩ9Q= 0bRmoaWZ?CT)Q|-2~g$E)JRBq}MjLelf!ۆ`=?ȥi]ϖ* :#̣ $Bb>% [@b0I%rAQ12DH`"HxV5 ̃L@zwb^R-,X.QMB*~`6`# .HX5Kr+JW>y>Qmi.\UH$W>I& xB$ 0 ow|`E#7h T"_ tsi@D mY"7 )JR)JR)JR)JRa[7U텿Vĕ()JT_ ~ *QJR L@ {q[1կFܩ)JM6bwL쿨+S[D|% .HCJ*zfZش6I LE|3 _eS (F2s, SvLx"Lsz309,NYd9p?1#dCpNQw ckiJRYNmom;JP2A1-Ӥ_#d+ێXQ*cVbM5[ԥ)JR)JR)JR)JRmoaWZ?CT)Q|-2~g$E)J7 K?ViJUkeާIb٧"Bv^L!.ڗol1LtAnt4!e׷IX["" CT2 K^wKE#6V\QHS?BRcTbwF\V'5KB0eaRb!+(LC.^Su lq{cƻ=3b_0QmdVN8 vQ%Y[e c(+w{4iRk'/yyms&hTTD)^Tʨ]G94L{;[r`:րj[<$ jqL9QD"!Yp6F3ob"m)rVJ6)J9ެAϻ8 L5 !df|Mk9.c.{ѕnMlcun_ m&9m/ >!0taDoJnƈgWr-ccVdWUI&:]Ir%du'%0p¶V1+hԈ5٥*nØ.+YCE7;*Ө8;(tD:k /e.Mݭ&;fi785dli:SFBu(gmo{w'KjXTG>ݫ)xfm _mZAcMZ@ݓVF8ȺdvYH.Aڏxk/qmFܸ^5iQrȪ`Dr@ Rդ@] sh1\'o{ȶk90(2DQQOx$"3)MpXKƭw@&E~Yrܺ5*8 y LjWm$ZOKo n1)L`R0߆Ƚ PlLB' #?k$D#TyKe1L\@UMט a5!{0,lq2SNmRDzHEVTWՙNBȁb cp js_g7u0RQiGʵHN(&UT*J; _ q7龜unt vDOvj6]d\J90BԍL>pχ;<)JR+XvM7{ao;?%J)JR߃+GvbJW+4=E)3rMgp3FL.Wm>;D]&Dhdt7ȉD @3GWWk#\f[ɪ-̿8*SLn)s #9ԛc[yć9_Ż|.VfF4@x+]Àp1%)by6!|+d+fڶ\9 i2tFx""x܆çX2קx1V l6Q- 8oPx'9L#Tڔ*,c6g kֽmb|\asWzkFJB?UeALjL5KbVθqauVbgQeƃ4\B=9IeS)xJrA.jL=Ĭn~^MmwHGw E\dޘÑQ8r6.ݘ+$Dͤ`Cr\10+!0e¢ݲe}{@1Ek}yBlDWl̮Br@"(f5vwn,FŗSۻK 쇖mQr2GlAL@S50R,13 ;Ϣ"yE%娾 @KKP6ey{ydp7YR))2kQ" \ ~v^=0>A,\fѸC郕ڂ'p 1חUo% <&Mۡ eW:'$]RSkD٘ $S\Cum,? nG3"50#NB!G%R<+)I^7WcyKjZ)LEʚO@t.|CVzun!$uKTdəbF r{fМebӈVE3hR"\7e1֨L=qF՘e]+1O Ll0*=`-"K(@諟@%@jɱF|kyKf~^ag/߰4IJ*g!)HSE!'jg_xm#d״s6m|]Qheȁ&E0o@ @=CV+ei[rUnU(.p;F7nbj"`0f[6aUׅ6^۳Q&]1Rn(orJ%__ LǸL1%rKH)3r@]'"( (9`VNDzʖ޳q 79_22-|f襽s}! 0*QHuw+HqY&!"!EKPʮp ȇ&ٷ\4s-pċfzIx0L2#gDR)H'1 " Fه;y[p_iJR)JVo*߃+GvbJR*/Vĕ/"aRP$C!NZE̍*JMY?ʉB~~2ȭӹqdP'j{#. ڕƒ;cO+D<7{-0]X.K (.tD~DzgCK2~ng`*g˾ fqxhfҁ0x$5h]R6+`ၛ=@,EJ==z ^R*,c6g kҔ+t64H\qaT"BUmr)u@3鍸whG]kH..IQ1(P(Lez#Ȗw#I^@L蕚U"DT΍ɕ*jHM:Y!D)o=.˕5EAMMٌP )L9B5:hYQ̶QUL *PP)as詭+)r1tD$#ݤvZ:Hf)r Q@jS TbbPBPc(, )P2@%$0 9(YT,ĄC)v.ȒX"pԪ!U0DPy]ūܻYZםsa^ %&mBbRB"$c(xFbajdUP)8q)JRfc{|_imt})JR)Zöo鿰 ~ *QJRZ?CV'סl͋/* ne,R-BoQUXOb+v6A&u0%""c|RI!wap?();-aqV4_LۼM!GXpL|j鵣S!Y$I8?uv;tJob'ih˗ lj4{gJiU3@7:F=eq;t&8XH=€f#^L{,'w6oJ ( x7e'fRC72E1QCv]&0kaJRTmg13jJR^ʃK A.Z@$&=j.&8)u &)D[hVevb7pAE(n2 O]$T}"A/l4hOb3i.\8.8 H[Fwx𭅹T1H!LRU&,<ěEmc]Z-mR( u sJp3) Vl gmU ?f')" '1y8gPƋ @YCnl@yeMP<["͙ u@pq|yM'#l6hy"v;Cպ92TrLM%W$!͍y,@/8Y؀9CETʛDy8tEۛ2.ꁀ% amq3D}ݻWds5,!턠Qs,,Pt@(rLF[C 9JbV;f[Ͱn iUlv!_.ݩ8BjQ6frHDD25dcQkmng8(蛢5j+#D\HPG*)L^S˽JJz!_Ϻ]SG(S&ZrQ8uVҔ+Qa7ƞV@WR)JR;k~& ؒ)J-Ca۬f:vJ&gG#nSBSVMH: `['luE@p{gk UQVlњ$1@d(aϹee `@wƻϭ)"qIAx3x]rq3U21RjO0`m\Cd菎W3t],"coQTP[QsޘG19zGb $B&2zbNG5o )xDO^$UJe td0@25){g]86l.$f@2l)"))JRTmg13jJR)JR)JR+Qa7ƞV@WR)JR;k~& -;6Idao ۣRE61 "9#ެfomll%FK8Y)qY(aI @j1zmfX|;QpLnfاܢR#d9I(" l+2ƻF:e3s4n3\ Ajdb ;8g:3RiJV*I$bo Ip lq$ZDȒKD+EUr!À"ﱫF̏Lwv~7Lk b^{={+|@k{/-׹b^{={+|@k{/-׹b^{={+|@k{/-׹b^{={+|@k{/-׹b^{={+|@k{/-׹b^{={+|@k{/-׹2ԊFptN*YUUTʪT9es a ^+)JR)JM]v#գpvv=ĪA6Q6,̙Vp`@ U9r1 k\{iX7db⡃2ϧ,Dc3/P?lVѭ2't@\U)Mg)B }mqRot-C@b6l;D |L0*\\˳,?\h.I5jzLi5&bTQt[)Ȣ"A.MnʷYI#YOJq\nwR2)u\'6)ȳ9 <% ?8u׸zm8tE!FYEv  9d.~lս@ذjY Lu*Sd#qȠR9U(xn-^9 ץ֧4z<7^Z%ˉ4XDx`#2ǻu$M)1"MÒVcʤA4lG$ )PtJKWNiCuj(xn-^9 ץ֧4z<7^Z҇SPzZjsJKWNhozn})^9ҕSn})^9ҕSn})^9ҕSn})^9ҕSn})^9ҕSn})^9ҕSn})^9ҕSn})^9ҕSn})^9ҕSn})^9ҕSn})^9ҕSn})^9ҕWh@?ҕSPzZjsJKWNiCuj(xn-^9 ץ֧4z<7^Z҇SPzZjsJKW\&ba 5إk߉¯l-2~g$E)JR2vLnf*t@G|)JR)JR)JR)JR)JR)JR)JR;k~& ؒ)J_KV,D\79bUUP3Q@D; )JR)JR)JR+aߦaߦaߦaߦaߦaߦaߦaߦaߦaߦaߦaߦaߦaߦaߦaߦaߦaߦaߦaߦaߦaߦaߦaߦa߯a[7U텿Vĕ()JT_ ~ *QJR)JR)JR)JR cL;H}vZ4r(T`EP1b ~fgRJl3!?uɦCt=iP}={:|a1wXlD<0켚`MO#o(.(e7{DsӖyYAK`zB׆X[i՜[ݛAQ} nA2(FCc`&cXͨ:3qZFv?uOrv|~U=!7{CoWcUS^֕Fږ=hZ۞E`dt:@HקQZ͗HC;nլ;k~& ؒ)Jo;?%J)JR)JR)JR)JUQ7xct܏*"r2 AΤN; AjCa:)SƤ?]SoJƙ r+H;( &A0 P"˸=@C'-mFoHBZчcrȖdPHDC(r..ZGڱjMjhE5M5&ɜ "(mP8}k{۪3-ȴQDH7XRkϼ2|J*k. Lc+M,I M\=bӔ=nQL2$(C5iۊ"BZ\d]Rc"<;_QS/ཱ/$Z?bT́RU"BBSBHQX$C rշ ʮTJK'J0]DRDC59JAwD \bxMw'P e4:3)JR+W6XE&6"6VZmoaWZ?CT)Q|-2~g$E)JR)JR)JR)J6; uZ)X+e=uI$$ԥ2M̡ar U^mmbe qYή !Op&u" (8X%)c]0poipV"ZlQeRJ4CxpdZ4oP_J 02 T :՟ 꿾l wI׶I6 hׯ!"8Ne˻Y+h8ȼB;~$V!("FE(M%1V姁ӘT#}j0W;8g([)"9d"O[iZkw^PάejTx> r [L!7*YXjݒ}j DTEW ..ºчqݵ$#7X(R489 1Cv.\Vl+񀂛)Du L3v1Z!Ci,VFϊ.4,C$O/NTP|rne^\XvanL;mr6*KH*TP*fP>aYݵ-j\QWXL0z0(0pp)N!7/_Ůל^ӗ^r]zrZKN^]yuk9.9z-u%ק/_Ůל^ӗ^r]zrZKN^]yuk9.9z-u%ק/_Ůל^ӗ^r]zrZKN^]yuk9.9z-u%ק/_Ůל^ӗ^r]z6v!LtJ7ۜGib:Y7QtrQ1D=y_a6 2i+uHLY3v}@ tj>D{ iIkBiWG\œ9wj NZ iIkBiWG\œ9wj NZ iIkBiWG\œ9wj NZA|Y;>e5-(#;&Uv"hYceG 6㳰(=% u(hȳz$M48E@2]B0 ٧oX~ v%D'# ( P!GQJhVp68x]7ҭq8J4 U#&nNNЉuf`"M|͝qS ǑI#'+-ȉM#a8 e ȣq"wCh˦f]P$EnL7S(PD5˳>WBL/scH>tAt8)):kQ"jP5p.aݙmpI<;xj@e_;E ;e"H`#=ćH4; Y'#S,]p6y`8 y2jWc+; v- p۶m[z F,jnt@  5"vi6,i;h_cPlwvSEnq(0Wj٧wj z: gG\?m~h!cR4J"!8re1sJyuYk0#Z%6pHs.33P5NL>cz$(-+$3AASj13=)JVmC +L=lmDmk߉®&>~"Y1o[6t鬑۔!<@B} Q[ew5BD̾rd[ E E̱LH])Pq=X7MqB{ZIа+HG"{̱J9LN2ٿ[/9xW *%|\8n YTU00TQ3! !RGvWW;4ru2@5HRLJP,,=(fY#8Uڂ].N1DNsG*GQ|-2~g$E)JR)JR)JR)J6; uZ)_1(f&*9dem8.KE' HC0)# 9qkz^rṢw/^"38EHpCL 8f r *M)d[&#v$TA"! (d?:ׂ_F6Qۥ(P9e6EK5M'[DNb ?5tċu,GF4WZg$~N- $e7tp9ujYq5E:ڸ/ۆa%[8cTL < aˎUӏ:hYQ̶QUL *PP)as詭)U(U K+YZ8Pq* dS1H \;ݹ e*c7H(|VNj? F Vo*߃+GvbJR*/Vĕ()JR)JR)JR)UFp;OᎫe%%l˴~X I j6]ܲ1K,;F5casBC{#S Fۙϸm3q[[=nlx 2{OF2J›=e)1c ZxUerD_ݧL]NPT:"oEC!b^0m>?qګYV#jp`Ny18rj3c L*]: [cM`K[z|?vSxEM$uR60g|d1CApF13BJ, ,IBr"O]$ 9H&9qRmk[Ld(\@mƜb$\04L݀,0d%˅v4ݙtA\>ftbujN'rÎuW8Hֆ+;h.ƑE3:m$f4aLPHJT2lfֵ']ڱ0&c*IY \Em۵Lc.@8Jbr y,ٕFM Ī~+NREAc7 NbpϚ4!͍y,@/8Y؀9CETʛDy8tEۛ2.ꁀ% qy]%tN/Fl+Evktrd&(J1@2}~޸tGKb%z7Ŵ\">\bDțD! Wn|rC u@8 `),ӘXgkq?!h22@mdQM&8c5ZZ(ĴI[ﶸF,Vt4b{3k-/.%c"nY,+;K2T(%8C1)Jͨ}pȍa[7U텿Vĕ()JT_ ~ *QJR)JR)JR)JR῾vV)JR)JRc$nxhhYIʙBGp䉬ɗZ@T 9Kv懼"Rc7D9#NbHpDJb!Y:V.alG37 vwnHٺZ. RccDY2P1D3}\ڇAaWz[YjM^[ehIRREؒ)JR)JR)JR*_i1k 6^iԈ"MWXeڇ4u"œA&YtvǍ#eH.du)剩]qHyR |Y4_ybjeGjx ۸a! K$!J<@Cy2;luؙfZ0 |#InU7VLAђIJC)uvV&,b><~a@N^H*|$ҍ9:"A(R55E0:6xXjn8^BG *P! q*n#!mixx`@x.["uX*#("@$>#)kiXʋ\ FH#i Uh #c79fsʻc-@A/kt-)x C6U6T%DETJ' گmk{سBJ aBs6 E\-CJ !7Cex5F-FH'nBW R%M#ۢ~ &Uu&{`TYɫ\"=)G+O;ex;xZi@γP1dt Cc!@9T>p|AkqjFv ;n7JjoW&"1.yhvCwa!4y7heˤC $!s9pl׼Ŗ{жխ5sk /IC:IPY S)L"qڅ[E>!cVO ilbًc !(S:g(2hy]DtMªI(ضr4c?ID;q@JRԒm썟ÙļڬowITTcj`bU@,8{U#u K7YhaǴ5k1B甈@'[h TfR5ec"l`M8;O%rQN"#Vv? F Vo*߃+GvbJR*/Vĕ()JR)JR)JR)UpXjA8a?-E5I7KYDպAA1 mhAjr В{!? JD>HqQCpĩC\7*{!? J,c $ v42{(6t+g '3Zuf9QRh8(ݕ##>d Ib$*a."9U.ʙ4lt>ԒBX\) $GzRf:@g*".k,|_7Q疍qNQQpD 7lm%6e)@8XAX~Ƿ@ٶ~y {/{{mͦ"Z%rr.X2X$4*;)c ƺhKq4VSB1˘p0B91 Z0yh*YIEUNH*h6\j›ڶw7#|ܙ3вzGB92r5KZ:{nW tL"L7y9? Kڎ]J"'S\%m*9r1 ("tI#v:\O#:LY*{󣔀n̦k&s:KbOEF+#eNɛ;qTZSTR!NnP Cs\EWCg{u:Rqd|:1SA̹eWA6aUЭfiwLIsʊXAEL#7#_e1g$dvgDݺUE S\~"@SL@ "R Ȼ6\%âx${/{{m샶Yû|CoT ᐯwf9nė݌,["#ZG+Ǚ0L9XG j |7,+`teXvM7m^sq7EwmDnQ0("<XIt&,\60ZW#8q$](0%n( `My8.I<Ѻ#[V*UDr2zG)7DzmfX|;QpLnfاܢR#d9I(" km. xАM<z[Ȟ8Q:H.Ri"Q e-8b[gQDuy!B"<#Z?CT)JR)JR)JR~N@PQQǖK匪cH\!~*ONƐ'cH_S/ITi R~v4?U;BT!~*ONƐ'cH_S/ITi R~v4?U;BT!~*ONƐ'cH_S/ITi R~v4?Ur7øvʕB6 0H%A2CrVo*Q8\4ydF.i)QT\D$19LP k`K+6*ԋ^1EĂ_xnRd:520!l׈fGfuo%rj5fDU#( 3|L0(Q!N!M⽗n廈wU`>lF͓2'r@\UoKԛveִb@)&_OI#-&]*.qP9QUDH"Cճuv[xzYV)0k)@~<]]A:@%.˄fe<rG!t2rԹg@G΢VNƷJI֯ @&#St]E݂s ѐVwWauX_;E|n{XwV EMGbNFfp&[ Ϗf;E|n{NQ_ӱWauX_a['1MAy:+JX8nt29YQ_ӱWauX_a,-|b=:e}چq 9Q_ӱWauX_;E|n{X{VIbup|N JR&C ycWauX_;E|n{X{Ibup|̇ο8L"V>c džYcWauX_;E|n{NQ_Ii;\ '#-s&@äwݰo a!B89GqccѲ5!8c FEPN0I{%0,iC`\mݢA,3`9:DG!/G5ëB skA&/#@VC9Bumȱ-ml`۷Q# .dHd2dwiBJ&)@z:k-+gmz&Uj.P L DM]umDչ6(!^ޔxfsPTt튦4SހDxVіnvL祦*\4EQEE[p9َI 5j%%f{n=jHgc9Ta!r)*(L%C~P61N QXlr}{‘TwD9GSno "c&c0ݣd v2FLtc9ILС2`5G]+*k& ^ \ތ`:*nܚA\f*$"cG dX0mmۨq$\k22pvD;!@ @%=5dm/5GӹpDJ#ʆa* Sh9ʦ0Bktj -0bBٺp 1G>[i>-ɔ%P[ SG]IImbj$tf?tRMfmO( .R@E )jzP9j\M/y Hkl1A7p3䋬 . *# @C?Kpě0כ2Rq@՞=j6!ZL[Se)ēwv_-DLD)9 cGI*ٱfv߳˹$GOBUl)Laj Sx}\ؕx&H?d'A!U Sl2/B@s{y dmI3 c6oh/OEJdʚިDD'Dzj^k84#CsŦ1G Ts+Lā1L[h`ąt6cV-5-K||[(#r JڷP@$jTxrDژjMJJ[ٜ. m Aԡ@3va{k"q6咀J߂) 0}dLL)/ { I =y*y!ٝpW* }Y֣b0%j6R|I7weD?Q(q\DNBHc1P)HNt͜%uqZd-9)vee&qF9@0z*c"0l}+y_ ʷLYѹج'tVPʐu"m&5$%ټeBI?a+1:*k z%;a魕y *# '$qfٌ L$ SD܈VC18g1 #m.+l-<-ČLZDrVY3g- {mCQDa`YVnX;z[gSŴ$S#"$R ]̙Dp cM{V<%&SAP1H _b\kl6 ιtEX(xa2%' 6ȂŌw;q>6aq^LTp%MD ei<9IG3Ozř\cLs~9AVjPM1$(<#>3C߬ZhKkw&؅$eDy* (RH;/d q+fi|@we0r83q'8"`˞An3YQi9#6Ff80 e%br&@ ڲ 9i3iq[ain$bb$×bϑ9oU l0 l;ۦ&0 _am-i >Hꑲi҉)-32/zW پ#a08P8yHDʋD d@LL$-f%Gs]ƶ܈$Tm7T"p(&@³Zn7W0tM dH"$Lj1 ""3Ʋ 6:uwݮ)F5?X)0dRB=Vj^!2Qy(׉,$UQ]3F!`1D@@C! ٫cH3gvKFr зY7$)*8S`Pp%6im82ALmDi};vi]"`e)gĶIhn 6ov&90$ e&9LS4XTP@R(x*^8*`ZLiy5 LDP( 9gb=?QkiȂEA) xeL) H` +Sd{%KŠnӼ\͎]-(&k n'D(@JuAC"p'At HJ SC! !ܨrggJ&Sc ZX1D9 D@C> "pèq֥lG>HhZ$r&R.tp am[5oʁB)CtZ.ޤRT̼PzN؂"1|C4ڷ!9A4 #G.50z Wlr]LFDzdJ# % ;WfMûQF&14#a$p-FIã. \$J'v$@MC6xS! cY嘏~6 qWVĠFԇ*fJDWFP1 Q˦N.ARIBrd <;y».]9[{ )Drd V("``(gBи-'nDؖ])/eޤR&8Wl$>II3cnlȪL5r lr(zN؂"1|C4ڷ!9A4 #G.5ԽM%Ѳ #xG-E*0r ÎU>8V|3o$_'hЎE`Kw%ue\3߅f Ųm9ZK"L@+ͅvU%h@μQ$p!̣&9DSBkx*SUMp>Nk6kiJ#Ў[TVy:af)*qRA\j-xa0LP2#D{sh@ <9y´3ɨ396" j݈gdal\2XKQ77Ej,#f緒t/4 QhG]"%.f3bF6 v%vstE QÀ»*} g^Dq8QQ)!GˉC)θSqp55nya%hGE_V* S^j4f}2}[0\5=5^%&v=6|E4&VC'hhЏc^j7L99*y]G6IMOwQ'8i ?GDzVg??ՙ"j4G.sꮆ]z3Q2btSgS1]nHl?nZ_6,tRx@WA5<7<׈Why{4FI9--*Z4u99@;zxl                  |{Kԛx\pɃ7dQ23}_QՑVfkcy$tt7'ONXؘw7Um$z{]_SX9Wf@@@?n8r'Yu9q26)pgVq[>3ꔗrgL_3 #_M5/Κauk\dK@HnLx?yT,٘nR]㫡AOO s sN/FjKTdB                o8z|@^j@@fո=E,$s ?A'o՚=y.#N$ ygy X*Q-O#c*9 Vdu`:3(&b&(/h푊z|?{6,ͥ[RpGQʧn\G%hZkMF⭩E'YxIil:;bv4df3ֱzd3                -&,ԱR"%؉Jb 5rJ]#|vT%ȅx@aLu 7%&RzZh|49U-@r KbXUn>S$dGCLdtBAșn)cx63kekIl}uH'G욞h癮qJ*-t6zn3+]J 4h{cX8ߜ?@~ok<kߴuN;z{.|~p<^2QoN$4{Aդ]Sc=f1ۋ54yk~#\wf>͹|l^}I/0e%^}ƵHkF@1sgY/rVW] 1Q6_-71{CY  ^*޲Y.R~ˣG5Nts0W {܅W;nZE>N; ;*II!dzu_RtT) Zå_*;ZjL(]Ɯebɯt5NUr_~?GToi͢@@@@@@@@@@@@@@Hh$%iؾw*x'ρ K=,Fv ky9K# etUES^&X*gUMO(ԑ=Ѹ|:*=(<^1 5n.ȥkY~sNHk6@}B5{sZꍍ]WFw7xP0Q]*]}=&Tvi{\F̾1K:*67p~? {dc^5a;|֠ڞH             ?l]'ɧx)sC+RG.U[#EYM˙0   DM| oQص$HnG LOho'-c6k^@@@-I-l2o8h^,yg\-Ep:v687158SD   o[U;{5sSAT20i%ctg. s$ڹN'I}AL3vk+ٷc.>Ъ?蕪6@@@@@@@@@@@@]t;o1ϑ\g4|aFY$y zd*-Ecp>` vz;hh\7sK͜{c86C~ebM-3,2):ti4ӊQO[r+4y>j덯P @ۏdhz,YG6CE%L 74|K;!;Ho{tKɐ.XYMemX/ ".vWx5CuWGثN(5C#m2w7Rse+ljl5M|lo|g8399c®j|%erZ ԴO s$`0č;Gb] f'?`mU>[%f3p'ӶS;2?V;Kqw\in~P2a4tvZG5MYQf豊R m N ctu ;X{6KGf!7 5JjzX$ dmPq.hoHv9MG`ȋ2|Mߨj䡣2V9!Juޯ^VdkRusm _~690:.x!`VNI5*-&>]XvH %lEB3  r^N,: nC6'N'dUŠ62I:^je|%gWf5]TS9R\,60Z'Hsjo<|T:VPѱXӭ۾IOd=3(xUvT 8Zs@%; ݠ@I xɮ79l4/{D;YEjFz-Y$Td WjKW.:y{+鐊TWqyNO,B   &uƞsv23n>3w#_zNNͫ#Gq6e}W;Z}5Ց:Ufi-'n3ïqQVJY*l            <%G4zI񴸲?qȟ&K7>+p.2*DҼ:$꬐cW.]q_O!uw)TǢ݉Z8lwUj E4.JDm,lL/wS@{I:=8 kRZ.nݹKM%m&Q#{UɗQql^z=oϤ/ƾ)gμG VoȮI\-sؘm$rRH)Iy1j-IwK};q{o?kkcdA)."e6YMQ9{0#YsQ[3ݨ6ۮ5P˴73bM`RZzH|-ܪ2>V@it^ с!i!a_듛3ACT;AP> ;foP\,R!y{#ɨ#l XZn [,lmy|u;z 6W%nU^+#qU (/t #Q4CH%'Re,aYș&#=l-4kkF;=. r<\Hw /cy^({=sifgS teo]<ׁJiۑ_{;nc,aӁCCI!=|8s?ʾ6oX3}Ǐ|73#M=v<Az9int >my 5=;{]|meCUmcLGQdcwݍyOb]{v]M]_2jnNt64=4>KS.cM)/rt0dlnpsɔ{:#ѩ&ɼ0'Idv5T]AVlp{4;grt< 6[ʾ%9[ dV jUeMGut{@9 3>\+:_+=VK_29dh=G:oCm#1dK\^2W8]|HwS 7.{#k.yb$5K|RGbfϮvP2 ~Jyܢop@@@@;S]-ˍ3᪤$nc(kvKTeJz/Fww_,'}5uY,Zi?1Go5鶎\^?:<]lQ+j$A$r49RZX@@@@@@@@@@pCon{j$b5{w==(.9I˙0 &Mcy?j~GQuk[޽t'#αO͋7=~gG{Wӽ޽Suiuɬl e]USUkxO5$o}'N#qu>I<ՙ;]=ƒ 榪E#O\k'#<~lGPCe:q!pcF^$ |x EKp-52eIk7OӻGv=wSeSX++;lI(F;Vc_ \1E}Ʀ)*#,;alip=ƏonVjfq>7m6EosIELb%h4Km1q{X}2*7}=] ηDm1h ~Ĭt1}#Tu}Nzvvw]t=|6WS\Cz4l r=U4>ljK=⪺;U_SJ5壥h>j4!9K0[ OYb}d678KZv{lz֧x/4?v(.4^q[7(  \N`q+! =D*Tr >FHhk!~ W/_^+msy'EcCMF4<1qEYmQs鮍t3=40/ w{ qGj&ILA$84SS . Fk+k}QjYoY\S>&Jkސu<ўXgY8Z9#k1jz-)aU.sdoTϘ{'zgPNV^2+N8%$U@@@@ʹ5Cr$=$s&aj*P w--qFx   wN=xsk&]VŇ?$rb|a6pl      -0-q])] U3^ #XN.3Z8NUJF}!Rc˩K=p)k?\}$5rY2Te\cGUcv륢7a@@@@@@@@@랢*hHأyz6f"dN;+T:kVRND 92G~=ĩ0/0OY=׽FM{# uoyyG1x߈1+"Vז={݆%;򔚏qRN]Rlң2dQ=x ڇtgr6jF\yO ͕{+a䕔o=ܾ,Ē̍EIjylcxh-nIa<[1%.v[ۻҗyZn=Lɹ8NTKhsMs>xM.3:G85=+98&hܵɘ;&Sv18`='I:{xkd.FN˫-jfO-mr9T%V8'ζe,e@{ifzGגZT|j Եem;%è{4f Ym$>5:Xia:Hwop\O5&oe9=,Îpd8输IKH0\:H߻$ƒx0 ]q]Km T ZKCKyv#Uo^7!(Z-tjCvւ r$hoC4wC})=ڽzzk=K5xzs$ƒx0 ]q]Km T ZOjYܕ中M+s[DnUEEG m!>NB\4 #C!~&yw'bLz˭keDvpkd oӭAw}Ԍ{N 5dmmU):8jA2CǷƚ5 igI/ 3n_#kb8\Ksə~#WDѣfR8˷POo8=솺$?@@@@@[ǥnx#Mr EK{v䨣d|4?GөN+1nR^()*aQNakbɴ|Υ5%dB        Ź\4GRB[0ZޑUd=FCQn*fOSDi^&k$8;(W@G;~4*u={_G;i2RZ6^LB 'pKNfc4x&$1|mZ'C=%B?\1<0nieWWMU @`,a8k"Ft5n 3)Ioꊳ6=x9QVv٨G!|[Iji-yr/ e|ʶAoA0lʞJ3$Lixk{O HEqUǜCt[^zio0j*dvsZ;0GgjZE`+.vKZ)WI$FiчqUiOfГx&^UzԼ)GʤxZӗRlƬ7P6u;neI4lzj;fw^e˩GrDז! OdaHy.%&mSMzpGKrY$(Øa6|=Ԩs qw3.2_2{3>9tn{-q 4vJʒܫ*,54 #2CH X*Սzcȷyӓ,dhX|=1uO 8Ìf]gd5(d54f|sJLZi.Y.cCjz s%N5*b heE(3A7= ԕqN7d\24q7%i#qp::$|.f|trǗh}u =1tnK,&9L*y?GGC4.2[G܇×1{~cUhSYRO#:G(;&[59>'Ie|>I$y.sv\O%},       gMq,~ < 5C/qK/e\8}dG_WjGQV|A{ tMkFvu[ $`        5=1y@ySUTcTueKvT^kSRѣA]q;46Y+%# JFk}Tu<,gmpXJ*i\'rhqM} 8'.]I_5b 5 ,W瑗6ZxYt|^+$]L[MGy&5 +UUe;i.?k6#hCI2Y@@QJ7L.ckG޸&X9NJ5$2:7Z`z@@ |uhu sGS%tp%ɂݡ=yρ5w@@@@@@ZDܭue+KߨX>#dnKq$*Yxʆ2.Tg]ƜEcuT{I ڎF۾#`x[pv I        Dꚃvk)kVv$VY"]/Uv{5ѣk5Gv&%da)H  =0o(m[KUo"}[F\OT2 էjb%ϙS]91@O~bxDZOQWZu1OT{(sdzS9~g~DrWx(G,HKAi&IBy/$۱yZ[NƟ0309wQܟ^5'%nh7gUֻbZ~$O${ >kZXAorA^BN\uN*<4o>_3^d+?#X8Î}L[T_Q9eCޖ'snM')GV$͙o)bY+kO};zs; @,7$zi_ ;-~I}5u([P{Oo[|#~_^VHzeo"NoQص$HyzO!]3C~.Zl"=]-5Vk)dGt#{\H:>6o<3q U,[simn?OBDr#sWblT>9m0\a1,C#f֍%`)II$f,N_ʩEyhUWNA<Hdkv;ED2~R7!WIhFz<qvvC-VO̙6Uk|,#C)i>CioKA'zGW I)'ВQp~mfq/Klup%SBǗtߩeZC䤞!l,XU'W\)[r>b5s{zw($$qM.\0bCcϭ2ӹ{pOosMoVsoHfnGt"70K4V۾[TK\JݾyԻvvc}4.z2V-*1+v_g}G/TT^5ThvKZCz@k:Y$t1mijh9>YT?rAm#Cަkt]CH8J\4;:۵պIT $1-_k3%@yFJ >%\R 8vYQ0 +>_v0WBh      |'{<-nq {`*"ѭGi8CU._x}h_m=j[gL2dh#%4fz      VA9Mi-YS3 0Q~??-= h.U  %fHm+9NzF@#ֿ&/!K9fo}a|­ K3Y@@@@i9^1eHR[~!k6i&l)z\cxK'U x-#c`$/G3]# j4{L?Op9H:}mkG|ۭU>IIF65nOǍ,ţuvj2{C@@<̼ Ms&>_19:×yǵX9<꩟I;iz2RZ6^fw[͓_x|_2ۀwּM%u=Rxo@~A$w|[j3i).CCci> V?Re˂erO#gx5j\솞LK-wH׼4;,ܥ܌cȯxȲg7;ܹNꚹY|٘Dq0}u'/V'{>/qț ګnR9ԔdZ vE萍z[:=LBW͖}xEktT4ִ\{ ;Ea)(;?f _d^OWWC=z5HK}j'ס]+V =MmU)JHj2Byo}H;XJFqUgGNwxx-0U]k|&G6/,=}~ YnMNS@dTP}9mt0Rɖ|x   ,~fvm?5<#o)d\_qt7;Udd9D/Ψ$|J}[# b       oNSR[Y WNI{<-pΟfo.ǻ;sB@@@@@W9ɾ:wjfp=o?K(٭ebr0Y% yEZZ`o/XnձP҆aVNu'k+|p FH;YJ;| c N[\Md7 8*AZzwe|}|Sе丷}^HZ+ HU͝X S+s9}?ơ&5>?^] aʲT@ޥ Rٽ,;>K;%sm}+Z,t2_tB3=<;q>錢%-Q,{dc^1a;|ղ  ?/r`=&#KWЙeބCR$ȅ6Hү@@`WWYəda}3H70~gh>ΩIw&|_G>v@@@@@@@em=e$SU١'7i+ƓZ3z믄nj}dǖZ`SCݝ_88zh;|cY5?ܽV؄@@@@@+J{ٌg|ݲQDVت)nRNdwSY͹{5+)0-nLT_~NK2_ zqnDp?-sA%':,1]y4Zܛ,Bۏ/KS| uvm6\5+WRӸ>dP$-3J+ݲ(ctRI`};WlʓQӸaY3~gZl7m{WS` YL؝u=D~/'}j/d59.hq?,ߠNJ[kaꮣN=ѿu=Ե[-Ȋ As!v/9}/9\nWsEbG Ӊ.1pvKqTQȜjvK%tAګrllϕxߍd.WGkj#ZͲ*fs|# 6@t; S%9KUcUsqђ~M*bY*[}>KD5F7~cA>_pR8OB5%dK|Ie(<^:1!^KAÿjyeW@+yvj[mߛc= +]'H:۽u/%[6{u$c[9"ɕT:x.V:x zxi.&\OGoܗdv%icUap'z/k{lzދZm3%cIc45 h"?PȨOpw^Ij2OGRsVVӲMp&K6V  ;'0T_t].od~ˆL_MYړǒ>oB       /8?ERiT䎸`~ Eɭ"=DZYZ9/d*Uk&op9|+S7\8dDJ@@@@!trJ},dm|nԺ z{(qErF[*5yoiYtmC5?dR+a$"Sk[?>_ueljf]<.(29~ia* '7Z̟nϻ j|hdw+Tuϣʭ 6{#G;iݚZaU[oM{cwc_U8Qj`}5ElpDO h]]^C_q{ڸ(%Y r5M0]檉tryuzoghJ+ܗ6{}GͲ,5R\mr[.eL09kz l\֌F;w><:ɒxa঺Z I1"'֑'Q먽z=zZ~o#9nK{S{^ڈ}I=ߗU +cɪ-O+*#nhiZϚ6Jk#X!   >P{n-bA!浖-$ѲQ"`  =@n@bud\&8GXk9ϢolOF^/prX oҎzvQ[N\;2iB֋&3K弳g[U>ָNkSYl;9}JD_׊LrE%(%0@>ҥ Dй<ԫf+vӯNL@uo¹K>YҾu4"y2z~+Im6މ788]]ծG)-٦ø3 x_#a Hl/>ߏϺYlsJku!9--<]zw=OiYK̷F ]r%S_8tK}F..lӄ@@@@O%u6C1Ԭ??rGj\j'eb"JYGSӱZO{捄שHds*r~_YLVg}!㒡Ur3 noO=>ckqȸOȬ*V1)*qFc֏N:iS\g|}hs>FgᒳR?/c$%kG$v3|wewi.?U_-kM|K%NTާ8sA-YODXk3   lփ1S) HqAʕ뎥 hU a@@7\+Y畱7qP,=V8edG9dB»= (r7kO[z#@v:ŹKRvWm_cz6QmX۷8SH9[ VXyvU.|?mL"1kixx,1궷q [(h&\KŪ<((x+GmQXoI<2;1#dv e:p5Be5MΠ\Tݬb.x5ToQڟW-LN3\Cw﷠FMIORRm.ޢxt;U(+ 93ӳXZHw4k궻Fra5?cYv|R79Q8!¬vNIoPz!ln.nZ54vY rMkbdg_9QCRF65-C#pGI4]gw Ymjn˶ZJ~7/8ޫ,K=55)GY#ZXu lV.4ㆆ6dFN MwN1H̨Nb`WLn1V9@F4Gih#9Ίڞ3 N9 ->NdCnA. !4Rme/qvWNsgЌk"w̱%0Nk+P@yik:C=]Ӄ̕SzF'M ,Ho^LQz-P͙>qpџ K_)馼 <ֳiZU :12Ow"]Gqa4vT$/_}}ZtDewkek4aR.>LIqE awSE%GXw9kci=N!;.>WLl׆&rIF>eKQ;E&9G pp446($tRY; ӻg77OC[aNJ D֥{[]y燛ZlvS{d f;8N@fw:r"^R>P׏^z3 b{\May5|2BC̢"乎k^qQTiNQ+2O\YmTh<6*3kH|-jJqOW[Mhc$[SV}bIgm~S9ީZ ]C}6/۽u6~WW/yz6@@@@5ʾ+] SGv~vIEwNJre1q[5TrH|], s0o*򝧈1vo44f,cp$9OCmHݲ݉+e}1捲4;67T#kNzxI?#dT`q͆9K)p!޷uߍp|Yn+&bT  %fHGUtFq~ɥ!K96Z3ja xMMjY\^ {w.K8p~b\m@sd.֜_ӭmʲ< J)q-b~#|:c67b@|;|L^zטּ}bSsnԯV+ .cSn}%Z\o+gQ]Z@oQ DKWëoy[vG;X)ݶ|}҆P)[!;v_hZ")Ei/)@@U9F⨄=?^u,Rz_F}uE,A#wӣK^lB  %SnOth^?9+2dDC_#O wQ ncAxkp9ɛU@Sx)3,M^~GT-YT tk^qZmmֵ]Xחԑx;q%s&CM5@H鑺#c#c]i|:%uBע?ό$eg۬MK)d: k=Ʒ%%EkW0.|VYxį"dON{#gZ:wo•ÔyNlhɜM=sGd׸7*E.ZSLaOivrn{q&s <)5Y/hdcc[G~+,kn ]91Ȫئח?EGr;cwO'kQ1vR,{2+jZȶudcTdx9p,eSO`1|K#4ut9óIF9dSk*['>Lq-pׇO&y0JKeL.룖I'9}t4gRROܒr7mŮ>b~iļ-9v]#>kD9 !-:o`FyQկ]; 瓌eMOąf|Kx2eU:ifoK[4',g4wXJK+ّTJw3ʼ.qSC㹶YN&5j] O! bΠ;] ]x| 4+a6N?._/ܵ|M9e~OtSF:&ƲzKIhwa!wHݝ)b¤T~\y״#Z+ \%Vr3}wȌa;:>O @tY#n҂u *lI.DM 01m܌cMPxϳC6'L!5HΈ5d M7 iZC;nzjsr-بV6=ynz6Gm-vRFvWgV'+x_3*NYrcgb *g`fbcgɺHvp%TgQsm6Md6ܺzȟorpm++D Éq}c}<xSX妤ywڞE<)=r&į1tRɲ]-hԢ;C="`d˵[ѕϋJ|s)i%Z覞GH`,/i{M7Zq7'EeoÄ=y.fx]NzjlSSK04;%o ^2)%*_essQ%xg|exvwVISE9ghk9piS䝭-eEWl,i;+}Ĝ:r3L/{3^dN:޶:tZ')z!@Xy9NєSuIf+7S+d25bgl,EtT2[*)#;lp . \FJIIrfj    ||eM5IcVXնοXӺ9+,15p= kع'U+ᮞ>%5mp.PS]S8V:sJJ#9יx WkFG++2D2^GgIxֶsYNCI*)Y 7%j'c6b?|5O@\t[:#9kޒ\Nh!ۋ:FwCvg©oCH=%0HYp燌[(婺6H5 ioOq4uB3\"_˴|;Zysj)5M=D|n|{|sKI5-QO|5#[SaUh8Xߍxmym_oCq$4twftQrƻګdmÜÊ]SWMn Кq0 8 )BKsysoox ]]5AS2Gǧ}어to]VZq{ϼx46 j婷oSQgl67MS7ѐ%ekϹBCK'ж;ۇڕ[+~Uk}d[EKKvl95LkE8ސ5 YӥY% ,6ZND2NGT}D]U+ 9yuo>ܗK~&Dtv贛fτzyy5Zu6EK$^0..{΃!YSI$t1uӗ_Uh<*rW[DuNRao}5(!RoO;oQ\2[ErO3G_[b=wMd6F>^vF.mYL5E w%8wgd˥Hu{%i"21sx4lENsV49gZ1vJܠ-[譔4a%==#d TJ{3W:߻CU^Gp<[5BKYN4OP|Ruѳʒ|Ô\F/5}P.dά{薵{uJpg.oG;+U4o5%ne[dov:iӿYd&DNƆ6v)}eZW=?QTk][ڮ|&^_eȲ.^;vzIIX}t ;(#.1drœ1Kjpiոݶ7v釵?A 5vgZE%ܛz&qkw;p8Ѥ4rStF9=dG}׻wtyGö?.[At6[ R4C hk6mkw`2܋IHF@jȸӻoXXDzIG0ھ+@sT5ȅB 6e 2 '>$CQZ dZ~K}r;^qmzu2W!󓜜yY@@@@@@@@ɽZ+8?UM_[h{w@]a5|mt+'y:%5͝@@@@ٶ[\NsFN>MUn٨[bG2N!eT5kYܩ e\ ~4;v}:ܖ(ؓ{SWĜ<4sϑdW жH`Gݡkx2[S]-Q\޼Y"<qجkon Q+=!ׯ_%'ۍ-&Tt5@>/ߗaa 7juWoZ<k&5v$rP2h*uwtn*eZhuKe×R7Z畒n~-n:KF{t<FYfWdnܑp`s |qJ\YCQAnf{JO}Gu&S{Kq[KX 4ftJ2OMvesmN^ctnkzs|]ӯK+Ɲ{Ho |]Q|#U.vOwёױŏiiI=]nyk.p7?VYj:7~ Nf'@@$Gb6%٭Qqt U%u`f@?G,_!ۤPt[#1G; /l(/Ў  ޼_ˬ\Eʵ6hyc_'9'^'DvW+:U/KЯzi*x/ ώUh(i}Y.emncwNT1b4-cO*N0kR[+(&s5,ρ渴vVh%f* -]mmkl Idkz#~zTrlY6gYK% \Ҁ%JzQQ/O  xGu㕶)6W]%6wH ;Sʆ*R|z1gڃ\:e,5sJ7v6+iEFz3Խ<sr\˔Z$诵Զ1};\Z~:ɒdyI¬=C%Lڈ;_>m+*f4wY`L(B   K׶\[C7[|٧˳z[-      }|Ȫi,g`~nމbhr{pR54??:%.]5twϼ)  Ҽ`*PǓ=:Li"/XB Yvv'Ž3oȯBis~M&֞ui~h@@UH__29~SVjjcՂji[}v\ZZ:Un=8͔i7>D࿊;,2;YI>ё\詨-rƷN/ZqOMQxe1]]Tn`SisKkKO} ׍e#%/w#s[k7GvDdCGχ7X5Q JTOU9}{f5X*_5 z1OC\Kݰtz[fcL|Oh'W2ܫ_';T[1t7pt9obȢqTOYxXAi_x_/9?(WpgiihF >G:/oHgȗwқ'2N^>>RZG+.0 2ieʓi^ZY( ai:i>-Y_"Mt$閩 ?Xo5_kڛ h$|b!s sAc{4}\J +T,8FzYǂ^%lbE|Y{,LƊ?~?,?yk{$]Z4r(wW_n?M||Yx&^BV 7+|b6[[@&#Q)o7BMX뽊ϓY՝%C_tSy!'ZaqZhx)/?C(`Lh:,ZvwUg=5l2+UMn*I5C,hۋNeOFT[Zz1wX` Jmq#N^Fq-T3M}I+LW=sYwV M뻯iz0#9.ud ϒF*I.i}7Qq\5IIӁFffFnNomDGe='RNV\uWD^1lZU6gI Qq 6K wyF)͔\QݨokՔ TU4H7$,Mji]1|}$\ KG];ZVBODѓh9ey&Wf7c=# KZ۽ [O]A+KDi /SMjim;Ʋi Qz䊂)[!$ my\"2%yh/3TGO{ȭ6ygȮ@zp$l)<$MMʒ%}ET0P2HXˋneKSz8_bc;պl8@u_3ש(Cn1 ={=}~EAuJjuKTN᭥eʈ6?Dj_g>h)-rfLB@@RP}9-~1]'GLCUT@@C(q*㗧ȤwLLc]VŇ?$rb|a6pl  y/m<+y7Ow#:[J<)EIr |>/)ɿd*VTO<:Cx¸.8)QLʨ{[( k}8 z 3hd+(x xqԦ;Dl~d80xoG[&M|r18rԏgS*2% -5Θ#QGu|4uoL0w-k mV{\N$XYUJ| sxF\s8)-7*vR[\sO+cps9{=v]Y1jy6ųSQ.STPG2=ƆW(-ō;5ӯWd4zl!{]Q&oگ57|ۨgg X6*@:@܅ gg&"^?Fw6T;7\.hkLIe)izeN̝.F,vZkqRR)EzH|7X\gzo h >cz{Sl3Szɲ-Uu. FL'/^^U ^멯?ɴH~f;#ޟ1&Gm_!-y vOe&G<{eMp"VKevZ|j𴶻O8ٙq~\ZoMtZ<40Ansʄioijn۸$ -0}í̷^2J*T! ߚ6Ɲ6jbN93džπwpK}h_09t}eVT#M<[} pq,ƛ #g_&/kMdtl__Hʗh5Ltly hvo,3`EZFxsY|[on< sxF\s8)-7*vR[\sO+cps9{=6]Y1jyųSNO n+^~53 f:l55֪UF I~ˆ~TV֭\-V:hqvd6GT3\\AN)Z}=kXm?*+~?I p9QqapOĬT2t Q6ĄōKޢ>D(2rb]Ylvwl({ {HMnZ=9' uamIc MYPfםJ=wd9$^[*ÑBժ?K$_-ɯW.=l~mAkMS\ޗHIć5͕ɸ+]"vE)BOM_2%ȼl[ɇXĢ(.ki֑1܎{NP HW5969;1(r傒Y< ܦcߠ:X p^Κz)]ekHI&inzʢs*MWW+W~I?y*HEnh%''cMSS2+ LVi8ؑ~k ]9=:(Y:PZg1K_KZ;SZ76{NY?4!d$בfW5^;Xjg,)#w9tRuŤ⟘בE|[oݩ.TX]d{;}b\ T|MOmCEoq%e=5LmxF5VR~wYbro͚;]ֶq[k*-AUK+'G5 R*KI-Q/Fo2~P̳j,~A+)w)ck 85 7)"D~l/,fq\`$YC;2A ĎЩ%nj)AE_>7lOI}+?=]^WߧzuaNӦ{{}Ȥy_$t<9;.'ԒA@@E&.:xn;{y>An\??_c7AW:o  NZy&K~@ NM$xڊmµdrܺxEB*+'99>f`i3,6ϟVKk눸ÃGXNݗ#8MD1 ŎgdY3u8HFcKhige<l*tKVRQGouEϨa\FGRKF^GT~f]M6:Tک sƈִ5iatG,얇C>W]Nc\.>`7\@޶ѽ5mtׁ#ȓI[.K j zwvI}moC{YN[ڴ a|^'Ʊ\ Pʢ^/ 4o}בDŽb3dNRR}NG]y4^ޖ=s)ﶽ;k'Lwwx{x넬|sy^_MvUMI0þm˛]+%X*r  ~1&N=GkioXs6/ϑP>Pcwvw*%0 SOx֫CzGWf̫h+i~nnoZmcȬA@mHr-Sӯ^G%.+_x'QƯbCsGr|[*@@@@@@@@@gRw>5>B=xOrMH=`|L}C̷watg}c#89i#zw  r%iԕ.w?__Æϸ=n+%4@@@@@@@V?e>R!˼j=陵H4MIjZiR  )T݉Xmu<_浖-$͕OXQ@g QeM^KfI<>*Z5(A)&JWIdq{N%}/~g    d4\ـ0pc8qZ$m%GS泡;[-nVD즵K68M]FϭXgꪤwsan3`SJ[){1'] m =yR;=Vs0]1l6mepT.hq ]Zwdsׇ_jv5WGO&I^q l/o[M kܒ~OR)e~ZG+Ftj